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From YouTube: JULY 6 2020 Question Period
Description
The Legislative Assembly of British Columbia
5th Session
41st Parliament
C
Mr.
speaker,
more
than
a
million
people
live
in
strata,
condominiums
and
townhomes
in
the
Lower
Mainland,
hundreds
of
thousands
of
others
live
in
strata
facilities
in
British
Columbia
and
under
this
government.
These
more
than
a
million
British
Columbians,
are
facing
a
very
serious
insurance
crisis.
Last
week,
I
heard
directly
from
more
than
a
hundred
people
on
a
telephone
town
hall
who
are
worried
sick.
They
are
frustrated
by
this
government's
lack
of
action
on
the
issue
of
strata
insurance
they're.
A
You
very
much
mr.
speaker
and
I
and
I
know
that
members
on
all
sides
of
this
house
recognized
the
challenges
in
the
urgency
of
addressing
these
concerns,
and
our
bill
that
we
have
tabled
in
a
legislature
includes
many
suggestions.
In
fact,
many
measures
that
we've
heard
from
the
opposition.
They
mentioned
that
a
good
bill
would
include
clarifying
what
should
be
uncovered
by
insurance,
notifying
owners
of
changes
to
their
coverage,
as
well
as
strengthening
depreciation
reports.
A
All
of
that
is
in
the
bill
that
we
proposed
and
we're
continuing
to
engage
with
others
around
this
very
particular
issue.
But
I
must
of
course,
emphasize
on
what
we
heard
from
the
BC
Financial
Services
Authority,
because
they
were
very
clear
honorable
speaker.
They
said
that
there
are
no
quick
fixes
and
that
everyone
has
a
role
to
play
and
I'm
eager
for
the
debate
or
bill
that
we've
proposed
and
and
I
know
that
that
will
bring
a
relief
to
up
to
many
who
are
looking
for
us
for
some
relief.
C
You,
mr.
speaker,
and
that
answer
typifies
the
response
of
this
government
and
that
it
makes
no
difference
whatsoever
to
Marilyn
and
those
100
people
on
that
telephone
town
hall,
because
the
bill
does
nothing
to
reduce
their
costs.
Nothing
at
all.
The
minister
refers
to
suggestions.
We
have
made
we've
made
a
dozen
suggestions,
things
like
taking
off
the
4.4
percent
tax.
That
is
suddenly
a
massive
revenue
windfall
for
this
government
because
of
the
rapid
increase
in
strata
insurance
fees.
C
Why
can't
that
be
taken
off
these
strata
owners
who
are
facing
financial
ruin
instead
they're
being
gouged
for
revenue
windfall
for
this
government?
Real
steps
can
be
taken
like
a
water
damage
prevention
program
that
we
suggested,
and
none
of
this
has
been
taken
up
by
this
government
in
the
midst
of
this
crisis,
affecting
more
than
a
million
households
in
this
province.
A
A
Chuck
Bern,
the
executive
director,
the
Insurance
Brokers
Association
of
BC
said
that
our
changes
will
be
critical
foundational
pieces
that
these
are
first
steps
necessary
to
stabilize
the
strata
insurance
market
in
the
province
and
Tony
geo
vent
to
the
executive
director
of
the
condominium
homeowners
Association
of
British
Columbia
says
that
this
is
a
great
start
and
he
says,
and
I
quote
I
definitely
want
to
resound
a
high
level
support
to
the
government.
For
introducing
these
amendments.
Honorable
speaker,
we
are
making
significant
steps
that
will
make
a
difference
to
people
in
Stratis
situations,
strata,
insurance
situations.
D
You
mr.
speaker,
in
that
same
zoom
conference
call,
we
also
heard
from
Jack
who
lives
in
Ladner
on
New
Year's
Eve.
He
was
told
there
was
no
insurance
company
willing
to
insure
a
strata
when
he
finally
did
get
the
coverage.
It
was
a
three
hundred
and
ten
percent
increase
on
his
strata
insurance
premiums
to
the
minister
of
housing.
What
action
is
she
taking
right
now
that
will
help
provide
financial
relief
to
Jack
and
his
fellow
property
owners
Minister.
A
You
very
much
mr.
speaker,
like
I,
said
before
we
have
tabled
a
bill.
We
have
worked
very
quickly
hearing
the
the
concerns
that
were
raised
towards
the
end
of
2019.
We
moved
very
quickly
to
bring
in
legislation
to
address
some
of
these
concerns
and
again
I
want
to
point
out
Tony
G
event
to
again.
He
said
on
ckw,
just
June
23rd.
He
said
that
the
initiatives
that
they've
taken
in
this
bill
are
going
to
have
a
positive
effect
for
consumers.
A
D
D
Jack
went
on
to
say
that
it
is
very
distressing
this
year,
not
to
get
insurance
and
then
to
get
insurance.
That
was
a
310
percent
higher,
but
now
he's
worried
about
next
year.
What
does
the
Minister
gonna
do
about
next
year,
because
this
is
not
an
isolated
case.
Families
to
seniors
all
across
this
province
are
suffering
with
this
strata
stress
so
gain
to
the
minister
of
housing.
What
steps
is
she
doing
now
to
provide
immediate
assistance
to
the
thousands
of
distressed,
condo
and
town
house
owners.
A
You
very
much
mr.
speaker.
Well,
we
tabled
legislation,
honourable
speaker
and
I'm,
very
proud
of
the
fact
that
we
tabled
legislation
that
we
did
it
quickly,
because
we've
heard
these
concerns
I'm,
just
like
a
cessation
honorable
speaker,
will
address
some
of
the
underlying
factors
behind
these
increases
or
taking
action
to
end
referral
fees
paid
to
property
managers,
we're
closing
loopholes
around
depreciation
reports
that
I
have
to
Sanibel
speaker
that
were
not
by
the
old
government,
we're
bringing
more
transparency
to
the
industry
and
we're
giving
strata
owners
the
tools
that
they
need
to
do
their
part.
A
E
You,
mr.
speaker,
the
cruise
season
is
canceled,
the
borders
remain
closed
and
international
travel
will
be
limited
for
the
foreseeable
future.
The
BC
government
is
encouraging
summer
staycations
to
support
the
tourism
sector
devastated
by
cope
at
19.
People
should
get
out
and
explore
our
beautiful
province
as
long
as
they
follow
the
provincial
health
guidelines
and
restrictions
and
restrictions
posted
by
First
Nations.
However,
the
situation
is
bleak
one
in
five
tours
and
businesses,
businesses
face
bankruptcy.
E
A
report
from
destination,
BC,
titled
value
of
tourism,
2007
to
2017,
shows
that,
as
of
2017,
British
Columbians
made
up
53%
of
the
visitors,
but
only
just
about
29%
of
the
spending
in
the
tourism
sector.
Even
if
we
double
the
number
of
British
Columbians
touring
locally,
we
would
only
be
at
just
above
half
the
regular
spending.
My
question
through
you,
honourable
speaker,
is
to
the
minister
of
tourism,
arts
and
culture.
We
know
that
a
large
increase
in
local
tourism
will
not
make
up
for
lost
revenue
and
yet
destination.
E
F
You
very
much,
honourable
speaker
and
I
want
to
thank
the
leader
of
the
Green
Party
for
this
question.
Our
knows
and
understands
that
the
tourism
sector
has
been
particularly
hard-hit
by
the
Pope
in
nineteen
pandemic
and
the
tourism
industry
understands
and
knows
that
a
public
health
response,
the
US
keeping
the
curve
flat,
is
key
to
our
recovery
here,
so
that
we
can
continue
to
explore
every
corner
of
our
province.
So
we
have
been
working
very
closely
with
the
tourism
industry
to
hear
what
supports
they
need,
as
we
all
work
together
on
B
C's
recovery
plan.
F
For
example,
in
May
we
provided
ten
million
dollars
to
59
community
destination
marketing
organizations
to
help
them
welcome
guests
across
BC.
Once
again,
we've
worked
with
the
federal
government
and
encouraged
and
advocated
for
programs
from
their
government
as
well,
including
the
1.5
million
dollars
to
support
DC's
tourism,
resiliency
programs
and
indigenous
tourism
businesses.
F
So
it's
really
important
to
note
for
the
member
that
British
Columbians
have
worked
so
hard
to
follow
doctor
Henry's
advice
that
has
allowed
us
to
be
in
phase
three
so
that
people
can
travel
again
across
the
province
and
we
know
that's
not
a
silver
bullet.
The
having
British
Columbians
be
able
to
travel,
but
we
are
working
with
the
tourism
sector
to
address
their
needs
and
have
those
conversations
on
what
they
need.
As
we
move
towards
recovery
leader.
E
You
mr.
speaker,
for
many
tourism
businesses,
the
2020
year
is
already
lost,
butch
art
Gardens,
for
example.
In
my
writing,
their
revenue
is
plummeted
and
they
estimate
that
the
BC
source
market
would
only
add
a
few
percentage
points
to
help
them
out
for
the
tourism
sector.
This
is
a
marathon
that
they're
facing
and
we
need
more
help
and
they
need
more
help
than
they're
getting
industry
leaders
have
been
crystal
clear:
they
need
liquidity,
rescue
and
payroll
support
to
retain
staff
and
stay
afloat.
Otherwise,
mr.
E
speaker,
we
are
likely
to
see
many
tourism
businesses
in
our
province
fail.
Cobin
19
has
decimated
the
provinces
at
the
ministry's
strategic
framework
and
destination
BC
strategic
plan
for
tourism
operators
to
keep
their
doors
open.
They
need
a
plan
that
gives
them
certainty
over
the
next
18
months
and
into
the
future.
My
question
through
you,
honorable
speaker,
is
again
for
the
Minister
of
Tourism,
Arts
and
Culture.
The
summer
season
is
over
for
most
operators.
Advertising
is
too
little
too
late.
F
You,
honourable
speaker,
so
our
government
has
been
listening
and
we
have
been
working
very
very
closely
and
working
regularly
with
groups
like
the
tourism
industry
of
Association
of
BC,
the
regional
destination
marketing
organization,
sector
associations
and
businesses
directly
who've
asked
us
for
a
range
of
supports,
so
we've
provided
a
number
of
these
supports,
such
as
the
sector
asks
for
a
program
encouraging
workers,
who've
lost
their
jobs
as
a
result
of
the
pandemic
to
help
them
find
work.
So
we
partnered
with
go
to
HR
to
help
match
workers
with
other
sectors,
including
the
Agri
tourism.
F
You
know
the
sector
asked
if
we
could
help
provide
support
and
extend
a
one-time
grant
to
sector
associations.
So
we
know
how
important
these
organisations
are
for
the
tourism
industries,
recovery
and
destination.
Bc
provided
$400,000
to
15
sector
organisations,
so
we're
going
to
continue
working
very
closely
with
them.
We
have
ongoing
dialogue
as
part
of
our
recovery
plan
that
Minister
that
the
Premier
and
the
deputy
premier
laid
out
in
the
past
weeks
we're
going
to
keep
working
closely
with
the
sector.
F
We
provide
we've
been
taking
actions
to
provide
the
right
supports
for
this
important
sector
and
we're
going
to
take
action
to
make
sure
that
we
provide
the
supports.
They
need
moving
forward
towards
recovery,
and
thank
you
to
the
member
for
asking
such
great
questions
for
such
an
important
sector
here
in
BC.
G
Thank
You
mr.
speaker,
the
financial
impact
of
skyrocketing
strata
insurance
costs
on
British
Columbians
is
frankly
massive.
Some
have
seen
their
monthly
fees
that
go
up
by
a
couple
hundred
dollars
per
month.
Some
more
others
are
facing
one-time
assessments
of
often
thousands
of
dollars.
Leann
in
Penticton
is
facing
an
eight
hundred
percent
increase
in
her
Stratis
insurance
premium.
Eight
hundred
percent
mr.
G
speaker-
and
she
had
this
to
say
and
I
quote
with
this
shocking
amount
that
we're
being
offered
were
being
advised
by
our
lawyers
that
we
really
don't
have
an
option,
but
to
take
it
and
quote
so.
My
question
is
this:
to
the
to
the
premier:
why
will
the
premier
not
offer
Leanne
and
the
thousands
of
British
Columbians,
just
like
her
the
financial
relief
that
they
so
desperately
need.
A
You
very
much
mr.
speaker
and
I
certainly
have
heard
from
folks
like
Leanne
and
others
around
how
challenging
it
is,
and
it
is
very
difficult.
It's
it's
an
issue
that
we
started
to
see
very
late
into
2019
and
we
certainly
heard
from
the
BC
Financial
Services
Authority
that
this
is
not
just
limited
to
here
in
British
Columbia.
It
we're
seeing
it
elsewhere,
although
it
is
a
significant
challenge
here
in
British
Columbia
because
of
some
additional
risks.
A
But
I
want
to
stay
honorable
speaker
that
we
have
recognized
I,
think
everybody
has
recognized
that
this
is
not
an
issue
where
there
is
an
easy
fix.
Certainly
the
BC
Financial
Services
Authority
have
said
that.
But
in
fact
honourable
speaker,
the
member
from
Kamloops
South
Thompson
himself
said
and
I
quote,
there
is
no
silver
bullet
that
was
back
in
February
of
this
year
on
ckw
and
he
even
points
out
that
their
own
proposals
are
an
a
quote
not
going
to
solve
the
problem
in
and
of
itself.
A
So
we
recognize,
honourable
speaker
that
we
have
some
work
to
do.
We
have
brought
forward
some
legislation,
I,
look
forward
to
debating
that
legislate,
having
it
passed
in
the
house,
so
that
we
can
do
the
work
that
people
need
us
to
do,
which
is
to
help
mitigate
some
of
the
challenges
that
they
are
seeing,
so
that
people
can
rest
assured
that
there
is
a
government
that
is
house
has
their
interests
at
heart
and
in
mind
and
an
effort
so
that
we
can
start
to
tackle
this
challenge.
A
G
Thank
You
mr.
speaker,
well,
four
months
now,
strata
owners
all
across
British
Columbia
have
been
pleading
with
this
government
to
provide
them
with
some
financial
relief
financial
relief.
Mr.
speaker,
instead,
the
government's
plan
that
they
announced
recently
promises
more
studies
and
engagements
and
consultations
and
changes
that
will
take
a
significant
amount
of
time
to
actually
make
any
kind
of
difference
for
people
who
are
facing
this
financial
distress.
The
last
thing
that
people
need
is
another
study.
People
don't
have
time
to
waste,
they
need
financial
support
and
they
need
that
support.
G
A
You,
mr.
speaker,
well,
we
have
a
bill
honorable
speaker,
that
is
on
the
table
and
is
going
to
do
significant.
I'm
gonna
bring
some
significant
relief.
It
is
going
to
end
the
practice
of
referral
fees
between
insurers
and
property
managers
of
a
seeker,
and
we
know
that
that
drives
up
premiums.
It's
going
to
set
some
clear
guidelines
for
what
should
be
covered
by
insurance
to
help
strata
councils
make
informed
decisions
when
they
choose
their
policies.
A
It
requires
greater
transparency
for
condo
owners
on
their
stratas
insurance
coverage,
including
notice
of
any
policy
changes
in
increasing
deductibles
so
that
they
can
plan
appropriately.
It
allows
strata
C's
our
contingency
reserve
fund
to
pay
for
any
unexpected
premium
increases,
because
we
know
that
this
has
been
very,
very
difficult
for
them.
It
also
protects
strata,
unit
owners
against
large
lawsuits
from
strata
corporations
if
the
owner
was
leaked
responsible
for
loss
or
damage.
H
You
mr.
speaker,
well,
Jack
is
a
senior
living
in
Coquitlam
and
he's
upset
and
he's
worried.
His
insurance
went
up
200%
increasing
his
maintenance
fee
by
an
additional
one
hundred
and
fifteen
dollars
per
month.
Just
due
to
the
insurance.
He
cannot
see
one
good
reason
for
such
a
year-over-year
increase
in
his
building,
and
he
wonders
why
they
even
bother
with
insurance,
except
that
it
is
in
the
strata
Act
Jack,
wants
to
know
how
he
is
supposed
to
enjoy
his
retirement
without
any
money
to
the
minister
of
housing.
A
You
very
much
mr.
speaker
and
and
I
appreciate
Jack's
challenges
around
how
to
how
to
manage
these
unexpected
costs,
and
this
is
a
challenge
for
many
right
across
our
province,
which
is
why
we
took
very
significant
steps
bringing
in
legislation
it's
before
the
house.
I
look
forward
to
the
debate
and
looking
forward
to
a
passing
so
that
we
can
implement
these
changes
have
been
relief
to
people
living
in
strata
in
this
province.
Member.
H
Thank
You
mr.
speaker.
Well,
not
only
is
Jack
dealing
with
high
premium
costs.
His
deductibles
also
increased.
The
water
damage
deductible
went
up
ten
fold
from
fifteen
thousand
dollars
to
a
hundred
and
fifty
thousand
dollars
making
the
suite
insurance.
Also
more
expensive
jack
is
asking
for
help.
He
can't
afford
these
deductibles
to
the
minister
of
housing.
What
steps
will
she
take
to
provide
seniors
and
residents
assurance
that
they
won't
lose
their
homes
due
to
the
high
cost
of
premiums
and
deductibles
Minister.
A
A
These
are
real
concerns
and
they're
valid
concerns,
and
we
are
committed
to
working
together
with
with
the
insurance
industry,
with
the
condo,
the
the
condo
strata
folks,
Toni,
Jo,
Ben
to
and
others
to
make
sure
that
we
can
tackle
what
is
a
challenging
issue,
not
just
here
in
British
Columbia,
but
in
the
insurance
industry
itself.
In
fact,
honourable
speaker,
we
heard
from
the
from
Erin
Sutherland,
who
is
with
the
Insurance
Bureau
of
Canada,
and
this
is
what
he
had
to
say.
A
Today's
reforms,
which
is
he's
speaking
to
the
the
introduction
of
her
bill,
are
an
important
first
step
to
help
improve
strata
risk
and
the
affordability
and
availability
of
Stratton
surance
over
the
long
term.
Honorable
speaker
were
committed
to
continue
to
deliver
for
the
people
living
with
that
very
difficult
strata.
Insurance
challenges.
Remember.
I
I
Queensboro
Thank
You
mr.
speaker,
I'm,
listening
to
the
minister
here.
No,
but
she
seems
to
forget
is
that
people
need
help
now
today.
Yet
all
the
government
has
done
is
make
minor
changes
with
promises
to
talk
some
more
here's.
What
Marilyn,
who
lives
in
Richmond
had
to
say
about
all
this
talk
quote
our
owners
can't
renew
their
mortgages.
They
can't
renegotiate
them
and
worst
of
all,
we
can't
even
sell
a
unit
anymore,
so
their
own
home
equity
is
vanishing
and
our
owners
are
terrified
and
quote
to
the
minister
of
housing.
A
I
double
tapped,
I
apologize
mr.
Speaker
I
thought
I
was
unmuted,
but
I
double
tapped
again.
I
want
to
remind
everybody
about
the
fact
that
you
know
strata
corporations
can
use
their
reserve
funds
for
unexpected
increases.
That
is
something
that
is
in
this
bill.
We
are
being
responsive
with
this
bill
and
again
there's
a
range
of
issues
that
we
have
identified.
I
Speaker
there
is
no
relief
in
that
bill
that
has
been
introduced
by
this
Minister.
The
minister
also
said
that
strata
owners
can
use
their
reserve
fund.
My
response:
does
that
mean
what
would
you
do
in
year?
Two,
that's
the
problem
here
and
there's
an
urgency
to
this,
and
she
keeps
talking
about
this
bill.
It
doesn't
answer
the
core
question.
At
the
end
of
the
day,
there
are
nine
hundred
thousand
condo
units
in
British
Columbia,
six
hundred
thousand
in
Vancouver
alone.
I
That's
a
significant
amount,
BC
taxpayers
who
are
now
on
the
verge
of
having
their
life
savings,
wiped
out.
We've
offered
up
dozens
of
ideas
on
our
side
and
strata
owners
have
offered
up
ideas
that
could
be
implemented
right
now,
but
this
government
does
nothing
while
strata
owners,
anguish
to
the
minister
of
housing.
Once
again,
why
won't
he
provide
strata
owners,
real
assistance,
now
Minister.
A
You
very
much
mr.
speaker
and
again
I
want
to
point
out
that
there
is
a
range
of
detail
in
this
bill
that
we
have
proposed
that
will
bring
relief
in
the
long
term.
I
know
that
strata
owners
are
living
there
for
the
long
term
and
they're
looking
for
long
term
relief.
Honourable
speaker,
so
clarifying
what
should
be
covered
by
insurance
is
really
critical,
making
sure
that
we
can
strengthen
the
depreciation
reports.
I
have
to
Sandoval
speaker
previously
didn't
address
that
it
left
a
loophole.
A
We
are
fixing
that
so
that
we
can
mitigate
the
risks,
so
we
can
make
sure
that
people
can
get
the
insurance
that
they
need.
This
is
a
step
towards
a
long
term
fix
to
a
situation
that
is
very
challenging
right
now.
There
is
no
doubt
about
that.
No
one
is
suggesting
otherwise,
but
we'll
speaker,
we've
taken
significance,
we're
taking
significant
steps
and
again
I
want
to
leave
this
chamber
with
the
fact
that
even
the
member
for
Kamloops
self
Thompson
said
and
I'm
going
to
reiterate
this.
A
He
said
this
at
C&W
February
25th
just
this
year,
and
he
said
that
there's
no
silver
bullet
and
he
said
that
even
their
own
proposals
that
they
were
putting
forward
are
and
I
quote
not
going
to
solve
the
problem
in
and
of
itself.
So
I
know
that
the
opposition
recognizes
that
there
are
look.
There
is
a
long
term
challenge
here
that
we
need
to
address.
We
are
taking
immediate
steps.
We
are
eliminating
the
ability
for
for
referral
fees
to
happen
between
insurers
and
property
managers,
because
that
drives
up
premiums.
A
We're
standing
out
clear
guidelines
for
what
should
be
covered
by
insurance.
We're
allowing
strata
strata,
corporations
to
use
contingency
reserve
funds
to
pay
for
unexpected
premium
increases,
because
we
know
that
that's
urgent
and
that
needs
to
happen.
They
need
some
help:
we're
protecting
strata
unit
owners
against
large
lawsuits
from
strata
corporations
if
the
owner
was
legally
responsible
for
loss
and
damage,
we're
also
outlining
when
strata
are
not
required
to
get
full
coverage,
we're
strengthening
depreciation
requirements,
we're
changing
the
minimum
required
contributions
made
by
strata
unit
owners
and
developers
to
the
contingency
reserve
fund.
A
Honorable
speaker,
we
are
working
diligently
and
we're
working
closely
with
the
with
the
insurance,
the
insurance
sector,
we're
working
with
the
BC
Financial
Services
Authority
we're
working
with
the
condominium
homeowners
association.
Everybody
has
a
role
to
play
and
I
look
forward
to
the
debate
in
the
house
and
I
look
forward
to
the
bill
passing
quickly.
C
Thank
You
mr.
speaker,
dianna
notes
that
her
strata
faced
the
two,
an
80%
increase
in
their
strata
insurance
premiums,
and
they
did
in
fact
dip
into
their
capital
reserve
funds
to
pay
for
it.
But
that's
not
any
kind
of
a
solution
as
Diana
says
and
I
quote,
we
can't
do
that
every
year,
we'll
run
out
of
our
funds
and
quote
to
the
minister
of
housing,
a
simple
question:
does
she
want
the
strata
owners
to
go
bankrupt.
A
Thank
you
very
much
I'm
honorable
speaker
and
what
I
want
is
for
people
to
have
access
to
the
appropriate
insurance
insurance
that
they
need,
and
this
bill
helps
us
to
get
there.
Our
honourable
speaker,
it's
about
clarifying
what
needs
to
be
covered.
It's
about
making
sure
that
people
have
depreciation
reports.
It's
about
making
sure
that
that
risk,
the
appropriate
risk
is
mitigated
so
that
the
insurance
sector
has
some
comfort
in
knowing
that
they
too
can
can
make
money
in
this
in
the
private
sector.
This
is
a
challenge.
A
Absolutely
it's
a
challenge
for
the
all
the
strata
owners
in
the
province.
No
one
is
denying
that
and
we
need
to
be
working
together
in
order
to
deliver
the
kind
of
resolution
that
people
need
and
a
resolution
means
fixing
the
loophole,
for
example
around
the
depreciation
reports,
almost
speaker,
so
really
it's
it's
been
a
loophole.
I
would
say
left
by
the
previous
government
when,
when
strata
owners
can
opt
out
of
putting
together
a
depreciation
report
and
what
we're
saying
is
that
why
should
you
be
able
to
opt
out?
A
Because,
if
you
don't
know
what
you're
going
to
have
to
do
to
maintain
your
property,
then
it
creates
a
significant
risk
and
the
risk
profile,
then,
is
a
real
challenge
for
people
for
the
insurance
company.
So
what
we're
saying
is
that
we
need
to
mitigate
those
risks
and
we're
putting
in
rules
in
place
that
will
help
mitigate
those
risks.
Because,
honourable
speaker,
that's
what
we
need.
We
need
a
robust
insurance
framework
here
in
the
province
of
British
Columbia.
A
So
we
have
the
the
competition
that
is
so
needed
and
I
know
that
the
members
opposite
value
competition.
They
recognize
what
that
means
for
people,
and
we
don't
have
that
right
now
and
so
making
sure
that
we
have
more
more
robust
insurance
product
available
here
in
British
Columbia.
Well,
meat
will
be
better
for
consumers,
and
so
the
legislation
that
we
have
proposed
will
help
us
get.
There
will
help
us
reduce
those
risks.
The
other
thing
that's
gonna.
A
Do
honorable
speaker,
it's
just
going
to
bring
transparency
right
now,
III
was
I
have
to
sandal
speaker
I
was
quite
shocked
when
I
learned
that
that
there
was
the
opportunity
to
to
get
a
referral
fee,
a
referral
fee
between
insurer
insurers
and
property
managers,
but
we're
putting
it
into
that
practice
on
a
little
bigger
because
unacceptable,
and
so
honorable
speaker
I.
You
know,
there's
a
lot
of
work
for
us
to
do
here.
C
You,
mr.
speaker,
well
nearly
15,000
people
have
signed
a
petition
asking
the
government
for
immediate
help.
These
are
people
who
are
now
facing
paying
more
in
strata
fees
than
they
actually
pay
in
their
mortgages.
As
one
sign
he
said,
and
I
quote,
this
is
not
fair
or
right
for
people
that
have
put
their
life
savings
into
their
homes
and
quote
so
again
to
the
minister
of
housing.
Will
she
take
immediate
steps
to
help
these
thousands
of
strata
owners
that
need
the
help?
Now,
minister,.
A
You
very
much
mr.
speaker
again,
I
want
to
guess
I'm
going
to
finish
off
again
by
by
reiterating
what
I
started
with
the
BC
Financial
Service.
His
authority
was
very
clear.
There
are
no
quick
fixes
and
I
know
that
that's
hard,
it's
hard
for
all
of
us,
I
think
everyone
in
this
house
I
certainly
feel
for
those
who
are
challenged
now
with
these,
with
these
incredible
insurance
costs.
A
But
they
also
said
that
everyone
has
a
role
to
play
and
as
a
government,
we
have
a
role
to
play
and
that
is
about
bringing
in
legislation
to
help
mitigate
these
challenges,
reducing
risks
so
that
the
insurance
industry
recognizes
that
there's
there's
reasonable
opportunity,
reasonable
return
for
insuring
these
properties
and
again
a
normal
speaker.
Even
the
member
for
Kamla,
South,
Thompson
I'm,
going
to
say
it
one
more
time.
A
Even
he
said
that
there's
no
silver
bullet
and
he
said
that
even
their
own
proposals
are
and
I
quote
not
going
to
solve
the
problem
in
and
of
itself.
So
I
look
forward
to
continuing
to
work
with
the
opposition,
making
sure
that
we
can
deliver
on
legislation
that
starts
to
get
at
these.
Of
these
challenges
starts
to
mitigate
the
risks
so
that
the
insurance
industry
sees
that
there's
a
viable
industry
here
for
them,
and
that
people
will
have
choice
that
consumers
will
have
choice
and
be
able
to
purchase
product
that
best
meets
their
needs.