►
From YouTube: Homeownership Investments - 4/26/22
Description
Boston Mayor Michelle Wu highlights the American Rescue Plan Act funding committed to homeownership programs. She is joined by Chief of Housing Sheila Dillon; Symone Crawford, Executive Director of Massachusetts Affordable Housing Alliance (MAHA); and Beverly Williams, Co-Chair of the Greater Boston Interfaith Organization Housing Team.
A
A
A
A
When
maru
when
mayor
wu
ran
for
office
last
year,
she
was
very
clear
in
her
support
for
first
time,
homeownership
first
generation
home
buyers.
She
spoke
eloquently
about
the
importance
of
making
progress
on
home
ownership
for
our
tenants
who
want
to
buy
for
neighborhood
stability
as
we
stand
against
further
gentrification.
B
Good
is
it
morning
or
afternoon,
good
afternoon,
everyone
just
by
a
minute,
I'm
so
grateful
to
be
here
again.
This
is
a
space
where
incredible
things
happen,
and
it
happens
not
just
for
the
people
who
usually
are
sitting
in
the
seats
in
this
room
learning
and
taking
notes
on
how
to
get
through
very
complex
processes.
B
So
I'm
incredibly
thankful
to
maha
to
gbio
to
all
of
our
partners
who
continually
push
the
city
to
do
more,
and
this
is
an
area
where,
in
years
past,
sometimes
we've
thought
about
homeownership
and
housing
as
a
state
or
federal
issue
right.
It
is
too
big.
How
can
we
possibly
try
to
affect
something
as
large
as
the
housing
market
which
is
controlled
and
pushed
and
pulled
by
the
forces
of
markets
across
across
the
world?
B
But
what
this
organization
did
and
what
organizers
throughout
our
neighborhoods
have
done
is
to
say
one
family
at
a
time
we
are
going
to
make
sure
that
people
have
the
tools
that
they
need
the
knowledge
and
power
to
move
forward
on
that
and
the
funding
and
the
financing
to
make
that
a
reality.
Yeah.
B
B
Now
I
want
to
thank
my
council
colleagues
because,
from
the
start,
this
budget
process
has
been
different
than
in
years
past.
The
beginning
of
this
process
started
from
community
and
resident
input
with
sessions
co-hosted
by
the
city
council
and
the
budget
office
and
our
administration
to
hear
directly
from
residents
on
how
their
dollars
our
taxpayer
dollars.
Our
shared
prosperity
should
be
spent,
and
I've
never
been
one
to
just
aim
for
numbers
as
an
announcement.
This
is
about
people
and
this
is
about
impact,
and
so
what
is
this
106
million
dollars
actually
going
to
do?
B
This
will
allow
the
city
of
boston
under
the
incredible
leadership
of
chief
sheila
dillon,
our
administration
and
the
city
council
and
our
community
partners
to
do
several
important
buckets
of
work.
One
is
to
expand
the
one
plus
boston
mortgage
program,
which
provides
expanded
discounts
on
which
will
expand
discounts
on
interest
rates
and
also
support
down
payment
assistance,
including
for
first
generation
home
buyers.
B
This
will
also
help
accelerate
the
construction
of
affordable
home
ownership
units.
There
are
partners
waiting
to
help
put
forward
ideas
for
affordable
housing
in
vacant,
lots
throughout
our
city
in
housing
that
currently
exists,
but
could
be
redeveloped
and
sometimes
they're.
Just
missing
a
sliver
of
financing
that
the
city
of
boston
has
been
able
with
our
federal
funds
to
support,
and
this
investment
will
help
us
stretch
that
impact
for
even
even
more
families.
B
So
this
all
is
to
bring
boston
one
step
closer
to
being
a
green
new
deal
city,
one
in
which
great
jobs
are
connected
by
great
transit
to
affordable
homes
for
everyone
and
in
which
we're
investing
for
decades
to
come
in
in
our
future
as
a
city,
one
that
will
continue
to
lead
across
the
country.
In
this
moment,
okay.
C
D
Thank
you.
Thank
you,
mayor
and
good
afternoon
for
folks
that
don't
know
me,
my
name
is
sheila
dillon
and
I
am
chief
of
housing
for
the
city
of
boston
and
I'm
really
very
very
excited
to
be
here
so
we're
here
to
celebrate,
and
I
think
it
is
a
celebration,
the
mayor's
commitment
to
expand
home
ownership
opportunities,
especially
for
moderate
income
families
that
want
to
stay
in
boston.
So
many
families
want
to
stay
in
boston.
We
hear
this
every
single
day,
but
with
rising
costs
and
competition
to
buy,
they
are
being
they're
being
pushed
out.
D
It's
also
very
important.
The
mayor
did
this
to
acknowledge
that
homeownership
rates
for
black
asian
hispanic
households
are
much
lower
than
the
city-wide
average,
so
these
new
resources
must
be
very
intentional
and
help
us
correct
this
inequity
working
with
maha
banks,
non-profits
and
developers,
we're
going
to
use
this
fund
wisely,
I'm
very
excited
to
get
the
approvals
and
and
start
spending
and
making
real
impact
we're
going
to
make
significant
impacts
investments
in
our
down
payment.
D
Our
closing
cost
programs,
like
the
mayor,
mentioned,
write
down
mortgage
interest
rates
and
build
very,
very
high
quality
green
homes
that
our
residents
can
afford
and
as
we
continue
to
explore
like
and
get
this
money
out
the
door.
I
also
want
to
be
open
to
ideas
right,
we're
always
looking
for
ideas.
How
do
we
increase
our
home
ownership
rates
in
boston
which
are
lower
than
the
statewide
average?
So
if
you
have
good
ideas,
you
have
innovative
things.
You
want
us
to
try
please
come
forward.
Now
is
the
time
we
want
to
look
at
student
debt.
D
D
Maha
has
been
doing
this
for
decades.
I
mean
a
very
long
period
of
time
before
we
all
came
to
the
realization
that
homeownership
was
critical.
For
so
many
reasons
right.
It
builds
generational
wealth,
it
stabilizes
neighborhoods.
It
gives
families
security,
it's
actually
a
form
of
rent
control
in
so
many
ways,
but
maha
knew
this
and
they
just
had
to
convince
all
of
us
to
to
get
on,
and
so
I
really
I
want
to
thank
you.
You've
never
given
up.
D
And
I
also
would
be
admitted
if
I
didn't
acknowledge:
gbio
who's
been
really,
you
know,
helping
leading
the
charge
of
getting
more
investment
into
homeownership
programs
and
our
wonderful
city
councilor,
who
is
really
going
to,
I
think,
be
very
interested
as
the
arpa
hearings
begin
and
the
the
budget
hearings
take
place,
how
this
money
is
going
to
be
spent.
How
are
we
going
to
get
it
on
the
street
and
have
the
biggest
impact?
So
I
look
forward
to
those
dialogues
and
those
conversations
so
with
that.
D
E
So
the
the
city
has
never
made
a
commitment
on
this
scale
before
and
I
think
it's
it's
an
incredible
opportunity.
I'm
really
looking
forward
in
our
committee
over
the
coming
weeks,
as
sheila
said
digging
in
and
making
sure
that
you
know.
Every
dollar
of
this
is
being
spent
in
ways
that
are
models
so
that
we
know
that
we're
doing
work
that
can
turn
into
bigger
and
bigger
impacts.
E
But
but,
as
the
mayor
said,
you
know
every
family
that
we
anchor
in
the
city
of
boston.
It
has
an
enduring
and
a
kind
of
exponential
impact
right.
We
they
anchor
our
communities.
We
keep
multiple
generations
here.
It
really
just
the
the
impact,
spreads
and
spreads,
and-
and
I
just
want
to
recognize
when
we
talk
about
models
again.
Maha
in
this
building
really
came
up
with
the
first
in
the
country,
first
generation
homebuyer
program,
stash
and.
E
And
when
we
talk
about
closing
the
racial
wealth
gap
and
we
talk
about
the
racial
targeting
of
our
discriminatory
homeownership
lending
policies
in
this
country
over
so
many
decades,
we
have
to
have
programs
and
policies
that
approach
that
issue
thinking
about
who
is
most
encountering
those
historic
barriers
that
we've
set
up
and
how
do
we
knock
them
down?
And
so
I
think,
like
the
fact
that
there's
an
opportunity
here
for
the
city
to
expand
its
commitment
to
first
generation
home
buying
and
really
help
families
for
the
first
time
get
on
that
ladder
is
so
exciting.
E
So
you
know
I
did
a
little
bit
of
work
on
this
back
when
I
was
at
the
boston
housing
authority.
Thinking
about
how
we
get
folks
who
live
in
public
housing
onto
this
home
ownership
ladder.
Again,
it's
just
it's
transformational
for
our
families.
So
we
will
be
having
hearings
in
the
coming
weeks
about
the
whole
package
of
covid
recovery
dollars
for
the
city,
and
you
know,
and
we'll
be
digging
in
on
every
aspect
of
that,
making
sure
that
these
are
things
that
are.
E
E
F
Hello,
everyone
bonjour
moon
bonjour,
my
name
is
ruth
c
luigen
and
I'm
an
at-large
city
councilor
and
I'm
so
happy
to
be
here
at
maha,
which
does
feel
like
a
second
home
simone
in
your
leadership.
Stewarding
this
after
tom,
I'm
just
so
happy
and
thrilled
for
maha
to
hillary
to
everyone
is
that
they
did
interfering
to
everyone
who
is
involved
in
really
stewarding
this
organization.
F
So
my
intro
to
maha
was
before
I
was
an
elected.
I
was
just
you
know,
a
black
woman
in
in
boston
trying
to
buy
a
home,
and
I
was
like
you
know
I,
my
parents,
working
class
haitian
family
here-
did
not
have
we
do
not
have
that
intergenerational
wealth,
so
it
was
all
on
me,
but
I've
had
to
figure
out
how
to
do
it,
and
I
found
maha-
and
I
took
my
my
first
time
home
buyers
class
led
by
sarah
home
ownership
advisor.
I
don't
know
where
sarah
is
she
stepped
out.
F
Oh
there
you
go
sarah,
and
so
I
wanna
I
wanna
thank
her
because
you
know
I'm
I'm
a
lawyer
whose
representative
family
is
facing
addiction,
foreclosure,
but
buying
your
first
home
is
a
really
daunting
experience,
and
so
that
I
was
able
to
lean
on
maha.
You
know
was
really
tremendous
and
as
of
two
months,
I've
been
a
new
homeowner.
F
It
took
a
while,
but
it
happened
and
before
it
happened,
I
was
like
you
know,
thinking
about
how
to
make
everything
work,
and
I
was
like
percy
like
I
need
to
like
get
an
inspector.
I
need
to
figure
out
like
where
what
bank
to
go
to
and
percy
just
like
was
there
for
me.
Two
years
after
I
took
the
class
right,
tamaha
is
a
family,
the
master's,
affordable
housing
alliance.
F
What
you
guys
create
and
the
way
that
you
bring
people
into
the
full
to
organize
to
really
participate,
and
I
knew
that
I
could
call
percy
right.
I
knew
that
I
could
call
someone
I
could
call
hillary.
I
could
call
barbara
whoever
I
needed
to
help
guide
me
through
the
process,
and
so
I
thank
you
maha
right,
because
this
106
million
dollar
commitment
is
a
result
of
your
steady
advocacy
and
organizing
and
we're
just
leading
and
we're
just
following
you
as
you
lead
the
way.
F
I
want
to
thank
gbio
for
your
commitment
to
really
making
sure
that
we
are
sending
the
needs
of
working-class
families
of
black
and
brown
families
who
are
often
and
have
currently
and
have
been
historically
excluded
from
the
table.
I
want
to
think
I
think
beckman
is
in
the
house
when
we're
talking
about
closing
that
racial
wealth
gap
and
the
work
that
we
need
to
do
to
make
sure
that
we
are
finally
centering
our
families
that
have
already
always
been
ignored.
So
I
thank
you.
F
Really
in
solving
the
problem
and
banks
really
need
need
to
be
leading
into
that
the
city
I'm
encouraged
by
the
work
of
our
city
council,
the
work
of
maha
gbio,
our
mayor
for
this
commitment,
of
course,
chief
dylan
for
your
steady
leadership
on
housing
issues
in
the
city
of
boston
and
I'm
really
excited
for
the
work.
That's
to
come.
So
thank
you,
mr
mp.
F
G
Hello-
everybody
not
much.
I
can
really
add
that's
new.
I
just
want
to
also
thank
maha
for
all
the
work
they've
done.
Their
work
over
decades
has
helped
generations
of
bostonians
and
folks
in
massachusetts
and
that's
a
real
impact,
and
this
is
just
a
continuation
of
the
work
that
I
know
you're
going
to
continue
to
do
gbio
for
helping
marshall
all
of
those
advocates
and
folks
who
really
are
members
of
our
community,
who
have
been
under
pressure
for
so
long
decades.
G
Actually,
a
number
of
people
that
I've
grown
up
with
have
had
a
very
difficult
time
purchasing
homes
in
the
same
neighborhoods
in
which
they
were
raised,
in
which
their
families
have
lived
for
quite
some
time.
We
know
that
the
increasing
rents
and
increasing
home
values
has
priced
out
so
many
of
our
residents,
especially
our
black
and
latino
residents
and
residents
of
color,
who
have
faced
economic
hardship
due
to
racial
barriers
that
have
been
put
in
place
over
generations
and
this
kind
of
action.
G
This
kind
of
significant
action
over
100
million
dollars
towards
affordable
housing
and
not
just
affordable
housing
but
affordable
home
ownership,
which,
for
so
many
in
our
communities,
has
been
an
oxymoron.
The
idea
of
affordable
home
ownership
seeming
out
of
reach.
For
so
many
that's.
I
think
a
foundational
piece
of
the
american
dream.
G
H
I
This
all
started
with
a
dream,
a
vision
and
by
faith
and
through
prayer
and
intercession.
I
began
to
feel
that
to
get
a
sense
that
my
time
in
my
apartment
building
was
coming
to
an
end,
and
a
couple
of
things
happened
along
the
way
that
kind
of
solidified
that
that
dream
and
that
vision.
For
me,
just
a
few
days
later,
my
car
that
was
parked
on
the
street
got
hit.
There
was
no
note
left,
so
I
was.
I
I
We
had
a
new
neighbor
who
moved
in
next
door
and
we
started
to
smell
smoke.
Unfortunately,
my
daughter
and
I
were
being
exposed
to
secondhand
smoke
and
all
of
this
just
kind
of
common
culminated
in
me
con.
You
know,
starting
to
press
in,
to
find
out
how
I
can
get
get
a
home,
but
being
a
single
mom
that
the
task
was
very
daunting,
and
I
remember
talking
to
a
friend
back
in
november
of
2020
and
she
encouraged
me
to
see
if
the
city
had
any
program
for
time
home
buyers.
I
One
of
them
was
to
take
a
home
buyer's
class
and
I
found
I
found
out
about
maha
through
that
process,
and
so
I
enrolled
in
in
a
home
buyer's
class,
and
I
found
that
maha
I
mean
the
classes
taught
me
a
lot
and
maha
was
a
place
where
I
found
community
and
it
seemed
like.
Everybody
was
rooting
for
me
to
succeed
and,
as
a
first
time,
a
first
generation
home
buyer.
I
also
qualified
for
the
stash
program,
which
came
in
very,
very
handy
eventually
in
october
of
2021.
I
And
it's
been,
it's
been
so
good
having
having
a
home,
we
deeded
off
street
parking
and
a
place
where
my
daughter
can
be
outdoors
riding
her
bike
and
just
be
in
nature,
and
finally,
I'd
just
like
to
thank
the
city
of
boston,
to
thank
maha
to
thank
my
family
and
friends
who
prayed
me
through
this
whole
process
and
most
of
all,
I'm
grateful
to
god
who
made
the
impossible
possible
for
me.
Thank
you.
J
J
J
J
J
J
J
I
want
to
thank
you
mayor
who
housing
chief,
dylan
and
all
13
city
councillors
for
meeting
with
maha
members
and
hearing
our
voices
now
with
106
million
dollars
for
home
ownership
that
the
administration
has
proposed
and
all
13
councillors
have
publicly
committed
to
support.
Achieving
the
american
dream
looks
more
possible.
J
K
K
This
is
a
new
day
and
it
is
very,
very
different,
very
different,
and
I
really
want
to
say
that
investment
in
in
all
types
of
affordable
housing
is
important
to
build
towards
generational
wealth,
because
if
it
was
not
for
programs
like
public
housing
and
for
rental
assistance,
I
may
not
have
made
it
to
becoming
a
homeowner
in
boston.
And
so
I
want
to
say
that
it
is
all
important-
and
I
want
to
thank
you,
mayor
wu
and
chief
housing.
K
Taylor
dylan,
yes,
now
I
know
what
she
ever
done.
I
want
to
get
your
title
correct,
but
I
really
want
to
thank
you
for
the
work
that
you
have
done
to
help
make
this
actualized,
and
I
just
want
to
let
you
know
that,
on
behalf
of
the
62
great
boston,
interfaith
organizations,
that
we
support
the
bill
from
the
affordable
american
rescue
package,
and
we
also
support
how
you
bridged
it
with
the
city
budget,
because
we
know
that
it
has
to
be.
K
This
is
the
largest
investment
that
has
been
made,
and
we
want
to
thank
maha,
especially
simone
and
henley,
for
the
work
that
you
have
done.
We
know
that
you
have
been
a
front
runner
and
you
have
been
a
hustler.
I
had
told
people
a
few
months
ago
to
put
you
to
put
your
boots
on
and
to
hit
the
pavement.
That
was
not
something
that
I
had
to
say
to
maha.