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From YouTube: Mountain Community Capital Fund
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A
A
My
name
is
tim
love.
I'm
the
vice
chair
for
the
mountain
community
capital
fund
I'll
go
ahead
and
get
our
meeting
started
so
like
to
call
our
meeting
to
order,
but
first
we'll
also
like
to
do
a
roll
call.
A
So
if
we
I'll
sort
of
call
folks
out
that
I
know
are
available,
but
if
you
could
state
that
you're
present
your
role
and
whether
or
not
you're
a
voting
member
we'll
do
that
and
then,
if
our
secretary
could
formally
take
that
down
in
the
minutes
that
be
great
as
well
all
right.
So
we're
just
going
to
go
down
the
list.
We're
going
to
start
with
karen
omansky.
E
Good
morning,
everyone
I
am
jocelyn
gonzalez
from
mountain
biscuits
and
I'm
a
non-voting
member.
H
Good
morning,
everyone,
my
name,
is
dee
williams,
I'm
appointed
by
the
city
of
asheville
and
I'm
a
voting
member.
Thank
you.
D
F
E
Sorry,
christina
hi
ricardo
asurto
here
from.
B
Laura
near
city
of
asheville
community
development
staff,
I
do
the
cdbg
cv,
not
a
voting
member.
A
All
right,
thank
you
so
now
that
we've
done
roll
call,
we'd
like
to
kind
of
assess
whether
or
not
we
have
quorum-
and
I
think
we
may
not
today
do
things
from
our
account.
C
C
A
All
right
well,
thank
you
for
doing
that.
Nikki
reed
and
thank
you
for
serving
as
today's
temporary
secretary,
all
right,
so
we'll
kick
off
the
agenda
jeff
sent
that
out
earlier
in
the
week,
so
everyone
should
have
that.
Our
first
item
on
the
agenda
is
the
approval
of
the
minutes
from
the
may
22
meeting.
A
A
If
none
do,
we
have
a
motion
to
approve
the
minutes.
I
A
Great,
we
have
a
second
if
all
those
in
favor,
if
you
could
say
aye
aye,
raise
your
hand.
A
And
so
for
those
that
are
familiar
you
know
this
is
the
mountain
community
capital
phone
operating
committee.
We
all
serve
together
in
our
original
sort
of
guideline
documentation.
A
D
Yeah,
so
I,
since
I'm
the
one
who
raised
less
time,
I
think
I'll
just
give
my
comments
on
this.
I
think
that.
D
It
I
I
don't
know
how
to
word
this,
but
maybe
I
think
it
maybe
should
be
the
committee
somehow
it
needs
to
say
that
there
should
be
a
credit
underwriting
committee
and
that
the
operating
committee
may
serve
may
choose
to
serve
as
the
credit
underwriting
committee
and
then
because
it
seems
that
you
want
a
credit
under
any
committee,
whether
that's
the
operating
committee
choosing
to
serve
as
that
credit
underwriting
committee
or
the
operating
committee
choosing
to
set
a
separate
one
right.
But
they're
still
it
sounds
like
you
still
want
that
role.
H
I
have
a
question,
mr
chairman,
please
if
we
don't
serve
as
an
underwriting
committee,
then
who
will,
if
we're
appointed
by
the
various,
the
two
municipal
bodies
and
this
some
of
this
involves
taxpayer
monies?
H
H
H
It
would
be
left
to
the
will
of
this
committee,
and
I
perceive
ourselves
in
our
role
not
unless
we're
going
to
be
a
rubber
stamp
and
and
that's
something
that
I
think,
because
taxpayer
money
is
involved
that
that
we
do
provide
some
oversight,
and
that
is
that
would
be
my
comment.
A
And
I
I
think
you're
right,
the
the
the
question
is:
do
we
need
sort
of
a
separate?
I
think
the
key
question
is:
do
we
need
a
separate
committee,
or
can
the
operating
committee
serve
as
that
underwriting
committee
and
not
create
additional
layers,
and
I
think
karen,
what
I
heard
from
you
potentially
is.
Maybe
we
just
need
to
more
clearly
state
that
the
operating
committee
can
choose
to
act
as
the
underwriting
committee,
and
maybe
we
just
need
you
know
a
section
d
as
an
example
that
says
clearly
that
we
can
take
that
action?
D
Yeah,
I'm
gonna,
let
carl
go
yeah.
I
I
think
that
if,
if
it
is
the
will
of
the
operating
committee
to
just
have
this
authority
and
never
have
a
credit
underwriting
committee,
then
I
think
you
could
probably
not
get
not
get
rid
of
get
rid
of
this
separate
section.
Credit
underwriting
committee
and
move
the
body
under
I'd
have
to
look
at
what
section
it
is,
but
under
the
responsibilities
of
the
operating
committee,.
I
A
I
think
we've
batted
this
around
a
few
times
and
I
think
we
should
try
to
bring
it
to
closure
here
and
sim
and
simply,
I
think,
y'all
feel
free
to
chime
in,
but
my
recommendation
would
be
to
just
more
clearly
state
that
the
credit
underwriting
committee
can
be
the
operating
committee
if
this
board
or
if
this
committee,
you
know,
votes
on
it.
Basically
that
would
be
my
proposal
just
creating
a
new
section
d
or
something
of
that
nature.
A
I'm
certainly
open.
I
just
could.
H
We
put
it
in
the
form
of
emotion
if
we're
prepared,
is
it
something
that
needs
further
research?
If,
if
it's
the
will
of
the
committee,
could
we
not
just
have
a
motion
to
that
effect
to
put
some
closure
to
this
issue?
If
the
committee,
or,
if
not
then
say
so,.
D
No
go
ahead.
I
have
a
couple
questions
too.
G
G
You
know
earlier
in
the
document.
I
wonder
if
we
had
like
one
sentence
to
kind
of
define
what
the
underwriting
committee
does
and
then
and
then
the
sentence
that
the
committee
or
to
be
more
clear.
The
operating
committee
may
also
function
as
the
credit
underwriting
committee.
I
wonder
if
I'll
do
away
with
some
of
the
confusion.
G
Currently,
as
it
reads
to
me,
it
is
clear
enough
that
we
can
do
both
like
we
can.
We
can
function
as
a
kind
of
underwriting
committee,
but
you
know
to
someone
else.
It
may
cause
some
confusion
since
I've
been
in
these
conversations
and
someone
else
may
not
be
so.
That's
just
my
thought
and
my
question
of
whether
we
defined
the
credit
underwrite
writing
committee
a
little
bit
more
earlier
in
the
document,
and
this
is
simply
referencing
that.
D
Yeah,
so
so
one
responding
to
maui,
I
I
do
think
just
with
a
little
editing.
You
could
start
the
section
just
thinking
now
what
you
just
said
with
the
credit
underwriting
committee
she'll,
have
it
exercise
the
following
duties
that
last
sentence
and
then
at
the
end
put
the
operating
committee
may
function
as
a
credit
underwriting
committee,
or
something
like
that
and
that
way
for
now,
like
you're
covered.
D
I
had
a
couple
other
comments
getting
to,
particularly
in
b
and
c,
just
some
clarification
questions
that
I
had.
So
if
people
want
to
stay
on
the
topic
that
we're
talking
about
for
a
minute
I'll
hold
those
for
now.
A
A
Let's
do
that
and
then
d
to
your
point,
I
think
taking
some
formal
action,
just
to
put
it
to
bed
is
a
good
idea.
Let's
hear
what
karen
has
in
addition,
so
maybe
we
can
just
tackle
it
with
one
big
motion,
as
opposed
to
multiple.
D
I'm
just
unclear
whether
that
means
that
the
committee
is
going
to
be
reviewing
monthly
performance
for
those
12
months
or
whether
that
means
that
the
committee
can
just
decide
and
any
any
of
these
is
fine
and
just
unclear
whether
the
credit
commit
whether
the
underwriting
committee
can
choose
to
review
those
loans
at
any
time
during
that
12
months.
So
they
didn't
look
at
them
in
advance,
but
they
can
choose
to
look
at
them.
D
You
know
six
months
after
it's
approved,
they
can
see,
there's
a
55,
000
loan
and
approved
to
look
at
it,
and
so
I
I
just
want
to
understand
from
the
lender's
side
what
that
means.
What,
because
it's
unclear
to
me
when
you
say
it
could
review
what
that
review
would
entail.
I
I
H
Thank
you
and
I'm
so
sorry
to
interject.
Again
it
comes
down
to
oversight
as
far
as
I'm
concerned,
since
there
are
taxpayer
monies
involved
and
then
we're
the
last.
I
guess
the
last
stopping
point
for
oversight.
H
Unless
something
happens,
as
you
know,
and
know,
if
something
has
happened
to
a
loan,
that's
not
positive,
but
it's
good
always
good
to
have
oversight
all
along
the
process.
Rather
than
having
somebody
report
to
you
that
a
loan
has
failed
or
two
loans
have
failed.
H
I
think
we
should
have
the
right
to
review
anything
that
we
that
that
that
is
in
the
pipeline,
that
involves
utilization
of
taxpayer
funding
and
that's
the
only
reason
why
we're
here
we're
not
here
to
micromanage
we're
just
here
to
provide
oversight
and
we
are
responsible
to
the
bodies
that
appointed
us.
I
would
say
that.
D
Yeah
and
I'm
I
so
I'm
sorry
if
I
wasn't
clear,
I'm
not
questioning
the
oversight.
I
I'm
just
to
me
when,
when
I
read
this,
I'm
just
unclear
whether
when
it
says,
I'm
sorry,
I'm
looking
away
from
the
screen,
I'm
looking
at
a
separate
screen
that
has
a
language
loans.
Greater
than
50
up
to
75
000
will
be
reviewed
by
the
credit
underwriting
committee
after
loan
closing
for
a
period
of
time
up
to
12
months.
D
My
question
is
just
it
can
be
a
bose,
but
is
that
referring
to
reviewing
the
loan,
as
it
was
made
at
origination
to
make
sure
that
it
was
that
it
followed
the
guidelines
and
should
the
guarantee
should
apply?
Or
does
that
mean?
Is
this
going
to
the
servicing
and
looking
at
the
monthly
review,
a
review
of
monthly
payments
and
and
the
reason
that
I'm
asking
again
both
of
those
are
fine
in
terms
of
oversight?
D
But
I
will
say
that
for
me
as
a
lender,
if
I
know
that
you're
going
to
review
potentially
and
it's
fine
the
loans
from
50
to
70
000,
I
am
probably
going
to
bring
any
loan
between
50
and
70
000
to
the
credit
underwriting
committee
before
we
approve
it
just
to
make
sure
that
the
guarantee
is
there.
So
as
a
lender.
I
just
want
to
be
clear
what
this
is
asking
so
that
I
know
what
we
should
do.
A
Thank
you,
karen
yeah.
I
think
to
break
it
apart
and
I'd
like
to
hear
from
y'all,
but
you
know,
certainly
the
the
latter
part
like
in
terms
of
monthly,
like
what's
the
status
of
this
loan
how's
it
going
like.
I
think
that
goes
without
saying.
A
I
think
this
group
wants
to
be
dialed
in
on
that,
but
similarly,
on
the
front
end
to
your
point
like
I,
I
think
the
purpose
of
this
committee
is
likely
at
these
higher
dollar
values
to
make
sure
that
there's
some
visibility
at
the
committee
level,
and
so
I'm
open
to
thoughts
on
that
and
anyone
want
to
chime
in.
C
I'll
chime
in
to
say
that
I
understand,
I
think
it's
vague
is,
is
the
and
it's
probably
intentionally
vague,
either
to
allow
for
allow
for
that
flexibility
as
you're
saying
those
kind
of
two
elements
of
review.
But
what
I'm
hearing
is
that
as
the
lender,
what
what
it
implies
is
that,
then
you
would
seek
to
bring
all
loans
at
the
50
000
level
forward
for
review
so
that
that
can
carry
forward.
C
D
I
think
for
me,
so
I
don't
want
to
speak
for
other
lenders.
It
may
just
be
clarifying
section
b
because
another
lender
may
decide-
or
even
we
may
have
said
that
you
know
with
this
one.
Is
it's
pretty
straightforward?
It's
very
clear.
We
are
confident
that
the
guarantee
will
be
approved
for
the
65
000,
so
we
are
comfortable
making
it
and
having
it
be
reviewed
after
the
fact.
So
I
think
maybe
just
clarify
it
that
language.
C
Okay,
so
then
what
we
could
do
and
again,
I
think
the
document
that
was
provided
with
the
materials
on
our
agenda
is
the
existing
language.
From
what
I
understand,
and
then
the
the
proposed
language
for
the
changes
in
that
first
sentence
is
something
that
we
discussed
last
time.
So
maybe
I
can
just
share
my
screen
right,
quick
to
say
you
know
this
is
what
we
have
in
our
materials.
C
And
so
it
sounds
to
me
like
our
changes
that
we've
discussed
last
time
and
that
we're
bringing
forward
today
really
deal
with
this
first
paragraph
that
concept
of
the
committee
shall
designate
and
appoint
right,
and
so
I
think,
last
time
we
had
prompted
with
the
idea
of.
Let
me
pull
up
those
minutes
if
you'll
go
back
to
your
minutes,
you'll
see
that
the
discussion
and
the
change
of
language
that
we
talked
about
is
that
the
committee
may
also
function
right
instead
of
the
committee
sell,
designate
and
appoint
it's.
C
The
operating
committees
shall
also
function
may
also
function
as
the
credit
credit
underwriting
committee.
So
I
think
we've
had
time
to
kind
of
simmer
on
that
from
last
time,
and
it
kind
of
seems
like
we're
developing
consensus
around
that
idea.
But
what
I'm
hearing
is.
Perhaps
then
we
also
need
to
at
a
later
meeting
kind
of
fine-tune
that
section
b.
C
So
maybe,
if,
if,
if
there's
any
further
discussion
on
that,
it
seems
like
we're
kind
of
looking
to
kind
of
close
the
loop
on
changing
that
first
sentence
to
reflect
the
change
and
then
asking
for
us
to
kind
of
delve
deeper
into
that
b,
section
at
a
later
date
and
I'll
stop
and
hand
it
over
to
maui.
G
Thank
you,
nikki.
That
was
very
helpful.
I
just
have
a
kind
of
a
question
that
is
maybe
a
little
bit
bigger
picture
and
parent,
hopefully,
can
help
chime
in
us
as
one
of
the
lenders.
How
onerous
is
it
for
us
to
kind
of
set
these
thresholds
of
you
know
for
50
to
70?
G
We
don't
have
to
formally
approve,
but
we're
going
to
review,
but
for
70
and
higher
we
will
have
to
approve
but
you're
thinking.
Well,
does
that
make
sense
just
to
do
50
and
higher
and
I'm
I'm?
What
I'm
curious
is
what
is
the
loan
volume
in
that
50
to
70
range
versus
the
70
and
higher
and
like
how
much
you
know
like
how
much
backlog
will
we
create
if
we
set
these
kind
of
arbitrary
you
know
like,
and
and
do
we
want
to
like
minimize
that
back
lawn?
G
G
Is
there
a
big
difference,
like
you
know,
if
we
kind
of
lower
the
threshold
to
a
50
period,
then
you
know
that's
actually
not
going
to
be
too
much
extra
work
or
no
there's
a
lot
of
loans
between
that
50
and
70
that
if
we
had
to
come
to
you
every
single
time,
that's
gonna
create
a
lot
of
backlog
and
people
won't
get
funded.
So
I
would
just
love
to
hear
any
perspective
that
you
have
on
on
that.
D
I'm
gonna.
I
think
it
should
be
good
for
yazlin
to
answer
so
I
don't
know
neslin
if
you're
still
on
the
call.
E
E
F
E
Cr
that
criteria
and
they
go
up
to
that
amount.
So
you
know
it's
definitely
below
the
50
000,
where
we
see
the
most
volume
and
the
reason
being
is
because
of
the
the
thresholds,
the
guarantee
thresholds
on
the
on
the
guarantee.
You
know,
of
course
you
know
we
do
as
an
organization
among
this
works.
We
do
loans
that
are
much
higher
than
the
seventy
thousand,
but
we
can't
necessarily
you
in
a
lot
of
cases.
E
We
necessarily
take
other
other
resources
that
are
available
for
higher
higher
loans
than
below
the
70
000
threshold.
E
A
That
helps
and
yes
lean.
If
we
could
keep
you
on
the
mic,
do
you
feel
like
I
mean
it
sounds
like
the
the
activity
is
below
50,
I'm
just
wondering:
if
would
it
be
arduous?
If
we
were
look,
if
we
were
looking
at
everything
above
50,
you
know
we
currently
don't
officially,
but
to
karen's
point.
Maybe
the
way
this
is
written
would
encourage
that.
E
Yeah
I
mean
if,
if
we're
looking
to
see
I'm
not,
I
guess
I
I
don't
know
how
it
would
look
for
us
to
review
any
loans
above
the
the
50..
E
You
know
maybe
an
update
to
the
committee.
We
do
have
the
quarterly
report,
but
if,
if
that's
something
that
you,
if
these
loans
are
something
that
needs
to
be
reviewed
more
often,
then
you
know
how
would
that
look
like,
and
I
apologize
I
dog's
playing
with
his
toy
but
yeah.
So
I
mean
we
could
if
we
want
to
do
like
a
quarterly
report
and
just
put
just
more
attention
to
the
deals
that
are
above
the
50
or
70
000.
A
G
G
You
know,
I
think,
if
we
can
maybe
think
about
it,
a
little
bit
more
review
the
quarterly
report
that
yes
and
have
prepared
or
will
prepare
and
kind
of
come
with
more
complete
thoughts
to
like
the
next
meeting
or
even
a
spin-off
meeting
whatever
that
looks
like
I
do
think
that
this
is
worth
kind
of
nailing
down
now,
given
the
current
state
of
you
know
what
we're
looking
at
with
our
recent
funding.
G
Just
seems
a
little
bit
arbitrary
to
me
honestly
when
you're
looking
at
one
portfolio
of
3
million
a
20
000
difference
is
not
humongous,
but
again,
I
want
to
understand
further
like
why
we
set
those
specials
to
begin
with,
and
so
I
do
think
it
warrants
for
the
conversation
just
me
personally
wanting
to
do
kind
of
the
due
diligence
that
I
typically
do
from
a
financial
standpoint.
D
Yeah,
I
was
just
gonna,
make
a
suggestion,
so
I
think
I
think
it's
mickey
raised
before
that.
The
immediate
issue
with
the
credit
underwriting
committee
is
the
one
that
right
now
it
needs
to
be
fixed
so
that
the
operator
it
says
the
operating
committee
can
operate
as
the
credit
underwriting
committee,
and
I'm
wondering
if
it's
worthwhile
for
this
voting
members
to
to
vote
on
that
right
now
and
then,
as
a
reminder,
we
had
said
that
self-help
will
take
a
first
crack
because
we
have
these
new
funding
funds
that
have
come
in.
D
We
need
to
update
the
services
and
judy's
agreement
and
things
like
the
threshold
might
not
be
in
there,
but
this
is
part
of
that
service
and
duties
agreement
and
what
we
could
do
is,
as
we
make
those
suggestive
updates
that
draft.
We
could
flag
areas
that,
like
this,
that
we
think
need
discussion
and
then
again
bring
that
back
for
the
operating
committee
to
review.
Like
I
said,
our
goal
right
now
is
to
have
it
to
you
sometime
later
in
june,
so
it
can
be
reviewed
at
the
july
meeting
and
I'll.
D
Let
you
know
if
that
changes
and
then
have
more
of
those
these
discussions
at
that
meeting.
C
I
really
appreciate
that
because
I
do
think
that,
having
kind
of
I
think
what
we
found
is
it's
it's
difficult
to
kind
of
piecemeal
it,
but
having
a
comprehensive
view
of
of
of
sharpening
some
of
our
duties
and
service
agreements
or
language
that
needs
to
be
tightened
so
that
we're
ready
for
this
influx
of
funding.
I
really
appreciate
that,
and
it
seems
like
the
process
of
of
having
having
kind
of
this
working
group
led
by
your
team.
Karen,
like
you,
know,
reviewing
the
duties
and
services
agreement
and
then
flagging
edits.
C
Then
perhaps
we
can
consider
even
having
the
operating
committee
establish
a
working
group
to
then
fine-tune
do
that
due
diligence
like
maui
was
talking
about
and
then
present
suggested
changes
to
the
full
operating
committee
and
maybe
give
some
time
to
kind
of
let
those
changes
sink
in
and
then
be
ready
to
take
action
at
the
next
meeting,
just
to
give
everybody
the
full
understanding.
So
it
sounds
like
we've
kind
of
piloted
that
idea
with
just
that.
C
This
modest
change
to
designating
the
operating
committees-
the
credit
underwriting
committee,
but
maybe
that's
some
process
tips
for
how
we
can
see
this
kind
of
come
together.
So
we'll
certainly
put
that
on
the
agenda
for
july
to
see
if
it's
ready
to
see
some
of
the
recommended
changes
from
the
duties
and
services
agreement
and
with
those
flags.
A
G
A
D
Yeah,
that's
fine,
I
in
terms
of
timing,
just
because
we
need
our
legal
team
from
the
for
the
new
funds
pieces.
We
need
our
legal
team
to
look
at
that
to
make
sure
it's
reflective
of
the
agreements
that
we
have
around
those
funds
so
that.
D
H
Thank
you
tim.
I
mean
since
we're
looking
at
moving
this
on.
One
of
the
other
areas
of
oversight
or
an
underwriting
committee,
looks
like
refinances.
H
I
don't
know
if
that's
something
they
always
have
plagued
me
when
I
refinance
happens,
that's
folded
into
a
new
lawn
that
is
kind
of
like
a
red
flag
for
somebody
like
me.
So
that
may
be
an
area
that
the
underwriting
committee
may
need
to
take
a
look
at
it.
A
Okay,
any.
A
Any
anyone
want
to
opt
in
on
the
working
group.
I'll
opt
myself
in
as
one
of
the
local
government
partners.
Maui
your
hand
is
up.
Are
you
in.
G
A
C
A
So
we're
just
trying
to
have
a
smaller
group
meet
to
work
through
some
of
the
details
that
will
be
presented
publicly
at
a
later
date
for
sure,
so,
okay,
so
that
that
works.
We'll
do
that!
Karen.
A
A
Very
good,
very
good,
so
that'll
be
the
plan,
we'll
get
some
dates
scheduled
and
I
would
say
until
we
have
a
draft
for
the
group
to
review.
This
item
stays
off
of
the
agenda.
So
if
we
can
do
it
in
july,
awesome,
let's
go
ahead
and
knock
it
out,
but
if
we're
not
ready
in
july-
and
we
push
it
to
august-
then
I
don't
think
we
need
to
talk
about
this
again
in
july.
A
C
And
again
I'll
just
remind
us
that
so
the
proposed
changes
that
we
discussed
at
our
last
meeting.
So
rather
than
that
first
sentence,
the
committee
shall
designate
appoint
the
two
options
that
we
discussed
at
our
last
meeting.
Are
the
committee
shall
also
function
as
the
credit
underwriting
committee,
or
the
committee
may
also
function
so
having
just
a
little
little
changes
there
and
that's
what
was
discussed
at
our
last
meeting
that
could
be
up
for
emotion
or,
as
tim
said,
we
can
defer
to
the
working
group
for
for
the
holistic
changes.
G
I'll
just
come
in
real
quick.
I
think
I
I
liked
what
karen
proposed
earlier
with
like
adding
a
d,
and
I
think
because
that
is
a
little
bit
more.
That's
like
a
next
step
from
what
that
one
sentence,
I
probably
personally,
given
that
we're
going
to
review
this
whole
document
anyway,
would
prefer
to
not
vote
today,
but
it's
pretty
minor.
So
you
know
honestly,
we
can
go
either
way
but
yeah.
I
don't
know
about
if
we're
ready
to
add
the
d
and
then
vote
on
that
today,
part
d,
that
is.
A
I'm
in
a
similar
boat
as
maui-
let's
just
tackle
it
all
at
once,
but
if
there's
strong
feelings
against
that
feel
free
to
chime
in.
H
H
Yeah
I
did
raise
it
and
it
just
seems
like
we're
working
as
a
working
committee.
If
it's,
if,
if
we're
gonna
handle
this
as
a
working
committee,
then
at
a
formal
meeting
just
form
a
subcommittee
because
it
doesn't
seem
like
we're
moving
the
agenda
along
or
really
getting
a
lot
done.
It's
already
been
written
as
it
was
during
the
last
meeting.
H
The
only
way
to
eat
an
elephant
is
one
piece
at
a
time
you
don't
get
things
done
by
just
moving
the
whole
thing
down
the
road,
but
if
y'all
want
to
do
it
this
way,
you
know
it
is
what
it
is.
But
that's
my
comment.
H
C
H
That
is,
that
includes
the
credit,
the
committee
having
the
ability
to
function
as
such
as
it
should,
and
I
don't
think,
you're
going
to
come
up
with
anything
more
comprehensive,
but
you
know
if
y'all
want
to
push
it
on
down
the
road.
That's
fine!
That's
up
to
you!
You
know
that
I.
I
A
So
let's
go
to
a
vote,
and
so
all
those
in
favor
of
accepting
the
language
as
written
as
the
williams
has
motioned
say
I
I
all
those
opposed.
A
A
We
made
it
through
our
first
item
on
the
agenda
of
old
business
where's
our
chair
when
we
need
them
so
on
new
business,
we'll
shift
and
would
ask
any
of
the
participating
lenders.
E
A
Good
deal
new
business
so
reminders
about
upcoming
events.
The
quarterly
report
will
be
presented
in
july
and
so
gasoline
that,
I
believe,
will
be
your
action.
I
think
it
would
be
great
to
have
that
document
in
advance
that
we
share
with
the
group
gasoline.
Do
you
have
a
rough
time
frame
for
when.
A
Alrighty
and
then
in
terms
of
reminders,
as
karen
has
suggested
self-help,
I
will
continue
editing
the
services
and
duties
agreement.
Thank
you
for
taking
the
lead
on
that
and
karen
you'll.
Let
us
know
when's
a
reasonable
time
for
us
to
be
able
to
review
that
first
strat
or
that
next
draft
and
then
we'll
get
our
working
group
meeting
to
discuss
it.
A
Great
any
questions
or
comments
on
those
items.
Those
reminders
go
ahead.
H
Chairman,
thank
you
so
much
for
your
leadership
and
I
think,
you're
doing
a
great
job.
I
want
to
just
say
that
I
might
have
to
about
because
his
phone's
ringing
support
and
just
want
to
thank
the
community.
This
is
not
easy
stuff
we're
doing,
but
this
is
what
leadership
really
is
all
about
and
why
we've
been
put
here.
So,
thank
you
very
much.
I
appreciate
you
all.
Thank
you.
Thank.
A
You
well
thank
you
dee,
as
always
for
all
you
do
in
this
community.
So
one
item
that
before
we
adjourn
that
I
would
like
to
add
an
update.
So
I
I
think
all
of
you
have
seen
that
jeff
kaplan
is
stepping
down
from
his
role
on
this
committee
and
so
we'll
miss
jeff.
Obviously,
so
two
things
happen
here
that
one
creates
a
position
that
needs
to
be
filled
on
the
buncombe
county
side.
A
I
would
ask
the
folks
on
this
committee
to
please
help
us
socialize
that
so
that
we
can
identify
some
good
replacements
to
to
get
on
onto
the
committee,
we'll
go
through
a
formal
application
process
with
interviews
and
all
that
stuff.
A
So,
but
please
pass
it
along
once
it's
available
I'll
share
with
this
group,
but
I
think
we
want
to
continue
to
make
sure
that,
as
many
folks
are
seeing
the
application
as
possible,
because
I
think
we
want
folks
on
this
committee
that
you
know
have
experience
in
the
space,
because
I
think
their
voices
will
be
really
important.
So,
let's
make
sure
that
we
really
socialize
as
well
and
don't
just
leave
it
to
passive
application
and
committee
application
processes.
So
I'll
look
for
your
help
on
that.
A
Additionally,
so
jeff
has
stepped
down
from
the
committee,
but
also
that
leaves
a
vacancy
at
the
chair
level
and
so
I'm
serving
as
the
vice
chair
and
what
we've
done
in
the
past
and
I'm
open
to
a
discussion
on
this
process.
We
don't
have
to
take
action
today,
but
if
there
are
any,
if
there's
any
interest
in
this
group
for
someone
taking
on
the
chair
role,
it
would
be
helpful
to
to
know
that
and
then
we
can
work
through
an
election
election
process
in
our
upcoming
meeting.
A
E
I
Yeah,
I
have
a
question
as
to
you
know.
To
what
extent
do
you
need
to
understand
the
workings
of
mount
bisworks,
which
is
the
only
place
where
we've
made
any
loans,
the
context
of
where
this
money
has
come
from
and
sort
of?
What
are
the
criteria
for
this
leadership
role
on
this
committee?
I
think
having
some
understanding
of
that
would
be
good
for
me,
just
as
a
member.
A
And
karen
will
probably
be
able
to
tell
me
that
it's
all
listed
in
the
services
and
their
piece
agreement,
but
you
know
what
I
would
say
that
I
welcome
anyone
to
chime
in.
I
don't
think,
there's
a
need
to
understand
like
how
this
works
or
self-help
does
loans.
I
mean
clearly
that's
beneficial.
A
A
You
know
this
is
still
a
very
young
committee,
but
a
young
committee.
That's
just
received
some
substantial
funding,
so
I
think
we
need
to
be
ready
for
the
moment
and
continue
to
to
grow,
and
so
that's
what
we're
that's
what
I
think
we
need
in
terms
of
leadership
personally.
C
Right
I'll,
say
I'll
chime
in
just
tactically,
the
chair
is
also
responsible
for
helping
to
formulate
the
agendas
and
supporting
documents
and
and
does
work
with
city
city
staff
in
advance
of
this
meeting,
to
make
sure
that
those
are
ready
to
go.
So
it's
just
some
other
responsibilities.
G
Yes,
so
just
to
be
like
transparent
with
a
group,
so
jeff
did
ask
me
to
just
consider
you
know
stepping
into
this
role
and
obviously
I'm
one
of
the
newest
community
members,
and
so
I
was
you
know,
humbled
by
that,
and
you
know
jeff
and
I
work
closely
together
in
other
organizations
like
at
hatch
and
elsewhere,
and
you
know
I've
been
part
of
the
ecosystem
for
a
little
bit,
not
probably
as
long
as
nearly
all
of
you,
but
it
is
a
passion
of
mine.
G
G
But
you
know
thank
you
haslam
for
the
nomination,
but
it
you
know,
I
I
haven't
said
no
or
written
it
off,
but
I'm
not
like
yes
put
me
in
that
role,
because
I
do
have
other
responsibilities
and
I
I
I
would
hope
that
whoever
steps
up
to
try
to
fill
jeff's
shoes,
you
know,
would
be
able
to
be
all
in
on
it.
So,
just
to
give
you
all
a
heads
up
of
where
I'm
at
personally,
but
I
would
hope
that
others
in
this
group
would
also
be
considering
the
role
as.
A
All
well,
okay.
So
what
we'll
do
on
our
next
agenda?
We'll
we'll
have
a
section
to
elect
some
officers,
namely
the
vice
or
namely
the
chair
and
so
the
process
that
we
walked
through
last
time.
You
know
there
was
formal
nominations
like
in
in
the
meeting
you
know
and
then
a
motion
was
made.
You
know
to
elect
specific
people,
and
then
we
just
had
a
vote.
So
at
our
next
meeting.
That's
kind
of
the
process
we'll
go
through
I'll.
A
A
Cool,
I
appreciate
everyone
being
patient
with
me
today
as
we
muddled
through,
but
we
made
it
to
the
end.
I
appreciate
all
the
time
is
there
anyone
does
anyone
on
the
committee
have
anything
they'd
like
to
share
before
we
move
to
public
comment.
A
Good
deal
so
we'll
move
to
public
comment,
to
which
I
will
turn
to
laura
and
christina
to
see.
If
there's
any
members
of
the
public
with
us
today,.
B
Yeah,
there
are
no
public
comments.