►
Description
Get unfiltered information about hot topics in our community straight from the source.
Brought to you by the Hilton Head Island - Bluffton Chamber of Commerce.
Today's guests:
Randy Pellisero with Catawba Regional Council of Governments
Dru Brown with Island Time Hilton Head
Joel Taylor with Hilton Head Regional Healthcare
Dr. Jane Kelly with South Carolina Department of Health and Environmental Control
A
Good
morning,
everyone
I'm
bill
miles
with
the
hilton
head
island,
bluffton
chamber,
of
commerce,
welcome
and
we're
so
glad
that
you're
able
to
join
us
this
morning.
You
know
back
on
february
5th
of
1957
two
gentlemen
came
together
charles
frazier
and
orion
hack
to
form
the
hilton
head
island
chamber
of
commerce.
A
To
celebrate
to
really
say
thank
you
for
your
support
during
those
last
65
years.
I'll
give
you
a
quick
reminder
right
now.
I
know
that
questions
are
a
big
part
of
this.
We
already
have
questions
that
have
come
in
this
morning,
and
I
just
remind
you
if
you
would
to
go
to
the
chat
box
and
start
submitting
additional
questions.
A
A
We
had
over
a
hundred
thousand
click-throughs
checking
out
menus
and
reservations
on
our
chamber
restaurant
chamber
restaurantweek.com
website,
so
I
think
we
had
close
to
60
restaurants,
participating
and
the
restaurants
that
I
went
to
during
restaurant
weeks.
Food
was
certainly
fabulous.
Service
was
great
and
the
restaurants
were
full
and
that's
what
we
like
to
see.
A
Speaking
of
february.
We
know
we're
rolling
into
a
festival
season
and
fortunately,
spring
is
on
the
way
very
anxious
for
that.
I'm
sure,
as
you
are-
and
I
just
remind
you-
to
enjoy
saber
sea
pines,
as
well
as
the
hilton
head
island
seafood
festival,
which
will
be
on
the
along
with
the
26th
annual
gullah
celebration.
So
we've
got
saver
sea
pines
and
then
the
hilton
net
island
seafood
festival,
as
well
as
the
26th
anniversary
of
the
gullah
celebration,
all
happening
during
foodie
february.
A
Well,
let's
get
right
into
the
lineup.
We
have
some
very
interesting
speakers
today,
we've
got
a
great
lineup
and
so
we're
going
to
get
right
into
it.
We'll
be
first
of
all,
we'll
be
talking
a
little
bit
about
financial
resources,
we'll
hear
from
our
healthcare
leaders
and
then
a
couple
other
things
that
we'll
be
adding
in
this
morning.
A
A
South
carolina
received
almost
two
billion
dollars
in
cares,
act,
funding
for
distribution,
and
there
are
some
businesses
that
are
feeling
the
impact
of
the
pandemic,
and
the
good
news
is.
There
are
still
funds
available
to
help
to
give
us
details
today
is
randy
pelistero
and
randy
is
a
senior
lending
officer
at
catawba.
Regional
council
of
governments
randy
good
morning,
and
our
listeners
this
morning
are
looking
forward
to
hearing
ways
that
they
might
be
able
to
access
some
additional
funding.
B
Good
morning
bill,
and
thank
you
very
much,
somebody
give
me
a
heads
up.
If
you
can't
hear
me
sometimes
I'm
technically
challenged,
but
I
think
I'm
online
we've
all
done
enough.
Zoom
calls
by
now.
Thank
you,
sir
I'd
just
like
to
tell
all
the
businesses
we're
one
of
the
entities
that
kind
of
works
behind
the
scene
on
your
behalf,
so
I've
got
about
20
slides.
B
I
want
to
share
real
quickly
that
tell
you
a
little
bit
about
what
we
can
do,
I'm
going
to
focus
on
one
primary
program,
but
I
don't
have
to
tell
all
the
businesses
in
the
area
that
you've
got
a
great
chamber
and
they're
doing
great
things
for
you
and
you
also
live
in
a
great
place.
Bill
mentioned
some
of
the
things
in
terms
of
food
foodie
network,
the
gula
celebrations
coming
on
wine
and
food
fest,
I
mean
just
a
great
place.
B
B
B
Everything
from
economic
development,
economic
development,
loans,
which
I
support
for
the
area
to
grant
writing
for
water,
sewer
infrastructure,
job
training,
a
whole
list
of
things
and
the
councils
of
government
were
formed
over
30
years
ago
across
the
state
and
there's
10
of
them
to
provide
services
to
the
municipalities
that
they
might
not
be
able
to
have
on
their
own
and
catawba.
Regional
has
been
aggressively
working
to
get
loan
dollars
out
in
the
marketplace
for
over
30
years.
B
We
support
the
sba
programs,
the
economic
development
administration's
revolving
loan
fund,
the
usda
program
and
we're
a
contaminated
properties,
loan
fund
manager
for
the
state
of
south
carolina.
I
wanted
to
show
you
this
graphic
picture,
because
over
the
last
few
years,
we
have
actually
volunteered
and
become
the
manager
of
six
other
cos
economic
development
loan
programs,
because
if
they
had
quit
having
those
programs,
they
would
have
had
funds
clawed
back
from
the
eda
and
we
would
have
lost
close
to
six
million
dollars
in
loan
funds
that
could
be
out
supporting
our
small
businesses.
B
If
we
could
go
to
the
next
slide,
please
we
call
ourselves
a
cog,
so
that's
just
an
image
of
a
cog
for
council
of
government.
I
mentioned
some
of
the
things
that
your
councils
of
government
do
in
the
lower
right
hand
side
of
this
slide.
It
talks
about
business
lending,
which
is
going
to
be
my
focus
today
and
specifically
one
business
lending
program
that
we
continue
to
offer.
That's
related
to
the
cares
act,
but
it
has
a
timeline
associated
with
it.
B
Programs
for
over
30
years,
for
the
most
part,
is
the
sba.
504
loan
program
used
to
be
called
the
real
estate
loan
most
of
our
loans,
that
we
support
for
economic
development
in
the
area
and
across
the
state
are
done
in
participation
with
a
local
bank.
So
I
spend
a
lot
of
my
time
calling
on
your
local
banks
in
the
area.
They're
very
active.
You
got
some
really
good
ones,
but
we
might
participate
where
the
sba
would
guarantee
50
percent
or
the
bank
would
do
rather
50
percent
of
a
loan.
B
This
is
used
for
a
lot
of
real
estate
commercial,
real
estate.
It
has
to
be
owner
occupied
real
estate,
which
is
defined
as
the
owner
having
51
or
more
of
the
leasable
space,
and
I
will
leave
you
my
contact
information
at
the
end
of
the
program
today
and
would
just
ask
you
give
me
a
call
if
you
have
any
questions
or
you
ask
your
local
bank
that
you
work
with,
we
could
go
to
the
next
slide.
Please.
B
B
It
is
county
specific,
but
we
are
in
the
four
counties
around
the
low
country
area,
beaufort,
jasper,
hampton
and
colleton,
and
we've
done
quite
a
number
of
loans
in
the
area.
Over
the
years.
I've
been
doing
this
for
10
years
now,
I'm
basically
a
trained
commercial
banker,
but
I'll
talk
more
about
the
economic
development
administration
as
we
move
to
the
next
slide.
B
This
is
where
I
wanted
to
head
to
today
in
today's
presentation.
The
cares
act
provided
dollars.
It
took
a
while
to
filter
through
in
about
october
of
2020,
the
state
of
south
carolina
received
a
little
over
14
million
dollars
to
be
worked
in
conjunction
with
banks
and
or
on
its
own
to
those
entities
in
the
state
that
could
provide
the
revolving
loan
fund
loans.
So
that's
through
the
eda,
the
economic
development
administration,
catawba
regional,
is
the
largest
manager
of
rlf
funds
across
the
state.
B
We
obtained
8.2
million
dollars
of
the
money
that
came
to
the
state.
We've
been
lending
that
out
aggressively
starting
in
october
of
2020.
We
took
quickly
took
90
applications
for
loans,
approved,
32
commitments,
and
now,
as
today's
date,
we've
used
about
7
million
of
that
8.2
million.
So
we
have
1.2
million
left.
We
can
use
to
help
participate
in
loans
and
or
make
loans
to
small
businesses
in
need,
or
those
that
were
impacted
by
the
covet
pandemic.
B
What
I
want
to
point
out
is
these
funds
end
on
june
30th
of
this
year
so
june,
30th
of
2022.
The
eda
has
the
option
of
clawing
these
funds
back
that
1.2
million.
So
it's
my
mission
to
get
it
all
loaned
out,
and
I'm
talking
to
some
of
the
chambers
in
my
active
chambers
to
reiterate
this
message.
We
actually
talked
about
this
program
about
a
year
ago
with
the
chamber.
B
If
we
could
go
to
the
next
slide,
please
I
mentioned.
Originally,
we
had
8.2
million.
We
have
1.2
million.
Now
we
can
make
loans
from
50
000
to
750
000
in
participation
with
the
bank.
But
what
I
want
to
point
out
is
the
eda
new
coming
out
of
this
pandemic
related
recessionary
environment,
that
many
banks
weren't
going
to
be
lending
money
right
away.
B
They
were
going
to
see
how
businesses
started
performing
coming
out
of
the
pandemic,
so
we
were
given
the
green
light
to
be
the
primary
lender,
so
we
can
make
loans
without
a
bank
involved
if
your
business
was
impacted
by
covid
and
there
aren't
many
that
weren't.
So
we've
made
a
lot
of
loans.
We've
made
a
couple
loans
in
the
750
000
level.
Most
of
them
are
fifty
thousand
to
two
hundred
thousand
dollars.
We
set
the
interest
rate.
B
Close
to
market
rates,
but
a
little
less
I
mean,
we've
had
rates
from
two
and
a
half
percent
to
four
and
a
half
percent
terms
are
negotiable.
Lower
fees,
extended
amortizations,
lower
equity
requirements,
we'll
make
95
percent
loan
to
value
loans.
We've
actually
made
some
hundred
percent
loan
to
value
loans
in
participation
with
banks.
B
If
we
could
go
to
the
next
slide,
please
we
do
have
to
have
an
application
for
the
south
carolina
business
loan
fund
loans,
which
is
what
we
coined
this
particular
program,
name
as
what
it
states
really
is
that
if
you've
received
ppp
or
eidl
loan
funds
for
a
particular
purpose,
you
would
not
use
these
funds
for
that.
Well,
both
those
programs
have
now
ended
so
pretty
much
anything
going
forward.
We're
just
documenting
that
the
business
was
impacted
by
covid
and
working
as
hard
as
we
can
to
get
funds
in
your
hands.
B
There's
still
a
lot
of
supply
chain
issues
out
there.
We
see
that
so
we're
making
working
capital
inventory
loans
in
that
regard.
We've
seen
operating
cycles
that
have
gone
from
45
days
before
you
end
up
with
cash
to
over
180
days
with
cash
in
the
business
and
having
to
buy
a
lot
more
inventory,
because
you
just
can't
get
it,
especially
especially
for
goods
that
come
on
the
water
as
we
call
it.
They
maybe
come
from
china
or
other
areas.
So
we're
working
aggressively
with
businesses
to
try
to
assist
when
we
can.
B
We
can't
help
help
everybody,
but
I
don't
get
measured
by
loans.
I
make
I
get
measured
by
jobs,
I
create
jobs.
I
retain
businesses
that
I
assist.
If
we
could
go
to
the
next
slide,
please
now,
I'm
just
going
to
go
through
a
quick
series
of
some
pictures
of
businesses.
We've
helped.
Most
of
them
are
in
the
area
for
the
low
country
cog
in
your
area,
hilton,
head
and
beaufort.
A
couple
will
be
outside
of
the
area,
because
I
wanted
to
show
you
the
business
types
that
we
helped.
B
B
This
is
a
local
farm
to
table
type
restaurant
cafe
over
in
beaufort
a
very
good
one.
You
just
had
some
of
your
food
related
activity
in
in
the
hilton
head
area.
I
hope
some
of
you
might
have
ventured
to
this
business.
We
also
helped
nick's
steak
and
seafood
right
there
on
hill
head
island
great
place
to
go.
I
love
their
steak
and
lettuce.
Salad.
B
B
If
we
could
go
to
the
next
slide,
please
we
can
do
franchise.
Restaurants,
we
can
do
equipment
packages,
we
can
do
buildings,
we're
basically
an
asset
based
lender
in
that
regard,
that
a
particular
restaurant
is
up
in
the
columbia
area,
but
we
helped
the
dairy
queen
on
hilton
head
in
the
past,
which
is
now
operating
as
a
different
entity.
B
If
we
could
go
to
the
next
slide,
we
can
do
convenience
stores.
We
can
do
both
rural
convenience
stores
and
urban
convenience
stores.
They
can
be
difficult
to
obtain
financing
from
banks
and
we'll
assist
in
any
way.
We
can.
They
provide
a
lot
of
services
to
the
communities
if
we
could
go
to
the
next
slide.
Please.
B
This
is
an
internet-based
business
in
the
area
there,
which
had
significant
growth,
we
helped
with
the
business
expansion
in
terms
of
getting
a
larger
building
in
combination
with
one
of
the
local
banks.
So
if
you're
impacted
by
covid,
it's
generally,
it
lowered
sales
or
maybe
maybe
said
it
to
be
a
negative
impact,
but
there
were
some
businesses
that
were
positively
impacted
next
slide,
please
we
can
do
auto
repair,
shops
and
paint
and
body
shops.
This
is
one
in
the
general
area
of
the
hilton
head
marketplace.
B
Next
slide,
please
we
can
do
beach,
shops
and
beach
wear
and
things
that
are
hospitality
and
tourist
related.
This
is
one
just
off
of
beaufort
as
you're
heading
to
fripp.
A
lot
of
folks
may
know
this
entity,
but
we
are
happy
to
be
able
to
work
with
a
local
bank
to
help
with
some
financing
in
that
regard.
If
we
could
go
to
the
next
slide,
please
again
an
automobile
repair
shop
there
in
the
bluffton
area,
by
the
way,
all
the.
B
This
is
a
professional
practice.
Dental
practice
it
has
a
tenant
in
the
building
as
well.
So
we
can't
have
tenants
when
we
finance
buildings,
the
tenant
just
has
to
be
49
or
less
of
leasable
space.
You
don't
remember,
need
to
remember
all
these
things,
businesses
out
there.
What
you
need
to
remember
is
that
you
do
have
loan
support.
It
can
come
without
a
bank
at
this
time
through
that
one
program.
I've
mentioned
that
last
until
june
30th
and
we're
very
aggressively
trying
to
get
those
dollars
out
in
the
market
next
slide.
B
Please
we've
done
everything
from
bed
and
breakfast
is
down
in
the
area.
That's
the
cuthbert
house,
inn
beaufort
very
great
place
to
stay.
That
house
is
over
250
years
old
pictures
in
the
house
of
union
soldiers
sitting
on
the
steps,
but
we
can
help
with
very
unique
property
types
and
get
things
done
for
folks
next
slide,
please.
B
B
I
think
that's
actually
on
that
island
or
possibly
in
bluffton
next
slide,
should
be
my
contact
information.
The
chamber
will
have
phone
numbers
for
me,
I'm
happy
to
talk
with
anybody,
but
what
I
wanted
to
do
was
turn
it
over
to
questions
and
answers.
Q-
a
if
I
might
say,
and
we'll
get
back
to
work
after
this
presentation
on
your
behalf.
B
A
All
right
randy,
thank
you
for
that
great
presentation,
and
so
1.2
million
dollars
left
to
to
distribute
by
june
30
of
2022.
Am
I
correct
on
that?
That
is
correct,
sir.
All
right
great,
we
do
have
some
questions
for
you
so
glad
that
you'll
stick
around
for
that.
The
first
one
we
have
is
coming
from
randy
and
randy
is
asking:
can
businesses
still
qualify
for
loans
for
hardships
in
2020,
even
though
they
may
be
in
better
shape?
Now,
and
I
will
say,
that's
a
different
randy
but
we're
leading
off
with
it
randy.
B
B
B
Okay,
it
varies
by
our
programs,
so
everybody
knows
the
sba
loans
take
a
little
longer,
and
I
say
if
you're
trying
to
go
into
an
sba
process,
you
should
have
60
to
90
days
with
our
economic
development
administration's
revolving
loan
fund.
We've
turned
alone
in
three
weeks
or
less.
I
always
say,
give
me
two
to
four
weeks.
I
take
a
week
to
analyze
the
situation.
I
take
a
week
to
work
with
my
board
to
set
a
board
meeting.
A
B
Yeah,
that's
a
great
question
bill.
We
get
that
quite
often
startups
are
very
hard
to
fund,
but
we
do
startups
and
we
work
off
projections
when
we
do
that,
you
got
a
small
business
development
center
in
the
area
there
on
the
beaufort
community
college
campus
here
or
college
campus,
it's
free
consulting
they'll
help
put
projections
together.
They
do
a
lot
of
good
things,
we
work
with
them
and
we
will
try
to
do
startup
loans
when
we
can.
B
B
A
B
Well,
I
think
one
of
the
business
biggest
challenges
is
being
able
to
work
with
your
partners,
which
could
be
the
small
business
development
centers,
the
banks
in
putting
together
the
information
that
is
needed,
and
I
am
going
to
leave
an
electronic
flyer
on
our
programs
with
the
chamber
which
they
could
send
out
on
that
flyer.
It'll
list,
the
business
information
that
we
need.
It's
generally
the
same
type
of
information
that
a
bank
might
need
to
evaluate
a
credit
request
and
that's
for
operating
businesses
up
to
two
years
of
business.
B
Tax
returns,
personal
tax
returns
of
the
owner,
a
personal
financial
statement,
sometimes
projections
in
a
business
plan
for
the
business
and
that's
just
to
get
everything
started.
So
it
does
take
a
little
bit
of
time.
Loans
are
underwritten,
but
we
have
extended
terms
and
conditions
because
we're
not
as
controlled
by
banks.
So
we
like
to
help
get
banks
done
loans
done
with
banks
or
without.
A
All
right
alexa
was
asking
where
she
can
find
more
information
on
this,
and
you
just
answered
that
question
and
kelly
will
also
have
that
flyer
in
our
chat
box.
So
go
ahead
to
the
chat
box.
You
can
check
or
click
on
that
for
additional
information.
Randy.
It's
been
terrific,
seeing
you
today
anything
that
you
would
like
to
to
close
with
before
we
before
we
move
on.
B
I
just
want
to
tell
the
businesses
again:
you
got
a
great
chamber.
I
thoroughly
enjoy
working
that
with
them.
We
are
very
fortunate
in
rock
hill
to
have
one
of
your
former
chamber
employees,
anna
horn,
running
our
economic
development
incubator.
That
was
a
nice
surprise
for
me
to
find
out.
I
get
down
there.
Quite
often
I
love
to
meet
in
person
with
businesses
and
talk
about.
B
If
we
can
help,
we
can
certainly
accomplish
a
lot
over
the
telephone
or
through
zoom
calls,
and
it
is
my
mission
to
lend
those
additional
dollars
in
that
one
program,
and
then
we
have
plenty
of
support
in
our
other
programs
to
assist
the
area
businesses.
So
it's
no
more
difficult
than
a
quick
phone
call
and
the
chamber
will
have
my
direct
numbers
and
the
number
into
catawba
regional,
where
you
can
also
find
more
information
out
about
our
programs
as
we
support
the
low
country
cog
down
in
your
area.
A
B
A
See
you
soon
all
right
that
was
randy
pelicero
great
presentation
this
morning
and
now
we're
going
to
move
on
and
shift
gears
talk
about
local
health
care
and
to
do
that,
we
have
joel
taylor
and
joel's
the
market,
ceo
of
hilton,
head
regional
health,
health
care,
he's
going
to
give
us
an
update
on
the
hospitals
and
and
their
medical
staff,
how
they're
doing
and
how
patients
are
doing
with
coba
and
anything
else.
That
might
be
on
his
mind,
joel
good
morning,
good
to
see
you.
E
Good
morning
bill
good
to
see
you
thank
you
again
for
the
opportunity
to
share
a
little
bit
about
what
is
happening
here
with
with
everyone's
local
health
system
at
hilton
head
regional
healthcare
across
our
two
hospitals.
This
morning
we
have
14
covet
positive
patients
in-house.
Thankfully,
only
three
of
those
are
in
our
icu.
E
So
we
are
seeing
a
slight
decline
in
hoping
that
continues
in
the
coming
weeks
before
us,
we
have
seen
a
decline
in
testing
and
overall
presentations
of
cobit
symptoms
in
our
emergency
departments.
However,
our
positivity
rate,
so
those
patients
that
we
do
test
for
cova,
that
that
rate
continues
to
be
around
25
at
varying
times,
it's
been
as
high
as
34
during
this
latest
surge,
so
a
decline,
but
that.
D
E
D
E
We
have
gone
through
this
fourth
surge.
We
have
tried
our
best
to
to
not
impact
patient
visitation
as
much
as
possible
understanding
that
it's
important
for
the
patients
and
their
families
and
friends,
and
certainly
we
believe,
part
of
the
care
and
healing
process
we
do
encourage.
Everyone
went
out
in
public
to
continue
to
practice
social
distancing
hand
washing
and
wearing
a
mask.
E
E
Statewide
results
that
we're
seeing
from
a
covent
standpoint
other
than
coburn.
We
continue
to
meet
the
needs
of
the
community
from
a
healthcare
perspective,
very
busy
emergency
rooms,
very
busy
operating
rooms
and
certainly
caring
for
a
lot
of
people
that
are
ill
and
have
do
not
have
code
so
happy
to
answer
any
questions
that
the
group
may
have.
But
overall
we
are
in
a
stable
state
and
hopeful
that
we
are
on
the
tail
end
of
this
code.
This
latest
code
search.
A
E
It
did
not
has
not,
so
the
emergency
rooms
are
really
the
only
place
that
we've
restricted
visitors
and
we've
we've
loosened
that
as
of
today,
just
based
on
what
we're
seeing.
We
do
still
suggest
and
require
rather
one
visitor
per
patient
at
a
time
and
ask
that
people
not
wait
in
the
waiting
rooms
if
they
are
not
with
the
patient
just
to
again
try
and
reduce
crowding.
A
E
Think,
like
not
just
healthcare,
but
every
business
out
there,
I
think
right
now
is,
is
working
to
find
staff
we're
in
that
same
boat
and
and
locally.
What
we're
looking
at
doing
is
redefining
and
repurposing
existing
staff,
also
trying
new
things
or
or
what
what
was
old
is
new.
Again,
we
are
looking
to
hire
lpns
into
certain
places
into
certain
departments.
So,
looking
at
different
ways,
we
can
continue
to
meet
the
healthcare
needs
of
the
community,
but
definitely
we
are
challenged
and.
E
A
E
A
Joel
joel,
we
have
a
team
member
that
just
recently
on
monday
had
surgery
there,
and
I
was
texting
with
our
team
member
and
asking
if
there's
anything
that
the
person
wanted
me
to
share
with
you
and
just
reading
that
the
person
said,
I
will
say,
everyone
has
been
wonderful
and
I've
been
very
pleased
with
the
care.
It's
been
a
great
experience,
so
she's
still
with
you
and
hopefully
we'll
get
sprung
today,
but
just
a
positive
from
one
of
our
staffers
here
with
a
great
experience
at
your
hospital.
A
E
You
bill
honored
as
always
to
take
care
of
our
community.
You
know
we
talk
about
it
with
within
staff
with
the
medical
staff,
we're
here
as
community
hospitals
taking
care
of
our
friends,
our
neighbors,
our
family
members,
and
we
do
not
lose
sight
of
that.
So
I
appreciate
the
opportunity
I'm
honored
to
have
been
able
to
provide
that
service
to
one
of
your
team
members.
Thank
you.
A
A
All
right
well,
thank
you
very
much
and
we're
so
glad
you
could
be
with
us.
Thank
you
so
much
bill.
I
appreciate
it
all
right.
Following
joel,
we
have
our
favorite
epidemiologist,
dr
jane
kelly,
with
south
carolina
dhec
and
dr
kelly.
Welcome
back.
We
have
several
questions
for
you,
but
before
that,
we're
looking
forward
to
your
informative
presentation.
F
Well,
thank
you
so
much
for
inviting
me.
I
sent
some
slides
to
kelly
yesterday,
but
here
I
think
I
can
just
share
my
slides
it'll
be
easier.
This
is
our
the
state
of
the
state.
Blue
bars
are
the
number
of
confirmed
cases
new
cases
each
day
and
the
green
is
the
seven
day
moving
average
and,
as
you
can
see
after
that,
huge
peak
in
january,
we've
now
had
several
successive
weeks
of
decreasing
number
of
new
cases.
F
However,
the
number
of
deaths
lags
behind
the
number
of
cases
and
looking
at
the
week
that
ended
january
29th
with
382
deaths,
the
number
of
deaths
is
increasing
right
now,
which
is
what
you
would
anticipate.
People
become
seriously
ill,
usually
two
weeks
after
they
are
infected
if
they're
going
to
become
seriously
ill.
I
do
want
to
point
out
that
our
seven
day,
death
rate
in
south
carolina
is
twice
the
national
rate.
10.2
per
hundred
thousand
more
than
95
percent
of
these
deaths
are
among
people
who
are
not
fully
vaccinated.
F
F
F
This
is
of
pfizer
or
modern
vaccine
doesn't
necessarily
mean
that
they
are
boosted
as
well,
but
we
do
recommend
getting
a
booster
if
you're,
five
months
out
from
your
second
dose
of
pfizer
or
moderna
or
five
months
out
from
a
jansen
or
johnson
johnson
vaccine,
and
I'm
going
to
tell
you
why
this
graph
says
it
in
one
picture.
So
the
fl,
the
blue
line,
are
among
people
who
are
unvaccinated,
and
this
is
a
study
from
la
los
angeles
county,
looking
at
hospitalization
rates,
but
there's
a
parallel
situation
with
people
with
number
of
deaths.
F
The
dashed
line
are
people
who
are
fully
vaccinated
without
a
booster
and
the
dotted
line
fully
vaccinated
with
booster.
So,
if
you're
fully
vaccinated,
you
have
a
much
much
lower
rate
of
hospitalization
compared
to
people
who
are
unvaccinated,
but
you
can
make
that
even
lower
by
getting
that
booster.
F
F
I
see
it
nicknamed
in
the
headlines,
a
stealth
omicron
and
that's
really
or
the
stealth
variant,
and
that's
really
unfortunate.
It
is
not
named
that
because
it's
harder
to
detect
your
rapid
or
pcr
test
will
turn
positive,
including
with
the
ba2
lineage.
It's
called
stealth
simply
because
you
have
to
do
genotyping.
F
You
know
you
have
to
do
the
genomic
testing
to
tell
whether
it
is
ba2
versus
regular,
omicron
or
other
variants.
There
is
no
evidence
that
it
causes
more
severe
disease.
There
is
some
evidence
that
it
has
increased
transmissibility,
meaning
that
it
will
spread
even
more
quickly
than
the
original
omicron.
As
I
mentioned,
we've
had
two
cases
thus
far
identified
in
south
carolina
in
the
upstate
region.
F
F
Again,
this
is
for
people,
age,
60
and
older
was
more
than
four
times
lower
and
I've
included.
The
link
to
this
is
a
pre-print,
meaning
that
you
know
the
statistics
haven't
been
checked.
You
know
it
hasn't
been
validated,
but
there's
at
least
some
preliminary
evidence
that
a
fourth
dose
might
be
appropriate
for
some
people,
particularly
those
older
adults,
but
we're
waiting
to
get
some
more
information
on
this.
F
There
is
a
fourth
vaccine
on
the
horizon
in
the
united
states
and
that's
something
called
novavex.
It
does
not
have
messenger
rna,
it
has
no
genetic
materials,
it
is
simply
uses
a
protein.
The
spike
protein
that
is
created
into
a
lipid
protein
capsule
and
it's
two
doses.
Three
weeks
apart,
looks
like
it
is
90
vaccine
efficacy.
You
know
the
same
level
of
efficacy
effectiveness
as
we
have
seen
with
the
other
vaccines
and
mrna
vaccines,
and
the
majority
of
after
the
vaccination
symptoms
that
a
person
might
experience
have
been
mild.
F
You
know
arm
soreness
achy,
all
over,
maybe
fever
for
a
day
and
there
have
been
zero
cases
of
moderate
or
severe
disease
in
the
vaccine
group
in
the
studies
of
novovex,
so
another
highly
effective
vaccine.
More
good
news,
I
know,
what's
on
everybody's
mind,
is:
are
we
on
the
downslope?
Does
that
mean
covid
may
become
endemic?
Will
it
go
away
completely?
F
I
think
most
experts
agree
that
covet
is
not
likely
to
be
eradicated
or
eliminated
go
away
completely,
but
at
some
point
almost
everyone
will
either
have
had
covet,
been
vaccinated
or
maybe
been
vaccinated
and
had
covet,
and
there
will
be
very
few
people
who
are
still
susceptible
to
the
virus.
Maybe
little
children.
You
know
people
who
are
who
are
newly
coming
into
our
population.
F
That's
when
covid
will
become
endemic.
Now
I
want
to
say
a
little
bit
about
what
that
word
means
endemic
means.
It's
always
there,
but
at
lower
rates
you
could
still
have
seasonal
fluctuations
in
transmission.
An
endemic
doesn't
mean
mild.
Some
people
may
still
get
severe
disease,
but
many
fewer
will
die.
F
When
will
that
happen?
Are
we
on
headed
that
way
right
now?
Well,
many
experts
do
think
so,
but
some
others
warn
that
you
know:
we've
got
low
rates
of
vaccination
in
some
of
our
states,
including
south
carolina.
Only
a
little
bit
more
than
50
percent
of
south
carolinians
age,
5
and
up
are
vaccinated,
so
we
still
have
a
lot
of
susceptibles
out
there
nationally.
F
Many
public
health
agencies
are
recommending
that
we
start
transitioning
away
from
what
we've
been
doing
case,
investigation,
contact,
tracing
masking
and
recommending
more
different
approaches
for
outbreak
investigations,
but
that's
nationally
nationally,
where
we
have
a
large
number
of
people
vaccinated.
South
carolina
is
not
in
that
position,
we're
still
being
pretty
cautious
about
our
recommendations.
F
A
A
F
Have
been
quite
a
few
flu
cases,
I
mean
we
had
been
at
a
very
high
rate
for
a
while.
It's
come
down
more
recently,
but
we're
still
at
least
at
moderate
level
of
flu
transmission,
and
it
is
possible
to
have
both
the
flu
and
covet.
At
the
same
time,
I
have
seen
what
is
what
is
the
term
fluvid?
You
know
some
combo
of
flu
and
covid.
F
I
do
want
to
make
it
clear
that
it's
not
as
though
influenza
and
covid
have
gotten
together
and
created
a
you
know
yet
another
infectious
disease,
no,
it's
that
it
is
possible
to
have
both
covid
and
influenza
at
the
same
time.
So
you
know,
flu
has
not
been
as
bad
as
it
could
be,
but
we
still
have
moderate
levels
of
flu
circulating,
so
we
still
recommend
getting
a
flu
shot
as
well
as
your
cova
vaccine.
F
You
mean
herd
immunity,
I
think
her.
So
I
you
know
personally,
I've
always
disliked
the
term
herd
immunity.
I
don't
think
it's
really
appropriate
with
covid19,
because
transmission
depends
upon
biology
how
you
know
how
infectious
is
this
virus
and
also
people's
behavior.
So
you
know
to
put
a
number
on
herd.
Immunity
is
really
not
all
that
helpful,
because
it
depends
upon
whether
you
are
outside
in
the
open
spaces
and
therefore
not
transmitting
or
whether
you're
closely
gathered
together
so
endemic
and
herd
immunity
are
a
little
bit
different
herd.
F
Immunity
literally
was
taken
from
veterinary
medicine.
You
know
how
many
cows
does
it
take
to
have
a
disease
before
you,
the
herd
in
general
is
immune.
I
think
it's
less
applicable
in
in
human
beings.
Endemic
has
some
relationship
to
this.
It
means
that
the
we
no
longer
having
huge
surges,
but
that
the
virus
is
still
there
and
comes
and
goes.
A
F
Dx
stance
is
to
still
mask
up
at
this
time
and
that
we
look
forward
to
the
day
where
we're
not
recommending
that
and
that
day
will
come.
But
right
now
we
have
really
high.
I
know
you
saw
the
k
number
cases
coming
down,
but
you
know
we're
still
at
a
very
high
point
in
terms
of
the
number
of
cases
and
it's
true
that
most
children
do
not
have
severe
disease,
but
not
all
I
mean
our
pediatric
hospitals
are
still
pretty
full
with
kids
who
have
sick.
F
Pretty,
I
think,
you're
pretty
safe
from
severe
disease,
but
that
doesn't
mean
that
you
can't
get
that
virus
again.
Get
infected
again,
remember,
being
vaccinated
doesn't
mean
that
you
now
have
like
this
magical
shield
in
front
of
you,
so
that
virus
particles
just
bounce
off
you
can
still
breathe
in
the
virus.
A
F
Not
that
we've
seen
yet,
and
certainly
that's
a
theoretical
concern,
but
I
tell
you
we
look
back
at
other
vaccines
and
I
know,
for
example,
there
was
a
study
done
with
the
pneumococcal
vaccine,
the
vaccine
against
pneumonia,
because
there
were
some
individuals
who
were
getting
that
multiple
doses
of
that
pneumovax
vaccine,
and
there
was
no
adverse
reaction
to
that.
So
not
that
we
have
seen-
and
we
know
that
we've
also
had
cases
of
people
there
are.
There
are
people
who
have
gone
out
there
and
gotten
up
to
10
doses
of
an
mrna
vaccine.
F
A
A
Okay,
we're
gonna
switch
gears
now
and
we're
going
to
talk
to
another
about
another
important
part
of
our
local
economy
and
that's
short-term
rentals.
You
know
the
pandemic
has
changed
the
way.
People,
travel
and
homeland
villa
rentals
are
in
high
demand,
not
just
in
the
low
country
but
really
across
the
country
and
the
town
of
hilton
head
island
is
currently
examining
examining
a
short-term
rental
policy
and
here
to
talk
about
those
trends
and
regulations,
is
a
leader
in
the
rental
industry
from
island
time.
Drew
brown
he's
the
manager
there
at
island
time.
A
C
Absolutely
so,
as
bill
said,
my
name
is
drew
brown,
I'm
the
managing
partner
here
at
island
time,
hilton
head,
so
we
manage
roughly
110
properties
for
short-term
rentals
here
on
the
island.
I'm
actually
also
heavily
involved
in
our
our
community,
so
have
been
involved
with
the
the
town
of
hilton
head
as
a
former
chair
of
the
attack,
accommodations
advisory
tax
advisory
council
and
working
with
the
town
right
now
with
a
group
of
rental
companies
to
discuss,
learn
and
advise
what
what
exactly
will
be
going
on
with
the
proposed
short-term
ordinance.
C
C
C
So
as
of
right
now,
at
the
end
of
this
month,
the
town
will
in
town
staff
will
be
getting
some
of
that
information.
Back
to
the
public
planning
committee.
There
was
already
one
presentation,
most
recently
for
both
professional
managers,
short-term
rental
owners
in
the
public,
about
what
those
report
proposed
ordinances.
C
It
is
important
to
note
that
the
town
has
currently
proposed
that,
in
conjunction
with
the
new
business
license,
that
is
required
for
all
rental
property.
Short-Term
rental
property
that
that
would
be
part
of
the
registration
process
is
some
type
of
verification
of
the
the
new
short-term
rental
ordinance
that
would
possibly
be
put
in
play
now.
C
The
good
part
about
that
is,
if
you
would
apply
for
your
business
license
before
the
the
deadline
and
before
july
1st,
you
would
possibly
be
exempt
from
having
to
comply
with
those
regulations
until
the
beginning
of
next
year.
One
of
the
important
things
is
professional
managers
and
as
individual
owners
that
rent
their
properties
is,
we
want
to
make
sure
that
we're
sharing
the
proper
information
so
right
now,
is
a
very
large
booking
cycle
in
advance
for
people
to
come
to
hilton
head.
C
So
we
want
to
make
sure
that
there's
enough
information
so
that
when
people
come
to
the
island,
they
can
easily
comply.
One
of
the
biggest
proponents
of
this
is
going
to
be
voluntary
compliance,
which
means
educating
the
public
and
making
sure
that
they
understand
very
similar
to
the
beach
rules
that
were
changed
last
year.
What
exactly
is
going
to
be
changing
and
really,
then
we'll
have
to
wait
for
the
town
to
show
what
the
enforcement
looks
like.
C
So
there's
been
a
large
group
of
rental
companies
about
43,
different
rental
companies
and
we're
looking
we're
actually
working
in
in
conjunction
with
what's
called
south
carolina
vacation
rental
alliance
and
the
south
carolina
association
of
realtors
to
try
and
make
sure
that
all
avenues
of
this
are
are
very,
very
much
in-depth
vetted
and
also
make
sure
that
there's
not
any
major
initiatives
that
the
town
is
looking
at.
That
would
be
overly
prohibitory
for
for
rentals.
It's
such
a
large
portion
of
our
economy.
C
You
know
us
as
professional
managers
are
not
against
regulations,
but
we
are
for
fair
regulations
and
enforceable
regulations
that
allow
us
to
be
able
to
really
work
in
conjunction
with
our
guests,
the
owners
in
the
town
all
together,
so
that
again
with
voluntary
compliance
we
can.
We
can
all
make
a
big
difference,
so
I
wouldn't
expect
to
see
any
type
of
changes
in
the
in
anything
in
the
next
few
months
until
it
really
comes
to
town
council.
C
But
we
are
working
very,
very
diligently
to
make
sure
that
the
the
short-term
mental
property
owners
voices
are
heard.
There
was
you
can
view
the
survey
results
from
the
town,
they're
they're,
finalizing
those.
As
I
said,
when
working
with
conjunction
with
the
south
carolina
vacation
rental
alliance,
we
funded
a
an
economic
impact
in
housing
study
which
has
been
for
the
record
turned
into
the
town
of
hilton
head.
C
That
shows
you
know
the
the
impact
of
the
amount
of
jobs,
revenue
and
taxes
that
are
are
produced
from
the
short-term
rental
accommodation
industry
and
then
the
tertiary
markets,
including
hotels
and
food
and
beverage
as
well.
So
that
can
be
viewed,
I'm
happy
to
to
share
that
with
anyone
that,
on
this
call
or
anyone
that
has
any
questions,
the
chamber
of
commerce
does
have
that
as
well,
and
the
town
of
hilton
head.
Has
that
study
as
well?
C
And
you
know
we-
we
are
now
in
a
position
where
other
larger
groups
are
starting
to
get
involved
in
terms
of
the
data.
So
we
are
really
trying
to
work
through
and
make
sure
that
we
have
all
the
data
as
accurately
as
possible
with
the
most
amounts
of
correct
listings
that
are
on
hilton
head.
So
we
really
know.
Are
we?
Are
we
fighting
against
an
issue
of?
C
Is
there
really
a
problem
or
are
we
solving
for
a
very,
very
small
issue,
and
we
want
to
make
sure
that
we're
not
putting
ourselves
in
a
position
where
it
would
detract
from
the
tourism
or
detract
from
any
type
of
hospitality
on
the
island,
because
it's
such
a
driving
force
for
hilton
head?
So
that's
where
it
stands
at
the
moment
we
do
have
some
other
projects
that
we're
working
on.
C
C
That's
a
great
question,
so
you
know
as
professional
managers.
It's
always
about
the
experience.
So
you
know
we
work
with
homeowners
all
the
time
to
make
sure
that
that
we're
getting
the
right
guests
and
that
we're
we're
following
rules.
So
every
rental
company
has
their
own
form
of
a
rental
agreement
with
a
guest,
and
so
there
is
certain
things
that
that
are
allowed
and
not
allowed.
So
we
are
trying
to
rule
out
a
lot
of
some
of
the
negative
behavior
that
that
does
happen.
C
So
if
a
guest
violates
a
guest
rental
agreement,
the
rental
company
has
the
ability
to
go
back
to
the
ga,
the
guest
and
or
in
some
instances,
if
they're
providing
insurance
per
you
know,
file
insurance
claims.
So
we
have
rules
and
regulations.
We
post
all
the
information
for
local
ordinances
in
the
properties.
C
C
All
the
things
that
some
of
the
the
ordinances
are
are
looking
to
have
are
not
going
to
be
issues
for
professional
managers,
because
we're
already
providing
that
standard
level
of
care.
You
know
we
also
try
to.
We
have
occupancy
limits
for
every
single
property
as
a
professional
manager,
you
want
to
make
sure
that
you're
not
allowing
too
many
guests
to
stay
in
a
property,
and
you
work
in
conjunction
with
the
homeowner
and
or,
if
there's
a
property
owner's
association
to
make
sure
that
that's
an
accurate
number.
So
those
are
it's
a
great
question.
C
So
that's
part
of
why
we
are
in
this
situation
is
so
you
know,
as
my
company
or
any
professional
company,
we
have
on-call
services
24
hours
a
day.
You
know
365
days
a
year,
including
holidays,
so
for
some
of
those
vrbo
and
airbnb
what
we
would
call
host
situations
if
they
are
not
as
responsive
as
the
professional
managers.
C
C
So
you
know,
while
that
seems
somewhat
daunting
for
us
as
professional
managers.
That
is
not
as
much
of
an
obstacle
as
it
is
going
to
be
for
a
individual
host.
What
what
the
proposal
for
the
ordinance
is
is.
It
shows
that
there
would
be
a
point
of
contact
that
has
to
live
within
50
miles
of
the
area
that
would
be
able
to
respond
to
an
issue
within
an
hour
of
the
original
complaint,
we're
still
working
through
the
logistics
of
all
of
that
with
with
the
town.
C
Because,
again
we
want
to
make
sure
we've
got
something.
That's
really
clear
for
for
both
individual
hosts,
individual
owners
and
for
professional
managers
and,
frankly,
both
are
held
to
the
same
standard.
So
so
the
logistics
of
that,
but
that
is
part
of
the
proposed
ordinance-
is
that
there
would
be
a
point
of
contact
that
would
have
to
be
responsible
for
it's
not
resolving
the
issue,
because
some
issues
can't
be
resolved
in
an
hour,
but
it
would
be
responding
to
that
issue
and
responding
to
the
person
making
that
complaint.
C
So
great
question,
and,
and
that's
just
to
to
to
digress
for
one
second-
the
business
license
is
going
to
somewhat
be
orientated
with
the
the
short-term
rental
ordinance
for
the
future.
Right
now,
you
know,
because
of
the
business
standardization
act
there
is,
the
town
of
head
is
requiring
for
a
business
license.
C
I
believe
so.
You
would
need
to
calculate
that
the
town
of
hilton
head
is
is
very
open
to
helping
those
that
are
having
that.
That
exact
question
bill
to
to
answer
that.
But
from
all
of
my
work
with
that-
and
I
was
heavily
involved
with
that-
that
is,
that
is
my
understanding.
That's
what
we
are
discussing
with
our
clients
and
also
making
sure
that
they
are
making
sure
that
they
have
applied
and
that
they
they
have
paid
that
a
fee
so
that
you
can
have
your
your
business
license.
A
D
A
A
All
right
that
was
drew
brown
with
island
time,
the
managing
partner
there
sharing
information
about
the
short-term
rental
policy
that
might
be
coming
forward
all
right,
so
we
wrap
things
up
a
couple
things
to
remind
you
of,
and
it's
hard
to
believe
that
59.
If
I
was
going
to
say,
what's
going
to
happen
in
59
days,
what
would
your
immediate
answer
be?
Well
I'll,
tell
you
it's
the
rbc
heritage.