►
Description
Housing and Redevelopment Authority Meeting
A
C
A
A
A
A
A
F
Thank
you,
madam
chair
and
the
commissioners
good
evening.
It
is
a
pleasure
to
meet
you
in
person
in
this
formal
setting.
One
of
the
things
I
wanted
to
update
you
on.
If
you
have
been
following
the
american
rescue
funds,
that
the
city
is
receiving,
the
city
manager,
jamie
ruby,
presented
last
night
to
city
council,
a
number
of
items
and
we're
very
pleased
that
community
development
received
a
million
dollars.
F
That
erica
was
instrumental
in
crafting
the
kind
of
the
development
of
the
language
for
that,
as
well
as
250
000
for
homelessness
response
and
prevention
services,
and
this
is
another
area
that
erica
coleman
was
very
instrumental
in
getting
those
funds
for
council
to
review
and
council
seemed
very
pleased
with
the
direction
that
was
presented
last
night
and
so
we're
putting
together
a
time
frame
on
how
we
will
be
expanding
those
funds.
And
I
I
don't
know
eric
if
you
wanted
to
add
anything
else
about
that.
E
Yes,
thank
you,
carla.
Just
that
we
will.
I
will
come
back
before
the
hra
board
with
that
time
frame
and
how
that
money
would
be
allocated
within
homelessness,
prevention
and
response,
as
well
as
down
payment
assistance,
because
it
is
a
program,
so
that
would
need
to
come
back
before
the
hra
board
for
approval,
as
well
as
the
city
council,
on
just
the
policy
of
that
and
procedures
and
how
it's
going
to
be
administered.
So
we're
excited
about
that.
Thank
you.
F
What
I
appreciate
about
erica
is
that
she
wants
to
be
once
the
hra
to
thrive
and
to
be
a
partner
with
the
community
development
and
the
other
divisions,
and
so
it's
great
to
see
her
and
our
port
authority
administrator,
shane
or
glenn
our
planning
manager,
kind
of
powwow
and
talk
about
different
developments
and
projects
and
so
kudos
to
you
guys
for
bringing
her
on.
So
I'm
very
pleased
with
that
and
I'd
be
happy
to
answer
any
questions.
I
just
want
to
keep
it
brief.
A
E
Sure,
thank
you,
erica
coleman,
hra
administrator
and
so
at
our
last
meeting,
commissioners
approved
changing
the
meeting
start
time
from
5
30
to
6
30
p.m,
to
6
p.m.
Excuse
me
not
6
30
5
30
to
6
p.m,
but
there
is
also
discussion
and
agreement
to
continue
offering
the
meeting
through
a
virtual
option
for
the
public
to
view
as
well
as
uploading,
the
recording
of
each
meeting
to
the
city
of
bloomington
youtube
channel
to
watch
meetings
on
demand.
E
E
So
we
are
in
council
chambers
this
evening
is
regularly
scheduled,
but
there
is
a
change
to
move
all
of
our
meetings
for
the
rest
of
the
year
where
available
into
council
chambers,
and
so
by
doing
that
that
is
updating
the
hra
calendar,
and
so
there
is
one
meeting
that
would
be
back
in
the
conference
room
due
to
a
con,
a
previously
scheduled
conflict,
and
so
that
would
be
september.
14Th
would
be
back
in
the
conference
room,
and
so
that
is
reflected
on
the
updated
calendar
that
is
attached.
E
The
first
attachment
that
sorry,
the
second
attachment
that
shows
the
meeting
start
time,
switching
kind
of
in
the
middle
of
the
year,
so
the
mean
start
time,
switching
to
6
p.m,
starting
august
10th,
so
next
meeting
and
then
that
next
meeting
you
will
see
we
are
in
the
chambers,
which
is
the
light
blue
color,
except
for
september
14th,
which
we
are
in
the
mcleod
conference
room.
And
so
I'm
just
looking
for
a
motion
to
approve
these
changes,
as
recommended.
A
A
All
right,
it
has
been
moved
by
commissioner
thorson
second
to
seconded
by
commissioner
olsen,
to
approve
changes
to
the
2021
hra
commission
meeting
calendar
for
meeting
time
and
location.
Is
there
any
discussion
hearing
no
discussion,
I
will
call
for
a
vote
ira.
Could
you
take
the
roll
call
vote?
Please.
A
E
This
is
the
new
172
homes
or
households
that
are
possible
only
because
of
the
extra
land
available
when
aeon
acquired
and
saved
with
the
hra's
help
the
pre,
the
existing
306
units,
now
known
as
blooming
meadows
south,
so
ayan
is
planning
the
small
group
tour
so
to
so
their
supporters
might
see
firsthand
the
work
that
their
support
is
empowered.
If
you
notice,
I
included
all
the
dates
from
the
requests
which
the
first
date
july
20th
has
already
passed.
E
A
D
D
A
E
C
I
work
full
time
so
I'm
unable
to
make
most
day
times
on
the
17th
I'm
off,
but
I
go
into
surgery
at
I
don't
know
10
o'clock
in
the
morning
or
something
I
don't
think
I'll
be
up
to
it.
I
may
be
able
to
make
the
24th,
because
I
then
I'm
off
work
for
a
month
and
a
half
so
never
mind
my
first
co.
It
hasn't
set
into
me
yet
that
I'm
going
to
be
off
work
for
a
month
and
a
half
so
never
mind.
D
E
E
E
A
All
right,
so,
okay,
so
we'll
just
wait
to
hear
if
we're
on
for
that
or
not
all
right
now
we
are
going
to
be
moving
on
to
number
five
old
business,
5.1,
affordable
home
ownership
opportunities,
use,
utilizing
the
land
trust
model.
I
know
we
have
a
guest
here
this
evening,
administrator
coleman.
Could
we
have
the
staff
report.
E
E
Brenda
leno
walkey
is
the
executive
director
of
homes
within
reach,
and
she
will
share
information
on
how
the
land
trust
model
ensures
affordability
and
the
possibility
of
using
the
model
for
the
construction
of
new,
affordable
homes
for
purchase
here
in
bloomington
brenda.
She
also
has
a
presentation.
A
G
G
G
Okay,
so
what
a
community
land
trust
is?
It's
that's
all
right.
It's
typically
a
non-profit
organization,
that's
community-based!
That
works
to
provide
permanently
affordable
home
ownership
opportunities.
The
clt
in
a
simple
explanation
acquires
the
land
removes
it
from
the
speculative
market,
making
it
affordable
for
the
home
buyer.
So
we
hold
the
land
and
trust
for
future
generations
to
ensure
that
it
always
remains
affordable,
the
homeowner
purchases,
the
structure
or
the
home,
and
has
use
of
that.
The
community
land
trust
provides
access
to
home
ownership
for
people
that
otherwise
couldn't
afford
to
purchase
within
a
community.
G
We
provide
great
housing
security,
it's
much
better
than
a
rental
option,
there's
no
increase,
they
have
their
mortgage
payment,
they're
able
to
have
the
security
from
evictions
and
they
have
the
opportunity
to
build
wealth
through
home
ownership,
but
also
through
community
involvement.
Sometimes
we
look
at
wealth
attainment
through
that
house,
but
that
structure
is
just
the
beginning.
We
see
education
for
our
children.
G
G
G
My
organization
homes
within
reach,
our
vision,
is
to
transform
people's
lives
through
homeownership,
and
our
mission
is
to
utilize
the
community
land
trust
model
to
create
and
preserve,
affordable
home
ownership
for
families
throughout
hennepin
county.
Our
core
values
are
the
belief
in
home
ownership,
bringing
stability
to
people's
lives
and
creating
value
for
families
and
communities.
G
We
were
established
back
in
may
of
2001..
It's
a
community
land
trust
whose
service
area
is
44
communities
of
western
hennepin
county.
We
currently
are
active
in
14
of
those
communities
and
always
looking
to
expand
to
others.
We
were
created
in
order
to
increase
the
number
of
home
ownership
opportunities
for
households
in
hennepin
county.
The
concept
of
the
community
land
trust
model
was
created
initially
in
the
city
of
minnetonka,
where
affordable
homeownership
was
hard
to
attain.
So
some
of
the
community
members
there
were
the
first
founding
members
of
our
organization.
G
G
The
two
are
tied
together
through,
what's
called
a
ground
lease,
the
homeowner
and
the
clt
enter
into
the
ground
lease,
and
that
gives
the
homeowner
the
right
to
occupy,
use
and
maintain
that
land
as
if
they
own
that
land
the
lease
can
vary
in
length
and
oftentimes.
It's
dependent
upon
state
statute,
most
ground
leases
are
for
99
years.
They
are
renewable
and
they
are
inheritable.
G
G
G
They
are
allowed
to
make
typical
things
that
we
would
all
make
to
our
homes,
your
appliances
break,
and
you
want
a
newer,
better
appliance.
You
can
do
that.
You
want
to
change
out
carpeting
to
wooden
floors.
You
can
do
those
things.
What
we
ask
is
that
our
homeowners
interact
with
us
and
talk
with
us
when
they
do
improvements.
G
What's
the
value
in
what
you're
doing
so,
we
really
want
to
work
with
our
homeowners
to
make
sure
they
understand
that
and
again
that
clause
about
absence
absentee
home
ownership
is
there
to
ensure
that
it
is
their
primary
residence
not
to
say
that
they
can't
have
a
second
residence.
We
oftentimes
have
homeowners
that
will
buy
a
home
and
towards
the
twilight
years
of
their
life.
Maybe
have
the
ability
to
retire
and
spend
some
time
down
south,
and
we
say
they
have
to
live
in
their
home
eight
months
out
of
the
year
as
a
primary
resident.
G
So
there
is
that
ability
to
do
other
things
they
don't
we're,
not
limiting
them
to
being
there
at
all
times
with
that
said,
we
also
only
income
qualified
people
when
they
come
into
that
program
when
they
go
to
sell
oftentimes.
The
reason
they're
selling
is
because
this
program
allowed
them
to
get
into
homeownership
within
a
community
they
wanted
to
be
in
and
it
was
able
to
stabilize
themselves
better
their
future
and
typically,
we
see
them
selling
and
getting
into
traditional
home
ownership
within
that
same
community.
G
G
We
have
a
formula,
that's
built
into
our
ground
lease
that
determines
the
price
of
that
property
when
they
go
to
sell
it.
The
resale
formula
is
the
primary
tool
that
we
use
to
ensure
that
and
maintain
that
affordability,
by
reducing
the
effects
of
the
market
appreciation
and
limiting
the
resale
price
for
the
next
buyer.
The
clt
ensures
that
the
original
public
and
private
investment
in
the
home
is
passed
on
the
formula
limits,
the
level
of
appreciation
in
the
property
that
the
home
owner
receives.
G
So
the
next
slide
is
kind
of-
and
this
is
an
older
slide-
I
apologize-
I
wasn't
able
to
get
it
updated,
but
kind
of
shows
the
difference
between
the
clt
model
and
the
conventional
model.
So
we
just
look
at
a
home.
That's
worth
220
thousand
dollars
in
the
traditional
market
in
our
home
in
our
program
that
home
is
worth
the
same
thing.
The
difference
is
our
home.
Buyer
was
able
to
buy
that
home
for
130
000
as
opposed
to
220..
G
G
But
the
big
thing
is
what
happens
down
the
road
so
after
10
years,
if
this
home
were
to
appreciate
up
to
a
value
of
295
662
in
our
model,
because
we've
permanently
removed
the
value
of
the
land
that
home
that
they
purchased
for
130?
Would
be
now
174
709,
meaning
it
seven
hundred
dollars
and
they'd
receive
thirty,
five
percent
of
that
or
fifteen
thousand
six,
forty,
eight
plus,
whatever
they
paid
down
on
their
mortgage.
G
So
that's
kind
of
the
difference
in
that
comparison
of
how
the
affordability
works.
The
nice
thing,
well,
I
shouldn't
say
the
nice
thing,
but
the
one
thing
that
this
model
doesn't
show
is
the
reality
is.
If
someone
can
qualify
for
our
program
and
they're
qualifying
for
130
000
mortgage,
they
couldn't
buy
the
220
000
home.
G
They
would
be
out
looking
for
a
home
at
130
000,
and
we
can
all
agree
that
that
home
probably
is
not
in
the
best
of
shape
and
so
therefore
we'd
be
burdening
them
with
repairs
and
issues
along
the
way
so
our
homes
when
we
come
in
and
buy
a
home
and
rehab
it
and
resell
it.
We
look
at
energy
efficiency.
G
We
look
at
health
and
safety
and
try
to
get
that
home
up
to
a
green
standard.
So
typically,
we
come
in
and
we're
putting
in
new
windows,
siding
roofs,
updating
electrical
updating,
the
insulation,
making
sure
the
ventilation
is
good
in
the
homes
we
tighten
up
the
home
so
much
so
that
we
often
have
to
put
in
direct
vented
water
heaters,
because
the
traditional
water
heater
would
blow
out
our
homeowners
save
about
a
thousand
dollars
a
year
on
utilities
because
of
what
we
do
to
the
homes.
So
that's
really
the
biggest
thing
for
our
homeowners.
G
G
If
not
for
our
program,
these
home,
these
people
would
not
be
able
to
buy
in
the
communities
that
we
serve
for
20
years.
We've
provided
ongoing
support
and
assistance
to
our
homeowners,
we're
there
to
help
them
succeed
as
homeowners.
So
this
morning
we
received
a
phone
call.
Apparently
a
storm
went
through
minnetonka
wasn't
out
by
me,
but
we
had
a
homeowner
with
a
tree
come
down.
G
G
So
we're
there
as
a
resource
when
things
go
wrong
with
that
home
to
reach
out
and
to
work
with
us,
and
it
goes
beyond
the
rehab
and
repair
things
we're
there
if
they're
struggling
and
can't
make
their
mortgage
payments
to
reach
out
to
us,
because
we'll
get
them
in
contact
with
the
home
ownership
center
and
get
them
with
a
foreclosure
counselor.
So
we're
really
there
to
take
care
of
that.
G
What
our
staff
does
in-house
is
very
different
than
what
we
do
in.
Overall.
We
work
with
about
25
different
people
within
the
industry
that
reduce
fees
to
work
with
us.
So
we
don't
have
in-house
realtors.
We
don't
have
in-house
inspectors,
we
use
a
general
contractor,
but
they
all
reduce
their
fees
to
make
this
program
work.
So
over
the
20
years,
the
team
that
we've
put
together
really
is
committed
and
dedicated
to
affordable
home
ownership
and
making
this
program
a
success.
G
They've
got
the
expert,
expertise
and
skills
to
provide
services
and
really
make
our
organization
thrive
in-house.
On
a
day-to-day
basis,
we
look
at
land
or
homes
that
we
can
acquire.
We
secure
the
affordability
subsidies.
In
other
words,
we
write
grants.
We
arrange
project
financing,
we
have
lines
of
credit
with
banks,
we
also
have
lines
of
credit
with
some
of
the
cities
to
acquire
hold
our
properties
and
rehab
them
before
we
sell
them
to
our
homeowners.
G
We
assist
the
homeowners
in
finding
mortgage
financing.
We
are
spend
a
lot
of
time
on
funder
compliance
every
funder
that
we
work
with
state
up
to
federal,
have
different
rules
and
regulations
and
requirements.
So,
depending
upon
what
pool
of
money
we're
using
to
rehab
a
home,
it
can
guide
what
repairs
we
need
to
do
anytime.
There
is
lead,
we
will
remediate
lead.
We
will
take
care
of
that.
We
will
take
care
of
asbestos.
G
G
G
We
this
is,
we've
already
surpassed
this
this
year,
we've
already
done,
we've
got
nine
homes
that
we've
either
already
rehabbed
or
are
in
the
process
of
rehabbing.
Three
of
those
were
here
in
bloomington,
and
we
are
on
our
fourth
resale,
so
our
numbers
are
already
off,
but
you
can
see
that
total
expenses
are
about
three
million
dollars,
so
the
program
services
alone
are
78..
G
G
G
So
we
work
with
fannie
mae
bremer
bank,
family
housing
fund
gimmick
greater
twin
cities,
united
way
habitat
for
humanity.
I
won't
read
them
all,
but
there's
a
lot
there.
I
would
say
the
biggest
funding
sources
for
our
organization.
Truly,
our
minnesota
housing
finance
agency
met
council,
hennepin
county
and
the
cities
that
we
work
with.
G
In
terms
of
new
construction
projects,
we've
done
new
twin
homes
and
townhomes
in
deephaven,
minnetonka
and
eden
prairie.
Those
came
about
as
the
cities
were
working
with
developers
to
meet
density
requirements
or
zoning
requirements
inclusionary
zoning
and
they
would
require
that
one
or
two
of
those
homes
would
come
into
the
land,
trust
in
terms
of
single
family.
G
We
did
joint
ventures
where
it
was
new
construction
in
eden,
prairie.
We
did
a
joint
venture
between
the
city,
the
hra
and
hennepin
county
technical
institute.
They
built
the
home
on
a
city
lot
and
we
brought
it
into
the
trust.
We
managed
the
program
and
sold
that
to
one
of
our
homeowners
in
richfield.
We've
done
three
homes
in
a
similar
venture
and
there
we
use
gimmick
as
our
contractor
to
to
do
those.
G
This
last
year
we
did
a
partnership
with
gimmick.
We
supplied
a
grant
application
to
minnesota
housing
to
do
eight
units
twin
home
project,
and
that
is
an
infill
project
on
city-owned
lots.
So
the
city
is
donating
the
land
to
gimmick
as
leverage
for
the
application,
and
then
we
applied
for
housing
infrastructure
bonds
to
secure
that
land.
G
In
terms
of
other
projects,
I've
done
I've,
overseen
the
development
of
single-family
homes
for
traditional
home
ownership
as
well,
so
we're
very
poised
to
do
new
construction.
It's
something
that
homes
within
reach
hasn't
done
a
lot
of
in
the
past,
but
as
we've
grown,
and
we
see
that
there's
a
bigger
need
for
this.
This
is
an
area
that
we're
going
to
focus
on
and
try
to
expand
that
program.
G
So
that's
the
kind
of
investment
that
we're
putting
in
when
we're
doing
new
construction
because
of
our
funding
sources
that
we
would
bring
to
the
table,
and
I
did
put
those
up
there.
It
would
be.
You
know
the
homeowner's
first
mortgage
some
met
council
funding,
home
funds
from
the
county,
ahif
funds
from
the
county,
minnesota
housing
impact
funds
and
some
housing
infrastructure
bonds.
That
would
be
in
the
form
of
grants.
C
One
question:
given
the
commissioner
thorson,
given
the
difficulty
in
finding
affordable
homes
even
at
the
low
end
of
the
market,
even
even
ones
that
need
a
lot
of
rehabbing.
Are
you
fine?
I
guess
I'm
wondering
if
you're
finding
it
more
difficult
to
acquire
homes
for
rehab
that
are
affordable
and
second,
are
you
competing
against
investors
that
seem
to
buying
up
a
lot
of
single
family
homes
as
well?
I
mean?
Is
it
just
fundamentally,
are
you
facing
challenges
in
that
area?.
G
I'm
this
home
looks
beautiful
and
it's
staged
and
therefore
people
will
buy,
but
at
the
end
of
the
day
I
wouldn't
be
able
to
sell
that
home
in
the
condition
it's
in.
I
would
need
to
come
in
and
put
forty
five
thousand
dollars
into
it.
To
fix
the
electric
fix,
the
issues
with
the
insulation
put
in
new
windows
address
the
asbestos
or
the
lead-based
paint.
So
that's
the
real
struggle
that
I
have
when
I'm
out
there
is.
I
know
that's
what
I'm
dealing
with,
but
we're
making
strides.
G
We
have
a
preservation
project
going
in
edina
and
edina
is
backing
that
program
with
funding.
They
are
allowing
us
to
utilize
a
line
of
credit
with
them,
and
part
of
that
is
a
grant
that
we
can
rehab
buy
and
rehab
homes
in
their
community.
They
sent
out
a
postcard
to
anyone
whose
home
was
at
a
certain
level
or
below
to
contest
contact
us
directly.
Now
the
benefit
in
doing
that
is
they
don't
have
to
make
improvements
that
the
realtor
is.
It
is
asking
them
to
do.
They
don't
have
to
stage
the
home.
G
They
can
have
me
come
in
with
their
home
the
way
it
looks
every
day
when
they
live
there
and
we
can
work
out
a
deal
and
because
they're
not
paying
real
estate
commissions,
they
can
afford
to
sell
it
to
us
at
a
fair
market
price
and
still
come
out.
Okay,
again,
that's
a
completely
different
program,
but
that
said
we
have
had
the
city
of
st
louis
park
come
on
board
and
say
you
know
we
can't
do
that,
but
we
can
market
the
program.
G
We
can
start
a
legacy
program
and
start
asking
our
community
members
to
consider
selling
their
home
to
our
organization.
That
has
resulted
in
quite
a
few
phone
calls,
and
I
will
tell
you:
the
homes
that
I
was
able
to
purchase
within
bloomington
were
exactly
that.
They
were
estates
where
the
parents
were
out
of
the
home.
D
B
G
D
A
curiosity
question
I
have
known
about
the
the
long
name:
west,
hennepin,
affordable
housing,
land
trust,
and
in
fact,
years
ago,
when
on
on
council,
we
visited
we,
we
toured
a
home
that
was
in
the
process
of
of
being
made
available
to
to
to
a
family,
and
you
know
you're
doing
business
as
homes
within
reach.
It's
certainly
a
more
marketable
term
is
that
is
that
basically,
the
reason
that
that
that
it
was
yes.
G
The
name
change,
yes,
it's
the
doing
business
as
but
it
it's.
Our
board
is
considering
whether
we
should
do
a
formal
name
change
and
just
it
gets
confusing
when
you've
got
two
different
names
out
there.
One
our
funders
kind
of
know
us,
as
the
other
one,
are
the
general
public
nowadays
homes
within
reach.
So
right
now
we
are
looking
at
what
would
be
the
option
to
formally
change
the
name
just
to
homes
within
reach,
so
we're
not
sending
a
dual
message
that
there's
two
organizations
out
there.
D
G
Well,
the
current
board
there.
Our
charter
says
that
the
current
board
can
serve
terms
up
it's
a
two-year
term
and
they
can
do
up
to
three
terms,
and
so,
as
we
know
that
terms
are
coming
up,
we
do
marketing
and
outreach
to
try
to
get
new,
more
board
members
on
board
and
oftentimes.
We
do
that
through
working
with
our
city
partners,
so
our
current
board
we've
got
a
retired
gentleman
who
worked.
G
G
D
Thank
you
and
I'll,
just
close
my
my
thoughts
by
indicating
I'm.
This
is
a
an
exciting
program
and
learned
a
lot
more
tonight
than
I
had
known
before,
and
and
thank
you
for
for
what
you
do
and
for
all
of
the
volunteers
and
so
forth
that
are
making
this
work.
So
well,
it's
just
a
great
concept
and
I
appreciate
your
comments
about
building
capital.
I
like
that.
D
A
A
D
So
I
to
the
extent
that
this
makes
it
easier
for
people
to
to
engage,
at
least
in
terms
of
watching
a
live
meeting
or
youtube
and
maybe
have
some
interests
or
concerns
or
support
thoughts
to
actually
visit
us
here
in
the
council
chambers
or
to
in
other
ways
communicate
that
to
us.
We
would
certainly
welcome
that.
It's
my
thought.
A
Yes,
yes,
it
would
be
great
if
they
could
join
us.
I
do
just
want
to
mention
that
at
our
meetings
there
are
no
public
hearings
so
or
generally
our
meetings
do
not
have
public
hearings.
So
there's
no
public
comment
period,
so
I
just
wanted
to
indicate
that,
but
we
would
certainly
appreciate
people
coming
to
the
meetings
just
to
listen.
It
would
be
great
all
right.
Moving
on
to
number
eight
adjournment,
do
I
have
a
motion
to
adjourn
the
meeting
so
moved?