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From YouTube: City council meeting Aug 24 2021
Description
Biloxi City Council regular scheduled meeting held on Tuesday, Aug. 24, 2021 at 1:30 p.m. To see the agenda, visit: https://www.biloxi.ms.us/agendas/citycouncil/2021/082421/082421agendaspecreg.pdf.
A
C
C
B
D
D
And
as
far
as
updates,
we
continue
to
meet
with
the
mayors
of
the
zoo,
through
zoom
and
and
with
officials
from
the
this
was
lee
bond
from
single
river,
just
an
updating
on
coven
and
some
of
the
options
that
may
be
sending
our
way,
especially
with
some
of
the
vaccines
being
approved.
I
think
pfizer's
approving
the
modern
shortly
to
come,
but
we
been
meeting
weekly
and
so
we'll
keep
everyone
appraised
for
that.
D
D
D
D
The
goal
was
to
hear
from
bridge
builders
about
what
they
could
bring
to
the
table
in
delivering
a
new
bridge
to
the
city,
including
the
possibility
of
a
toll
bridge
december
30
2020.
The
city
received
three
proposals
january
29
2021,
the
city
notified
bidders.
It
would
continue
to
explore
traditional
public
funding.
D
It's
pro
it.
Its
proposal
provides
for
funding
all
bridge
costs,
including
all
future
maintenance
and
deliver
a
bridge
in
less
than
four
years.
United
bridge
partners
would
explore
and
present
various
options,
if
approved
by
the
council.
They
will
pay
for
design
permits,
construction
and
ongoing
cost
of
operations.
D
It
should
be
stressed
that
this
election
does
not
guarantee
a
contract
will
be
executed
or
that
the
project
will
be
implemented.
Rather,
this
election
allows
the
city
to
proceed
with
negotiation
and
drafting
contract
terms
and
conditions.
One
such
term
would
be
reduced
fees
for
biloxi
residents
once
these
terms
and
conditions
have
been
advanced
to
a
satisfactory
stage.
A
presentation
on
the
project
and
contract
specifics
is
to
be
made
to
the
city
council
workshops
and
public
hearings
would
also
take
place
before
any
vote
on
the
contract
by
city
council.
D
While
this
selection
completes
the
rfp
process,
the
city
reserves
the
right
to
reject
any
proposed
contract
terms
or
conditions.
I
look
forward
to
working
with
this
company
to
turn
this
project
into
reality,
and
that's
for
you,
the
council,
as
well
the
citizens
of
biloxi,
it's
purely
exploratory
and
we're
moving
forward
with
exploring
the
possibilities.
B
E
D
About
two
years
we've
been
exploring,
we
actually
did
the
proposals
or
rfps
and
responded
and
we
were
kept
researching
other
options.
This
seems
like
a
way
to
proceed.
I
think
the
these
folks
have
had
conversations
with
a
number
of
you
on
the
council,
so
we're
you
know,
thinking
that
this
is,
you
know
again
we're
not
giving
up
anything.
This
is
purely
exploratory,
but
you
know
10
or
15
years
is
a
long
time
for
a
bridge.
We've
already
been
in
discussions
for
a
number
of
years
can't
afford
anymore.
D
D
D
Nobody
knows
where
the
money
was
coming
from.
That's
the
problem.
You
know
it
could
be.
You
know,
we've
got
some
infrastructure,
we've
been
we've
been
in
washington
trying
to
identify.
This
is
certainly
a
big
big
product,
but
one
of
the
options
is
that
if
there's
some
money,
you
know
coming
that
way
from
federal
or
state,
you
know
ultimately
comes
to
the
federal
government.
D
D
F
D
F
F
D
G
I
appreciate
that
sir
yeah.
It
was
14
states
and
two
territories
that
were
represented
with
law
enforcement
executives,
mostly
a
total.
I
think
we
had
582
people
registered
for
the
conference,
so
probably
around
a
thousand
or
more
were
here
with
you
know,
families
and
all
for
the
conference
turned
out
very
well.
G
We
had
it
was
their
their
30th
annual
homicide
conference.
So
we
were
kind
of
privileged
to
be
able
to
to
represent
that
form
here
on
the
gulf
coast,
I'm
sure
they'll
be
back,
they
came
in
2017,
they
enjoy
themselves,
then
they
from
all
indications.
They
enjoy
themselves
this
time.
So
I
think
that
they'll
be
back
again,
probably
every
third
year
we
can
expect
them
to
come
back.
G
We
tried
to
show
them
a
good
time.
I
had
a
bunch
of
vendors
that
paid
for
just
about
everything
that
that
we
utilized
as
far
as
food
and
and
adult
beverages
and
things
like
that
they
stayed
at
the
golden
nugget.
So
it
was
just
a
walk
over
farm
that
worked
out
very
well.
Also,
and
senator
hyde
smith
also
came
and
made
a
presentation
there,
and
I
think
they
enjoyed
that
also.
F
K
K
The
the
bridge,
the
is
it
the
united
bridge
partners,
I
did
have
lunch
with
them
and,
and
it
was,
it
was
nice
to
hear
what
they
had
to
say
and
they
they
actually
had
a
really
good
grasp
on
what
we
need
from
now
and
into
the
future.
You
know
extending
it
all
the
way
from
the
interstate
giving
us
a
direct
route,
and
it
was.
It
was
interesting
to
hear
the
proposals,
and
I
look
forward
to
hearing
more
about
how
we
can
make
a
new
bridge
happen.
L
Just
a
couple
things
I
talked
to
mr
creel
earlier
about
some
trees
on
short
crest,
and
I
know
that
I
think
you've
went
out
there
with
mr
amigas
a
couple
of
times
and
I
don't
know
if
any
trees
can
be
removed.
But
one
of
the
issues
is
speeding
problems.
Mr
krill
says
that
our
the
distance
that
they
are
is
within.
L
You
know
what
they
should
be,
and
so
I'd
like
to
maybe
meet
with
me
and
mr
krill
meet
with
you
after
the
meeting
or
whenever
you're
available
chief
to
look
it
and
see
if
some
options
on
that
yeah
and
then
I
talked
to
a
couple.
You
know,
as
you
all
know,
there's
a
lot
of
money
available
coming
that
jackson's
controlling
for
projects
this
year.
L
So
I've
talked
to
a
couple
of
our
representatives
and
they
seem
to
be
on
board
to
give
us
some
money
for
some
of
the
infrastructure
projects
in
ward
7.,
and
so
I'd
like
to
sit
down
with
you,
mr
leonard,
as
well,
and
because
you
have
a
grasp
on
you
know.
The
order
of
you
know
what
we're
wanting
to
do
things
so
that
we
can
get
some
of
those
requests
into
them
and.
M
President
mayor,
that
sounds
good
to
have
workshops
on
this
bridge
pops
ferry
bridge
issue.
However,
if
it's
gonna
entail
a
toll
or
something
like
that,
if
that's
part
of
the
discussions,
would
that
be
better
to
get
a
referendum
to
get
the
vote
of
the
people
or
or
I
mean
or
is
that
something
we
just
need
to
discuss.
D
There
are
a
number
of
opportunities
that
would
come
to
you
know
to
me:
you
got
to
pay
for
it
as
150
million
dollars
a
project,
it's
got
to
be
paid
for
one
way
or
the
other.
How
important
is
it
who
uses
it?
Frequencies
again,
we
visited
washington
there's
a
number
of
big
bridge
projects
which
this
would
qualify
and
our
options
on
the
table
if
we
just
happen
to
get
50
or
60
million
dollars
of
that.
D
H
M
Okay
and
speaking
of
bridges
again,
I'm
going
to
bring
it
up
on
this
cedar
lake
bridge
and-
and
I
know
you
alluded
to
some
of
the
infrastructure-
that
our
state
and
federal
representatives
are
or
hopefully
they'll-
assist
us
with
and
recognize.
But
currently
today
can
we
go
over
that
bridge
chief
with
a
fire
truck.
Yet
if
there
was
an
emergency.
I
Just
to
remind
we,
you,
you
and
the
council
approved
our
submission
of
a
project
to
repair
the
cedar
lake
bridge
and
and
that
went
to
the
mississippi
emergency
bridge
and
roadway
repair
program
that
they
have
every
year.
That's
they
set
aside
40
30
40
50
million
dollars
for
bridge
emergency
bridge
repairs.
So
that's
in
the
in
the
queue
now
for
consideration.
For
that
program.
I
M
And
that
that
is
a
great
thing,
but
we
still
have
the
flooding
on
each
side,
which
creates
a
natural
barrier
and,
as
we
know
that
that
area
floods
quite
a
bit
and
we've
got
to
find
a
way
to
kind
of
cure
that
issue.
So
thank
you,
the
other
thing-
and
I
think
I've
reported
this
in
a
request
for
an
assessment,
but
I
just
want
to
put
it
in
my
report
today.
Several
fire
hydrants
has
been
reported
that
the
grass
has
grown
over
them
and
they're
hard
to
see.
Hopefully
we
can
cure
those.
I
N
N
We
typically
take
care
of
it
when
we
do
our
yearly
maintenance
in
the
spring
and
flush
and
do
our
float
tests
and
that
sort
of
thing
and
then
the
rest
of
the
years
is
either
residents
doing
it
right
there,
in
association
with
their
their
yard
or
their
kind
of
area
or
a
public
works
type
issue.
Okay,.
M
M
They
say
these
are
some
residents
that
live
right
off
of
there
and
they
say
it
seems
like
it's
kind
of
getting
worse.
So
if
we
can
kind
of
step
up
to
speed
traps,
if
that's
an
appropriate
word,
yeah
all
right
and
then
finally,
I
I'd
also
today,
youth
football
is
issuing
helmets
and
pads
to
a
bunch
of
guys
that
missed
their
season
last
year
and
so
I'll
be
out
there
after
this
meeting
for
kind
of
assisting
with
that
process,
but
it's
good
to
see
youth
football
returning
to
biloxi.
B
We
also
need
to
set
a
time
for
our
special
meeting
on
september
14th
when
we
vote
on
the
budget.
We
we
agreed.
That
was
the
date,
but
we
didn't
set
a
time
for
that
is
everybody
on
the
council
comfortable
with
1
30
on
tuesday
september
14th.
Remember,
that's
the
second
tuesday.
Usually
we
don't
meet,
but
this
is
a
special
meeting
to
approve
the
budget
good.
B
Right,
that's
going
to
be
5
15.
The
public
hearing
on
the
budget
is
at
5
15
on
tuesday
september,
7th,
followed
by
our
regularly
scheduled
council
meeting
that
night,
then
the
following
tuesday
september
14th.
Typically,
we
don't
meet
the
second
tuesday,
but
we've
got
to
prove
the
budget
to
beat
that
statutory
deadline
of
the
15th.
So
it.
B
Let's
see,
we've
got
spring
break
or
beach
fest,
whatever
it's
called
that's
this
weekend
and
I
know
the
police
are
geared
up
for
that.
I
know
the
barricades
are
going
up.
I
know
the
cones
are
going
to
go
down
at
the
crack
of
stupid
friday
morning,
bright
and
early.
So
just
everybody
be
mindful
of
traffic.
I
know
chief,
I
don't
know
if
you
know
what
kind
of
crowd
to
expect.
G
Everything
at
the
coliseum
has
been
cancelled,
so
that
kind
of
leaves
us
in
a
trig
bag.
Is
we
really
don't
know
what
to
expect
it's
it's
hard
to
look
at
hotel,
room,
rentals
and
figure
that
out
so
we're
just
going
to
prepare
that
we're
going
to
have
people,
probably
from
slidell
and
mobile
that
come
for
the
day.
G
B
B
Thank
you.
The
only
other
thing,
mr
mayor
is,
I
know,
the
ip
casino
south
of
bay
view.
They've
got
their
parking
lot
and
I
know
that
oscar
renda
was
working
in
that
area
in
the
north
project
and
it's
got
all
that
rock
down
in
their
parking
area
at
some
point,
they're
going
to
improve
that
and
pave
it
do
we
know
when
that
might
happen.
D
To
answer
that
question:
no,
we
don't.
It
was
on
the
radar
a
couple
of
years
ago,
based
on
the
finishing
of
the
failure
and
and
those
anglata
I
I
don't
have,
but
I
can
reach
out
and
figure.
You
know
what
their
long-term
goal
is
with
regard
to,
I
think
it's
a
number
of
acres,
but
on
the
radar
for
march
the.
D
That
whole
parking
lot
will
be
with
about
60
manufactured
homes,
because
this
is
a
pretty
national
conference.
Hasn't
been
happening,
usually
happens
in
tunica,
so
I
don't
think
it'll
be.
You
know
paved
before
then,
but
there'll
be
a
lot
of
activity
in
in
march
of
this
year,
and
so
I
think,
there's
about
40
homes
that
they
would
be
building
there
and
then
selling
after
they
build
it.
So
it's
going
to
be
a
lot
of
attention
in
that
little
area.
B
Okay,
I'm
just
thinking
a
lot
of
people
get
off
and
that's
the
first
thing
they
see
in
biloxi,
so
it'd
be
great.
If
that
parking
lot
was
improved
and
I
know
they
had
plans,
they
were
just
waiting
on
the
north
project
to
end
to
be
done.
Work.
They
realigned
a
couple
of
intersections
vacate.
We
vacated
portion
of
the
street
and
everything,
so
it's
ready
to
go
I'd
like
to
know
when
they're
looking
to
move
forward.
Thank
you,
sir.
B
That
concludes
my
comments.
I
will
now
move
to
citizens
comments
we'll
set
aside
up
to
45
minutes
for
any
comments
from
citizens.
Each
person
would
be
permitted
will
be
permitted
up
to
three
minutes
to
speak.
So
with
that
being
said,
is
there
anybody
on
my
left,
your
right
that
would
like
to
speak?
Yes,
sir,.
B
O
O
Throughout
my
travels
in
the
last
eight
years,
I
always
look
for
the
employees
to
see
what
they're
doing
and
the
utility
public
works
department.
All
the
guys
that
I
see
sometime
at
two
three
o'clock
in
the
morning
when
everybody
else
is
kind
of
at
home,
comfortable
they're
out
there
crawling
through
dirt,
repairing
you
know,
broken
sewer
lines,
water
lines-
and
I
saw
him
in
my
neighborhood
this
morning
before
the
sun
came
up
most
time,
I'm
up
army's
brainwashed.
O
I
must
admit,
I
still
get
up
every
morning:
4
30
5
o'clock
and
there
they
are
out
there
just
working
doing
what
they're
supposed
to
be
doing-
and
I
understand
that
the
city
is
in
a
little
bit
of
a
crunch-
and
I
know
you're
you're,
considering
changing
insurance
plans
and
that's
way
above
my
pay
crate,
but
next
year,
when
y'all
think
about
insurance
premiums-
and
I
want
you
to
think
about
health
awareness
wellness.
We
don't.
O
We
don't
have
a
health
care
plan
problem
in
this
country,
I'm
fortunate
to
travel
to
europe
two
or
three
times
a
year.
Sometime
and
the
thing
I
love
about
the
europeans
is
that
you
look
at
their
aging
citizens,
75,
80
plus
they're,
on
bikes,
they're,
walking,
and
all
of
that
is
tethered
to
their
employment
programs,
in
other
words,
they're
tethered
to
their
their
jobs
and
into
their.
You
know,
community-based
organizations
because
they
emphasize
health
awareness,
in
other
words,
they're
proactive.
O
O
O
We
need
to
be
more
proactive
and
in
closing,
mr
guys,
I
really
appreciate
you
having
the
meeting
in
ward
two
bringing
the
mayor
out.
That
was
a
very
engaging,
very,
very
good
meeting.
I'm
also
here
to
say:
please
reconsider
the
fence
at
busch
park.
Please
take
what
I
recommended
to
this
council
two
years
ago
about
moving
everything
to
the
side
of
the
tracks
where
you
can
put
parking.
O
My
older
native
neighbors
don't
understand
security
if
you
put
a
fence
around
it,
none
of
those
single
parents
that
come
over
to
those
kindergartens
are
going
to
want
to
drop
off
their
kids
and
let
them
run
inside
of
a
gate
when
you
build
a
gate,
you
people
out,
but
you
also
keep
people
in
so
please
reconsider
spending
that
money
and
doing
it
into
something
else
like
the
parking.
Thank
you.
A
P
Eric
nolan
long
time,
city
employee,
I'm
here
to
talk
about
the
the
proposed
insurance
change
from
blue
cross
to
maestro
just
a
few
quick
things-
city
biloxi
employees
last
pay
raise
was
in
2016.
We
received
two
percent
as
across
the
board.
That
was
also
the
year
that
we
got
to
start
paying
for
our
own
insurance,
so
it
was
kind
of
a
kind
of
a
washout
situation.
P
P
We
need
to
pay
for
insurance.
We
understand
that
insurance
is
a
risk
and
benefit
situation
with
a
two
thousand
dollar
deductible,
with
the
two
proposals
that
have
been
put
out
there,
y'all
y'all
are
considering
a
50
increase
and
a
and
a
deductible
raised
to
five
thousand
dollars,
which
would
put
an
additional
cost
risk
difference
of
thirty
six
hundred
dollars
for
for
each
employee.
P
You
know
I
understand
that
we've
had
a
good
thing
with
insurance
for
a
long
time,
but
I
also
understand
that
it
may
not
hurt
me
as
much,
but
it's
going
to
hurt
those
it's
going
to
hurt
the
guys
that
are
working
the
crews
and
I've
got
this.
I
just
wanted
to
hand
it
out
to
y'all,
so
that
you'd
have
something
to
lay
your
hands
on
while
you're
thinking
about
it
and
please
reconsider
the
change.
B
B
Q
Q
B
E
B
R
M
J
M
A
L
J
C
B
S
S
First,
is
the
is
the
question
of:
are
we
going
to
leave
blue
cross
and
go
to
the
proposed
arrangement
with
a
different
tpa,
a
different
network
and
a
different
pharmacy
benefit
manager?
That
is
issue
number
one
issue.
Number
two
is:
what
do
we
want
the
plan
to
look
like?
Do
we
want
two
plans?
Do
we
want
four
tiers?
Do
we
want
to
mess
with
the
or
change
the
employee
contributions,
so
they're
two
separate
issues,
and
if
we
could
take
that
as
such,
I
think
it'd
be
a
better
discussion.
S
So
the
first
issue
is,
you
know
why?
Why
are
we
here?
We've
obviously
had
a
significant
claims
year
where
we've
had
above
average
claims.
The
city
is
looking
for
the
first
time
ever
to
pay
about
seven
and
a
half
million
dollars
in
claims,
or
possibly
over,
that
number
usually
you're
in
the
six
and
a
half
to
six
million
dollar
range.
So
I
met
with
the
insurance
committee.
I
met
with
the
administration
and
we
looked
at
options.
S
S
The
kicker
is
you're,
going
to
save
money
on
the
administration
charge
and
also
on
the
pharmacy
side,
and
we
can
get
into
details
if
you
want
to.
They
have
a
program
to
significantly
reduce
your
specialty
pharmacy
spend
and
that's
the
big
kicker
in
this,
as
far
as
where
the
savings
with
this
new
proposed
arrangement.
S
The
actual
projected
savings
is
around
six
hundred
thousand
dollars
based
on
utilization
and
trend,
and
the
pharmacy
benefit
manager
is
also
gonna
guarantee
that
you
save
two
hundred
thousand
dollars
off
of
your
prescription
drug
spend.
So
those
are
where
the
savings
numbers
come
in.
So
what
we
want
to
do
is
again
have
a
program
where
the
employees
show
a
different
id
card,
but
it
works
the
exact
same
way
as
the
current
plan,
and
you
have
the
same:
access
to
doctors,
hospitals
and
your
pharmacy.
S
S
Also,
to
the
gentleman's
point
talking
about
the
wellness
program,
we
are
going
to
implement
through
them
a
wellness
program
starting
january
1st.
So
more
details
we'll
follow
on
that,
but
we
do
believe
just
like
you
said
I
couldn't
couldn't
agree
more,
that
we've
got
to
get
healthier.
We've
got
to
catch
people
upstream
before
they're,
downstream
and
unhealthy.
That's
the
only
way
to
go.
That's
the
only
way
to
manage
our
claims,
but
in
the
interim
we're
proposing
this
change
as
an
option
to
save
the
city.
Some
money.
S
Well
right
we
can
design
it.
However,
you
want
to,
but
that's
that's
what
we've
discussed
is
to
be
able
to
give
a
credit
back
in
the
form
of
a
gift
card
or
or
whatever
you
choose
back
to
the
employees.
So
if
we
do
have
to
go
up
on
the
employee
rates,
we'll
give
them
a
chance
to
participate
in
the
wellness
program
and
get
that
money
back.
B
For
some
reason,
I'm
thinking-
and
this
might
have
been
a
year
ago-
we
had
a
discussion.
It
was,
I
don't
know
nationally
it's
about
30
or
40
percent
of
people
who
who
do
what
they're
supposed
to
do,
and
it
wasn't
goal
driven
so
much
as
it
was
participative
in
nature.
So
it's
not.
You
have
to
lose
x
number
of
pounds.
It's
not!
You
have
to
quit
smoking.
It's
not
that
your
blood
pressure
has
to
be
lowered.
B
Our
employees,
it's
everybody
who
works
for
the
city
of
biloxi,
it's
our
insurance
company,
so
we've
g
we've
got
to
take
those
steps
things
we
can
do
to
save
money
to
make
it
viable,
so
we
can
continue
to
provide
these
benefits.
I
also
think
it's
worth
stating
that
we
have
what
would
be
termed
a
custom
plan
correct
that
is
probably
better,
I'm
no
insurance
guy
but
you're
in
the
business,
it's
better
than
a
heck
of
a
lot
of
others
in
the
southeast
and
maybe
one
of
the
finest
in
the
southeast.
B
F
S
Came
up
with
those
figures
based
off
of
normalizing
the
percentage
that
each
tier
is
paying
for
their
cost
of
the
plan.
So
currently
you
have
two
tiers
and
when
I
say
tiers
I
mean
employee
only
and
family
coverage.
Those
are
the
only
two
options
you
have
on
your
health
insurance
plan.
Right
now,
right
now
an
employee
pays
50
a
month
a
family
pays
100
a
month.
S
If
you
break
that
out
by
a
percentage
of
what
we've,
what
actuaries
say,
the
cost
per
tier
is
the
employee
is
actually
paying
more
than
their
fair
share
cost
compared
to
the
family.
So
I
think
it
was
a
14
versus
8
percent.
So
what
we've
done
is
normalize
the
percentages
and
that's
where
the
new
figures
came
from
from
diana
all
up
for
discussion.
S
So
what
you're
referring
to
is
in
the
resolution
we
have
listed
right
now.
You
have
one
plan
option.
Okay,
you
only
have
the
thousand
dollar
deductible
plan
to
choose
from
what
we
wanted
to
propose
meeting
with
the
insurance
committee
and
talking
with
the
administration
is.
We
need
at
least
two
options
for
the
employee
to
choose
from.
We
know
that
your
young,
healthy
employees,
who
don't
use
the
plan
very
often
they
don't
need
a
robust,
really
awesome
plan.
They
want
a
lower
cost
plan
and
save
that
money
in
premium
dollars.
S
So
what
we
did
are
offered
two
different
options.
One
is
the
exact
same
plan
that
you
have
now.
Okay,
the
proposed
rate
did
go
up
on
that,
so
you
can
either
have
the
same
plan
or
we
offered
what
we
call
base
plan,
which
is
a
higher
deductible
plan
at
more
or
less
the
same
premiums
you're
paying
now,
so
you
can
either
pay
what
you're
paying
now
or
pay
a
little
more
and
have
the
plan
that
you
have
now
so
that
that's.
That
was
the
thought
process
behind
that.
F
F
So
we're
doing
that
and
we'll
see
if
this
company
they
said
it
can
apply
exactly
what
we'll
be
doing
right
now
and
you
kept
saying
that
99.95,
the
doctors,
the
physicians,
everybody
it's
the
exact
same
thing,
all
we
can
do
is
take
a
year
and
see
what
happens,
but
I'm
not
I'm
not
for
going
up
to
195
dollars
in
that
for
those
extra.
That's
just
that's
too
much
money,
that's
twelve
hundred
dollars
more
out
of
their
pocket.
That's
that's
a
lot
of
money.
S
So
for
for
comparison's
sake-
and
I
totally
understand
with
what
you're
saying
if
I
were
employee
and
I
understand
you're
representing
employees
and
the
citizens,
I
totally
understand
for
comparison's
sake,
right
next
door
for
a
very
similar
plan
to
what
you
have
now.
A
thousand
dollar
deductible
plan
at
city
of
gulfport
for
a
family
unit,
they're
paying
354
dollars
and
84
cents.
I
S
A
month
what
you're
paying
now
is
100
a
month,
it's
a
heck
of
a
deal
if
you
offered
a
gulfport
employee
to
pay,
190
or
150
or
100,
and
whatever
they
take
it
in
a
heartbeat.
So
again,
I
totally
understand
your
stance,
but
as
far
as
the
marketplace-
and
I
think
mr
glavin
can
speak
to
his
current
plan
too.
As
far
as
the
marketplace,
everybody
takes
care
of
the
employee.
S
They
get
that
employee
rate
as
low
as
they
can
and
then
they
do
what
they
have
to
do
on
the
spouse
rate,
the
child
rate
and
the
family
rate.
What
you
do
is
outstanding
and
so
you're
in
a
really
good
spot
and
so
to
raise
that
a
little
bit.
I
understand
it's
going
to
be
painful
for
the
employees
but
you're
getting
it
closer
to
where
the
market
would
dictate.
You
need
to
be.
F
Well,
I
just
think,
since
we
haven't
really
made
any
kind
of
moves
as
far
as
pay
raises,
I
just
think
we
should
sure
do
the
minimum
we
can
to
make
sure
we
hold
our
same
plan
that
we
have
and
protect
them.
You
know
it
upper
does
that's
up
to
them.
What
we've
been
doing
for
them
is
protecting
the
people,
the
employees
in
the
city
with
the
insurance.
C
F
F
Now
we
all
agree
that
the
at
the
committee
that
we
need
to
make
some
type
of
move,
to
try
to
save
these
insurance
for
the
workers
and
that's
what
we
did
and
that's
one
reason
we're
moving
to
this
new
company
and
to
see
how
it
works
to
see
the
benefits
we
have.
But
I
still
think
we're
going
to
move
off
the
base
plan.
M
So,
on
one
hand,
if
we
go
with
maestro
in
this
new
alternative,
we
save
almost
eight
hundred
thousand
or
we'll
save
around
eight
hundred
thousand
dollars
a
year.
That's
one
thing!
So
that's
that's
good
for
the
city.
The
second
thing
were
these
premiums
and
the
committee.
As
I
recall,
we
had
these
amounts
real
close,
even
though
we
broke
it
out
into
two
plans,
four
tiers.
M
They
were
pretty
damn
close,
but
I
think
what
happened
is
whoever
got
a
hold
of
this
thing
and
said:
okay,
it
needs
to
be
a
percent
of
that
everybody
has
to
pay
the
same
percentage
it
through
the
family
portion
way
up
there.
Like
councilman
lawrence
was
saying
because
I
think
in
the
original
proposal,
when
we
broke
it
out
in
those
four
tiers,
it
wasn't
that
that
big
of
a
it
wasn't
skewed
to
195
or
whatever
it
is
175
195.
M
So
I
think
if
we
get
that
right
and
have
these
two
two
tiers
or
these
two
plans
in
these
four
tiers,
I
think
it's
something
amicable
that
all
the
team
members
for
the
city
they
could
understand
because
it
wasn't
it.
Actually
we
had
the
family.
The
the
shot
was
that
the
child
went
down
to
like
90
dollars.
Didn't
it.
S
M
The
kicker
on
all
this
stuff,
even
though
you're
seeing
a
slight
increase
in
these,
whether
it's
the
buy-up
plan
or
the
basic
plan.
We
we
put
this
wellness
program
in
play
so
that
if
you
hit
these
benchmarks
twice
a
year,
you
could
get
this
credit
back
or
this
incentive
back.
That
even
lowers
your
you
know
overall
expense
even
more.
So
that
was
a
really
good
thing,
because
we've
struggled
to
how
do
we
get
an
incentive?
Nobody
has
an
incentive
on
the
current
plan.
M
They
don't
go
for
their
wellness
checks
like
they
should
and
then
again
the
farm,
the
the
pharmaceuticals
are
through
the
roof,
they're
out
of
industry
norms
and
I'm
also
with
councilman
lawrence.
I
don't
care
what
another
city
is
doing
or
providing.
I
really
don't.
You
know,
I'm
not
apologizing,
to
have
a
rich
plan
for
our
team
members
that
work
their
ass
off.
You
know
to
make
this
city
the
best
to
work
their
butts
off
to
make
this
city
the
best
it
can
be.
M
So
I
I
think
councilman
lawrence
we've
got
to
get
those
premiums
right
and
I
think
we
have
something
that
is
amicable
all
the
way
across
the
board.
We
still
save
money
on
an
annual
basis.
We
still
have
the
coverage
by
the
you're
not
going
to
lose
your
doctor.
I
don't
want
to
sound
like
somebody
a
long
time
ago,
but
if
you
like
your
doctor,
you
can
keep
your
doctor
or
whatever,
but
you
know
I
really
do
think
we
have
something
that
is
very
useful
and
it
works
all
the
way
around
for
everybody.
B
Thank
you.
Let
me
tell
you
how
we
got
to
these
premium
rates
when
we
originally
talked
about
this,
I
think
at
our
last
meeting
we
talked
about
a
base
plan
employee
only
premium
of
fifty
dollars,
an
employee
plus
a
spouse
for
a
hundred
dollars,
an
employee
plus
a
child
for
eighty
five
dollars,
an
employee
plus
a
family
for
125
dollars.
B
H
B
B
B
B
So
that
was
at
our
last
meeting,
which
was,
I
think,
a
wednesday
and
then
in
putting
this
resolution
together,
because
we
never
did
get
back
after
ask
inside
a
check
on
that.
So
I
talked
with
the
business
manager
for
the
city
and
looked
at
her
figures
and
the
question
was:
do
we
just
leave
those
figures
out
of
there
and
put
blanks
there?
Well,
that's
too
suspicious.
B
Do
we
put
in
george's
numbers
we're
really
just
asked
side
to
check
on
that?
We
didn't
have
any
discussion
and
I
asked
her
to
use
her
number
she
had
calculated
it.
I
called
it
based
on
the
burden
where
the
most
claims
come
in
and
how
much
you
pay
and
all
this
stuff.
So
that's
where
those
numbers
came
from.
B
L
Go
ahead
nathan,
I
missed
a
couple
of
questions
sure
so
just
so,
I
understand
our
current
insurance
right
now.
Just
an
employee
place
fifty
dollars
a
family
regardless
of
the
number,
if
it's
two
or
if
it's
six
pays
a
hundred
dollars
a
month,
the
individual
deductible
is
one
thousand
and
the
total
out
of
pocket
for
the
family.
Is
there
a
cap
on
that
yeah.
S
S
L
Right
now,
the
family
deductible
is
two
thousand
and
and
then
five
thousand
out
of
pocket,
correct,
okay,
and
so,
basically,
once
you
meet
your
thousand
or
two
thousand
dollar
deductible,
you
pay
twenty
percent
up
to
that
five
thousand
or
a
thousand
depending
on.
If
it's
an
individual
or
okay
proposed,
we
have
two
different,
basically
a
base
and
that
2500
is
per
individual
thousand
or
2
500
is
per
individual.
And
then
what
is
the
the
per.
M
L
L
Okay,
so
right
now,
these
three
categories
that
are
broke
down-
employee
spouse,
employee
child
employee
family-
would
be
just
in
family
under
what
we
have
now
correct.
So
an
individual
on
the
base
plan
is
paying
fifteen
hundred
dollars
more
on
the
on
the
base,
but
as
a
family
you're,
actually
paying.
S
L
L
Okay,
now
I'm
not
I'm
not
an
insurance
expert,
of
course,
but
whenever
I
started
hearing
rumblings,
I
went
online
and
started
reading
reviews
on
this
company
and
the
reviews
that
I'm
seeing
online
and-
and
you
know
I
know
that-
sometimes
it
happens
where
what
you
see
online
is
not,
but
that's
the
only
the
only
place.
I
have
to
go
to
look
to
to
to
see
what
kind
of
company
this
is
and
the
reviews
that
are
online
are
not
strong.
L
It's
not
favorable
the
reviews
that
I
see
on
this
company
and
so
that
that
causes
me
concern
with
this
company.
Secondly,
I
tend
to
agree
with
mr
glavin.
I
don't
care
what
other
cities
are
doing
when
we,
when
you
hire
when
someone
hires
in
with
the
city
of
biloxi,
they
hire
into
a
package.
One
of
the
things
that's
attractive
that
attracts
employees
to
this
city
is
the
insurance
that
we
offer.
L
Whatever
it
was,
we
didn't
pay.
Now
we
do
and
then
we're
coming
back
again
and
we're
hitting
them
again
well
in
that
time
period
they
haven't
received
any
increase.
Now
I
can
tell
you
I
mean
I
don't
know
if
y'all
shop
the
same
places
as
I
do,
but
it
cost
a
whole
lot
more
to
live
now
than
it
did
four
years
ago
in
every
gas
food
everything
it
costs
more.
L
And
so
I
don't
know
what
the
answer
is
as
far
as
because
I
don't
know
if
what
I'm
reading
online
is
correct
about
the
reviews
of
this
company
versus
blue
cross
blue
shield,
but
just
the
money
factor
alone,
the
way
that
things
are
proposed.
I
can't
support
this
and
then
the
other
question
that
I
have
is
the
800
thousand.
Regardless
of
what
we
charge
in
premiums,
we
would
save
eight
hundred
thousand
dollars
in
administrative
costs.
It
would.
S
Not
all
be
administrative
cost
and
remind
me
to
go
back
to
the
review
question,
but
what
we
are
proposing
is
if
you
were
to
no
matter
what
you're
charging
the
employees.
Okay,
the
savings
here
are
moving
to
a
new
pharmacy
benefit
manager
that
implements
a
specialty
drug
program.
That
is
where
the
bulk
of
the
savings
are.
If
everything
works
out
like
it's
supposed
to
you
save
868
000
in
reality,
not
everybody
will
will
participate
in
that
program.
So
they're,
looking
at
600,
some
odd
thousand
so.
S
About
a
different,
if
you're
talking
about
total
budget,
what
you're
you
know
putting
in
the
plan,
you
know
I
can't
speak
to
that,
but
as
far
as
just
the
claims
where
you,
where
you
are
today
versus
where
you
would
have
been
had
you
been
on
this
plan
because
they
took
your
claims
data
for
the
last
12
months
and
repriced
it
and
when
they
came
back
and
said,
hey,
you
had
this
much
in
your
specialty
drug
program
that
we
could
eliminate.
That's
where
we
got
those
figures
from
eight
hundred
thousand
seven.
L
L
C
L
S
You
know
if
you
want
to
tell
me
now
or
tell
me
later:
I
can
address
those
reviews
with
the
company.
I
don't
know
if
it
was
a
google
review
or
better
business
bureau
or
what
but
I
mean
I
I
can
read
about
somebody
online
and
then
you
know,
we've
had
the
people
come
in
and
do
a
presentation
and
we've.
We
have
begun
the
process
of
working
with
them
to
set
up
everything
behind
the
scenes
and
from
what
I've
seen
and
from
what
I
know
and
from
the
vetting
we
did
they're
sharp.
S
They
really
are-
and
I
do
know
just
as
an
ancillary
story,
any
tpa,
any
third
party
administrator
like
maestro
or
any
other
one.
They
might
deny
a
claim
and
then
somebody
gets
upset
and
they
write
a
bad
review.
If
you
go
to
a
restaurant,
your
order
took
two
hours.
You
can
write
a
bad
review,
it
happens.
You.
Q
L
S
J
S
S
S
Well,
the
doctors
in
the
hospital
say:
okay,
great,
but
I'm
going
to
balance
bill
the
patient
for
the
remainder
of
that
cost.
So
there's
always
a
lot
of
claims
issues
there.
That's
what
that
company
started
or
that
that
group
started
doing.
They
were
really
upset.
A
lot
of
employees
were
mad,
probably
blamed
it
on
maestro,
even
though
it
was
the
employer's
decision
to
do
that.
Three
months
later,
they
went
into
a
traditional
plan
like
you
have
and
everything's
great.
So
could
it
have
come
from
that?
S
K
S
S
Each
individual
has
a
as
a
125
thousand
dollar
deductible
per
se,
so
every
individual
you're
going
to
pay
the
first
125
000
in
claims.
After
that,
all
claims
go
into
a
bucket
once
that
bucket
reaches
a
certain
point,
150
thousand
dollars.
Reinsurance
pays
all
claims
over
and
above
that.
For
that
specific,
individual
all
right,
that's
your
first
one
and
you
I've
gotten
a
lot
of
reimbursement
money
back
from
your
reinsurance
carrier
on
that.
The
attachment
point
comes
in
what
if
everybody
has
a
hundred
thousand
dollars
in
claims?
S
Well
that
first
scenario
you're
not
getting
any
money
back.
So
we
put
in
an
attachment
point.
They
predict
what
your
claims
are
going
to
be
the
actuaries
of
the
reinsurance
company
and
then
they
put
either
a
20
or
25
risk
corridor.
On
top
of
that.
So
if
we
think
your
claims
are
going
to
be
a
million
dollars,
we're
going
to
say,
okay,
we're
going
to
put
this
number
at
1.2
million
or
1.25
and
we're
going
to
pay
all
claims
over
and
above
that,
so
that's
that's!
S
K
S
If
you
look
at
the
fully
funded
number,
that's
taken
your
maximum
liability,
plus
all
the
known
administrative
costs
that
are
listed
right
there
and
those
are
concrete
figures.
That's
listing
all
that
plus
the
attachment
point.
So
if
you
fund
that
or
have
that
available,
you're
good
okay,
my
job
is
to
let
you
know
hey,
what's
the
maximum
liability,
what's
my
maximum
exposure
on
this
and
that's
that
number.
K
S
Could
not
use
that
with
blue
cross
blue
shield.
Blue
cross
only
allows
if
you
go
with
blue
cross
you're,
going
to
use
their
tpa
their
network
and
their
pharmacy
benefit
manager.
There
is
no
carving
out
any
piece
of
that.
So,
if
you
wanted
to
save
money
on
the
pharmacy
piece
like
we're
talking
about,
you
have
to
go
with
a
different
network,
mississippi
physicians,
care
network
or
pick
your
network
and
any
other
tpa.
That's
the
only
way
that's
going
to
work
so
the
way
the
program
works
is
right.
S
Now,
if
an
employee
or
member
was
on
a
specialty
medication,
they
would
pay
their
co-pay
and
then
they
would
go
get
the
specialty
medication
which
cost
thousands
of
dollars,
and
the
plan
would
pay
that
there's
no
incentive
to
reduce
the
cost
or
participate
in
any.
I
guess
patient
management
programs,
so
what
they
do
is
there
are
all
these
there's
a
bunch
of
money
from
the
pharmacy
manufacturers
out
there
to
pay
for
these
patients
assistance
programs
and
so
what
they
will
do.
What
might
excuse
me?
S
What
the
pro
act
will
do
your
new
pbm
they
will
reach
out
to
these
employees
when
they
are
hit
with
a
specialty
medication.
They
will
do
all
the
paperwork
and
enroll
them
in
the
programs.
It
will
pay
for
a
hundred
percent
of
the
specialty
drug
if
they
qualify
and
then
that
money
is
what
the
city's
saved
proact
does
charge
a
fee
of
percent
of
savings.
I
think
it's
25
of
the
savings
number
so
instead
of
you
paying
10
000
for
a
drug,
they
participate
in
the
program,
get
it
for
free
and
proact
just
charges.
S
K
K
That
program
itself
and
and
even
the
old
whole
maestro
program.
How
does
that
save
the
employee?
Does
it
save
the
employee,
or
is
this
just
a
pure
increased
cost
for
employees,
because
the
way
this
is
if
they
do
the
buy
plan,
the
family
pays
an
extra
1200
a
year,
basically
95
times
12.
So
it's
like
11
40
a
year.
K
S
Let
me
put
it
to
you
this
way
and
I'm
not
avoiding
your
question.
Let's
say
you
kept
the
contributions
exactly
the
same
as
they
are
now
the
employee
contributions
and
we
went
to
this
new
arrangement.
The
employee
would
see
no
difference
and
assuming
we
had
the
exact
same
plan,
they'd
see
no
difference
in
the
plan.
What
they're
paying
out
of
pocket?
What
they're
paying
at
the
doctor?
Any
of
that
on
the
specialty
program.
They
would
save
their
copay
whatever
that
copay
ends
up
being
80
bucks
or
100
bucks.
K
K
Is
there
a
possibility
of
using
the
same
programs
and
fundamentally
subsidizing
that
employee's
added
cost?
Can
the
city
bear
the
burden
of
that
if
we
went
back
to
the
same
the
same
premiums
as
the
prior
plan
and
taking
that
eight
hundred
thousand
dollars
saved
by
this
this
prescription
program
and
employ
it
to
the
premiums
of
the
insurance
program.
S
S
Of
the
of
the
budget
right,
so,
if
you
were
to
make
this
switch,
you
can
charge
the
employee
the
family,
whatever
you
want
to,
whatever
you
want
to
charge
them.
That's
totally
up
to
you
and
again,
the
savings
are
projected.
I
think,
we're
going
to
get
at
least
600
something
thousand
maximum
be
848,
but
they're
guaranteeing
you
200
thousand
dollars
in
savings,
so
they're.
B
B
Currently,
after
10
months
with
the
funding
we
have
set
aside,
we're
a
million
dollars
in
the
hole,
a
hair
above
that
last
year
we
finished
eight
thousand
dollars
down
the
year
before
that
it
was
about
850
000
down.
Remember
we're
the
insurance
company,
so
we've
got
the
city's
contributions
and
we've
got
the
employee
contributions.
B
So
I
think
it
was
in
fiscal
year
19
when
we
saw
those
numbers
we
we
bumped
up
the
the
employee
contributions
and-
and
we
saw
again
in
fiscal
year
20
we
saw
that
come
out
to
real
nice
figure
about
eight
thousand
dollars
down.
We
can
live
with
that.
That's
where
we
want
to
be
this
year,
whether
it's
covert
related
or
not,
I
assume
it
is
one
year
doesn't
make
a
trend,
but
at
this
rate
we're
going
to
finish
perhaps
1.2
million
in
the
hole.
B
Now,
when
we
say
in
the
hole,
where
does
that
come
from
doesn't
come
from,
the
employees
comes
out
of
the
city's
general
fund
right
and
and
correct
me
if
I'm
wrong,
and
your
recommendation
is
that
we
fund
this
program
at
120,
which
we
have
never
done
as
long
as
you've
been
doing
what
you're
doing
for
the
city
and
as
long
as
I've
been
on
the
council,
we've
always
funded
it.
I
believe
at
about
80
percent
or
70
percent
somewhere
in
there.
S
B
B
Several
years
ago,
I
can't
remember
I
did
the
research
I
couldn't
find.
The
documents
couldn't
find
my
documents,
but
about
10
11
12
years
ago
in
the
self-insured
reserve
fund,
the
sir
fund,
we
had
three
or
four
million
dollars,
which
meant
the
insurance
company
all
of
us
in
pretty
good
shape.
We
have
a
little
reserve,
we
have
a
bad
year.
We
have
a
reserve
to
cover
that,
but
over
time
that
dwindled,
we
no
longer
have
a
reserve
for
those
of
you
who've
seen.
I
B
Almost
mr
mayor
be
patience.
I
know
that's
tough
for
you,
it's
tough
for
me
too,
but
and
just
to
keep
things
in
perspective.
Just
a
slight
bird
walk
here,
because
there's
pay
increases
and
we
we
hope
to
do
something
about
that
and
have
it
in
place
in
january
for
employees.
We
still
got
to
work
that
out
with
the
mayor
and
the
council,
but
just
think
if
we
weren't
a
million
dollars
in
the
hole.
B
B
D
D
D
More
spouse
and
child
and
everything
so
you
know
again
it's
complex
and
you're
guessing
we're
guessing,
but
I
mean
you
know:
yeah
you've
got
you're,
gonna
save.
You
know
six
to
eight
hundred
off
that
seven
million.
If
our
experience
is
the
same,
that's
that's
the
experience.
The
problem
is
going
to
be.
You
know
pretty
close
to
what
we're
going
to
do
again
at
least
one
year
sure
so
I
mean
the
the
numbers.
D
Represented
can
be
tweaked
and
things
can
be
done
between
now
and
then,
if
everybody
wants
to
step
up
from
50
to
65
to
to
keep
the
deductibles.
But
hopefully
the
wellness
program
will
offset
some
of
the
absolutely
exposure
and
I
think
that's
what
we've
been
driving
at
we've
got
with
the
gift
card.
I
think
yes,
you
can
realize
instead
of
paying
that
extra
fifteen
dollars
a
month.
Well,
you
can
get
that
back
and
still
be
be
the
same.
But
if
you
do,
what
we
want
you
to
do
is
take
care
of
yourself.
D
Correct,
come
to
work
every
day
that
that's
another
dollarization.
You
don't
come
to
work
every
day,
because
you're
sick
we've
got
to
replace
that.
That
capacity
to
serve
the
citizens,
so
my
support,
I
think
I
understand
what
you're
trying
to
say,
and
I
hope
you
know
give
every
consideration.
It's
just
part
of
the
ballgame
that
we
have
to
play.
K
K
And
268
that
are
family,
so
you're
talking,
30
percent
of
the
total
aggregate
of
our
employees
will
bear
burden
of
15.
The
rest
will
be
much
greater
than
that
with
regard
to
the
one
year,
not
being
a
trend,
it's
an
anomaly.
It
is
our
curiosity.
Have
we
received
any
reimbursements
with
regard
to
covid
relief
funds?
Do
we
pretend
do
we
project
to
receive
any
covert
release
funds?
There's
tons
of
federal
programs
out
there
that
have
been
giving
them
to
municipalities
to
to
hospitals,
to
different
different
entities,
foreign.
D
Offset
the
cost
of
covid
what
we
have
received
is
5.5
million
and
we'll
receive
another
5.5
million,
primarily
to
offset
the
revenue
that
was
lost
due
to
covert
nothing
specifically
for
health
care.
At
this
point,
but
then,
who
knows
what's
out
there
right
now?
Right
I
mean
that
could
offset
you
know
that
could
be
a
target
to
offset.
You
know
the
seven
million
that
were
out
of
pocket
and
anyways.
This
is
not
over
with,
we
hope
it's
over
with,
but
I
mean
that
one
that
1.2
cap
is
is
something
that
you
know.
D
K
So
what
did?
What
are
these
wellness
tell
me
about
these
wellness
checks
and
the
reason
I'm
asking
is
because
I
want
to
understand
what
the
cost
to
the
employee
is,
and
I
don't
just
mean
the
cost.
I
mean
the
opportunity
lost
those
types
of
costs
right.
What
is
it
does
it
mean
that
they
have
to
come
in
on
a
day
off
and
spend
their
time
going
to
a
doctor
to
get
15
dollars?
S
We
can
design
the
wellness
program
any
way
you
wish,
and
but
I
say
when
I
say
anyway,
I
really
mean
any
way
you
want
to
so
just
some
typical
components
of
a
wellness
program
participating
in
a
health
risk
assessment
which
you
write
down.
You
know
what
you're
taking
and
you
know
your
general
health
quality
answer.
Some
questions
get
some
feedback
on
that
we
can
do
biometric
screenings,
which
is
something
we've
proposed
with
blue
cross,
something
we
proposed
here
that
we're
trying
to
make
happen.
S
K
All
right
last
thing:
I'm
just
just
going
to
make
a
statement.
This
has
nothing
to
do
to
do
with
your
side,
but
but
with
regard
to
these
costs,
this
is
not
an
enterprise
fund
right,
so
this
doesn't
have
to
be
self-supporting.
This
is
a
benefits
package.
This
is
a
cost
formed
by
an
employer
to
retain
or
to
attract
employees,
and
so
this
is,
we
are
going
to
have
to
bear
a
cost.
K
I
would
like
to
see
any
of
these
savings
that
we
propose,
through
this
program,
to
use
be
used
to
offset
the
costs
of
the
premiums
for
the
employee.
They
haven't,
received
a
raise
in
in
what,
since
five
years
since
2016-
and
that
was
only
a
two
percent
increase-
we
can
talk
about,
hopefully
giving
them
a
raise
in
the
future,
but
that
doesn't
help
them
when
they
have
to
pay
a
new
premium.
S
Not
necessarily
what
you're
doing
with
four
tiers,
for
example,
right
now:
you're
paying
the
insurance
company,
the
reinsurance
company,
currently
you're,
paying
them
ninety
four
dollars
and
fourteen
cents
for
a
family
unit.
Again
that
could
be
employee
spouse
or
employee
child.
If
you
broke
it
into
four
tiers,
let's
take
this
year,
your
proposed
family
rates
143
dollars.
What
you're
paying
for
family
spouse
is
only
95
dollars
employing
children
is
only
84..
S
So
if
you
do
have
those
150
160
employees
that
just
have
a
spouse
or
just
have
children,
why
are
we
paying
that
extra
money
for
the
family
rate
on
the
reinsurance
so
you're
saving
that
money?
That's
a
hard
dollar
savings,
you're
going
to
save
every
month
for
the
employee
spouse
and
employ
child
tears.
F
Instead
of
two,
we
had
no
problem
with
that
another
problem
on
the
rebate,
money
and
talk
about
what
they
want
about
blue
cross.
Blue
shield
did
not
rebate
even
close.
So
with
this
company
and
get
your
money
back
on,
they
might
give
you
three
hundred
thousand.
You
got
a
shot
at
getting
eight
hundred
sixty
eight
thousand
well,
the.
S
Projected
rebates
with
the
new
company
are
higher
than
what
blue
cross
was
giving
us
for
the
past
12
months,
there's
no
rhyme
or
reason
to
what
we
get
on
rebates
from
blue
cross.
It
will
be
very
detailed
and
broken
out
with
a
new
company,
so
we
know
exactly
what
you're
getting
and
where
you
got
it
from,
but
I
think
the
rebate,
just
the
rebate
numbers
closer
to
100
thousand
dollars
projected
to
be
higher
than
where
we
are
blue
cross.
The
other
savings
are
the
specialty
pharmacy.
F
And
right
now,
like
you
said
we
down
a
million
dollars
and
you
can
almost
save
that
money
with
just
the
rebate
money.
If
you
go
to
868
for
next
year,
so
she
can
almost
offset
the
minion
loss
this
year.
The
other
thing
is
a
key:
is
they'll
pay
up
to
25
a
month
for
these
services?
If
everybody
follows
out,
that's
300
more
a
year
will
come
off
people's
insurance
if
they
follow
up
on
all
of
the
wellness
and
health
care,
it
roughly
averages
about
25
a
month
right.
So.
S
F
R
F
Being
tuned
to
the
pill,
I
mean
what
they
do
because,
like
you
said
they
contact
you
blue
cross,
don't
do
that.
This
bunch
is
a
total
different
setup
and
the
reason
we
changed
them
because
the
connection
with
the
employees,
the
connection
with
the
city
blue
cross
shoes,
you
can't
really
talk
to
them
in
a
powerful
company-
big
company
stuff
like
that,
but
this
company
is
probably
backed
by
117
billion
dollars,
but
they
know-
or
not
I
don't
know
nathan
said
he
wrote
something
bad
about
them.
F
I'm
thinking
our
biggest
thing
is:
all
we
can
do
is
take
a
shot
to
see
what
we
can
do
to
try
to
save
our
program
for
the
employees.
The
best
way
we
can
and
there's
a
few
steps
that
we
can
take
we'll
save
money
in
the
long
run
for
the
city
and
employees
and
funding
this
thing,
80
120
it
doesn't
mean
anything
if
we
need
another
million
dollars
got
to
come
out.
The
general
fund
anyway,
so
doing
120
percent
boy
doesn't
mean
anything.
It's
still
the
city's
money.
F
It's
still
an
employee's
money,
it's
the
assistant
and
the
general
fund,
so
whatever
you
do
is
still
got
to
come
out
to
general
fund.
Well,
you
put
it
on
the
side.
I'll
put
it
over
here,
it's
still
another
million
dollars
that
you
have
to
spend
still
going
to
come
out
the
general
fund.
So
how
much
you
funded
for
really
to
me
doesn't
ever
mean
it
doesn't
mean
anything
you
do
well
and
it
breaks
even
fine
cost.
You
money,
you.
F
S
S
F
That's
one
of
the
reasons
we
looked
at
moving
this
thing
because
without
another
900
000,
pretty
much
just
staying
with
blue
cross.
Besides
their
fees
for
individuals,
it's
up
to
50
something
dollars
per
person
now.
So
all
everything
with
blue
squares
has
just
gone
up
price
wise,
so
we
were
taking
the
shot
and
you
brought
this
company
to
us
and
you
deal
with
them,
and
you
know
I
mean
you're,
an
insurance
man.
We
deal
with
it,
so
we
have
to
respect
that.
F
F
E
E
That
that
sounds
impressive
from
what
I'm,
what
I'm
hearing,
but
I
have
to
go
back
to
what
councilman
baird
said
earlier
and
and
I'm
very
concerned
about
the
rating
and
the
quality
of
support
from
this
maestro
versus
who
we're
leaving
and,
of
course,
I'm
seeing
the
same
ratings
that
he's
seen
on
that
and
based
on
what
I've
picked
up
there.
They
only
been
in
business
what
five
years.
S
E
E
E
That
the
last
thing
we
want
them
to
do
is
have
the
aggravation
of
dealing
with
an
insurance
company
about
dealing
with
their
their
physician
hospital.
Or
what
have
you
so
at
this
point,
I'm
I
have
some
unreadiness
when
it
comes
down
to
a
company
that
we're
just
switching
to
that.
Don't
have
the
history
yet
we
know
what
we're
dealing
with
with
blue
cross
blue
shield
and
of
course
we
know
that
the
the
they
have
a
history
there
that
we
can
go
back
on.
E
But
at
this
point
I
don't
see
a
a
deep
history.
So
if
you
can
get
me
some
of
that
information,
but
at
this
point
I'm
not
ready
to
go
along
with
an
insurance
company
that
you
know
that
we
all
practical
purposes.
I
don't
know-
and
I
know
some
of
my
colleagues
here-
they're
still
trying
to
figure
it
out.
We
understand
the
money,
looks
the
money
side
of
it
looks
good
because
there's
a
savings,
but
what
are
we
sacrificing
as
far
as
the
quality
of
support
from
and
and
that's
our
insurance
company?
C
T
Yeah,
I
just
want
to
speak
to
the
quality.
To
my
show,
like
you
said,
we've
been
in
talks
invested
in
them.
You
know
a
lot,
but
that
set
aside,
I
am
the
account
manager
for
the
city
of
biloxi.
So
as
far
as
the
employees
are
concerned,
I'm
your
go-to
for
that.
So
there
is,
you
know
them
dealing
with.
Maestro
is
not
something
they're
going
to
do.
They're
going
to
deal
with
me
if
they
have
any
issues
at
all.
T
They'll
come
to
me
for
any
questions,
so
you
won't
have
to
be
worried
about
I'll
deal
with
maestro
I'll
deal
with
a
claim
issue.
That's
what
I'm
here
for
so
I
just
want
to
make
sure
you
know
that
you
know
we're
not
going
to
pawn
you
off
to
some
insurance
company
that
nobody
knows
that
we're
still
here,
local
and
we'll
take
care
of
whatever
situations.
S
And
also
too,
you
will
get.
I
don't
know
if
you
try
to
call
blue
cross
there's
one
number.
You
call
you're
putting
a
cue.
Sometimes
it's
immediate.
Sometimes
you
wait
a
little
while
or
you
call
jill
in
hr.
But
if
you
were
to
call
maestro,
you
will
have
a
dedicated
phone
number
and
a
dedicated
rep
so
that
they
and
they
talk
about
their
one
call
resolution.
It's
very
high.
I
don't
know
the
percentage
in
front
of
me,
but
just
understand
it's.
S
M
They
see
what's
going
on
here
and
they
understand
what
we're
trying
to
do
that
that's
first
and
foremost,
the
raises
for
the
employees.
We
got
a
responsibility
if
we
can
give
a
raise
to
the
employees,
we
need
to
make
that
happen,
and
we
will
we
we've
discussed
it
we're
looking
at
it.
We
want
to
give
the
employees
raises.
Believe
me,
that's
not
a
question,
I
don't
think
by
any
of
us.
I
don't
think
so.
Then
it
boils
down
to
maestro.
Maestro
is
not
just
we're,
not
the
only
company
or
entity
that
is
using
maestro.
M
We
have
other
companies
and
we
discuss
that
in
our
committee
meetings,
these
other
companies
that
are
using
them.
So,
in
addition
to
the
reviews,
perhaps
if
it's
not
confidential,
you
can
provide
that
information
to
some
of
the
council
members.
So
maybe
they
can
reach
out
to
those
representatives
if
they,
if
they'll
just
kind
of
say
how
are
you
enjoying
maestro
or
are
they
providing
the
services
on
transparency?
M
And
I
think
the
rebate
question
came
up
with
the
pharmaceuticals.
We
don't
have
transparency
with
blue
cross
blue
shield,
blue
cross
blue
shield.
This
is
a
business
for
them
and
they
know
that
they
got
us.
They
don't
think
we're
going
to
switch
and
they
I
don't
know
if
there's
any
blue
cross
blue
shield
people
in
here,
but
from
our
perspective
sitting
on
this
committee
for
eight
years.
There
is
no
transparency
on
these
rebates.
M
We
get
a
rebate,
it
comes
through
and
we
we
may
or
may
not
have
some
detail
on
it
with
maestro
or
with
the
pro
act
yeah
proact.
We
will
get
a
month-to-month,
detailed
rebate
schedule
on
the
drugs
that
we
are
getting
rebates
from,
not
to
mention
they're
going
to
manage
these
drugs.
We
are
out
of
industry
norms
on
our
our
drug
use
and-
and
I
hate
to
say
it
I
don't
want
you
know
somebody
get
this
the
wrong
way,
but
our
norms
are
way
out
of
norms,
we're
a
bunch
of
drug
users.
M
S
We
I
know
that
you
know
so
we
didn't
just
randomly
pick
names
out
of
a
hat.
As
far
as
who
we
were
going
to
recommend.
You
know
we
did
vet
several
tpas,
several
different
pharmacy
benefit
managers
and
looking
at
the
numbers,
speaking
on
the
pharmacy
side,
that
we
got
back
from
all
the
different
vendors,
they
were
all
you
know.
Significant
savings
have
been
projected
so,
and
this
has
been
something.
M
That's
been
told
to
us,
year
after
year
after
year,
since
I've
been
sitting
on
this
committee
that
we're
out
of
industry
norms,
councilman
deming
great
question:
can
we
can
we
cookie
cutter
some
of
this
stuff
and
use
it?
We
we
asked
that
same
question.
Can
we
use
proact
and
to
manage
our
our
drugs?
And
the
question
is
no,
you
know.
That's.
M
Councilman
lawrence
is
sitting
up,
sat
on
the
committee
with
him.
The
last
I
think
eight
years
and
believe
me
he's
all
for
keeping
the
premiums
low
and
he
didn't
want
to
change,
and
this
is
a
pharmaceutical
rep
sitting
over
there,
but
he's
recognized
over
the
years
that
that
we
got
to
fix
this
thing
with
blue
cross
blue
shield.
It's
not
the
long-term
answer.
It's
not!
M
You
know-
and
I
can
tell
you
other
companies
that
I'm
familiar
with
in
the
hospitality
industry
are
starting
to
move
away
from
blue
cross
blue
shield,
because
they're
sticking
it
to
those
businesses.
So
the
raises
that's
a
separate
issue.
We
need
to
work
hard
to
try
to
get
that
done
as
far
as
controlling
the
insurance
cost
and
providing
those
services
and
everything
we
got
to
try
to
make
sure
we
got
the
best
whether
it's
blue
cross
blue
shield,
whether
it's
maestro
or
some
other
entity.
M
We
have
to
make
sure
that
that's
right
and
we
we
could.
We
are
the
custodians
of
taxpayers
money
when
we're
spending
all
this
money
in
insurance
and
and,
like
I
said,
they're
watching
this
right
now,
they
know
what
they
pay
in
insurance
and
they're,
saying
you're,
paying
fifty
dollars
in
premiums
and
they're
looking
at
their
check
today
when
that
500
or
600
or
700
dollars
is
being
deducted
from
their
check.
M
So
I
hope
we
come
to
a
resolution
on
this
thing.
I
hope
we
don't
stay
the
same.
I
hope
we
move
away
from
it
and
again
the
premiums,
I'm
not
happy
with
these
new
premiums
that
isn't
what
this
committee
talked
about.
You
know
the
committee
came
up
with
a
fair,
very
nominal
increases
which
your
wellness
credit
would
almost
get
you
right
back
or
even
below
what
you're
currently
paying,
and
I
understand
when
you,
when
you
came
up
here,
to
make
your
public
statement,
I
understand
it.
M
L
S
So
we
would
be,
let's
say
we
did
two
plans,
the
first
plan.
You
know
the
plan
would
be
identical
to
the
plan.
We
have
now.
That's
the
thousand
dollar
deductible,
the
2500
deductible
plan.
Again
this
is
your
plan.
You
can
make
it
how
you
want.
I
believe
the
proposed
deductible-
and
I
don't
have
the
resolution
in
front
of
me.
I
believe
it
was
35.50
35
for
primary
care.
54
specialists.
L
S
Currently,
when
I
say
buy
plan,
I'm
talking
about
your
current
plan,
so
the
proposed
plan
for
the
four
tiers
five
dollars,
fifty
dollars,
sixty
dollars
and
eighty
dollars-
that's
been
the
same
for
several
years
now
proposed
for
the
base
plan.
Ten
dollars
sixty
dollars,
eighty
dollars
a
hundred
dollars,
so
tier
one
and
two
two
go
up.
Two
one
goes
up
five
dollars.
Tier
two
goes
up.
Ten
three
and
four
go
up
by
twenty.
L
L
S
It
will
not
affect
their
insurance
if
you're
talking
about
the
total
cost.
You
know
you
get
somebody
healthier
they're
not
going
to
have
as
many
claims
the
city
would
save
money.
That
way
there
are
programs-
and
this
is
up
to
y'all,
where
you
could
have
these
two
plans
and
say
if
you
want
to
participate
in
the
richer
benefit
plan,
you
have
to
get
a
physical,
okay.
L
S
To
be
insured,
but
like
say,
you
have
two
different
plans
to
participate
in
the
richard
benefit
plan.
It
could
be
a
requirement
or
you
could
have
you
know
the
exact
same
plan.
You
have
a
healthy
rate
and
a
wellness
rate
and
a
non-wellness
rate
where
the
employees
could
save
money
by
doing
the
wellness
program.
Okay,.
L
And
mr
leonard,
I
have
a
question,
and
I
know
that
I
know
that
employee
pay
and
raises,
and
all
that-
and
this
are
two
different
things.
But
at
the
end
of
the
day,
the
employees
look
at
one
thing
and
that's
the
bottom
line:
subtracting
the
upper
level,
employees,
directors
and
such
what
is
the
average
salary
of
in
the
city.
I
L
So
to
break
even
on
this,
we
would
have
to
give
a
five
percent
raise
just
to
break.
Even
and
like
I
said,
I
know
these
are
two
different
things,
but
at
the
end
of
the
day,
these
employees
look
at
the
bottom
line,
especially
those
type
employees
that
are
making
and
so
again
going
back
and-
and
I
would
like-
and
I
don't
know
that
we
vote
on
this
today
or
if
we
wait
till
next
week
to
where
we
have
more
information
on
this
company
and
I'm
sure
it's
out
there.
L
L
K
K
However,
many
are
involved
right,
so
the
median
is
will
really
gauge
how
many
people
are
affected.
We
have
salaries
for
for
directors
that
make
over
a
hundred
thousand
dollars
which
skews
that
average
up
so
the
median.
If
it
was
fifteen
dollars
the
average.
I
would
guess
the
median's
gonna
be
around
thirty
one
thousand
dollars
a
year
at
thirty
one
thousand
dollars
a
year
for
the
for
the
family.
The
new
premium
decreases
their
disposable
income
that
they
receive
every
year
by
four
percent
three
and
a
half
to
four
percent.
K
That's
a
lot
of
money
and
we
haven't
paid
our
employees
a
cola
adjustment,
so
they
haven't
been.
They
haven't
kept
up
with
the
cost
of
living
over
the
past
five
years,
but
we're
asking
them
to
reduce
their
salary
by
four
percent
to
cover
the
cost.
These
premiums
and
I
get
that
the
taxpayers
cover
this
and
they're,
watching
it
and
they're
our
employees.
K
I
totally
understand
that
and
if
they're
looking
at
their,
if
they're
looking
at
their
pay
stubs
and
seeing
how
much
they
pay
I'd
love
to
remind
them
that
we
have
positions
available
because
we
need
all
the
good
employees
and
that's
what
benefits
do
they
attract
employees?
There
are
benefits
packages.
K
This
whole
plan
reminds
me
of
when
I
go
to
kohl's
and
and
cole's
receipt
says
you
saved
x,
amount
of
dollars
by
shopping
here
today,
but
actually
I
spent
that
money
and
the
money
has
to
come
from
somewhere
and
in
this
situation
it's
unfortunate
that
the
money
is
going
to
come
from
the
employees.
So
so
I'm
going
to
continue
my
stance
along
with
mr
barrett,
and
I
have
no
problem
with
changing
companies.
I
trust
bankrupt,
south
and
and
the
advice
of
psy
and
your
whole
team.
K
B
F
F
F
If
y'all
don't
want
to
change
the
thing,
I
did
it
as
minimum
that
I
could
to
affect
the
employees
to
keep
the
same
insurance.
We
have
in
the
basically
the
general
phone
band
foot,
that's
the
name
of
the
game.
We
call
it
self-insured,
which
we
all,
but
I
only
I
did
the
minimum
to
have
some
adjustment
and
I
think
we
need
the
four
tiers
and
we
definitely
need
the
change,
because
the
way
we
sit
right
now
is
not
working
good
for
us.
It'll
be
900
000
more
next
year.
You
can
write
that
down.
F
I
I
E
For
you
well,
listen
to
everyone
talk,
I'm
almost
glad
that
we
had
this
two-part
conversation.
We
talked
about
employees,
salaries
that
that
come
out
a
whole
lot.
Based
on
what
I'm
hearing
and
the
question
is,
are
we
going
to
ask
our
employees
to
take
another
hit
without
giving
them
a
raise
in
quite
some
time?
You
know
we
gave
directors,
some
directors,
some
races,
so
councilman
glavin,
I'm
glad
you're
in
support
of
it.
Maybe
you'll
support
the
millage
if
we
can
pull
that
up
to
give
everybody
a
raise.
E
So
in
saying
that
right
now
I
still
have
some
unreadiness.
Like
I
said,
and
besides
you
talked
about
bringing
us
back
some
of
information
and
based
on
what
I'm
seeing.
I
know
that
there's
two
and
probably
three
that
have
some
unreadiness
right
now
so
to
move
this
forward.
I
think
it
would
be
in
order
to
move
this
and
I'll
I'll
make
the
motion
to
move
it
to
hold
it
over
till
the
first
week
of
september
or
the
next
meeting
to
get
more
information
regarding
the
maestro
company.
B
E
K
S
S
S
Okay
september
7th,
would
you
know
again
going
back
to
the
employees.
I
can't
in
good
faith,
say
that
we
could
get
it
done
in
time.
Jill
needs
to
have
people
enrolled
by
the
first
second
week
in
september,
so
my
you
know,
recommendation
would
be
is
if
you
want
to
stay
with
blue
cross
and
blue
cross
has
been
a
good
partner.
I
think
there
are
things
that
we
can
improve
on
moving,
but
that's
a
separate
issue.
S
K
So
I'll
just
restate
kind
of
what
I
already
said,
I
mean
this.
This
the
people
watching
have
seen
us
increase
funding
for
for
tons
of
entities
this
year
with
our
budget
they've
seen
us
give
the
library
system
money
to
give
their
employees
raises.
They've
seen
us
do
a
lot
for
a
lot
of
other
people
and
we're
here
discussing
hurting
the
pocketbooks
of
our
employees.
K
I
think
if
it's,
if
there's
a
way
to
do
it,
I
think
that
there's
a
consensus
that
we
can
move
away
from
blue
cross
blue
shield
and
move
to
to
maestro.
I
think
we
have
maybe
a
difference
in
opinion
on
how
we
fund
these
programs.
So
is
there
a
way
to
effectively
move
to
maestro
and
table
the
funding
mechanism?
How
we
pay,
I
mean
how
we,
how
we
extract
the
the
premiums
from
our
employees.
B
S
K
B
K
Well
then,
I
would
it
be
feasible
to
make
a
motion
to
amend
and
strike
out
the
paragraph
beginning,
whereas
and
ending
an
employee
family
195
taking
out
the
the
premium
the
set
premium
amount
in
the
resolution.
So
we
could
address
that
at
a
different
time,
while
giving
the
authority
to
switch
from
blue
cross
to
maestro
that
way,
we
could
discuss
how
we
how
we
stipulate
the
premiums
point.
R
B
L
S
You
can
do
you
could
keep
you
could
keep
your
exact
same
plan
exact
same
contributions,
keep
it
at
two
tiers,
but
you're,
throwing
away
money
in
hard
dollar
cost
in
the
reinsurance
program
right
now.
If
you
look
at
that
sheet,
that
I
gave
you
just,
for
example,
and
I
can't
find
it-
I
got
so
much
stuff
up
here.
I
think
you're
paying
roughly
a
hundred
and.
S
L
N
L
L
L
P
C
B
B
E
B
E
H
H
D
B
U
L
If
we
amend
it
to
say
we're
moving
from
blue
cross
to
maestro
and
the
for
the
prescription
affiliate,
whatever
their
name
is
and
to
go
to
a
four-tier
program,
we
don't
have
to
decide
if
we're
going
to
have
a
dual
dual
option:
dual
option.
Yet
as
long
as
we
say
that
we're
going
to
go
to
a
four-tier
program,
correct.
S
U
B
M
So
all
we're
doing
is
mr
deming's
proposal
is
we're
going
we're
moving
forward?
We
still
have
the
four
tier
and
the
dual
option.
There's
just
no
amounts
correct,
there's
no
premium
amounts,
that's
all
we're
doing
here
and
I
think
we
can
all
come
together
to
say
what
what
does
that
look
like?
Will
the
credit
offset
some
of
these
increases
and
does?
Is
it
everybody
gets
what
they
want
at
the
end
of
the
day,
I
think
I
think
it
will
wash
out
that
way.
I
hope
mr.
B
D
S
B
F
F
L
K
As
many
options
as
you
want
well,
I'm
in
I
I
well,
then
I
will,
if
you're,
going
to
make
a
motion
I'll
support,
withdraw
my
motion.
If
we're
going
to
remove
the
dual
option
for
right
now
and
retain
the
buyout
plan
with
those
rates
you're
talking
about,
that
would
essentially
give
the
employees
the
exact
same
coverage
that
they
have
at
the
same
rate,
but
give
the
incentive
to
the
spouse
and
child
and
spouse
employee
spouse.
K
B
B
B
Withdraw
it
okay,
so
we're
striking
that
so
we're
back
to
square
one,
and
let
me
remind
you
just
say
what
you
need
today
is
to
know
whether
we're
going
to
have
four
tiers
and
whether
we're
going
to
have
a
dual
option.
That's
all
we're
talking
about.
We
can
withdraw
the
premium
rates,
that's
not
a
problem!
B
We
can
discuss
that
at
a
later
time,
but
when
we're
changing
from
one
company
to
another,
there's
a
lot
of
leg
work
that
has
to
be
done
in
hr
computer
work
to
get
all
this
stuff
set
up
to
go
with
open
enrollment.
Here.
That's
that's!
What's
driving
a
lot
of
this,
so
we
can
come
back
and
talk
about
the
premium
rates
at
a
different
time,
but
we
need
to
know.
Are
we
going
to
go
with
four
tiers
and
are
we
going
to
go
with
a
dual
option?
L
B
K
B
F
Well,
I'm
going
to
say
we're,
not
training,
anything!
That's
right!
Telling
nathan
just
fifty
dollars
thing!
We've
done
each
other
three
or
hundred
dollars
a
hundred
dollars
hurt
a
dollar
so
we're
going
to
set
this
sometime
mother
you're
going
to
do
it.
Don't
you
have
to
do
this
in
this
set
for
a
year.
M
My
only
comment
on
that
mr
lawrence
is,
if
we
do
add
this
incentive
to
wellness
incentive,
which
I
think
has
to
be
part
of
our
any
new
programs,
we're
going
to
give
people
our
credit
back
so
so
should
we
give
them
the
incentive
to
actually
maybe
even
go
below
what
they're
currently
paying
you
know,
but
but
keep
it
at
giving
that
incentive.
So
if
it's
a
50
100
90
115
25
whatever
it
is,
we
still
have
that
we
have
the
ability
to
give
them
that
wellness
credit
go
get
your
checkups.
F
Finish
it
up,
I
have
no
problem
doing
that
kenny.
That's
all
great!
I'm
all
for
that.
Okay,
I'm
saying
we're
not
gonna
we're
gonna,
keep
it
the
same,
and
let's
put
that
out
for
the
single
another
three
of
the
hundred
dollars.
That's
all!
Okay!
If
you
didn't
buy
right
that
way,
that
employees
is
the
exact
same
thing
you
have
now,
you
got
four
tiers.
Fifty
dollars,
100
100
100.!
That's
all
I'm
saying.
S
E
B
E
E
We
had
some
questions
about
maestro
and
I've
asked
some
questions
and
I
really
didn't
get
an
answer
and
I
think
that
giving
a
little
time
he
may
can
provide
those
answers
right
now.
We
don't
have
them
and
I
think
it's
not
not
responsible
for
us
to
move
forward
on
something
when
we
haven't
gotten
accurate
answers,
so
I'm
going
to
be
a
no
vote
on
it.
E
Hopefully
I
don't
get
hammered
this
time,
but
I
think
that
we
should
do
our
due
diligence
in
knowing
the
ins
and
outs
of
the
company
first
and
then,
of
course,
moving
in
direction.
I,
like
the
I
like
what
robert
and
nathan
was
talking
about
as
far
as
moving
to
the
tier
levels,
but
again
based
on
what
I've
read
and
what
I
have
so
far.
It's
not
enough
for
me.
Thank.
S
L
30
days,
information
the
next
day
we
come
in
here,
thursday
afternoon
or
friday
afternoon,
and
it's
a
two-minute
form
out
just
a
a
formality,
just
come
in
and
vote
knowing
how
we're
going
to
vote.
I'm
not
opposed
to
that.
You
know
just
pushing
this
a
couple
of
days
if
everybody
can
make
that
meeting.
B
L
Yeah
so
basically
table
this
until
thursday.
Tomorrow,
even
give
it
just
give
us
time
for
him
to
get
the
information
and
us
review
it.
And
then
we
come
in
and
just
vote
on
the
four-tier
program.
What
those
deductibles
will
be
and
moving
to
maestro
just
to,
as
mr
guyan
said,
to
give
peace
of
mind
on
the
move
from
blue
cross
blue
shield
to
maestro.
E
B
K
B
That
was,
that
was
to
remove
the
premium
rates,
remove
the
dual
options:
retain
the
four
tiers
and
to
move
to
maestro
correct,
correct.
Okay,
that's
where
we
are
currently
just
got
a
motion
and
a
second
by
mr
glavin.
So
we're
ready
to
question
pardon
call
for
the
question.
Please
all
right,
all
in
favor.
B
K
H
B
B
C
B
K
Well
I'll
tell
you
thursday,
I
will
not
be
here
thursday.
However,
I
support
I
agree
with
felix.
We
have
to
do
due
diligence.
I
agree
with
nathan
and
their
concerns.
However.
However,
I
also
trust
psy,
I'm
sure
you've
done
the
due
diligence.
I
I
wouldn't
imagine
that
he
would
bring
something
to
us
that
that
we
wouldn't-
and
I'm
not
belittle
belittling
your
your
desire
to
do
diligence.
I
just
don't
know
that
I
could
find
anything
in
two
days.
K
That
would
change
my
mind,
especially
if
we're
asking
for
the
information
to
come
from
the
guy,
that's
presenting
it
to
us
right.
Well,
so
I'm
just
saying
logically,
you
it's
not
in
your
interest
to
send
us
information
that
would
dissuade
us
from
adopting
maestro
so
in.
In
that
sense,
it's
a
fool's
errand
to.
F
F
S
B
B
F
I
N
This
is,
this
is
just
bringing
michelle
crowley.
She
used
to
be
a
battalion
chief
with
the
fire
department.
She
was
our
grant
writer.
It's
just
bringing
a
contract
with
her
to
set
her
set
her
fees
to
where,
when
she
writes
us
a
grant,
they're
they're
an
established
fee,
it's
a
formality
to
to
make
sure
that
she's
not
overcharging
us
and
we're
not
underpaying
her.
N
B
I
H
F
B
B
B
B
B
J
B
F
F
B
I
believe
all
we've
done,
or
typically
we
do,
is
just
close.
The
hearing
and
we're
done
and
mr
crea
looks
forward
so
if
there
is
anyone
else
to
speak
on
this
matter,
that
being
the
case,
this
hearing
is
closed.
We'll
move
to
the
next
hearing,
we'll
open
it
for
ophelia
cavazos,
142
keller
avenue,
mr
creel.