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From YouTube: Housing Opportunity Fund Meeting - 10/3/19
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A
A
B
B
If,
if
you
like,
but
but
I
hope
that
you
take
a
look
at
that,
the
second
thing
I'd
like
to
point
out,
is
you
know
so
today
the
advisory
board
is
going
to
consider
its
fourth
or
fifth
I've
lost
count,
but
its
fourth
or
fifth
home
ownership
project
with
a
99-year
affordability,
term
and
I
know.
There
are
some
suggested
changes
to
the
HLF
legislation
that
are
floating
around.
B
One
of
them
is
to
eliminate
the
priority
for
permit
or
changed
the
definition
of
permanent
housing
from
99
years
to
I,
don't
know
30
or
40
depending
on
home
ownership
or
rental
I.
Just
want
to
point
out
that
you
know
this
is
the
fact
that
you're
gonna
consider
your
fourth
or
fifth
application
for
a
99-year
affordability
term.
B
You
know,
please
don't
touch
the
affordability
terms
or
the
the
definition
of
permanent
affordability
and
then,
and
that
kind
of
leads
me
to
the
last
thing,
which
is
you
know,
there's
a
number
of
challenges
and
opportunities
that
that
that
we
have
so,
for
instance,
you
know
the
the
the
rental
assistance
fund,
which
you
know
I
can't
remember
what
it's
called
right
now
is
running
out
of
money
right
and
the
I
guess.
There
are
some
community
meetings
where
there
are
some
homeowners
who
said
they
were
just
over
the
income
limit.
B
They
can't
afford
to
take
out
loans
to
fix
their
homes.
They
really
need
access
to
grants.
I
mean
this
is
a
you
know.
These
are
challenges,
but
these
are.
You
know,
opportunities
that
if
we
work
together,
you
know
its
budget
season
right.
If
we
documented
this
need
and
then
came
to
the
city
and
said
this
is
what
the
need
is,
and
this
is
what
we
need
to
to
fix
it.
Looking
at
the
you
know,
excess
RTT
revenue,
that's
going
to
you
know
so,
there's
about
three
million
per
year.
B
A
A
D
D
Understands
I
think
flying
in
from
much
further
away
than
Nora's
coming
in
from
the
state.
Please
do
try
to
come
to
that.
They
they've
been
doing
this
for
longer
than
we
have.
They
know
all
the
best
practices,
etcetera
they've,
been
fighting
and
would
love
to
help
us
along
in
this
fight,
both
you
all
as
advisory
board
members
and
us,
as
advocates
ins.
You
know
members
of
the
community,
so
please,
if
you
can
squeeze
it
in
twelve
to
two
just
to
echo
Bob's
comments
on
the
small
landlord
fund.
D
This,
as
we
all
know,
it's
a
huge
need
and
it's
a
huge
opportunity.
I
think
we
need
to
be
very
careful
and
cognizant
of
the
choices
were
making
in
these
guidelines
both
to
avoid
displacement,
but
also
take
advantage
of
the
opportunity
that
it
is
before
us
to
actually
increase
that
utilization
rate
I
mean,
as
knowledge
is
well-aware
it
slow.
Pittsburgh
is
uniquely
and
not
uniquely
theirs.
D
It
there's
a
struggle
around
the
country
for
this
sort
of
utilization
of
vouchers,
but
Pittsburgh
is
having
some
particular
issues
when
it
comes
to
that,
so
maybe
incorporating
source
of
income
and
I
understand
this
is
that
the
UI,
but
maybe
incorporating
source
of
income
requirements
or
the
acceptance
of
a
voucher
when
someone
comes
with
one
or
and
lengths
of
affordability
and
those
sorts
of
things.
So
as
Bob
said
that
I
think
Bob's
come
up
with
a
list
of
potential
amendments
or
is
going
to
so
it'd
be
great
to
have
that
go
forward.
D
E
Good
morning
my
name
is
Raymond
more
I'm
the
education
outreach
coordinator
with
the
Fair
Housing
Partnership
of
Greater
Pittsburgh,
all
right,
Jay,
Doran
and
Megan
comprehend,
and
couldn't
make
today's
meeting.
They
extend
their
appreciation
to
Jessica
for
an
invitation
to
speak
today,
but
a
24
hour
time.
Response
time
frame
was
not
possible
with
their
schedule
this
week,
but
they're
happy
to
schedule
for
next
speak
next
month.
E
The
tuft
on
the
subject
of
that
we're
all
acutely
aware
of
FHP
comments
each
month
that
dispersing
housing
related
funds
in
the
city
requires
an
understanding
of
how
those
funds
impact
our
city's
status
quo
of
racial
segregation.
To
be
blunt,
the
recently
released
report
Pittsburgh's
inequality
across
gender
and
race,
underscored
our
message.
It
bears
repeating
that
Pittsburgh's
racial
segregation
negatively
impacts
black
Pittsburghers
so
severely
that
if
they
were
to
just
simply
move
out
of
the
city,
their
quality
of
life
improves.
E
Therefore,
we're
commenting
upfront
today's
agenda,
so
as
to
ensure
that
the
Fair
Housing
impact
of
the
scheduled
topics
can
be
addressed
in
a
timely
manner.
During
your
regular
order
regarding
56:35
Staunton
Avenue,
we
ask
that
you
recognize
that
Stanton
Avenue
is
a
long
standing
line
of
racial
demarcation
between
Holland
Park
and
East
Liberty,
with
clear-cut
racial
disparity
between
the
two
neighborhoods.
Therefore,
we
ask
that
it's
identified
how
the
specific
site
interacts
on
a
border
with
a
41.4%
differential
and
black
populations.
E
Pending
that
outcome,
we
asked
whether
the
recipients
of
the
funds
are
obligated
by
the
HOF
to
affirmative
lis
market,
the
rental
units
to
ensure
that
the
development
of
the
units
doesn't
doesn't
result
in
greater
racial
segregation.
Was
this
issue
discussed
or
will
it
be
discussed
prior
to
any
approval
of
funding?
Regarding
the
programmatic
nature
of
the
additional
agenda
items,
we
ask
that
the
HOF
recognized
that
the
publication
of
the
HOF
successes
showcase
Pittsburghers
across
all
protected
classes.
E
What
are
the
number
of
black
residents
who
have
been
added
benefited
from
the
home
ownership
program
well
spot
like
the
HOF
homeownership
program,
due
to
Pittsburgh's
Rachele
disparity
in
home
ownership,
specifically
a
forty
one
point:
six
percent
differential
based
on
race
in
context
out
of
100
cities.
Pittsburgh
falls
within
the
bottom,
ranked
15
cities
that
have
the
widest
homeownership
gaps
based
on
race.
If
the
HOF
home
ownership
programs
aren't
allowing
for
black
homeownership,
then
that's
indicative
of
a
problem
that
needs
to
be
addressed.
Has
it's
been
evaluated?
If
so,
what
are
the
results?
E
Are
the
results,
positive
and
can
those
results
be
replicated?
Do
homeownership
programs
require
additional
resources
to
ensure
a
halt
to
any
perpetuation
of
segregation?
These
are
the
questions
from
a
fair
housing
perspective.
We
hope
that
you
will
take
them
seriously.
Thank
you
for
your
time.
Thank
you.
F
Sorry
Rick
Schwartz
with
the
Bloomfield
garfield
corporation,
just
to
echo
bob
de
Nuits
comments
about
this
new
small
landlord
program
fund.
I,
think
the
concept
is
well
considered.
I
think
the
problem
obviously
is.
These
will
be
loans
that
will
largely
be
installment
payment
loans.
To
give
you
an
idea
of
how
they
could
have
an
impact
on
a
particular
property
if
I
borrow,
say
thirty:
five
thousand
dollars
at
a
three
percent
interest
rate
for
five
years,
my
monthly
payment
is
going
to
be
around
620
a
month.
F
F
Currently-
and
that's
probably
true-
most
landlords
are
not
going
to
want
to
do
that,
but
you
have
to
be
able
to
kind
of
square
the
circle
so
to
speak
and
be
able
to
generate
more
revenue
from
the
project
from
the
house
in
order
to
be
able
to
meet
that
loan
payment.
I
think
there
should
also
be
some
opportunity
for
owner-occupied
four-bedroom
of
four
unit
buildings
in
many
neighborhoods,
such
as
Oakland
you're,
really
trying
to
incentivize
owner-occupied
rental
property
and
with
units
that
are
two
three
or
four.
F
You
know
unit
buildings,
there's
an
opportunity
to
do
that.
So
perhaps
some
of
the
incentives
around
deferral
of
principle
repayment
can
be
directed
towards
people
who
actually
live
in
the
property,
so
I
think
those
are
just
some
ideas
and,
as
bob
said
of
folks,
from
ura
or
from
the
advisory
board
want
to
engage
in
more
dialogue
around
these
terms
and
conditions.
Groups
like
ours
are
more
than
happy
to
be
part
of
that.
Thank
you.
Thank.
A
A
I'm
gonna
deviate
real
fast
before
we
call
roll,
and
usually
we
just
listen
to
public
comment,
but
since
three
speakers
spoke
about
the
small
and
little
fun
I
do
want
to
make
a
quick
comment
on
it.
It
has
not
gone
in
front
of
this
Advisory
Board.
It
is
not
an
HOF
source
program,
so
that
is
why
you
have
not
seen
it
discussed
here
or
the
program
guidelines
of
it.
We
did
discuss
it
publicly
at
the
you
are
a
board
meeting.
Last
month
we
have.
A
It
was
immediately
posted
on
our
website
and
with
email
for
public
comment.
We
have
not
received
any
comments
on
it,
so
I
will
state
that
it
I
mean
the
plan
is
for
final
guidelines
to
be
to
go
next
month.
So
if
there
is
any
public
comment
in
writing
that
anyone
would
like
to
submit,
please
do
so
by
tomorrow,
because
the
the
board
is
next
week
and
I
am
more
than
willing
to
talk
with
anybody.
A
G
A
H
A
H
A
I
I
J
A
Jackson
here
Ethel
Johnson
Theresa
Kel
Smith,
here
Mark
Masterson,
here
Samuel
sue,
Sonja
Tillman,
not
here
Derek
Tillman
here,
do
you
Monty
Walker's,
not
here
Kelly,
where's,
Seaborn,
here
and
Megan.
Winters
is
not
here.
Okay,
I
would
like
to
to
make
an
introduction
of
a
new
advisory
board
member
for
those
of
you
that
were
not
here.
Last
month
we
had
three
members
join
us.
Last
month.
A
That's
Kelly
we're
C
Braun,
with
the
fair
housing
advocate
position
on
the
board:
knowledge
build
Hudson
with
the
housing
authority
position
and
Megan
winters
who's,
not
here
today,
but
she
was
here
last
month
with
the
West
End
position,
and
today
I
would
like
to
introduce
Ethel
Johnson,
who
is
the
tenant
representative
on
the
Advisory
Board
welcome
miss
Johnson.
Would
you
like.
J
L
A
A
Okay
and
I
would
also
like
to
introduce
some
new
staff.
You
see
kind
of
a
team
over
here
right
now
and
I
want
to
talk
briefly
about
what
is
happening
with
this
when
the
advisory,
when
the
Housing
Opportunity
Fund
first
went
into
place
and
Advisory
Board
was
the
first
meeting
was
held
in
July
2018,
we
didn't
know
what
the
allocation
plan
was
gonna,
be
at
the
time.
A
A
We
created
a
new
Center
which
includes
existing
housing
functions
and
it's
called
the
Center
for
housing
opportunities
at
the
ura,
so
I'm
super
excited
to
announce
that,
and
so
that
includes
you
know,
the
original
housing
functions,
the
original
housing
staff
and
then
we're
bringing
on
some
new
staff
as
well.
Since
these
programs
are
expanding,
and
so
the
staff
that
you
see
is
not
always
fully
funded
by
HOF
administration.
A
So
someone
is
applying
for
a
home
rehab
program
now
and
they
don't
need
to
know
all
the
differences
of
the
programs.
So
that's
what
we're
trying
to
get
to,
but
I
do
want
you
to
see
some
of
the
faces
that
you
will
be
working
with
and
that
the
public
will
be
working
with.
So
you
all
know,
Sharon
Sharon's
stand
up.
Sharon
has
been
with
us
for
a
while
and
she's
been
a
long
time.
A
You
are
a
employee
and
working
very
hard
unto
homeowner
Assistance
Program,
which
we're
going
to
talk
about
a
little
bit
later,
and
you
know
vitina
as
well,
and
then
the
folks
in
the
back
Jamie
is
her
brilliant
policy
and
analytic
skills
is
now
going
to
be
used
by
the
entire
ura
and
not
just
our
department.
So
she
is
moving
up
to
work
in
the
executive
department
that
you
will
still
see
her
from
time
to
time,
as
she
helps
us
with
our
data.
A
Dan
is
in
the
executive
department
with
diamante
and
is
here
just
to
learn
today
and
then
Brianna.
If
you
can
stand
up,
she
has
just
started
with
us.
She
will
primarily
be
working
on
the
house
and
stabilization
program
and
and
recently
worked
for
department
Human
Services.
So
she
brings
a
skill
set
for
that
and
Derek
Kendall
Morris.
A
lot
of
you
know
him.
He
was
working
for
Habitat
for
Humanity
and
has
joined
a
team
to
work
on
all
of
our
various
home
repair
programs.
A
Super
excited
to
have
him
and
Jeremy
Carter.
Some
of
you
know
him
as
well.
It's
going
to
help
manage
the
crew
and
he
comes
from
Community
Human
Services,
where
he
was
there
for
a
lot
of
years.
So
super
excited
about
the
new
team,
where
our
our
side
of
the
department
is
is
very
much
consumer
focused.
A
A
A
C
Mean
I
think
it'd
be
nice
to
have
those
conversations
with
the
with
us
too.
So
we're
not
just
surprised
at
a
media.
There's
all
this
new
staff.
It's
right!
Welcome
aboard
it's
good
to
have
them.
I
know
that
you
they
definitely
need
to
help
because
I
know
you're
getting
a
lot
of
calls
from
our
area,
but
it
would
just
be
nice
to
get
some
update
ahead
of
time.
Yep.
A
G
A
There
is
just
speak
in
one
sentence
in
diamantes,
not
here,
but
there
is
of
course
Oh
Adrienne
can't
hear
me
Adrienne.
Can
you
hear
me
now.
I
A
A
Wanted
to
give
one
more
sentence,
which
is,
of
course,
the
the
pub
general
public
knows
that
the
URA
is
undergoing
a
strategic
plan
right
now,
and
so
all
these
discussions
have
correlated
with
you
know
us
working
on
a
strategic
plan:
okay,
okay,
moving
on
in
the
agenda.
The
first
item
for
review
today
is
five:
six
three
five
Stanton
Avenue
and
Evan
Miller
will
be
coming
on
up.
A
Is
out
of
2019,
we
are
now
into
2019
money
for
rental
gap
program.
So
if
you
had
to
abstain
for
2018
funding,
you
can
now
stay
at
the
table.
If
you
do,
however,
think
that
there
is
a
chance
that
you
will
be
applying
for
2019
rental
gap
program
funding,
you
do
need
to
excuse
yourself
at
this
point.
I'm.
A
A
A
M
M
A
K
R
Right
good
morning,
my
name's
Evan
Miller
with
the
Housing
Opportunity
Fund
here
since
we
have
some
new
members,
I
will
just
do
a
quick
refresh
on
the
rental
gap
program.
It's
meant
for
the
preservation,
and/or
creation
of
affordable
rental
housing,
specifically
five
units
or
more
actually,
four
units
or
more
we're
addressing
that
sort
of
one
to
four
gap
with
this
small
landlord
fund
that
will
hopefully
load
out
soon,
but
this
is
meant
to
be
gap,
financing
for
projects
that
are
close
to
closing.
R
So
today
we
have
one
project
in
the
rental
gap
program
and
that's
five.
Six,
three
five
Stanton
Avenue
and
the
developer
applicant
here
is
Stan
Avenue
associates
LP.
This
project
is
right
along
the
border
of
East
Liberty
in
Highland
Park,
along
Stanton,
Avenue,
technically
on
the
Highland
Park
side
of
it.
R
The
nature
of
the
project
is
the
renovation
and
preservation
of
11,
affordable
rental
units.
So
this
is
a
very
large
stately,
historic
mansion
right
on
Stanton
Avenue
that
was
acquired
in
nineteen
five
by
the
Highland
Park
Community
Development
Corporation,
HP
CDC,
as
well
as
the
Bloomfield
Garfield
corporation.
They
created
this
and
this
partnership
called
Stan
Avenue
associates
LP
with
the
goal
of
restoring
this
mansion
that
had
kind
of
fallen
into
vacancy
and
disrepair
over
the
years
prior.
R
Its
consists
of
a
large
mansion
right
on
Stanton
Avenue,
as
well
as
a
carriage
house
that
fronts
Mellon
Street
in
behind
of
that
that
larger
house
on
stin,
so
back
in
the
mid
90s
in
order
to
preserve
the
building
they
applied
for
low-income
housing
tax
credits
and
were
awarded
those
and
then
also
received
some
matching
funding
in
state
historic
tax
credits
and
loans
from
the
URA.
So
since
this
project
has
come
to
exist
in
its
current
form,
it's
been
an
affordable
housing
option
in
that
neighborhood
and
the
goal
is
to
keep
it
as
such.
R
R
R
R
We're
proposing
today
that
the
HOF
funds
be
tied
to
each
of
those
affordable
units
for
households
at
or
below,
50%
AMI.
Our
rationale
for
not
doing
all
11
is
that,
should
a
longtime
resident
you
know
get
over
that
50%
mark.
We
don't
want
them
to
have
to
move
out
of
this
move
out
of
their
longtime
home.
R
So
the
requested
amount
from
state
Avenue
associates
was
a
hundred
and
ten
thousand
dollars,
and
that's
the
amount
that
we're
recommending
here
today.
It
would
all
be
taken
from
the
fifty
percent
set
aside
of
the
2019
rental
gap
line
item,
and
this
would
be
a
zero
percent
interest
loan,
we're
proposing
a
15-year
term,
part
of
it
being
an
amortized
loan
and
then
part
cashflow.
R
Looking
at
the
sources,
it's
a
relatively
simple
project.
This
loan
would
be
about
a
hundred
ten.
This
would
be
a
hundred
ten
thousand
dollars
and
then
they
have
a
$40,000
bank
loan
to
complete
the
rest
of
the
project,
mostly
the
roof
which
they're
hoping
to
get
started
on
quite
soon
here,
so
I've
broken
down
in
Section
F,
the
uses
of
the
funds,
but
it's
primarily
you
know.
R
Interior
renovations
in
both
units
are
both
structures
on
the
property,
a
replacement
of
the
roof
on
stand,
Avenue
and
then
some
exterior
renovations
on
both
kind
of
already
touched
on
this.
The
reason
for
their
HOF
request,
but
they're
they're,
renting
affordably
right
now
in
this
location
and
need
to
seek
an
alternative
form
financing
bank
financing
alone
would
probably
prove
to
be
too
costly
for
them
to
do
all
the
repairs
that
they
absolutely
need
here.
R
So
a
source
like
HOF
rental
gap
program
allows
them
to
make
those
necessary
improvements,
while
also
being
able
to
preserve
that
affordable
mission
of
the
project.
There
are
no
supportive
services
for
this
property,
particularly
we
do
see
that
with
some
other
rental
gap
projects-
typically
larger
ones-
Tax
Credit
deals.
R
However,
this
is
operated
by
Bloomfield,
Garfield
Corporation
and
the
Highland
Park
CDC,
so
they
they're
community
oriented
in
there
they're
prepared
to
work
with
tenants
that
might
have
a
temporary
crisis
and
BGC
actually
operates
a
crisis
fund
that
assists
their
tenants
should
extenuating
circumstances
arise
in
their
personal
situation
from
an
MWBE
standpoint,
the
URA
that
those
requirements
get
triggered
at
$250,000
of
total
project
cost.
So
this
is
actually
under
that.
Meanwhile,
the
developer
will
still
be
encouraged
to
market
this
project
as
equitably
as
possible.
To
look
through.
R
You
know
listings
from
the
the
URA
and
elsewhere
on
potential
MWBE
firms
that
they
can
secure
to
do
some
of
this
work.
The
project
benefit
has
kind
of
been
outlined,
but
again
this.
This
is
a
a
win
for
both
sides
in
that
the
city
and
its
residents
are
gonna,
have
long
term
affordability
in
a
couple
of
neighborhoods,
where
that's
quickly
vanishing
and
meanwhile
be
juicy
in
Highland.
Park
CDC
in
their
partnership
are
able
to
continue
operating
this
project
in
an
affordable
manner,
which
is
what
they
would
like
to
do.
R
If
this,
if
this
property
were
to
rent
at
market
rate,
it's
extremely
likely
that
none
of
the
current
residents
would
be
able
to
remain
in
that
location.
So,
just
a
quick
overview
of
their
scoring
the
project
is
ready
to
start
any
in
the
next
couple
of
months
throughout
will
do
some
work
throughout
the
winter
and
then
finish
it
up
in
the
spring,
so
they
would
received
full
points.
Their
capacity
of
the
development
team
is
also
receiving
high
marks
between
bloomfield
garfield
corporation
highland
park,
cdc
and
then
their
property
manager
NDC
asset
management
firm.
R
They
take
extremely
good
care
of
this
property.
We
were
out
there
with
a
construction
advisor
and
it's
it's
in
relatively
good
shape.
These
are
just
problems
that
come
about
with
with
age.
To
that
point,
cost
reasonableness.
It
is
a
reasonable
project.
What
they're
asking
to
do
and
the
funding
that
they're
asking
for
does
seem
in
line
with
the
needs
that
we
observed
at
the
property
they're
not
asking
for
the
maximum
amount
per
unit,
which
would
be
thirty
thousand
in
this
case.
R
So
they
also
received
points
for
that
and
then
from
a
policy
standpoint
looking
at
their
term
of
affordability,
their
nonprofit
participation
and
various
p4
metrics,
including
affordable
housing
and
connectivity,
they
scored
pretty
highly
and
then
there's
other
things
that
you
know
by
the
nature
of
it
being
an
older
helm.
They.
R
Score
on
like
like
having
extremely
efficient
units
or
from
an
energy
standpoint,
so
with
that
I'll
open
it
up
to
two
questions.
We
have
of
the
Bloomfield
Garfield
corporation
Rick
Swartz
here
in
attendance,
to
answer
any
questions
that
there
might
be
about
the
ownership
and
management
of
the
building.
F
Just
that
the
time
catches
up
with
everything
we
have
a
funded
replacement
reserve
a
little
over
$20,000.
We
didn't
want
to
drain
it
to
be
able
to
tackle
the
exterior
improvements
in
particular.
So
this
is
an
example
I
think
of
how
you
can
use
the
Housing
Opportunity
Fund
to
preserve
existing
housing.
That's
already
affordable,
we're
now,
in
year,
24
of
the
rental
period,
we're
proposing
to
go
another
30
years
on
top
of
that,
so
for
a
54
year
period,
this
will
be
affordable
housing.
We
do
not
want
to
sell
the
property.
F
M
F
F
So
through
the
bloomfield
garfield
corporation,
we
managed
the
Eastside
neighborhood
employment
center,
so
residents
have
the
ability
to
use
that
facility
for
job
searches
for
resume
prep.
They
want
to
improve
their
employment
situation.
We
also
have,
as
was
alluded
to
earlier,
a
program
called
neighbors
in
need,
so
it
is
been
customary
for
NDC,
a
management
company
to
refer
people
to
the
BGC
who
have
fallen
behind
in
their
rent,
and
we
arrange
for
grants
of
up
to
500
to
600
dollars
to
help
residents
catch
up
with
rent.
We
also
are
connected
with
after-school
programs.
F
We
don't
have
any
school-aged
children
now
in
this
building.
Some
of
the
tenants
originally
had
younger
children.
Those
children
have
grown
and
moved
on.
We
don't
get
much
turnover
in
the
building.
The
rents
here
range
from
about
five
hundred
a
month
to
about
seven
hundred
a
month.
So
I
don't
know
if
that
was
called
out
in
the
background
material
you
have
so
with
one
hundred
and
ten
thousand.
It
gets
back
to
the
earlier
comment
I
made
about
the
small
landlord
program
fund.
F
A
S
N
K
A
G
R
A
A
A
A
S
R
S
R
To
projects
that
feature
for
sale
development,
so
the
purpose
of
it
is
to
increase
the
inventory
of
affordable
for
sale,
housing
throughout
the
city
and
typically
actually
with
both
these
programs,
the
rental
gap
and
the
for
sale
development
program.
It's
for
nonprofit
applicants,
but
if
it
is
a
for-profit
developer,
a
nonprofit
partner
is
required.
So
that's
that's
what
we
have
here
today.
This
is
module
design
with
Bloomfield
Garfield
Corporation,
doing
a
project
called
the
black
street
development,
and
particularly
the
affordable
unit
that
we'll
be
discussing
today
is
five
four
five
six
black
street.
R
So
this
project
is
part
of
a
three
home
development
in
Garfield.
It's
all
new
construction
on
three
contiguous,
currently
vacant
lots
in
the
5400
block
of
black
street,
the
pittsburgh-based
start-up
module.
Is
there
they're
kind
of
specializing
in
this
innovative
design
of
right,
sized
modular
prefabricated
homes
that
provide
both
high
energy
efficiency,
but
also
extremely
comfortable
living
standards
as
well.
R
These
will
all
be
designed
to
Department
of
Energy
zero
energy
ready
home
standards.
So
we
see
that
as
something
that
will
both
provide
long-term
value
for
a
buyer,
but
also
monthly
savings
as
well.
The
unit
at
five
four
five
six
black
street
is
going
to
be
sold
affordably
to
households
at
80
percent
of
the
area,
median
income
or
below
its
I
won't
an
1,100
square
foot
home
with
two
bedrooms
and
one
and
a
half
baths.
R
As
I
mentioned
modules,
working
in
conjunction
with
bloomfield
garfield
corporation
on
this
project,
BGC
in
module
submitted
a
executed
Memorandum
of
Understanding
as
part
of
the
application
and
BGC
has
been
helpful
in
forming
the
community's
housing
and
land
use
plan
and
one
of
the
main
tenants
being
the
infill
of
a
cannot
swith
healthy,
affordable
housing.
So
module
am
BGC.
Will
work
to
market
and
sell
this
home
to.
R
R
So
looking
at
the
unit,
the
anticipated
sales
price
is
going
to
be
one
hundred
eighty
three
thousand
dollars
one
hundred
eighty
three
thousand
seven
hundred
ninety
four
dollars.
However,
the
anticipated
amount
to
actually
be
financed
by
the
buyer
is
gonna
be
around
one
hundred
and
twenty
seven
thousand
nine
hundred
eleven
dollars,
and
this
comes
from
a
proposed
second
mortgage
in
NHP.
The
acronym
is
escaping
me.
A
R
That
would
bring
their
amount
to
be
financed
to
one
hundred
and
twenty
seven
thousand
nine
hundred
eleven
dollars
which
we've
put
into
an
affordability
analysis
and
that
is
affordable
to
a
household
of
three
at
or
below
eighty
percent
ami,
and
that
that
would
be
the
kind
of
target
household
that
this
would
likely
be.
You
know
best
suited
for
so
so.
Making
that
affordable
to
that
level
was
extremely
important
and
that's
why
there's
you
know
some
partnership
from
other
sources
at
the
Uwharrie
as
well
here.
So
the
proposed
grant
today
that
we're
asking
for.
R
For
is
seventy
thousand
dollars
all
in
the
form
of
a
grant
with
an
affordability
period
of
ninety
nine
years,
so
that
deed
restriction
would
be
recorded
on
the
unit
mandating
that
upon
resale
would
be
sold
to
a
a
household
at
or
below
80%
ami.
At
that
time,
going
on
for
99
years,
so
I
do
want
to
correct
something
in
the
packet
on
section
Eve
says:
deed
restrictions
will
be
recorded
for
six
units.
That
is
typo
needed
to
be
taken
out.
My
apologies,
so
it's
just
one
unit
that
will
be
receiving
a
deed
restriction
here.
One.
R
Sir
yeah,
so
the
three
of
the
three
one
is
affordable.
One
is
gonna,
be
soda
market
rate
and
then
one
is
a
duplex
where
it
will
be
rented
on
one
floor
and
then
the
top
section
is
actually
gonna
be
like
a
show
home
for
module,
since
it
is
a
start
up
there.
Their
plan
for
I
believe
the
next.
It's
either
like
three
to
five
years
is
to
have
that
be
a
show
home
and
then
I
believe
after
that
time
period
sell
that
home
as
well
as
a
two
unit
duplex.
R
R
Right
yeah,
there's
there's
not
yeah,
though
the
f
FS
DP
money
is
going
solely
towards
one
the
affordable
unit,
so
there
will
be
no
restriction
on
that
duplex.
R
Looking
at
the
sources
here
for
the
for
the
affordable
unit,
the
total
development
costs
are
about
two
hundred
ninety
thousand
dollars,
seventy
thousand
of
which
would
come
from
the
FS
DP
grant
module
is
putting
in
about
thirty
three
thousand
in
their
own
equity.
They
have
a
construction
loan
with
dollar
bank
for
all
three
units.
R
Looking
at
the
uses
this
this
is
a
prefabricated
home.
It's
constructed
in
a
factory
a
couple
hours
north
of
here,
so
that
total
is
85,000.
There
is
preparation
on-site
that
has
to
take
place
so
that
the
site
can,
you
know,
accept
this
modular
unit.
That's
one
hundred
thirty-five
thousand,
and
then
the
price
of
the
appliances
is
around
twenty
three
thousand
and
then
the
rest
goes
to
their
general
contractors
overhead
and
then
other
various
taxes
and
fees
MWBE.
R
R
As
far
as
a
project
benefit
goes,
there's
not
really
any
market
for
or
inventory
of
housing.
That's
turnkey
of
this
quality
in
Garfield,
that's
selling
for
anything
close
to
this
price.
So
the
idea
of
having
an
affordable
unit
in
Garfield
new
build
is
extremely
attractive
and,
although
expensive
I
think
the
module
is
sort
of
seeing
this
as
proof
of
concept
and
would
like
to
see
the
scalability
take
foothold
here
and
possibly
lower
costs
in
the
future.
So
it's
it's.
R
This
project
is
going
to
close
in
the
next
month
or
two,
so
they
received
high
marks
there,
the
capacity
for
the
development
team
and
actually
want
to
correct
this.
We
gave
we
they
scored
a
10
on
this
we're
all
members
of
the
development
team
demonstrated
a
strong
track
record.
It's
probably
more
a
five
here,
because
module
has
been
working
to
to
get
units
going
and
in
but
a
project
of
this
magnitude
they
have
not
done.
R
Meanwhile,
other
members
of
the
development
team,
such
as
BGC,
they
have
experience,
marketing,
affordable
units,
know
how
to
vet
buyers
and
then
also
the
contractor
aza
builders.
They
recently
completed
a
modular
build
actually
just
a
couple
blocks
away
at
negli
and
hayes.
So
most,
the
development
team
is
extremely
familiar
with
this,
and
we
do
have
confidence
in
module
has
thought
this
through,
but
cost
reasonableness
they.
R
The.
This
is
a
little
bit
more
expensive
than
a
stick
build,
however,
with
the
high
quality
materials
and
and
potential
savings
that
we
see
down
the
line
for
the
end
buyer.
We
do
believe
that
that
is
justified
and,
in
our
construction
department,
has
reviewed
the
prices
that
the
that
we
have
been
put
forth
and
and
do
believe
that
they
are
cost
reasonable
for
what
is
being
purchased
from
a
policy
objective
standpoint
and
P
for
scoring.
They
scored
extremely
well
54
out
of
60,
because
this
is
a
new
build
and
it's
completely
energy
efficient.
R
It's
located
in
a
very
transit
rich
part
of
the
city,
as
well
as
providing
an
option
for
affordable
housing.
They
scored
54
out
of
60
points
there,
so
we
have
Lou
and
Brian
here
from
module
and
then
also
Rick's
warts
from
BGC,
who
is
the
partner
with
the
nonprofit
partner
on
this
project
is
also
here
who
is
spoke
already
so
I'll
stop
there
and
open
this
up
for
any
questions,
and
thank
you.
I.
O
O
P
T
This
is
our
first
time
doing
this,
so
we
had
to
get
creative,
so
Lowe's,
$20,000,
store
credit
at
the
their
local
location
and
then
Mitsubishi,
which
makes
the
HVAC
units
in
the
home
will
actually
be
donating.
The
not
the
installation
of
the
actual
units
in-kind
for
this
project,
so
there
will
be
two
in
the
upstairs
and
one
in
the
downstairs
for
that.
Affordable
home
they'll
be
donating
that
in-kind!
T
Oh,
yes,
that's
all!
We
also
had
a
sort
of
a
fundraiser
event.
This
April,
where
we
raised
another
$1,300
from
ticket
sales
that
we
donated
to
the
Bloomfield
Garfield
corporation,
to
help
it
was
$1,300,
that's
a
small
drop
in
the
bucket,
but
it
was
our
first.
You
know
first
subsidy
that
we
caught
for
the
projects
that
was
in
April
of
this
year
that
we
raised
another
$1,300
for
the
project.
M
T
T
There's
a
full
basement
on
this
unit
as
well,
so
because
they're
existing
they
were
existing
foundations
on
the
property.
So
one
with
this
particular
site,
there's
some
increased
site
cost
because
we
basically
have
to
dig
out
the
existing
foundation.
That
was
there
so
I
think
that's
why
our
costs
are.
If
this
were
a
flat
site,
our
can.
Our
construction
cost
would
be
lower,
but
we
have
to
work
through
that
site.
Cost
challenge.
T
N
T
T
My
background
I
worked
in
affordable
housing,
Biloxi
Mississippi
post-katrina
for
a
nonprofit
architecture
firm.
So
we
do
a
lot
of
disaster
recovery
after
Hurricane,
Ike
and
Katrina.
There
I
worked
in
a
lot
of
impact
driven
architecture
world,
so
the
social
impact
Public
Interest
design
were
all
directed
a
document
on
the
global
housing
crisis
and
did
a
Fulbright
scholarship.
T
N
T
So
we
projects
in
our
first
home
for
a
customer.
We
just
on
Tuesday,
got
an
award
from
the
US
Department
of
Energy,
for
how
energy-efficient
the
building
is
for
our
first
house,
and
so
we
think
total
utility
costs
could
there
could
be
a
per
month
savings
of
up
to
170
dollars
a
month,
because
essentially
the
the
amount
of
insulation
and
the
homes
is
much
higher.
The
quality
of
the
windows
is
much
higher
and
there's
many
less
penetrations
in
the
building
envelope.
T
N
T
We
would
we
would
work
with
Rick
we've
already
spoken
to
the
housing
authority
about
some
other
projects,
so
we
have
connect
and
then
with
the
ura
as
well.
We
also
spoke
to
the
two
Lawrenceville
core
because
they
had
a
Community,
Land,
Trust
program
and
so
we'd
like
to
connect
to
the
community
partners
as
we
market
this
home
and
also
connect
to
the
community
of
Garfield
as
we
look
to
market
this
affordable
home
and
try
to
to
place
a
family
of
ideally
of
three
into
it
into
this
neighborhood.
T
M
F
On
this
house,
because
it
is
a
partnership
with
module,
what
the
Land
Trust
is
going
to
do
when
it
gets
its
501c3
status,
is
it's
probably
going
to
become
what
I
would
describe
as
this
successor
organization
to
the
bloomfield
garfield
corporation?
We
are
working
on
another
project
right
now,
with
the
board
of
the
Land
Trust,
similar
to
the
one
on
Stanton
Avenue,
preserve
preservation,
project
for
16
apartments
on
Penn
Avenue.
F
When
we
do
additional
new
housing
development
in
Garfield,
if
it's
with
module,
we
will
try
to
set
up
a
project
where
the
Land
Trust
may
own.
The
land
and
module
builds
on
top
of
the
land,
so
they're
the
Gunther
application
in
the
IRS.
They
weren't
ready
to
do
this
project,
so
we're
gonna
go
with
the
ninety
nine
year,
commitment
in
terms
of
affordability,
I
think
in
the
future.
M
F
They
can
you
know
we're
listening
to
the
comments
from
the
gentleman
from
the
Fair
Housing
Partnership.
We
have
a
bit
of
a
conundrum.
That's
facing
neighborhoods,
like
our.
We
want
to
stimulate
development
to
happen.
We
want
the
development
to
be
high-quality.
We
want
the
development
to
also
be
able
to
bring
wealth
to
the
future
owner,
so
you're
balancing
all
of
these
variables-
and
you
also
are
taxing
the
subsidy
network
with
projects
like
this
I
think
there's
gonna
have
to
be
some
further
discussion
among
the
advisory
board
and
with
ura
and
others,
because
I
think.
F
Ultimately,
my
advice
would
be
to
take
a
portion
of
the
deed
transfer
tax
that
the
city
is
collecting
and
I
know.
Mark
Masterson
has
voiced
this
idea
as
well
peel
off
some
of
that
money
and
do
a
revenue
bond
issue
so
that
when
developers
like
module,
and/or
BGC
come
to
the
table,
we're
not
pulling
grant
funds
right
out
of
the
Housing
Opportunity
Fund.
F
Instead,
you
would
have
a
revenue
bond
program
of
maybe
25
to
30
million.
That
would,
in
effect
be
able
to
pay
for
what
I
would
describe
as
the
infrastructure
costs
associated
with
the
project.
The
fifty
to
sixty
thousand
that
attend
to
almost
every
single
family
house,
that's
built,
so
you
have
to
make
that
variable.
You
have
to
have
an
answer
to
that
challenge.
It's
not
going
to
be
done
strictly
on
the
strength
of
the
housing
opportunities
fund.
F
Homeownership
support
program.
You've
got
to
come
at
this
with
a
different
tool.
You're
gonna
have
this
challenge
in
Homewood.
They're
gonna.
Have
this
challenge
in
the
Hill
District
you're
gonna?
Have
it
in
Hazelwood
as
well,
so
this
is
kind
of
a
precursor
to
what
we
hope.
You
know
to
see
happen
so
that
not
the
so
that
you
know
Garfield
and
Larmour
and
Hazelwood
and
other
communities
don't
become
all
rental
neighborhoods
and
the
only
homeownership
that
happened
is
market
rate,
so
in
effect
50
years
down
the
road.
F
If
the
Housing
Opportunity
Fund
did
not
exist,
Garfield
would
eventually
become
a
neighborhood
of
white
homeowners
and
black
tenants,
and
that's
not
the
future
that
we
want
to
be
working
towards
I.
Don't
think
any
other
neighborhood
would
want
that.
As
their
future
either
so
there
can't
be
that
kind
of
bifurcation.
There
has
to
be
the
ability
to
offer
homeownership
through
either
new
construction
or
renovation,
to
families
at
80
percent
or
below
the
median
income.
A
M
I
M
A
H
A
H
Okay,
all
right
and
then
the
other
question
actually
Johanna
acted
earlier
about
kind
of
how,
with
the
whole
race
issue-
and
you
know
it
was
just
a
damning
report-
you
know
written
about
Pittsburgh
and
race.
It
was
great
to
hear
the
response.
I
think
it
was
from
Rick,
but
I
want
to
just
kind
of
go
on
record
beyond
that.
We
need
to
be
thinking
about
every
program
and
how
all
of
our
decisions
really
intersect
with
that
and
I.
O
O
It's
part
of
my
role,
and
I
know
that
there
are
certain
communities
that
I
haven't
heard
of
some
of
the
things
that
we
that
we
do
here,
even
though
we
feel
like
we've
been
penetrating
the
market
pretty
well,
so
just
so,
we
can
make
sure
that
we're
pivoting
and
getting
the
help
to
where
its
most
needed
and
I
think
reviewing.
All
of
our
data
will
help
with
that.
One.
M
A
A
Okay,
well
we'd
like
to
spend
the
rest
of
the
time
going
through
just
the
programs
giving
you
some
updates
on
them.
Talk
about
some
policy
discussions
that
I
think
we'll
just
need
to
have
over
the
upcoming
couple
months
as
we
prepare
for
the
2020
allocation
plan,
and
so
let's
get
started
here
with
some
of
these
slides
and
you
do
have
hard
copies
of
the
slides
in
front
of
you,
it's
and
closings
to
date.
So
I'm
you
looks
pretty
great.
We've
been
operating
for
a
year.
A
So
that
just
shows
all
the
commitments
and
closing
from
their
programs
and
we'll
kind
of
go
through
it
now
program
by
program,
okay,
so
h8p,
and
we
should
have
fully
put
the
titles
on
the
slide.
So
I
apologize
home
owner
assistance
program
for
the
newer
members
to
the
committee.
The
homeowner
Assistance
Program
is
the
program
where
homeowners
can
get
up
to
$30,000
worth
of
repair
done
to
their
house.
A
The
first
five
thousand
is
in
the
form
of
a
straight-out
grant
that
they
never
repay,
and
the
remaining
twenty
five
thousand
gets
recorded
as
a
deferred
mortgage,
but
they
do
not
pay
on
that.
While
they
live
in
the
house,
it's
zero
percent
Interest
and
it
becomes
due
at
transfer
of
the
property,
and
you
can
see
the
locations
of
the
houses
we've
done
and
I
I
did
specifically
asked
Sharon
to
come
today.
A
In
case
you
have
any
questions
specific
to
her,
who
sees
these
applications
now
Derek
is
on
board
to
work
with
these
applications
as
well,
because,
as
you
can
see
here,
37
applications
have
been
approved
and
we've
really
been
operating
pretty
much
since
May
or
June.
So
it's
37
have
been
approved
and
25
have
been
denied
and
we
have
another
65
like
right
there
that
were
we're
working
with
figuring
out
how
to
we're
working
with
program
administrators
who
are
doing
a
few
at
a
time.
A
So
as
they
are,
you
know
able
to
get
more
we're
passing
them
on
and
passing
them
on
and
over.
The
next
couple
months
have
collectively
and
with
others
at
the
URA,
in
our
construction
department,
figuring
out
ways
to
get
more
and
more
program
administrators
on
board
and
also
potentially
contractors
as
well
to
move
these
applications
quickly.
But
you
can
see
the
reason
why
the
25
that
have
been
denied
the
reasons
for
it
you
can
see
over
income
on
there.
I
do
want
to
remind
everybody
that
this
program
is
for
households
really
below
50%
ami.
A
We
have
a
very
small
set
aside.
I
think
it
was
250,000
for
households
between
50
and
80,
but
because
it
was
so
small.
It
is
for
for
water
and
sewer
repairs,
and
we
have
done
a
couple
of
those
like
three
thousand
to
five
thousand
dollar
repairs
out
of
out
of
that
pot
of
funding.
But
the
thing
that
we'll
need
to
talk
about
moving
forward
as
we
move
towards
the
allocation
plan
is,
we
do
have
a
program
at
the
ura
to
help
the
50
to
80%
folks.
A
A
M
N
K
H
H
I
H
Know,
part
of
the
reason
are
coming
to
us
is
because
they're
having
some
income
challenges
and
they're,
probably
living
in
substandard
situations,
which
further
mean
that
they
need
this
and
then
also
I
bet
you
that
this
was
there.
This
is
directly
connected
to
race
as
well.
We
can
dip
if
we
dive
deeper
into
this.
There
will
be
a
lot
of
you
know.
H
M
A
O
Six
months,
you
think,
if
you
apply
now
because,
like
I,
need
a
new
roof
before
winter
comes,
but
it's
October,
you've
you've
got
snow
in
your
house
all
winter.
Before
you
can
come
back
to
get
your
roof
right
there,
and
now
you
need.
You
know
your
your
repairs
that
snowball
from
what
could
have
been
fixed
with
32.
Now
you
know
much.
A
Do
want
everyone,
though,
that
to
zoom
in
though
I'm
the
fact
that
there
are
65
more
coming
through,
because
we're
gonna
show
you
slides
here
later
on
of
the
funding
that's
been
expended
and
and
the
funding
remaining
and
I
do
understand
that
we
need
to
figure
out
the
taxes.
But
my
overall
concern,
as
the
people
that
are
looking
at
these
budgets
every
day,
is
that
we're
gonna
run
out
of
money,
even
even
with
the
folks
that
are
proof
like
for
taxes.
So
I
just
keep
that
in
the
back
of
your
mind,
yeah.
G
A
This
DP
CC
is
down
payment,
closing
cost
assistance.
This
is
a
separate
program.
H
ap
is
the
one
we
were
just
talking
about
homeowner
assistance
program,
but
this
is
just
really
showing
the
locations.
The
down
payment,
closing
cost
assistance
program.
Thirty-Seven
have
closed.
Eleven
more
will
be
closing
in
the
next
two
weeks,
because,
usually
sharing
you
get
those
applications
about
two
weeks
ahead
of
time
before
closing
and
and
version
newer
members,
that's
a
program
that
people
can
get
up
to
$7,500
to
purchase
their
first
home
in
the
city
of
Pittsburgh.
V
A
A
It's
just
just
so
people
understand
for
this
program.
Most
everybody
I
would
say.
98%
of
people
using
this
program
are
getting
a
first
mortgage
from
a
lender,
so
the
lender
actually
fills
out
the
application
and
sends
the
backup
that
they
have
received
to
underwrite
their
loan
and
their
underwriting
determinations
to
us.
So
it
is
relatively
quick
for
us
just
to
verify
our
agreement
with
with
their
assumptions
and
then
to
get
the
paperwork
process
for
the
loan.
Thank.
N
N
A
And
I
will
say
on
that
to
mark
we
have,
there
probably
are
some
banks
that
use
it
more
than
others
and-
and
we
are
trying
to
figure
out
some
of
the
reasons
why
and
I
did
have
a
conversation
with
a
lender
the
other
day
where
they
have
a
program
where
they
can,
they
can
lend
up
to
97%
of
value,
and
so
what
was
happening
is
when
we
were
giving
our
down
payment
money
cover,
closing
costs.
That
would
make
it
exceed
a
hundred
percent
of
value,
and
there
was
some
like
underwriting
trickiness
there.
H
Yeah
really
just
pertaining
to
that.
You
know
we
need
to
make
sure
all
the
lenders
are
aware,
because
I'm
sure
there's
buyers
missing
out
just
because
the
lenders
aren't,
you
know
putting
this
into
play,
but
also
so
that
the
the
over
the
applicants
themselves
are
aware,
so
that
the
lenders
don't
know
they
can
say
hey.
You
know,
I
think
I
will
qualify
for
these
funds.
Can
you
you
know,
start
the
process
like
them.
You
know
what
can
we
do
to
speak
to
more
banks,
but
also
what
can
we
do
to
get
this
to
consumers.
A
A
H
K
M
A
W
Everyone
so
I
just
wanted
to
give
a
brief
overview
of
the
program
for
the
new
advisory
board.
Members
and
the
staff
as
well,
and
the
housing
stabilization
program
is
a
is
meant
to
be
a
housing
crisis
prevention
program
targeted
towards
renters,
who
are
experiencing
a
temporary
non
reoccurring,
setback
by
providing
limited,
short-term
financial
assistance
to
help
them
access
and
maintain
safe,
stable
and
affordable
permanent
housing.
W
W
So
this
provides
a
breakdown
of
the
number
of
applications
that
we
have
received
to
date.
As
you
can
see,
we
are
expending
this
money
quite
quickly.
In
a
three-month
period,
we
have
assisted
102
clients.
So
with
the
combined
2018-2019
contract
we
estimated
assisting
about
306
clients
through
this
program.
We
are
at
102
right
now,
so
we
are
expecting
to
run
out
of
funds
for
this
program
in
the
next
six
to
nine
months.
So
it
is
going
very
quickly.
W
As
you
see,
YWCA
is
already
50
percent
over
on
their
contract,
so
they
are
dipping
into
2019
funds
at
this
point,
so
it
is
going
very
quickly
and
you
can
also
see
the
huge
increase
from
August
to
September.
We
received
fifty
seven
Apple
or
we
assisted
fifty-seven
clients
in
the
month
of
September,
compared
to
August
with
25.
So
now
that
we
have
the
systems
in
place
and
all
the
service
providers
are
now
working
at
full
force,
we
only
expect
these
numbers
to
increase
throughout
the
month
right.
A
W
And
so,
when
we
talk
about
the
2020
discussions
coming
up,
I
think
it's
important
to
see
how
quickly
these
funds
are
going
for
this
particular
program
and
also
ask
ourselves
what
is
going
to
happen
with
YWCA
when
they
run
out
of
funds,
or
all
these
program
run
run
out
of
funds,
the
next
six
or
nine
months.
How
are
we
gonna
fund
these
programs
and
continue
to
it
to
make
sure
that
the
work
is
getting
done
and
there
isn't
a
stop
in
this
program?.
G
W
This
is
just
some
of
the
there.
We
are
collecting
a
variety
of
indicators
for
this
program
and
for
all
the
programs
as
well.
This
is
some
data
from
Jamie
that
she
collected
and,
like
Jessica
said
earlier,
we
are.
We
can
definitely
provide
that
information
on
the
demographics
that
we
are
collecting
for
the
HSP
program.
These
two
indicators
just
show
that
a
majority
of
the
clients
are
in
the
in
their
30s
and
that
a
majority
of
the
clients
fall
under
at
or
under
the
30%
area.
Median
income.
W
N
M
S
Applications
and
denials,
what
we
still
do
not
have,
but
we'll
when
United
Way
is
under
contract,
is,
is
people
who
are
turned
away
either
temporarily
or
because
they're
flat-out
ineligible
by
phone
call.
So
we
still
don't
have
that,
but
we
do
have
reasons
for
those
who
get
into
the
process
at
least
passed
like
our
first
initial
screening,
their
reasons
why
they
don't
make
it.
In
addition
to
the
indicators
that
you
see
on
the
slides,
we
do
have
information
about
protected
classes,
not
only
race
and.
S
But
also
disability
status,
sources
of
income,
use
of
non-cash
benefits
and
we'll
be
happy
to
share
that
with
you
as
like.
What
does
it
go
was
suggesting
I
guess
an
add-on
session.
We
felt
that
those
indicators
were
a
little
bit
more
of
a
sensitive
nature,
so
we
just
gave
you
these
two
as
a
way
to
show
these
are
some
things
that
we
can
look
at
Derek's
point
in
order
to
be
strategic
and
forward-thinking
and
plan
ahead
when
it
comes
to
our
marketing
and
outreach.
M
S
Have
information
now
about
people
who
are
turned
away
after
they've
gone
through
an
initial
like
screening
of
some
kind?
We
don't
have
information
about
why
people
are
turned
down
when
they're
flat
out
and
eligible
from,
like
a
very
quick
phone
call.
We
will
have
that
information
from
all
the
calls
that
go
in
through
two
on
one.
Yes,.
S
S
I
A
S
W
So
now
that
we
have
Rihanna
on
our
team,
which
we
are
very
excited
about,
Rihanna
will
be
assisting
primarily
with
the
housing
stabilization
program.
So
this
is
a
revised
appeal
process
based
on
the
feedback
that
we
received
from
the
Advisory
Board
last
month.
It
still
works
in
a
similar
fashion,
as
in
once
someone
goes
through
the
full
intake
process,
and
if
a
service
provider
deems
I'm
not
or
ineligible
for
the
program,
the
service
provider
will
then
send
out
a
letter
or
notify
the
client.
W
Briona
will
be
the
one
in
charge
of
collecting
that
she
can
listen
to
it,
but
it
will
also
send
her
the
written
version
of
that
message
as
well,
and
so
she
will
be
compiling
all
the
messages
and
then
relating
that
to
the
appeals
committee.
We
are
still
deciding
on
how
frequently
the
appeals
committee
will
meet.
W
Once
the
decision
has
been
made,
then
Brianna
will
relay
the
final
decision
to
the
client.
So
this
is
just
the
basic
framework
for
what
our
appeals
process
will
look
like
it'll
still
be
five-member,
so
you
are
a
staff
person,
United
Way,
a
staff
person,
DHS
staff
person
and
which
were
the
other
two.
A
W
W
W
O
I
W
K
N
W
W
W
That
is
something
that
we
are
still
ironing
out
as
well.
Some
things
we
have
to
balance
is
the
amount
of
like
the
commitment
it
would
take
for
appeals
committee
members
to
review
these
decisions
and
how
frequently-
but
we
do
understand
the
sensitive
Nader
nature
of
this
program
and
that
they
would
need
a
response
fairly
quickly.
W
D
A
A
A
Any
other
questions
on
HSP
all
right
rental
gap
program.
So
here
you
can
see
the
commitments
and
the
closings
made
to
the
rental
gap
program
for
newer
folks
on
device
report.
This
is
a
program
primarily
for
developers
and
and
community
organizations
that
are
doing
development
to
fill
the
gaps
on
the
creation
of
new
order
preservation
of
like
the
Stanton
Heights
project,
rid
of
rental,
affordable
housing.
So
they
tend
to
be
slightly.
A
You
know
larger
chunks
of
funding
anywhere
from
a
hundred
thousand
to
a
million
for
the
creation
of
affordable
housing,
and
you
can
see
the
commitments
and
the
closings
that
we
have
had
there's
only
three
closings,
but
we
do.
There
are
several
more
I'm
hoping
by
next
month.
Then
that
number
jumps
up
quite
highly.
A
A
4%
credit
used
to
be
sort
of
rolling,
though
they
are
on
a
bit
more
of
the
time
line
than
they
used
to
be
four
four
percents
and
require
that
when
people
do
apply,
which
is
sometimes
about
nine
months
or
even
a
year
prior
to
closing
that
they
have
a
lot
of
their
sources
identified.
So
one
thing
that
the
staff
at
the
URA
has
been
thinking
a
lot
about
is
how
do
we
handle
that
when
we
started
with
the
hof
funding,
we
did
not
want
to
make.
K
A
The
years
would
just
keep
rolling
on
in,
but
I
think
we
are
to
a
point
knowing
that
we'll
be
fully
committed
on
2019
and
a
couple
more
months
that
we
are
to
a
point
of
how
do
we
handle
potential
future
commitments
so
that
people
can
apply
for
tax
credits
and
I?
Don't
have
an
answer
for
it
today,
but
I
just
wanted
that
to
put
that
in
your
heads.
Does
anyone
have
any
comments?
If
not,
we
can
talk
about
it
and
over
the
next
couple
months,
as
we
get
closer
to
an
allocation
plan
so.
H
I
have
one
comment:
I
think
we
need
to
rethink
this
for
a
lot
of
reasons.
You
know
the
nine
percent
tax
credits
competitive
only
about
four
projects
a
year
will
get
funded,
maybe
five,
four
percent
tax
credits
really
underutilized
asset
that
needs
to
be
utilized
City.
What
can
really
a
ton
more
of
affordable
units
to
the
city
as
a
whole?
So
a
program
like
this
is
so
critical
to
not
just
fill
in
the
gaps
but
to
really
bridging
the
whole.
You
know
affordability,
gap
and
creating
more
affordable
housing.
H
So
if
we're
not
creative,
we're
actually
hurting
the
city
in
a
big
way.
So
definitely
I
think
we
need
to
think
of
something
like
a
longer
commitment
period,
extend
the
commitment
period
to
allow
for
this
to
really
open
up
the
floodgates
for
these
4%
deals
that
need
to
happen
across
the
city.
So
we
won't
just
be
talking
about.
You
know
four
to
five
deals,
talking
about
10
to
15
deals
and-
and
that's
that's
what
we
need.
P
A
With
that
said,
I
mean
I
agree
with
the
comments
you
both
just
made
but
sort
of
on
the
flip
side
of
the
coin,
and
why
we're
kind
of
thinking
a
lot
about
this
is.
We
also
want
to
make
sure
we
always
have
the
ability
to
fund
types
of
deals
like
you
saw
today
with
Stanton
Heights,
where
you
know
they
just
need
a
relatively
small
amount
of
money
to
be
able
to
preserve
existing
housing,
and
so
that's
always
been
sort
of
in
the
back
of
our
mind.
A
Is
that
without
project
we've
been
aware
of
that
project
for
20
years,
but
wasn't
aware
that
you
know
it
would
need
the
funding
at
this
time.
So
so
there's
a
medium
like
the
question
is:
how
do
we
achieve
a
medium
balance
of
helping
deals
plan
for
the
next
couple
years
versus
having
funding
available
for
for
things
as
they
come
up?
I
would.
O
Think
maybe
some
sort
of
set
aside
where
we
have
within
our
allocation
plan
this
chunk
and
then
maybe
a
set-aside
that
is
like
we're
not
touching
this
for
I,
don't
wanna,
say
pop-ups,
because
no
development
is
really
a
pop-up
right,
but
things
that
are
a
shorter
time
frame
versus.
We
know
that
you're
gonna
need
this
in
a
year
and
a
half,
and
we
can
do
like
a
tentative
set-aside
of
2021
funds,
perhaps
but
leave
a
chunk,
that's
available
to
be
more
flexible
with
that's
just
my
first
thought.
I.
N
Just
think
that
every
program
that
we
operate
is
going
the
the
we're
gonna
butt
up
and
we're
gonna
see
this
now
that
this
is
operating,
everyone
that
we've
picked
is
going
to
run
out
of
money.
There
is
a
massive
need
for
affordable
housing
in
the
city
of
Pittsburgh
it,
whether
it's
affordable,
homeownership,
to
start
dealing
with
with
wealth
generation
with
with
racial
inequities
that
have
been
endemic
in
Pittsburgh
or
if
it's
for
4%
projects
or
it's
for
the
the
neighborhood
base.
That
doesn't
need
that
much.
N
N
This
is
the
something
that
we
need
for
all
of
them.
I,
don't
think
we're
gonna
get
by
with
a
set-aside,
because
that
money's
needed
now
for
some
of
the
consumer
programs
that
are
gonna
be
turning
people
away
because
of
lack
of
funding,
and
it
gets
really
difficult
to
sit
here
and
say:
we're
not
gonna
help,
folks
that
need
it
right
now,
because
we're
gonna
do
something
that
we
also
need
to
do
to
get
life
to
these
difficult
four
percent
tax
credit
projects.
So
we
need
more
money.
N
K
H
Just
kind
of
two
things
so
the
smaller
at
least
my
understanding,
the
smaller
preservation
projects.
That
was
really
the
whole
intent
around
the
landlord
fund
to
really
that
that
could
be
that
fun
to
help
with
those
projects,
as
opposed
to
having
a
pool
from
you
know
from
larger
deals
to
do
that
suni
when
I
was
just
one
thing.
The
second
is:
we've
heard
it
time
and
time
again,
I
think
swing
brought
it
up.
Last
month,
I
heard
Bob
said
today,
we've
all
been
talking
about
the
need
for
more
funding.
H
If
the
time
is
now
so
I
think
we
need
to
put
together
committee,
you
know-
or
maybe
this
whole
board
and
whoever
from
you
know,
the
audience
wants
to
help,
but
we
need
to
have
a
meeting
and
determine
how
we
strategize
to
go
talk
to
whoever
we
need
to
talk
to
to
advocate
for
more
funds.
The
time
is
now
so
yeah.
M
J
I
was
gonna
say
that
we're
gonna
how
much
money
we
have
we're
gonna
use
it
like
the
need
is
so
massive.
So
even
if
we
had
like
no
matter,
the
need
for
more
money
is
obvious
right,
but
once
we
get
there
first
have
these
a
lot
of
these
same
issues
and
I
think
that
it's
important
for
us
to
also
be
able
to
be
brave
and
identify
how
to
operate
in
this
finite
space.
So
if
we
have
this
amount
of
money,
we
should
just
make
the
call.
J
So
if
it
is
to
say
okay,
we're
gonna
choose
this
amount
of
money
for
certain
44
percent
deals,
because
we
know
it'll
have
that
type
of
an
impact.
I
think
it's.
We
just
have
to
stand
on
that
like
because
there's
always
gonna
be
an
immediate
need,
but
we're
gonna
run
out
of
money,
no
matter
every
time
and
amount
of
money,
but
we're
gonna
have,
but
but
the
money
that
we
I
think
we
have
to
also
accept
the
fact
that
we're
using
the
money
to
have
positive
impact
right.
J
So,
even
though
there's
this
space,
where
we're
not
helping
certain
people,
because
we
ran
out
of
funds,
we
still
want
to
celebrate
the
amount
of
people
that
we
were
able
to
help
with
the
funds
that
we
had
right
so
and
into
your
points.
Parts
for
4%
deals,
if
that
does
have
a
large
impact,
I
think
that
we
should
think
about
that,
whether
it's
one
or
two
projects
that
we
want
to
leverage
to
say.
Okay,
this
amount
of
money
is
gonna.
Have
that
amount
of
impact
next
year,
then
I
think
for
that
I.
H
I
H
Other
thing
is
that
the
most
underutilized
resource
in
the
state
of
Pennsylvania
is
the
4%
tax
credit
and
we're
talking
about
billions
of
dollars
that
aren't
tapped
into
because
we
can't
fill
these
gaps.
So,
yes,
you
know,
I
get
it.
Everything
is
important,
but
we
got
a
huge
underutilized
resource
that
is
on
top
and
and
we
need
to
start
tapping
it
so
yeah.
M
M
K
A
Conscious
of
time
here,
no
we're
gonna
try
to
go
really
quickly
here
here.
The
for
sale,
I,
don't
think
that's
correct
with
18.
Maybe
it
is
on
a
unit
counts
its
unit.
Okay,
it's
a
unit
count
for
four,
so
there's
been
about
I
think,
like
four
pride
that
I've
been
approved
for
for
so
this
one
I,
just
just
in
terms
of
pipeline
and
funding,
we
we
are
still
in
2018
money
on
this
one.
A
We
still
the
2018
line-item
was
one
point,
two
five
and
then
one
point
two
five
in
nineteen
and
we'll
see
expenditures
in
a
little
bit,
but
I
think
we're
less
than
half
committed
about
a
third
committed,
I
think
out
of
2018,
so
we
still
do
have
to
2019
line-item.
Here
we
also
have
the
neighborhood
stable,
the
NSP,
the
Neighborhood
Stabilization
program.
Did
the
URA
received
a
two
million
dollar
award
from
the
state
last
year
that
can
do
very
similar
types
of
projects,
so
I
did
want
to
point
out
that
this
program
seems
to
be.
S
So
for
the
new
advisory
board
members
there
are
each
each
month
we
have
a
little
bit
of
an
update
on
the
expenditures,
but
we
also
like
to
have
something
on
the
impacts
of
the
programs.
The
things
that
you'll
see
every
month
are
the
next
slide,
which
is
just
a
list
of
what's
allocated
and
committed,
and
what's
left,
you
will
always
see
a
breakdown
of
dollars
in
units
by
area,
median
income,
and
you
will
always
see
a
map
of
the
investments
to
date.
S
One
thing
that
those
of
you
who
have
been
on
the
committee
will
notice
about
this
slide.
Is
that
we're
missing
a
column,
the
column?
Can
you
go
to
the
next
one?
The
column
that's
missing
is
how
many
applications
that
we've
received
from
developers
and
organizations.
The
reason
is
because
we
need
to
combine
those
two
years,
but
you
can
always
look
in
the
right-hand
column
on
what
is
not
yet
committed.
I
am
in
the
interest
of
time
just
going
to
go
to
the
next
slide.
S
What
I
want
to
draw
your
attention
to
here
is
that
we're
last
month
we
were
pretty
well
in
with
what
the
legislation
holds
us
to
in
terms
of
the
dollar
breakdown
by
area
median
income
we're
now
at
51,
35
and
14%.
Those
last
two
are
supposed
to
be
25
and
25.
I
actually
think
this
is
not
anything
that
we
need
to
worry
about.
I
think
that
the
50%
that's
going
up
right
now
is
because
of
the
homeowner
assistance
program
in
each
HSP.
The
rental
assistance
program
or
crisis
prevention
program.
S
A
Given
the
number
of
applications,
we
have
on
hand
for
DHAP
program,
given
the
number
of
applications
that
kind
of
come
in
weekly
on
that
one.
That's
the
homeowner
assistance
program
and
also
given
the
fact,
we're
really
looking
at
ways
to
to
help
those
folks
between
50
and
80
percent
as
well,
that
that
is
something
to
keep
in
the
forefront
of
our
minds
that
that
that
program
will
need.
You
know
to
be
funded,
pretty
heavily
the
housing
stabilization
program.
Of
course
you
saw
those
statistics.
You
see
how
fast
I'm
running
out
of
money
there.
K
A
I
guess
that's
it
for
expenditures
next
slide.
The
teen
is
coming
up
and
over
over
time,
but
we
it
because
we
are
gonna
need
money
for
housing,
stabilization
program
and
the
Jaypee
program.
We
cannot
really
delay
getting
an
allocation
plan
in
place
for
2020,
so
we
are
going
to
be
reaching
out
to
have
special
meetings
with
divisor
board.
I
G
A
Next
couple
months,
next
month
or
two
to
talk
about
these
things,
we
do
have
a
training
for
advisory
board
members
coming
up
in
a
week.
Miss
Johnson
I,
don't
know
if
I
have.
Let
have
that
on
your
calendar
or
not.
I
will
talk
to
you
about
that,
but
it's
basically
to
go
over
all
the
URA
programs
how
they
relate
to
this.
These
programs
to
help
you
start
to
think
through
the
need
for
some
of
this
funding.
I
think
that's
on
the
8th.
A
But
we
really
want
to
be
in
a
position
that
that
absolutely
and
if
we
can
move
this
up
a
month,
that
would
be
great
but
the
absolute
latest
to
to
be
in
front
of
the
advisory
board
with
a
preliminary
plan
in
December
the
final
plan
in
January,
so
that
it
is
approved
in
February
by
council
and
that's
really
the
absolute
leaders
if
we
can
move
it
up
or
potentially
even
skip
the
preliminary
portion
so
that
we
can
get
two
counts,
get
final
approval
in
December
and
get
the
council
in
January.
That
would
be
great
too.
W
I
just
wanted
to
provide
a
quick
summary
of
what
our
own
going
hof
Community
Engagement
goals
are:
first
engage
with
a
high
volume
of
community
members
that
are
representative
at
the
city,
especially
those
who
have
been
affected
by
the
affordable
housing
crisis,
and
we
want
to
continue
to
formulate
hof
programs
based
on
the
needs
and
wants
of
the
community.
We
also
want
to
employ
various
strategies
to
test
out
and
expand
engagement
methods.
There
are
90
neighborhoods
in
Pittsburgh.
W
So
prior
methods
in
the
past
included
the
2018
meetings
hosted
by
Pittsburgh
United
and
then
the
citywide
meetings
held
earlier
this
year
in
February
and
March
as
you'll
see
on
the
map.
Most
recently,
Pittsburgh
United
hosted
a
series
of
community
meetings
over
the
summer
and
they
did
an
amazing
job
I'm.
Unfortunately,
it
they're
not
here
right
now,
but
I
can
attest
that
Jessica
and
I
went
to
all
the
meetings
actually
and
they
had
and
Sharon
yes
and
Jamie.
W
So
we
had
a
variety
of
staff
there
and
in
each
one
there
was
an
outstanding
amount
of
residents
there.
There
were
over
150
at
the
ones
that
I,
attended
and
I
know.
It
was
over
100
at
each
of
the
other
meetings
that
I
was
not
able
to
go
to
and
they
did
an
amazing
job
connecting
with
the
public
and
educating
the
public
on
our
programs,
we
had
genuine
and
sight
excitement
for
people
coming
up
to
our
table.
Wanting
applications,
Jessica
and
I
were
winded.
After
speaking
with
so
many
people,
it.
W
So
our
approach
for
2020
and
you
allow
social
plan
meetings
is
really
going
to
be
focused
on
meeting
people
where
they're
at
and
in
their
communities.
We
are
gonna
to
accomplish
this
by
attending
existing
community
meetings
and
events
in
their
neighborhood.
Our
our
upcoming
meeting
is
actually
next
Saturday
and
an
invite
will
be
sent
out
to
all
the
advisory
board
members
who
can
attend.
We
are
partnering
with
Councilwoman
Cal
Smith
on
her
district
to
Housing
and
resource
fair,
that
she
is
sponsoring.
It
is
from
11:00
to
2:00
p.m.
W
in
Crafton
Hof
will
be
hosting
to
feedback
sessions
and
then
also
be
tabling
at
the
event
as
well.
We
had
past
success
with
this
method.
For
example,
staff
attended
the
Bedford
block
party,
and
so
HOF
staff
was
really
able
to
have
a
conversation
and
dialogue
with
residents,
as
opposed
to
just
a
presentation.
They
were
able
to
collect
feedback,
answer
questions
and
also
distribute
the
survey
and
collect
feedback.
W
In
order
to
be
successful
is
that
we
will
be
putting
forth
a
list
of
community
meetings
and
events
that
we
will
get.
We
will
be
attending.
Please
review
that
list
and
let
us
know
and
provide
feedback
to
ensure
that
we
are
engaging
all
communities
if
there
are
any
meetings
or
events
on
that
are
not
on
there.
That
should
be,
please
bring
it
to
our
attention
and
we
will
make
sure
that
it
is
well
staffed
and
then
also
your,
of
course,
more
than
welcome
to
attend
these
community
events.
W
W
A
Of
them
were
meet
like
media
digital
media
groups
like
that
was
more
their
specialty,
then
then
outreach.
So
given
the
fact
that
expedited
meetings
just
happened
and-
and
we
you
know
the
URA-
we
always
want
to
be
good
partners
to
our
Community
Development
Corporation's
and
then
the
meetings
that
they're
having
thought
like
this
was
a
good
strategy,
but
we
might
retain
one
or
two
of
the
firms
to
do
some
digital
outreach
around
it.
We
are
looking
into
that
at.
A
W
So
we
do
have
a
paper
survey
that
we'll
be
distributing
this
year
instead
of
the
clickers
just
because
of
the
nature
of
the
meetings
that
we're
going
to
and
then
we'll
also
ask
the
public
to
complete
a
worksheet
where
they
can
allocate
funds
for
2020
with
each
of
the
line
items
from
2018
and
2019,
and
then
there's
also
space
on
this
survey
too.
For
any
additional
programs
they'd
like
to
see
funded
for
2020.
W
N
A
N
Would
you
know
strongly
urge
I'm
like
a
broken
record
on
this,
but
Pittsburgh
United?
It's
been
doing
a
great
job.
We
need
to
continue
those
meetings,
because
what
we
wound
up
with
last
year
was
not
a
very
representative
sample
and
we
needed
to
get
more
folks
from
that
were
renters
to
a
large
meeting
downtown
and
I.
Really
don't
I.
Don't
think
that
that's
the
that's
fair.
F
N
You
know
the
majority
of
people
of
residents
in
the
city
are
now
renters
and
we
need
to
make
sure
that
we're
hearing
from
them,
especially
from
low-income
renters
Pittsburgh
United,
has
done
a
great
job
of
turning
out
community
across
the
board.
So
it
hoped
that
we
would
find
a
way
to
incorporate
a
couple
of
meetings
that
they
were
organizing
because
they're
getting
to
places
that
the
staff
isn't
getting
to.
S
Yeah,
so
these
are
all
good
questions.
I
would
say
we're
certainly
not
limited
to
CDC's
and
in
fact,
the
community
organizations
that
we
have
on
the
calendar
so
far
from
the
mayor's
office
are
not
are
not
like
majority
CDC's.
This
is,
though,
the
reason
why
we
would
really
prefer
to
advance
that
list
to
you
so
that,
if
something
looks
off
or
if
something's
missing,
we
can
kind
of
refine
that
I
think
mark
to
your
point
about
hosting
the
hosting
a
meeting
and
especially
leveraging
the
strengths
of
Pittsburgh
United.
S
Those
are
all
really
good
points,
I
think
for
this
time
around.
The
idea
was
to
expand
on
the
methods
that
were
using
and
to
kind
of
acknowledge
that
in
the
past
10
months,
we've
had
probably
10
between
our
own
and
Pittsburgh
United's
hof
specific
meetings.
We
think
that,
in
order
to
expand
on
what
we've
heard
from
the
populations
that
have
turned
out
to
those
meetings,
it
will
be
valuable
to
meet
people
in
the
community
organizations
so
that
we
have
a
more
well-rounded
picture
and
so
that
we
can
find
out.
A
Ok,
any
other
questions
regarding
this
process.
Ok,
if
not
moving
on
I,
just
want
to
remind
everybody
that
budget
hearings
do
occur
in
city
council
chambers
in
November
and
December.
So
we
are
not
actually
allowed
to
use
this
room
because
it
will
be
busy
in
November
in
December,
so
the
Advisory
Board
meetings
will
be
on
the
13th
floor
of
the
URA,
which
is
located
at
200,
Ross,
Street
and
I.
Think
that's
it
unless
there's
any
other
questions
or
comments
from
the
vegetable,
ok,.