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From YouTube: The Baseline Show: Convo with Crowdz Team
Description
The weekly office hours for the Baseline Protocol open source community, Wednesdays at noon in the US-Eastern timezone.
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Date: November 17, 2022
Content:
1) Baseline Updates - Standards & BLIPs [01:20]
2) Baselining in supply chain finance convo with Crowdz (www.crowdz.io) [10:56]
B
A
Have
an.
B
A
Show
today,
with
with
our
special
guests
mark
meyer
and
james
zenis,
who
are
going
to
talk
about
their
company
crowd,
z
and
supply
chain
finance
and
what
that
means
in
terms
of
baselining,
we
will
find
out.
We
have
andreas
of
friend,
head
of
our
standards,
team
and
new
member
of
the
technical
steering
committee.
We
have
boris
preslav,
who
maybe
can
tell
us
some
more
about
his
work
on
the
zero
knowledge
circuits.
A
We
have
ananth
nataranja
and
he's
got
some
pretty
interesting
stuff
going
on
in
mts,
dale
foster
is
joining
us
and,
of
course,
sonal
patel,
our
our
or
the
our
chief
organizer
of
the
community.
It's
good
to
see
everybody
here.
A
First,
we
should
say
that
we,
we
just
had
our
project
governance
board
meeting
and
the
standard
that
we've
been
working
on,
got
approved
as
a
as
a
release
and
then
and
there
there
will
be
further
editing
and
work
going
on
to
get
it
to
ready
for
what
we
call
a
draft
standard
that
will
then
get
submitted
to
the
oasis
board,
so
that
work
is
going
ongoing
and
this
was
an
important
milestone.
Although
it's
not
the
it's
not
the
finish
line,
I
don't
think
in
standards.
A
There
ever
is
a
finish
line,
but
congratulations,
everybody
that
was
well
received
and
the
the
notes
are
that
we're
receiving
are
reasonably
superficial
sonal.
Can
you
tell
us
about
the
blips
and
and
what
we've
been
doing
with
projects?
I've
been
really
excited
about.
These
live
coding
sessions
that
have
been
that
have
been
popping
up
since
you
came
aboard
and
started
organizing
things.
C
Yeah,
so
we
have
nine
baseline
improvement
proposals
in
the
queue
and
our
group
of
cordobs
and
technical
steering
committee
members
working
through
these,
and
hopefully
we'll
have
some
work
to
present
to
the
group
for
our
december
8th
show.
But,
as
john
mentioned,
we've
been
having
just
constant
working
sessions
with
all
the
developers
stakeholders.
Anybody
interested
in
the
direction
baseline
is
going
so
they're
working
on
that
battleship
project,
they're
kind
of
wireframing.
C
What
the
front-end,
back-end
and
circuits
will
look
like
and
more
people
are
joining
that
group
by
the
day
that
are
interested
in
bringing
their
skills.
We've
also
had
the
test.
Suite
group
have
some
working
sessions
where
they're
doing
a
monolithic
approach
to
the
baseline
stack
to
really
dig
into
it,
and
act
like
someone
who
has
never
seen
baseline
and
how
they
would
consider
the
components
so,
john.
You
were
in
that
working
session
and
you
had
really
good
comments
from
that.
What
was
that,
like
yeah.
A
A
I
mean
first
of
all,
it
was
great
to
have
all
these
new
developers
looking
fresh
with
fresh
eyes
at
the
at
the
the
specification
and
what
is
needed
to
be
done
without
any
preconceptions
about
which
stack
or
which
thing
or
what
which
technology
to
use,
and
they
just
started
writing
code.
A
They
just
right
from
you
know,
line
one
and
they
they
did
a
round
robin
where
they,
you
know,
for,
I
think,
15
or
20
minutes
developer
number
one
got
to
have
their
fingers
on
the
keyboards,
and
then
they
switched
and
developer
number
two
etc,
and
it
was
great.
I
I
like
I
like
a
good
pair
programming
session,
but
rarely
do
you
get
to
see
a
quad
pair
programming
session,
so
that
was
kind
of
cool
and
it
really
helped
because
people
we
we
saw
where
people
got
confused.
A
There
was
a
section
in
the
in
the
repo
in
in
our
core
sp
in
the
core
stack
that
required
that
took
them
down
a
bit
of
a
rabbit
hole
around
org,
org
registry
they're
like
well.
Do
I
we
need
to
really
do
this
for
a
local
host
thing
or
you
know,
is
that
superfluous
or
do
I
need
it?
So
you
can
see
right
there,
something
that
was
obvious
to
you
know.
A
The
framers
was
not
obvious
to
a
new
group
of
people
and
it's
that
kind
of
stuff
that
we
just
need
to
smash
out
right,
like
whack-a-mole,
we
just
gotta
whack,
all
that
stuff
out
and
so
that
you
know
you
know
I
think
they're
paving
the
way
for
a
real
advance
in
adoption
and
use
by
developers
because
developers
vote
with
their
feet
and
when
they,
when
they
get
confused
about
anything
they're
they're
off
they're
gone.
A
So
this
is
a
really
really
important
phase
that
we're
going
through,
and
I'm
really
grateful
to
folks
that
are
doing
it.
C
Awesome
thanks
for
sharing
and
a
few
blips
came
out
of
that
session,
which
is
very
representative
of
the
purpose
of
baseline
improvement
proposals.
If
there's
anything
anybody's
ever
confused
about
or
doesn't
understand,
we
want
that
in
our
repo,
so
we
can
make
sure
that
we're
addressing
it
because
that
means
other
people
have
the
same
concerns.
C
So
that
was
a
really
good
outcome
of
that,
and
I
hope
that
continues
happening
and
we
also
had
some
sessions
on
blip
number.
One
related
to
use
cases
possible,
use
cases
where
zero
knowledge
wouldn't
be
needed.
John,
if
you
wanna
give
your
comments
on
how
that
session
was
today.
A
Yeah,
I
think
our
sap
tse
member
as
mehran
checkered,
is
just
really
providing
a
lot
of
value
right
now
saying
yeah,
look
we
at
sap,
we
deal
with
all
sorts
of
use
cases
here.
What
are
the
ones
that
don't
require
baselining?
A
What
are
baseline
adjacent,
maybe
right
so,
for
example,
the
radish
34
project
we
did
two
and
a
half
years
ago
with
ey,
you
could
argue,
does
not
require
baseline
in
retrospect
today,
you
could
probably
do
with
digital
signatures,
and
that's
it
right,
assuming
that
you
know
who
you're
dealing
with
and
you
are
going
to
spend
the
effort
and
time
to
create
a
bespoke
integration
with
the
other
party
and
it's
fine,
but
where
so
the
question
is:
do
we
want
baseline
to
be
more
of
a
general
more
expansive?
A
Do
we
want
to
really
go
back
to
the
drawing
board
and
relitigate
and
say
well?
Baselining
should
be
about
all
kinds
of
multi-party
workflow
standards.
Maybe
I
wouldn't
say
no
to
that
conversation
as
a
point
of
the
chairs.
It's
it's
always
a
worthy
conversation
to
have
or
is
baselining
specifically
coordination
under
zero
knowledge.
Where
more,
you
know,
two
or
more
parties
have
to
prove
that
they
have
the
same
information
and
attributes
of
that
information
without
supplying
the
actual
information.
A
If
that's
baselining,
then
the
use
cases
that
require-
and
that
requires
some
kind
of
resolvable
discoverable
public
location
for
the
proof
and
and
that
you
want
to
be
very,
very
sure
that
nobody
could
have
messed
around
with
the
proof
that
the
proof
is
out
of
the
control
of
any
of
the
counterparties
to
have
tampered
with.
I
include
or
colluded
to
a
champion.
If
that's
baselining,
then
we've
got
pretty
much
the
right
specification
for
that,
because
it's
written
more
or
less
that
way.
It
requires
your
knowledge.
A
It
requires
a
ccsm
and
that
sort
of
thing-
and
in
that
case
we
want
really
good
use
cases
and-
and,
as
you
know,
mehron's
got
some
that
that
that
cannot
be
solved
any
other
way
and
that
really
make
the
point
for
baselining
or
can't
be
solved
any
other
way
elegantly
and,
and
so
that
was
sort
of
the
conversation
we
had.
I
thought
was
very
fruitful
and
I
think
we're
so
now.
A
Mehron
is
going
to
articulate
what
one
of
the
use
cases
he
was
presenting
he's
going
to
present,
that
to
the
tsc
and
to
probably
bring
him
on
the
show
and
have
him
talk
about
it
as
well,
and
then
we'll
go
from
there
and
say
well.
Does
this
use
case,
or
this
kind
of
extensible
use
case
really
sum
it
up
for
us
and
how
many
more
can
we
make
and
that
will
help
solutions,
providers
and
other
clients
or
or
their
clients,
say
yeah,
okay?
A
C
Yes,
me
too,
and
we
also
had
a
session
this
week,
another
session
on
the
excel
examples
that
are
being
created
right
now
so
baselining
excel,
and
we
hope
to
have
that
work
ready
to
present
to
you
for
our
december
8th
show
as
well,
but
pretty
much.
C
We
have
a
lot
of
developers
and
other
people
in
the
community
working
and
joining
together
in
groups
working
on
a
ton
of
different
initiatives,
including
our
outreach
teams,
our
sponsorship
team
who's
working
on
what
a
get
get
baseline
section
on
our
website
would
look
like
and
how
we
can
start
incorporating
our
sponsors
to
start
getting
clients
baseline.
So
we
just
have
a
lot
of
moving
parts
right
now
and
I'm
super
excited
to
put
a
few
bows
on
things
and
present
them
to
you
all
at
the
end
of
the
year.
A
Well,
that
that
that
outreach
team
must
be
doing
their
job
because
I
got
I
was
on
a
call
yesterday
with
for
the
tree
trunk
project
that
we're
working
on,
which
is
you
know
about
nfts
completely
outside
of
you,
know,
enterprise
based
learning
and
multi-workflows,
and
all
that
stuff-
and
I
was
talking
about
how
we
were
approaching
the
the
nft
problem
under
zero
knowledge
and
and
this
guy
is
an
artist
right,
not
an
artist
collector
gallery
person
and
he
says,
are
you
guys?
Are
you
using
baselining
for
this
out
of
the
blue?
A
A
I
was
not
wearing
my
hat
and
he's
like
I
don't
know.
Maybe
he
was
you
know,
maybe
he's
being
nice
to
me,
but
I
don't
think
so
he's
like
and
I'm
like.
How
did
you
know
about
baseline
he's,
like
oh
I've
been
really
getting
into
the
whole?
You
know
zero
knowledge
thing
and
I
ran
across
baseline
and
sounds
like
that
and
I'm
I
was
blown
away.
I'm
like
that's
an
odd
place
to
have
something
like
this
come
back
at
you,
so
people
must
be
hearing
about.
A
I've
actually
had
a
couple
of
conversations
similar
to
that
where
people
I
didn't
expect
to
know
what
baseline
was
had
been
learning
about
it,
so
it
must
be
getting
out
there,
which
is
a
good
segue,
I
think,
to
mark
and
james
so
mark
and
james.
I
I'll
ask
you
to
introduce
yourselves,
but
I'll
just
say
I
I
ran
across
crowdsy
while
I
was
doing
my
research
on
supply
chain
and
you
guys
look
a
lot
like
what
I
originally
wanted
to
do
with
our
company.
A
That's
spinning
out
called
enbridge,
and
I
got
excited
about
your.
You
had
a
really
authentic
story
about
why
you're
in
the
space
and
what
you're
doing
to
help
suppliers,
whether
the
the
the
visitudes
of
or
the
in
the
horrors
of
of
getting
paid
too
damn
slow.
Let's
put
it
that
way,
so
maybe
you
can
tell
us
tell
us
your
story.
D
Yeah
sure,
maybe
maybe
I'll
start
and
choose
myself.
My
name
is
mark
mayer,
I
I'm
a
french
speaker
when
I'm
swiss
and
I
live
in
london,
where
I'm
based
since
2009.
I
joined
crowds
in
10
months
ago
and
yeah.
That's
my
background
is
influential
services
and
particularly
in
in
payments
where
I
actually
in
clouds
are
managed,
and
I
build
the
payment
infrastructure
for
for
the
company.
E
It
absolutely
great
to
meet
everyone
thanks
for
having
us
john,
so
my
name
is
james
kozanis,
currently
based
in
new
york
originating
from
perth
western
australia.
I
spent
11
or
12
years
with
national
australia
bank,
predominantly
on
foreign
exchange
and
corporate
finance,
joined
crowds.
I've
actually
been
speaking
to
crowds
for
over
a
year.
E
I
just
established
a
fund
with
some
partners
back
in
sydney,
australia,
and
we
ran
into
the
crowds
guys
through
an
a
program
that
techstars
was
running
and
they
instantly
caught
our
attention
because
of
their
focus
on
the
smea
market
and
also
the
people
in
the
company
just
a
great
bunch
of
guys.
So
I
joined
them
officially
about
three
months
ago
in
a
business
development
role
based
out
of
new
york
and
helping
them
with
a
bunch
of
things
so
yeah
great
great
to
be
here
and
very
happy
to
be
part
of
the
company.
D
D
D
What
we
see
in
the
industry
on
the
invoice
factoring
industry,
particularly
from
large
organizations,
the
the
aprs
the
this
type
of
smes
experiencing,
are
just
outrageous
and
our
goal
is
really
to
to
help
them
to
get
better,
better
apr
and
also
to
get
their
money
quicker
because
a
when
you
deal
with
a
bank,
not
necessarily
if
you're
small
they're,
not
really,
they
don't
really
care
about
you.
D
I
shouldn't
say
that,
because
I
used
to
work
for
bank,
but
they
usually
work,
for,
I
would
say,
larger
organizations
you
know
going
after
the
the
large
market
is
probably
more
expensive
and
also
they
charge
they
charge
quite
a
lot.
In
addition
to
that
in
terms
of
technology.
You
know
you
have
speaking
about
the
uk
in
particular.
Now
you
have
like
technology
like
faster
payments.
D
Open
banking
that
have
been
that
could
be
implemented,
is
not
there
yet,
but
could
really
help
to
address
this
type
of
industry,
but
this
is
who
we
are.
Our
big
project
is
with
facebook,
so
on
meta
now,
so
what
we're
doing
with
them
is
facebook
has
100
million.
D
They
would
like
to
distribute
buying
invoices
for
minority
businesses
to
help
them
to
rebound
after
after
the
crisis,
and
and
we
build
a
wide
level
for
them
to
target
not
only
their
the
suppliers
but
also
other
minority
businesses,
and
so
far
we
founded
about
35
million.
If
you
can't
correct
those
with
facebook.
A
That's
interesting
by
the
way
so
you're
working
with
facebook
on
this
and
yeah.
The
effect
of
it
is
that
businesses
that
are
selling
to
facebook
are
getting
paid
paid
immediately
upon
completion
of
their
invoice,
so
they
get.
They
submit
their
invoice.
There's
a
confirmation
of
some
short
period
of
time
where
they
they
get
a
confirmation
of
acceptance
of
the
invoice
and
then
and
then
you
pay
them
immediately,
as
opposed
to
say
net
30
90.
Or
what
have
you
yeah
correct?
Definitely.
D
So
so
now
what
it
works
is
it's
a
it's
demo
fees
and
but
but
yeah.
In
essence,
it's
what
you
what
you
mentioned,
the
the
sellers,
upload
the
invoices.
Obviously
we
do.
We
do
the
kyc
kyb.
We
we
check
the
invoice.
So
we
have
a
risk
scoring
mechanism
called
the
source,
call
that
stands
for
sustainability
and
james.
D
Sorry,
mike
we
we
get
several
data
points
and
we
put
a
restoring.
That
is
an
average
on
on
the
buyer
and
the
seller.
F
A
Buyer
you're
not
just
risk
scoring
the
buyer,
you're
actually
scoring
the
seller
as
well.
Even
though
the
seller
is
the
one
that's
getting
yeah.
D
Exactly
interesting
yeah
because,
because
the
risk
the
risk
could
be
because
at
the
moment
we're
building,
we
are
evolving
good
payments
in
infrastructure.
But
at
the
moment
you
can
imagine
that
the
seller
can
sit
on
their
money
and
say
I've
never
been
paid
because
you
know,
as
you
is
probably
where
we
come
to
baseline
after
that.
But
there
is
no
standard
in
information
chat,
so
this
world,
for
example,
if
you're
a
bank
you
I
usually
pick
up
the
phone
call
the
buyer
and
ask
you
know:
is
this
invoice
legit?
D
Have
you
have
you
paid
or
not?
You
never
know
who
has
paid
or
not
in
in
this
in
this
environment
there
are
several
models.
We
use
what
we
call
the
non-recourse
model.
So
basically
we
deal
with
the
seller
and
not
with
the
buyer,
slightly
different
with
facebook,
some
caveats,
but
does.
A
That
reduce
the
requirement
on,
if
I
don't
interrupt,
does
that
reduce
the
the
requirement
on
on
on
contracting
with
the
buyer,
in
other
words
the
buyer.
Having
to
you
know,
there's
some
states
have
disclosure
rules
that
the
buyer
has
to.
A
You
know
you
know
physically
sign
off
on
on
you
buying
the
invoice
from
the
supplier,
but,
as
I
was
getting
into
the
legal
on
this
and
we
you
know,
we
did
andreas
and
I
and
professor
jimmy
lentz
from
duke
university
and
a
bunch
of
folks
that
are
now
on
the
enbridge
team
and
a
wonderful,
sharp
intern
from
georgetown
lauren
gibson
shout
out
to
lauren
gibson.
A
D
Yeah,
that's
that's
absolutely
correct,
but
what
we
found-
interestingly,
maybe
junction,
so
it
can
be
cut
out
into
that,
but
with
with
smes,
most
of
our
most
of
our
customers.
We
do
not
want
to
let
the
buyer
know
know
that
actually
they
saw
the
invoice
there
is.
There
is
some
some
tricky
parts
here.
It's
probably
different,
it's
different
in
large
organization,
but
the
smes
do
not
want
this
information
to
be
shared
with
with
the
buyer
and
to
say
oh,
I
mean
I
mean
I
am
in
need
of
working
capital.
E
Yeah,
it's
it's
it's
a
it's
a
funny
one
john
you
know
information
is,
is
a
powerful
thing
in
supply
chains.
You
know.
Sometimes
people
would
rather
keep
their
private
information
private
and
just
expose
what
they
want
to
expose
at
the
time
they
feel
it's
necessary
and
actually
going
back
to
your
question
on
the
facebook
program,
there's
a
few
different
ways
we
run,
but
with
facebook
in
particular
we're
running
a
model
where
they're
actually
funding
the
invoices
themselves.
E
So
it's
really
cool
to
see
that
facebook,
as
you
can
imagine
or
meta
as
we
should
call
them
are
sitting
on.
I
mean
endless
capital
that
they'd
probably
like
to
be
put
into
work
given
where,
where
interest
rates
are
at
the
moment
for
deposits,
so
they
think
hey.
We
can
put
some
capital
to
work,
but
also
do
something
really
good
for
our
diverse
suppliers.
A
It's
a
really
cool
program.
Let's
talk
about
that.
I
mean
a
person
that,
and
andreas
might
have
some
thoughts
on
this
as
well.
I
bet
a
person
that
is
coming
new
to
this
would
say:
wait
a
minute.
Facebook
already
has
the
money.
Why
don't
they
just
pay
the
supplier
immediately?
E
Yeah
very,
very
good
question,
so
one
of
the
one
of
the
interesting
distinctions
is
some
of
the
or
the
invoices
being
sold
to
facebook.
Aren't
invoices
that
facebook
owes
so
it
might
be
a
supplier.
That's
worked
with
facebook
in
the
last
couple
of
years
that
same
supplier
has
now
got
invoices
that
are
owned
by
google
apple
and
other
companies
out
there
and
they've
gone
ahead.
Facebook
we've
got
a
relationship,
we've
been
working
together.
I've
just
done
a
bunch
of
work
for
google.
What
do
you
think
of
this
invoice
like
in
essence?
E
That's
what's
happening
and
facebook,
like
you,
know,
you're
an
sme.
We
want
to
support
our
smes.
We've
got
some
capital
and
we're
going
to
offer
very
attractive
financing
rates.
One
percent
to
get
that
invoice
fulfilled,
wait
so.
E
Yeah
yeah
yeah,
and-
and
this
is
where
our
surf
school-
we
leverage
our.
I
guess
proprietary
risk
model
to
make
sure
that
both
the
seller
and
the
buyer,
being
appropriately
risk
scored
and
subject
to
what
that
that
produces
facebook
will
make
a
decision
among
a
few
other
hurdles
that
they've
set
up
as
well.
So
it's
kind
of
a
really
interesting
program
and
they've
gone
they've
gone
really
heavy
into
the
program.
E
We
kicked
off
with
the
guys
at
the
start
of
this
year
mark,
if
I'm,
if
I'm
not
mistaken-
and
we
have
been
extended
to
to
go
forward
with
that
in
2022.
They're
really
committing
to
this
they're
very
passionate
about
the
sme
kind
of
customer
base,
and
they
want
to
make
sure
that
they're
they're
well
supported
with
funding.
So.
D
E
D
To
be
able
to
be
serviced
to
to
to
meta
is
the
people
we've
been
dealing
with
generally
really
wants
to
help
the
the
minority
businesses
so
just
not
to
discuss
too
much,
but
facebook
facebook
is
doing
that
on.
You
know
from
not
from
a
perspective
of
making
money.
Basically,
it's
really
really
to
help
the
community
yeah.
E
Yeah
and
shout
out
to
jason
from
facebook
he's
been
a
key
person
for
us
in
that
company.
So
I
think
I
saw
some
media
news
pop
up
on
our
slack
mark
that
sheryl
sandberg's
interviewing
him
about
the
program,
so
I
mean
with
cheryl
behind
it
as
well
being
being
a
big
name
and
having
kind
of
mark's
right
hand
mark's
ear.
You
know,
there's
a
good
pressure
on
crowds
to
deliver
and
we
have
been
delivering
today
to
spain.
It's
been
an
awesome
experience
to
see
and
experience.
A
That's
wonderful.
I
think
that
that
yeah
shout
out
to
sheryl
sandberg
and
given,
given
your
support
for
that
you're,
you
would
be
allowed
to
be
part
of
the
baseline
community
if
you
wanted.
Thank
you.
We.
E
A
You,
as
as
a
fellow
soul,.
A
Let's
andreas,
you
had
a
question.
F
Yeah,
so
what
what
what
type
of
data
is
facebook,
let's
call
it
facebook,
let's
call
it
space
bait
and
the
the
asking
from
from
their
suppliers
to
give
them
of
their
buyers
right
of
the
of
the
suppliers?
Buyer?
What
information
in
order
to
do
the
the
scoring
or
you
do
the
scoring?
What
do
you
require
to
do
the
to
do
the
scoring?
F
So,
in
other
words,
how
much
does
the
buyer
have
to
trust
support?
Let's
say
how
much
does
the
buyer
know
that
the
supplier
turns
over
data
of
theirs
to
you.
D
Yeah,
okay,
I
can
go
from
a
data
from
a
data
perspective,
so
what
we
do
is
we
go
to
credit
rating
agency
to
get
to
get
the
credit
credit
score
of
the
companies.
We
had
information
if
the
company
is
publicly
listed,
which
is
really
rare
as
well.
We
we
get
the
information
about
the
the
ratings,
which
is
a
triple
a
some
sort
of
information.
Also,
the
list
that
we
get
from
facebook
has
been
created
in
terms
of
reducing
reducing
the
risk
profile
of
these
companies.
E
We
also
andreas,
we
also
collect.
I
mean
this
is
typically
a
really
great
scenario
for
us,
but
the
these
sellers,
the
seller
of
invoices,
we'll
be
connecting
their
accounting
software
we've
got
integrations
with
zero
miles,
etc,
etc.
So
that's
a
really
powerful
mechanism
for
our
scoring,
because
once
they
feed
that
kind
of
financial
history
into
our
scoring
system,
we
can
kind
of
determine
a
number
of
things
with
that.
E
With
that
data
set
cross-referencing,
the
public
available
data
from
those
scoring
agencies,
like
donna
bradstreet,
and
we
can
determine
what
we
feel
is
a
an
appropriate
surf
score.
We
do
the
same.
We
score
the
buyers
as
well,
although
it's
a
little
bit
different
in
that
scoring
methodology
and
to
answer
your
question,
your
question
directly:
the
data
is
actually
owned
by
crowds.
E
We
collect
the
data
and
the
buyers
don't
know
what
data
we're
collecting
on
the
sellers
and
vice
versa,
they're
separate,
but
internally,
we
kind
of
leverage
our
own
scoring,
combine
them
and
determine
the
probability
of
a
seller
paying
us
back
because
that's
it.
That's
a
really
interesting
interesting
thing
about
invoice,
finance
and
trade
finance
as
a
whole.
It
can
get
quite
complex,
you've
got
a
seller,
a
buyer
and
a
funder.
E
D
On
top
of
that,
we
build
the
model,
basically
machine,
learning
running
on
the
back
of
it,
based
on
historical.
We
start
to
have
like
quite
quite
a
few
data
that
actually
helped
to
build
to
build
a
model
and
the
mod
is
becoming
more
accurate
as
well.
Yes,.
G
F
So
you
are
actually
getting
ar
model
ar
module
data
about
days
outstanding.
You
know
payment.
E
E
On
the
seller
on
the
seller,
I'm
on
the
seller
we're
getting
that
because
they're,
the
ones
that
are
connecting
your
accounting
software
they're,
the
ones
selling
the
invoice
on
the
buyer.
So
you
can
imagine,
let's
pretend
you've
got
company
xyz
selling,
some
invoices,
their
customer
or
their
buyer.
On
the
invoice.
Is
google
we're
getting
a
lot
of
publicly
available
data
on
google
and
someone
might
say,
hey,
google
like
a
triple
a
right?
Why
would
you
even
need
to
bother
rating
them?
E
It's
google,
but
actually
in
an
sme
and
google
relationship,
sometimes
google
being
the
enterprise
they
are.
Don't
actually
always
pay
their
small
emerging
business,
small
medium
businesses
on
time,
so
our
surf
score
might
reflect
google
out
of
100
being
maybe
like
a
90
or
a
1993,
so
we're
just
taking
into
account
the
best.
Well,
it's
a
sore
developing
score,
of
course,
andreas,
but
we're
just
taking
into
account
as
much
data
as
we
can
and
making
sure.
We've
got
robust
practices
around
that
internally.
E
F
Are
you,
are
you
actually
taking
the
payment
history
of
google
from
the
ar
system
of
the
smb.
E
I
don't
believe
we
are,
but
I
am
happy
to
stand
to
be
corrected
because
I
don't.
F
E
F
D
And
there
is
also
an
initiative-
we're
not
there
yet,
but
we
want
to
leverage
open
banking
and
cloud
in
the
us
because
we
can
actually
get
this
information
within
within
the
bank
account.
So
basically
it's
it's.
We
can.
We
can
get,
I
think
in
europe
and
talking
about
europe,
you
can
get
up
to
three
years
of
statement
information.
So
you
can.
You
know.
One
of
the
risk
in
this
industry
is
is
the
fact
that
you
know
the
invoice
is
completely
fake
or
the
you
know.
D
D
So
that's
that's
information
we
can
source
from
from
the
bank
account
we
could
use
the
zero
knowledge
proof
as
well
to
say
you
know
if
we
can
just
ask
the
question:
do
do
these
two
person
have
a
relationship
and
just
query
the
bank
account
and
get
the
information
back
and
say
yes
or
no?
That's.
A
Really
the
question
right:
I
gotta
get
a
stinger
son.
That
says
you
know
that's
cool,
but
is
it
baseline
right,
yeah?
So.
A
B
A
Paid
on
time-
and
I
love
this
story
of
you
know,
especially
something
that
nick
criticos
talks
a
lot
about,
is
you
know,
and
bridges
is
deep,
deep
invoice
finance?
That
is,
you
know
you
go.
You
know
three.
A
Four,
five,
six
suppliers
of
suppliers
of
suppliers
back
in
the
system
and
they're
at
the
whipsaw
back
end
of
this
problem
and
they're,
the
ones
that
are
smallest
least
able
to
handle
the
disruptions
and
go
out
of
business
and
they're
the
ones
that
we
all
rely
on
because
they're
providing
something
basic,
so
it'd
be
really
great
to
see.
You
know
companies
like
crowds
deal
with
that.
In
fact,
I
think
so,
let's
talk
about
where
the
baseline
problem
is
in
this
right.
A
So
again,
I'll
remind
everybody
that
the
my
most
succinct
way
of
describing
baselining
is
is:
is
an
emerging
standard
for
coordination
under
zero
knowledge,
where
you
need
to
prove
that
you
have
the
same
information
between
counterparties
and
prove
some
attribute
of
that
information
like
got
paid
on
time
in
cases
where
you
cannot
disclose
or
should
not
or
are
really
uncomfortable
about,
disclosing
the
actual
information.
A
So
you
know
where,
where?
Where
would
that
kind
of
pattern
impact
you
guys
going
forward?
You
know
one
case
that
I
think
we've
discussed
before
is:
is
you
know,
compliance
and
increasing
participation,
rates
of
suppliers
and
buyers?
Who
don't
really
like
you
know
giving
up
the
actual
data.
D
D
Exactly
and
you
can
get
you
know,
you
supposedly
you're
not
supposed
to
to
share
any
information
on
knowing
in
information
without
the
contents
of
of
the
party
involved,
but.
D
A
D
Yeah
right
exactly
where
we
see
a
baseline
as
we
discussed
the
other
day
is
probably
you
know.
The
weak
point
is
the
relationship
between
the
buy
and
the
seller.
So
if
we
can
standardize
this
because
they
all
have
different
systems,
different
protocols,
different
business
logic,
so
so-
and
we
need
this
information,
we
need
to
know
that
this
invoice
has
been
sold.
We
need,
we
need
to
know
if
the
invoice
has
not
been
duplicated
or
if
it
has
been
already
repaid.
You
know
they
have
the
relationship
and
so
on
so
forth.
D
So
so,
if
we
can't
standardize
to
start
with
this
relationship,
they
would
be.
It
would
be
great
because
we
can.
We
can
then
make
sure
that
everything
is
automatic.
We
know
that
this
invoice
is
legit.
We
know
you
know
everything
becomes
we
reduce
the
the
impact
will
be.
We
reduce
the
risk
involved
and
obviously
we
reduce
the
discount
rate
that
applies
to
the
to
the
seller,
and
eventually
you
know
you
get
lower
work,
working
capital
on
the
market
and
and
smes
can,
you
know,
can
fly.
D
That's,
I
think,
the
the
ultimate
goal,
because
the
information
helps
to
you
know,
streamline
baseline
everything
onto
the
ecosystem
and
if
you
chance,
you
have
another
under
the
view.
E
No,
that's,
I
think,
that's
that's
bang
on
and
if
we
go
back
to
like
one
of
the
core
problems
smes
face
in
this
market,
it's
you
know
the
market's
opaque
in
finance.
Nobody
knows
where
they're
getting
priced
at
you
know.
So,
therefore
they
have
to
exchange
their
data
to
get
more
accurate
pricing.
But,
as
you
say,
there's
a
problem
here,
because
some
people
don't
want
to
disclose
that
data
they're
like
well.
E
You
know
history
has
shown
that
some
organizations
like
the
afghanistan,
you
know
so
that
the
kind
of
big
ones
like
google,
maybe
haven't
done
the
best
things
with
that
data.
So
what
is
the
solution?
We
need
information
to
make
decisions.
Companies
don't
want
to
give
the
data
but
they're
good
companies.
How
do
we
prove
it?
And
this
is
where
using
a
hash
and
baselining
probably
help,
which
is
what
has
gotten
us,
really
excited
that
it
allows
us
to
kind
of
show,
get
that
information
and
go
no
they've
got
it.
E
It's
proven
through
this
hash,
and
we
now
have
what
we
need
to
kind
of
get
them
on
board
into
the
system
and
start
giving
them
a
marketplace
to
sell
their
invoices
into.
A
I
I
had
a
remarkably
encouraging
conversation
with
oracle
the
other
day,
so
maybe
that
that
there's
something
there
as
well,
where
and-
and
you
know,
yeah,
facebook
or
salesforce
and
other
you
know
your
erp
crm
systems.
A
That's
why
we
spent
so
much
effort
on
the
standard,
because
companies
like
that
cios
they
need.
They
need
that
standard
to
be
able
to
say
yeah,
we're
we're
going
we're
going
through
we're
gonna
we're
gonna
implement
something
in
a
common
way
that
we
can
feel
comfortable
with,
because
we
have
this
80
page
document
that
we
can,
after
our
eyes,
stop
bleeding
we'll
feel
comfortable
having
red.
So
I
think
that's
you
know.
People
are
like.
Why
are
you
doing
a
standard?
A
Why
don't
you
just
write
some
open
source
code
and
that's
a
big
reason
so
that
you
know
crowd
z
shouldn't
have
to
go
convince.
A
All
your
buyers
and
suppliers
to
have
to
plug
in
some
new
stack
in
order
to
baseline
they
should
just
it
should
just
be
an
attribute
of
the
systems.
They're
already
running
absolutely.
A
I
think
another,
another
important
thing
is
the
banks,
so
you
were
talking
about
plaid
just
a
minute
ago.
G
A
Noted
that,
because,
in
a
far
future
I'm
not
saying
this
is
happening
today,
but
imagine
all
the
banks
are
baselined
right.
We've
gotten
over
the
idea
that
banks
are
going
to
go
away,
they're,
not
they're.
Still,
you
know
the
marginal
cost
of
moving
money
around
in
the
banking
system
is
close
to
zero.
The
marginal
cost
of
running
a
crypto
transaction,
not
close
to
zero
right,
so
yeah.
The
reason
you
get
charged
by
banks
is
because
they
can.
A
The
biggest
impact
of
cryptocurrency,
I
think,
is
or
one
of
them
is,
you
know,
banks
are
going
to
start
to
say
just
like
we
did
with
peer-to-peer
and
telephony
when
things
like
skype
came
around
we're
like
oh
yeah,
maybe
we
should
stop
tariffing
long-distance
phone
calls
right.
Yeah
the
same
thing's
gonna
happen
with
banks
like
we
don't
really
need
to
charge
them
that
bank
transaction.
Really.
Why
don't
we
just
stop
charging
right
so,
but
it's
you
know
fairly
efficient.
A
Oddly,
you
know
people
say:
oh
this
terrible
system
fairly
efficient
banking
could
be
more
so,
but
in
a
world
where
banks
still
exist
and
still
move
money
around,
the
bank
of
the
buyer
probably
would
prefer
to
know
from
the
bank
of
the
supplier
directly
that
you
have
paid
them
before
they
pay.
You
I
mean
you,
can
you
can
use
your
information
system
to
tell
them
that
you
did,
but
that's
hearsay
right.
You
know
your.
A
A
Like
base
ledger,
where
you
know
it's
resolvable,
you
know
I
can
subscribe
to
that
and
as
the
buyer's
bank
I
can
go
up.
You
know
I'm
polling
that
that
location
there's
my
proof,
I'm
going
to
run
that
through
my
circuit,
I've
already
got
the
pre-emit
yep
they've.
The
rules
have
been
met.
I'm
going
to
release
the
money
to.
D
Credits
and
it's
exactly
what
you
described
is
yeah
the
opposition.
When
I
come
back
again,
your
position,
u.s
europe,
the
fact
that
the
regulator
and
europe
said
with
psd2.
Now
you
release
all
of
these
apis.
That's
that's
the
bare
minimum,
but
actually
they
said
you
know
this
is
this
is
a
standard
and
you
release
this
apis
for
the
market
and
you
get
some
sort
of
standardization
on
the
market
and-
and
you
have
all
these
tpps
now
that
you
know-
are
fintech
that'll
provide
this
interface,
this
data
between
the
banks
and
the
market.
D
But
in
essence
you
have
you,
have
this
in
place,
possibly
not
necessarily
in
the
us,
because
it's
driven
by
the
industry
itself
and
and
basically
they
don't
want
to
open
it.
Plaid
is
just
screen
scraping
at
the
moment,
so
it's
not
it's
not
really
stable.
I
mean,
I
would
say
it's
not
great,
but
you're
absolutely
right.
There
might
be
an
opportunity
in
the
us
to
potentially
go
with
the
baseline
solution,
because
the
api
solution
don't
exist
on
the
on
this
market.
G
No,
I
actually
I
I
yeah.
I
was
just
going
to
say,
because
I
I
worked
on
a
few
projects
found
banks
and
u.s
banks
and
credit
counterparty
risk,
which
is
which
is
which
is
what
what
has
occurred
after
2008
after
the
realization,
like
the
s
ps
and
the
moody's
and
all
of
the
agencies
that
were
basically
looking
at
the
risk.
G
They
were
worth
nothing
because
we
pretty
much
almost
collapsed
by
by
trusting
outside
agencies,
so
each
bank
basically
jumped
into
it
and
said
we
will
create
our
own
risk
model
and
every
bank
is
doing
it
today,
so
something
to
realize
that
that
when
we
talk
about
buy
or
seller
and
and
and
and
the
products
we
we
I
mean
invoicing,
I'm
not,
I'm
not
an
expert
on
invoicing,
I'll
be
honest
with
you,
but
but
but
it's
it
is
pretty
much
the
same
game
that
every
bank
is
building
their
own
model
and
they
basically
they
look
to
they
look
at
their.
G
I
mean
on
the
credit
counterparty
risk.
There
are
some
regulatory
rules,
very
strict
rules.
I
mean
how
much
can
you
be
exposed
to
a
specific
party
and
and
and
based
on
your
capital,
and
things
like
that?
It's
like
around
20
25
depends
on
the
size
of
a
bank
and
and
and
the
other
side
you're
dealing
with
you
know.
A
B
B
A
Working
with
d5
protocols
like
like
yeah
and
companies
like
enbridge,
you
know
for
the
for
their
funding
those
rules.
Now
you
you're
dealing
with
recursively
yeah
you're,
dealing
with
layer
upon
layer
of.
B
B
G
Basically,
basically,
you
need
to
have-
maybe
you
do
this
already
in
cloud
z,
but
you
need
to
have
a
hierarchy.
Basically,
if
there
was
a
parent
and
there
are
children
of
the
counterparties
and
so
on,
and
what
the
exposure
actually
who
is
liable,
who's
going
to
pay
you
if
something
goes
wrong,
something
collapses
like
who
is,
I
mean?
G
One
of
the
obvious
one
of
the
things
that
that
one
of
the
products
like
the
repo
I
mean
salaries
of
employees
are
being
paid.
A
G
G
To
pay
sometimes
often
salaries
of
the
employees
in
the
bank
and
and
the
bank
basically
looks
at
it
and
say
this
is
this
is
more
beneficial
to
me
to
do
this
than
just
like
not
sit
on
the
cash
they
were.
I
could
use
immediately
to
maybe
buy
some
products
if
somebody
shows
up
in
the
market
today.
Basically,
it's
it's.
It's
a.
I
mean
you
look
at
the
risk.
You
look
at
what's
best
for
the
banks,
so
so
invoices
obviously
could
come
get
paid
at
the
last
minute.
G
Well,
obviously,
if
there
was
a
smaller
player,
they're
just
gonna
sit
on
it.
You
know
it's
like
and
and
and
that's
what.
Unfortunately,
large
corporations
can
do,
and
it's
very
challenging
to
deal
with
that
unless
you
make
it,
unless
you
create
a
transparency,
maybe
a
transparency
model
is,
is
the
best
thing
you
know.
G
F
B
F
Because,
and
and
and
again
you
know
also,
you
know
transparency
or
actually
no,
it's
like
proof
of
correctness
right,
because
that
allows
you
to
so
so
so
one
of
the
reasons,
one
of
the
alpha
outcomes
out
of
out
of
out
of
the
the
great
recession,
was
that
banks
must
carry
more
cash
on
their
balance
sheet,
but
also
large
other
corporations
as
well.
It
was
it
was.
It
was
basically
what
the
what
swayed
the
fed
was
a
call
by
by
the
ceo
of
ge
and
saying
it's
like.
F
F
If
you
cannot
make
payroll,
you
must,
by
law,
declare
bankruptcy.
You
must
right
there.
There
is
in
california,
if
you're.
If
you're
you're
an
entity
incorporated
in
california,
you
cannot
make
payroll,
you
must
declare
bankruptcy.
So
there
is
there's
the
the
the
you
cannot
overemphasize
the
importance
of
cash
balances
and
how
to
manage
them,
and
especially
for
for
for
banks,
and
especially
in
in
a
in
a
in
a
in
a
global
economy,
we're
actually
even
within
right.
F
The
different
units
are
not
exactly
on
on
speaking
terms,
so
there's
actually
cash
management
in
large,
global
global
banks.
It's
a
huge
problem
because
it's
not
well
distributed,
so
it's
like
you
can
actually
cause
create
significant
legal
issues
because
one
unit
doesn't
want
to
share
their
cash
balance
with
the
other
even
overnight,
and
that
is
really
where
it
comes
in.
It's
like.
I
don't
need
to
know
all
your
details.
Just.
A
G
G
And
this
is
a
very
good
point,
because
liquidity
risk
is
is
huge
for
banks
and
reportedly
risk
and
and
and
when
departments
I
mean
they
they
have
to
share
at
the
end
of
the
day.
They
need
to
share
it
because
they
have
to
report
the
risk,
but
they
often
get
out
of
sync.
G
Basically
not
right.
I
mean
they,
they,
basically
they
they
say.
Okay,
we
we
gave
you
a
loan
on
on
a
bond
from
one
department
to
another,
but
then
someone
doesn't
necessarily
report
it
or
or
captures
it
as
expected,
and
then,
when
you
report
the
risk,
it's
like
your
liquidity,
you're
saying:
where
is
it?
G
Is
it
here
or
there
or
like
yeah?
So
that's
that's
a
very
that's,
that's
a
value,
but
that's
that's
internal
to
the
company.
That's.
Why?
Because
I
was
kind
of
thinking
of
baselining
which
makes
total
sense,
but
but
yeah
you
should
be
able
to
deal
it
with,
should
be
implemented
with
existing
existing
processes
and
and
functionality,
but
it
never
does.
No.
Never
is
that
I
obvious
one
though.
A
F
It's
like
it's
like
they're,
publicly
traded
company.
You
you
look
in
their
10k
time,
10q,
I'm
not
disclosing
any
any
any
confidential
information.
Everybody
can
can
see
it
if
they
actually
look
at
the
quarterly
and
and
and
annual
annual.
As
he
said,
reporting.
The
the
the
interesting
thing
is
that
if
you
baseline.
F
A
G
A
You
know
we
are
about
close
to
the
top
of
the
hour.
I
do
want
to
say
we're
grateful
for
your
time
on
the
show
you
know
we
want
to
do
a
lot,
so
I've
been
talking
a
lot
about.
You
know
how
to
how
to
really
get
into
real
business
situations
you
know
and
and
explore
them
with
people
that
know
what
they're
talking
about
you
guys
really
do.
I
really
really
admire
the
the
work
you
guys
are
doing
again.
A
An
old
investor
from
years
ago
of
mine
said
to
me
once
we
don't
invest
in
people
that
have
that
are
in
love
with
the
solution.
We
invest
in
people
who
have
an
authentic
story
about
why
they're
going
to
solve
a
problem,
and
you
guys
have
a
really
good,
authentic
story
and
you
seem
like
you're
in
it
to
win
it,
and
I
just
I
just
like
the
though
you
know
don't
don't
make
me
regret
this
statement,
but
it
seems
like
you're,
a
pretty
good,
pretty
good
company.
A
So
I
worked
for
a
guy
that
once
said
that
enron
was
the
the
most
innovative
company
of
the
year
the
year
that
he
probably
shouldn't
have
said
that,
and
so
I'm
careful
about
my
statements,
but
it
was
an
innovative
company.
Creative
accounting
is
a
you
know,
maybe
not
a
thing
you
want
to
do
about.
A
You
know
collaborations,
and
do
you
see
a
an
angle
on
that
with
regard
to
supply
chain
finance?
I
mean
in
in
these
complex
projects
that
you're
trying
to
help
organize.
B
Yes,
john,
so
project
finance
is,
I
think,
there's
broad
similarities
right
I
mean
so.
Basically,
if
you
look
at
the
dragon
behind
me
right,
that's
in
the
shape
of
a
project.
Eskel
you
know
is,
is
so
it's
basically
a
cumulative.
You
know
curve
right,
but
it
can
represent
a
lot
of
things
in
a
project.
It
can
represent
the
number
of
hours
that
have
been
worked.
It
can.
B
Yeah
well,
the
thing
is
like
here
is
the
issue
with
with
big
projects.
Right
I
mean
especially
the
ones
that
you
know
or
hundreds
of
millions
of
dollars
go
for
several
years
and
so
on.
You
have
a
network
of
suppliers
right,
so
the
s-curve
can
also
represent
the
project
spending.
You
know
you
take
any
company
across
a
contractual
chain.
You
know
that
their
expenses
can
be
plotted
as
an
s-curve.
You
know
you
started
off
small,
then
it
goes
up
pretty
fast.
Then
it
tapers
off
that's
pretty
much
what
it
represents.
B
So
you,
if
you
take
a
contractor
or
a
subcontractor,
you
know.
How
are
you
going
to
fund
your?
You
know
work
right.
It
comes
back
to
you
know,
finance
again
right
I
mean
it
goes
back
to.
How
are
you
going
to
fund
your
operations
while
you're
working
on
this
project?
You're
not
going
to
wait
to
get
funded?
You
know
when
it's
over
two
or
five
years
from
now
right,
so
you
do
two
things.
One
is
you
do
have
approach
banks
you
know
for,
for
finance.
B
Working
capital,
basically,
is
what
it
is,
except
in
the
project
world
and
the
other
thing
is:
you
have
milestone
payments,
you
know
so
you
as
as
you
you
know,
have
your
contract
with
your
client
or
you
know
the
main
contractor
or,
whichever
you
know,
counterparty
you're.
Working
with
on
a
project.
You
negotiate
a
system
of
milestone
payments.
B
So
after
you
reach
certain
milestones,
you
know,
for
instance,
we
might
be
supplying
a
pump,
you
know
or
laying
the
foundation
or
you
know
doing
some
part
of
it,
but
there
is
a
certain
milestones
along
the
path
to
completing
your
portion
of
the
task
and,
as
you
attain
each
of
these
milestones,
which
could
be
verified
by
having
inspectors,
you
know
client,
representatives
or
any
kind
of
contractual
mechanism
you
get
paid.
You
know,
so
you
get
you
get.
You
know
funded
through
these.
B
You
know
years
that
you're
being
involved,
and
you
also
have
banks
that
guarantee
you
money
against.
You
know
your
contract
and
if
you
have
a
contract
with
exxonmobil
you're,
probably
going
to
find
more
banks
who
you
know,
and
if
you
have
a
track
record
of
executing
this
kind
of
work,
you
obviously
already
have
a
relationship
with
someone
who's
going
to
lend
you
money.
B
You
know
for
your
project
and
plus
you
know
you
you,
you
want
to
have
your
milestone
payments
to
be
more
than
the
cost
that
you
incur
up
to
that
point
right.
So
that's
kind
of
how
the
game
works
with
interesting
projects.
A
Thanks
a
lot
james
mark
again
thanks
any
last
words
and
I'll,
say:
well
we're
looking
forward
to
see
you
guys
more
in
the
baseline
community,
a
lot
of
companies
here,
big
ones
like
accenture
and
ernst
young-
that
can
help
you
out
with
your
baseline
journey.
Also
companies
like
like
like
envision,
you
know
smaller,
but
andreas
and
I've
been
working
on
a
project
with
them
very
impressed
with
their
work,
a
good
project,
management
and
and
and
excellent.
A
Developers
yep
so
yeah
there's
some
really
good
companies
to
work
with
here,
as
you
go
on
that
any
last
words
before
we
move
on.
D
Yeah,
just
just
to
say
that
gents
and
I
working
on
putting
the
whole
protocol
we
have
on
shanks.
So
that's
one
of
the
big
projects
at
the
moment
arriving
the
white
paper
about
how
we
gonna
are.
We
gonna
have
all
the
invoices
on
on
non-fungible
tokens
to
be
sold
on
chambers.
You
can
it's
coming.
E
B
As
well
and.
A
And
we
could
use
some
developers
in
the
core
devs
community,
send
your
send
your
up
and
comers
to
that
trying
to
make
a
name
for
themselves.
I
don't
hire
anybody
unless
I
see
some
open
source
work
for
them
still,
sam
rat.
I
know,
as
co-chair,
I
know
you've
been
listening
in.
I
don't
think
the
folks
on
youtube
can
see
you
because
you're
you're,
but
that's
cool.
I
want
to
save
quickly
we're
going
to
be
off
next
week.
A
It
is
the
u.s
holiday
or
pretty
close
to
him
and
we're
we're
going
to
be
using
that
time
to
get
ready
for.
Well.
First,
we're
going
to
be
doing
the
holiday
here
in
the
u.s,
but
we're
also
going
to
be
getting
ready
for
the
8th
of
december.
It's
going
to
be
a
a
set
of
announcements.
That'll
be
coming
out
of
the
baselining,
we're
going
to
make
that
kind
of
a
special
day,
so
that'll
be
a
special
baseline
show
on
the
8th
noon.
A
U.S
eastern,
as
as
normal
and
quick
plug
for
semrat
summer,
are
you
gonna
be
on
the
show,
live
this
saturday.
B
Yeah
this
saturday
and
I'd
love
to
have
you
know
james
and
mark,
if
you
guys
could
join
us
in
the
baseline,
show
india
as
well,
although,
if
you're
in
the
eastern
time
zone
here,
let
me
give
you
a
fair
disclaimer
you're,
going
to
wake
up
very
early
on
a
saturday.
A
Yeah
right
yeah,
so
yeah,
the
the
the
baseline
show,
is
going
on
this
weekend.
8
30
u.s
eastern
in
the
morning
on
saturday.
Six
o'clock
is
that
right
summer.
E
A
I've
made
you
get
up
in
all
hours
of
the
night
so
and
today,
all
right
so
that
that
is
another
baseline
show
in
the
can.
We
never
fail
here
but
yeah
next
week
we
will
be
off
and
thanks
everybody
for
coming
and
we'll
we'll
see
you
next
week
on
the.