►
Description
Housing and Redevelopment Authority Meeting
A
D
C
B
B
G
D
D
C
D
H
Thank
you,
erica
coleman,
hra
administrator,
so
there
is
a
joint
meeting
that
would
be
a
part
of
the
urban
land
institute
panel
that
would
take
place
on
the
29th.
Is
that
what
I
have
september
29th
with
the
planning
commission,
port
authority,
city,
council
and
hra
board,
and
so
due
to
that
joint
meeting
and
the
panel
discussion?
That
would
happen
with
non-profit
developer
entrepreneur,
developers
of
color
around
how
development
happens
and
what
is
needed.
H
D
D
D
H
Thank
you
chair.
This
is
erica
coleman,
hra
administrator,
and
so,
if
you
recall,
we
did
bring
before
you
at
a
prior
meeting
about
the
just
deeds
project
and
what
that
is
is
identifying
discriminatory
language
in
real
estate
deeds
and
discharging
that
a
part
of
the
justice
project
which
city
of
bloomington
is
a
part
of,
and
so
there
is
one
property
that
the
hra
owns.
That
does
contain
discriminatory
language
to
restrict,
who
would
be
able
to
purchase
and
occupy
the
land
in
which
this
property
is
on.
H
Now
this
is
illegal
to
discriminate
in
this
manner
through
the
civil
rights
through
the
fair
housing
act,
it
was
made
illegal,
but
we
had
all
agreed
as
the
board
that
it
was
good
to
take
a
step
to
just
show
that
we
want
to
remove
discharge
the
language,
and
so
what
this
is
is
a
resolution
approving
the
discharge,
a
discriminatory
covenant
on
the
authority
owned
property
at
1700,
west
87th,
street
and
so
staff
is
seeking
a
motion
to
approve
and
authorize
discharging
of
the
discriminatory
covenant
on
the
authority
owned
property.
Are
there
any
questions.
D
Any
questions
for
administrator
coleman
hearing
none-
I
I
do
want
to
thank
you
for
bringing
this
forward
so
quickly,
because
I
because
I
think
it
was
just
last
meeting
that
we
discussed
this,
and
so
thank
you
for
bringing
this.
So
our
next
meeting
is
there
a
motion
to
approve
an
authorized
discharge
of
discriminatory
covenant
on
authority-owned
property.
D
D
H
Thank
you,
chair
lewis,
so
I'm
kind
of
excited
to
bring
this
back
before
you.
We
had
discussed
the
res
dedication
of
american
rescue
plan
dollars
to
be
used
for
piloting
a
down
payment
assistance
program
and
what
I
am
bringing
before
you
today
is
a
draft
of
what
a
program
could
be
to
have
discussion
and
feedback
and
comments
to
inform
how
we
want
the
program
to
be
so.
H
H
We
would
be
using
minnesota
housing
income
limits.
Therefore,
it's
not
adjusted
by
household
size.
So
what
that
means
is
that
what
80
ami
is?
That's
the
cap,
so
if
they
have
a
six
person
household,
eighty
percent
ami
is
still
the
little
bit
above
eighty
thousand
dollars.
If
they
have
a
two
person
household,
it's
still
a
little
bit
above
eighty
thousand
dollars.
So
I
wanted
to
point
that
out,
because
you
do
have
the
option
that
you
would,
if
you
want
to
adjust
it
for
household
size.
H
Second
of
all,
they
must
be
owner
occupy
occupants
that
are
purchasing
their
primary
home.
So
this
has
to
be
the
main
home
that
they
will
own
and
live
in
in
bloomington,
and
it
would
cover
the
whole
city
of
bloomington,
so
it's
not
restricted
by
neighborhood
or
location,
but
the
whole
city,
and
then
they
must
have
a
valid,
fully
executed
purchase
agreement
at
time
of
application.
So
what
that
means
is
they're
not
applying
for
the
down
payment
assistance
before
they
have
chosen
a
property
or
even
been
approved
for
primary
financing.
H
H
H
The
maximum
loan
amount
that
we
are
proposing
is
up
to
ten
thousand
five
hundred
dollars
where
that
amount
comes
from
is
through
the
studies
conducted
by
minnesota
homeownership
center.
The
minnesota
realtors
that
we
presented
before
that
up
to
eleven
thousand
households
just
need
ten
thousand
five
hundred
dollars
to
bridge
that
gap
to
get
into
homeownership
and
bridging.
That
gap
is
for
people
that
are
fully
qualified
to
purchase
a
home
at
their
income
and
where
they're
looking
to
purchase
just
meeting
the
down
payment
requirements
for
that
mortgage
product,
also
in
up
to
10
500.
H
H
The
loan
terms,
as
this
would
be
a
loan
secured
by
a
mortgage
and
note
zero
percent
interest,
no
monthly
payment
deferred
for
30
years,
and
so
the
loan
is
100
repayable
at
the
occurrence
of
one
of
these
things,
end
of
the
life
of
the
senior
mortgage
or
refinance
or
when
the
borrower
ceases
to
occupy
the
property
as
their
primary
residence
or
transfer
a
title
or
at
the
end
of
the
30-year
deferment.
As
dated
in
the
notes
that
would
go
along
with
the
property
loan
security.
H
H
Restorative
services
are
one-to-one
counselors
that
actually
sit
down
with
that
household
and
go
through
their
financial
situation,
their
credit
making
a
budget
looking
at
maintenance.
What
needs
to
be
done
in
a
home
what
the
responsibilities
are
and
that
can
take
anywhere
from
one
month
to
one
year
in
order
for
them
to
be
ready
to
purchase
a
home.
H
And
so
again,
that's
excluding
subprime
financing,
which
you
can't
really
typically
find
nowadays,
but
some
of
it
does
kind
of
squeak
through,
and
so
this
loan
may
not
be
used
with
subprime
lending
products.
So
that's
expressly
no
no
notated,
and
then
it
can
be
combined
with
other
assistance
programs
and
the
reason
that
is
in
there
is
because
the
hra
has
renter
rental
homes
for
future
home
buyers.
Where
pro
that
program
allows
residents
renters
to
save
part
of
their
payment
in
escrow
to
go
towards
a
down
payment,
we
don't
want
to
roll
something
out.
H
H
We
would
release
this
mortgage.
That's
what
that
catastrophic,
catastrophic
language
is
saying
and
then
how
to
apply
to
determine
eligibility
and
fund
availability.
Interested
applicants
should
contact
the
lending
services
administrator.
So
what
that
means
is
a
non-profit
organization
that
we
would
contract
with
to
do
this
program.
H
They
have
to
be
institutions
or
organizations
that
are
big
enough
to
be
able
to
bring
upwards
of
ten
thousand
five
hundred
dollars
to
the
closings
that
they
have
and
then
submit
the
paperwork
and
wait
for
reimbursement
from
us,
because
staff
would
do
contract
management.
So
those
are
services
contracts,
as
well
as
review
the
paperwork
to
make
sure
it's
in
order
for
it
to
be
approved
to
be
reimbursed
and
paid
the
admin
fee.
H
E
I
guess
I
don't
say
I
wouldn't
say
it's
a
question.
It's
more
a
comment.
I
would
really
like
to
look
into
the
adjusting
for
household
size.
I
think
that
that
that's
only
fair,
I
look
at
like
our
nutrition
programs
and
all
of
that
and
those
are
all
based
on
household
size,
and
I
think
that
that
that
would
just
be
a
good
service.
Otherwise
we're
not
doing
a
good
service.
E
H
F
H
H
So
the
household
size
adjustment,
why
I
chose
not
to
literally
is
from
my
history
with
minneapolis
and
administering
a
program
that
is
very
similar
and
those
two
nonprofits
actually
administer
that
and
I
was
over
the
contract
management
and
worked
with
them
very
closely
and
they
found
it
more
difficult
and
limiting
to
adjust
for
household
size,
because
in
minneapolis
it
was
just
a
different
demographic
household
house.
Prices
could
be
a
little
cheaper,
especially
with
the
focus
of
that
program
being
primarily
north
minneapolis,
and
so
I
just
use
the
same
similar
format.
E
Thank
you
chair.
I
have
another
question
regarding
the
the
education
piece.
So
how
are
like
say
someone
decides
they
want
to
buy
a
home,
they're
really
excited
whatever.
Then
they
realize
they
don't
have
the
down
payment,
but
they
see
say:
oh
bloomington
has
this
great
program
and
I
can
qualify
but
they've,
already
kind
of
started
a
process,
but
according
to
ours
we
require
them
to
have
that
education
first.
So
I'm
just
kind
of
wondering:
how
does
that
kind
of?
How
are
we
going
to
play
that
out?
E
H
Thank
you,
commissioner
huhim.
So
one
they
have
to
have
the
home
buyer,
education,
and
so
one
of
the
ways
to
market
the
program
is
to
make
sure
the
whole
minnesota
homeownership
center
and
urban
league
twin
cities
are
aware
of
our
program
because
they
will
market
that,
with
that
homebuyer
education
course,
and
the
homebuyer
education
course
home
stretch,
framework
or
realizing.
The
american
dream
is
required
for
fha
financing,
which
you'll
hear
a
lot
about
first
time
home
buyers
getting
into
fha.
H
However,
it's
also
required
if
you're
using
minnesota
housing
programs
and
minnesota
housing
actually
has
a
down
payment
assistance
and
closing
costs
loan.
They
have
the
startup
and
they
have
the
step
up.
Both
of
those
can
be
used.
One
of
them
has
a
lower
income
cap
and
one
of
them
has
a
higher
income
cap,
both
of
those
can
be
used
and
they
require
home
stretch
or
these
other
courses.
So
that's
one
way.
Another
way
is
actually
notifying
minnesota
housing
that
we
have
a
down
payment
assistance
program.
B
Thank
you,
chair
lewis.
I
have
a
question
also
on
the
education
item
item
eight,
where
it
indicates
that
the
certificate
needs
to
predate
the
home
purchase
closing
date
by
at
least
one
calendar
month,
and
it
sounds
to
me
like
that
means
that,
in
effect,
why
is
it
not
just
30
days
or
something
like
that?
I
mean
it
it
at
least
confusing
to
me
about.
If
something
happens,
on
the
14th
of
the
month,
do
you
have
to
wait
until
you
get
a
full
month.
H
H
I
can
change
that,
but
I
can
say
more
so
where
this
came
from
the
program
that
I
did
at
minister
in
minneapolis
required
that
the
certificate
predate
the
purchase
agreement
and
which
was
great
until
we
got
into
this
market,
and
so
when
I
had
reached
out
and
spoke
with
minnesota
home
ownership,
center
neighborworks
home
partners
and
build
wealth
about
bloomington
looking
into
a
down
payment
assistance
program.
This
was
one
request
that
they
had,
and
that
was
how
they
said
it
was
one
month
so
one
calendar
month.
H
D
H
You
chair
lewis,
I'll
say
that
when
it
does
come
forward,
it
will
come
forward
for
approval
as
a
program
and
to
also
approve
services
contracts
with
the
nonprofit
organizations,
and
so
I
can
also
bring
more
information
about
their
history
and
background
and
then
after
approval
by
the
hra
board.
What
needs
to
happen
is
that
it
would
go
to
the
city
council
for
resolution
to
transfer
funds
because
it
is
arp
dollars
and
they
could
transfer
the
funding
to
the
hra
account
and
so
with
that
resolution
to
transfer
funds.
H
D
H
D
H
Yes,
thank
you,
chair
lewis,
so
a
brush
with
kindness
is
an
program
with
habitat
for
humanity,
and
environmental
health
actually
came
to
the
hra
and
said
we
found
out
that
habitat
for
humanity.
Does
this
program
called
a
brush
with
kindness,
where
they
help
vulnerable,
low-income
senior
disabled
veteran
adults
to
address
outstanding
housing
violations,
including
emergency
violations,
where
they
help
paint
the
outside
scrape?
H
Do
things
like
that,
and
so
we
would
like
to
know
if
we
could
do
something
like
that
in
bloomington,
and
so
what
I
did
was
I
reached
out
to
a
brush
with
kindness,
which
is
habitat
to
find
out
more
about
their
program
where
this
program
came
from?
Is
it
right
now
they
have
minneapolis
that
actually
is
a
part
of
the
program
in
terms
of
providing
funding,
and
so
what
this
work?
H
H
H
But
we
don't
have
a
mechanism
where
we
are
going
out
to
do
that,
and
usually
environmental
health
is
if
they
do
the
work
it's
through
hennepin
county
and
it
gets
assessed
to
their
taxes
at
like
eight
percent.
And
so
it's
something
that's
adverse
to
what
we're
really
trying
to
do.
And
so
we're
we're.
Looking
at
the
possibility
of
being
able
to
partner
with
the
brush
with
kindness
through
a
services
contract
provide
thirty
thousand
000
as
a
pilot
for
2022
and
receive
the
reporting
on
what
that
looks
like
and
what
they
were
able
to
do.
B
You
administrator
coleman,
one
of
the
things
that
struck
me
right
from
the
start
is
that
it's
very
sim
sounds
very
similar
to
a
home,
the
home
program
home
that
we've
had
here
for
many
years,
and
I
don't
know
if
you've
drawn
some
looked
at
some
comparisons
about
that
and
how
they
might
dovetail
or
whatever
the
overview
of
home.
As
I
understand
it,
including
volunteering
with
some
through
some
organizations,
is,
is
cleaning
windows
and
raking
lawns
and
some
basic
things.
B
H
And
this
I
think
it
goes
back
to
maybe
2016
2017,
maybe
before
that
the
city
of
bloomington
has
kept
telling
this
homeowner
and
they
have
fined
them
and
assess
them,
and
they
just
need
that
extra
push
to
help
get
the
work
done.
How
I
see
this
is
that
that
homeowner,
who
is
elderly,
could
probably
use
senior
community
services
is
more
of
like
the
ongoing
connector,
maybe
coordinator
and
a
brush
with
kindness,
to
actually
do
the
exterior
work
and
get
it
done.
I
Sure,
thank
you
administrator
coleman
and
commissioner
olsen.
One
of
the
primary
differences
with
the
home
program
and
the
the
home
program
does
have
a
sliding
fee
scale
based
on
income.
So
if
the
homeowner
does
have
the
ability
to
contribute
based
on
on
the
their
sliding
fleece
scale,
then
they
they
do
so
they
also
do
light
maintenance,
as
you
mentioned
raking,
maybe
fixing
a
leaky
toilet
that
sort
of
stuff,
and
also
the
other
thing
that
the
home
program
does
is,
is
housekeeping.
I
So
that's
a
big
part
of
what
they
do.
The
house
cleaning
grocery
shopping,
those
sorts
of
things
that
a
senior
in
their
home
may
need
at
some
point,
so
they
do
not
tackle
the
bigger
projects
like
was
described
this
evening.
The
the
complete
house
painting
that
sort
of
thing
so
they're
they're
a
big
difference
there.
E
E
I
just
personally
feel
that
as
a
resident
I
know
I'd
be
willing
to
help
grab
a
paint
brush
and
and
paint
my
neighbor's
siding,
and
things
like
that.
So
if
I
knew
about
it-
but
I
mean
that's
me
so
just
something
to
kind
of
think
about
of-
I
just
I
understand
it's
three
thousand
dollars,
but
just
to
elderly
or
two
veterans
or
something
when
they
do
sell
their
house
some
for
some
of
them,
that
is
their
retirement.
E
So
even
three
thousand
dollars
is
money
that
that
company
is
going
to
get
before
and
they're
not
so
to
us,
it's
not
a
lot
to
them.
It
could
be
everything
so
just
some
other
ways
to
think
about
it
being
more
voluntary
and
not
necessarily
always
a
ding,
maybe
like
home,
like
maybe
a
sliding
scale
or
something
like
that.
H
So,
thank
you,
commissioner
huhim
one.
I
want
to
say
the
three
thousand
dollar
lien
is
not
to
be
repaid.
It's
it's
forgiven.
I
can
get
more
information
about
how
they
want
to
how
they're
doing
that.
But
it's
not
it's
not
like
a
30-year
mortgage.
It's
not
like
that.
I
want
to
say
it's
probably
three
years
or
less.
If
it's
that
and
then
two
a
lot
of
those
companies,
we
can
check
into
it.
D
H
H
H
This
project
would
provide
30,
50
and
60
units,
so
it's
very
exciting
and
it
is
a
proposal
by
book
laurie,
bull,
claire,
volcare
corporation.
Sorry,
I
had
to
say
her
whole
name.
I
don't
know
why
I
was
stuttering
on
that
that
we
have
had
a
great
relationship
with
and
history
of,
really
providing
some
great
affordable
projects
in
bloomington
next
is
lindell
flats
at
9320,
lindo
avenue
south
again.
This
is
new
construction
at
81
units
100,
affordable
at
60
ami.
H
They
did
receive
environmental
response
funds
that
was
from
erf.
That's
from
hennepin
county
as
well
as
tax
base,
revitalization
account,
which
is
from
met
council.
This
is
under
construction
and
they
are
currently
advertising
for
leasing
through
valere
management
and
the
expected
opening
end
of
january
2022
so
and
they're
coming
along
very,
very
well.
These
pictures
don't
do
it
justice
for
how
well
they
are
coming
along
and
how
nice
that
property
is
coming
next
slide.
H
This
project
is
more
rehab
in
terms
of
stabilizing
the
residents
that
were
there,
that
has
that
is
going
all
right.
It
was
slowed
a
little
bit
due
to
covet,
but
they
are
still
moving
forward
and
then
blooming
metals
north,
which
is
at
1900.
East
86th
street
is
new
construction
of
172
units,
100,
affordable
at
60,
ami
using
income
averaging,
and
it
has
two
buildings
for
the
172
units.
H
We
did
take
a
tour
today
they
of
building
a
which
they're
calling
the
green
building,
and
it
is
opening
next
tuesday
people
are
moving
in
next
tuesday.
It's
really
exciting,
they
did
receive
their
certificate
of
occupancy
building
b
is
still
under
construction
with
a
slated
opening
of
december,
and
so
that
would
be
building
the
blue
building.
H
But
it
was
a
very
nice
tour
and
we
can
provide
information
through
most
likely.
The
one
weekly
that
you
all
have
access
to
and
also
other
people
have
access
to
on
the
update
of
those
pictures
and
what
that
looked
like
and
then
I
can
also
bring
that
back
in
an
additional
redevelopment,
update
old,
shakopee
and
springside,
so
this
project
was
originally
moving
forward
and
it
stalled
through
the
construction
prices
and
so
right
now.
The
broker
consultant
is
interested
in
future
redevelopment,
pretty
much
the
same
thing
that
was
already
proposed.
H
They
just
need
to
find
a
new
developer,
and
so
I
wanted
to
keep
that
on
your
radar.
Just
so
you
know,
and
if
you
hear
anything
about
it,
the
city
or
the
hra
is
not
involved
in
any
pre-development
discussions
in
terms
of
land
purchase
or
negotiations
at
all
next
slide:
8012
old
cedar,
new
construction,
68
units
100,
affordable
at
and
below
60
ami.
H
We
had
the
tif
plan
that
was
approved.
The
district
and
redevelopment
plans
that
were
approved
and
they
have
broken
ground
so
they
have
closed,
they
have
broken
ground
and
they
are
building,
and
so
that
is
very
exciting
that
is
planned,
originally
planned
to
be
finished
by
fall
by
the
end
of
summer
2022.
It
might
be
finished
before
that.
H
H
H
H
The
reason
this
is
coming
back
before
you
is:
we
applied
for
barb
wolf,
which
are
special
projects
as
well
as
julie
farnham,
with
planning
worked
together
with
others
from
public
works
and
myself
and
planning
on
a
application
to
met
council
livable
communities,
development
account,
transit,
oriented
development,
funding
for
the
pre-development
site
plan.
So
what
that
means
is
or
site
planning
this
location
at
98th
and
aldrich
was
purchased
by
the
city
using
state
aid,
so
ralph
right
of
way,
loan
acquisition
funds
right
away
acquisition,
loan
funds.
H
Excuse
me
using
that
funding
and
so
a
requirement
of
that
funding.
As
a
study,
a
road
corridor
study
must
be
done
around
the
need
of
an
interchange
and
how
a
layout
would
work
with
a
development
that
study
can
be
upwards
of,
depending
on
what
it
all
includes
anywhere
from
150
to
300
thousand
dollars.
H
D
Thank
you,
administrator
coleman.
Are
there
any
questions
for
for
her
this
evening?
It
was
very
nice.
It
was
a
nice
report,
there's
a
lot
of
good
things
happening,
so
that
was
thank
you
for
sharing
that
with
us
this
evening.
Well,
that
brings
us
to
the
last
item
on
our
agenda,
which
is
the
adjournment
for
this
evening.
Do
I
hear
a
motion
to
adjourn.
D
There's
no
7.2,
or
did
we
have
an
edition?
Oh,
we
do
have
an
addition.
The
commissioner
questions
and
answers.
Sorry,
I
noticed
that
wasn't
on
the
first
one:
are
there
any
ques
questions
or
things
that
the
commissioners
would
like
to
bring
up
this
evening,
all
right,
seeing
that
there
are
none,
then
we
will
move
on
to
the
adjournment.