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From YouTube: URA COVID Housing Programs Update Meeting - 5/21/20
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A
Good
morning,
everyone
welcome
to
a
public
update
meeting
regarding
the
coded
programs
that
the
Urban
Redevelopment
Authority
is
running
related
to
housing
and
commercial
business
programs.
Today
we
are
going
to
talk
about
those
of
these
programs.
We
are
also
going
to
welcome
public
comment,
so
you
can
see
the
agenda
here
on
your
screen.
We
will
start
with
three
minutes
of
public
comment
from
registered
commenters.
A
Then
we
will
talk
about
the
current
context
in
the
city
and
in
the
state
regarding
kovin
and
economics,
and
then
move
forward
with
describing
the
housing
response,
the
business
response
and
then
do
some
where
it
says
announcements.
At
the
end,
we
have
the
Housing
Opportunity
Fund
advisory
board.
Members
are
currently
on
the
student
call
with
us
today
and
they
were
instrumental
in
helping
with
the
house
and
stabilization
program
when
we
set
this
up
early
on
in
July,
so
they
will
comment
after
the
business
response
slide.
A
C
B
All
right
so
I'm
going
to
read
the
comment
that
we
had
last
week
at
the
your
a
port
meeting
that
was
not
read
in
its
entirety,
so
it's
addressed
to
Jessica
Smith,
Perry
Center
for
housing
opportunities.
B
We,
the
housing
justice
table
of
Pittsburgh
United
for
each
other.
We
confirm
with
the
abrupt
cancellation
of
this
monthly
public
meetings
or
a
global
pandemic
regarding
to
May
advisory
board
meetings,
while
thousands
of
Pittsburgher
struggle
to
stay
in
their
homes
in
order
to
prevent
themselves
and
their
neighbors
from
getting
sick
and
dying
Housing
Opportunity
Fund
is
a
free
board.
Quarterly
meeting
scheduled
for
this
week
was
canceled.
B
This
change
is
unacceptable
when
our
housing
crisis
is
being
exacerbated
by
Kovach,
19,
community
organizers
activist
and
advocate
stakeholders
who
fought
for
the
creation
and
funding
as
a
Housing
Opportunity
Fund
are
working
tirelessly
during
this
crisis,
especially
with
vulnerable
population
and
the
course
of
that
work.
We
continue
to
run
into
barriers
that
prevent
people
from
accessing
the
resources
they
need
to
get
by,
particularly
during
this
global
pandemic.
B
The
plan
for
the
two
million
dollar
Community
Development
Block
Grant,
is
using
how
the
Housing
Opportunity
Fund
will
resource
residents
after
the
moratorium
are
listed
in
order
to
help
people
get
back
on
their
feet.
Report
1,
2,
1,
1
referrals,
and
how
the
coordinated
response
of
sharing
the
status
of
eviction
defense
program
under
the
housing
stabilization
program
and
we're
also
adding
denial
reasons
for
the
Housing
Opportunity
Fund,
and
we
are
still
requesting
a
timeline
that
we
did
request
last
week
that
has
not
been
received.
Along
with
when
this
information
will
be
received.
B
We
are
standing
with
the
Housing
Opportunity
Fund
Advisory
Board,
to
hold
its
monthly
meeting
as
scheduled
and
meaningfully
discuss
how
it
can
better
address
the
housing
crisis
that
was
already
in
place
in
the
wave
of
addictions
that
can
happen.
Join
this
crisis,
worrying
serious
action
from
city,
county
and
other
elected
officials.
Many
of
our
elected
officials
will
have
a
decisive
say
in
how
cares
Act
funds
are
allocated
locally.
We
know
that
this
crisis
requires
an
unprecedented
level
of
response
and
support
for
Pittsburgh's
residents.
B
The
advisory
board
meeting
is
an
important
forum
for
the
discussion
of
these
issues
and
we
answered
it
proceed
as
scheduled
in
the
future.
Additionally,
the
Housing
Opportunity
Fund
is
a
critical
vehicle
to
ensure
that
urgently
needed
resources
are
available
and
being
deployed
equitably
to
those
most
impacted
and
experiencing
housing
issues.
During
this
time,
respectfully
submitted
the
housing
justice
table
at
this
work,
United,
which
includes
over
50
organizations
and
individuals.
Thank
you.
C
D
Name
is
Anne
Wright,
my
husband,
Randy
Sargent
and
I
live
at
36:34
Frasier
Street,
together
with
fellow
residents
of
South
Auckland.
We
founded
and
run
an
after-school
technology
and
arts
program
in
our
neighborhood
serving
a
90%
black
population
of
local
youth
over
recent
decades,
as
Reds
have
gone
up
faster
than
the
incomes
of
our
families.
D
We
in
Oakland
have
lost
40%
of
our
black
neighbors
in
the
past
three
years
as
I've
been
helping
run
our
after-school
program,
I've
watched,
seven
families
of
our
kids
lose
their
housing
all
families
of
color
I've,
seen
our
neighborhoods
evicted,
children
and
parents
separated
when
they
become
homeless.
I've
seen
our
parents
and
children
lose
their
possessions
on
the
curb
when
they
have
no
place
to
bring
them
and
I
gret.
D
Most
that
I've
seen
some
of
our
youth
lose
their
way
after
displacement,
away
from
their
friends
and
support
network
to
neighborhoods,
with
reduced
public
transit
and
opportunity.
Kovat
19
threatens
every
residents,
health,
safety
and
financial
security.
The
data
shows
that
these
health
and
economic
impacts
are
disproportionately
borne
by
those
same
families
who
were
already
at
risk
before
cove
at
19
started
in
response.
D
The
Housing
Opportunity
Fund
must
focus
efforts
on
making
support
for
resident
to
residents
for
housing
stabilization
as
accessible
as
possible
for
the
most
vulnerable
residents,
given
the
large
number
of
families
who
couldn't
make
rent
and
all
the
challenges
moving
forward,
we
need
especially
to
focus
on
resources
resources
on
keeping
these
families
in
their
homes.
This
ought
to
include
monies
from
the
two
billion
dollar
CDBG
grant,
as
well
as
funding
from
the
cares
Act.
The
county
moratorium
on
eviction
cases
proceeding
through
the
courts
ends.
June
2nd
in
the
state
moratorium
on
eviction
filings
ends
June
10th.
D
So
it's
critical
that
these
funds
are
able
to
efficiently
reach
those
in
danger
of
displacement
and
encourage
the
hof
to
work
with
boots
on
the
ground.
Housing
advocates,
such
as
those
in
the
hill
consensus
group,
the
Wellness,
collective
and
Casa
San
Jose
to
streamline
processes
and
communication
I'm
also
concerned
by
reports
that
tenants
are
being
denied
help
based
on
the
intransigence
of
their
landlords
in
either
being
behind
on
their
City
taxes
or
not
cooperating
adequately
in
the
application
process.
D
This
deepens
inequity
as
the
most
vulnerable
residents
are
also
those
most
likely
to
have
uncooperative
and
non-compliant
landlords.
Tenants
should
not
be
penalized
and
denied
access
for
these
reasons.
Finally,
the
Housing
Opportunity
Fund
must
be
transparent
in
reporting
the
effectiveness
of
its
programs.
Recording
demographic
information,
including
race
of
those
helped.
Transparency,
is
critical
to
documenting
the
Housing
Opportunity
Fund
success
in
equitably
reaching
those
most
at-risk
democracy
requires
public
input
and
transparency
to
keep
the
public
informed.
D
E
This
morning,
a
seed,
the
cdbg
infusion,
any
other
of
kovat
response
funds
that
may
be
made
available
should
be
used
not
just
to
deal
with
the
current
emergency,
but
should
also
invest
in
the
creation
of
more
just
an
equitable
housing
system
in
our
city.
One
example
of
this
is
in
the
City
of
Oakland
California.
Just
last
year
created
a
dedication
fund
to
support
tenants
at
risk
of
this
placement
creation
permanently
affordable
cooperative
housing.
E
This
kind
of
public
investment
can
immediately
subsidize
tenants
at
risk
of
displacement,
create
long-term
security
in
transition,
low-income
renters
in
Pittsburgh,
or
this
portion
of
minority
households
from
renting
to
owning
taking
power
back
from
absentee
landlords
and
spectators
and
returning
it
to
individuals
and
communities.
We
must
address
current
needs,
but
we
must
also
work
to
make
sure
that
when
the
next
crisis
hits-
and
there
will
be
another
one,
more
people
or
better
position
to
deal
with
it.
Thank
you.
A
A
So
here
you
can
see
some
factoids
on
the
slide
in
the
state
of
Pennsylvania
right
now,
20
million
residents
have
lost
their
jobs
since
March.
It
is
expected
that
unemployment
may
go
as
high
as
30
percent
of
the
population
in
the
state.
These
are
state
numbers,
not
not
local,
but
there's.
Approximately
1.6
million
renters
44%
of
those
are
cost
burdens
they're
paying
more
than
30%
of
their
monthly
income
on
housing
in
in
Pittsburgh.
A
It
is
estimated
that
over
a
third
of
Pittsburgh,
adult
population
does
not
have
a
savings
account,
and
additionally,
this
last
factoid
is
from
the
needs
assessment
that
was
done
a
few
years
ago,
but
there's
an
estimated
shortage
of
approximately
20,000
affordable
units
in
the
city
of
Pittsburgh
right
now.
So
it
is
obvious
that
the
economic
situation
resolving
from
kovat
is
affecting
low-income
individuals
at
a
greater
rate
than
upper
income.
A
This
next
slide
puts
the
housing
need
into
some
context.
So
you
know
based
on
on
the
economic
situation.
The
current
need
is
that
the
government
must
help
the
tenants
and
homeowners
pay
their
monthly
housing
expenses
for
up
to
three
months.
So
here's
the
response
and
I
need
to
thank
the
folks
that
are
watching
and
by
two
board
members
that
are
on
the
call,
and
you
will
hear
from
at
the
end
of
this
call
back
in
july,
2019
we
rolled
out
the
housing
stabilization
program.
This
program
was
in
the
result.
A
It
was
a
direct
result
of
all
the
community
meetings
and
advocacy
efforts
to
around
the
house
and
Opportunity
Fund
and
really
from
all
the
public
meetings
regarding
the
housing
Opportunity
Fund.
It
became
very
apparent
that
there
needed
to
be
a
program
that
could
help
folks
prior
to
them
being
eligible
for
federal
on
housing.
Programs
such
as
ESG
ran
programs
that
require
people
to
meet
the
federal
definition
of
homeless,
so
this
program
was
rolled
out
in
July
and
it
was
originally
sourced
and
still
a
source
in
part
by
city's
Housing
Opportunity
Fund.
A
This
is
a
local
source
of
funding
that
the
city
has
committed
for
12
years.
The
total
housing
opportunity
cone
is
10
million
a
year.
The
HSP
line-item
has
ranged
anywhere
from
750
thousand
to
a
million
a
year
to
help
households
in
need
of
paying
their
rent
or
security
deposits
or
utility
payments.
It
can
pay
up
to
3
months
or
a
maximum
of
$3,000.
A
Whichever
comes
first,
the
goal
of
the
program
is
to
provide
that
short-term,
temporary
assistance
that
a
family
needs
to
stabilize
their
housing
so
that
they
do
not
go
into
homelessness
or
do
not
ever
meet
that
definition
of
federal
definition
of
homelessness
and
they
can
keep
their
household
stable
and
they
do
not
need
to
uproot
their
family.
So
that
is
the
goal
of
the
program
next
slide.
A
We,
the
health
Opportunity
Fund,
allocated
750,000.
There
were
two
more
2019
and
2020
allocations
of
funding
since
it
started
in
july,
2019
350
households
have
been
helped
through
the
housing
stabilization
program.
You
can
see
in
the
in
the
box
the
funding
amount
of
3000
it
is
grant.
The
households
do
have
to
be
less
than
50
percent
of
area
median
income,
and
they
must
be
experiencing
a
crisis
where
this
assistance
can
help
to
stabilize
them
next
slide.
A
So
this
program
started
in
July
when
code
that
occurred
and
I
guess
economy
started
to
change
in
March
2020,
the
Advisory
Board
for
the
Housing
Opportunity
Fund
voted
to
transfer
three
hundred
thousand
dollars
from
the
2019
Hof
demonstration
fund
line
item
into
a
coded
version
of
the
HSP
program.
This.
C
A
Version
ran
very
similarly
to
HSP.
It
still
provides
up
to
three
thousand
dollars
of
assistance
for
rent
utility
security
deposits
for
households
below
50%
ami.
It
can
also
provide
up
to
$3,000
to
homeowners,
who
are
below
80%
ami
for
mortgage
payments
to
keep
them
current
with
their
mortgage.
So
that's
sort
of
the
new
portion
of
decoded
HSP.
A
A
Of
money
next
slide
as
part
of
that
fundraising,
the
city
of
Pittsburgh
has
worked
with
the
URA
and
through
a
city
council,
they
have
agreed
to
transfer
2
million
of
the
CDBG
stimulus
funding
coming
from
the
federal
government
through
the
cares
Act
for
the
house
and
stabilization
program,
1
million
is
that
will
be
direct.
It
will
be
used
for
tennis'
assistance,
1
million
that
will
be
used
for
mortgage
assistance.
In
addition,
the
you
are,
a
staff
has
been
very
busy
trying
to
fundraise
additional
sources
of
funding
for
this
program.
A
The
Pittsburgh
foundation
has
recently
awarded
$400,000
to
the
program.
Wells
Fargo
has
also
awarded
40,000,
and
we
are
continuing
to
fill
out
additional
government
and
philanthropic
applications
to
continue
to
fund
rate,
but
with
existing
show
up
funding
that
we
already
had
the
new
20/20
HOF
HSP
money
that
will
be
coming
and
then
the
cdbg
and
these
other
awards.
F
Yeah,
okay,
thanks
so
I
just
wanted
to
go
over
the
timeline
of
what
happened
with
Kovac
HSP
I.
Think
our
entire
Housing
Opportunity
Fund
team
worked
really
hard
to
develop
and
respond.
Develop
program
respond
to
this
in
a
very
short
amount
of
time.
So
on
March
13
is
when
we
really
started
to
have
conversations
with
the
Urban
League.
F
Knowing
a
significant
need
is
coming,
and
so
we
had
conversation
with
them
and
then
three
days
later
designed
the
cove
in
nineteen
HSP
program
guidelines
in
consultation
with
the
Urban
League
and
the
next
day
is
when
the
Housing
Opportunity
Fund
awarded
the
$300,000
from
the
demonstration
program
to
fund
the
program.
Two
days
later
is
when
we
did
a
press
release.
F
The
following
Monday
is
when
we
really
started
the
collaboration
with
community
partners,
including
organizations
serving
immigrants
and
refugees.
But
then
within
a
week
is
when
we
had
to
stop
applications
because
we
have
received
nearly
3,000
percent
increase
in
our
demand.
Demand
for
the
program
within
three
weeks.
Next
slide.
F
So
these
are
some
demographics
of
people
that
are
being
served
within
the
HSP
program.
Nearly
80%
of
households
are
at
the
30
percent
ami
or
below
and
of
everyone
within
HS
p.
75
percent
of
them
are
saying
that
their
financial
need
is
directly
related
to
Cove
in
19,
and
we
continue
to
see
that
number
increase
we're
also
seeing
80
percent
of
households
are
minority.
Households
and
56
percent
are
female
ahead
of
households
as
well
in
terms
of
the
program
access.
F
You
know
this
was
a
concern
once
you
know,
everyone
was
under
the
stay
at
home
order
and
we
wanted
to
ensure
that
people
would
still
be
able
to
do
their
intakes.
You
know,
while
still
staying
home,
so
we
are
happy
to
see
that
nearly
90
percent
of
people
were
able
to
complete
their
intake
completely
remotely
just
by
using
an
internet
connection.
The
other
14
percent
are
able
to
complete
their
intakes
in
person
with
a
social
service
provider.
F
So
for
96.
You
know
that
is
currently
in
the
process
anywhere
from
they
have
reached
the
service
provider
and
began
the
process
all
the
way
through
trying
to
issue
payment
and,
like
I,
said
with
Urban
League,
we
have
received
over
50
applications
for
immigrant
and
refugee
households
for
rental
assistance
and,
as
a
reminder,
anyone
requesting
HSB
assistance
should
call
2-1-1.
F
So,
like
I
just
said,
if
anyone
is
in
need,
they
do
need
to
go
through
to
one
one,
not
through
the
social
service
providers.
There
are
a
variety
of
ways
to
get
in
contact
with
you
own
one,
as
well
as
they
are
able
to
translate
in
over
170
different
languages.
I
do
accommodate
people
whose
English
is
not
their
primary
language.
G
Thank
You
Jeremy
good
morning.
Everyone
I
want
to
quickly
brief
you
on
some
of
the
things
that
we're
doing
to
help
businesses
and
this
time
so
in
early
March,
the
URA
quickly
set
up
a
program
that
would
help
small
businesses
across
the
city
to
gel
with
the
Cova
19
challenges.
Our
first
program
that
launched
was
an
emergency
loan
program
which
provides
up
to
$15,000
a
0%
interest
to
businesses
who
have
been
affected
by
Coppa
19.
We
are
also
in
the
process
right
now
of
launching
a
new
program.
G
It's
going
to
go
to
the
you
are
a
board
next
month
in
June
for
approval
with
that
program,
it'll
be
a
larger
dollar
amount.
We
are
hoping
to
be
able
to
provide
businesses
up
to
$75,000
again
zero
in
low
interest
rate
loan
in
order
to
come
up
from
the
kovat
and
recover
their
businesses
reap
open.
If
they've
had
to
shut,
hire
new
employees
or
hire
back
and
ponies
that
they
may
have
had
to
let
go
and
we're
very
excited
about
that
today.
G
G
This
is
our
dashboard,
showing
you
the
overall
response,
thus
far
in
the
last
two
months
of
running
the
up
to
$15,000
in
the
program,
we
are
very
happy
to
report
that
we
have
businesses
all
over
the
city
in
all
industries,
from
restaurants
and
food
to
services
and
in
any
really
industry.
You
can
think
of.
We
continue
to
run
this
program.
If
you
know,
if
small
businesses
that
are
in
need
of
these
dollars,
they
can
find
information
on
our
website
pretty
easily
or
reach
out
to
your
a
staff
member
to
learn
more.
G
F
Just
a
few
quick
announcements,
we
have
extended
the
deadline
for
the
RFP
for
housing
stabilization
program,
2020
allocation.
Those
applications
are
now
due
on
May
26th
at
2:00
p.m.
lesson.
That's
Tuesday.
Also.
The
next
hof
advisory
board
meeting
will
be
in
this
similar
format,
which
will
be
June
4th
at
9:00
a.m.
and
I
believe
on
Transco.
A
Thank
You
Jeremy.
Yes,
so
so
thank
you.
Everybody,
a
couple
of
things.
There's
some
public
comment,
speaking
towards
the
health
and
Opportunity
Fund
process.
I
do
want
to
address
that
really
quickly
and
then
I
also
would
like
to
give
the
HOF
advisory
board
members
an
opportunity
to
speak.
At
this
point,
there
was
some
concern
that
the
monthly
HOF
meeting
was
cancelled
in
May.
A
Couple
quick
comments
on
that.
The
URA
has
administered
this
program
for
two
years
and
have
has
held
a
meeting
every
month
from
the
very
beginning.
The
legislation
requires
quarterly
meetings
and
we
have
well
surpassed
that
every
month,
since
we're
doing
it
three
times
a
quarter
with
three
meetings
a
month.
Additionally,
we
had
a
meeting
about
two
weeks
prior
to
the
council
meeting
to
be
able
to
transfer
the
kovin
funding
for
the
program.
So
during
the
meeting
staff
is
very
busy
getting
applications
out
and
there
was
not
a
chance
for
that
meeting.
A
So
we
do
apologize
for
concern
that
has
held.
We
have
briefed
the
public
at
our
board
meeting
and
we
schedule
this
meeting
as
a
response
to
that
as
well,
and
we
will
continue
to
meet
monthly
with
the
advisory
board
starting
the
next
meeting,
which
will
be
the
first
Thursday
of
June
and
to
Jeremy's
comment.
It
will
also
be
aired
through
this
mechanism,
so
next
I
would
like
to
give
the
advisory
board
members
who
were
very
instrumental
in
helping
us,
create
the
HSP
program.
A
The
housing
advocates,
the
advocacy
community
and
the
advisory
board
were
both
very
instrumental
in
the
creation
of
this
program.
So
I
have
two:
two
members
have
pre-registered
other
members
that
are
on
the
line
you
would
like
to
speak.
Please
send
me
a
chat
and
I
will
call
on
you
so
that
we
can
do
this
in
an
orderly
fashion.
I'm
going
to
start
with
Johanna
dimming.
H
All
right,
thank
you
so
much
the
opportunity,
so
just
I
guess
I'll
touch
on
a
couple
things.
One
was
kind
of
the
oh
and
thank
you
to
your
staff.
I
know
this
has
been
a
crazy
and
turn
around
and
everything.
So
thank
you
for
being
you
know,
getting
everything
up
and
running
understanding
the
need.
You
know
for
people
to
get
help.
So
first
was
around
the
HSP.
You
know
how
is
the
50%
for
runners
versus
homeowners
determined
and
does
it
apply
to
any
funds?
H
You
know
for
HSP,
because
I
know
we
had
the
300
that
we
allocated
and
then
or
we
recommended
for
allocation,
and
then
there
was
400
from
Pittsburgh
Foundation
so
yeah?
How
is
that
determined?
Is
that
the
right
mix
you
know
of
support,
so
I
know
there's
the
he
map
program
at
the
state
level
and
things
like
that
for
homeowners.
H
What
will
happen?
Let's
see
with
the
businesses
it's
great
to
see.
You
know
you
had
so
many
applicants
that
were
women
and
minority-owned
businesses,
but
what
percent
were
approved
from
those
demographics
know
that
one
of
the
challenges
for
even
like
the
Paycheck
protection
program
has
been
making
sure
MWBE
businesses
benefit,
and
since
this
was
for
existing
businesses,
I
know
you
guys
are
opening
that
up.
H
So
that
may
help
to
address
that,
but
I'm
just
wondering
with
that,
and
then
you
know
maybe
I
know
the
Housing
Opportunity
Fund
may
not
be
the
place
for
like
a
lot
of
working
out
the
nuance
of
implementation
of
these
programs,
but
it
is
something
that
we
all
care
about,
and
so
maybe
we
have
a
working
group
or
something
to
address.
You
know
to
understand.
You
know
what
some
of
the
challenges
people
are
having
accessing
the
program.
H
The
kind
of
the
means-testing
like
you
know,
paper,
pay
stubs
and
what
other
things
that
are
barriers,
and
then
you
know
just
understanding
like
the
number
like
the
process
like
with
two-in-one
like
what
does
it
actually
look
like
how
many
barriers
are
there
within
that?
Or
what
challenges
might
there
be
and
then
looking
at
kind
of
the
again,
it's
great
to
have
the
demographic
data
but
like?
How
do
we
get
to
I
know?
H
It's
been
recommended
by
a
couple
people
that
we
do
something
with
create
lab
and
I've
been
learning
more
about
what
they're
doing
and
I
think
what
they
could
do
for
us
is
provide
like
a
neighborhood
context
or
like
a
context
around
what's
happening
in
Pittsburgh.
You
know
and
the
decisions
that
we're
making
to
make
sure
that
you
know
everything
leads
to
act,
more
equity.
H
H
A
Thank
you.
So
what
we'll
try
to
do
is
give
short
answers
to
advisory
board
members
comments
and
then
recognize
that
some
of
the
questions
may
may
you
know,
cause
a
further
discussion
in
the
future
or
potentially
at
the
June
Advisory
Board
meetings.
But
I
did
hear
several
questions
from
there
and
I'll
try
to
address
a
couple
of
them
quickly.
The
first
one
was
the
income
requirements,
so
devising
board
members
know
that
the
hof
money
you
know
we
have
to
allocate
by
certain
income
levels,
50%
of
30%
AMI,
25%
of
15,
25
percent
and
80.
A
So
when
we
do
it
allocation
plan
each
year,
the
program
are
identified
at
those
those
income
levels
and
the
HSP
program
have
has
been
pretty
much
solely
source
at
50%
AMI.
The
demonstration
funding
did
have
about
180,000
at
that
80%
ami,
which
was
being
used
for
the
mortgage
assistance
portion
of
the
program.
The
CDBG
also
has
its
own
income.
A
So
now
that
this
program
is
starting
to
become
multi
sourced,
it
is
going
to
become
even
more
complicated
because
every
and
every
source
is
going
to
have
their
own
income,
but
CDBG
is
tied
to
to
the
income
levels.
Over
already,
you
know
set
up
the
renters
at
50
and
the
homeowners
at
80.
So
so,
basically
we
have
to
go
by
funding
sources,
and
we
can
talk
about
this.
You
know
in
more
detail
later,
but
but
for
right
now
the
majority
of
our
funds
are
still
tied
up
as
income
levels.
A
G
So
our
loan
program,
they're,
absolutely
accessible
to
minority
and
women-owned
businesses.
I
can
provide
you
that
data
that
you
requested
so
our
applications,
37%
of
our
applications,
no
minority
at
and
37
of
our
loans,
closed,
went
to
minority
applicants
and
for
women.
42
percent
of
our
applications
were
from
women-owned
businesses
and
49
percent
of
our
loans
that
closed
tor
to
women-owned
businesses.
So
our
data
is
absolutely
tracking
that
those
who
apply
it's
the
same
proportion
of
people
that
are
actually
receiving,
yellow,
I'm.
G
G
H
G
Yeah
so
for
I
guess
there
are
two
things
I
think
you
mentioned:
she
stood
for
businesses,
I
think
this
is
really
our
cool
good
programs
are
for
assisting
businesses
and
our
$15,000
loan
is
running
right
now
and,
as
I
mentioned,
we're
hoping
to
start
a
larger
amount
up
to
$75,000
at
the
end
of
June
pending.
You
are
a
four
to
prove
them
and
then
we'll
be
advertising
that
widely
to
all
the
groups
and
partners
and
we're
looking
forward
to
trying
to
help
as
many
businesses
as
we
can.
A
Thank
you
and
then
Joanne
a
couple
of
your
other
quick
questions.
We
can.
Yes,
we
will
welcome
presentation
from
from
Ann's
group
at
Carnegie
Mellon
in
the
future
at
a
future
meeting
we
can
get
that
set
up
and
then,
additionally,
you
did
ask
a
question
about
the
immigrant
populations
and
the
non-english
speaking
populations
and
I
see
a
lot
of
questions
coming
through
to
chat
on
that.
We
are
working
to
to
make
that
as
easy
as
a
process
as
possible.
A
F
Yeah
so
I
think
one
confusion
is
you
know
what
is
HSP
requirement
and
what's
a
requirement
from
the
social
service
provider,
the
HSP
application
is
five
pages
or
less,
and
then
we
also
have
to
understand
that
the
different
social
service
providers
also
have
their
own
internal
required
forms
based
on
their
funding
and
reporting.
In
this
case,
Urban
League
had
more
forms,
as
they
are
a
HUD
certified
counseling
agency,
and
so
there
were
additional
forums
that
were
required,
but
days
after
that
board
meeting.
F
When
we
heard
about
that
issue,
we
did
work
with
urbanely
to
eliminate
at
least
30
pages
from
that.
Another
clarification
I
need
to
make
is
that
there
there
are
not
more
paperwork,
there's
not
more
paperwork
required
for
non-english
speakers.
What
happened
was
that
that
information
is
typically
gained
in
an
in-person
interview
or
over
the
phone,
because
we
have
organizations
helping
in
between
from
the
immigrants
and
refugee
applicants
to
the
organizations
and
urban
lis.
Those
organizations
took
on
the
role
of
translating
the
information
that
it's
typically
gained
in.
F
I
Morning,
everybody
I
want
to
kind
of
echo
some
of
the
comments.
I
submitted
the
Ori
board
about
public
process.
You
know
during
a
pandemic,
it's
important
that
we're
creative
and
deliberate
in
maintaining
public
channels
of
communication,
so
we
can
get
feedback
about
what's
working
and
what's
not
working,
we
know
that
the
devastation
that's
coming
and
is
already
here
from
pandemic.
It's
going
to
be
hardest
on
low-income
people
and
neighborhoods.
I
The
inequality
that
existed
before
coab
in
nineteen
is
just
going
to
be
all
that
much
worse
during
and
after,
and
it's
going
to
be
a
long
road
to
recovery.
From
all
the
economic
projections
that
I'm
reading,
we
haven't
seen.
Unemployment
like
it
is
right
now,
since
the
Great
Depression
and
a
lot
of
the
businesses
that
we
knew
and
loved
before
are
just
not
going
to
make
it
worse.
You
know
that's
kind
of
what
I
do
and
professionally
and
we're
seeing
visit,
we're
just
seeing
it
that
it's
going
to
be
the
reality
when
this
is
done.
I
That's
why
we've
got
an
obligation
to
understand
whether
the
people
that
most
in
need
are
having
trouble
accessing
our
resources?
You
know
I
appreciate
that
we've
got
it
down
to
we'd
eliminated
twenty
pages,
but
you
know
if
you
don't
have
a
computer
and
you
can't
go
somewhere
in
person
or
don't
feel
safe
doing
that
because
of
a
pandemic.
You've
got
a
real
problem
if
you
need
help
so
again,
we
can
continue
to
listen
to
that
feedback
and
it's
not
a
gotcha
sort
of
situation.
It
just
really.
How
can
we
address
it?
I
We've
also
got
an
obligation
to
make
the
information
special
aggressive,
who
we're
helping
and
who's
applying,
and
maybe
who
were
not
helping
and
who
isn't
applying.
We
need
to
make
that
public
I'm
really
hopeful
that
the
hof
and
the
URA
can
work
with
within
over
a
creative
lab
to
get
that
information
out
there.
They
have
a
great
way
of
contextualizing
and
bringing
you
understand.
You
know
whether
it's
very
easy
for
people
to
understand
and
they
do
a
fantastic
job.
I
Have
we
been
talking
to
Pennsylvania
Housing,
Finance,
Agency,
Fannie,
Mae,
Freddie,
Mac
and
anybody
else
on
what
they're
doing
and
how
we
can
coordinate
and
maybe
get
funding
for
home
on
our
assistance
to
keep
people
from
losing
their
homes
through
foreclosure?
You
know,
that's
the
real
thing.
We
want
to
preserve
those
affordable
units
that
low-income
families
are
living
in
that
they
own
and
they're,
going
to
be
most
in
danger
of
getting
foreclosed
on.
I
If
they've
got
a
mortgage
on
the
house
and
then
people
have
lost
their
jobs
also,
the
state
has
for
approximately
four
point:
1
billion
dollars
in
cares
funded
that
they've
got
to
sort
of
pass
through
in
the
form
of
grants,
the
agencies
it
could
be
like
the
URA
and
the
Housing
Opportunity
Fund.
You
know,
can
we
find?
Has
anybody
been
talking
to
the
governor's
office
and
DCED
from
the
Housing
Opportunity
Fund
about
housing,
housing
aid?
Had
we've
been
talking
to
state
senator
Kosta
from
Allegheny
County
who's,
the
minority
leader
in
the
state
Senate?
I
Has
anybody
been
talking
to
state
representative,
Jake,
Wheatley,
who's,
chair,
democratic,
chair
of
the
house,
finance
committee,
about
what
they're
going
to
do?
They?
The
money
has
to
be
spent.
Not
just
you
know,
contract
with
the
with
somebody
like
the
or
a
but
actually
in
people's
hands
by
the
by
December
30th
of
2020.
I
It's
been
sitting
in
a
state
bank
account
since
April
time
is
of
the
essence,
they're
going
to
start
moving
quickly,
I
hope
that
we've
been
talking
to
them
about
it,
because
those
are
grants
that
could
fund
exactly
what
we
need
it
to
fund
here
in
Pittsburgh
through
the
Housing
Opportunity
Fund,
and
we
should
be
talking
with
them,
because
you
know
we
can't
get
the
whole
four
billion
dollars.
But
you
know
we
might
be
able
to
get
a
big
chunk
of
that.
I
You
know
millions
of
dollars
to
help
folks
and
then,
finally,
you
know
a
government
circle
back
to
community
input
and
collaboration.
You
know
it's
a
difficult
time.
I,
never
thought
I'd
be
so
great
at
video
conferencing,
I,
don't
know
if
I'm
afraid
or
not,
but
I'm
a
lot
more
depth
than
I
was
when
it
started.
I
I
think
that
it's
important
that
we
continue
to
find
creative
ways
to
engage
the
public
because
we're
going
to
get
some
great
ideas
and
find
out
some
problems
in
our
processes
that
we
need
to
improve,
and
we
need
to
be
working
hard
to
be
sure
that
that
that
part
of
what
we
do
is
it
gets
better
and
better
as
we
continue
to
go
forward.
Thank
you.
A
Thank
you
mark
a
couple
of
quick
responses.
You
brought
up
and
group
again
yes,
we'll
reach
out
in
terms
of
the
additional
funding
through
all
the
different
stimulus
packages.
Rest
assured,
the
URA,
is
keeping
quite
the
eye
on
this
david
geiger,
our
assistant
director
for
legislative
affairs.
I
don't
think
he's
still
on
the
call,
but
you
know
we
can
have
him,
give
a
report
on
that
gradually.
There's
david,
yet.
J
Mark
to
answer
your
question:
we
have
been
in
contact
with
state
legislators.
I
also
convene
a
policy
advocacy
working
group
with
some
of
our
like
intergovernmental
part,
so
we're
working
on
advocacy
efforts.
There
I
mean
to
your
point
the
money's
there.
The
legislator
knows
they
need
to
spend
it
their
disagreements
between
the
four
caucuses
and
the
governor.
They
can't
even
seem
to
settle
on
how
they
want
to
do
a
state
budget,
whether
it's
bifurcated
or
a
whole
year.
So
you
know
we're
working
through
it.
I
I
There
are
low
income,
families
that
are
going
to
be
impacted
in
Greene
County,
just
as
much
as
low-income
families
in
the
city
of
Pittsburgh,
so
I
think
that
there's
people
understand
the
need,
and
maybe
we
can
help
with
driving
some
of
the
consensus
in
the
earth
sense
of
urgency.
So
if
you
can
communicate
that
that
that
would
be
wonderful
or
you
know,
to
keep
in
touch
with
the
advisory
board
members
at
least
then
we
can
help
get
the
word
out.
Sure
I.
J
Understand
the
concern
I
just
want
to
sort
of
make
it
clear
that
staff
is
waiting
like
legislative
staff
is
hesitant
to
move
because
they're
waiting
on
guidance
from
Treasury
and
the
feds
on
how
this
money
can
be
spent,
which
isn't
helping
anyone,
and,
despite
the
governor's
ability
to
move
unilaterally
I,
can
tell
you
encouraging
him
to
move
unilaterally
and
pressuring
him
to
do
so.
Would
only
backfired
down
the
road
on
the
actual
state
budget
and
other
legislative
priorities
that
were
pushing
for
like
an
increase
in
fair
funding.
I
Wasn't
saying
that
at
all
I
just
said
that
he
has
the
ability
to
leverage
for
the
other
vote,
the
other,
the
legislators
that
maybe
move
together
I
had
another
question
related
to
funding.
It's.
You
are
a
looking
internally
for
stuff.
That's
on
your
balance
sheet
right
now
to
rededicate
some
of
those
resources
that
it
weren't
have
been
assets
at
the
are
age
for
the
past,
probably
20
years
that
were
paid
for
I'm
referring
to
the
Pittsburg
development
fund.
You
know
there
there
should
be
resources
there
that
could
be
rededicated.
A
Yes,
you
are
a
looking
at
all
of
our
resources
right
now.
I
can't
speak
to
any
of
them
in
specifics,
but
we
are,
you
know,
doing
everything
we
can
to
make
sure
we
have
funding
available
and
when
this
first
you
know
started
in
the
middle
of
March
to
be
or
a
deployed.
Some
of
the
sown
resources
within
a
week
to
help
on
the
commercial
side
to
you
know,
help
keep
businesses
paying
their
employees,
as
you
know,
as
much
as
we
could
so
I'll
be
happy
to.
You
know
talk
to
you
more
about
that.
A
Sometime
in
the
future,
okay
I've
been
trying
to
keep
an
eye
on
the
chat,
I,
don't
believe,
I've
seen
additional
advisory
board
members.
If
there
is
another
advisory
board
member
that
would
like
to
think.
Can
you
wave
at
me
or
say
hi
I,
see
Derek
and
I
see
Councilwoman
Theresa,
Kipnis
and
Jamil
Bay,
so
we
will
go
in
that
order.
Let's
start
with
Derek,
okay.
K
Thank
you
so
one,
you
know
just
some
of
the
same
things
that
were
already
said:
I,
don't
think
we'll
resolve
today,
so
I
think
our
suggestion
would
be
to
come,
create
a
working
group
to
work
through
some
of
these
things
more
details,
like
you
know,
long
applications
etc,
where
we
could
really
just
have
some
dedicated
time
to
actually
do
the
application
see
what
all
the
steps
are
and
then
maybe
we
can
recommend
adjustments
to
be
made
so
really
getting
into
the
details
as
far
as
oh
just
kind
of
on
a
data
thing
again,
I
think
we
need
data
for
who
is
being
served,
but
also
who's
being
now
denied,
so
really
those
denial
demographics
as
well
and
the
reasons
for
denial
and
the
reason
why
all
of
this
is
important
because
again
would
allow
us
to
properly
make
adjustments
when
and
we're
needed
so
just
kind
of
driving
tonight.
K
No
other
question
was
about
all
these.
Additional
that
are
coming
in
are
already
so
the
four
million
dollar
funds
will
they
be
subject
to
a
rather
a
bore
oversight,
and
and
why
not?
If
not,
and
what
can
we
do
because,
because
again,
we
want
to
make
sure
that
you
know
that
that
we're
incorporating
our
ideas
as
well
as
some
of
the
public's
interest
as
it
relates
to
those
additional
funds
and
and
then
on
the
housing,
I'm.
K
Sorry
on
the
2-1-1
process,
I
know,
while
we
kind
of
have
talked
about
going
in
that
direction,
but
we're
hearing
a
lot
of
that
the
process
is
called
eluted,
so
I
would
really
like
to
just
understand.
Our
explanation
would
be
two
one.
One
process
is
from
the
moment.
Someone
makes
the
call
to
the
moment
someone's
actually
being
served
again
if
that
needs
to
be
adjusted.
I
think
that's
something
that's
done
offline,
but
I'd
like
to
hear
what
that
process
is
on
the
business
side.
K
I'm
hearing
I
did
here.
The
demographics
and
I
appreciate
that
I'm
still
hearing
that
MBEs
are
not
being
served
and
I'll
get
more
specific
african-american
businesses,
specifically
with
the
SBA
programs,
I'm,
not
sure
if
African
American
businesses
are
being
served
with
the
URA
programs.
Well,
we
like
to
delve
into
the
actual
MBE
percentage
a
little
bit
more
specifically
and
then
I
have
read
and
also
heard
on.
This
call
that
the
funds
are
for
at
least
initially
were
for
ura
existing
borrowers,
but
what
about
others
that
were
not
existing
borrowers?.
C
G
Here
so
just
to
clarify
our
problems
are
not
only
for
existing.
You
are
a
borrower's.
They
are
for
any
business.
We
any
business
that
is
located
inside
a
city
limits.
Pittsburgh
can
certainly
apply.
Our
program
is
application
driven,
and
so
any
business
is
eligible
to
apply.
That
means
that
resident
not
residency,
but
inside
the
city
of
Pittsburgh
requirement.
G
It
does
not
matter.
If
you
are
a
previous,
you
are
a
borrower
or
not.
That
has
no
no
bearing
on
your
eligibility
and
in
terms
of
delving
more
into
the
minority
numbers
and
I
exactly
if
you
go
everyw
on
specifically
what
you're
looking
for
I
did
talk
a
little
bit
about
the
percentages
of
minority
applicants
versus
the
percentage
of
minority
loans
that
were
closed.
Are
there
other
metrics
that
you're
asking
for
so.
K
African-American
black
owned
businesses-
yeah,
you
know,
have
have
not
been
being
served
again
by
the
PPP
program.
You
know
there
was
you
know,
having
conversations
and
it's
like.
Did
you
get
money?
Do
you
get
money
so
I'm,
seeing
that
a
lot
of
black
owned
businesses
are
not
being
so
specifically
so
I
just
wanted
to
hear
a
little
bit
about.
You
know
the
urh
programs
and
I
heard
kind
of
minorities
a
broad
term,
so
more
specifically
about
black
owned
businesses.
K
G
Currently,
we
do
not
ask
applicants
what
specific
ethnicity
they
identify
with.
We
simply
ask
if
they
consider
themselves
to
be
a
minority
or
a
woman.
I
can
tell
you
that
95%
of
least
95%,
that
data
is
black
businesses
when
I,
say
minority
I
suspect
there
is
one
two
three
percentage
points
there
that
may
be
a
different
ethnicity,
but
here
in
Pittsburgh,
for
the
applicants
that
we're
getting
as
I
see,
every
single
application
that
comes
through
I
can
assure
you
that
at
least
95
percent,
if
not
more,
of
minority
numbers,
are
referring
to
black
owned
businesses.
C
A
You
thanks
Jennifer
a
couple
other
parts
of
your
questions.
Very
you
know
this
program
is
you
you
asked
about
funding
sources.
The
Housing
Opportunity
Fund
is
an
advisory
board,
set
up
to
help
with
program
guidelines
for
hof,
funded
sources
and
also
with
the
annual
allocation
plan
and
reviewing
loans
coming
from
the
day,
hof
programs,
we
will
continue
to
take
you
know:
thos
related
funding,
source
items
and
to
the
advisory
board.
The
you
are
a
board
at
the
governing
board
for
both
HOF
n4d.
A
B
K
K
You
know
tomorrow,
maybe
ten
million
so
or
are
we
also
instrumental
in
in
the
guidelines,
adjustments,
etc.
Four
new
funds
that
are
coming
in
and
then
my
last
question
was
about.
Can
you
walk
us
through
the
two-on-one
process?
From
the
moment,
someone
makes
the
call
to
actually
being
served.
What
that
process
looks
like.
A
Sure
sure
I
can't
speak
in
details
to
your
previous.
You
know:
question
the
Housing
Opportunity
Fund
Advisory
Board,
you
know
set
up
for
the
review
and
oversight
of
the
Housing
Opportunity
Fund.
That's
the
short
answer.
I
can
give
you
right
now
in
terms
of
the
two
one
one
question
Jeremy:
can
you
get
back
on
and
talk
about
that
in
a
little
bit
more
detail,
yeah.
F
So
once
the
referral
actually
gets
to
the
service
provider,
they
have.
You
know
we're
asking
them
back
with
them
within
24
or
48
hours
to
at
least
get
in
contact
with
them,
and
then
it's
just
a
matter
of
the
service
provider
is
being
able
to
schedule
them
in
to
do
intakes
and
of
course
90%
of
these
are
over
the
phone
intakes.
F
What
we're
seeing
is
that
the
most
lag
time
is
just
trying
to
get
all
the
documentation
together.
So
you
know
once
the
service
provider
actually
starts
working
with
them
on
documentation
and
intake.
It's
looking
like
it's
about
three
weeks
to
then
getting
the
payment
issued,
but
we
are
also
seeing
it
could
take
as
little
as
one
to
two
weeks.
A
L
L
It's
not
a
criticism
of
any
particular
body,
but
all
of
us,
as
we
think
about
designing
these
programs,
we
need
to
be
thinking
about
the
end
user
and
when
that
end
user
is
coming
to
us,
want
to
add
to
the
confusion
to
be
a
part
of
the
problem.
How
do
we
just
knock
that
out
that
people
understand
where
the
money
is
going,
then
just
ten
million
dollars
doesn't
go
great
for
four
million
dollars
doesn't
go
great,
for
where
does
it
go
who's
being
served?
L
Okay,
at
least
now
I
understand
that
it's
not
me,
that's
being
mistreated,
there
just
wasn't
enough
money
in
the
system.
So
it's
a
combination
of
efficiency,
transparency,
accountability
and
you
know
a
way
to
overcome
the
bureaucracy
and
I
said
I'm.
Just
the
comments
have
already
been
addressed,
but
I
think
that's
how
we
need
to
be
thinking
about
going
forward.
What's
this
look
like.
A
Yes,
thank
you.
Jameel
I
think
we
full
heartily
agree
that
we
want
to
try
to
make
this
as
easy
for
two
clients
as
possible
and
we're
really
working
to
try
to
do
that
and
Jeremy's
meeting
with
the
program
administrators
constantly.
When
we
bring
on
a
new
team
of
program
administrators
in
upcoming
weeks.
We
will
also
be
you
know,
meeting
with
them
regularly
and
updating
them,
and
we
just
ask
that
the
Advisory
Board
and
that
the
general
public
continue
to
alert
us
when
they
hear
about
the
kinks
in
the
system.
K
Real
quick
I'm,
just
going
back
to
what
I
had
mentioned
before
connected
to
that
I,
think
a
better
idea
to
look
at.
It
is
a
working
group
with
the
Advisory
Board,
the
you
are
a
staff
and
those
advocates
to
collectively
I
would
respond
to
these
two.
These
two,
these
things
as
opposed
to
the
way,
is
kind
of
being
done
before
so
just
want
to
interject
that
so.
C
B
I
I
You
know
dispersed
if
they
complete
hey.
We
got
ten
questions
on
the
questionnaire
that
we
needed
and
we
can
disperse
a
thousand
to
that
to
help
them
right
now
and
to
get
the
rest
of
it.
We
need
to
dock.
You
know
we
need
to
figure
out
how
to
get
the
rest
of
the
things
that
we
need
to
do
the
verification,
but
if
they're
there
ways
to
change
the
process
so
that
that
initial
disbursement
can
happen
more
to
happen
quickly.
A
Okay,
we
will
take
all
suggestions
to
heart.
I
will
say
that
as
this
program
becomes
multi
source
and
we
receive
federal
funding
for
the
program,
there
are
federal
guidelines,
rules
and
restrictions
for
CDBG
funding
and
other
funds,
hopefully
coming
in
the
future,
through
stimulus
that
we
will
need
to
follow.
That
may
complicate
that
a
little
bit,
but
what
we
will
do
is
to
Derek's
suggestion
about
a
working
group.
A
We
will
look
into
establishing
a
working
group
and
figuring
out
the
representation
from
the
different
like
from
the
devisor
board
and
the
community
community
and
the
social
service
providers
and
government,
and
try
to
come
up
with
a
team
of
folks
to
to
proactively
address
these
situations.
So,
thank
you.
Is
there
any
other
advisory
board
member
that
has
not
gotten
an
opportunity
to
speak?
That
I
would
like
to
do
so.
I.
A
A
I
A
I
I
A
I'm
seeing
some
questions
I'm
seeing
Jeremy
responding
to
to
a
lot
of
them.
So
please
look
at
responses.
They
take
a
question
from
Joanna
about
the
federal
guidelines
and
and
does
that
will
that
affect
people
that
are
being
sourced
by
a
different
program
or
different
source.
That's
a
really
good
question.
We
need
a
program
that
is
operational
in
a
minute
and
you
know
able
to
administer.
A
We
would
like
to
keep
one
unified
program
as
much
as
possible,
but
I
do
understand
the
question
and
we
will
need
to
look
into
that
and
give
you
a
more
detailed
answer
on
that.
If
someone
calls
Allegheny
link,
is
there
a
warm
handoff?
Oh
that
that's
a
that's
actually
statement
from
Jeremy,
and
this
is
very
important
if
someone
calls
Allegheny
link
instead
of
the
United
Way
and
the
Allegheny
link
staff
realize
that
the
person
situation
is
such
that
that
this
program,
HST
is,
would
would
better
help
them.
A
They
make
that
one
handoff
to
to
one
one
so
that
that's
a
really
important
thing
to
announce
there.
There
is
a
working
relationship
and
partnership
between
two
one,
one
and
Allegheny
link,
and
they
make
referrals
specifically
to
two
program,
because
our
health
and
stabilization
program,
you
know,
is
designed
to
address
folks
prior
to
meeting
that
federal
definition
of
homeless.
If
people
need
longer
term
support,
they
need
that
federal
definition
of
homeless.
There
are
other
programs
that
are
being
sourced
by
other
parts
of
the
stimulus
package
through
the
ESG
program.