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From YouTube: Insurance Overview for New Employees
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A
B
The
employee
benefits,
guide
and
benefits
website
will
provide
you
with
eligibility
rules,
detailed
plan,
information,
side-by-side
comparisons
and
plan
contacts
information.
In
addition,
the
benefits
website
will
provide
you
with
rate
information
and
important
announcements
regarding
planned
changes
and
upcoming
events.
B
B
Premiums
are
paid
one
month
in
advance
before
coverage
begins,
for
example,
deductions
from
your
first
and
second
pay
in
January
pay
for
coverage,
effective
February
1st
if
he
do
not
receive
a
pay
or
deductions.
During
that
time,
adjustments
will
be
made
to
feature
paychecks
who
is
eligible
for
benefits.
A
A
B
New
hire
you
have
31
days
from
your
date
of
hire
to
enroll
using
the
enrollment
wizard.
An
employee
self-service
benefits
will
be
effective,
the
first
of
the
month
following
completion
of
the
online
enrollment
process.
For
example,
if
you
submit
your
ESS
enrollment
on
January
31st,
your
benefits
will
be
effective.
February
1st.
Alternatively,
if
you
submit
your
ESS
enrollment
on
February
1st,
your
benefits
will
be
effective.
March
first.
A
B
Qualifying
events
are
also
an
opportunity
for
employees
to
make
changes
to
their
benefits,
qualifying
events
include
loss
or
gain
of
other
coverage,
birth
or
adoption
of
a
child
and
marriage,
divorce
or
legal
separation.
You
must
provide
documentation
of
the
qualifying
event,
such
as
a
marriage,
certificate
or
proof
of
birth
changes.
The
benefits
will
be
effective.
The
first
of
a
month
after
the
insurance
division
receives
your
benefits,
change,
form
and
documentation.
B
Infants
benefits
are
effective
on
their
date
of
birth.
Enrollment
changes
due
to
a
qualifying
life
event
must
be
submitted
to
the
insurance
division
within
31
days
of
the
event.
The
county
offers
three
medical
plans,
including
Cigna
OAP,
Cigna,
OPI,
n
and
Kaiser.
Both
Cigna
plans
use
the
Cigna
open
access
plus
Network.
The
signal
Oh,
a
P
plan
provides
both
in
and
out
of,
network
benefits.
The
signal
a
P,
I
n
plan
requires
you
to
stay
in-network
in
general.
B
You
can
determine
if
a
provider
is
in
network
by
asking
if
they
accept
signal
or
visiting
Cigna
comm.
The
Kaiser
plan
is
an
HMO
plan
that
requires
you
to
select
a
primary
care
physician
or
for
sylheti.
Kaiser
requires
you
to
obtain
a
referral
to
see
a
specialist.
All
three
medical
plans
include
prescription
coverage
with
co-pays,
based
on
tier
four
comprehensive
plan,
information
and
plan
summaries.
Please
refer
to
the
employee
benefits
guide.
A
A
B
Vision
benefits
are
available
through
care.
First
using
the
Davis
vision
network.
The
plan
allows
a
routine
eye
exam
once
every
12
months
and
an
allowance
towards
glasses
or
contacts.
Once
every
24
months,
you
will
receive
the
maximum
benefit
by
using
an
in-network,
Davis
vision
provider.
However,
out
of
network
coverage
is
available
by
submitting
a
reimbursement
form
to
locate
a
Davis
vision
provider
near
you
visit
care
first
calm.
A
Spending
deductions
are
taken
on
a
pre-tax
basis,
which
increases
your
spendable
income
by
reducing
the
amount
you
pay
in
taxes.
Members
enrolled
in
either
plan
will
receive
a
debit
card
which
can
be
used
to
pay
for
IRS
qualified
expenses.
The
amount
you
elect
in
your
FSA
account
is
use
it
or
lose
it.
This
means
that
the
expenses
you
incur
must
take
place
during
the
plan
year
in
order
to
receive
reimbursement
for.
A
B
Additional
life
insurance
is
also
available
to
you.
Your
spouse
and
your
child
employees
may
elect
additional
life
insurance
in
any
multiple
of
$10,000,
starting
at
ten
thousand
dollars
up
to
two
hundred
thousand
dollars
with
rates
based
on
the
employees.
Age
coverage
for
you
is
guaranteed
without
proof
of
good
health
within
the
first
31
days
of
eligibility.
If.
A
You
elect
additional
life
insurance
for
yourself.
You
may
also
elect
coverage
for
your
spouse
in
increments
of
$10,000
up
to
a
maximum
of
50
percent
of
the
employees.
Additional
life
insurance
amount
rates
are
based
on
the
employees
age.
You
may
elect
up
to
$50,000
of
coverage
without
proof
of
good
health
within
the
first
31
days
of
eligibility.
You
may.