►
From YouTube: Affordable Housing Advisory Committee – April 6, 2023
Description
Regular meeting of the City of Asheville Affordable Housing Advisory Committee.
Access the agenda and other meeting materials at the City of Asheville website: https://www.ashevillenc.gov/department/city-clerk/boards-and-commissions/affordable-housing-advisory-committee/
Participate before and during the meeting on our public engagement hub: https://publicinput.com/G6244
A
Good
morning,
good
morning,
everybody
welcome
to
the
Monday
April
10th
2023
meeting
of
the
affordable
housing
advisory
committee.
I'm
chair,
bear
Bialik
and
I'm
going
to
go.
Go
ahead,
go
ahead
and
do
a
roll
call
Vote
with
everyone.
Who's
here
I
think
you
can
just
say
hi
when
I
call
your
name
Margie
hi,.
C
D
E
I
A
And
Kevin
there
welcome
everybody
first
first
order:
business
is
approval
of
the
minutes
from
the
last
meeting
they're
in
our
package,
as
everyone
had
a
chance
to
review
and
if
so
do,
I
have
a
motion
to
accept.
G
There
was
just
a
grammatical
error
in
there
on
events,
news
and
reminders.
It
says
none
at
the.
C
G
G
A
You
moving
on
so
we've
got
a
barn
attended
to
elect
new
officers.
We've
had
some
long
discussion
on
it
and
I
think
we've
we've
changed
our
bylaw
is
to
allow
for
having
co-chairs
and
I
re.
A
J
J
A
F
A
F
A
F
Have
we.
A
I'll
make
a
motion
to
that
with
our
bylaw
with
our
bylaw
changes,
we're
allowed
to
have
co-chairs
and
ahec
points,
Margie
Bukowski
and
Andy
Barnett,
his
co-chairs
and
Brian
methven
as
Vice
chair.
F
A
Aye
aye
any
opposed
okay
motion
carries.
Thank
you
appreciate
that
everybody
all
right
next
up
on
the
agenda
is
Luigi's
policy
and
micro
units
do
we
want
to,
and
then
we
have
and
then
there's
the
voucher
follow-up.
Is
there
any
since
they're
kind
of
connected?
Do
we
want
to
switch
the
order?
That's.
K
F
Sure
so,
city.
K
Council
had
was
doing
their
in-person
agenda
briefings
in
this
room
at
your
meeting
time
so
or
just
like
halfway
through
your
meeting
time,
we'd
have
to
clear
out
so
this
is
why
we've
been
meeting
up
these
not
regular
times.
They
have
since
decided
to
go
virtual
to
help
with
attendance
and
help
themselves
get
to
those
meetings,
so
they
will
be
starting
at
I
believe
11
o'clock
on
that
first
Thursday,
so
we
can
meet
here
at
your
regular
time.
K
It
means
that
if
we
start
at
9
30
there's
a
little
bit
of
overlap
with
that
meeting,
which
is
okay,
I
sometimes
have
to
go
to
those
meetings,
but
not
maybe
not
enough
to
worry
about,
and
so
we
can
go
back
to
your
regular
time
and
I
guess.
The
question
is:
would
it
be
easier
for
some
folks
if
that
is
9,
30
the
right
time
or
should
nine?
Would
nine
o'clock
be
better
for
some
people.
F
K
F
K
H
K
You
don't
have
to
I,
don't
I,
don't
I
mean
it's
not
I.
Don't
think
it's
regular
enough
conflict
that
it's
fine,
whatever.
D
K
K
A
L
A
A
A
Cool
okay,
so
then
in
the
old
business,
so
there's
the
voucher
follow-up
and
then
the
weeds.
We
kind
of
asked
we
had
last
meeting
the
discussion
and
kind
of
get
up
to
understand
vouchers
better.
So
then
we
can
use
that
information
for
making
some
decisions
or
discussions
about
the
luige
policy
and
micro
units
did
I.
I
just
want
to
think
that
I
hear
at
hcd
that
the
Louise
discussion
is
going
to
get
held
off
and
tied
in
with
the
bigger,
affordable
housing,
or
is
that.
K
Yes
and
no
so
basically
I
met
with
a
developer
of
the
46
Aston
micro
units
micro
Apartments.
Two
three
weeks
ago,
we.
K
K
K
Thoughts
for
you
today,
but
it
just
may
need
to
be
more
the
work
we
need
to
be
spread
out
and
help
you
all
can
help
more
because
I'm,
just
not
it.
K
There
so
David
said
yes
sure
we
can
push
off
hcd
in
other
months.
So
we're
not
time
pressure
today
to
come
up
with
Solutions.
D
K
M
D
K
A
Or
not,
you
know,
I
mean
it's
so
with
that,
then,
because
we
had,
we
had
like
we
were
kind
of
given
some
guidance
to
to
work
on
luige
and
then
the
last
meeting
I
heard
that
it
sound.
It
sounded
like
what
I
was
picking
up
on.
Instead
of
that,
it
was
going
to
be
put
into
the
RFP
for
an
affordable
housing
plan
to
look
at
Luigi.
So
then,
in.
F
K
B
A
A
little
bit
earlier,
okay,
that's
what
that
was
kind
of
the
new
it's
like
we.
We
had
had
kind
of
an
hour
plan
to
talk,
start
talking
about
the
weeds
because
we
were
asked,
but
it's
what
I
picked
up
on
last
time
is
that
that
was
going
to
be
more
included
in
the
scope
of
the
Ohio,
the
affordable
housing
plan,
update
art-
you
know
request.
So
in
that
vein,
like
I
I
know,
we
always
get
frustrated
when
we
work
on
stuff
that.
C
C
K
At
the
same
time,
any
public
or
any
Community
input
you
got,
we
will
still
feed
to
the
consultant.
It
won't
go
by
the
leases
so.
K
So
the
goal
is
to
get
to
I
was
hoping
to
get
to
council
before
the
end
of
the
budget
year,
but
because
we
are
asking
frankly
because
we're
asking
Dogwood
for
some
of
the
funding
for
it.
We
really
need
to
wait
till
after
the
till
we
get
their
decision,
which
won't
be
till
the
first
week
of
July.
K
K
K
Level
of
discomfort
with
Luigi
we're
hearing
Council
level,
so
you
know
there
could
be
some
temporary
action.
There
could
be
like
we're
only
going
to
hear
Luigi's
applications
twice
a
year
or
four
times.
You
know
we're
going
to
kind
of
put
these
into
some
kind
of
timed
boxes,
which
doesn't
necessarily
always
work
with
czs,
but
I.
K
K
K
H
K
F
K
F
F
A
A
We
had
like
we
had
come
up
with
there's
several
things
about
the
Ouija
we
like
when
we
were
asked
about
the
party.
Is
we
came
up
with
a
couple
things
we
talked
about
like
for
how
to
make
it
work
for
smaller
projects,
how
to
make
it?
How
to
tie
this
there's
a
few
things
we
had
kind
of
gone
back
and
forth
like
when
we
were
asked
about
what
we
would.
A
What
should
we
should
be
talking
about
the
weeds
and
then
and
and
just
more
I
guess
I'm
trying
to
figure
out
how
much
time
yeah,
how
much
time
we
should
spend
on
some
of
those
things
that
the
feeling
of
like
the
feeling
I've
been
getting
from
listening
to
HD
and
watching
the
council
members
with
it?
Is
that
there's
a
question
of?
Is
this
worth
it
versus
giving
up
versus
just
having
the
tax
dollars?
I've
heard
I've
heard
that
exact
term
like
well
should.
A
Should
we
just
keep
the
tax
dollars?
Is
that
kind
of
what
you're
hearing.
B
A
It's
definitely
a
big
like
having
gone
through
now,
a
Housing
Trust
Fund
application
like
so
what
we
did
like
just
one
thing
like
what
we
did
is
when,
by
reallocating
Bond
money
to
the
Housing
Trust
Fund,
we
made
all
of
that
all
of
the
bond
money
have
to
be
returnable
funds.
It's
all
alone.
Nothing
can
technically
be
granted,
so
that
left
luige
is
one
of
the
only
like
tools.
A
B
D
A
K
F
A
Where
we,
as
an
advisory
committee,
can
also
stay,
make
a
motion
say
hey:
what
do
you
think?
Luigi
is
a
great
tool,
so
we
want.
You
know.
We,
as
an
advisory
committee,
want
to
continue
this
and
it's
important
so,
but
it
but
I
just
always
I
I,
always
whenever
we
get.
We
see
this
stuff
that
we're
charged
to
work
on
and
we
see
some
flux
on
it.
It
always
gets
really
happening.
Some
like
yeah
I,
understand
so,
okay,
but
I
guess
the
issue
is
charged.
K
A
One
thing:
one
thing:
that's
really
helped
like
it.
One
thing
I
noticed
was
really
helpful
from
the
last
meeting
and
understanding
the
technical
about
the
Project
based
and
the
not
Project
based
is
I.
It
was
there's
like
another
there's,
an
application
going
through
for
the
one
it's
a
project
on
Sweeten,
Creek
I,
believe
it
is,
and.
F
A
Been
approved
for
project-based
vouchers
so
that
so
that
that
basically
opened
it
means
it's
a
lot
more
voucher
availability
for
those.
Is
that
correct.
A
N
Just
for
quick,
better
bit
of
clarification,
Project
based
voucher-
that
is
that's
a
given
I!
Guess
it's
a
given
physical
location,
either
something
new
and
up
and
coming
or
an
existing
thing
in
tenant
base
is
a
just
I'm
trying
to
put
it
quickly
in
my
mind,
it's
a
bit
more
flexible
and
that
it's
with
the
individual
tenant
applied,
I,
guess
wherever
they
can
find
the
receptive
unit.
Okay,.
K
K
B
B
What
is
the
deal
going
to
be?
What
the
developer
is
and
saying.
D
D
B
A
I
B
N
A
Got
that
came
up
is
that,
like
one
of
the
biggest
questions
was
like?
Is
this
an
unlimited
amount
like
what?
If
someone
came
and
I'm
going
to
build
five
thousand
about
five
I?
Don't
offer
five
thousand
spaces
that
the
that
the
fund,
the
vouchers
don't
exist
for
all
that,
so
there's
some
things
that
what
we're
trying
to
make
sure
is
that
we're
driving
to
create
projects
that
actually
the
vouchers
exist
for,
or
else
it's
it's
not
like.
A
F
A
F
A
Get
a
tenant-based
voucher,
you
have
to
have
lived
in
a
Housing
Development
and
after
you've
lived
in
it
for
a
while,
then
you
can
apply
for
it.
Okay
and
that's
those
ones
that
are
unused.
A
lot
of
it's
unused
are
people
who
are
currently
lit.
Have
they
live
in
Housing
Authority
developments
and
they
have
tenant
base
to
move,
but
there's
no.
That's.
N
A
A
Housing
is
not
there
yeah,
and
why
and
why
this.
You
know
why
this
comes
up
with
the
tiny
units
is,
is
like,
because
his
development
is
why
the
conversation
got
connected
is
because
he
was
proposing
40
I.
Think
of
the
I
think
there
was
like
46
there's
like
42
46
right
of
his
units.
He
would
accept
vouchers
for
so,
and
the
connection
from
Housing
Authority
came
from
David
Nash
had
come
out
and
said:
that's
a
great
thing
like
the
more
people.
A
N
B
L
B
I,
remember
David,
saying
that
in
some
conversation
that
his.
I
D
N
For
for
definitions
of
either
you
know,
unit
size
or
whatnot
is:
is
the
city
working
off
of
a?
Is
it
just
a
it's
a
bedroom
or
Portage,
or
is
it
an
actual
square?
Is
it
a?
Is
it
a
fixed
or
required
square
footage
per
unit?
N
Okay,
I
mean
that's
and
again.
I
I
was
not
here
for
the
last
meeting
in
the
last
discussion,
but
I
guess
I'm,
just
kind
of
quick
bit
of
food
for
thought
of
micro
units
if
you're
looking
at
it,
I
guess
on
a
square
footage
basis.
If
you're
going
on
the
Assumption
of
220
to
250
square
feet,
give
or
take
of
said
unit
I,
don't
know
if
you're
counting
in
any
common
element
of
you
know
a
hall
bathroom
or
a
kitchen
like
something
like
that.
N
But
that's
just
you
know
one
quick
thought
I
would
have
if
you
are
trying
to
semi-standardize
or
assign
an
average
square
footage
per
micro
unit.
Studio
I
mean
I'm
thinking,
250
500,
000
1500,
something
like
that.
That
at
least
gives
you
in
the
conversation
some
starting
point
of
saying.
Okay,
if
you're
my
peer
unit
on
average,
is
a
quarter
the
size
of
a
one.
N
Let's
call
it
a
global
one:
bedroom,
that's
I,
don't
yeah
call
it
that
that
might
be
a
it's
a
I
think
it's
a
starting
point
of
a
discussion
of
either
proportionality
or
just
some
degree
of
predictability.
If
you
are
trying
to
make
kids
I
guess
a
index
to
the
actual
size
of
the
unit,
because
I
guess
that's
the
just
and
again
food
for
thought,
the
question:
that's
come
up
of:
okay,
one
micro
unit-
that's
you
know.
One
unit
is
one
unit
versus
one
bedroom.
That's
one
unit,
one
unit.
N
So,
for
the
purposes
of
the
voucher,
hey
I've
got
a
voucher.
You've
got
a
unit
to
match
it
to,
albeit
micro
unit,
is
smaller.
So
I
guess
maybe
that's
the
discussion
of
okay.
You
get
if
you're,
giving
100
credit
to
a
full-size
one-bedroom
unit.
Would
you
give
a
portion
portion
of
that
to
a
micro
unit?
And
it's
just
it's
a
I?
Guess
it's
a
question?
N
C
N
A
I
The
case,
but
I
think
it
is
just
one
bedroom-
is
the
lower
lowest
okay
square
footage
and.
L
I
Square
footage
and
we
don't
talk
in
terms
of
square
footage
but
studio
and
one
bedroom
will
probably
be
considered
considered.
F
K
L
N
A
Bedroom
right,
yeah,
that's
that's
what
my
understanding
is
that
the
voucher,
the
housing
there's
two
server
like
the
the
housing
Choice
voucher,
is
the
agnostic
to
size
unit,
whether
it's
it's
just.
If
it's,
if
it's
got
a
bedroom,
if
it
doesn't
have
a
bedroom,
then
there's
a
studio,
pay
rate.
If
it's
got
one
bedroom
of
any
size
as
long
as
it
meets
probably
building
code
standards.
A
It's
a
one
bedroom
and
same
thing
with
the
two
bedroom.
Like
I
mean
if
it's
a
two-bedroom
house,
that's
580
square
feet,
it's
going
to
pay
the
same
as
of
two
bedroom.
That's
1200
square
feet
right,
okay,
so
the
question
is
like
no.
Has
that
been
part
of
like
this?
This
disconnect
question
that
vouchers
vouchers
are
agnostic
to
that
and
and
and
the
payment
rates
are
set
early
by
Hud
like
HUD
standards,
don't
Define
unit
square
footage,
they
only
Define
bedroom,
no
bedroom
amount
of
bedrooms.
A
A
Choice
is
a
you
know,
a
voucher
is
a
voucher,
or
do
we
want
to
further
limit
that
and
that's
that's
kind
of
the
discussion.
That's
come
back
and
then
one
of
the
you
know
the
questions
that
came
up.
You
know
or
the
points
that
was
brought
at
last
meeting
when
we
started
the
discussion.
Is
that
the
to
ins,
since
it's
the
Louise
credit,
is
based
on
value
that
the
value
already
is?
The
value
is
what
is
scaling
the
status
because
it.
A
N
E
Yeah
and
to
clarify
I
mean
a
micro
unit,
doesn't
have
a
kitchen
right.
N
M
K
O
K
B
J
J
When
I
looked
at
that
unit,
they
had
10
units
available
out
of
200.
for
rent
and
they're.
The
only
thing
that's
available
in
downtown
Nashville,
so
just
from
a
commercial
perspective,
the
market
must
not
value
them
that
highly,
because
you
can't
there's
no
other
apartments
within
a
three
miles
that
are
available
for
rent
they're
100
occupancy,
but
those
have
availability.
J
So
that
would
just
that
one
thing
that
worries
me
about
it
using
Luigi
dollars
for
projects
like
that
is
that
I
don't
know
if
that's
really
what
people
want
to
live,
a
large
portion
of
the
population
wants
to
live
in
and
I
would
hate
to
make
it
to
say
to
people
who
have
vouchers
well.
This
is
what
you
have
to
accept,
simply
because
you
know
you're
in
the
situation
in
life,
where
you
need
a
voucher.
N
Mean
it
I
mean
I,
guess
if
you're,
you
know,
throwing
silver
bug
shop
versus
a
silver
bullet
I
think
it
is
a
part
of
you
know
it's
an
all-day
above
approach
and
I
suppose
kind
of
going
back
to
the
question
of
either
proportionality
or
size.
It's
like,
if
you
don't
want
to
actively
encourage
or
discourage
it,
but
you
at
least
want
to
be
more
proactive
and
upfront
about.
You
know:
hey
it's!
N
C
J
The
space
that
a
a
studio
would
and
a
third
of
the
space
that
a
one
bedroom
apartment
would
so,
if
I
can
cram
all
those
units
into
a
building
and
rent
them
out
for
30
percent,
less
rent
as
an
as
a
developer
that
economic
model
Works
without
an
incentive
yeah,
and
so
it's
it
can
be
in
the
community
mix.
I'm
not
saying
we
shouldn't
have
Micro
units
in
Asheville,
I'm.
A
C
A
J
Well,
another
question
is:
are
they
guaranteed,
though,
because
simply
because
you
say
I
will
accept,
vouchers
doesn't
mean
vouchers.
Go,
in
all,
it
says,
is
the
rent
right
for
those
46
units
will
stay
at
the
approved
level
and
I
will
accept
tenants,
I'm
still
doing
credit
checks,
criminal
background
checks,
you
know
and
I
can
go
in
and
just
pick
my
46
people,
the
units
will
be
affordable
and
those
46
people
will
pay
lower
rent,
but
it
doesn't
mean
the
46
people
we
need
in
our
community
that
need
housing,
particularly
the
ones
on
vouchers.
How.
A
Does
the
and
this
was
this
came
we
talked
about
the
audit,
so
I
mean
there's
a
good
question
connecting
with
the
leads
that,
how
do
we
we're?
We
say
we
go
back
and
we
audit,
like
we
have
yearly
audit
reports
to
make
sure
that
they're
being
used.
So
if
someone
was
saying
I'm,
gonna,
I'm,
gonna,
I'm
gonna
do
this.
At
this
ramp
and
I'm
gonna
accept
46
units
of
voucher,
housing
do
is
Luigi
or
the
funding
tied
back
into
guaranteeing
that
that
happens
or.
A
J
J
J
A
So
I'm
not
thinking
more
I'm
thinking
more
of
like
if
like
when
you
have
the
charts
of
like
hey
if
you're
committing
like
because
it
gets
to
get
like
the
weeds
or
different
things,
you're
committing
a
certain
amount
of
units
at
an
Ami
and
if
you're
committing,
let's
say
an
80
or
six.
Let's
see
if
you're
competing
60
Ami
the
rent
payment
on
that
would
be
less
than
what
a
voucher
payment
would
be.
A
F
A
So,
in
other
words,
like
let's
say
if
the
unit
runs
for
thirteen
hundred
dollars,
normal
is
the
normal
Ram.
But
if,
if
we
and
our
application
are
committing
and
saying
hey,
we'll
do
20
units
at
60
Ami
and
we're
willing
to
accept
vouchers.
If
you
rent
them
at
60
Ami
to
not
vouchers,
then
that
there's
a
lower
a
much
lower
maximum
than
what
the
value.
C
J
Have
to
pay
rent
the
rent
that
you're
paying
is
determined
by
your
income,
the
balance
of
which
is
paid
for
by
the
voucher
right
right
so
with
to
the
landlord.
It's
all
the
same
money.
It's
just
a
question
of
how
much
of
it
did
the
tenant
pay
versus
the
voucher
recovery
right.
In
other
words,
if
the
department
was
a
thousand
bucks
and
I
could
afford
800
my
voucher's
paying
two
and
I'm
paying
eight,
but
the
landlords
still
get
the
same
thousand
dollars
either
way.
J
And
I
think
that's
again.
What,
where
some
landlords
who
have
created
affordable
units
aren't
necessarily
can
still
be
discriminatory
against
people
with
vouchers,
even
even
when
meeting
the
requirements
to
keep
the
the
unit
at
an
affordable
level
and
I
think
that's
the
sort
of
there's
a
if
you
don't
have
a
voucher
preference
requirement.
In
other
words,
if
there's
not
a
voucher
holder
available,
then
you
can
rent
it
to
someone
else.
Then
people
could
just
not
have
any
money
on
vouchers.
Yeah.
P
D
P
Know
it's
at
least
something
we
should
look
at,
but
overall
I
think
Brian's
right
to
point
out
that
you
know
the
fact
that
they
say
they'll
take
vouchers
doesn't
mean
we're
creating
47
units
that
well,
but
I
do
think
some.
There
are.
A
lot
of
people
want
to
get
out
of
project-based
housing.
You
know
they
may
be
similar
and
we
may
even
want
to
encourage
project-based
housing
from
an
affordable
housing
angle.
P
D
K
Well,
I
will
say
of
the
two
projects
that
we
audited
this
this
winter.
One
I
don't
believe
they
had
any
voucher
holders,
but
the
other
one
had
about
50
percent
of
their
unit
close
to
50
of
their
units
were
voucher.
Holders
close
to
35
units
had
voucher
holders.
You
know
all
it
was
a
sudden
100,
60,
Ami
and
Below
project,
so.
J
B
L
K
B
Yeah
I
think
from
his
some
of
the
things
that
he
said
at
city
council
I
mean
they
have
a
he's
built
in
Seattle
and
he's
built
Nashville
and
those
are
two
very,
very
different
cities
than
Asheville
and
so
I'm.
You
know
I'm
just
I'm
curious
to
know.
Will
tourists
come
and
take
these
250
square
foot
I
mean
like
who's
going
to
fill
these
up?
If,
if.
D
His
you.
K
K
Y'all
were
We're
alone,
I
think
we're
so
I
pasted
in
the
payment
standards
just
a
minute
ago
really
quick.
This
was
an
example
from
Durham
that
I
found
this
was
their
smallest
unit
on
their
website.
It's
an
apartment,
complex
with
a
mix
of
micro
and
one
and
two
bedroom
units,
it's
right
downtown.
K
So
this
is
387
square
feet,
starting
at
1301
a
month.
They
do
have
parking,
but
they
do
charge
fifty
dollars
a
month
for
it
and
looking
at
the
different
indexes
because
of
the
same
thing
of
cities
are
very
different.
Their
cost
of
living
index
is
very
close
to
ours.
It's
actually
a
little
bit
higher,
but
I
think
we
all
pretty
sure
our
housing
exp
our
housings
are
is
more
expensive,
but
they've
got
other
expenses
and
obviously
Durham
has
ton
of
universities
right.
There.
B
K
And
they
I
asked
I
called
the
leasing
agents.
She
said
they're
about
92
percent
full
of
there
for
their
micro
Apartments
said
it.
It
was
slow
at
first,
but
it's
getting
gotten
better
and
I
asked
her.
Who
is
renting
them
and
she
said
students
they
have
some
people
who
they
travel
all
the
time
like
20
days
of
the
month,
so
they
really
don't
necessarily
want
to
have
a
whole
house
so
that
works
for
them
and
I
feel
like
there's
another
group,
she
said
too,
but
that
was
just
interesting
and
then
so
I
started
thinking.
K
These
are
some
of
the
things
you
all
are
talking
about
right
now.
We
could
just
add
to
this
list
here,
as
you're
talking
so
I
started.
I
was
looking
at
the
floor
plans
for
the
original
for
one
of
the
the
first
micro
unit
project
that
got
approved
and
there's
just
and
actually
the
one
that's
on
the
floor
right
now,
but
there's
a
variety
of
sizes,
there's
a
little
bit
of
variety.
So
I
was
thinking.
You
know.
If
you're
going
to
have
affordable
units,
it
can't
I'm
just
a
little
concerned.
K
D
M
K
We
want
to
mix
mix
it
up
requiring
a
market
study.
These
are
all
just
questions
for
you
all,
requiring
a
market
study
for
developments
to
show
demand.
This
is
what
you
all
were
just
talking
about.
Should
we
require
a
percentage
of
the
affordable
units
or
all
just
be
set
aside
for
voucher
holders,
and
there
may
be
an
impact
to
developers
about
that.
K
That's
a
discussion
to
have
I
did
just
see
in
those
the
notes
that
Michelle
Moore
added
to
that
hacka
has
committed
all
their
project-based
vouchers
for
now,
but
maybe
in
the
future
there
could
be
some
available.
K
K
N
K
K
K
N
N
Correct
it's
Sasha
I
had
a
quick
question
just
in
your
glance
at
different
units
in
terms
of
sizes.
Does
that
also
tend
to
break
down
or
sword
out
of
if
you've
got
some
kind
of
either
Universal,
Design
or
Ada
considerations
or
not
I,
don't
know,
Emily
I
think
you've.
D
N
N
Right
I'm,
just
curious,
if
that's
just
in
terms
of
you
know
throwing
you
know,
220
is
probably
the
the
low
end
minimum,
but
like
you're
saying
387
or
whatever
else
and
I
I'm,
assuming
that's
also
a
mix
of
hey.
We
did
a
slightly
nicer
finish
or
angled
this
out
this
corner,
but
just
in
terms
of
ADA
and
access
and
Universal
designer
accessibility.
I
would
think
that
also
might
be
a
point
of
differentiation
on
the
the
unit
size
or.
E
E
N
K
N
K
F
A
The
things
I
think
we
keep
coming
back
to
for
many
conversations.
Maybe
is
really
the
audit
process.
It's
because
it's
really
like,
if
because
we're
almost
like
over
kind
of
always
overthinking
like
not
overthinking,
but
we're
trying
to
create
change
policy
to
make
sure
that
the
developers
are
doing
what
they
said.
They're
going
to
do,
but
really
isn't
that
what
our
audit
process
is
supposed
to
do.
Isn't
that
really
I
mean
isn't
that
kind
of
already
worked
in
and
then
it's
like
who's,
whose
job.
K
D
E
K
C
K
F
A
Because
we're
because
well
some
of
the
conversations
we're
having
here
are
basically
saying:
do
we
change
this
because
we
don't
know
that
they're
doing
what
they
say,
which
is
really
that's.
Isn't
that
really
more
of
an
audit
thing
on
RN,
like
on
the
city's
end,
to
make
sure
that
they're
doing
doing.
J
So
if
I
had
a
voucher
in
Nashville
I
could
get
that
apartment.
I
do
so
it's
commercially
viable.
They
built
the
building.
It's
only
got
five
units
available
in
the
whole
thing,
so
why?
Why
spend
tax
dollars
on
it?
When
someone
it
could
take
a
voucher
tomorrow,
the
national
because
they're
just
less.
J
Obviously
they
can
because
you're
devoting,
because
you
can
make
four
one-bedroom
apartments
yeah
out
of
that
hundreds.
You
know
all
the
units
they
have
available.
They've
carved
it
up
into
four
units,
they're
getting
four
thousand
dollars
a
month
for
what
in
I
think
what
someone
would
normally
paying
eighteen
hundred
dollars
a
month.
K
And
to
that
point,
just
going
back
to
the
value
conversation
you
were
saying
before
I
really
think
there
actually
could
be
valued
higher
for
that
reason,
because
the
tax
valuation
is
going
to
be
based
on
your
stream
of
incomes
right
or
your
stream.
You
know
the
incoming
rent,
so
if
you're
getting
much
more
rent
because
you
have
200
units
that
are
really
small,
and
so
you
only
had
to
build
a
box.
This
big
right.
O
K
A
F
A
D
A
A
Which
is
really
Troublesome
to
me
and
then
we're
we're
trying
to
micromanage
Innova.
You
know
potential
innovation
without
letting
the
market
play
it
out
and
I
know
in
the
conversations
of
this
like
that's.
Why
I'm
like
the
enforcement
I,
keep
asking
about
because
one
of
the
things
that
was
brought
up
for
their
application?
Is
they
proposed,
except
you
know
they
proposed
x
amount
of
units
of
a
voucher
and
during
the
application
they
were
asked
to
increase
that.
So
basically
the
developer
said:
okay
I
will
way
exceed
my
voucher
allowance
to
make
this
go
through.
A
You
know
what
they're
willing
to
commit
to,
and
so
they've
already
been
like
so
they've
already
upped,
like
the
amount
they're
willing
to
the
voucher
can
be
worked
for
it
and
I
know.
This
developer
is
meeting
with,
like
the
veterans
like
they're
they're,
like
working
with
the
veterans
groups,
they're
trying
to
do
the
place
so
like
that's
what
I'm
I'm
so
confused.
It's
like
here
we're
trying
to
micromanage
Innovation
that
there's
already
a
federal
policy
that
says
the
voucher
works
for
this
and
that's
why
I'm
like
what
are
we
I'm
confused
in
the
conversation.
A
L
F
F
K
There's
I
mean
I
mean
you
know,
it's
I
probably
know.
There's
two
or
three
coming
two.
I
Or
three
more
coming
minutes:
are
they
guaranteeing
or
committing
to
affordability
and
a
certain
amount
of
units?
You.
K
J
D
K
A
Q
Lower
their
construction
costs
or
look,
you
know,
have
some
sort
of
way
of
recouping
their
their
costs
over
time
through
property
rights
or
so
in
this
case,
we've
got
units
that
Ryan's
point
they're
going
to
be
built
and
they're
going
to
rent
at
rates
that
are,
you
know,
meet
the
payment
standard.
So
what
are
we
getting
for
our
subsidy?
Q
That's
where
it
feels
like
it
really
like
become
the
commitment
to
a
certain
number
of
set-aside
voucher
units
is
what
really
makes
the
difference,
because
you
know
we're,
he
doesn't
need
the
subsidy
I
mean
extensively
to
make
the
building
cash
flow,
so
we
need
something
as
a
public
good
in
exchange
for
public
investment,
and
that
looks
different
than
what
we
see
a
more
typical
Construction.
Q
Q
C
N
Yeah
and
in
my
quick
sort
of
moment
of
realization
is
we're
talking
about
sort
of
two
we're
talking
about
a
price
point,
just
affordability
and
then
it's
price
point:
affordability
with
the
voucher
element
right
and
that's
yeah
I!
Guess
that's
the
harder
nut
to
crack
of
sorts
of
yes,
empirically,
affordability!
That's
what
it's
about
and
then
affordability
with
the
with
the
voucher
element.
That's
the
it's.
A
D
F
K
A
L
L
I
was
told
that
this
client
had
a
Housing
Voucher
applied
to
the
department
was
told
a
share
to
pay
him
500
application,
but
her
daughter
is
18
and
she
had
to
also
pay
a
500
application.
So.
K
L
D
P
I
do
think
it
is
separated
here,
because
it's
going
to
be
built
anyway,
I
think
that's
a
threshold
question
about
the
tax,
whether
it's
the
public.
We
want
to
encourage
buildings
of
all
kinds.
This
is
not
a
silver
bullet.
This
is
one
little
part
of
the
whole
picture.
We
want
to
encourage
that.
If
it's
going
to
get
built
anyway,
then
maybe
we
need
to
have
really
like
go
down
into
the
weeds
to
make
sure
that
these
are
there
are
going
to
be
vouchers.
You
know
acquire
extra
things
from
the
developer
to
to.
P
Because
this
is
something
that's
going
to
get
built
anyway,
it's
going
to
increase
the
supply
and
help
out,
but
in
general
I'm
not
sure
we
should
do
that
all
the
time,
but
these
are
the
kinds
of
things
that
are
happening
when
we
it's
not
just
the
audit
part
on
the
back
end.
What
are
we
asking
them
to
do
and
how
are
we
gonna?
P
D
K
K
P
D
P
A
P
A
A
F
J
K
On
meeting
all
those,
so
we
look
at
and
it's
evolving
as
agreements
get
agreements
that
are
four
or
five
years
old
at
this
point.
But
we
look
at
we
get
like
a
basically
a
chart
of
all
the
tenants
and
their
income
and
their
rent
and
some
income,
often
income
verification.
So.
K
Managers
have
a
whole
thing:
they
do
so
and
there's
more
more
other
pieces
and
parts
to
that.
But
basically
the
most
important
thing
is
to
see
tenants,
income
and
the
rent.
So.
K
L
Resource
I
mean
human
relations.
Commission.
We
actually
just
signed
a
suggestions
for
city
council
to
not
read
discrimination
not
to
discriminate
against
people's
income,
because
some
people
have
alimony
or
child
support
or
SSI,
and
that
has
also
been
a
way
of
people
being
weed
out
weeded
out
of
the
system,
because
if
they
get
SSI
or
whatever
they're
not
allowed
to
get
Apartments.
A
Because
it
sounds
like
I
mean
it
sounds
like
our
biggest
thing,
the
biggest
thing
we're
coming
back
to
in
the
discussion
about
this
microgreen.
It's
is
really
more
of
an
overall
policy
discussion
about
shouldn't.
A
Sure
like
if
in
The
Upfront
contracts,
if
the
contract
is
based
on
providing
this
many
units
for
vouchers
and
this
many
for
affordable
to
be
able
to
get
because
we
have
a
pullback,
it's
like
it's
not
like
this
automatic
check
that
they
get.
They
have
to
fill
out
the
rebate
application.
So
how
do
we
just
make
sure
that
the
rebate
application,
the
the
they
get
the
rebate
once
they
meet
all
of
the
standards
and
part
of
those
standards
means
certifying
that
they
are
providing
this
many
voucher
units.
This
many
affordable
units.
F
A
J
Agree
because
I
think
the
core
issue
is
despite
hybrid
community
in
the
country
creating
affordable
housing,
the
people
that
need
the
house
the
most
don't
get
into
it,
because
it's
still
easy
to
discriminate
against
those
people,
whether
it's
background
checks,
type
of
income,
application
fees,
things
that
they
cannot
that
make
it
more
difficult
for
them
to
qualify
for
that
unit.
Therefore,
the
people
that
it's
that
are
on
the
bubble
for
affordability,
easier
for
them
to
get
in
I'm
a
new
I'm,
a
new
student
I,
just
got
a
job.
J
J
D
J
J
K
D
E
K
F
C
J
P
F
A
Were
the
you
know,
it
didn't
kind
of
really
get
into
bedrooms
as
much
on
it,
but
but
on
all
these
applications,
the
average
unit
cost
I
think
on
the
low
end
it
was
like
200
and
25
and
on
the
upper
end,
300
296
per
unit.
So
all
of
the
unit
unit
per
unit
construction
costs
were
were
I.
Think
the
average
was
about
265
thousand
dollars.
A
A
A
The
agreement
yeah
yeah
so
and
the
agreement,
if
a
certain
amount
of
units
are
saying
they're
going
to
accept
vouchers.
That
means
they
have
to
accept
vouchers
and
then
because.
D
F
A
Assumed
like
I've,
never
like
I've,
never
gotten
the
weeds
of
these
applications,
but
I
would
I
always
just
assume
that
when
we
see
these
applications-
and
they
say
we're
going
to
do
40
units,
voucher
or
20
units
voucher
that
that's
happening,
you
know
and
that
it's
it's
I
mean
I'm,
not
I'm.
Look
not
looking
at
the
contract
language
but
I'm
sure,
assuming
it
that,
if
we're
doing
funding
based
on
this
that
that
we
have
a
process
to
follow
through
on
that.
C
H
Our
policy
from
certainly
it
seems
easy
for
a
developer,
just
to
kind
of
say
well,
we
would
have
allowed
it,
but
they
didn't
meet
our
credit
check.
They
had
back.
You
know
the
background.
Checks
didn't
go
well
and
then
we're
up
at
like
the
same
old
roadblocks
of
we're
been
over
policing
and
project
communities,
and
you
know
cause
people
to
have
records,
and
so
yeah,
like
you
actually
just
allow
it
or
are
they
really
there?
Are
they.
D
A
F
A
Submit
like
a
report
to
say
that
I've
used
this
many
but
so
I
don't
know.
Maybe
that's.
F
D
H
H
I
Actually,
with
us
and
in
our
creative
properties,
we
have
for
the
first
three
years.
It's
required
that
a
professional
Property,
Management
Group,
can
come
and
overseeing
that.
B
P
P
Think
one
thing
to
say:
we
take
them,
that's
real
easy,
but
if
you
ask
them
to
manage
their
property
and
the
way
you
want
them
to
use
background
checks,
the
way
you
want
them
to
and
keep
a
certain
amount
of
units
like
with
voucher
holders
in
them
and
measure
things
that
way
I.
You
know,
I
think
it's
going
to.
M
And,
and
so
that
was
going
to
be,
my
question
was:
how
do
we
address
those
various
entry
that
may
end
up
keeping
those
people
out
of
those
units
and
can
that
be
mandated
up
front
in
those
those
contracts?
And
so
that's
what
you're
speaking
to
right
now
is
that
that
may
be
a
deterrent
to
those
Developers
in
and
of
itself.
J
M
J
Think
when
we,
if
you,
if
you
make
these
requirements
and
developers,
aren't
willing
to
move
forward,
it
shows
you
that
the
money
that
you're
spending
isn't
being
spent.
J
Right
I
mean
I,
think
and
but
we
all
go
like
oh
wow,
that
what
a
great
use
we
gave
an
extra
five
grand
a
unit-
and
you
know
now
all
200
units
are
voucher
holders.
It's
not.
We
look
back
five
years
and
there's
no
voucher
holders
in
the
building.
I
mean
that's
the
cruel
reality
of
this,
and
so
it
does
go
back
to
it.
Because
all
of
this
money
we
spend
meet
the
objective
we're
trying
to
achieve.
P
Yeah
and
in
the
micro
unit
case
the
sole
real
reason
to
do.
It
would
be
good
about
participation
participation.
So
if
that
is
the
reason
we're
doing
it,
then
you
have
to
be.
P
H
H
You
know
these
concessions
that
we're
discussing
like
because
we
can
look
back
at
other
projects
and
say
like
this
is:
what's
happened
in
the
past
with
these
other
projects,
and
this
is
why
we're
looking
at
this
one
or
not
this
one,
but
the
policy
that'll
drive
it
I,
don't
know,
I,
think
it's
reasonable,
especially
for
someone
who's
so
publicly,
very,
very
proud
of
the
fact
that
they're
going
to
have
affordable.
You
know
units-
and
you
know,
put
your
money
where
your
mouth
is
here.
M
A
F
L
K
D
L
Saying
so
am
I
am
I?
What
I've
learned
is
that
sometimes,
if
a
client
is
linked
to
organization,
okay,
so
I
used
to
work
for
domestic
rocket
agency
right
those
clients
got
preference
or
me
calling
for
them
and
being
able
to
pay
their
security
fee
help
them
to
give
those
units,
even
though
they
have
a
voucher.
So.
Q
C
C
P
J
A
A
Because
that
also
that
does
does
play
into
part
of
our
other
Luigi
conversations
like
ways
to
design
for
smaller,
like
smaller
projects
like
because
maybe
like
right
now,
Luigi's
and
all
or
nothing
it's
a
20-year
like
you
apply
for
20
years,
you
get
the
grant
each
year
for
20
years.
There
is
no
way
to
say
for
smaller
landlords
like
threaten
or
Thrive
to
set
this
issue.
M
A
In
the
you
know,
in
the
contract,
language
and
the
enforcement
to
make
sure
that's
happening,
but
it's
you
know
it
sounds
like
that's
different.
What's.
D
A
F
F
D
A
L
F
A
It's
funny
someone
having
this
Deja
Vu
I'm
thinking
about
all
those
times
about
you'll,
relate
to
this,
that
the
planning
department
in
the
city
creates
all
these
these
rules
and
these
policies,
but
then
they're
carried
out
by
development
services
and
there's
so
much
disconnect
like
so
the
intent.
So
the
intent
of
a
planning
policy
may
be
so
pure
at
heart,
but
then
the
enforcement
of
it
unless
the
details
are
all
connected,
doesn't
really
carry
through
and
we're
basically
hearing
a
little
bit
about
this
because
we're
we're
a
policy
body.
A
We
think
we're
designing
policy
that
is
making
sure
that
if
this
is
46
units,
then
by
golly,
though
46
units
are
going
to
accept
vouchers
and
now
we're
hearing.
Well,
there's
a
disconnectedness.
So
it's
I
guess
it's
up
to
us
to
make
sure
that
the
policies,
the
things
that
we're
saying,
are
really
important
policy
have
a
way
to
carry
through
all
the
way
to
the
end
and-
and
that's
that
seems
to
be
a
recurring
thing
that
we
find
is
all
very
important
to
us.
J
A
So
yeah,
so
if
we
apply
that
length
so,
let's
say
and
again
and
we're
not
supposed
to
be
talking
about
this
specific
application,
but
we
we're
brought
to
this
because
of
a
specific
application
and
that
application
for
micro
units
was
asked
for
the
leads
to
increase
the
amount
of
voucher
acceptance,
and
so
they
basically
so
the
application.
The
applicant
was
asked
to
increase
the
amount
of,
and
it
was
to
40
acceptance
to
accept
so
basically
we're
so
now.
A
I
A
I
J
Even
better
per
voucher
a
year
you
have
in
your
building.
So
if
you've
had
a
voucher
holder
in
there,
you
get
a
rebate
for
that
unit
right
to
bring
him.
You
know
a
thousand
dollars
a
unit
a
year.
If
you
only
had
two
units
and
had
vouchers,
it
would
be
good
too
right
right,
you
had
20
get
20
grand
I
mean
make
it
on
the
result
right
and
then
they
as
business
people,
will
go
like
oh.
J
In
order
to
get
these
voucher,
people
will
not
have
to
do
as
extensive
a
criminal
background
checks
or
lower
requirements,
and
then
we'll
have
to
lower
our
application
fees.
Well,
actually,
it's
a
contact,
housing
authority
and
Market
to
people,
because
we
want
the
rebate
for
economic
purposes.
If
you
do
it
on
results,
sure
total
it
makes
it
a
lot
easier
and
it
makes
the
audit
process
easier,
because
it's
basically
give
me
the
tenant
and
I
can
cross
check
it
back
with
housing
authority
if
they
were
in
your
building
for
the
year
right
right,
yeah.
A
If
they're
saying
that
Louise
Grand
is,
you
know,
let's
just
say
a
hundred
thousand
dollars
a
year
in
tax
rebate
and
we're
saying
that
they're
supposed
to
be
writing
42
units
and
how
can
the
policy?
How
can
the
policy
say
well,
they'll
only
get
100
of
that
if
they
provide
42,
if
they
can
show
on
that
Year's
application
that
they're
providing
42
voucher
units,
if
they're
only
providing
20
voucher
units,
then
they
only
get
you.
A
It
like,
how
does
how
do
we
make
that
the
the
solid
commitment
in
their
refund
application
that,
if
they're
saying
they
have
like
how
do
we
make
that
they
have
to
provide
that
and
then
and
then
would
the
you
know
I
guess
that
is
a
question
like
would
the
developer,
if
you
went
back,
would
they
would
they
would
he
be
willing
to
commit
to
that
so
we're
because
I
mean
in
their
mind
they
might
be
already
thinking
they
are,
they
might
like,
we
might
be,
at
least
we
might
be
overthinking.
This
loophole
thing.
We.
K
K
A
I
think
we're
talking
specifically
vouchering,
because
that
was
the
ask
like
that
was
the
ask
in
their
application
was
like
well
what
if
you
made
them
all
vouchers
so
so,
and
we're
saying
okay
and
they
you
know
they
said
yeah.
So
now
we're
saying
okay!
Well,
we
would
just
want
to
mandate
that
and
that
you're
you.
D
A
Get
the
tax
rebate
each
year,
unless
you
prove
that
you
did
and
then
because
then
our
conversation,
our
whole
conversation
about
amount
of
rebate
is
very
different
if
we
know
that
what
we're
getting
is
guaranteed
so
I
mean
I.
Think
that
that's
almost
like
the
big
question
is
the
difference:
if
you're
accepting
a
lower
than
size
unit,
if
you're
willing
to
commit
to
say
you
100
will
provide
it
to
vouchers,
does
that
make
us
all
feel
better
about
the
unit
size
being
different.
B
F
B
N
C
N
Yeah
I
mean
I,
guess
it
would
I
mean
it
could
be
a
a
two-tiered
system
of
the
incentive
of
hey
you're
coming
in
and
you're
going
to
do.
You
know
pure
affordable,
but
no
voucher.
You
get
this
multiplier
of
incentive.
You're
going
to
do
100,
voucher
or
50
voucher.
You
get
this
multiplier
of
incentive.
I
mean
it's.
Q
Q
We
if
we
increase
the
number
of
units
that
are
available
to
people
holding
vouchers,
we
increase
the
amount
of
federal,
affordable
housing
dollars
that
are
flowing
into
our
community,
which
means
we
can
put
in
this
much
money
to
get
this
much
money
a
federal
dollars,
but
right
now
is
sitting
on
the
sidelines,
because
people
can't
use
the
vouchers
that
have
been
allocated
to
right.
So
it's
it's.
Q
It's
there's
two
pieces
right
when
we
think
about
making
it
easier
to
use
vouchers,
we're
actually
being
more
fiscally
responsible
with
the
subsidy
dollars
that
the
city
puts
in
right,
because
it's
a
it's
a
fraction
of
what's
coming
out.
Otherwise
we
have
to
turn
around
later
and
do
you
know
the
you
know
we
have
to.
Q
N
N
J
N
A
A
We
can
probably
ask
that
and
because
there's
also,
this
is
one
thing
that
what
your
conversation
has
brought
into
mind,
meaning
we
have
if,
if
we
can
create
more
usage
of
vouchers,
that
creates
more
funding
and
smaller
micro
units
probably
have
a
chance
to
create
more
more
vouchers
to
be
used,
especially
if
we
come.
If
we,
if
we
say
they
have
to
be
committed
to
it,
so
it
sounds
like
they're
like.
D
M
A
K
A
A
C
A
I'm,
sorry,
but
so
if
that's,
if
so,.
J
I
think
this
has
been
a
a
problem,
both
probably
within
Council,
and
a
lot
of
people
in
the
community
everyone's
been
taking.
These
will
accepts
as,
yes,
we
just
are
housed
and.
N
That's
a
that's
a
May
and
it's
unfortunately,.
K
L
Then
it's
also
too,
we
have
46
unit
efficiencies
or
micro
units.
Do
we
have
46
people
or
families
that
are
going
to
have
46
efficiency
vouchers,
because
we
also
have
that
conversation
that
some
people
might
not
have
efficiency
voucher.
They
might
have
a
four
bedroom
voucher.
They
might
have
a
three
bedroom
voucher
so
that
still
doesn't
take
care
of
the
problem
and
how
many
people
do
we
go
down
the
road,
because
we
were
also
asking
about
that
last
time.
Who
will
get
that
efficiency
voucher?
How
many
people
do
we
skip?
I
Well,
it
is
I
mean,
as
you
can
see,
by
the
Numbers
there,
what
the
what
the
need
is.
Yeah.
B
J
D
P
L
J
A
A
M
C
C
A
H
B
Q
Did
meet
we're
still
working
on
I
need
ways
to
get
input
from.
L
K
Super
quick,
City,
cwg
and
home
funding
applications
have
been
recommended
from
cdbgov
and
Council
on
May
9th
we're
at
the
middle
of
Housing
Trust
Fund.
B
K
K
K
A
A
whole
lot
of
State
legislation
in
this
time
and
some
some
meaty
stuff,
which
is
really
good
to
see
like
I,
don't
know
how
many
I'll
follow
it,
but
on
the
work,
there's
a
Workforce
housing
bill
and
then
there's
a
commercial
permit
built
there's
a
couple
different
ones
that
some
technical
things,
but
you
know
big,
a
big
one-
is
pretty
much
like
making
duplexes
by
right
in
every
single
family
zoning
that
that
was
that's
one
of
the
pieces.
That
was
a
big
piece
of
it
another
one
another
one.
A
It
was
a
standout
which
doesn't
really
work
here
as
well
was
like
there's
some
standards
set
for
missing
for
like
housing
projects,
but
it
set
a
minimum
to
try
to
make
sure
it
got
across
the
board
support.
It
was
made
for
a
minimum
of
10
acres
of
projects,
and
so
I
mean
how
many
tending
Crusades
do.
We
have
here
in
the
city,
so
I
like
it
was
one
that
was
like.
Well,
that's.
F
K
N
From
the
Miss
middle,
no
I'm,
really
just
you
know,
things
are
scheduled,
but
in
terms
of
any
substantive
content
from
either
the
city
or
the
consultant.
Just
haven't
haven't
gotten
to
that
point.
Yet
to
my
knowledge,
I'm
on
the
working
group
representing
this,
this
group,
but
yeah
looking
forward
to
it
so
we'll
see
what
happens.
A
I
went
to
it
was
on
the
coast
last
week
and
I
went
to
went
to
Wilmington
and
walked
up
to
their
CD
office
and
said
who
I
was
and
met
with
their.
A
What
what
are
you
doing-
and
they
have
something
I
mean
I'm
I'm,
really
impressed
like
I
mean
mainly,
they
have
a
down
payment
assistance
program
that
they
administer
they
partner
with
banks,
but
the
other
thing
like
I
was
which
I
was
really
fascinated
with,
and
this
is
stuff
that
I,
you
know
I
think
how
we
work
in
especially
missing
middle
study
and
and
things
the
fast
track.
They
actually
have
a
Adu
Loan
program
like
so.
A
A
Wilmington
and
then
the
down
payment
assistance
load
like
they've
had
the
same
and
they've
had
the
same
I
mean
it
was
pretty
generous
like
what
it
goes
up
to
so
I
was
going
to
refresh
my
look
I.
Remember
like
back
when
we
had
the
down
payment
assistance
conversation
so
long
ago,
that
never
happened.
A
That
was
based
on
Wilmington
and
because
Paul
was
part.
Paul
was
part
of
the
one
who
made
the
Bloomington
one
happen,
and
it
was
a
partnered
program
with
banks,
the
city
basic
underroaded,
to
the
banks,
and
it's
become
now
kind
of
a
leveraged,
almost
like
a
leveraged
fund
of
itself.
So
it
was
really
neat
to
you
know
need
to
see
they're
having
the
same
problems.
Their
their
cost
is
like.
A
The
house
of
the
cost
home
cost
in
Wilmington
is
similar
to
here
so
they're
having
the
same
issue
that
even
the
down
payment
assistance,
programs
that
are
designed
the
housing
stock
doesn't
exist
for
them,
but
they
have
they.
They
have
had
tools
that
have
at
work
and
now
they're
becoming
they're
they're.
Now,
looking
at
they're,
basically
looking
at
how
to
adapt
that
remodel,
a
house
remodel
program
to
work
for
adus
and
that
was
I,
thought
was
fascinating.
I've
never
I've
never
heard
that
in
the
country.
A
North
Carolina,
we're
doing
you
know
yeah
we're
we're
doing
it.
My
company's
doing
a
private
Adu
study
around
around
the
state,
we're
we're
researching
it
we're
putting
together
a
document
from
every
city.
I
mean
this.
You
know
every
the
largest
municipalities
in
the
state
of
what
their
Adu
policies
are,
and
so
that
was.
F
F
N
H
K
H
Yeah
so
everything
from
like
rental
assistance
to
home
ownership,
down
payment
assistance.
Representatives
from
you
know,
bankers
and
agents
and
let's
see
maybe.
H
Yeah
on
track
representative
will
be
there
so
trying
to
hit
kind
of
all
the
housing
roadblocks
or
you
know,
connect
connection
points
and
we'll
yeah.
We've
had
bigger
fares
in
the
fat
in
the
past,
where
we
would
have
a
huge
room
with
lots
and
lots
of
people,
and
we
want
to
probably
continue
doing
that,
but
we
think
that
maybe
a
smaller,
more
I
don't
know
focused
effort
is
going
to
be
more
more
effective,
so
we're
trying
to
Tommy
seho
is
leading
the
charge
on
that
and
it's
doing
amazing
job.
A
The
housing
data,
the
the
reports
I've
attached
about
the
housing
stock,
how
you
know
that
again
we're
ridiculously
critical
inventory
one
of
the
new
things
one
I
didn't
put
it
up,
but
one
report
I
think
I'm
gonna,
add
start
adding
in
is
I've
I've
observed
in
the
market.
What
I've
observed
is
how
fast
land
is
going
under
contract
now
at
record
paces,
and
so
the
cost
of
land
skyrocketed
and-
and
you
know
so
what
I've
observed
like
so
I
did
so.
A
Like
you
know,
we
we
buy
a
lot
of
land,
we
look
at
it,
but
I
was
flabbergasted
by
looking
at
now.
The
data
report
so
right
now
in
the
city
I
mean
in
the
city
of
Asheville,
there's
less
than
a
hundred
thousand
dollars.
There's
only
one
buildable
lot
at
the
moment
so
and
there's
like
so.
The
list
has
about
seven
but
I've
vetted.
A
Every
single
one
of
them
for
clients
and
all
of
them
are
not
none
of
not
one
of
the
Lots
is
one
that
you
can
go
pull
a
building
permit
on,
except
for
the
one
lot
under
100
000.
Everything
else
needs
a
sewer.
Extension
needs
a
road
extension,
so
the
Lots
like
they're,
not
buildable,
without
spending
without
having
developer
experience
at
additional
cost
so
of
all
of
the
Lots
under
a
hundred
thousand
dollars.
A
Only
one
one
was
one
you
could
pull
up,
you
can
buy
and
pull
a
building
permit
on
and
I've,
never
seen
that
ever
but
I've
been
watching
like
as
I
I
watch
the
every
day.
The
amount
of
the
new
listings
that
come
on
for
houses
and
land
and
the
amount
that
go
under
contract
and
I've
watched
what's
happening
is
the
land
is
like
goes
under
contracts,
there's
so
much
land
going
in
a
contract.
Every.
B
Day
is
that
because
investors
Developers
people
that
are
not
individuals.
A
A
You
know,
example
of
of
the
seven
under
a
hundred
thousand
dollars
of
six
of
them
are
not
buildable,
because
we
don't
have
sewer
infrastructure
running
to
them,
or
it's
close
by
that
would
cost
a
private
funds
to
do
it
or
it
needs
a
right-of-way
develop.
So
you've
got
to
follow
a
city
right
away
standard,
so
I
think
what
we're
finding
is
like.
Here's
lots
that
could
be
developed,
but
what's
making
them
not
develop
is
that
the
private
person
has
to
pay
to
run
the
infrastructure.
A
Private
person
has
to
pay
to
run
the
right-of-way
for
one
building
lot
and
it
doesn't
work
so
I
think
it's.
You
know
and
I.
Think
on
that
you
know
that's
a
small
scale,
but
I
think
it
shows
that
we've
got
some
like
in
our
city
policies.
We've
got
some
right-of-way
standards
that
need
to
get
adjusted
and
really
need
to
look
at,
because
that
is
definitely
hindering
and
driving
cost
up.
And
then
the
MSD,
which
we
talked
about
many
times.
A
M
A
A
few
Parcels
because
I
I
looked
at
them
looked
at
them
all.
There
was
like
there's
a
few
Parcels
out
there,
because,
like
first
thing,
I
did
with
the
10.
Seeing
that
there's
a
change
that
could
happen
for
10.
first
thing
I
did
is
I
looked
at.
Show
me
show
me
every
piece
of
10
acres
or
more
for
sale
in
the
whole
area
and
there's
like
two
yeah,
but.
F
A
Think
it's
you
know
just
to
say
you
know
what
this
I
know.
Policy
takes
time,
but
sometimes
we're
in
like
this
is
crazy.
Like
I
mean
we
know
we're
a
crisis
mode,
but
I've
never
seen
the
land
like
this,
and
this
is
land,
land
creation
and
subdivision
of
lots
of
something
that
City
policy
affects.
You
know
like.
F
A
D
A
A
But
I
can
train
yeah
before
and
I.
Have
no
idea
like
I
have
no
idea
because
there's
changes,
there's
changes
in
dates
or
something
now
that
but
I'll
I'll
be
willing
to
provide
them
here.
A
A
A
A
K
R
R
My
name
is
Kelly
Allen
I'm,
the
owner
of
combine
troll
real
estate,
school
and
I'm,
currently
teaching
an
elective
to
over
3000
Realtors
on
crunch,
the
housing
crisis
and
missing
middle,
so
I'm
very
interested
in
this
topic.
It
was
really
great
to
hear
from
all
of
you
and
I'm
excited
to
learn
more
about
your
initiatives,
I'm
wondering
if
the
policy
coming
from
Biden's
Administration
on
affirmatively
for
forwarding
the
Fair
Housing
Act
has
reached
your
radar.
Yet
anybody
write
up
on
that.
R
Okay,
so
there's
some
federal
policy
to
watch
for
that.
Other
states
and
municipalities
are
passing
as
their
own
bits
of
legislation
so
that
future
presidencies
can't
override
what
the
current
presidency
has
passed.
So
it's
something
to
keep
an
eye
on,
but
I
want
to.
Thank
you
for
all
the
information
and
all
the
initiatives.