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From YouTube: Understanding Affordable Housing
Description
Join the City of Charlotte Housing & Neighborhood Services, Mayfield Memorial Community Development Corporation, Charlotte Mecklenburg Housing Partnership, and local residents in an informational webinar about the effects of affordable housing on neighborhoods. The presentation will address concerns about the addition of affordable housing in communities across the city of Charlotte by using research, statistics, and personal testimonials to dispel pervasive myths and to illustrate the impact that affordable housing in its various forms can have on the Queen City.
A
Okay,
well,
we
will
go
ahead
and
get
started.
Welcome
everyone.
My
name
is
nichelle
wilson,
neighborhood
training
and
development
program
manager
with
housing
and
neighborhood
services.
Community
engagement.
We
want
to
welcome
you
al
for
joining
us
tonight.
Thank
you
so
much.
We
appreciate
you
taking
the
time
out
to
participate
in
this
webinar,
so
tonight
we're
going
to
talk
about
understanding,
affordable
housing
and
I'm
going
to
share
my
screen
really
quick.
B
A
Right,
so
this
presentation
is
a
collaboration
between
housing
and
neighborhood
services,
charlotte
mecklenburg,
housing
partnership
and
the
mayfield
memorial
community
development
corporation,
and,
as
you
can
see
tonight,
what
we're
going
to
do
is
we're
going
to
bring
awareness
to
the
issue
of
housing,
affordability
in
charlotte
we're
going
to
try
to
dispel
some
common
myths
about
affordable
housing
and
those
who
occupy
it.
We're
going
to
talk
a
little
bit
about
some
evidence-based
research
and
facts
to
assess
the
effects
of
affordable
housing,
both
positive
and
negative.
A
A
And
I
will
read
their
bios,
so
our
first
panelist
is
merid
mccully.
He
is
a
student
in
the
public
administration
master's
program
at
unc,
charlotte
he's
a
graduate
fellow
at
the
mayfield
memorial
community
development
corporation
in
the
hidden
valley,
neighborhood
barrett
is
a
resident
of
hidden
valley
and
a
charlotte
native.
Thank
you
for
being
with
us
mary.
A
Our
next
presenter
is
fred
dodson
jr.
He
is
the
chief
operating
officer
and
executive
vice
president
of
charlotte
mecklenburg
housing
partnership
incorporated
where
he
manages
the
organization's
real
estate
development
activities
before
joining
the
housing
partnership
in
1997,
dodson
gained
experience
directing
the
hospitality
house
of
boone
north
carolina's,
homeless,
shelter,
as
well
as
the
new
river
valley,
habitat
for
humanity,
affiliate
and
the
montgomery
county
community
shelter
in
virginia.
A
Mr
dodson
earned
a
bachelor
of
science
in
psychology
from
appalachian
state
university
and
a
juris
doctor
from
the
university
of
tennessee
college
of
law.
Our
last
presenter
is
miles
vaughn.
He
is
the
current
housing
services
division
manager,
where
he
oversees
the
housing
services
division
and
works
with
the
city
of
charlotte's,
director
of
housing
and
neighborhood
services
to
implement
the
city's,
affordable
housing
programs.
Mr
vaughn
has
over
25
years
of
experience
in
real
estate
and
economic
development
prior
to
joining
the
city.
A
Mr
vaughn
worked
for
the
bank
of
america
community
development
corporation
as
a
real
estate
development
officer.
Additionally,
he
served
as
a
senior
business
developer.
With
fannie
mae,
mr
vaughn
received
his
undergraduate
degree
in
business
administration
from
rochester
institute
of
technology
and
his
master's
degree,
with
a
concentration
in
urban
planning
and
from
the
pennsylvania.
I'm
sorry
from
pennsylvania
state
university.
He
also
graduated
from
new
york's
university's
real
estate
development
institute
and
has
several
postgraduate
real
estate
finance
certifications.
A
C
Thank
you
for
that
introduction
michelle
so
before
we
get
into
the
question
on
the
screen,
just
a
few
housekeeping
comments.
So
if
y'all
aren't
familiar
with
zoom,
you
just
look
at
the
bottom
of
the
screen
and
you'll
see
that
there's
a
chat
feature
as
well
as
a
q,
a
the
q,
a
feature
you
won't
use
until
the
end
of
the
presentation,
but
for
the
chat
feature.
If
you
do
hear
something
that
one
of
the
panelists
say
that
particularly
resonates
with
you
feel
free
to
give
some
affirmations
in
the
chat.
C
We're
also
going
to
be
answering
this
question
right
here,
so
phil
feel
free
to
answer
this
question
in
the
chat.
The
question
is:
what
perceptions
are
there
about
affordable
housing
and
these
perceptions
could
be
ones
that
you
yourself
have
or
have
had
or
ones
that
you've
heard
in
your
community
or
in
popular
media,
so
go
ahead
and
fill
out
in
the
chat.
C
Some
things
you've
heard
and
as
you
all
are
doing
that
I'd
like
to
take
this
opportunity
to
say
that
we're
very
fortunate
to
have
with
us
tonight
two
resident
leaders
who
have
both
experienced,
affordable
housing
in
their
communities
and
the
affordable
housing
crisis
that
is
in
the
city.
So
first
we
have.
We
have
mr
tanya
adams
from
the
historic
west,
ninja
tonya.
C
Today,
all
right,
thank
you.
Both
the
the
messages
are
coming
through
in
the
chat,
so
we
we've
got
a
couple
responses.
Common
perception,
affordable
housing
brings
down
property
values
that
it's
all
section,
8
housing
that
it
is
needed,
but
people
don't
want
it.
So
there
are
a
lot
of
different
perceptions
going
around
and
one
even
said
that
charlotte
doesn't
have
enough
affordable
housing.
So
there's
some
positive,
a
lot
of
bad
ones
as
well.
F
Thank
you
meredith
and
welcome
everyone.
I
look
forward
to
telling
you
more
about
affordable
housing
and
why
I
think
it's
important
it's
something
that
I've
done
for
my
entire
career.
I've
been
very
focused
on
providing
affordable
housing,
but
also
working
in
neighborhoods
that
that
is.
That
is
very
important
to
me
as
well,
because
I've
seen
just
how
transformative
that
can
be
not
not
just
for
housing
but
for
the
people
who
live
in
those
homes,
which
is
my
primary
focus.
F
The
average
rent
for
a
one
bedroom
apartment
in
charlotte
has
increased
36
percent
since
2013
that
that
is
a
dramatic
increase,
particularly
when
you
consider
the
fact
that
incomes
have
not
risen
that
that
much
not
even
not
even
close
to
that.
So
it
has.
You
know
we
had
a
housing
crisis
in
2013,
it's
even
more
severe.
Now,
in
2013
a
one
bedroom
apartment
was
842
dollars,
that's
an
average
and
in
2018
the
one
bedroom
apartment
is
1400
and
there's
even
more.
C
F
In
2020.,
it
would
require
a
person
earning
11
per
hour
to
work
82
hours
per
week
to
afford
1040
in
rent
on
a
monthly.
The
average
social
security
check
in
north
carolina
is
only
984
so
for
seniors
that
the
affordable
housing
crisis
is
even
more
severe
because
they're
on
a
fixed
income.
So
that's
we
always
have
to
keep
that
in
mind.
F
F
So
let's
talk
about
some
of
the
terms
that
we
commonly
use
in
the
affordable
housing
world.
I
do
a
lot
of
presentations
and
sometimes
I
use
acronyms
that
people-
you
know
people
don't
know
because
they're
not
used
outside
of
the
this
industry-
that
I
that
I
work
in
one
of
the
most
common
is
ami.
That's
the
area,
immediate
income-
and
this
is
defined
annually
by
hud
hud
defines
what
the
area
median
income
is
for
municipalities
throughout
throughout
the
country.
F
F
Typically,
the
housing
that
we
build
is
focused
on
people
who
are
at
sixty
percent
area,
meeting
income
and
below
that
that
is
the
most
typical
type
of
housing
that
we
build
and
I'll
talk
a
little
bit
more
about
that.
So
a
family
of
four,
a
sixty
percent
area,
median
income,
that's
fifty
thousand
just
a
little
bit
more
than
fifty
thousand
dollars.
F
What
are
the
types
of
affordable
housing
for
many
for
many
decades
since
the
1940s,
affordable
housing
was
primarily
being
built
by
the
federal
government
and
state
and
local
governments,
and
they
were
really
focused
on
what
we
consider
today
to
be
public
housing
or
section
8
vouchers
that
were
created
a
little
bit
later.
But
first
there
was
public
housing
that
was
created
in
the
40s
and
early
50s,
mostly
in
the
early
50s,
and
these
folk.
F
Those
units
focused
on
the
extremely
low
income,
people
at
30
area,
immediate
income
and
below,
and
they
were
primarily
administered
by
a
lot
changed
in
the
in
the
mid
80s,
particularly
in
1986,
when
there
was
a
substantial
revision
to
the
tax
code
during
that
time
and
the
federal
income
housing
tax
credit
program
was
created
that
changed
the
entire
industry.
I
got.
F
So
since
then,
affordable
housing
is
really
focused
on
those
at
60
percent
area,
meeting
income
and
below.
Because
that's
what
the
tax
credit
the
tax
credit
is
set
aside
for,
primarily,
and
so
instead
of
hud,
administering
the
bulk
of
of
affordable
housing
or
creating
the
bulk
of
affordable
housing.
F
Again,
private
companies
are
the
primary
user
of
this
credit
and
they
use
the
proceeds
from
what's
known
as
the
four
percent
tax
credit,
which
really
doesn't
mean
anything
other
than
the
fact
that
you
know
their.
The
proceeds
from
the
sale
of
those
credits
is
not
as
much
as
the
as
the
original
tax
credit
the
which
we
call
the
nine
percent
tax
credit,
and
so
we
have
to
find
other
sources
of
funding
to
make
those
deals
work,
and
so
that's
why
a
lot
of
them
are
our
mixed
income.
F
Those
are
housing
units
that
are
focused
on
people
who
are
at
61
area,
median
income
up
to
120
percent,
so
moderate
income
people
again
not
not
publicly
built
but
built
by
private
companies
and
there's
there's
certainly
a
market
for
that
for
for
workforce
housing,
but
typically
what
we
try
out.
What
we
try
to
do
with
the
hazard
partnership
is
to
mix
all
the
different
sources
of
funding
that
we
have
for
affordable
housing
and
try
to
build
it
as
much
as
we
can
and
not
just
focus
on.
F
C
All
right
so
when
we
talk
about
affordable
housing
and
pervasive
myths
that
might
come
about
about
affordable
housing,
the
only
way
to
dispel
any
kind
of
myth
is
to
use
cold
hard
facts.
So
how
do
we
usually
come
up
with
cold
hard
facts?
We
look
to
academia,
so
those
can
kind
of
be
a
little
hard
to
digest.
So
what
we're
going
to
do
right
now
is
we're
going
to
look
at
three
different
academic
studies
that
studied
affordable
housing
and
the
effects
of
those
affordable
housing
developments
and
we're
going
to
see
what
their
findings
were.
C
So
the
first
one
happened
in
2016
and
what
the
researchers
did
was.
They
took
data
from
129
different
counties
across
the
united
states.
You
see
them
highlighted
in
blue
on
the
map
to
the
right,
and
this
is
important
to
note,
because
one
affordable
housing
is
not
just
an
issue
in
charlotte.
It's
around
the
country
and
two.
C
It
shows
that
when
the
researchers
are
doing
this,
they
weren't
taking
the
data
from
one
place
in
particular,
because
every
place
is
unique,
but
by
taking
it
from
a
myriad
of
different
places,
you
can
really
trust
that
the
data
is
sound
and
this
accounts
for
about
30
percent
of
the
us
population,
because
a
lot
of
these
are
really
populated
areas.
In
fact,
charlotte
mecklenburg
is
highlighted
in
blue.
You
can
barely
see
it,
but
it's
there.
C
I
promise,
and
so
what
it
really
looked
at
is
time
sensor
data
so
from
when
that
low
income,
housing
tax,
credit
development
that
brett
had
just
been
talking
about
when
that
was
built.
What
were
the
trends
for
housing
prices,
home
buyer,
race
and
income
before
that
was
built,
and
then,
after
that
was
built,
so
it
used
that
to
examine
the
effects
and
came
up
with
a
few
findings
next
slide,
so
what
they
ended
up
found
finding
depending
on
where
you
lived.
C
So
if
you
lived
in
a
low
income
area
or
even
a
middle
income
area,
it
had
a
revitalization
effect
which
is
kind
of
opposite.
What
people
would
expect
for
affordable
housing
going
into
a
lower
income
area?
Housing
prices
actually
appreciate.
Instead
of
depreciating
and
crime
rates,
decreased
and
neighborhoods
received
an
influx
of
diversity
in
higher
income
areas.
The
neighborhood
still
receives
an
influx
of
racial
and
income
diversity,
but
the
housing
price
is
depreciated,
which
isn't
necessarily
a
bad
thing,
because
that
just
makes
those
neighborhoods
a
little
more
accessible.
C
So
the
findings
of
that
study
are
all
good
and
everything,
but
they
didn't
really
look
at
why
those
trends
were
occurring.
It
found
a
it
found
the
relationship,
but
not
why
it
was
happening
so
in
order
to
figure
out
why
these
things
happen.
We
have
another
study
that
focused
on
a
particular
housing
development
in
mount
laurel,
new
jersey
and
this
development
was
called
the
ethel
r
lawrence
homes
division.
C
It
was
low-income
housing,
tax,
credit
development
and
the
researchers
did
a
similar
process
to
the
previous
study
in
which
they
drew
upon
public
data
and
compared
trends,
including
crime
rates
from
before
and
after
the
subdivision
opened,
and
just
like
the
previous
one.
They
found
no
detrimental
effects,
so
crime
had
been
decreasing
since
1996
in
this
particular
city
and
it
continued
to
decrease
after
the
homes
had
been
built
and
property
values
have
been
going
up.
C
So
a
few
things
they
found
that
helped
mitigate
some
of
the
potential
negative
effects
of
having
affordable
housing
in
this
municipality,
so
the
first
of
which
was
careful
property
management.
What
do
I
mean
by
that?
So
when
you
live
in
an
apartment,
you
have
a
lease
and
within
that
lease
are
certain
guidelines
and
rules
that
you
have
to
follow
and
typically
in
an
apartment,
a
lot
of
times.
C
C
So
it's
very
strict
management
and
a
lot
of
the
residents
have
waited
a
long
time
to
get
into
this
housing
development,
because
it's
so
much
more
affordable
than
the
surrounding
area
that
they
don't
want
to
get
booted
out
so
they're,
really
following
the
rules
of
the
road
when
they
live
in
these
developments,
aesthetic
consistency
with
local
architecture.
So
this
isn't
just
good
because
you
want
the
new
neighborhood
to
look
like
the
neighborhood
around
it.
C
Just
for
the
sake
of
visual
pleasure,
but
also
because
if
you
build
a
new
apartment,
complex
and
it
just
looks
way
newer
or
way
flashier
than
the
surrounding
neighborhood-
it's
going
to
be
a
target
for
crime,
a
similar
kind
of
philosophy
with
the
spatial
congruency
point
load
and
then
also
high
levels
of
formal
and
informal
social
control.
So
when
you
look
at
formal
social
control,
we're
really
thinking
about
a
strong
and
positive
relationship
between
the
residents,
the
property
managers
and
the
local
police
force.
C
C
So
there
might
be
some
people
on
the
call
tonight
who
might
be
saying
merit.
I
don't
have
a
problem
with
affordable
housing.
I
just
don't
want
apartments
in
my
neighborhood,
so
there
are
a
lot
of
negative
assumptions
about
apartments
and
those
people
who
live
in
the
apartments
and
a
lot
of
affordable
housing
units
are
definitely
apartments.
C
C
There
are
definitely
more
people
than
would
be
normally
if
there
were
houses
instead
of
apartments,
but
people
who
live
in
apartments
tend
to
have
fewer
cars
and
take
fewer
car
trips
than
those
who
live
in
single
family
homes.
So
if
you
look
at
the
chart
to
the
right,
it
talks
about
frequency
of
car
trips,
particularly
on
peak
hours
in
the
weekend.
If
you
look
at
saturday
during
the
peak
hour,
the
difference
between
single
single-family,
homeowners
and
people
who
live
in
apartments
is
81,
so
pretty
significant.
C
It's
actually
cheaper
for
cities
to
have
more
apartments,
because
with
density,
if
you're
building
up
rather
than
out,
you
don't
have
it
to
where
you
need
to
build
more
roads.
You
need
to
build
more
power
lines
and
sewers,
and
also
your
emergency
services
like
police,
firefighter
ems.
They
don't
have
to
travel
farther
to
do
their
job
and
deliver
their
services
and
then
the
third
bullet
kind
of,
like
we
talked
with
the
previous
studies.
Low
and
moderate
income
neighborhoods
actually
increase
in
property
values
with
the
surrounding
homes.
C
The
only
aspect
in
which
apartment
dwellers
are
less
than
homeowners
is
in
percentage
of
voting
next
slide.
Please
so
now
that
we've
made
it
through
our
three
research
academic
research
studies,
here's
a
summary
of
effects
from
what
we
have
found.
So
we're
gonna
talk
about
both
the
positive
and
the
negative,
because,
with
anything
you
add
to
a
community
there's
going
to
be
both
so
some
of
the
positive
effects
that
we've
already
talked
about,
you're
actually
going
to
see
a
reduction
in
crime
increase
in
property
values.
C
C
So
that's
something
that
can
be
ameliorated
with
the
addition
of
affordable
housing
reduction
in
traffic
per
person
is
another
benefit
and
then
more
efficient
use
of
space
and
then
the
opportunity
for
socioeconomic
mobility.
If
you're
not
worried
about
paying
rent
every
month,
you
can
invest
your
money.
You
can
invest
your
money
in
yourself
on
things
like
education
or
a
car,
so
these
are
some
of
the
positive
effects
of
affordable
housing.
When
we
look
at
some
of
the
negative
effects,
there
is
going
to
be
an
increase
in
gross
traffic.
C
That's
just
going
to
be
unavoidable
because
you're
going
to
have
more
people
in
a
place
than
you
did
before.
So
that
is
something
to
consider.
You
can
ameliorate
this,
though,
when
the
city
becomes
more
more
transit,
oriented
using
things
like
the
light
rail
or
using
things
like
first
mile
lift
rides.
So
a
few
of
the
light
rail
stops
have
it
to
where.
If
you
live
within
a
mile
of
the
stop,
you
can
get
a
free
lift
ride.
So
solutions
like
that
could
ameliorate
any
traffic
congestion,
temporary
disturbance
caused
by
construction.
C
So
if
it
takes
about
a
year
for
that
apartment
to
go
up,
it
might
be
a
disturbance
for
those
who
live
across
the
street
from
the
apartment.
That
could
happen,
but
you
know
that
ends
as
soon
as
the
apartment
is
constructed,
so
that
isn't
as
much
of
a
concern
in
the
long
run,
an
increase
in
hard
surface
coverage
on
parking,
lots
and
rooftops
for
apartments.
C
So
this
is
more
talking
about
the
environmental
impact
if
you
have
more
impervious
services-
and
that's
not
really
good
for
the
environment,
because
you're
going
to
have
more
surface
water
runoff
and
that's
going
to
cause
more
more
pollutants
to
get
in
the
streams
and
whatnot
and
also
increases
the
urban
heat
island
effect
where,
if
the
sun
is
going
on
a
hard
surface,
it
makes
the
surrounding
area
hotter.
But
even
with
this,
there
are
ways
that
you
can
ameliorate
it
by
introducing
green
technologies
like
green
roofs
and
herbies
pavement.
F
Thank
you
mayor
regarding
the
the
housing
partnership.
Again,
I'm
the
chief
operating
officer
for
the
housing
partnership
and
my
my
primary
role
to
housing
partnership
is
to
supervise
all
of
our
real
estate
development
activities,
but
in
addition
to
real
estate
development,
we
also
are
very
much
involved
in
home.
Buyer
education
particularly
focused
on
first-time
home
buyers.
F
In
addition
to
that,
we
provide
financial,
counseling
and
financial
literacy
training
for
for
people
who
want
to
become
home
buyers
through
our
financial
hub
buyer
education
center.
We
have
around
a
thousand
people
who
come
through
our
program
on
an
annual
basis
to
learn
how
to
how
to
buy
their
first
home
and
also
how
to
improve
their
credit.
So
they
you
know
so
they
can
eventually
buy
a
home
or
just
improve
their
financial
standing
for
housing
development.
F
We
focus
primarily
on
rental
development
and
multi-family
communities,
but
recently
we
have
started
doing
communities
for
sale
again
and
that
when
we
that
used
to
be
the
the
role
of
the
housing
partnership
or
the
primary
development
concern
of
the
housing
partnership.
When
I
first
came
to
the
housing
partnership
in
1997-
and
we
focused
more
on
on
rental
development
for
a
couple
decades
and
now-
we're
we're
doing
rental
development
and
homes
for
sale
as
well,
primarily
because
of
market
conditions.
F
Our
start
was
by
you
know,
working
in
neighborhoods
such
as
the
greenville,
neighborhood
and
genesis
park,
and
what's
now
the
park
at
oakland
and
helping
to
kind
of
you
know
bring
investment
into
those
neighborhoods
bring
affordable
housing
into
those
neighborhoods
work
with
great
community
leaders
such
as
dr,
dr
brown,
and
and
miss
adams
as
well,
people
who
have
a
great
passion
for
their
neighborhoods
and
and
want
to
make
improvements.
It's
improvements
in
their
neighborhood.
F
Neighborhoods,
because
of
cova,
we
have
had
to
greatly
increase
our
focus
on
event,
invention
eviction,
prevention
and
utility
assistance.
This
is
in
addition
to
a
health
crisis.
This.
This
is
a
housing
crisis
as
well
for
many
people
in
our
community
and
we're
not
at
the
end
of
it,
we're
really
at
the
beginning
of
it
for
a
lot
of
a
lot
of
people
that
there
have
been
some
federal
state
and
local
funds
that
have
been
deployed
to
help
people
stay
where
they
are
and
help
them
by
paying
their
rent
and
also
help
with
mortgage
assistance.
F
G
F
In
our
and
our
work
here
in
charlotte
next
slide
here
are
some
of
the
neighborhoods
that
we've
worked
worked
in
in
the
past.
This
is
not
a
comprehensive
list
at
all,
but
we
are
very
much
known
for
our
bright
walk
neighborhood.
That
was
the
we
purchased
the
double
oaks
apartments
that
was
built
in
1950.
We
purchased
that
property
around
the
end
of
2007
and
we've
created
a
new
neighborhood.
There
called
called
brightwall.
F
B
F
As
far
as
the
the
revitalization
work
of
the
housing
partnership,
the
housing
authority
in
early
2000s
hired
us
as
the
master
developer
for
the
revitalization
and
the
creation
of
the
park
at
oakland,
which
is
formerly
called
the
fairview
homes,
and
so
we
created
with
the
housing
authority.
We
created
a
new
neighborhood.
There
called
the
park
at
oak
lawn.
We
continue
our
work
in
the
druid.
F
Which
is
directly
across
the
street
from
brightwalk
and
we're
just
beginning
our
work
in
dr
brown's
neighborhood
of
greer
heights
and
we're
very
excited
about
where
we're
heading
there
and
we
will
be
working
in
the
neighborhood
for
a
long
time
and
and
working
with
the
residents
to
to
to
make
sure
that
we
create
affordable
housing
because
it
is
gentrifying.
So
that's
some
just
an
example
of
some
of.
B
F
G
A
lot
there
we
go
great
thanks.
Well,
as
you
folks
have
heard,
you
know,
merit
and
fred.
Affordable
housing
is
certainly
something
that
is
direly
needed,
but
at
the
same
time
there
are
these
myths
about
it.
What
it
consists
of
how
the
meat
comes
about
as
well,
there
and
the
city
understands
that
and
graphs
that
and
understands
that
policy
and
have
taken
an
aggressive
step
to
help
augment
and
offset
that
with
reality.
G
Another
objective
is
that
of
preserving
the
existing,
affordable
housing,
improving
the
quality
of
mental
health
and
opportunities
as
well,
and
the
key
there
is
that
we
have
a
type
of
housing.
That's
called
noaa's,
naturally
occurring
affordable
housing.
This
is
a
housing.
This
housing
that
is
traditionally
rented
out
to
households
that
are
in
the
affordable
housing,
category
of
80
percent
of
a
area
median
income
or
less,
but
unlike
low
income,
housing,
tax
credits
or
other
federally
or
state
or
developments
they're,
not
deep
restricted.
G
G
G
There
is
a
source
of
funds
called
the
housing
trust
fund,
and
you
may
recall
that
back
in
2018,
voters
approved
an
increase
in
this
fund
to
help
use
the
fund
to
develop
sound,
affordable,
multi-family
mental
housing
for
the
most
part,
and
that
increase
was
significant
because,
prior
to
the
increase
to
50
million
dollars,
it
had
been
roughly
15
to
20
million
dollars
every
two
years.
There
was
a
dire
need
to
increase
that,
and
it
was
really
great
that
the
general
public
and
voters
in
particular
recognized
the
need
to
increase
that
funding.
G
So
back
in
2018,
we
increased
the
fund
to
50
million
dollars
and
any
concern
that
there
may
have
been
as
to
whether
or
not
the
city,
along
with
our
partners
could
spend.
Those
funds
was
quickly
addressed
from
the
standpoint
that
we
really
rapidly
were
able
to
allocate
those
funds
to
dire
needed
development
of
affordable
housing.
G
Because
it's
one
thing
to
get
the
physical
structure.
That's
another
thing
to
be
able
to
understand
the
responsibilities
to
keep
that
home
by
making
sure
that
you
have
some
financial
literacy
practices
as
well
as
home,
made.
The
targeted
rehabilitation
program
is
also
one
of
our
programs.
That
togg
is
focused
more
on
that
fourth
objective
of
making
sure
that
homeowners
can
stay
within
their
homes.
What
we're
finding
in
particularly
in
older
communities
is
that
oftentimes,
the
low-income
households
don't
have
the
resources
to
maintain
some
of
the
directed
maintenance
repairs
for
their
homes.
G
These
older
homes
sometimes
fall
into
this
repair
and
unfortunately,
that's
one
of
the
triggers
in
identifying
areas
for
displacing
these
homeowners
because
they
feel
that
they
don't
have
much
of
a
choice
other
than
to
sell
their
home
to
an
investor
or
someone
else
there,
because
they
can't
maintain
that
home.
The
upkeep
of
that
home.
Well,
the
targeted
rehabilitation
program
enables
us
to
offset
that
trend
by
providing
these
homeowners
with
assistance
to
conduct
some
of
the
needed
repairs
there.
G
A
tenant-based
rental
assistance
program
is
a
program
whereby,
if
households
do
not
have
sufficient
income
to
cover
the
entire
portion
of
the
event,
this
equipment
are
similar
to
somewhat
of
a
housing
choice,
voucher
or
involution,
whereby
you're
only
going
to
pay
30
of
your
income
for
the
event.
But
if
the
difference
between
that,
what
you
can
pay
and
the
fair
market
rent
is,
let's
say,
hypothetically
eight
hundred
dollars
there.
G
The
city
would
come
into
this
tenant,
page
strength
and
assistance
efforts
with
partners
that
is
there
and
make
up
that
difference,
thus
enabling
you
to
live
in
a
sound,
quite
high
quality
situation.
There
partnerships
are
absolutely
critical,
because
city
staff
does
not
actually
build
affordable
housing.
We
we
don't.
We
rely
on
the
likes
of
cmhp
and
other
developers
who
actually
get
involved
in
the
nitty-gritty
and
painstakingly
complicated
process
of
building
homes
there.
So
partnerships
are
critical.
G
We
understand
that
we
have
to
continue
to
build
and
nurture
such
partnerships,
and
we've
done
that
quite
extensively
from
a
regulatory
standpoint
there
we
know
that
there
are
certain
things
that
we
can
do
from
a
policy
perspective
and
program
initiatives
to
help
regulatory-wise
enhance
the
development
of
affordable
housing,
one
of
which
is
the
a
density
program
that
we
have
density
bonus
program
that
we've
created
within
transit,
oriented
development
community
districts
there.
So
if
a
developer,
most
of
whom,
many
of
whom
are
market
rate,
hiring
developers
want
to
add
some
additional
height.
G
A
good
thing
also
about
that
is
that
those
units
will
be
dispersed
integrated
throughout
the
entire
development.
So
you
won't
have
an
affordable
wing
or
an
affordable
car
along
with
lastic
and
contrary
to
some
of
the
misperceptions
and
misunderstandings.
Initially,
we
did
a
good
job
with
our
planning
department
and
others
convincing
developers
that
this
can
work
there,
and
we
can
certainly
help
them
to
implement
those
efforts.
G
There
processes
improvements
that
we've
implemented,
such
as
making
sure
that
city-owned
land
is
made
available
for
the
development
of
affordable
housing
and
because
the
development
of
such
housing
is
oftentimes
on
a
really
tight
time
frame,
not
much
wiggle
room
with
regards
to
the
time
period
by
which
these
units
must
be
placed
in
service.
It's
absolutely
critical
that
we
can
help
these
developers
navigate
through
as
many
of
the
enhanced
plan
and
permitting
processes
as
possible
there.
So
that's
done,
of
course,
in
conjunction
with
our
various
city
departments
and
the
county
next
slide.
Please.
G
So
what
does
libyans
debunk?
It's
primarily
what
you've
heard
up
until
now,
the
fact
that
affordable
housing
can
in
fact
be
good
for
communities.
Affordable
housing
can
be
good
for
developing
communities.
Affordable
housing
can
be
good
for
preserving
communities
as
well
and
contrary
to
the
perception
of
affordable
housing.
G
Being
this
highly
concentration,
highly
concentrated
development,
consuming
very
low
income
households,
there
you'd
be
somewhat
impressed
and
amazed
by
the
quality
of
the
housing
and
the
quality
of
the
profile
of
the
tenants,
because
such
housing
is
scarce,
most
affordable
housing,
households
or
households
that
need
affordable
housing
do
not
want
to
run
the
risk
of
losing
that
housing,
because
if
they
do,
they
know
what's
out
there,
not
many
options
so
oftentimes
these
households
are
thoroughly
vetted
and
committed
to
making
sure
that
they
can
preserve
that
residence
next
slide.
Please.
G
It's
just
well
just
an
example
of
affordable
housing
development
stuff.
The
city
has
partnered
with
developers
to
create,
and
by
and
large,
if
you
take
a
look
at
them,
you
might
say
well
wait
a
minute,
I
wouldn't
mind
living
there.
I
feel
the
same
way.
That's
part
of
demystifying
this
whole
affordable
housing
mystique
and
making
sure
that
others
have
a
good
understanding
of
the
fact
that.
B
C
Sure
all
right,
so
thank
you
for
all
the
speakers
so
far
tonight,
but
we
really
want
to
get
the
perception
of
those
resident
leaders
who
are
in
these
communities
right
now.
So
once
again,
thank
you
to
you
both
for
coming
here
tonight.
I'm
gonna
ask
these
questions
and
whoever
wants
to
answer
them
first
feel
free,
it's
not
to
any
particular
one
of
you,
but
what
has
been
your
experience
with
affordable
housing
in.
D
Now
getting
a
home
here
starts
at
about
five
hundred
thousand
dollars,
and
lots
are
probably
at
about
two
hundred
and
fifty
000,
so
the
only
affordable
housing
that
we
have
is
that
that
cmhp
created
as
apartments
and
maintained
the
homes
that
were
affordable
were
sold
and
probably
have
been
sold
now,
two
and
three
times
and
probably
are
in
the
three
to
five
hundred
thousand
dollar
range
and
they
were
once
affordable
housing.
So
that's
how
much
a
dynamic
can
shift
in
a
matter
of
about
five
to
ten
years.
E
E
C
E
I
would
say
from
greer
heights:
it's
a
pretty
now
diverse
community
began
back
in
1886
as
a
historically
african
american
community
sam
billings,
one
of
the
first
recorded
african-americans
former
slave
bought
acres
of
land
there
and
or
a
hundred
acres
to
be
exact
to
start
communities
for
african-americans,
low-income
and
moderate
income.
African-Americans,
and
you
know,
since
that
time
it
has
always
been
a
very
family-oriented
community.
E
I
don't
think
this
was
said
in
the
beginning,
but
my
great
grandparents
started
their
lives
here
in
greer
heights
and,
of
course,
from
there.
Great-Grandparents,
grandparents
and
father
grew
up
in
the
community
as
well
as
many
others,
and
so
a
very
family-oriented,
a
community
back
in
1927
that
they
needed
a
school
to
educate
their
children
and
built
a
school
to
educate
their
children.
And
so
education
has
always
been
an
important
role
of
the
community.
E
I
mean,
I
would
say,
and
it
it
still
is
and
there's
been
some
challenges
there,
but
it's
a
community,
that's
supportive!
It's
a
community
of
working
class,
a
community
with
renters
as
well
as
home
owners.
So
when
I
say
diverse,
it
really
does
have
a
diverse
group
of
residents
that
are
in
the
greer
heights
community
and
that's
the
beauty
of
the
community.
E
D
In
reference
to
the
city
of
israel,
community
and
also
our
neighbors
to
the
right
and
the
left
wesley
heights
and
betterville
smallwood
again,
you
have
a
scarcity
of
affordable
housing.
Tarlton
hills
has
approximately
450
limits
in
the
same
for
the
sieversville
community,
and
then
there
are
a
few
apartments
in
biddleville
smallwood.
D
The
vernacular
we
would
use
is
that
it
is
pretty
much
flipped
or
one
would
say
that
cybersville
is
done
and
what
we
mean
by
done
is
there
are
a
few
senior
citizens
that
are
still
here
that
still
own
owned
and
done
done
as
in
the
economic
dynamic
has
changed.
So
most
of
the
people
who
reside
here
are
transplants.
D
C
D
There
you
are,
I
was
stating
that
it's
not
not
quite
the
same,
but
it
is
still
a
wonderful
neighborhood
it
it.
The
the
residential
construct
has
just
changed,
still
good
people,
different
people
and
and
a
lot
of
times
when
we
think
about
that
people.
Think
oh,
it's
gentrified!
It
is.
You
know
a
few
african-americans
that
remain
in
this
african-american
community
or
what
it
was.
That's
not
true,
they're,
just
african-americans
that
have
greater
incomes
and
likewise
with
those
that
are
not
african-americans.
C
Thank
you
for
those
responses.
The
next
question,
especially
considering
the
times
we
live
in
today,
could
you
both
talk
about
the
impact
of
coven
19
and
the
epidemic
on
your
communities
and
also
on
the
perception
of
affordable
housing
and
housing
in
general,
whether
people's
ideas
about
housing
have
changed
due
to
coca-19
and
the
resulting
economic
recession.
E
So
I
think
that
as
a
community
when
we
think
about
our
partnerships
with
crossroads-
and
we
think
about
our
partnerships
with
the
charlotte
mecklenburg
housing
partnership,
I
think
charlotte
method,
housing.
Partnerships.
Excuse
me.
We
really
are
thinking
about
the
social
determinants
of
health
and
how
you
know
people
don't
just
live
in
one
area.
You
know
and
think
about
housing,
but
there's
all
different
aspects
of
their
lives
that
we
have
to
take
into
consideration
to
make
sure
that
they're
healthy
and
to
make
sure
that
they're
secure.
D
Relative
to
our
community
and
the
impact
of
coal
that
I
think
covet
a
greatest
effect
has
been
our
of
not
having
the
ability
to
continue
to
continue
to
meet,
to
commune,
to
continue
to
build
social
capital
and
a
blended
community,
which
we've
worked
very
hard
on
as
a
neighborhood
has
transitioned
to
become
kind
of
one
band.
One
sound
one
family,
regardless
to
the
one's
economic
position,
and
I
think
that
has
caused
a
separation
of
people
getting
to
to
grow
together,
learn
together,
understand
one
another
and
work
together.
D
D
D
So
that's
kind
of
the
difference
in
the
dynamic
or
the
the
outcome
wherein
during
the
economic
downturn
of
about
2005,
you
got
an
opportunity
once
again
to
buy
into
the
neighborhood,
not
at
50
000,
perhaps
at
at
you
know
a
hundred
thousand
two
hundred
thousand,
and
I
don't
see
that
returning
back
to
where
it
would
be
affordable,
home
ownership
and
all
the
land
has
already
changed
hands.
So
I
don't
see
opportunity
for
any
affordable
apartments
either.
C
All
right
so
one
last
question
before
we
transition
to
do.
We
have
enough
time
to
show
for
one
last
question
or
okay.
So
one
last
question
before
I
pass
the
mic
back
to
michelle
for
audience
questions.
So
what
can
all
of
us
on
the
call
do
today
in
our
own
neighborhoods
to
fight
against
affordable
housing
crisis
in
our
own
communities?.
D
I
would
admonish
everyone
that
if
a
lot
becomes
available
and
someone
in
the
family
or
a
person
who
is
friendly
to
the
community
can
acquire
that
lot
do
so.
We
failed
to
do
that
and
we
were
looking
at
the
housing
stock
and
not
at
the
lots,
and
that
is
where
the
transition
occurs
so
get
control
of
the
land.
First
then
get
control
of
housing
stocks.
So
if
you
still
have
an
opportunity
to
acquire
land,
whether
it's
through
a
land,
trust
or
any
other
mechanisms
or
groups
by
all
means,
get
control
of
the
land.
E
What
are
their
careers?
What
is
their
income
and
really
helping
with
the
stability
from
that
standpoint,
because,
once
again,
as
we
said
earlier,
home
ownership
is
more
than
just
owning
a
home.
There's
other
areas
of
your
life
that
have
to
be
stable
in
order
to
make
sure
that
you
can
purchase
and
stay
in
your
home.
So
that
will
be
an
event
that
we
will
be
starting
on
this
coming
saturday
and
working
with
residents
just
to
learn
and
educate
them
more
about
what
home
ownership
is
and
what
affordable
housing
is.
D
Please
know
that
when
your
community
changes
and
the
price
price
points
change,
rent
those
that
own
rental
property
do
not
hesitate
to
sell
the
property,
which
means
you
have
to
vacate,
and
at
that
time
it's
not
a
good
time
to
be
looking
for
another
place
if
the
whole
city
is
shifting,
so
they
have
attended
this
tendency
to
sell
quickly
and
or
displace
renovate
and
go
for
a
tenant
that
can
afford
a
higher
rent.
So
in
a
renter's
situation,
it
is
always
subject
to
change.
D
A
All
right
thank
y'all
so
much.
I
appreciate
it
and
thank
you
all
to
all
of
our
presenters
for
the
information
that
you've
shared
so
now
we're
going
to
do
some
audience
questions.
So
if
you
have
a
question,
please
type
it
in
the
q
a
field
and
I
will
go
through
the
questions.
This
is
open
to
any
of
our
panelists
to
answer
so
the
first
question
says:
what
is
the
wait
time
for
a
section
8
voucher
today.
G
A
F
F
Chitanya
mentioned
the
fact
that
you
know
our
one
of
our
first
developments
actually
is
and
is
in
the
sieversville
neighborhood,
and
it's
the
only
affordable
housing
in
stevensville
that
and
we
built
that
development
nearly
20
years
ago
now,
but
it's
still
affordable
because
we
put
long-term
deed
restrictions
on
it.
So,
even
though
they
everything
around
it
has
greatly
gentrified
the
rents,
they
are
still
very
affordable
and
they
have
to
remain
affordable
as
long
as
those
deed
restrictions
are
in
place,
so
that
that
is
critically
important.
F
If
we
hadn't
done
that
those
rents
would
not
be
affordable
right
now,
because
of
the
fact
that
if
we
were
a
market
rate
developer,
we
would
take
advantage
of
the
fact
that
incomes
are
rising
and
we
try
to
make
more
income
from
our
apartments.
But
that's
not
that's
not
our
role
and
that's
not
our
our
mission
at
all
is
our
mission
is
to
keep
it
affordable
through
deed
restrictions,.
G
Well,
if
they
start
out
as
affordable
housing,
one
of
the
key
facets
to
keeping
them
affordable
is
what
fred
just
referenced
is
that
of
a
need
restriction.
You
want
to
preserve
that
affordable
housing
for
as
long
of
a
period
as
possible.
So
one
of
the
things
that
the
city
does
is
that
oftentimes
funding
sources
sort
of
dictate
how
long
that
affordability
period
is
20
years,
because,
as
we
begin
to
utilize,
our
resources,
particularly
land
for
the
development
things
we're
trying
to
do
is
make
that
affordability
period
as
long
as
possible
there.
G
So
if
we
can
extend
it
out
to
40
years
50
years,
especially
with
city
on
land
there
in
instances
where
let's
say
you
have
an
affordable
housing
development
that
has
reached
the
end
period-
and
let's
say
this
city
has
invested
some
housing
trust
fund
dollars.
Hypothetically
one
of
the
things
encouraged
developers
to
do.
Is
we
don't
want
our
money
back
we'd
rather
preserve
that
affordability?
So
we
say
to
the
developers
hey.
G
We
can,
if
we
could,
keep
our
funds
in
this
development
and
possibly
add
additional
funds,
because
by
that
time,
there's
probably
a
need
for
addressing
some
some
maintenance
issues
there,
because
it's
an
older
structure
over
the
structures
or
the
structures
that
we'll
opt
for.
So
anything
that
can
be
done
to
preserve
well,
first
of
all,
create
an
affordability
and
preserve
that
affordability
as
long
as
period
as
possible
is
what
we
try
to
explore.
A
All
right,
I
know
there
are
a
couple
people
that
stated
that
they
raised
their
hand
and
had
a
comment.
If
you
can
type
your
comment
in
the
chat,
I
would
be
happy
to
read
your
comments.
Our
next
question.
We
had
a
question
is
whether
or
not
the
presentation
I'm
going
to
be
made
available.
Yes,
it
is.
I
will
email
out
a
pdf
copy
of
the
presentation
tomorrow
to
everyone
that
attended.
The
presentation
is
also
being
recorded,
so
that
will
be
made
available
on
our
training
on
demand
website
for
community
engagement.
A
C
F
B
F
We
have
you
know
one
of
the
slides
that
merit
provided
had
for
us
had
a
picture
of
the
development
that
we
built
17
years
ago.
It
still
looks
really
good.
You
know,
because
of
the
fact
that
we
managed
it
well
over
the
over
the
decades
and
and
we've
made
sure
that
the
people
who
live
there,
that
we
do
background
screening
and
that
we,
you
know,
maintain
just
the
not
only
the
building
itself
but
the
grounds
as
well.
F
All
those
things
are
very,
very
important
to
make
sure
that
the
affordable
housing
remains
available,
stable
and
also
to
address
some
of
the
nimby
issues
that
we
deal
with
as
we
build
in
new
neighborhoods
that
we
may
not
have
affordable
housing,
we
can
always
show
them
that
you
know
this
is.
This
is
what
affordable
housing
looks
like
and
ask
them
to
go
visit
those
developments.
A
C
So
that
could
be
for
a
number
of
reasons.
One
is:
it
depends
on
how
that
affordable,
housing
community,
if
it
is
actually
an
affordable
housing
committee
in
the
sense
that
we're
talking
about
so
like
a
low
income
housing
tax
credit,
for
example,
would
be,
would
have
those
sorts
of
controls
that
we're
talking
about
from
the
property
managers
and
in
addition,
in
some
cases
they
even
have
wraparound
services
on
site
so
that
you
can
so
that
the
residents
are
supported,
that
you're
not
merely
throwing
people
into
an
apartment
without
support.
C
But
as
for
why
crime
might
be
increasing
around
an
area
that
does
have
affordable
housing.
Crime
increases
in
the
city,
a
general
trend.
So
it
you
may
see
an
increase
in
crime
and
an
affordable
housing
establishment.
But
you
might
also
see
it
in
another
side
of
town
simply
because
that's
the
general
trend,
so
I
would
have
to
see
which
affordable
housing
community,
in
particular
it
was.
But
that
is
a
general
trend
in
the
city.
Unfortunately,.
A
F
When
we
purchased
bright
walk,
I
think
that
you
know
there
were
around
500
units
of
housing
there.
We
and
when
we
initially
purchased
the
old
double
oaks
apartments,
and
maybe
you
know
three
quarters
of
those
units,
maybe
around
300
of
those
units
were
occupied
at
that
time
there
were
a
lot
of
vacant
units
there.
When
we
bought
that
property
using
the
federal
relocation
act,
we
had
to
relocate
the
the
residents
who
were
there
and
find
new
housing
for
them
and
and
also
help
them
pay
their
rent.
F
B
F
A
A
G
Unfortunately,
in
north
carolina
we
haven't
been
able
to
get
much
traction
in
that
regard
with
regard
to
the
state
legislature,
that
doesn't
mean
that
we
should
not
continue
to
push
forward,
but,
more
importantly,
as
you
push
forward,
you
have
to
make
sure
that
you
have
a
multi-pronged
approach
to
creating
affordable
housing.
You
don't
just
hang
your
hat
on
that,
so
continue
to
be.
An
advocate
for
that
also
advocate
for
other
processes,
procedures
and
methodologies
for
creating
overwhelming.
C
All
right,
so
I
can
answer
to
that,
so
that
information
can
be
found
in
part
in
the
hidden
valley,
2019
to
2020
reinvestment
plan.
It
has
a
map
in
one
of
the
earlier
pages
that
goes
through
each
apartment,
complex
in
the
neighborhood
and
how
many
units
are
in
there
and
then
on
another
page.
It
also
has
the
the
amount
of
land
area,
but
that
is
something
that
I
could
investigate.
A
F
Charlotte,
I
think,
even
even
with
covet
and
the
fact
that
it's
it's
very
much
a
rental
crisis
even
for
market
rate
developments,
the
occupancy
rate
in
charlotte
still
remains
very
high.
I
mean
over
90
percent,
mainly
because
of
the
fact
that
the
population
continues
to
increase,
and
you
know
the
number
of
available
units
even
for
market
rate
developments
is
not.
It
doesn't
keep
pace
with
the
growth
in
the
city,
the
growth
of
the
population.
C
F
F
A
B
G
G
As
as
the
preservation
of
affordable
housing,
so
a
number
of
the
things
that
we've
done,
whether
it's
coming
up
with
equity
sharing
arrangement
for
homeowners
that
are
buying
homes,
that
market
rate
developers
are
making
available
to
low
income
high,
because
in
return
for
this
land,
the
terms
and
con
the
terms
of
that
sell
of
that
land.
We've
tapped
into
other
municipalities
as
well
as
one
thing
for
our
transit
oriented
development
density
bonus
program
of
reference.
G
There
we
record
from
some
cities
that
have
done
that
quite
successfully,
so
there
are
a
number
of
best
practices
and
examples
there.
The
key
thing
is
that
you
cannot
try
and
fit
a
square
page
into
a
round
hole
that
you
have
to
take
those
approaches
that
are
best
suited
for
your
particular
jurisdiction.
A
D
I
do
not
know
all
of
the
nuances
of
doing
it
because
from
because
from
state
to
state
of
city
to
city
those
that
have
them
they
vary.
I
would
recommend
that
you
speak
with
the
west
side.
Community
land
trust
miss
cherise
blackman
here
in
charlotte,
who
can
give
you
more
details
and
then
the
probably
the
next
closest
place
might
be
the
durham
land,
trust
and
so
of
the
many
land
trusts
that
we've
visited
and
spoken
with.
The
models
vary
and
then
at
times
such
as
this.
D
So
some
in
times
such
as
just
like
covet,
actually
are
using
those
properties
to
kind
of
maintain,
affordable
rental
as
well.
So
it's
a
mixed
bag
from
one
to
the
other,
but
I
think
she'd
be
better
equipped
to
go
in
the
wheat,
charisse
blackman
with
the
west
side,
community,
land
trust
about
the
various
land,
trust
models.
F
I'll
just
mention
that
the
value
of
land,
the
theory
behind
land
trust
and
the
way
that
they
that
they
increase
the
supply
of
affordable
housing
is
that
they
take
the
cost
of
the
land
out
of
the
equation.
And
so,
like
tanya
mentioned,
and
in
the
searsville
neighborhood
now
to
buy
a
lot.
You'd
be
fortunate.
F
That
for
two
hundred
thousand
dollars
you've
got
you're
not
going
to
build
an
affordable
home
on
a
200
000
lot
I
mean
the
typically.
The
lot
cost
is
around
20
of
the
total
cost
of
the
home.
So
you're,
looking
at
a
house,
that's
you
know:
900
000
to
a
million
dollars,
but
if
you
could
take
that
bank
cost
out
of
the
equation,
then
the
home
may
be
more
will
be
more
affordable
in
theory,
because
the
home
buyer
is
only
buying
the
house
they're
not
buying
the
land.
F
A
F
We
do
work
with
people
who
not
only
want
to
become
home
buyers,
but
you
know
we
have
a
program
called
the
ready
to
rent
program
as
well,
where
we
prepare
people
to
become
good
renters
or
we
help
people
who
have
credit
issues
and
we
work
with
them
for
the
long
term
to
help
them
improve
their
financial
standing.
So
go
to
the
housing
partnership
website
to
find
more
information.
A
And
I
did
put
the
website
in
the
chat.
I
can
repost
it
again
if,
if
needed,
our
next
question,
I've
watched
I'm
sorry.
I've
watched,
affordable
housing
issues
for
years.
What
I
never
hear
is
the
use
of
condominium
model
where
residents
would
own
a
unit
in
a
multiple
housing
development
building
by
I'm
sorry
building
of
equity,
to
combat
the
historic
financial
problems
for
african
americans
in
particular,.
F
I
I
will
say
that
it's
it's
something
that
I'm
very
interested
in
and
I
think,
as
charlotte
grows,
you'll
see
that
more
often
as
land
becomes
more
scarce.
You
know
we
will
have
to
have
more
density,
even
for
not
just
for
renting
but
for
home
ownership
as
well.
So
you'll
see
condominium
developments,
you'll
see
that
will
become
more
often
more
often
seen
and
developed
in
the
city.
F
It
has
been.
There's
there's
been
a
problem
with
some
condominium
developments,
not
just
here
but
elsewhere,
whereby
the
home
builders
are
concerned
about
litigation,
because
someone
buys
a
unit
in
a
multi-multi-story
building
and
they
have
a
problem
with
their
unit
and
later
on.
Even
though
they're
a
homeowner
they
may,
they
may
sue
the
the
home
builder.
F
D
I'd
like
to
add
that
community,
especially
if
you
are
a
native
southerner
or
native
charlatan,
don't
be
surprised
if
you
start
to
see
more
studios,
loss
efficiencies
or
something
called
hostile
you
these
things
are
going
to
occur
because
the
lane
is
is
so
scarce,
including
the
very
controversial
car
free
properties
as
well,
because
the
housing
need
is
great
and
there
is
no
more
land.
So
if
you
don't
control
it,
then
you
have
to
maximize
one
on
the
on
the
or
go
dance.
A
G
G
The
units
out
to
low-income
households,
particularly
low-income
households,
there
and
one
of
the
ways
in
which
landlords
become
comfortable
with
them,
is
they
understand
that
these
tenants
are
receiving
pretty
expensive
wrap-around
services,
so
whatever
their
needs
may
be,
what
job
training
whatever
that
might
be
there?
They
can
be
confident
that
those
are
some
pathway
to
improving
life
and
life.
There.
G
You
see
recognize
that
as
a
successful
program,
in
fact
we're
in
the
process
now
of
discussing
what
the
program
administers,
how
we
can
extend
that
even
further,
so
it's
a
high
priority,
a
good
program
that
we
duly
know
is
successful
and
we're
continuously
on
ways
in
which
we
can
expand.
That
program,
so
it'll
be
around
for
for
a
while.
A
Thank
you
we'll
take
a
few
more
questions,
so
they
started
sorry.
This
is
a
long
question.
I'm
on
the
board
of
a
neighborhood
association
maura.
We
have
been
approached
by
some
developers
to
support
their
rezoning
of
properties
for
apartments.
When
we
ask
them
to
increase
the
percentage
of
apartments
allocated
to
60
and
30
apartments,
you
would
think
we
had
just
asked
them
to
give
up
their
firstborn
child.
How
can
we
develop
the
tools
to
understand
the
financial
impact
to
a
development
when
we
press
for
more
60
and
30
units.
G
Well,
one
of
the
things
that
we've
experienced.
We
understand
that
experience
up
close
and
personal
with
the
city,
because
we're
trying
to
convince
for
the
most
part
market
rate
developers,
the
affordable
housing
developers,
the
likes
of
fred
and
his
team
and
others
there
they
get
it.
They
mastered
the
model
whereby
they're
able
to
balance
return
thresholds
with
providing
sound
quality,
affordable
housing.
G
You
understand
is
that
if
you
mention
affordable
housing
to
a
market
rate
developer
who's,
not
as
familiar
with
it,
it's
europe
starting
at
somewhat
of
a
disadvantage,
because
the
immediate
assumption
to
this
developer
is
that
what
impact
is
going
to
have
on
my
bottom
line?
And,
let's
be
realistic,
you
talk
about
housing
where
the
rental
income
is
going
to
be
less
than
when
my
one
month
market
situation.
G
So
it's
real
one
of
the
ways
to
at
least
begin
to
engage
these
developers
in
the
discussion
is
that
of
okay.
What
incentives
does
the
city,
state
or
federal
government
have
to
help
at
least
incentivize
you
to
include
some
units
there?
You
may
not
get
even
if
you
just
get
a
few,
even
if
you
get
one
two
percent
whatever.
That
percentage
is
that's
better
than
nothing,
because
oftentimes
these
will
be
units
that
are
located
within
market
rate
development.
G
So,
for
example,
we've
had
discussions
with
market
rate
developers
where
we're
selling
the
land
to
them
at
a
discounted
rate
there,
so
that
they
can
include
affordable
housing
for
instances
whereby
we
can't
can't
say
hey
if
you
provide
affordable
housing
will
provide
you
some
lenacy
on
your
rezoning
package
of
consideration
there,
but
there
are
different
ways
in
which
you
can
sort
of
incentivize
developers
to
provide
such
housing
there.
But
it's
you
have
to
be
realistic,
like
that.
G
F
That
is,
that
is
something
that
I'm
interested
in.
Perhaps
not
you
know
400
square
feet,
but
you
know
800
square
feet
and
you
know
800
to
100
square
feet.
I
think
the
average
size
of
the
home
in
charlotte
for
sale
is
bigger
than
that,
but
we
need
to
what
I'm
interested
in
is
neighborhoods,
where
we
have
homes
that
are
for
sale
at
different
price
points
and
different
size
homes.
But
but
not
you
know,
you
know
one
a
tiny
home
community
here
and
then
a
market
rate
community.
E
Thanks
fred
you're
you're
right,
we
have
talked
about
that
in
our
grill
heights:
community
engagement
meetings
with
the
charlotte
housing
partnership
and
there's
an
interest
in
the
garage
community.
So
we
are
hoping
to
explore
that
more
tiny
homes
to
make
those
affordable
for
families
or
for
individuals.
A
G
One
of
the
recommendations
from
a
housing
task
force
that
was
part
of
that
one
of
the
recommendations
was
that
having
the
city,
we
visited
fair
housing
to
include
the
source
of
income
discrimination
as
a
protected
class
and
we're
in
the
process
of
doing
some
research
management.
But
what
we've
found
and
we're
going
to
actually
make
a
presentation
to
the
greater
neighborhoods
council
community
today,
so
we
want
to
really
get
a
good
firm
hands
on
what
research
has
been
done
and
where
the
city
is
leaning
for
for
that
next
wednesday.
G
But
one
of
the
things
we
found
is
that
landlords
have
it's
not
so
much
the
tenants
that
they
have
a
concern
with
their
despite
the
of
the
lieutenant
profile,
it's
more
so
the
process
of
analyzing
the
vouchers
there
instead,
what
they
call
the
bureaucratic
time
consuming
delays,
inspections
and
so
forth.
So
what
we're
trying
to
do
for
others
in
particular,
because
that's
the
sees
the
health
and
choice
volume
program
here
is
what
what
ideas
can
work
with
to
inspire
landlords
in
terms
of
the
whole
process,
then,
can
we
provide
them
with
allowances?
G
Can
we
provide
them
with
a
signing
bonus,
or
can
we
provide
them
with
damage
allowances
as
well?
So
there
are
a
number
of
thoughts
and
ideas
around
this
and
again
more
to
come,
but
it
is
a
topic
of
discussion.
That's
that
we
feel
strongly
is
going
to
have
to
be
addressed
there
and
what
it
appears
to
be
that,
rather
than
enforcement,
by
way
of
an
ordinance
working
more
toward
convincing
incentivizing
landlords
to
participate,
so
you
can
get
a
better
route.
A
A
A
I
want
to
thank
all
of
you
all
for
joining
us
tonight.
It
was
definitely
a
pleasure.
We
hope
that
you
learned
some
very
valuable
information
and
that
you
want
to
continue
to
learn
about
this
topic
and
support
the
efforts
of
cmhp
as
well
as
housing
services
with
the
city.
So
thank
you
to
our
presenters
and
we
really
appreciate
your
time
tonight
and
for
all
the
information
that
you
provided
our
resident
leaders.
Thank
you
so
much
for
your
input
and
just
your
just
sharing
what
you
have
experienced
and
your
expertise.
A
We
definitely
appreciate
it
and
thank
you
to
everyone.
That's
tuned
in
tonight.
Thank
you
all.
As
I
stated,
I
will
email
you
all
a
presentation,
a
copy
of
the
presentation
tomorrow
and
if
there
was
a
question
that
we
were
not
able
to
answer,
please
email
me
and
I
will
do
my
best
to
get
a
response
to
you.
Thank
you
all
have
a
good
night.