►
Description
Join us for a conversation about affordable housing opportunities to hear from local renters, city officials, concerned citizens and community leaders. Listen, learn, share and connect to your neighbors around what we can do to make sure that you and everyone else in Bloomington has a safe, dignified and affordable to place to call home.
A
Well,
good
evening,
everybody
and
thanks
for
coming
out
I'm,
pastor,
Rory
Phil,
Strom
I'm,
the
lead
pastor
of
Christ,
the
King
Lutheran
Church
here
in
Bloomington,
we're
up
on
86th
and
Fremont
and
I've
also
been
facilitating.
The
meetings
of
the
Bloomington
Housing
Coalition
for
the
past
few
months
and
yeah
I
think
just
great
to
have
some
people
out
to
talk
about
housing
here
in
Bloomington.
A
B
Thank
you
very
much
Rory
and
thank
you
for
the
invitation
to
partner
with
with
the
Bloomington
Housing
Coalition,
which
I
think
is
a
great.
You
know
kind
of
grassroots
effort
to
talk
about
an
issue.
That's
very
important
to
me
personally
and
also
in
my
career
is,
and
then
that
is
affordable
housing.
One
thing
I
would
like
to
do
for
you
tonight
is
just
talk
to
you
just
briefly
about
what
the
HRA
does
a
lot.
People
aren't
familiar
with
with
exactly
what
we
do.
B
We
are
a
division
within
the
city
of
Bloomington,
the
city
government,
and
we
administer
housing
of
programs
for
the
city,
affordable,
housing
programs.
We
have
the
section
8
program,
which
is
a
rent
assistance
program,
otherwise
known
as
the
Housing
Choice
Voucher
program
that
assists
550
families
every
month
in
Bloomington
to
help
pay
their
rent.
So
that's
the
biggest
affordable
housing
program
that
we
operate
and
it
makes
a
real
impact
on
those
families
lives.
We
also
help
the
city
redevelop
areas
of
the
city
that
may
be
worn
out
commercial
nodes
things
of
that
nature.
B
We
help
the
city
redevelop
by
partnering,
with
developers
acquiring
those
parcels
and
helping
facilitate
change
in
those
neighborhoods.
Our
most
recent
example
is
the
Penn
and
American
redevelopment
project
that
we
did
where
that
new
fresh
time
grocery
store.
Is
that
there's
a
HRA
Park
project,
where
we
work
with
two
other
private
developers
to
facilitate
that
change,
but
one
of
the
primary
things
that
we
do
is
you
know
the
preservation
and
the
creation
of
affordable
housing.
That
is
an
important
part
of
our
mission,
and
we
do
that
in
a
multiple
different
ways.
B
But
one
of
the
most
interesting
facts
that
we're
going
to
talk
about
tonight
is
most
affordable.
Housing
in
Bloomington
is
not
owned
by
the
HRA.
It
is
owned
by
private
landlords.
It's
what
we
call
naturally-occurring,
affordable
housing,
and
the
preservation
of
that
is
a
very
important
part
of
what
we're
here
to
talk
about
tonight.
B
But
over
the
years
the
HRA
helped
the
creation
of
affordable
housing
units
partnering
with
private
developers
to
do
low-income,
housing,
tax
credit
projects,
other
types
of
affordable
housing,
and
we
are
currently
participating
or
working
with
two
or
three
developers
to
identify
sites
in
the
city
that
we
can
create
new
units.
We're
never
going
to
build
our
way
out
of
this
housing
crisis
that
we
find
ourselves
in.
But
it's
important
to
keep
adding
new
units
to
the
inventory
as
we
move
forward.
B
One
project
that
vague
Trey
is
actively
working
on
is
that
Knox,
an
American
Boulevard
where
we're
working
with
two
private
developers
to
create
250,
very
nice,
but
not
luxury
style
apartments?
So
this
will
be
new
construction
and
50
of
those
units
will
be
available
to
families
at
50%
of
area
median
income.
When
you
talk
a
little
bit
more
about
how
those
percentages
works
later
in
the
program.
But
that's
gonna
be
an
important
addition
to
the
affordable
housing
stock
in
the
city.
B
When
we
work
with
private
developers,
it
there's
two
big
obstacles
that
we
run
into
when
we're
trying
to
build,
affordable
housing
and
Bloomington
one
we're
a
fully
developed
community.
That
means
that
there's
no
corn
fields
for
us
to
plow
up
and
start
building
housing,
so
we
have
to
acquire
existing
buildings,
existing
property,
that's
owned
by
other
owners,
and
that
is
really
expensive.
So,
first
of
all,
there's
hard
to
find
a
site.
B
Second
of
all,
when
you
do
find
one,
it's
very
expensive,
which
really
makes
it
difficult
to
build,
affordable
housing
but,
like
I,
mentioned
we're
working
on
a
couple
of
projects.
Three,
maybe,
and
hopefully
we'll
have
some
great
news
about
those
in
the
near
future.
But
what
we
were
talking
about
tonight
is
preserving
a
naturally
occurring,
affordable
housing
and
that's
really
important
work
that
needs
to
be
done.
B
The
HRA
recognized
this
and
last
year
created
a
national
fund
net,
so
it's
for
naturally
occurring
affordable
housing
and
it's
a
fund
where
we
partner
with
not
for
profit
developer,
to
purchase
existing
affordable
units
and
preserve
them
as
affordable
into
the
future,
and
a
on
just
did
that
in
Bloomington.
We
didn't
anticipate
using
this
fund.
The
first
year
was
created,
but
we
did
and
they
that
they
are
now
preserving
six
hundred
units
in
Bloomington
that
otherwise
would
have
been
turned
into
higher
rate
market
units.
B
A
Yeah
I
think
I
think
it's
it's.
You
know
as
sort
of
the
leader
of
the
grassroots
effort
and
in
some
ways
it's
nice
to
have
a
city
that
cares
about
about
people,
and
it
cares
about
people
that
are
often
overlooked
by
society,
and
so
it's
a
great
to
have
a
partner
in
the
HRA
here
in
Bloomington,
and
not
only
so
that
we
can
have
an
event
in
a
beautiful
space
like
the
Snyder
theatre
here
tonight.
A
A
Over
a
year
ago,
I
came
from
a
place
in
western
North
Dakota,
a
little
small
town
called
Stanley,
where
I
was
a
pastor
with
my
wife
and
we
served
a
number
of
churches
out
there
in
Western
North
Dakota
in
the
oil
boom,
where
housing
was
in
a
drastic
shortage
and
we
saw
people
being
pushed
out
of
housing
as
sort
of
the
demand
of
to
house
all
the
oil
workers.
Just
drove
prices
up
and
I
sort
of
just
imagined
that
I
was,
in
my
own
little
place
out
there.
A
That
I
was
in
a
place
where
you
know
just
sort
of
experiencing
strange
problems
that
none
of
the
rest
of
the
country
was
experiencing
and
and
seeing
people
just
sort
of
taken
over
by
greed
and
in
driving
prices
up
and
forcing
people
out
of
just
this
basic
need
of
housing.
Making
people
move
out
of
communities
where
they've
lived
in
their
entire
lives.
A
People
that
have
lived
here
for
their
entire
lives,
people
that
have
are
finding
the
housing
that
they're
inhabiting
being
sold
and
flipped
out
from
underneath
them
as
developers,
come
in
and
seek
to
gain
and
gain
off
of
this
basic
need,
and
so
to
kind
of
help.
Us
talk
a
little
bit
about
what
the
situation
of
housing
here
in
Bloomington
looks
like
I
want
to
invite.
A
Pastor,
Erik
Selvig
up
he's
the
pastor
at
community
across
lutheran
church,
and
he
was
one
of
the
first
people
to
start
having
this
conversation
among
clergy
here
in
Bloomington,
and
so
he's
got
the
answers
to
your
questions
and
and
and
more
importantly,
the
authority
to
give
out
caramel
rolls
to
whoever
he
sees
fit.
So.
C
Having
the
answers
to
the
questions,
that's
a
first
yes
welcome!
Thank
you
for
being
here
and
I
hope
you
had
a
chance
to
look
at
the
test.
Your
knowledge
questions
at
the
top
of
the
front
page
inside
your
program.
We're
gonna
talk
about
those
for
just
a
little
bit
here
there
are
prizes,
so
does
anyone
in
the
room
think
that
they
know
the
answer
to
all
three
of
those
questions?
C
What
is
the
average
cost
of
rent
per
month
for
a
one-bedroom
apartment
in
Bloomington?
How
many
hours
would
a
household
earning
minimum
wage
need
to
work
in
order
to
afford
rent
in
Bloomington
and
what
percentage
of
Bloomington
renters
cost
burdened
spending
more
than
30%
of
their
income
on
housing,
the
average
cost
of
rent
per
month
in
Bloomington
for
a
one
bedroom
apartment
is
939,
so
we
heard
nine
hundred
and
nine
fifty
you
guys
were
on
either
side
of
that.
The
second
answer
is,
as
you
see
on
the
screen.
C
Eighty
two
point:
six
hours
is
what
it
would
be
required,
and
this
is
I
just
made
note
at
nine
fifty
an
hour,
and
that
is
if
they
could.
Even
if
someone
who
working
at
that
rate
could
even
find
affordable
vacancy
because
that
rate
is
below
two
percent
of
even
availability
and
then
the
last
one
as
you
see
on
the
screen
from
2011
to
2015,
46%
of
the
Bloomington
residents
are
cost
burdened.
A
Thank
you
Eric
at
this
time,
we're
gonna
I'm
gonna
flip
over.
There
was
a
documentary
that
that
TPT
put
out
in
partnership
with
the
Minnesota,
Housing,
Partnership
and
and
a
number
of
other
partners
this
week
this
past
year
about
the
the
turnover
of
the
apartments
at
Crossroads
and
so
I'm
going
to
play
our
first
clip
and
then
we're
gonna
have
a
couple
more
speakers.
After
that.
G
H
N
N
P
L
Q
L
R
J
O
H
Started
getting
inquiries
from
renters
at
this
complex
who
had
gotten
this
notice
to
vacate
and
we're
very
concerned
about
what
the
notice
said
and
what
the
new
criteria
was
and
sort
of
the
new
plans
for
the
complex
at
first.
It
was
just
a
couple
calls
and
then
we
started
hearing
from
a
good
number
of
people,
and
then
we
heard
from
some
members
of
the
community
folks
at
churches,
social
service
agencies
that
we're
hearing
from
their
clients
about
this.
Q
The
new
owners
immediately
put
into
place
a
policy,
a
set
of
policies
designed
to
completely
remake
the
tenant
population,
so
they
increased
rents
by
30
percent.
They
required
all
existing
tenants
to
reapply
under
much
tougher
admission
standards.
They
added
amenities
designed
to
appeal
to
a
different
tenant
population
and
they
stopped
involvement
in
any
government
programs.
Oh
soo.
P
T
L
T
P
Was
to
be
a
lot
of
trust,
a
lot
of
ethics
and
good
morals
and
good
character
in
good
community,
because
we
trust
each
other
will
respect
each
other
and
after
the
construction
began,
there
is
lost,
all
is
lost.
We
don't
have
the
same
respect.
We
cannot
trust
their
children
to
go
and
play
outside.
It
is
unsafe,
I,
don't.
R
H
Had
to
move
either
because
of
a
new
screening
criteria
that
they
had
to
deal
with.
You
know:
income
requirements,
rental
screening,
background
in
terms
of
criminal
background
and
evictions
on
their
their
back
on
their
rental
history.
There
was
a
rent
increase
and
then
the
new
landlord
stopped
taking
any
type
of
rental
subsidies.
Ain't.
V
J
U
W
W
You
know
over
the
over-the-limit
the
threshold,
but
they
still
told
us
that
the
credit
score
has
to
be
at
a
certain
point,
and
this
is
frustrating
because
it's
like
we
meet
every
quarter,
sell
for
the
credit
between
the
both
of
us.
We
have
four
jobs.
You
know
two
a
piece
and
it's.
If
that's
not
enough,
I
mean
I,
don't
know
what
what
to
say
my.
T
T
Now,
where
I'm
going
I'm
just
frustrated
here,
I'm
right
now,
I'm,
sorry,
Kurt
fustrated
here
that
I
had
to
move
out
someday
I
haven't
had
no
reason
and
they
have
did
them
for
nobody
to
move
me
out
on
because
you
want
to
come
in
and
just
make
up
new
development.
That
is
so
damn
bad.
A
thing.
I'm,
sorry
on.
S
R
P
On
October
2015,
my
baby
was
born
and
I
wanted
to
renew
the
contract,
but
I
was
denied
because
they
only
that
my
baby
was
one
more
person
in
that
was
not
allowed
in
the
contract.
He
was
for
what
my
world
fell
apart,
because
employment
was
there,
my
babysitter
was
there,
everything
was
closed
and
it
was
just
the
three
of
us
and
it
was
just
a
horrible
notice
to
receive,
whereas.
P
A
This
time
I
want
to
invite
Linda
Lee
Soderstrom
up
to
speak.
Mariah
Johnson
was
not
able
to
make
it
tonight,
but
Linda
Lee.
It
was
also
a
resident
at
the
crossroads
apartments
who
is
now
living
here
in
Bloomington
and
Linda.
Would
you
come
up
and
and
just
add
a
little
more
of
your
story
that
you'd
like
to
share
tonight
hi.
L
I
would
say
newly
to
look
at
programs
like
the
county
group,
housing
subsidy
that
helps
people
who
might
have
been
homeless
or
in
treatment
or
Corrections
who
are
helped
to
have
their
own
home
for
the
first
time
in
a
long
time
or
people
like
myself
a
little
bit
of
my
background.
I
did
the
foster
care
when
I
owned
my
own
home
in
Powderhorn,
Park
I
cared
for
30,
foster
care
and
30
daycare,
children
for
Hennepin
County,
all
of
whom
were
prenatally
exposed
to
drugs
and
alcohol.
I
adopted
one
of
them
and
he's
30.
L
We
need
really
to
change
the
name
of
these
programs
and
subsidies
so
that
people
aren't
thinking
of
them
as
those
people
or
those
other
people
or
those
people
who
don't
take
care
of
their
properties.
Actually,
when
you
re
on
a
section
8
voucher,
you
live
in
a
section
8
unit.
You
have
an
extra
inspection
every
year,
which
would
mean
that
the
unit
is
kept
up
even
better
than
a
city
might
inspect
it
for,
and
you
cannot
be
out
of
town
for
more
than
30
days.
L
Otherwise,
your
thought
to
have
a
second
home,
if
you're
out
of
town
for
more
than
30
days-
and
you
can
lose
your
voucher
if
you
have
a
guest
and
the
guest
stays
with
you
for
more
than
10
or
15
days,
you
can
also
lose
your
voucher
if
you
have
criminal
activity
of
any
type.
If
you
harm
the
property
in
any
way,
you
can
lose
your
voucher,
so
it's
kind
of
tender-hearted
and
I'm
trying
not
to
be
angry
about
it
anymore,
because
it's
been
a
couple
of
years
and
you
know
one
of
the
defenses.
L
We
have
I
think
when
we're
upset
and
angry
it's
that
helps
us
get
through
tough
times
so
in
trying
not
to
get
upset
about
it.
I'm
finding
that
my
barriers
are
down.
My
my
protections
are
down
and
I'm
I'm,
more
sad
about
what
happened
at
crossroads,
because
lots
and
lots
of
those
people
are
my
friends
and
now
they're
spread
out
all
over.
L
That's
what
I
would
like
to
see
if
we
could
all
get
on
the
good
foot
together
and
sing
from
the
same
hymn
book,
and
you
know
try
to
preserve
this
housing,
that's
already
existing
and,
of
course,
we
want
to
build
some
new
housing,
even
for
some
of
us,
older
folks,
if
there
were
micro
apartments
because
we
like
to
go
out
for
coffee
and
that
kind
of
thing,
so
they
wouldn't
even
have
to
be
like
huge,
are
very
you
know,
fancy
nobody
needs
fancy.
We
just
need
shelter,
that's
decent
and
safe
and
stable.
A
Thank
you
for
sharing
a
little
bit
of
your
story.
Linda
I
want
to
invite
Molly
link.
Molly
is
a
she
works
with
with
veep
and
works
with
a
number
of
people,
sort
of
struggling
to
find
housing,
and
some
of
those
same
struggles
is
Linda
here.
So
Molly
want
you
come
on
up
and
talk
a
little
bit
about
how
about
yourself
and
your
work
and
how
housing
has
impacted
what
you
do
at
veep
thanks.
X
Housing
assistance
is
the
number
one
request
among
our
clients
who
are
in
crisis,
calling
for
help
through
veep
social
service
program.
We
provide
short-term
housing
assistance
along
with
supportive
services,
and
it's
aimed
to
really
prevent
homelessness,
keep
families
and
individuals
safe
in
their
current
housing.
X
151
households
in
2016
received
assistance
for
us
from
us.
We
paid
one
to
three
months
of
rent
assistance,
typically
to
keep
people
in
their
housing.
Many
more,
of
course,
work
with
our
social
service
staff
that
may
be
facing
other
issues,
housing
issues
and
we
develop
what
we
call
stable
housing
plans.
As
we've
been
talking
about
throughout
the
night
and
as
we'll
continue
to
talk
about
the
major
challenge
in
creating
stable
housing
plans
has
been
the
increasing
rent
burden
in
the
lack
of
affordable
housing
options
for
our
clients.
X
Almost
every
single
client
that
I
work
with
are
my
social
service
staff.
Work
with
are
paying
over
65
percent
and
even
80
percent
of
their
income
to
their
rent,
of
course,
are
coming
to
us
in
crisis
and
already
getting
very
low
incomes
averaging
around
two
thousand
a
month,
with
an
average
rent
of
nine
hundred
or
more,
and
so
we
always
have
faced
those
kind
of
barriers,
but
we've.
Never.
In
my
over
ten
years,
the
lack
of
housing
available,
that's
affordable
is
what's
really
holding
us
back.
X
We
work
with
low-income
seniors,
disabled
adults,
individuals
and
families
who,
like
I,
said
already
have
barriers
because
of
their
income,
but
they
have
even
more
large
family
sizes,
poorer,
no
credit,
citizenship
status,
any
criminal
record,
any
unlawful,
detainers,
past
rent
or
utility
debt.
It,
the
extreme
shortage
and
lack
of
affordable
rental
options,
makes
it
nearly
impossible
to
fight
anything.
If
you
have
even
one
of
those
things
on
your
background,
you
know
my
co-worker
Ricardo
he's
a
bilingual
community
health
worker
he's
working
right
now
with
a
single
mom
whose
husband
just
got
deported
she's.
X
Now
a
single
mom.
She
wasn't
she's
living
with
two
minor
kids,
one
older
child
and
she's
really
scared.
She
can't
afford
the
place
that
she's
and
right
now
and
her
older
son
is
working
part
time
to
help
he's
about
20
and
she's
working
part-time,
but
then
she
can't
get
on
childcare
assistance,
and
so
we
have
all
of
these
barriers
and
the
root
of
the
problem
as
the
worker
is.
You
need
to
move
into
something
more
affordable.
But
how
do
you
do
that?
X
X
We
no
longer
really
even
look
at
housing
as
an
option
to
really
problem-solve
with
families
in
the
crisis.
Right
now,
we're
really
helping
families
build
resourcefulness
amongst
what
they
already
have
many
you
know
looking
at
different
creative
strategies,
I'm
talking
to
tons
and
tons
of
seniors
about.
Could
you
room
with
somebody?
Could
you
share
a
one-bedroom
apartment
and
that
way
you
could
afford
it
on
your
very
fixed
disability
income?
X
You
know
looking
at
people
sharing
merging
households
living
in
very
small
spaces
just
to
get
through
the
day
if
we
continue
to
lose
affordable
housing
options
in
our
community.
It
was
kind
of
asked
this
question.
It
will
continue
to
put
people
that
I
work
with
and
other
community
members
in
situations
of
really
impossible
decisions.
X
We
will
increase
the
number
of
commanders
who
will
go
without
go
without
food.
Go
without
medicine,
go
without
therapy,
go
without
adequate
living
situations
and,
in
some
cases,
go
without
any
housing.
More
families
will
be
forced
to
move
out
of
our
community
displaced
from
housing,
forced
to
double
up
into
unsafe
situations,
forced
to
lose
everything
and
go
to
shelter,
forced
to
quit
school,
miss
school
change,
schools
forced
not
to
participate
in
sports
or
school
programs
or
community
events
forced
to
worry
all
the
time.
X
This
is
what
I'm
seeing
now
I'd
want
it
to
get
better,
and
this
is
because
there
will
be
will
continue
to
be
less
options
or
opportunities
moving
forward,
and
so
I
believe
personally,
that
stable
housing
is
the
key
to
stable
families
in
a
strong
community.
So
I
look
forward
to
working
with
all
of
you
to
keep
that
going.
Thank
you.
A
Here
in
Bloomington
and
I
think
that
it
is
true
that
our
community,
here
in
Bloomington,
is
changing
we're
going
through
a
transition
and
just
the
transition
that's
happening.
We
can
see
it
I
think
most
clearly
in
our
schools,
and
so
melissa
is
going
to
talk
about
that
a
little
bit.
But
let
me
show
you
a
little
bit
about
how
TPT
tells
the
story
of
schools.
K
Y
E
Z
G
N
T
I've
met
with
her
later
this
morning
at
the
mailbox
she'd
been
here
for
18
years,
she
got
counseling,
so
you
don't
know
what
she's
gonna
go
see.
She
got
to
be
out
on
the
same
level
right
here
may
31st.
He
had
the
same
level.
She
got
to
go,
see
it
like
80,
79
or
80
years
old,
and
she
better
can
walk.
But
she
says
you
don't
know
what
you're
gonna
do
and
what
could
happen
to
her.
Some.
J
U
Q
One
of
the
big
issues
when
we
build
no
affordable
housing
is
how
do
we
put
it
in
locations
with
access
to
kind
of
opportunity,
meaning
good
schools,
jobs,
transportation,
all
of
those
things,
so
a
lot
of
effort
goes
into
trying
to
figure
out
the
best
places
to
put
these
things.
Ironically,
this
was
a
great
place,
and
now
it's
gone.
There's.
AA
Had
actually
made
a
large
investment
in
classrooms
and
adding
classroom
teachers
to
try
to
reduce
our
class
sizes
to
try
to
increase
the
individual
attention
to
each
of
our
students
and
then
unexpectedly,
we
learned
that
approximately
140
of
our
students
would
be
impacted
by
a
large
transition
to
a
housing
to
a
housing
change
that
we
hadn't
known
about.
We
had
a
hundred.
AA
A
student
perspective
we
actually
lost
over
the
course
of
that
year
to
the
launch
of
this
year.
51
of
our
students,
at
least
30
of
those
didn't
make
it
through
the
school
year
and
so
well.
We
work
together
with
the
city
of
Richfield,
and
we
worked
with
the
Crossroads
concierge
folks
to
try
to
maintain
as
much
educational
stability
as
possible.
I
think
many
of
the
students
and
families
seeing
the
writing
on
the
wall
of
that
particular
property
made
plans
to
transition
their
housing
during
the
course
of
that
year.
Just.
AB
F
V
E
AA
Y
AA
The
requirements
of
housing,
it's
basically
an
apartment,
complex
that
doesn't
have
children.
Our
number
of
students
coming
from
that
complex,
has
gone
to
almost
nothing.
I
mean
that
impact
continues
to
be
felt
as
there
are
not
families,
obviously
moving
in
and
so
I'm
going.
There
is
that
reduction
in
enrollment
that
doesn't
impact
us
just
one
time,
but
now
families
aren't
refilling
those
spots,
and
so
that's
a
sort
of
a
long-term
negative
impact
on
the
district.
Well,.
A
That
was
a
little
bit
of
a
story
in
Richfield
I
want
to
invite
Melissa
reball
from
Kennedy
High
School,
to
tell
a
little
bit
of
the
story
of
what's
going
on
in
Bloomington
and
Melissa
is
one
of
one
of
my
heroes
here
in
Bloomington
that
I've
met
in
this
first
year
here
living
here
after
my
move
from
North
Dakota
melissa
has
the
hugest
heart
of
nearly
anyone.
I've
met
and
I
just
want
to
thank
you
for
being
here
Melissa.
As
noted.
AC
I
am
at
Kennedy
High
School
I
work
in
learning
supports
at
Kennedy,
High,
School
and
I'm.
Also,
a
Kennedy
parent
I
had
two
sons
graduate
from
Kennedy
in
2009
and
2013,
and
when
my
youngest
was
a
junior
at
Kennedy,
very
involved
in
sports,
my
husband
and
I
were
booster
presidents.
I
saw
that
there
were
needs
that
that
were
going
unmatched
that
there
were.
You
know
it
was
servicing
for
me
based
on
where
I
was
at.
AC
You
know
on
the
scene,
basically,
and
so
I
I
talked
with
one
of
our
counselors
and
our
principal
at
the
time.
Andy,
Beaton
and
I
said
I'm.
You
know,
I
want
to
start
a
resource
for
families
and
Megan.
Our
counselor
indicated
that
hygiene
items
really
basic
stuff
soap,
shampoo,
toothpaste,
toothbrushes.
They
were
of
need
here
for
some
of
our
families
and
school
supplies.
So
we
started
out
small.
AC
We
had
a
little
space
called
the
pantry
and
it
grew
and
it
grew
and
it
grew
and
I
was
brought
on
staff
at
Kennedy
two
and
a
half
years
ago.
Part-Time.
Just
to
see
you
know
what
what
could
I
do
when
I'm
there?
How
could
we
change
this?
How
could
we
impact
our
families
and
make
a
difference
and
again
it
grew
and
it
grew
and
it
grew
and
it
exists
because
the
need
exists.
My
role
in
learning
supports
is
to
break
down
the
barriers
to
learning
or
to
help
our
team
break
down.
AC
The
barriers
to
learning
and
the
biggest
barrier
to
learning
is
poverty
when
your
transiently
living,
when
your
couch
hopping,
when
your
doubled
up
when
you
haven't,
had
a
bedroom
of
your
own,
your
entire
high
school
years,
there
are
issues
that
impact.
What's
going
on
in
the
school,
getting
to
school,
surviving,
basically
in
school
and
out
of
school,
our
students
are
working
a
lot.
We
have
students
that
are
working
one
and
two
jobs.
We
have
parents
that
are
working
two
and
three
jobs.
AC
AC
What
we
find
is
there
are
families
they
may
start
at
Kennedy
or
at
Valley
View
and
their
child
looks
forward
to
coming
to
Kennedy
and
they
can't
afford
to
live
here
so
they
move,
they
may
take
their
child
with
them.
They
started
a
new
school,
they
don't
do
well,
they
come
back
to
Kennedy
or
in
many
cases
they
keep
them
here.
Transportation,
then,
is
is
the
next
challenge
for
this
family.
That's
already
faced
with
so
many
financial
challenges.
AC
I
talked
with
our
principal
today,
Carroll
camp
I
mentioned
I
was
coming
here
and
she
said
I
think
that's
a
pretty
safe
example
to
give
to
say
that
we
have
students
their
parents.
They
can't
live
in
Bloomington
anymore,
Bloomington's,
the
highest
employer
of
hospitality,
jobs
who
works,
hospitality,
jobs,
people
who
struggle
with
the
English
language
and
people
who
have
limited
education
as
a
community
I
would
hope
that
we
would
respond
to
this
and
offer
housing
for
the
people
who
are
keeping
our
community
vibrant.
AC
At
Kennedy
High
School,
we
have
50%
free
and
reduced
lunch
status,
so
50%
of
52%
of
our
population
has
signed
up
and
has
qualified
for
free
or
reduced
lunch
in
our
feeder
elementary
school
and
Valley
View
middle
school.
That
number,
that
statistic
is
much
higher
high
school
kids
who
are
poor,
want
to
be
invisible.
AC
Adults
that
are
poor
often
want
to
be
invisible.
They
don't
want
people
to
see
their
challenges,
so
we're
lucky
at
our
school
that
we
have
a
compassionate
team
made
up
of
administrators
and
social
workers
and
counselors
and
teachers
and
coaches
and
secretaries
who
are
able
to
scratch
the
surface
and
peel
labor
lay
a
layer
back
on
some
of
these
kids.
We
don't
always
know
when
our
parents
get
eviction
notices
on
their
door
when
they
come
home
from
work
that
day,
but
we
have
relationships
with
some
where
they
call
us
and
they
say
we
need
help.
AC
But
just
this
week,
I
had
a
parent
call
me
saying
my
daughter
doesn't
have
a
coat,
it's
freezing
cold.
Can
you
help
me
out?
I
had
a
Social
Work
come
to
me.
I
have
a
student
who's
going
to
join
wrestling.
This
is
going
to
be
a
wonderful
thing
for
him.
He
has
nothing.
He
needs
a
towel.
He
to
shower.
He
needs
I'm
like
well.
If
he
needs
a
towel,
he
needs
shower
gel.
My
son
wrestled.
You
got
a
shower
after
practice.
You
needed
shorts.
He
needed
a
t-shirt.
AC
AC
He
sleeps
on
the
couch
at
night
because
he,
his
mother
and
his
two
siblings,
live
in
a
one-bedroom
apartment,
the
two
little
kids
and
mom
sleep
together
in
one
room.
This
is
2017.
This
is
Bloomington
Minnesota
I,
don't
care
if
you're,
east
or
west,
its
Bloomington
Minnesota
this
mom's
working
two
jobs.
This
kid
is
working
this
high
school
kid.
You
know
I
mean
it
just.
It
doesn't
seem
right
to
me,
but
that's
the
reality.
That's
a
reality
that
we
have
it's
work.
That
is
very
meaningful.
AC
AC
AC
It's
meaningful
work,
it's
important
work,
it's
work,
I
wish
I
didn't
have
to
do
thanks.
Also
I
have
information
about
the
Kennedy
Community
Alliance
out
on
one
of
the
tables,
if
you'd
like
to
learn
more
about
what's
going
on
at
Kennedy
and
what
we're
doing
to
help
our
students
and
families
in
poverty.
Thank
you.
A
Now
I
want
to
continue
our
conversation
for
the
evening
and
invite
up
Carolyn
Szczepanski,
who
has
works
with
the
the
Minnesota
Housing
Partnership
and
who
was
a
instrumental
player
in
putting
this
documentary
together
and
Carolyn.
Come
on
up
and
I
want
you
to
invite
you
to
come
up
and
share
a
little
bit
about
yourself
and
about
you
know,
help
help
us
understand
what
is
affordable
housing.
AD
Now
that
we
had
those
those
questions
earlier
was
so
I
our
organization,
Minnesota,
Housing
Partnership,
has
access
to
a
database,
a
commercial
real
estate
database.
That
can
tell
us
basically
in
real
time
what
is
the
average
rent
in
in
a
city,
and
so
you
guys
heard
earlier
that
in
I
think
it
was
a
2016
stat
that
the
average
rent
in
Bloomington
was
936
dollars.
As
of
this
afternoon,
it
was
actually.
AD
1115
dollars
so
over
the
past
he
passed
ten
years
gross
rent,
not
adjusted
for
inflation,
gross
rent
has
increased
by
30
percent.
I
would
I
would
challenge
anyone
in
this.
In
this
building
to
have
gotten
a
Rea
of
30%
I
mean
this
is
not
we're
not
keeping
pace.
You
know,
rent
and
and
incomes
are
just
going
in
vastly
different
directions.
So
one
of
the
things
that
that
I
kind
of
wanted
to
talk
about
is,
you
know
we're
in
a
system
that
that
seems
to
be
broken.
AD
Currently,
so
you
know
affordable
housing,
like
I
said
you
know,
we
need
to
be
thinking
of
it
as
a
human
right,
but
actually
affordable.
Housing
is
also
a
very,
very
complicated
jigsaw
puzzle
in
terms
of
actually
making
it
work
and
I
will
hear
from
Randa
we'll
hear
from
other
folks
in
just
a
few
minutes
about
kind
of
some
of
the
complexities
that
go
into
that,
but
we
really
need
to
be
thinking
creatively
about
policy
solutions
to
get
this
done.
AD
One
of
the
things
that
we
talk
about
a
lot
in
in
sold
out
obviously,
is
this
phenomenon
that
a
lot
of
our
housing
stock
that
has
aged
into
affordability
is
getting
older,
and
you
know
in
order
to
make
those
properties
habitable.
You
know
they
need
some
reinvestment
and
so
as
we're
seeing
an
increase
in
the
number
of
renters
and
the
number
of
people
in
our
city
developers
are
seeing
the
opportunity
to
make
a
profit
and
we
live
in
a
capitalist
society
for
better
or
worse,
and
we
need
to
be
figuring
out.
AD
How
do
we
make
this
system
workable?
Not
just
for
the
developers
who
can
come
in
and
make
a
profit,
but
also
for
the
many
people
who
are
living
in
these
in
these
properties
and
who
are
the
people
who
make
up
our
communities
so
I
wanted
to
share
just
a
couple
of
stats
on
that
front,
we
did
a
report
actually
called
sold
out
and
we're
going
to
continue
to
be
doing
more.
AD
Research
on
on
naturally
occurring,
affordable
housing
and
between
just
2010
and
2017,
close
to
2000
properties
in
the
Twin
Cities
area
were
sold,
that
impacted
75,000
units
apartment
units
and
in
just
Bloomington
alone,
from
2010
to
2015.
It
was
20
properties
that
impacted
500
units,
so
we're
seeing
this
cycle
of
you
know
we're
putting
so
many
resources
and
so
much
effort
to
develop
new
construction,
new,
affordable
housing.
The
Met
Council
just
came
out
and
said
that
over
the
course
of
2060,
there
are
approximately
1700
units
of
affordable
housing
that
was
created
at
the
same
time.
AD
We're
losing
this
the
naturally
occurring
affordable
housing
at
a
vastly
greater
pace
and
another
thing
that
I
think
that
we
really
need
to
be
talking
about
is
when
we're
talking
about
affordable
housing.
There's
a
wide
range
of
what
affordable
means.
I
think
that
we
heard
a
couple
of
people
allude
to
ami
area,
median
income
and
a
lot
of
times
when
we're
talking
about
the
affordable
housing,
that's
being
created,
it's
at
the
higher
end
of
this
affordable
housing
or
this
ami
level.
AD
You
know
the
sixty
to
eighty
percent
and
that's
completely
neglecting
the
folks
at
the
thirty
percent
ami
level
who
are
making
you
know
$20,000
a
year,
twenty-five
thousand
dollars
a
year
and
that's
the
the
the
vast
majority
of
some
of
the
most
in-demand
jobs.
Someone
noted
the
fact
that
you
know
there's
a
lot
of
hospitality
jobs
in
Bloomington.
If
you
look
at
the
top
four
out
of
five
jobs,
most
in-demand
jobs
in
the
Twin
Cities
things
like
cashiers
things
like
food
prep,
things
like
retail.
AD
Those
people
are
making
about
twenty
five
thousand
dollars
a
year
in
order
to
afford
rent
on
a
one
or
two-bedroom
apartment.
You
need
to
be
making
at
least
forty
forty
five
thousand
dollars
a
year,
so
we
have
a
huge
segment
of
our
workforce.
That's
not
making
even
nearly
what
you
need
to
afford
rent.
AD
You
do
not
pay
as
much
for
medicine.
You
do
not
pay
as
much
or
have
enough
to
pay
for
transportation.
So
we're
talking
about
affordable
housing,
we're
really
talking
about
the
the
difference
of
being
sick
or
well.
The
difference
between
having
enough
food
or
not
of
having
the
ability
to
go
to
a
job
or
not
so
affordable.
Housing
really
is
at
the
Nexus
of
having
a
successful
a
successful
life.
So
I
think
I
just
wanted
to
the
last
thing
I
wanted
to
leave
you
with
is.
AD
If
you
would
like
to
watch
the
full
sold-out
documentary,
it
is
online.
You
can
watch
it
for
free
I,
put
some
cards
at
the
table
as
you're
exiting,
and
we
also
have
these
fun
little
booklets
that
have
some
fun
stats
on
them.
You
should
take
them
too,
and
let
me
know
if
you
want
to
do
a
sold-out
screening
for
your
church
for
your
place
of
employment
for
your
neighborhood.
AD
A
A
How
do
we
ensure
that
everybody
in
our
community
has
that
foundation
and
a
home
sort
of
operate
out
of
there's
a
lot
of
people
that
are
trying
a
lot
of
different
things
to
address
this
issue
and
I
want
to
invite
up
our
panelists
and
I'll
just
introduce
them
as
they're
coming
up,
I
want
to
invite
them
to
come
on
up
and
take
a
seat.
We
have
with
us
tonight,
Nathan
Coulter,
who
is
a
council
member
elect
here
in
Bloomington,
was
just
elected
at-large
and
ran
on
the
issue
of
affordable
housing.
A
We
have
Erin
Burke
with
Jewish
Community
Action,
who
is
a
community
organizer
who
works
on
housing,
justice
issues
across
Hennepin,
County
and
also
Miranda
Walker,
who
works
with
Aon
and
is
one
of
the
longest-serving
staff
members
in
her
area
at
a
on
and
a
on
was
just
recently
purchased
a
number
of
units
here
in
Bloomington
and
they
are
sort
of
trying
to
keep
things
affordable.
So
panelists,
thank
you
for
being
here
tonight,
I'm,
going
to
maybe
kind
of
step
forward,
a
little
bit,
but
first
I,
just
there's
microphones
right
in
front
of
you.
A
I
just
want
you
to
sort
of
go
down
the
line
and
maybe
Lisa
you
can
start
and
we'll
just
go
down
the
line,
but
introduce
yourself
and
I
just
want
you
to
describe.
How
is
this
changing
landscape
of
housing
impacting
you
and
the
work
that
you're
doing
so
introduce
yourself
and
just
describe
the
impact
that
the
changing
landscape
of
housing
is
having
on
you
at
least
so?
Would
you
kick
us
off
sure.
AE
AE
So
we
just
completed
a
year-long
strategic
plan
and
one
of
the
focuses
for
us
as
an
organization
is
housing,
the
accessibility,
the
availability
of
housing
and
making
sure
our
community
members
are
stabili
housed
and
couldn't
thrive.
The
other
part
of
it
is
access
to
healthy
foods
and
social
connections
and
supports
so
we've
all
heard
the
term
housebroke,
meaning
someone
has
a
mortgage
payment.
That's
too
high
leaving
little
other
resources
right.
AE
We've
we've
heard
that
term
before
I
think
we
need
to
start
talking
about
rent
broke
and
leaving
little
resources
not
to
go
on
a
vacation
not
to
buy
that
new
car,
but
it's
to
meet
basic
needs
like
food,
like
medication,
like
transportation,
to
get
to
work
so
and
daycare,
so
parents
can
work.
Our
clients
at
veep,
like
Molly
mentioned,
are
spending
up
to
80
percent
of
their
income
on
housing
costs
alone,
and
so
something
gives
rent
is
the
first
thing
that
eats
and
oftentimes.
AE
AE
We
talked
about
the
vacancy
rate
in
the
prime
market
and
the
loss
of
affordability
with
that
and
how
that
puts
tenants
in
the
direct
path
of
displacement,
and
then
we
can't
neglect
that
the
color
of
your
skin
matters
in
your
ability
to
securing
safe
and
dignified
housing.
We
heard
that
clearly
spelled
out
in
the
film
that
we
saw
tonight.
We
can't
hide
from
that.
There
is
discrimination
in
housing
and
it's
frankly,
just
unjust,
and
so
that's
where
I
would
like
to
leave
it.
Yeah.
A
AF
My
name
is
Miranda
Walker
and
I'm,
a
senior
project
manager
for
a
on
and
if
you
aren't
familiar
with
a
on
and
as
an
our
offices
are
in
the
Twin
Cities
here
in
Minneapolis,
we've
been
around
for
just
over
30
years,
but
we
are
an
a
non-profit,
affordable,
housing,
developer,
owner
and
manager.
So
we
have
just
over
3,000
units
in
Hennepin,
County,
Ramsey,
County,
Carver,
County,
Anoka,
County,
Ramsey
County.
AF
If
I
didn't
mention,
Ramsey
County
as
well
and
Aeon
is
the
Latin
form
of
Aeon,
which
means
forever,
and
we
changed
our
name
from
CC
HT,
Central,
Community,
Housing
Trust,
because
not
only
will
be
expanding,
but
as
not
just
developers
but
as
property
owners.
Our
intent
is
to
own
properties
forever.
So
we
look
at
properties
as
100-year
investments,
we're
also
interested
in
providing
deeply
affordable
housing.
So
when
we
talk
about
ami
for
area
median
income,
there
are
various
levels
of
ami
ami
30%,
50%,
60%
80%.
AF
Our
goal
is
that
half
of
our
portfolio,
minimum
of
half
of
our
portfolio,
is
affordable
at
30%
ami
to
folks
who,
who
really
have
the
highest
need
for
housing,
and
many
of
our
apartments
are
available
for
folks
who
have
experienced
long-term
homelessness.
So
we're
really
focused
on
deeply
affordable
housing.
I
think
the
question
was
about
impacts,
I
work
on
the
housing
development
team,
and
so
both
at
it
at
an
organizational
level,
and
certainly
at
a
project
level.
We
are
seeing
impacts
from
the
political
that
change
in
the
political
landscape
over
the
last
year.
AF
Certainly
the
policy
within
the
last
month,
and
certainly
resources
that
are
available.
So
to
give
you
some
specific
examples
of
how
how
we're
impacted
the
the
direct
impact
on
housing
in
June.
We
have
a
application
for
tax
credit,
which
is
a
primary
mechanism
by
which
we
fund
affordable
housing.
It
provides
the
equity
and
in
June
we
typically
apply
for
what
we
call
9%
tax
credits,
which
provide
about
60%
of
the
equity
in
the
deal,
which
is
what
allows
us
to
have
a
lower
mortgage
and
therefore
to
charge
lower
rents.
AF
In
June,
we
were
hearing
that
Tax
Credit
pricing
was
about
a
dollar
for
dollar
seven
cents
for
Tax
Credit
and
conservatively
I
under
wrote.
My
my
projects
at
about
a
dollar
three
$1
for
in
June
in
November.
There
was
an
election
immediately
following
that
election
we
had
deals
that
fell
apart,
deals
that
now
we're
getting
88
to
90
cents
on
the
dollar,
which
means
your
deal
just
doesn't
happen
or
there's
a
gap
in
which
you
go
to
the
city
or
the
county,
or
anyone
that
has
funds
available,
and
you
ask
them
to
plug
that
hole.
AF
AF
Non-Competitive
funds,
meaning
as
long
as
there's
a
pool
of
bonds
available
and
the
jurisdiction
has
the
ability
to
issue
bonds.
We
can
go
in
and
ask
for
bonds,
and
so
we
asked
for
bonds
and
bonds
were
available.
The
tax
change
or
the
the
tax
bill
comes
out
the
House
bill
and
there
are
no
private
activity
bonds
in
this
bill.
AF
So
when
tax
credit
pricing
is
hit
when
a
a
major
tool,
a
mechanism
for
funding,
affordable
housing
such
as
private
activity
bonds,
when
when
the
tax
bill
changes,
we
then
are
asking
cities
we're
asking
counties,
we're
going
and
asking
our
donors
for
more
funds,
so
we're
seeing
direct
and
immediate
impacts
on
housing
units
on
the
number
of
units
we
were
able
to
acquire
on
the
number
of
units
that
we
were
able
to
preserve
and
the
number
of
units
we
were
able
to
build.
So.
A
A
AG
So
my
name
is
Aaron
Burke
I'm,
a
community
organizer
at
Jewish,
Community
Action.
We
are
a
small
nonprofit
in
Saint
Paul
that
does
community
organizing
around
race
and
economic
justice,
a
voice
for
that
in
the
Jewish
community.
So
our
housing
campaign
really
got
its
start
kind
of
two
things
happened
at
once.
AG
We
worked
with
Community
Action
Partnership
of
Hennepin
County
and
got
social
service
providers
together,
including
veep
to
work
on
the
suburban
Hennepin
Housing
Coalition,
which
helped
form
some
of
these
Action
Teams
like
the
Bloomington,
Housing,
Coalition,
and
then
Crossroads
happened,
and
there
is
this
emergency
sort
of
situation
where
we're
seeing.
We
need
immediate
response
from
the
community.
AG
One
thing
that
JCA
does
very
well
or
we
we
try
to
do
very
well-
is
community
organizing,
so
that's
really
building
community
that
can
respond
and
hopefully
make
some
political
change
or
social
change
within
the
community
as
a
response
to
some
of
these
things
that
are
happening.
So
our
work
has
been
primarily
in
Hennepin,
County
and
working
in
each
city
to
try
and
effect
some
change,
because
this
isn't
a
issue:
that's
that's
local
to
Richfield
or
Bloomington.
It's
all
over.
The
metro
area
this
issue
has
really
affected
me
personally.
AG
I
mean
I
I'm,
a
renter
I'm
someone
who
makes
50%
of
the
area
median
income.
So
when
we
talk
about
affordable
housing,
we're
talking
about
places
where
I
live,
we're
talking
about
places
where
kindergarten
teachers
live,
we're
talking
about
places
where
plumbers
live,
I
mean
we're
not
even
or
we're
not.
Just
talking
abut
we're
talking
about
everyone
in
our
community
who
needs
affordable
housing.
AG
So
you
know:
I've
been
very
lucky.
In
my
current
apartment,
I've
lived
in
for
over
two
years,
I
haven't
seen
a
rent
increase
I'm.
My
lease
calls
for
60-day
notice
that
I
get
before
I
would
be
asked
to
leave
or
I
you
know
want
to
if
I
wanted
to
leave,
I
would
need
to
give
60-day
notice,
but
not
everyone
is
like
that.
We
saw
in
the
video
that
crossroads.
Those
tenants
received
30-day
notice
to
vacate,
and
so
we
need
to,
as
you
know,
has
been
echoed
by
a
couple
people
tonight.
AG
A
Thank
you,
Aaron
yeah,
I,
think
there's
a
when
the
phrase
affordable,
housing
is
said.
There's
sort
of
this
picture
that
can
pop
up
about
what
people
are
sort
of
in
that
bracket.
What
people
are
the
you
know
the
users
of
affordable
housing
and
the
truth
is
you
know
it's
people
like
you
as
people
like
me,
it's
people
like
Linda
and
and
like
many
of
us
here
tonight,
I
think
but
Nathan.
Would
you
introduce
yourself
a
little
bit
and
maybe
talk
about
how
how
housing
has
impacted
your
work?
A
AH
Absolutely
well,
thank
you
all
for
being
here.
My
name
is
Nathan
Coulter
and
in
what
25
days
I
take
office
as
a
city
council
member
here
in
Bloomington,
I
was
elected
at-large
when
I
was
elected,
citywide
running
citywide
necessity
of
85,000
people
is
quite
an
experience.
If
you
get
a
chance-
and
you
know
one
of
the
really
one
of
the
issues
that
motivated
me
to
run
in
the
first
place,
was
affordable,
housing
and
I.
You
know
I
sort
of
like
to
consider
myself
something
of
a
newcomer
on
this
issue.
AH
And
you
know
when
you
dive
into
this
issue,
you
you
see
how
much
there
is
to
it
and
you
see
how
central
it
is
to
people's
lives,
and
this
was
also
brought
home
to
me
in
my
in
my
day,
job
because
I
work
as
a
legislative
assistant
for
one
for
Senator
Melissa,
Halverson
Wicklund,
who
represents
central
and
eastern
Bloomington
and
a
portion
of
Richfield
at
the
Minnesota
State
Capitol
in
the
Minnesota
Senate.
And
what
used
to
be
crossroads
was
is
not
in
her
district
but
obviously
representing
a
portion
of
Richfield.
You
know.
AH
Are
we
certainly
very
much
felt
that
impact
on
on
constituents
who
would
who
would
call
us
at
the
Capitol,
in
my
own
personal
life,
my
my
wife
as
a
teacher
and
was
actually
substitute
teaching
in
the
Richfield
school
district
at
the
time?
And
and
she
came
home
and
you
know
every
day
they
were.
She
was
telling
me
just
how
much
that
affected
the
schools
and
and
the
reality
is
that
the
ripples
just
don't
stop
on
this
one.
AH
You
know
when
it
when
it
comes
to
this
kind
of
displacement
and
when
it
comes
to
affordable
housing,
it
matters
for
the
economy.
It
matters
for
our
schools,
it
matters
for
transportation.
It
matters
even
if
we
ourselves
don't
need
you
know
we
are
if
our
housing
needs
are
met
in
terms
of
affordability,
it
affects
all
of
us,
and
you
know
the
reality
is
that
that
Bloomington
is
a
changing
community
in
terms
of
age,
in
terms
of
demographics,
in
terms
of
socioeconomic
status
and
and
how
we
plan
for
and
how
we
adapt
to.
AH
These
changes
is
going
to
be
incredibly
crucial
as
we
move
forward
and-
and
you
know,
I
was
I,
told
Lisa
this
story,
but
I
went
to
the
the
veep
block
party
this
past
summer
and
I
was
speaking
with
someone
there
and
I
I
said
you
know
I'm
running
for
City
Council.
If
you,
if
you
had
the
the
top
item
on
your
wish
list,
what
would
that
be?
You
know
if
I,
if
I
get
elected
the
City,
Council
and
I
sat
down
and
I
said,
I'll
give
you
whatever
you
want.
A
You
Nathan,
yeah,
I,
think
I.
Think
you
know
one
of
the
things
that's
I
think
it's
coming
up
tonight
is.
This
is
an
issue
that
we
need
to
as
a
community
address,
and
so
you
know
we
had,
although
how
to
charge
a
chance
to
talk
about
what
are
the
challenges
that
we
see,
but
as
people
working
in
this
field,
I
wonder
what
is
the
one
biggest
challenge
that
you
see
standing
in
the
way
of
providing
affordable
housing
to
the
people
in
our
community
and
whoever
wants
to
pick
it
up?
AF
Go
first
because
I
think
the
answer
from
my
perspective
from
the
perspective
of
a
developer
is
easy
and
it's
really
resources.
That's
that's
one
of
the
the
greatest
hurdles
that
we
have
I'd
mentioned
in
the
and
the
first
round
of
questions
how
our
model
our
development
model
works
is
that
we
ask
investors.
We
we
apply
for
these
competitive
tax
credits.
Every
state
has
issued
tax
credits
based
on
their
population.
You
know
the
the
state
is
able
to
issue
Minnesota
issued
I
believe
for
projects
this
year
from
their
latest
round.
AF
They
awarded
in
October,
which
means
statewide.
We
are
able
I
take
that
back
citywide,
usually
in
the
metro
area.
Greater
Minnesota
has
a
slightly
different
pool,
but
there
are
four
projects
when
you
have
a
a
crossroads
or
concierge,
where
all
of
your
work
into
you
know
a
three
year
project
into
creating
housing
is
basically
nullified
by
one
sale.
AF
One
developer,
making
one
sale
is
is
is
nullifying
the
work
that
you
know,
four
or
five
organizations
are
engaged
in
over
a
three
to
five
year
process
for
one
project,
apiece
so
having
the
resources
available
to
compete,
to
produce
housing
to
keep
up
with
the
demand
to
keep
up
with
the
number
of
new
apartments
that
are
for
sale.
Now
that
we
can
preserve
new
apartments
that
are
naturally
affordable,
no
apartments
naturally
affordable,
naturally
occurring
affordable
housing
is
the
acronym
these.
These,
you
saw
it
in
the
in
the
documentary.
A
AF
And
because
we
require
tax
credits
because
the
the
the
larger
tax
credits,
the
larger
equity
investment,
comes
around
once
per
year,
and
there
are
four
projects
within
the
Twin
Cities
there's
a
difficulty
in
terms
of
timing
of
responding.
So
when
something
comes
for
sale,
when
there's
a
thousand
units
for
sale,
five
hundred
units
for
sale,
the
ability
for
us
to
act
quickly,
that's
difficult.
AF
We
have
to
usually
engage
third
party
investors
and
we're
not
used
to
that
we're
used
to
sort
of
this
one-stop
shop,
and
then
we
have
to
also
invite
the
county
to
the
table
the
state
to
they
table
the
city
to
the
table
so
having
these
resources
available
and
available
in
a
way
that
enables
us
to
act
as
quickly
as
our
competitors
who
want
to
turn
these
into
market
rate.
Apartments
is
a
difficulty
mm-hmm.
A
AG
It's
a
I,
take
two
things
come
to
mind,
maybe
I'm.
You
know
repeating
other
points
that
that
have
been
mentioned
before
tonight,
but
looking
at
the
sheet
that
was
was
handed
out
and
we
see
the
minimum
wage
is
950
an
hour
and
to
work
82
hours
a
week
to
still
barely
be
able
to
afford.
An
apartment
is
just
insane
to
me
and
so
I
know.
Raising
the
minimum
wage
in
Minneapolis
was
a
very
controversial
thing
and
it's
a
very
controversial
thing.
That's
going
on
in
st.
AG
Paul
right
now,
but
I
think
when
we're
presented
with
a
lot
of
this
data,
it
should
make
sense
to
people
that
950
is
not
enough
to
get
by
working
82
hours
away.
I
worked
56
hours
last
week
and
I
was
exhausted
and
I
don't
know,
I,
don't
know
how
people
could
work
83
hours
a
week
every
week,
just
to
barely
afford
rent.
AG
The
second
thing:
that's
a
bit
more
nebulous
that
I
would
I
would
touch
on
is
the
idea
of
housing?
Is
a
public
good
carolyn
said
just
before
a
housing
is
a
human
right.
I
think
we
need
to
start
having
this
conversation,
that
you
know.
Housing
is
a
public
good
and
it
deserves
our
tax
dollars
as
an
investment
that
you
know,
we
dedicate
fun
we're
having
this
conversation
as
a
country
around
health
care
being
a
right
for
people
is
we're
taught
in
you
know,
church
or
in
synagogue
or
at
mosque
that
everyone
deserves
shelter
and
I.
AG
Think
that
we
need
to
live
up
to
those
those
moral
values
that
we
all
were
taught
as
children
and
that
I
think
at
some
level.
We
all
believe
in
now
it's
time
for
us
to
think
about
housing
as
a
public
good
and
what
are
ways
that
we
make
that
possible.
You
know
whether
it's
larger
investment
on
the
federal
level
or
taking
as
citizens
in
Bloomington
saying
you
know
what
maybe
we'll
all
pay
extra
property
taxes
so
that
we
can
fund
more
affordable
housing
developments.
So
I
think
there
are.
E
AH
Well
and
I
think
to
echo
a
lot
of
what
here
and
I
had
to
say,
I
think
it
begins
with
the
fact
that
we
don't
really
have
a
very
good
or
workable
definition
of
what
it
means
to
be
affordable.
You
know
if
somebody
has
to
work
82
hours
a
week
just
to
pay
rent.
Well,
that's
not
really
affordable.
Now
is
it
and
so
I
you
know
there.
AH
There
is
this
sort
of
30%
rule
and
you
know
I
everybody
literally
everybody
that
I
have
asked
you
know,
do
you
think
30%
of
ami,
you
know,
do
you
think
that
is
considered
or
30%
of
your
your
budget?
Do
you
think
that's
considered
a
good
rule
for
affordable
housing
and
literally
everybody
as
I
have
asked,
is
said?
No,
that's
not
that's
just
not
workable,
that's
just
not
the
reality
of
where
things
are
at
so
I.
You
know
and
I.
So
I
think
that
needs
to
be.
You
know.
Part
of
the
discussion
is
how
do
we?
AH
How
do
we
define
affordable
in
the
first
place
and
I?
Think
as
Miranda
spoke
to
as
well
there?
You
know
we
need
to
have
the
resources
there
to
to
make
that
investment,
but
you
know
I
think
from
my
perspective,
as
somebody
who's
worked
in
politics
and
who's
just
run
for
office,
I
tend
to
look
at
things
in
kind
of
a
political
lens
and
I.
Think
there
really
is
a
lack
of
a
political
will
to
you
know,
make
the
investments
and
to
develop
and
implement
the
policies
that
are
are
needed
to
really.
AH
You
know,
make
a
make
a
change
and
and
address
this
issue.
I
would
say
you
know
from
my
perspective
as
well
having
lived
in
Bloomington
my
whole
life
and
having
just
run
citywide
there.
There
is
definitely
and
I
I
think
you
know
it
is
it's
changing,
but
there
is
definitely
still
a
perception
out
there
that
affordable
housing
that
issues
related
to
poverty.
These
aren't
Bloomington
issues.
You
know
those
are.
Those
are
the
issues
they
deal
with
in
in
Minneapolis
and
st.
AH
Paul,
but
not
here
in
Bloomington-
and
you
know,
we
all
I,
think
probably
everyone
in
this
room
knows
that
that's
just
not
true,
and
so
I
think
we
do.
You
know
we,
those
of
us
who
are
in
a
position
to
to
make
the
change,
need
some
maybe
need
some
prodding
and
and
need
some
help
there,
but
we
need
to
step
up
and
and
supply
the
political
will.
A
Thanks
Nathan,
the
question
is
the
problem
of
sort
of
what
can
we
do
and
one
idea
about
something
so
the
problem,
the
problem
is
that
flipping
is
outpacing
the
ability
to
create
affordable
units.
What
do
we
do
about
that?
Can
we
slow
down
the
pace
of
flipping
I?
Think
was
the
question,
but
in
your
wicked
V
Lisa,
what
do
you,
what
a
dress
that
so.
AE
AE
A
Actually
well,
leases
participated
on
a
task
force
and
the
HRA
is
working
on
bringing
together
some
proposals
about
some
policy
changes
to
do
just
that,
but
I
wonder
just
to
let
other
people
answer
this
question
about
what
can
be
done.
Sort
of
there
is
some
suggestion
of
some
policy
solutions.
What
are
our
other
panelists
think?
What
can
people
do
to
help
address
this
situation
of
affordable
housing?
A
AH
Yeah,
well,
everybody
seem
to
be
looking
to
me
for
that
answer.
So
I
better
have
one
and
I
and
I.
You
know
I
think
Lisa
hit
on
a
lot
of
important
points.
As
far
as
you
know
there
there
are
policy
solutions
or
not
complete
solutions,
of
course,
but
you
know
there
are
policies
that
we
can
pursue
and-
and
you
know
I
know
from
my
own
perspective-
it's
certainly
obviously
I'm,
not
quite
there.
AH
Yet
I
still
have
a
little
bit
under
a
month,
but
that
you
know
those
policy
solutions
are
I,
intend
to
make
those
a
priority
for
myself.
You
know
I,
think
I,
think
you
know
we.
We
need
to
be
serious,
as,
as
Aaron
pointed
out,
we
need
to
be
serious
about
willing
being
willing
to
make
the
investment
to
to
be.
You
know
to
have
some
to
sort
of
put
our
money
where
our
mouth
is
in
terms
of
what
we
can
all
do.
AH
You
know,
community
members
advocates
everybody,
you
know
I
just
in
this
room.
In
addition
to
myself,
there
is
one
others
soon-to-be
councilmember.
Here
we
have
our
met
councilmember.
Here
we
have
a
state
representative
in
the
audience
to
say
nothing
of
several
other
city
staffers.
You
know
these
are
folks
in
a
position
to
make
some
change
on
this
issue
and
and
at
the
risk
of
giving
myself
more
work
at
my
day
job.
You
know
what
give
people
a
call
call
them
up.
Tell
them.
AH
You
know,
write
them,
email
them
if
you
run
into
them
at
cub
or
wherever
tell
them.
This
is
an
important
issue
to
you,
because
you
know
in
in
my
experience
like
I
said:
elected
officials
will
respond
if
they
know
there's
the
political
will
to
get
this
done,
and
you
know
yes
that
that
does
absolutely
include
those
of
us
in
positions
to
make
change,
helping
to
develop
that
political
will.
But
you
know
what,
at
the
end
of
the
day,
everyone
in
this
room
holds
the
same
power
over
elected
officials.
AH
AG
I
think
is
really
what
you
know
our
way
to
build
the
base
that
will
push
some
of
these
policies
over
the
top,
the
second
thing
and
as
an
organizer
one
of
my
job's,
is
to
agitate.
So
one
of
the
things
that
I
will
also
mention
is,
you
know
we
heard
someone
in
the
video
mentioned,
their
rent
was
750
ish
and
it
went
up
to
$1,300
for
a
one-bedroom
over
30
days.
Her
rent,
increased,
$600
I
think
we
should
all
think
really
hard
about
whether
that
is
something
that
you
believe
should
be
allowed
in
our
society.
AG
I
know
a
lot
of
I
live
in
Minneapolis,
so
in
the
mayoral
in
City
Council
race
in
Minneapolis,
a
lot
of
candidates,
we're
talking
about
rent
stabilization
and
rent
control
and
I.
Think
that
it's
something
that
we
should
consider
if
we're
talking
about
keeping
some
of
these
naturally
occurring
I
mean
when
we
say
naturally
occurring.
They
don't
just
grow
on
trees.
They
are
disinvested
in
so
or
not
invested
in,
but
we
should
consider
keeping
some
of
these
buildings.
AG
A
I
want
to
respect
our
time.
I
the
audience.
Questions
are
kind
of
fun.
The
panel
I
didn't
warn
our
panelists
that
they
might
have
audience
questions.
Panelists.
Are
you
okay?
If
I
take
one
more
audience,
question
I,
see
this
this
hand
not
Mary's,
but
the
one
behind
you
he
had
is
up.
First
Mary.
Sorry,
what's
your
question!
AF
Zoning
is
a
great
solution
for
the
development
standpoint,
so
to
provide
a
bit
of
context.
How
that
that
impacts
our
work
directly.
You
know
we
can
go
to
a
site
and
a
city
may
say
you
know
this
is
zoned
XYZ
and
you
can
build
three
storeys
here
and
we
know
based
on
the
footprint
based
on
how
many
apartments
there
are,
how
many,
how
many
parking
spaces
are
necessary
for
that
particular
building
that
we
can
build
60
units
20
units
per
floor
in
that
particular
parcel.
AF
Just
to
give
you
an
example
of
parking
space,
typically,
a
covered
parking
space
is
twenty
to
thirty
thousand
dollars
per
space,
and
so,
when
we're
talking
about
adding
you
know
one
and
a
half
spaces
or
two
parking
spaces
per
apartment,
we're
now
in
our
world,
we
are
eating
up
the
ability
to
build
actual
space
for
people
to
live
in.
So
zoning
is
a
big
deal
in
our
in
our
world.
It
also
takes
time
to
change
zoning
to
have
these
these
meetings,
so
the
ability
to
up
zone
would
be
immensely
helpful
in
increasing
supply.
A
But
our
final
speaker
that
I
want
to
bring
up
before
we
send
you
out
tonight
is
just
Nelson
from
Oasis
for
youth
and
she
is
working
with
an
organization.
That's
based
right
here,
just
across
the
street,
really
at
at
Oak
Grove
Presbyterian,
and
they
are
working
out
of
that
space.
Trying
to
help
the
the
youth
in
our
community
so
Jess.
Would
you
come
on
up
and
talk
to
people
about
what
else
kind
of
continuous
conversation?
What
can
we
do.
AI
Thank
you
so
yeah,
my
name
is
Jess
and
I'm
really
happy
to
be
here
with
you
guys
today,
I
think.
Most
of
you
have
done
all
the
important
work
thus
far
and
I'm
really
here
to
kind
of
help,
wrap
us
up
and
talk
about
about
some
next
steps.
I'm,
not
sure
why
Pastor
Rory
asked
me
to
do
this.
I
might
because
I
work
with
with
young
people
and
convinced
them
that
things
are
good
ideas
and
that's
that's
hard.
AI
So
I'm
gonna
do
my
best
to
translate
that
to
you
and
convince
you
to
take
some
some
action
steps.
I.
Think
a
lot
of
great
ideas
have
been
presented
thus
far,
just
within
our
panel
conversation
about
what
are
some
steps
that
you
can
do
other
than
having
this
initial
conversation
and
as
has
been
referenced
already,
these
action
cards
are
available
in
your
programs
and
we
want
to
encourage
you
to
to
fill
those
out
and
we'll
have
folks
at
the
exits
who
will
who
will
take
those
from
you
but
asking
you
to
think
about
what?
AI
You
know
a
lot
of
us
are
not
we're,
not
council
members,
we
don't
have
certain
levels
of
position
of
power,
but
we
have
we
have
our
voice,
and
so
we
want
to
encourage
everybody
to
use
that
in
in
a
way
that
makes
sense
for
you
so
yeah.
That's.
That
is
really
what
I
had
to
share
with
you
today
and
just
want
to
thank
everybody
for
for
coming
and
there's
some
information
on
oasis
for
youth
outside
the
door
too.
AI
If
you
wanted
to
learn
more
about
what
we're
doing
another
action
step
that
we
didn't
talk
about,
would
be
volunteering
in
a
different
capacity
with
veep
or
with
Oasis
for
youth,
or
you
know,
looking
at
other
service
organizations
that
are
really
doing
some
of
the
frontline
work,
because
that
is
an
important
piece
of
addressing
this
issue.
People
are
in
crisis
so
responding
to
that
as
we
can
as
well.
Thank
you
so
much
I.
A
B
You
Rory
and
thank
you
everybody
for
attending.
We
gotten
got
deep
into
it
tonight.
This
issue
of
affordable
housing
is
such
an
important
one.
It
does
get
complicated,
but
it's
so
very
important
not
only
to
Bloomington
and
the
people
that
live
here,
but
for
everybody
in
the
region
as
well.
So
thank
you
for
coming
out
tonight.
Stay
engaged,
call
us
talk
to
us,
we'd
like
to
see
you
around
and
it
helped
us
with
promote,
affordable
housing
and
Bloomington.
Thank
you.
A
Thank
you
and
like
I
referenced,
the
HRA
has
been
working
a
little
bit
on
trying
to
identify
some
next
steps
that
the
city
might
be
able
to
take
as
far
as
housing
and
those
next
steps
will
be
coming
up
at
a
sort
of
that.
Conversation
will
be
coming
out
in
the
open
and
being
presented
to
Council
to
talk
about
coming
up,
I
think
in
January
right
at
a
meeting
in
January,
and
so,
if
you'd
like
to
know
more
information
about
that
meeting.
A
When
it's
approaching
fill
out
that
comment
card
and
say
yes,
I'd
like
to
be
informed
about
next
action
steps
so
that
you
can
we'll
send
an
email
out
to
you
we'll
notify
you
when
that
meetings
coming
up
so
that
you
can
come
in
here.
What
those
next
steps
are
going
and-
and
you
know,
continue
to
use
your
voice
and
use
your
presence
in
this
community
to
address
this-
need
Linda.
A
And
they,
yes,
our
entire
evening,
has
been
recorded
this
evening
and
will
be
rebroadcast
and
so
yeah.
That's
that's
another
resource.
So
if
you
want
to
hear
more
about
or
want
to
remember
what
was
said
tonight
that
will
be
available
or
if
you
know
somebody
who
you
think
should
be
here
that
wasn't
able
to
be
here
tonight
that
you
know
you
can
sort
of
have
them
here
digitally
so
so
that's
another
resource,
but
thank
you
all
for
coming
out.
Rory.
AE
A
The
Bloomington
Housing
Coalition
is
there's
some
information,
a
little
yellow
half
sheet
on
on
our
group
out
on
the
sort
of
the
first
table
outside
these
doors,
and
it
talks
about
our
meeting
time.
It's
it's
the
third
Thursday
of
the
week
and
we've
been
meeting
in
the
afternoon
at
and
I've
been
hosting
those
meetings
that
might
be
changing.
A
We
might,
but
if
you
want
to
be
updated
or
be
kind
of
cute
in
or
in
the
loop
on
those
meetings-
and
you
know
shade
that
in
or
circle
that,
on
the
on
the
deal
on
the
on
the
commitment
card
and
we'll
keep
you
informed
about
our
meeting
and
what's
been
going
on
and
that
keep
you
in
the
loop
on
that
conversation,
I
know:
Oak
Grove
Presbyterian
churches
also
had
a
housing
justice
team.
That's
been
meeting
for
four
years.
A
Talking
about
this
issue
that
we're
partnering
up
with
as
well
and
so
they're
really
you
know
this
conversation
is
happening
in
small
pockets,
but
I
think
that
this
is
an
issue.
That's
so
big
that
that
we
really
have
a
better
chance
of
tackling
and
if
we
tackle
it
together.
Well,
thank
you
all
for
coming
out
this
evening,
fill
out
those
comment
cards
and
drop
them
off
and
yeah.
It's
been.
It's
been
a
wonderful
time.
Thank
you
to
our
panelists
and
thank
you.
Brian.