►
From YouTube: City council budget workshop Aug 4 2020
Description
The City Council held a budget workshop at 4 p.m. on Tuesday. To see the agenda, visit https://www.biloxi.ms.us/agendas/citycouncil/2020/080420/080420agenda.pdf.
A
B
A
A
B
I
too
have
no
report.
This
will
take
us
to
citizens
comments
in
the
public
agenda
portion
of
the
of
the
meeting.
We've
got
45
minutes
three
minutes
per
person.
Is
there
anybody
on
my
right
hand,
side?
Excuse
me
your
right-hand
side
and
my
left-hand
side
of
the
room
that
would
care
to
speak
there
being
none.
If
there's
anybody
on
the
left-hand
side
of
the
room,
my
right-hand
side
of
the
room,
that
would
care
to
speak
there
being
none.
B
A
B
F
F
Then
we
have
reinsurance.
On
top
of
that
which
will
protect
you
for
any
excess
losses.
There
is
a
proposed
40
percent
increase
on
the
reinsurance
rates,
and
there
is
a
proposed
two
dollar
per
employee
per
month:
increase
on
the
blue
cross
blue
shield.
Now,
what
does
all
that
mean?
Blue
cross
is
looking
for
about
a
12
000
increase,
which
we've
asked
them
to
go
back
and
give
us
a
flat
renewal.
We're
still
waiting
to
to
see
that
and
the
reinsurance
rates
that
we've
gotten
preliminarily
are
going
to
be
the
worst
rates
we're
going
to
get.
F
F
What
does
that
mean
financially
if
everything
goes
exactly
as
it's
supposed
to,
and
you
do
exactly
what
the
actuaries
think
you're
going
to
do:
you're
looking
to
spend
this
year
about
8.58
million
in
claims
and
fixed
costs.
As
far
as
the
health
insurance
portion
is
concerned
last
year,
that
projected
number
was
about
8.1
million,
so
you're,
looking
at
a
400
000
increase
as
of
now
okay,
but
I
stress
to
you,
these
numbers
are
not
firm,
they're
preliminary
and
they're
going
to
be
the
worst
that
we're
going
to
get.
We
anticipate
those
getting
much.
E
G
G
F
That
on,
as
we
discussed,
we
are
looking
at
two
different
things:
we're
looking
at
keeping
blue
cross
blue
shield,
keeping
the
plan
that
you
have
now
getting
a
different
reinsurance
carrier,
because
that's
the
bulk
of
the
increase.
Is
your
reinsurance
premium?
We're
also
looking
at
different
networks,
different
tpas,
to
see
if
we
can
somewhat
replicate
the
plan
that
you
have.
The
plan
that
you
have
now
is
a
very
unique
plan
that
is
not
offered
anymore,
but
we're
going
to
try
to
replicate
that
as
best
we
can
get
a
repricing
analysis,
saying
hey.
F
If
we
had
the
exact
same
year
next
year,
as
we
did
this
year
with
the
same
claims,
what
would
it
cost
with
a
different
network
and
a
different
tpa?
The
claims
portion?
We
don't
have
that
yet,
but
the
tpa
that
we're
looking
at
would
offer
a
substantial
savings
as
far
as
the
tpa
fee
is
concerned,
so
we're
looking
at
potentially
a
hundred
thousand
dollars
in
savings
of
just
the
fee,
but
we
need
to
make
sure
that
the
network
works
out
as
far
as
the
discounts
and
provider
access
for
the
employees.
G
F
We
have
seen-
I
guess
starting
in
march
and
if
you
look
at
your
claims,
you
started
to
see
a
decline
in
in
your
claims
and
reimbursements,
because
people
couldn't
go
to
the
doctors.
Elective
procedures
were
shut
down,
so
we
saw
claims
go
down,
but
this
past
month
you
know
after
three
or
four
good
months
this
past
month
you
had
everybody
catching
up
and
going
to
the
doctor,
so
your
claims
did
go
back
up.
D
The
other
day
when
we
had
our
meeting
at
chuck,
they
said
you
we
had
609
employees
on
the
insurance
and
I
noticed
we
had
644
listed.
That's
what
we're
trying
to
get
from
fofo
for
these
extra
35
people,
so
actually
on
our
insurance
plan.
Now
you
said
you
didn't:
have
anybody
really
picked
up?
You
lost
a
few
that
retired
in
that,
but
so
I'm
trying
to
figure
out
where
we
got
the
644,
because
that's
a
big
difference.
Another
35
people
added
to
this
insurance.
D
D
F
You
know,
there's
there's
several
scenarios
where
an
employee
would
not
take
insurance
and
I'm
thinking
that
those
35
or
so
people
would
fall
in
into
that
category.
I
can't
speak
to
that.
I
can
speak
to
who's
on
the
plan,
but
sometimes
you
have
two
employees
that
are
married
and
they're
under
you
know
one
family
plan
on
the
city
instead
of
two
individual
plans,
so
they're
somebody
may
have
tricare,
they
don't
need
it.
D
D
D
J
D
D
D
D
No,
no,
no,
we
didn't
say
anything
about
pro-time
people.
You
said
you
had
644
people
working
for
the
city,
full-time,
not
part-time
people,
not
people
that
work
in
and
out.
We
talk
about
644
and
the
numbers
right
there
on
the
sheet
of
paper.
Y'all
give
us
and
not
saying
about
the
parks
and
recreation
that
has.
J
D
D
I
understand
that,
that's
what
I'm
trying
to
make
sure
that's
why
I
have
to
get
all
those
numbers
see
where
is
that
who's
working?
What
department
they're
working
in?
Are
they
full-time
because
it
costs
us
money
to
run
these
programs,
and
I
need
to
know
the
exact
amount
609
is.
It
is
fine
and
the
35
people
have
done
full-time
employees.
F
I
don't
want
to,
you
know,
speak
for
you,
but
I
think
that
the
question
is:
what
is
your
potential
exposure
for
more
cost
that
could
be
incurred
with
more
people
getting
on
the
plan
and
it
sounds
like
jill.
Maybe
you
can
correct
me,
there's
only
four
or
five
or
six
people
that
are
eligible
for
insurance
that
have
not
taken
it
as
of
now,
that's
just
my
guess
so
you're
looking
at
maybe
four
or
five
more
people,
but
that
number
that
number
fluctuates
within
a
month
with
you
know
three.
D
D
D
A
K
K
Obviously,
our
property
insurance
comes
up
much
later
in
the
year
or
actually
next
year,
and
so
to
talk
about
the
budget
right
now
and
this
condition
the
conditions
that
we're
finding
ourselves
in
is
difficult.
I
will
say
we
are
going
to
have
to
get
very
creative
working
with
the
insurance
committee
as
well
as
the
administration.
K
K
It's
going
to
be
similar
to
post
katrina
for
the
past
12
years,
we've
seen
rate
decreases
slowly
over
the
past
12
years.
In
the
past
two
years,
it's
gone
up.
Pretty
tremendous
we're
still
not
into
katrina's
territory
rate
wise,
we're
just
a
little
bit
above
pre-katrina
rate-wise,
but
our
coverages
are
getting
we're
paying
more
for
less
coverage.
We
did
that
last
year.
I
do
believe
that's
going
to
be
the
case
this
year
and
that's
assuming
we
don't
have
storms,
that's
in
this
particular
environment.
So
I
would.
K
C
K
K
One
thing
that
has
been
very
difficult
in
over
the
past
couple
months
is:
you
know
I
just
renewed
a
a
public
entity
and
we
did
not
receive
the
quote
until
two
days
prior
to
expiration.
They
wouldn't
release
them,
and
so
we're
dealing
with
some
of
that
as
well,
but
we
will
have
indications
and
we'll
be
advising
y'all
as
soon
as
we
can.
We
ask
for
our
quotes
145
days
out.
K
That
way,
we
have
a
few
days
to
meet
with
the
insurance
committee,
go
through
different
options
and
then
so
we
can
present,
hopefully
the
first
meeting
prior
to
renewal.
That
way,
if
we
need
be,
we
have
another
meeting
to
discuss
any
changes
that
may
not
be
hap.
That
may
not
be
possible
this
year
in
that
time
frame
that
we've
done
over
the
past
several
years.
K
E
E
K
K
All
departments
have
done
very
well
as
far
from
a
claims
perspective,
and
so
that's
a
that
is
a
variable
cost
that
is
controlled
internally
with
us
and
so
that
number,
although
our
premium
is
going
up,
the
bigger
number
is
our
claims
costs
and
that
continues
to
trend
down,
and
hopefully
we
continue
that
trend
and
that
will
soften
the
blow
of
the
increase
on
property.
If
that
trend
continues.
G
H
E
Can
at
the
time
when
we're
doing
the
property
insurance,
we
can
come
back
to
council
and
give
you
a
list
of
what
we're,
what
we're
recommending
that
we
just
you,
basically
you're
just
playing
you're,
just
risking
potential
loss
that
you
might
not
be
able
to
have
insurance
coverage
on,
but
remember
when
you
get
a
fema
when
we
file
la
fema
storm
claim
that
the
claim
is
is
paid
less.
Whatever
insurance
we
had.
K
That's
correct
and
I
think
some
of
y'all
that
were
here
post
katrina
will
remember
that
you
know
that
we
had
years
where
we
had
to
pull
out
some
of
our
higher
value
and
height,
better
constructed
buildings,
and
it
made
sense
to
insure
those
separately
than
other
buildings.
And
so
we
made
this
deep
same
thing
deconstruct
our
entire
program.
It's
going
to
it
will
get
very
complicated
claims
time
we're
not
going
to
limit
our
coverage,
but
it
may
be
better
to
do
that.
K
We
may
have
some
carriers
that
say
no
to
book
to
the
city
of
biloxi's
schedule
because
they
don't
want
these
buildings,
but
they
would
have
said
yes
to
you
know
the
visitor
center.
That's
built
very
well,
and
so
we're
going
to
have
to
look
at
this
in
a
multitude
of
ways.
But
I
do
anticipate
all
you
know:
we're
going
to
have
21
to
27
carriers
this
year
on
this
program,
and
so
it's
going
to
get
relatively
complicated.
D
Actually,
frank:
we've
done
quite
well
with
its
insurance.
If
you
remember
a
few
years
ago,
it
was
4
million.
You
know
we
made
a
lot
of
adjustments
to
cut
it
down
and
being
2.7
last
year
going
to
200
000.
You
know
to
make
it
2.9.
Will
it
be
that
much
we
don't
know
things
we
could
look
at
and
maybe
adjust
some
of
these
things.
We've
been
a
lot
better,
taking
care
of
a
lot
of
these
workman
comps
and
a
lot
of
different
things
that
really
brought
everything
down
and
the
city's
done
a
good
job.
D
K
K
I
think
you
know
you
can
always
improve
and
we
we've
talked
about
going
to
quarterly
claims
meetings
with
our
adjusters
with
our
our
attorneys
and
some
of
our
department
heads
and
we
do
provide
the
claims
report
by
department
and
the
administration
receives
that,
and
so
we
will
continue
to
do
those
kind
of
things.
So
much
thank.
D
A
L
Hi
and
hopefully
I'll
be
your
good
news.
Okay,
after
watching
the
last
re
meeting
last
week,
I
thought
maybe
I
should
come
in
and
be
available
for
questions.
So
that
is
what
I'm
here,
for
I
did
send
you
the
last
18
months
of
clinic
utilization
and
the
good
news.
Is,
it
hasn't
changed
much
right
now,
we're
in
well
season
so
well
seasoned.
Typically
any
year
is
kind
of
a
slow
time.
It's
it's
not
real
busy.
L
However,
the
covit
has
changed
that
and
because
of
that,
we
have
been
quite
busy
now,
but
for
your
normal
issues
that
come
through
the
clinic,
it's
it's
been
the
same
as
it
always
is.
We
generally
pick
up
in
business
in
august
when
kids
go
back
to
school,
kids
go
back
to
school
and
they
get
pink
eye
and
viruses,
and
you
name
it
they
get
it
and
then
we're
flooded
with
patients,
and
that
happens
all
the
way
through
what
we
call
six
season,
which
is
cold
and
flu
season.
L
Now
we
expect
this
sixth
season
to
be
pretty
bad
this
year,
because
everybody
that
has
a
cough
cold
temperature
will
be
test
will
be
wanting
to
be
tested
for
covid.
So
we're
going
to
be
quite
busy
when
your
group
came
over
for
the
first
testing
we
had
just
opened
up
another
clinic
across
the
hall.
It
was
the
old
asthma
allergy
clinic
dr
levingood,
and
we're
using
that
primarily
just
for
our
coveted
testing,
trying
to
keep
them
away
from
our
other
patients,
allowing
patients
to
still
be
able
to
get
their
pap
smears,
prostate
exams.
L
Telemedicine
has
really
been
thriving
this
past
month.
It
has
been
huge,
they
they
are
using
it.
We
did
not
impose
another
fee
to
the
city.
We
we
it's
an
added
benefit
to
your
already
in
place
agreement.
They
are
able
to
use
your
employees
and
their
family
members.
Dependents
are
able
to
use
this
during
the
hours
of
nine
and
four
during
the
day,
along
with
the
clinic
service
at
the
same
price
they
pay
now,
which
is
for
the
city,
is
nothing
the
after
hours.
L
But
we
know
that
we're
going
to
be
real
busy,
come
the
cold
and
flu
season,
so
we're
going
to
keep
telemedicine
in
place.
So
those
of
you
that
do
not
want
to
risk
coming
into
the
clinic
for
that
ear,
rake
or
sore
throat,
or
what
have
you
you'll
be
able
to
pick
up
the
call,
the
telemedicine
line
and
you're
not
going
to
pay
anything
during
the
day?
Just
like
you
don't
know
when
you
use
the
clinic.
Okay,
the
and
the
good
news
about
we.
L
We
haven't
gone
up
on
y'all
in
years,
and
you
pay
just
over
thirteen
dollars
per
employee
to
use
the
clinic
and
in
that
thirteen
dollars
per
month,
the
entire
family
can
use
the
service
within
that
thirteen
dollars.
That's
a
huge
benefit
for
your
employees
and
and
not
much
for
the
city.
I
might
add,
we
do
a
lot
more
than
just
the
health
care.
We
do.
L
Your
occupational
medicine
fire
department's
always
calling
us
for
tetanus
shots
or
our
tbs,
or
if
we
need
hepatitis,
you
only
pay
the
cost
of
what
we
pay
for
the
serum.
We
provide
the
injection
and
there's
no
markup
on
anything
that
we
do
for
you.
The
we
also
provide
jill
called
me
quite
some
time
ago
and
told
me
she
was
paying
268
dollars.
I
believe
it
was
per
chest
x-ray,
two-view
chest
x-ray
on
the
academy.
I
think
it
was
the
academy.
L
Wasn't
it
still,
okay,
and
and
could
I
do
better,
so
we
negotiated
with
the
group
and
we
got
the
x-rays
down
to
71.
I
think
it's
71
and
for
years
now,
you've
been
paying
71
dollars
per
academy.
Physical,
rather
than
268,
that
you
were
paying
so
you're
just
pay
and
that's
what
it
that's
what
they
charge
us.
You
just
pay
our
cost
labs.
L
We
offer
many
labs
free
through
the
clinic.
We
put
it
out
on
a
calendar.
I
sent
the
council
a
calendar.
I
don't
know
if
that's
if
you've
ever
seen
a
calendar
or
not,
but
our
august
calendar
you'll,
see
in
september
there'll
be
psa
on
there
for
prostate
for
men
to
be
able
to
come
over
and
get
a
free,
not
only
prostate
exam,
but
also
their
baseline
lab
or
to
have
a
psa
lab
antigen
lab
in
october.
L
We,
you
know,
we
do
the
women's
health,
the
pap
smears
february,
cardiac
will
do
cholesterol
tests
and
anybody
that
works
for
the
city
of
biloxi
or
their
family
get
those
labs
at
no
charge.
Okay.
So
that's
a
that's
a
good
benefit
for
the
employees.
We're
able
to
I'd
like
to
at
some
point,
maybe
meet
with
mike
and
any
maybe
even
psy.
Anybody
else
that
we
that
would
be
interested
and
talk
about
getting
your
labs
down
even
more.
L
We
met
with
the
group
a
couple
years
back
and
they
were
paying
quite
a
bit
for
their
labs
and
we
said
let
us
direct
bill.
Em
and
you'll
pay
cost
you'll
pay
what
it
cost
us,
so
their
cholesterol
labs
went
from
48
a
lab
to
six,
so
they
saved
substantially
in
that
and
I'd
like
to
eventually
get
with
you
on
that
and
talk
about
that.
I.
B
B
I
love
what
you're
doing
for
us
and
I
applaud
it
and
I
appreciate
it
and
this
is
why
I
want
to
make
sure
we're
doing
everything
we
can
to
drive
our
employees
into
that
system
instead
of
using
other
higher
cost
health
care
providers,
and
so
what
I
wanted
to
see,
I
know
we've
had
a.
We
have
had
a
push
to
inform,
educate
and
train
our
employees.
To
do
that.
I
B
A
A
I
think
that
that's
the
deal
and
we
can
probably
drill
down
on
these
numbers,
but
the
package
together,
we
you
know,
I
think
mike-
was
going
to
ask
you
to
talk
a
little
bit
about
the
collaboration
we
did
with
the
the
fast
test
and
you
want
you
know
with
the
with
the
covet,
so
I
mean
have
all
these
opportunities
as
they
appear,
and
you
see
that
we
could
do
well
together
because
you're
not
going
to
get
them
anywhere
else,
so
it
can
elaborate.
You
know
a
plan
to
stay
everybody,
you
know
stay
healthy.
L
L
The
city
will
be
dedicated
a
machine
and
we've
purchased
quite
a
few
of
them
from
abbott
laboratories
the
what
they
have
already
begun
to
release
some
but
they're,
releasing
them
to
the
hospitals
and
they're
doing
the
test
on
impatience.
Only
at
this
time.
I
understand
in
some
states
louisiana
being
one
of
them.
I
have
a
clinic
in
louisiana
and
they
have
a
rapid
test
machine
in
her.
L
The
id
now
in
one
of
their
urgent
cares,
but
it
was
because
the
hospital
actually
had
more
of
the
equipment
than
they
needed
and
they
put
it
into
the
urgent
care
for
other
people
to
use.
So
we
we
soon
should
be
having
that
and
we'll
be
able
to
get
turnaround
quick
on
getting
people
back
to
work
right
now,
quest
laboratory,
lab
and
ael
are
reporting
14
to
16
days
out
peck,
even
memorial
city
of
gulfport
called
me
yesterday.
L
They've
had
somebody
out
for
13
days
and
that
went
to
memorial
to
be
tested,
and
I
don't
know
which
lab
memorial
uses.
I
don't
know
if
it's
theirs
or
one
of
the
others,
but
the
three
major
labs
are
are
14
to
16
days
out
well,
by
the
time
the
result
gets
back,
you're
out
of
quarantine,
so
we're
wanting
to
give
them
back.
Much
sooner
now
we
have.
L
We
have
negotiated
a
piece
of
equipment
in
alabama
at
a
lab
and
they
have
put
us
first
in
line
on
it
as
long
as
we
drive
drive
the
specimens
to
them
so
on
a
daily
basis.
We
are
taking
the
specimens
over
to
this
lab
and
so
far
so
good.
When
I
first
started
out,
it
was
two
day
turnaround.
We're
up
to
four
days
now,
and
I
know
before
the
winter
gets
here,
it'll
be
just
as
bad
as
the
other
labs,
so
which
was
the
main
purpose
in
purchasing
the
rapid
test
machine.
Well,.
L
It
does
it
does
right
now
you're
paying
a
hundred
dollars
a
test
for
the
coven,
if
you're,
if
you're
being
billed
directly,
if
you're
filing
insurance,
actually
150
and
the
patient's
not
paying
anything
but
the
city
is
the
city
is
picking
up
the
tab
for
that.
The
cost
for
these
will
be
65.
That's
our
cost.
So.
A
L
Come
we
come
on
site
last
year
we
came
on
site
and
we
provided
your
flu
test
and
your
flu
tests
are
not
there's
only
12
of
them
that
are
shown
in
this
report,
because
this
is
actual
clinic
service
report.
This
comes
out
of
our
electronic
medical
records.
When
I
ask
it
to,
I
ask
it
to
print
a
report.
This
is
what
it
pulls
from
what
we
did
in
the
clinic,
so
you're,
not
seeing
the
others
that
we
provided
on
site,
which
was
an
another
additional
four
thousand
and
semi-dollar
savings.
L
Four
thousand
six
hundred
and
seventy
one
dollar
savings
just
in
flu
vaccine,
because
you
again
you're
only
paying
our
cost.
We
come
on
site
and
we
provide
the
test
and
you
just
pay
for
the
serum
last
year
they
were
thirteen
sixty,
I
think
this
year
I
understand
they're
gonna
be
right,
close
to
nineteen
dollars,
so
probably
because
of.
A
Code,
if
we
come
up
with
a
covert
cure,
I
think
our
covert
vaccine,
I
think,
is
well
worth
it
and
we're
appreciative
of
you
know
ramping
up
to
because
it's
going
to
be
a
big
thing.
Our
only
salvation,
I
think,
because
everybody's
going
to
you
know
be
hopeful
that
we'll
get
that
sooner
than
later
and.
L
D
L
D
A
B
The
only
way
to
know
if
our
efforts
are
working
is
to
generate
some
form
of
metrics
to
be
able
to
analyze
to
see
if
our
efforts
are
working.
So
while
we
keep
educating
our
employees,
I
would
ask
this
administration
to
generate
some
way
to
follow
or
track
to
see
if
we're
actually
driving
people
to
the
low-cost
health
care
providers
versus
the
emergency
rooms
and
the
other
high-cost
providers
that
we
see
employees
go
to.
We.
A
L
Is
the
key
right,
which
is
why
we
put
out
calendars
every
month,
just
to
give
them
a
little?
Here's?
What's
going
on
in
the
clinic
trying
to
continuously
market
the
clinic
one
of
the
things
there's
other
ways
to
drive
as
well?
We
recently
not
recently,
it's
been
actually
probably
three
or
four
years,
but
we
met
with
one
of
the
larger
casinos
on
the
coast
that
we
have
a
clinic
with
and
they
decided
they
wanted
to
do
wellness
through
us.
L
They
were
paying
a
lot
for
their
labs
and
their
tpa
convinced
them
to
look
at
our
lab
list
and
our
cost
versus
against
theirs,
and
they
did
and
we
saved
them
over
a
hundred
thousand
dollars
a
month
in
their
labs.
Now
now
in
saying
that
they
developed
they
decide,
they
developed
a
protocol
that
if
you
are
insured
with
us
and
you
go
get
a
lab
that
is
not
emerging
not
in
in
the
hospital
outpatient
and-
and
you
don't
go
to
medical
analysis,
you
pay
the
first
x
amount
of
dollars
and
theirs
is
a
hundred.
L
If
you
get
this
wellness
done
through
medical
analysis
and
they
follow
you
and
they
work
with
you
on
your
on
prevention
and
making
people
compliant
with
their
medications.
And
what
have
you,
then
you
pay
a
lower
premium
where,
if
you
don't
do
anything
about
your
health,
you
don't
quit
smoking
or
you
don't
whatever
you're
going
to
pay
a
higher
premium.
So
there
are
ways
to
do
a
little
bit
of
driving
that
you
know
we
can
be
helpful
with
as
well.
L
L
E
But
basically
we're
sitting
at
75
percent
of
the
year
is
gone.
The
budget
year
25
remains
25
of
our
money
is
gone.
25
remain
so
we're
right
on
target
to
finish
the
year
at
budget.
If
something
doesn't
happen,
but
right
now
right
now
we're
right
where
we
need
to
be-
and
we
think
some
of
that
is
the
increased
use
of
medical
analysis.
D
B
B
A
B
If
we,
if
we
moved,
if
that
were
the
case,
then
we'd
have
to
move
to
vote
on
every
one
of
these
items
individually
on
this
proposed
budget.
I
don't
think
that's
the
case.
This
is.
This
is
a
proposed
budget.
This
is
this.
Is
the
responsibility
of
the
administration
to
present
to
us
a
proposed
budget
when
you
prevent,
when
you
present
the
the
final
budget
for
us
to
vote
on
at
that
time,
we
can
amend
it.
G
B
C
A
B
A
B
D
M
It
was
two
different
title
grants:
it
was
a
10
and
a
10.
It
was
the
national
mississippi
national
heritage
grant.
For
thirty,
there
was
an
irene
pennington
foundation
for
thirty
thousand.
Private
donations
was
fifty
five
hundred
the
slovenian
lodge
donation
a
thousand,
and
then
we
had
thirty
five
well
38
295
is
the
balance.
B
A
B
A
B
H
I'm
joe
boney,
I'm
the
treasurer
for
the
westin
host
company
number
three,
our
museum.
I
think
I
explained
last
week
what
what
the
issues
were.
The
one
thing
I
did
leave
out
was
the
gutters.
The
gutters
are
the
reason
the
windows
are
being
rotted
because
the
gutters
are
rotted
and
the
rain's
coming
right
onto
the
windows,
so
I've
been
working
with
bill
raymond
for
a
couple
of
years.
We
just
haven't
just
haven't
ever
got
to
that.
We've
never
had
that
done.