►
From YouTube: Mountain Community Capital Fund
Description
No description was provided for this meeting.
If this is YOUR meeting, an easy way to fix this is to add a description to your video, wherever mtngs.io found it (probably YouTube).
A
B
A
You
I
t
staff
at
the
city
of
asheville.
Please
give
jonathan
feldman
our
greatest
thanks.
I
don't
think
jonathan
was
there,
but
you
know
if
he's
watching.
Thank
you
jonathan.
All
right
with
that.
Let's
begin
this
is
the
august
meeting
of
the
mountain
community
capital
fund.
We
have
a
great
agenda
today,
I'm
going
to
share
my
screen,
so
you
all
can
see
that.
A
And
I
should
have
everybody
represented
on
that
screen.
Excuse
me.
The
first
order
of
business
we
have
today
is
to
approve
the
minutes
from
our
july
meeting.
If
I
click
this
tab,
will
it
go
share
this
tab?
Instead,
that's
what
I'm
talking
about
once
again,
rachel
nygard
with
the
county.
Thank
you
for
these
wonderful
minutes
that
you've
put
together
in
order
to
proceed.
A
A
A
All
right,
all
those
in
favor
of
approving
the
minutes
as
presented
and
edited
with
that
typo
you're
welcome
rachel
happy
anytime.
Let's
see
if
I
can
see
everybody,
I'm
gonna
stop
to
share,
so
I
can
see
everyone
and
everyone's
video
is
on
or
I
guess
we'll
go
with
yeah.
If
you
are
a
voting
member,
if
you
would
raise
your
hand
in
favor
easy
to
count
that
way,
one
two,
three,
four:
five
d:
I
don't
see
you
do
you
vote
in
favor.
A
Very
good,
thank
you
maui
and
tony
perfect.
Now
I
tell
ya
you
guys
don't
get
to
vote,
I'm
sorry,
maui
and
carl.
Do
I
get
to
vote
right
now
because
we
haven't
actually
brought
you
on
the
committee,
which
is
our
next
so
that
passes?
Thank
you
all
and
as
to
why
maui
and
carl
could
not
vote
is
because,
while
you've
been
appointed
by
the
city
and
the
county,
we
actually
have
to
vote
to
bring
you
in
as
new
committee
members
as
part
of
the
bylaws.
A
So
it's
pretty
low
pressure.
We're
very
excited
to
have
you
if
you
could
just
take
a
couple
of
minutes
and
introduce
yourselves
to
this
committee,
and
I
realized
that
I
just
bum
rushed
through
the
the
first
part
of
the
agenda
and
did
not
go
around
and
do
a
round
of
introductions
which
we
typically
do
about
just
who
you
are
and
who
you're
with
so.
B
A
We
do
that
real,
quick
who
are
who
you're
with
and
then
we'll
jump
right
into
maui
and
carl's
introductions
and
then
we'll
vote
on
them.
So
I'm
jeff
kaplan,
the
director
of
venture
asheville
and
the
chairperson
of
the
mountain
community
capital
fund.
Dee.
Do
you
want
to
go
next,
I'm
going
to
call
you
out.
So
I
can
see
you
all
easily.
My
brady
bunch
screens.
A
Very
exciting:
do
you
good
stuff,
reggie
jones,
please
introduce
yourself
and
say
hello.
E
Good
morning
my
name
is
reggie
jones,
I'm
with
carolina
small
business
development
fund.
We
are
a
cdfi,
we
were
formed
in
1990
and
we
specialize
in
equitable,
equitable
access
to
capital,
technical
assistance
for
small
businesses
and
policy
and
research.
F
C
Good
morning,
I'm
tony
mcdowell,
I'm
the
finance
director
with
city
of
asheville.
A
G
H
A
I
A
K
Good
morning,
everyone,
my
name,
is
joslin
gonzalez.
I
am
a
lender
with
mounts
and
bisworks.
We
do
something
very
similar
to
carolina
small
business
and
yeah
cdf5,
non-voting
member.
A
Very
good,
thank
you.
So
much
now
with
that,
we
go
to
our
new
members,
we'll
start
with
our
city
appointee.
That's
carl
aguirre!
Carl!
Please
introduce
yourself
to
the
the
committee
share.
Why
you
know
you
wanted
to
why
you
applied.
I
guess
what
you're
interested
in
in
this
space
and
then
we'll
do
maui
and
then
we'll
do
a
vote
to
bring
you
all
in
sure.
L
Thanks
jeff,
my
name
is
carl
alguire,
my
wife
and
I
sandy
live
in
east
asheville.
We
immigrated
here
just
a
little.
Over
six
years
ago,
I
spent
probably
the
last
15
years
working
with
social
impact
companies
in
and
around
tech,
startups
incubators,
starter
schools
and
also
work
with
several
social
impact
investment
funds.
L
My
passion
for
the
last
25
years
has
been
economic
empowerment
through
business
building.
I've
seen
an
experience.
What
that
can
do
for
a
person,
a
family,
a
community,
and
you
can
really
see
it
as
a
game
changer.
L
I
want
to
find
a
way
to
put
my
experience
to
good
use,
helping
underserved,
underfunded,
undervalued
communities,
develop
projects
that
could
lead
to
lasting
wealth
creation,
leadership,
equity,
community
support
and
likely
some
cool
new
companies
emerging
in
nashville,
so
I'm
truly
honored
to
serve
the
mission
of
mccf
and
I
look
forward
to
seeing
some
great
projects
come
alive.
So,
thanks
for
having
me.
A
M
Hello
there
guys
so
I'm
maui,
I
am
a
certified
financial
planner.
I
also
live
in
east
asheville,
with
my
husband
and
three
children.
I've
been
here
for
about
10
years,
moved
from
the
triangle
area
and
I
am
a
co-founder
and
director
of
financial
planning
at
tilley.
It's
a
new
company
that
I
founded
to
provide
affordable
financial
advice
to
everyday
consumers.
M
My
personal
mission
is
to
empower
families
to
be
financially
resilient
and
also
build
generational
wealth
and
address
the
wealth
gap,
and
so
I'm
really
excited
to
be
here.
To
share
my
expertise,
I
think
I
also
bring
a
perspective
from
being
an
entrepreneur
kind
of
navigating
the
local
and
wide
ecosystem.
There
are
a
lot
of
resources
out
there.
I
can't
say
I
have
met
every
single
person
or
organization,
but
I
have
kind
of
made
my
way
around.
So,
for
example,
I've
been
involved
with
hatch
avl,
been
to
some
bench.
M
Asheville
events
sbtdc
mountain
vis
works,
and
then
I
also
got
connected
with
other
organizations
in
other
cities.
So
I
was
a
spring
2018
cohort
part
of
the
cohort
venture
prize
in
unc
charlotte
and
then
also
summer,
2019
cohort
at
the
ncaa
labs
in
durham,
and
I
currently
volunteer
with
the
hatch
innovation
hub
and
recently
joined
their
board.
M
I
personally
also
believe
that
entrepreneurship
is
one
of
the
most
powerful
avenues
for
upward
mobility,
and
so
I
feel
like
being
a
founder
myself,
it's
very
aligned
with
my
personal
mission
to
empower
world
building
for
all
all
families
and
consumers.
So
I'm
happy
to
be
here
and
work
with
all
of
you.
A
A
So
with
ash
mentioned
maui,
you
are
the
county
appointee.
So
let's
vote
on
these
one
at
a
time,
if
that's
all
right
with
our
board.
So
we'll
start
with
carl
all
those
in
favor
of
confirming
carl
as
the
city
appointee
to
the
mountain
community
capital
fund.
Please
raise
your
hand
or
use
the
button
to
raise
hand.
One
two,
three
four
five
all
opposed
any
opposed,
very
good.
That.
G
A
Officially
part
of
the
committee
glad
to
have
you
raising
the
roof
all
right
and
next
our
county
appoints
you
to
the
mount
community
capital
fund,
all
those
in
favor
of
confirming
maui.
H
A
Please
raise
your
hand
or
use
the
button
one
two,
three
four,
all
right.
That
looks
like
in
carl,
with
his
first
vote,
to
confirm
maui,
welcome
all
right,
maui,
congratulations
and
welcome
again.
I
I
feel
like
we're
getting
the
better
end
of
this
deal,
we're
thrilled
to
have
both
of
your
expertise
here
on
our
committee
to
the
rest
of
our
committee
members.
I
met
with
carl
and
maui
briefly
to
go
over
things
like
our
bylaws
share
with
them.
G
Jeff,
this
is
rachel
for
the
minutes.
I
need
the
name
of
a
person
making
a
motion
in
a
second.
So
if
we
can
back
up
on
that
and
just
get
a
motion
in
a
second
very.
C
A
A
Very
good
I
motioned
to
approve
carl
alguire
as
a
city
of
point
he's.
The
mountain
community
capital
fund.
H
H
A
Thank
you
tim
and
then
all
those
in
favor
show
hands
again
very
good.
Thank
you
so
much
that
that
ad
is
approved
very
good
rachel.
Thank
you
again.
C
A
Just
could
can
the
myths
reflect
how
impressed
I
am
with
your
ad
hoc
secretary
skills.
I
A
A
So
we're
in
the
process
now
getting
clarification
from
dogwood
on
how
exactly
we
can
do
this
as
a
joint
volunteer
committee
between
the
city
and
the
county,
with
one
of
our
lenders
being
the
recipient
of
funds,
so
we're
kind
of
just
going
through
navigating
what
exactly
we
need
to
share.
But
I
will
add
that
everything's
looking
pretty
positive
and
I
expect
to
have
good
news
in
a
meeting
soon.
A
A
So
before
we
sign
them
up
for
anything,
we
want
to
make
sure
that
we're
clear
on
what
the
expectations
are
to
receive
a
grant
from
dogwood
does
that
include
reporting,
fiduciary
responsibilities,
fiscal
responsibility,
so
we're
not
that's
what
we're
navigating
currently.
G
Thank
you
that
makes
most
sense
since
self-help
ventures
fund
is
the
holder
of
the
asset.
A
Yeah,
as
for
the
last
two
items,
current
or
most
recent
operating
budget
and
days
of
cash
on
hand,
I've
asked
if
we
could
supply
our
our
loan
reports
instead
of
a
cash
on
hand-
or
you
know,
p,
l
kind
of
thing,
and
that
was
accepted,
so
we're
just
figuring
out
the
fiscal
part
reporting
piece.
A
Okay,
let's
move
on
my
next
agenda
item
on
here:
go
back
to
the
agenda;
okay,
some
new
business
branding
and
website
updates.
Let
me
let
me
thank
timothy
love
for
being,
I
don't
want
to
say
johnny
on
spot
I'll,
say
timmy
on
the
spot,
he's
not
going
to
like
that.
I
just
know
that,
as
I
came
out
of
my
mouth,
he
wasn't
going
to
like
me
saying
that
for
sending
me
the
logos.
A
A
A
H
I
think
that's
fair
jeff
and
to
carl's
question
and
for
context
for
maui
as
well.
You
know
this
is
a
relatively
new
committee
and,
as
we
think
about
going
into
this
second
fundraising
cycle
and
a
new
round
of
you
know,
looking
for
applicants
just
wanted
to
see
if
our
brand
was
what
it
needed
to
be
and
if
we
were
reaching
people
and
if
there's
anything,
we
need
to
do
differently
with
brand
website.
All
of
that.
J
I'll
I'll
share
an
opinion.
I,
like
the
second
one
I
really
like
the
font
used
and
it
looks
like
it
could
be
usable
on
letterhead,
and
so
I
I
tend
to
like
the
second
one,
but
that's
just
a
gut
feeling
so
welcomed
any
other
ideas
or
thoughts.
But
that's
really
what,
where
I'm
leaning.
A
Those
are
great
comments
I
like
the
iconography
of
the
acronym,
and
I
like
the
font.
It
feels
rounder
and
softer
if
that
makes
sense,
and
they
it's
not
all
caps,
which
is
to
me
it
feels
more
approachable.
A
A
A
A
A
You
can't
see
the
url
by
reading
to
you
to
asheville
dot,
ashley
nc.gov
apartment,
slash,
community
hyphen,
economic
hyphen,
economic,
economic
development,
slash
business,
hyphen,
inclusion,
slash
mountain
hyphen,
community,
hyphen
capital,
hyphen
fund,
hyphen
information,
hyphen
page
slash,
maybe
if
we,
you
know,
got
like
a
a
link
that
redirected
there.
That
would
be
a
useful
edition
correcting
links
to
the
lender
websites
on
this
page
on
the
bottom.
Apparently,
some
of
these
links
are
wrong.
M
M
So
I
was
just
reviewing
it.
While
we
were
waiting
and
my
two
little
pieces
of
input,
if
you
scroll
up
well
yeah,
I
actually
can
see
it.
There
apply
for
the
loan.
M
M
A
I
think
that's
a
good
point
that
is
ambiguous,
super
clear.
A
A
H
H
A
Yeah,
when
you're
down
here
tim,
if
I
click
on
these
links,
these
are
emails,
so
you
automatically
open
an
email,
a
mail
to
somebody
at
these
respective
lenders
who
would
answer
that
email?
I
think
with
maui's
comment.
If
it
was
a
little
more
clear
of
what
actually
should
be
in
that
email,
it
could
streamline
that
intake
process.
K
Right,
it
would
also
be
great-
well
I'm
not
sure
about
the
other
lenders,
but
mountain
biswas.
We
have
a
loan
inquiry
site
application
where
you
can
just
go
in
and
submit
their
application
and
we
get
their
their
info
right
away.
K
So
it'd
be
great
if
we
could
just
put
that
link
in
there,
so
I
could
it
would
take
them
straight
to
that
application.
M
F
H
G
Tim
I've
wondered
the
same
thing:
I've
learned
by
my
participation
in
this
group
the
way
that
you
all
sort
of
as
lenders
have
areas
of
specialty
and
tend
to
work
with
certain
customer
portfolios
or
loan
portfolios
versus
others,
but
from
the
outside.
Looking
in,
I'm
not
sure
I
would
know
which
one
to
try.
First,.
D
The
more
it
I
don't
know
just
dealing
with
this,
the
more
options
you
have.
I
mean
anybody
can
click
on
a
link.
But
if
there's
a
centralized
place,
it
doesn't
appear
that
most
of
our
lenders
have
even
gone
along.
Yet
if
there
is
one
avenue
or
one
place
that
they
can
go
to
and
click
like
a
plow.
A
D,
I'm
sorry
you're
going
in
and
out
your
audio.
If
anyone
else
hear
that
it
would
sound
like
you're
close,
then
far
away,
you
kind
of
came
in
and
out,
but
you're
right.
If
I
understand
right,
you
were
saying
there
needs
to
be
a
a
way
to
apply
it
right
on
the
right.
No,
I'm
sorry,
I'm
on
the
mountain
business
page,
but
right
from
here
we
should
be
having
a
way
to
apply
right
on
this
page.
That
goes
to
all
three
lenders.
Is
that
what
you're
asking
for
the.
D
Simpler,
the
better
when
you're
dealing
with
this
group
of
folks,
this
is
like
I
mean
it,
the
more
it's
confusing
enough
in
the
circumstances
they're
in
their
resource
depleted
oftentimes.
D
A
So
to
our
thank
you
dee,
so
to
our
lenders
like
who
we
should
we,
I
mean,
how
would
we
start
thinking
out
loud
if
there
should
be
a
form
on
the
city
page,
that's
forwarded
to
three
of
you
every
time
someone
completes
it.
A
K
I
was
gonna
say
I
don't
know
if
that's
really
necessary,
I
was
thinking.
Maybe
we
would
maybe,
if
we
put
a
explanation
of
you
know
what
the
fund
is,
why
there
are
three
lenders
and
what
does
it
mean
when
you
apply
to
one
lender
and
they
must
choose
a
lender
to
apply
to.
K
F
So
that's
true,
so
I
would
say,
though,
that
now
that
we
have
tara
in
place,
I
think
that's
going
to
change
for
self-help
as
well.
Like
I
said,
we
had
started
seeing
some
applications
over
the
summer.
They
haven't
gone
through
for
various
reasons,
but
I
think
that
could
change.
E
Yeah
and
d
speaker
for
carolina
small
business
development
fund.
You
know
we've
had
turnover
in
that
area,
so
you
know
that
you
know
the
program.
We
kind
of
lost
a
little
momentum
with
that,
but
we're
looking
to
to
pick
up
as
well
and
make
changes.
I
And
I
would
just
add,
thank
you
everyone.
I
agree
with
what
everyone
said
and
I
would
just
add
sort
of
highlighting
what
jason
said.
I
think
it's
really
important
that
it's
communicated
to
us
in
a
way
that
we
can
easily
communicate
with
each
other
and
not
make
it
complicated
for
the
borrower.
We
don't
want
them
to
apply.
I
F
And
I
I
also
have
a
question:
we
might
not
have
this
information
yet
I
know
we'd
like
people
to
go
to
this
website
and
steer
them
there.
Does
anyone
have
any
idea
how
many
loan
applications
and
then
closed
loans
have
come
through
the
website
to
date?
I'm
just
wondering
if
that
this
is
really
where
most
people
are
finding
out
about
it
or,
if
they're,
finding
out
more
from
a
lender
that
they're
going
to
in
the
first
place.
K
Yeah
all
the
loans
that
we've
done
so
far
are
just
coming
through
our
mountain
biscuits
pipeline.
So
our
loan
inquiry
page.
L
I
will
say
looking
at
it
with
no
knowledge
for
the
first
time
yesterday
that
it
says
apply
for
a
loan
but
you're
not
applying
for
a
loan
from
mccf
you're
applying
for
a
loan
guarantee
through
one
of
these
partners,
for
which
you
apply
for
a
loan.
So
I
was
not
clear
when
I
read
this.
What
the
deal
was.
B
I
The
loans
that
have
come
in
so
far,
but
to
me
this
program
you
know,
is
great
and
an
important
thing
to
be
able
to
offer,
but
it's
so
nuanced
and
in
the
weeds
for
someone
getting
a
business
loan
for
the
first
time
that
it's,
I
think
it's
good
to
do.
Outreach
around
mountain
community
capital
fund,
but
to
explain
mount
community
capital
fund
as
the
entry
point
for
getting
a
loan
is
just
a
little
bit
challenging.
I
don't
know
what
you
think
on
yazlin
or
anyone
else.
K
K
Is
they
federally
back
these
you
know
much
much
larger
sba
loans,
so
we
kind
of
take
that
and
say
of
course,
this
is
a
much
much
more
smaller
scale,
but
it's
a
way
to
collateralize
the
loan
or
secure
the
loan
without
you
know,
because
we
have
no
collateral,
so
in
that
sense
that's
kind
of
how
we
explain
it,
but-
and
and
it's
easier
to
understand
so,
but
I
do
think
we
need
to
have
a
much
a
better
explanation
on
the
website
of
what
really,
what
mccf
really
is,
because
when
you
when,
when
when
I
first
mention
it,
they
think
that
the
money
is
coming
from
the
city
and
the
in
the
and
the
county,
and
so
it
takes
a
little
bit
of
kind
of
talking
through
to
really
get
them
to
understand.
K
So
I
do
think
there
needs
to
be
some
kind
of
explanation
on
the
website.
You
know
this
is
a
loan
guarantee
program,
it's
not
actual
funding
coming
from
the
city
and
the
county.
K
A
I
mean
that
makes
perfect
sense
to
me.
Yes,
I
mean
it's.
The
first
sentence
on
here
right
establish
this:
it's
a
loan
guarantee
fund
as
you're,
using
maybe
it's
a
jargon
or
a
language
thing,
because
I
was
I
was
I'm
feeling
the
same
way.
You
feel,
as
you
were
speaking,
that
it
seems
like
the
city
in
the
county,
the
ones
writing
the
checks.
That's
not
true,.
K
A
G
This
is
rachel.
I
would
suggest
that
we
consult
with
the
communications
and
public
engagement,
department
or
departments
at
either
city
or
county
in
the
past,
when
I
have
had
really
jargony
type
messages
to
get
across,
they've
been
really
good
at
helping
get
it
into
plain
language.
You
know
this
is
a.
This
is
a
program
that
helps
small
business
businesses.
Access
loans
when
they
ordinarily
might
have
might
have
barriers
to
loans,
or
you
know,
whatever
kind
of
language
is
more
sort
of
person
focused
and
accessible
and
less.
G
Business
jargony:
we
have
the
people
with
that
training
and
expertise,
and
I'm
wondering
if
that
could
be
something
that
they
work,
that
someone
volunteers
to
work
with
them
on
and
bring
back
a
proposal.
I
And
just
adding
to
that
rachel
from
a
communication
standpoint,
I'm
not
that
cons
expert,
but
just
thinking
about
who
this
web
page
is
for,
because
now
it
seems
like
it's
trying
to
reach
a
lot
of
different
audiences,
maybe
just
general
public,
which
is
great.
If
we
really
do
want
this
website
to
be
outreach
to
small
businesses
who
are
low
income
who
don't
have
collateral
on,
then
definitely
I
think
that
the
wording
should
be
different,
but
I
just
don't
know
that's
if
that's
really
the
point
of
having
this
website
or
not
because
it
does
have.
H
A
M
Yes,
so
I
think
that
what
tara
mentioned
is
important,
if,
if
we
can
at
least
maybe
agree
on
the
primary
audience
audience
of
this
page,
I
think
that'll
give
you
a
little
bit
more
direction
as
you
work
with
other
community.
You
know
just
for
on
the
communication
and
from
from
my
perspective,
because
it
has
the
word
apply
and
when
you
scroll
down,
it
also
says
apply
again:
it's
primarily
geared
towards
owners.
M
H
M
H
Think,
that's,
I
think,
that's
great
feedback,
maui
sort
of
leading
with
something
engaging
to
the
point,
and
then
we
can
have
an
about
the
mccf
page
somewhere
for
the
bureaucrats,
about
loan
guarantees
and
stuff.
Like
that,
one
thing
I
would
just
add
you
know
if
you,
if
you,
google,
mccf
mountain
community
capital
fund,
this
is
the
first
thing
that
comes
up
so
from
that
perspective,
I
think
we
have
to
think
of
this
as
a
more
engaging
entry
point.
E
One
thing
that
I'll
just
this
is
already
jones
one
thing
I'll,
just
very
briefly
mention,
if
I
may
sba
also,
you
know,
serves
as
a
landing
page
for
borrowers
who
have
interest
in
sba
products.
E
They
have
a
program
called
lender
match
and
they
take
information
and
the
way
that
they
do
it
sent
out
to
all
the
lenders,
and
you
know,
and
whoever
has
the
capacity
to
respond
to
that
inquiry-
responds
to
the
inquiry
now
that
particular
borrower
may
you
know,
get
two
other
calls
if
one
person
inquires,
but
you
know
maybe
it's
based
on
the
capacity
I
know
you
know
outside
of
the
western
women's
business
center.
You
know
we're.
E
You
know
where
we
don't
necessarily
have
a
presence
there,
but
specifically
in
buncombe
county,
but
you
know
that's
something
that
we're
working
to
change,
but
if
there
are
inquiries
and
there's
a
capacity
to
be
able
to
to
do
it,
you
know
we
would.
We
would
love
to
be
able
to
work
with
some
of
the
borrowers
as
well.
A
Thank
you
for
that
resource.
I
I
respect
for
time
to
move
on
through
our
agenda.
I
would
like
to
bring
this
item
to
a
close.
I
would
also
like
to
accept
nominations
or
self
nominations.
If
anybody
would
like
to
join
me
on
this
conquest
for
revamping
and
making
it
an
engaging
entry
point
and
application
piece
with
our
communications
teams
at
the
city
and
county
for
this
webpage,
I'd
love
to
entertain
those
at
this
time.
A
I
would
great
question
timeline,
for
launching,
I
would
say,
is
probably
gonna
be
sometime
in
september
if
we
can
have
a
meeting
or
two
with
city
and
county
in
the
next
week
or
two
and
then
hopefully,
by
the
next
meeting,
we
could
present
a
draft
or
at
least
say
draft
a
strategy
of
what
will
be
included
will
be
changed
and
accept
present
those
changes
to
the
committee.
A
G
This
is
rachel
I'd
like
to
jump
in
saying
I
suggested
city
indoor
county,
just
from
a
general
perspective,
from
where
I
sit
on
the
county
side,
I'm
not
speaking
for
tim
I'd
be
comfortable
with
you
all
working
directly
with
city,
cape
communications
and
public
engagement.
Just
as
to
not
over
complicate
it.
Certainly
county
will
get
a
chance
to
weigh
in
once.
You
have
a
draft.
B
And
I'll
be
happy
to
be
that
point
of
contact
within
the
city
to
connect
with
kate.
A
Very
good,
then
we
will
move
right
along.
Thank
you
all
so
much.
This
is
great.
I
am
I'm
just
jazzed
about
this
meeting.
Our
next
item
is
loan
presentations.
A
I
know
that
self-help,
neither
self-help,
I
believe,
nor
I
got
this
wrong
anyway.
Let
me
stop
a
second
say:
do
any
of
our
lenders
have
loans
to
present.
A
This
has
been
brought
up
in
the
past
and
I
think
it's
reasonable
to
bring
up
and
probably
at
the
at
the
end
or
beginning
of
every
term,
every
two
years
or
so,
as
our
committee
shifts,
to
find
a
more
if
needed,
a
more
convenient
meeting
day
and
time
for
this
group
to
meet.
Currently
it
is
first
friday
of
the
month,
9
30
to
10
30.
A
and
we'll
open
to
comment
or
suggestion
of
a
more
convenient
time.
If,
if
there
is,
if
this
presents
a
conflict,
I
understand
there
are
numerous
constraints,
especially
given
sharing
a
youtube
stream
channel
with
the
public
and
the
city
that
is
there's
only
so
many
times
are
available.
A
Today,
great
clarification-
and
we
we
have
that
invitation
open,
30
minutes
before
allow
you
to
log
in
to
test
your
video
and
audio,
but
you
can
log
in
and
turn
your
camera
mic
off
until
9
30..
J
I
have
a
question
just
maybe
something
for
consideration,
but
I'm
curious
how
often
we
take
action
on
actual
loans
to
understand
what
kind
of
cadence
is
this
right
now
we
meet
monthly
right,
so
is
that
something
we
want
to
continue?
Is
there
anything
else
to
consider.
F
J
J
I
think,
if
that's
the
case,
then
yeah
we'll
figure
that
out
later,
but
it
sounds
like.
If
that
is
true,
then
we
want
to
be
responsive
so,
but
I
just
thank.
G
A
A
This
is
a
public
meeting.
I
should
say
this
at
the
beginning,
and
I
am
sorry
I
didn't
that
we
we
do
allow
for
public
comment
and
you
will
be
queued
up
if
you
have
called
in
every
person
who
would
like
to
present
public
comment
has
exactly
three
minutes
to
present
public
comment.
Angelica.
Do
we
have
anybody
on
the
line.