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From YouTube: Columbus Connection NeighborWorks Columbus 03 15 2018
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A
Welcome
to
Columbus
connections:
I
am
your
host
David
Britt
and
today
we're
talking
home
ownership.
Now,
maybe
your
credit
isn't
quite
where
you
want
it
to
be.
Maybe
you
don't
have
as
much
money
saved
up
as
you
would
like,
but
you
still
have
that
dream
of
buying
home
well
NeighborWorks
Columbus.
They
got
some
new
things
going
on
they're
gonna
help
you
get
up
get
out
and
get
something.
I
have
the
perfect
people
here
from
NeighborWorks
Columbus
to
talk
about
it.
One
is
mr.
Torres
Russell.
A
Now
he
is
Randall
relatively
bland,
brand-new,
NeighborWorks
Columbus
and
that's
good,
because
I
want
to
ask
you
a
question
since
you've
been
there.
You've
been
there
for
about
four
months,
yes,
but
you've
taken
off
whether
they
put
you
up
here
to
be
on
on
the
camera.
Absolutely
what
have
you
learned
in
your
time
being
there
as
for
what
NeighborWorks
Columbus
does
for
the
community?
Oh
one.
B
Of
the
things
that
I've
learned
during
my
tenure
there
is
NeighborWorks.
Columbus
is
all
about
community
empowerment,
they're
all
about
getting
people
to
the
ultimate
goal
of
homeownership
right.
So,
however,
you
know
the
people
that
the
staff,
the
staff
they're,
you
know
they're
amazing.
However,
they
can
help
people,
they
can
break
a
leg
to
do
it
now.
A
B
B
All
right,
we
have
programs
for
everybody
and
we
also
do
mortgage
lending
also.
So
if
you
don't
need
a
program,
if
you're
already
ready,
you
can
come
to
NeighborWorks
cool
missing,
you
know
we'll
get
you
that
long
as
you
need
for
your
home.
Tell.
B
A
B
B
Through
the
process,
yes,
yes,
we
help
guide
people
through
the
process
and
we
have
no
age
limits.
We
had
a
guy
closed.
Last
week
he
was
25
years
old.
You
know
that's
a
major
milestone
for
millennial,
you
know
just
to
to
own
a
home.
You
know
that's
a
major
and
I'm
learning
as
I
go
as
well:
I'm,
25
years
old
and
I'm
thinking
next
year,
sometime
I'll
read.
A
Yes,
so
you
don't,
besides
that
the
program
that
you
are
offer
there
are
certain,
so
many
incentives,
like
you
mentioned
before
we
started
taping,
you
can
programs
that
offer
downpayment
assistance.
So
if
you
don't
have
that
money
saved
up,
there's
there's
just
so
many
things
that
people
don't
know
that
you
are
offering
right.
B
A
A
A
Speaking
of
that,
what
can
somebody
expect
somebody
walks
in
off
the
street
I'll?
Give
you
guys
a
call
goes
to
your
website
to
say:
hey
I've,
always
thought
about
buying
a
home
I'm,
just
not
sure
about
the
process
and
I
never
learned
how
to
what
do
they
need
to
do
what
steps
there?
What
do
they
need
to
expect.
B
The
first
thing
you
need
to
do
is
slog
on
to
compass.
Compass
is
located
on
our
website
and
basically
you
go
on.
You
create
a
profile.
You
put
your
name,
you
put
your
number,
you
put
all
your
personal
details
in
there
now.
It's
all
that
information
that
you
enter.
No
one
else
is
going
to
view
it
only
NeighborWorks
columbus
is
gonna,
be
the
source
code.
It's
confidential
information
within
24
to
48
hours.
Someone
will
be
reaching
out
to
you
to
do
a
follow
up.
So
this
is
really
that
simple,
Wow
and.
A
B
Homeownership
is
a
home
is
not
only
you
know,
just
a
place
for
you
to
live.
It's
acid.
You
know
something
that
you
could
pass
down
from
generations
to
generations.
You
know
if
you
know
it's
taken
care
of,
of
course,
I'm
owning
a
home
man.
It
says
it's
just
amazing.
You
know,
especially
for
especially
for
the
black
community.
You
know
all
in
the
home
we
I
grew
up.
We
were
in
apartments,
you
know
my
entire
life,
so
it's
just
a
Power
Move
man
earnestly.
A
Now
we
invest
a
lot
about
that
in
song.
Talking
about
generational
wealth,
right
and
building
wealth
and
homeownership
is
often
that
first
step
right
and
especially
knowing
the
right
way
to
do
it.
You
are
not
just
paying
the
minimum
and
they're
not
just
settling
for
what
you
think
you
can,
but
you
can
own
a
home
in
a
better
neighborhood
than
you
may
have
anticipated
for
what
you're
making
right
now
right.
B
Right,
you
may
be
able
to
get
you
a
3-bedroom
home.
You
know
for
500-600
our
mortgage
no
way
you
know.
What's
your
plan
is
set
up
on,
but
man
it's
it's
it's
mind-blowing
to
know
that
we
have
people
out
here,
paying
$900
for
one
bedroom
apartment
yeah.
Well,
you
can
pay
the
same
thing
for
a
four
bedroom
home
mortgage.
So
it's.
A
B
A
That's
the
place
to
go
now.
You
you
handle
the
communications
you're,
committing
your
recent
communications
graduate
from
CSU.
Yes,
sir,
thank
you
and
in
your
time,
dealing
with
it,
I
I'm
sure
that
and
correct
me
if
I'm
wrong.
This
is
so
much
great
information
that
so
many
great
things
are
going
on
that
you
all
do,
but
you
still
run
into,
though,
that
those
mental
blocks
from
people
those
people
that
have
assumptions
that
it's
not
free
me
or
I,
can't
do
it.
How
do
you
have
do
you
come
in
contact
with
that?
B
Sometimes
people
will
come
into
NeighborWorks
Columbus
and
we
would
tell
them
that
they
need
to
work
on
their
credit
and
it
may
you
know
it
may
discourage
them
at
first.
You
know
where
it
causes
them
and
say
you
know
it
may
be
homeownership
visit
for
me,
but
what
we,
where
we
encourage
people
to
do,
is
just
a
consistent
consistency
is
key.
Consistency
will
get
you
your
key
to
your
home,
so
we're
going
to
give
you
the
proper
steps
that
you
need
to
take
to
get
to
that
dream
of
homeownership.
B
Can
reach
us
at
7:06
three
to
four
four
six,
six,
three,
you
can
create
a
compass
account.
Www
works.
Org,
you
tell
us
what
is
a
compass
account.
A
compass
account
is
basically
where
you
start
with
your
journey
with
us.
You
just
go
in
and
you
put
in
all
your
personal
information
and
someone
reaches
out
to
you
once
again.
Once
you
go
to
that
home
page
at
NeighborWorks,
dot
org,
you
will
see
register
for
classes,
create
an
account.
So
it
gives
you
a
few
options
that
you
choose
from.
It's
really
that
simple.
We.