►
From YouTube: March 28, 2018 Housing Policy & Development Committee
Description
Minneapolis Housing Policy & Development Committee Meeting
A
Good
afternoon
I'm
calling
to
order
this
meeting
of
our
housing
policy
and
Development
Committee
I,
don't
remember:
cam,
Gordon
and
I'm
joined
by
council
members
right,
Schrader's,
Ellison
and
Goodman,
or
warm
up
the
committee,
and
we
can
conduct
our
business.
There's
four
items
on
our
agenda
today:
one
consent
item,
a
public
hearing
and
two
discussion
items
I'm
going
to
go
ahead
and
move
the
consent
item.
First.
A
This
is
just
a
staff
referral
on
the
subject
matter
of
an
ordinance
amending
title:
title:
12,
chapter
244
of
the
Minneapolis
Code
of
Ordinances
related
to
housing
having
to
do
with
rental
protections
ordinance.
Any
discussion
on
that
consent.
Item
C;
none
all
those
in
favor
say
aye
any
opposed
that
carries
then
we'll
go
to
our
public
hearing.
This
is
a
hearing
on
a
quitclaim
deed,
which
also
is
a
form
of
a
land
sale
and
we'll
get
a
brief
explanation
of
what
we're
doing
here
by
mr.
Ramadan.
Welcome.
B
Mr.
chair
committee
members,
this
is
a
very
unique
land
sale
to
correct
a
title
description
coming
through
the
minneapolis
homes
program,
which
is
you
know,
policies
for
the
program
were
established
by
the
City
Council
in
December
11
2015
22
12
36th
Avenue
North
was
acquired
on
July
12
2017
from
Hennepin
County
asked
tax
forfeited
land
for
the
appraised
value
of
$1.
B
During
the
title
commitment
process,
the
city's
title
company
noticed
a
discrepancy
between
the
legal
description
and
the
deed
and
the
city
and
the
city
received
along
with
city
received
from
the
state
and
the
language
and
the
previous
record
deeds
of
the
property.
In
his
tax
forfeiture
process,
Hennepin
County
used
the
description
that
inadvertently
included
a
property
that
belongs
to
the
adjacent
property
to
correct
the
property
has
intended
property
line
has
intended.
Staff
recommends
that
the
city
convey
a
quitclaim
deed
for
one
dollar
to
the
owner
of
the
adjacent
property
at
3,600,
Queen
Avenue
North.
B
This
section
will
release
the
city's
interest
in
that
property
and
that
the
city
may
excuse
me.
This
section
released
any
interest
that
the
city
may
have
in
that
part
of
Lots
8
and
9
block
8
Oakwood
addition
to
Minneapolis
Hennepin,
County
Minnesota
west
of
East
62
feet
as
measured
along
the
north-south
lines.
It's
I
know
it's
a
lot
of
legalese,
but
are
there
any
questions?
I.
A
A
Seeing
nobody,
then
I
will
close.
The
public
hearing
and
I
will
move
approval.
This
resolution,
which
will
authorize
the
execution
of
our
quitclaim
deed,
any
discussion,
seeing
none
all
those
in
favor,
say
aye
any
opposed,
say
no.
Anybody
abstaining.
That
motion
passes
now
we'll
move
on
to
our
to
discussion
items.
The
first
is
about
a
portable
housing
trust
fund
award
or
the
Dunn's.
A
C
Afternoon,
I'm,
dolly
Crowther
I'm
here
today
to
talk
about
the
dunphy
whole
block
stabilization
project
council,
member
Gordon
members
of
the
committee.
This
is
a
request
for
199,000
of
affordable
housing,
trust
funds
for
the
Dundee
whole
block
stabilization
phase,
2
project.
The
project
is
in
scattered
site
units
and
that's
located
along
Portland,
Avenue,
5th
Street
and
East
22nd
Street
they're
30
units
in
the
project
representing
one
two
three
and
four
plus
bedrooms.
The
done
tree
house
was,
which
is
one
of
the
properties,
was
transformed
in
2002
from
a
desolate
half.
C
They
can
property
into
a
well
performing
property
for
homeless
families.
In
22,
2010
Hope
Community
began
a
partnership
with
Cabrini
partnership,
which
is
now
ppl
part
of
ppl
to
provide
services
for
the
long-term
homeless
families.
There
are
25
gr
age,
which
is
group
residency.
Housing
units
do
Hennepin
County
in
the
project,
twenty-three
of
those
serving
long-term
homeless.
Many
of
the
residents
are
chemically
dependent.
This
is
a
request
for
one
hundred,
ninety
nine
thousand,
and
it
is
a
second
phase
of
the
whole
block
on
project.
C
The
first
phase
was
completed
between
2006
and
2008
and
assisted
sixteen
units.
The
FET
second
phase
includes
the
remaining
units
that
were
not
part
of
the
original
rehab.
The
scope
of
work
includes
critical
structure,
work,
major
interior
next
earier
work,
new
routes,
a
new
bathroom
and
kitchen
repair
and
replacement
in
2016.
C
The
city
approved
over
$200,000
out
of
a
trust
funds
for
this
project.
Since
that
time,
minute,
MH
fa,
architects
looked
at
the
project
and
realized
that
the
amount
wasn't
feasible
and
there
was
a
quite.
It
was
significantly
more
work
to
be
done
on
the
project.
This
involved,
the
other
vendors,
which
is
Hennepin
County,
met
Council
in
the
city
of
Minneapolis,
the
rule
with
met
Council
is
they
cannot
put
more
in
than
the
city
of
Minneapolis,
so
there
became
a
gap
to
the
project
to
close
this
gap.
C
So
you
can't
commit
them
with
old,
with
an
old
project
and
they're
now
a
new
project,
so
they
have
to
be
released
so
today,
I'm
asking
for
two
requests
for
the
release
and
also
for
the
additional
hundred
ninety
ninety
nine
thousand
dollars
of
affordable
housing,
trust
funds
to
the
project.
Are
there
any
questions?
I.
A
C
C
D
Hello,
mr.
chair
and
fellow
council
members,
my
name
is:
will
Delaney
I'm
the
Associate
Director
at
hope,
community
we
are
the
owner
and
developer
for
the
Dungey,
hope,
block
project
and
as
Miss
Crowther
mentioned.
Yes,
hope.
Community
has
been
very
active
there
in
the
Philips
community
just
around
the
corners
of
Franklin
of
Portland.
The
organization
is
actually
in
its
41st
year
and
going
back
with
our
real
estate
work.
All
the
way
to
the
early
1990s
I
think
the
city
sold
some
of
those
original
projects
to
hope
for
a
dollar.
D
C
D
The
money
here
is
great.
This
is
again
as
miss
Crowder
mentioned
30
units
of
our
of
our
oldest
housing
stock,
that
just
over
time,
it
needs
to
be
rehabbed
the
properties
because
they're
serving
the
lowest
income
folks
do
not
generate
enough
cash
flow
over
time
to
kind
of
put
back
in
some
of
those
critical
needs,
the
structural
work,
you
know
an
old
brick
building
that
needs
tuckpointing
roofs,
some
of
the
kitchen
and
bath
stuff.
D
A
A
Three
steps
one
is
approving
the
award
from
the
affordable
housing
trust
fund.
Second,
is
approving
an
extension
of
the
terms
of
a
loan
to
run
simultaneously
with
the
new
debt,
and
the
last
is
approving
the
release
of
two
properties
from
the
nineteen
94
MCD
a
loan,
all
those
in
favor,
please
say
aye
any
opposed.
A
A
I
know
that
we've
renewed
it
I
think
we
went
out
for
an
RFP
at
one
point,
maybe
at
my
request,
or
at
others
request
as
well
for
these
kind
of
services
and
now
we're
coming
back
to
look
at
it
again
and
I
thought
it
might
be
useful
for
the
committee
to
hear
a
little
bit
about
what
the
homeownership
Center
is
doing
and
also
what
our
contract
and
agreements
are
with
them.
So
I
think
that
mr.
Coleman's
gonna
make
a
representation.
E
Good
afternoon,
chair
Florida
and
members
of
the
committee
I'm
Erica
Coleman,
with
see
ped
housing
staff
is
requesting
approval
to
enter
into
to
contract,
with
the
Minnesota
homeownership
Center,
to
provide
administration
and
oversight
to
homebuyer
education
and
financial
wellness
services
in
a
grid.
In
the
aggregate
amount
of
$275,000,
the
city
of
Minneapolis
has
one
of
the
highest
racial
disparity
gaps
in
homeownership
in
the
country.
E
Minneapolis
was
additionally
impacted
by
the
economic
downturn
and
a
high
rate
of
foreclosure
proceedings,
particularly
in
North
Minneapolis
in
pockets
of
South
Minneapolis,
to
increase
the
opportunity
for
sustainable
homeownership
for
low
to
moderate
income,
households
and
communities
of
color
in
Minneapolis.
The
city
has
conducted
contracted
with
the
homeownership
center
to
offer
counseling
homebuyer
education
and
financial
wellness
services.
E
The
homeownership
center
has
a
network
of
service
providers
to
meet
the
needs
of
a
diverse
population
and
partners,
with
nonprofit,
culturally
specific
organizations
to
provide
services
to
meet
the
goal
of
reducing
the
racial
disparity
disparity
gap
and
homeownership
city
council
approved
funding
in
the
2018
budget
under
two
line
items
$175,000
for
the
homeownership.
Excuse
me
for
homeownership
counseling
and
outreach
and
$100,000
for
homeownership
capacity.
E
The
funding
will
be
used
by
the
sensor
to
provide
direct
services
and
a
july's
approach
with
the
goal
of
ensuring
that
households
living
in
or
seeking
to
buy
a
home
in
the
city
of
minneapolis
have
accessed
the
standardized
high
quality.
Counseling
services
staff
is
determined
through
a
previous
request
for
Proposal
and
survey
of
service
providers
that
the
center
is
a
one
source
vendor
that
provides
a
centralized
service
and
as
a
port,
as
approved
by
the
permanent
review
committee
on
March
7th
2018,
has
elected
not
to
do
a
request
for
proposal
process.
E
F
F
Obviously,
here
in
Minneapolis
and
throughout
the
state,
our
mission
is
to
promote
an
advance,
successful
homeownership
in
Minnesota,
since
our
founding
in
1993,
we've
served
well
over
200,000
households,
as
you
can
imagine,
during
the
foreclosure
crisis
and
the
recession
in
recent
memory,
we
were
quite
busy
on
foreclosure
prevention
and
preservation
of
homeownership.
We
operate
with
a
statewide
network
of
community
based
partners,
including
culturally
specific
organizations
serving
african-american
households,
Southeast
Asian
households,
Hispanic
households,
African
immigrant
population
and
others.
F
Our
focus
is
on
equitable
access
to
homeownership.
We
serve
those
facing
the
greatest
barriers
to
homeownership.
We
believe
that
equitable
access
to
sustainable
homeownership
is
essential
to
strong
communities
and
creates
assets
and
opportunities
for
generations
to
come.
We
foster
intentional
relationships
among
homeownership
advisors,
community
partners
and
industry
stakeholders
to
advance
equitable
homeownership
as
an
intermediary.
We
support
a
network
of
diverse
community-based
organizations
with
funding
training
resources
for
delivering
culturally
responsive
homeownership
education
and
counseling,
and
we
lead
the
development
of
innovative
homeownership
programming
through
inclusive
collaboration
and
with
the
expertise
of
our
network.
F
We
think
of
ourselves,
as
serving
as
a
bridge
between
the
nonprofit
community,
particularly
our
nonprofit
housing
advisors
and
the
rest
of
the
industry,
real
estate,
lending
government
and
others,
and
we
really
believe
that
strategic
partnerships
and
collaboration
is
the
is
the
pride
is.
The
is
the
advisable
way
to
address
equitable
access
to
homeownership
in
Minneapolis
and
beyond
some
examples
of
partnerships
that
we
have
fostered
over
the
years.
For
example,
we
spend
quite
a
bit
of
time
on
outreach
to
real
estate
and
lending
professionals.
F
We
know
that
consumers
approach
real
estate
and
lenders
as
a
first
step
for
achieving
homeownership
many
of
those
consumers
not
yet
ready
to
go
down
that
homeownership
path
and
many
of
those
consumers,
people
who
could
benefit
from
our
services.
So
we
spend
a
lot
of
time
doing
education
and
outreach
directly
to
real
estate
professionals
and
lenders,
ensuring
that
they
know
about
our
services
and
that
they
know
how
to
work
best
with
first-time
homebuyers,
that
they're
aware
of
programs
like
downpayment
assistance
and
affordable
loan
products
and
homebuyer
education
and
counseling.
F
Another
example
of
partnerships
that
we've
fostered
over
the
years
during
the
height
of
the
foreclosure
crisis.
This
and
these
partnerships
are
still
going
on
they're,
just
not
as
robust
as
they
used
to
be.
We
partnered
directly
with
Fannie
Mae,
to
bring
Fannie
Mae
loss
mitigation,
resources
to
Minneapolis
and
the
rest
of
our
service
area.
We're
by
Fannie
Mae
would
directly
fund
our
sub-grantees
and
our
network
agencies
as
they
worked
to
provide
foreclosure
prevention
services
to
households
and
keep
them
in
their
homes.
So
we
brokered
that
relationship
and
administered
that
relationship
here
locally
we're
also.
F
The
homeownership
Center
is
a
co-leader
of
the
homeownership
opportunity,
Alliance
along
with
Minnesota
Housing,
which
is
a
cross-sector
task
force
of
organizations
that
have
come
together
to
look
at
the
question
of
equitable
access
to
homeownership.
As
Eric
said,
we
have
one
of
the
worst
homeownership
rates
in
communities
of
color
in
Minnesota
and
in
Minneapolis,
and
one
of
the
highest
rates
of
homeownership
among
white
households.
The
homeownership
Opportunity
Alliance
is
formed,
has
been
formed
to
look
at
cross
sector
and
Demming
proaches
to
addressing
that
disk
equity.
F
This
illustrates
the
breadth
of
our
services,
so
consumers
approach
us
through
word
of
mouth
through
their
lenders
through
real
estate
through
city
officials,
that
they
may
know
through
other
elected
officials,
and
we
do
essentially
an
assessment
about
where
they're
at
in
the
home
buying
process
or
where
they
are
in
their
homeownership
career.
Are
they
just
starting?
Do
they
have
credit
issues?
Are
there
some?
Are
there
some
savings
issues
we
need
to
address
before
they
can
get
prepared?
Are
there
some
just
basic
financial
wellness
issues,
some
financial
capacity
issues?
F
If
you
will
that
we
need
to
address
before
they're,
even
ready
to
think
about
homeownership,
and
then
we
provide
homebuyer
education
if
you've
heard
of
the
curriculum
home
stretch,
that's
a
curriculum
that
the
homeownership
center
has
created,
and
we
maintain-
and
it's
delivered
through-
that
network
of
agencies
that
we
work
with.
It's
an
eight-hour
course
many,
if
not
all,
of
the
affordable
loan
products
and
down
payment
assistance,
products
require
home
stretch
or
a
similar
program
before
consumers
can
access
those
programs,
and
then
we
do
offer
one-on-one
homebuyer
counseling.
F
So
sometimes
consumers
will
come
to
us
and
say
I
just
can't
decide
which
mortgage
is
right
for
me.
Can
you
help
me
figure
this
out?
Can
you
help
me
identify
what
I
really
need
to
be
thinking
about
post-purchase,
counseling
and
training?
The
primary
the
primary
way
that
this
is
delivered
is
through
refinance
counseling,
so
consumers
who
access
special
loans,
so
0
0
%
loans
or
loans
that
are
non
amortized,
are
required
by
the
state
of
Minnesota
to
participate
in
refinance
counseling
before
they
can
refi
out
of
those
loans.
F
So
our
foreclosure
prevention
efforts
involve
meeting
one-on-one
with
consumers
to
help
them
understand
their
current
mortgage
situation,
help
them
prepare
for
negotiating
with
their
lender
and
sometimes
even
negotiating
with
the
lender
side
by
side
with
that
consumer
we've.
All
we
all
heard
during
the
foreclosure
crisis,
it
was
to
reach
somebody
at
the
lender
servicer
and
to
get
a
straight
answer
about
what
paperwork
is
needed,
where
the
consumers
at
in
their
loss,
mitigation,
process,
etc
and
our
advisors
are
there
to
help
consumers
with
that
process.
F
They're
also
there
to
help
the
consumers
figure
out
if
maintaining
this
home
is
what
they
want
to
do.
Many
consumers,
during
the
height
of
the
crisis,
came
to
us
and
said
I
just
want
to
be
done.
I
don't
want
to
own
this
home
anymore,
and
then
we
can
advise
them
on
a
good
soft
landing
for
their
next
housing
situation.
F
The
city
and
the
homeownership
center
have
partnered
for
many
many
years.
In
fact,
the
city
of
Minneapolis
was
one
of
the
founding
members
of
our
organization,
so
we
have
a
long
history
of
collaboration
and
the
city
of
Minneapolis,
as
as
in
its
role
as
a
founding
member,
has
a
permanent
seat
on
our
board
of
directors,
which
is
currently
filled
by
Andrea
Brennan.
At
the
time
that
we
were
founded,
Minneapolis
was
really
in
the
lead
on
this
topic
of
homebuyer
education
and
counseling,
as
well
as
foreclosure
prevention
counseling.
F
When
we
first
started
foreclosure
prevention
counseling
here
in
Minneapolis,
it
was
one
of
the
only
cities
in
the
country
that
was
paying
attention
to
foreclosure
and
the
the
the
impact
that
foreclosure
and
loss
of
homes
could
have
on
basic
community
health,
let
alone
homeowner
health.
So
the
the
city
has
always
been
front
and
center
on
this
issue,
and
for
that
we
are
grateful
and
together
we
support
this
network
of
agencies
here
in
Minneapolis,
quite
a
robust
network
that
offer
the
services
that
I
talked
about.
F
F
F
Counseling
I
would
just
like
to
add
to
that
one
of
the
roles
that
we
carry
as
the
homeownership
Center
is
a
funder
of
the
agencies
that
we
work
with,
and
the
275
thousand
dollars
that
the
city
of
Minneapolis
provided
to
the
homeownership
center
and
our
network
in
2017
leveraged
over
850
thousand
dollars
from
other
sources
just
for
the
city
of
Minneapolis
alone,
and
those
sources
include
HUD,
a
program
that
we
call
homeownership.
Education,
counseling
and
training,
which
is
State
dollars
and
other
federal
programs
specifically
geared
towards
foreclosure
prevention.
F
Erica
talked
a
little
bit
about
the
scope
of
services
that
is
provided
that
that
was
provided
in
2017
and
they're
highlighted
on
this
slide.
But
really
the
the
overarching
role
of
the
homeownership,
Center
and
and
how
dollars
are
used
is
to
provide
a
centralized
approach
to
that
spectrum
of
homebuyer
education
and
counseling
that
I
straight
it
earlier.
So
supporting
the
delivery
of
those
services,
the
development
of
programs
and
standards,
monitoring
of
the
agencies
that
are
delivering
services
to
Minneapolis
consumers,
so
that
we
can
ensure
a
highly
professional
high
quality
services
being
offered
to
citizens.
F
We,
we,
we
do
sub-grantee
process
an
application
process
for
the
funds,
so
that
we
make
sure
that
we're
understanding
how
agencies
are
going
to
deliver
those
funds
and
and
so
that
we
have
an
opportunity
to
make
sure
they
understand.
What's
expected
of
them,
we
do
provide
certification
training
to
our
to
the
homeownership
advisors
that
work
in
in
our
network
agencies.
They
are.
F
They
are
required
to
have
to
be
certified
to
do
this
work
and
we
do
that
certification,
training
and,
just
in
general,
maintain
a
host
of
education,
continuing
education
and
certification,
training,
job
aids
and
tools,
technical
assistance,
capacity-building,
etc.
To
make
sure
that
services
are
delivered
optimally
to
consumers.
F
Here
are
some
highlights
of
the
service
delivery
that
happened
in
2017
I.
Think
some
interesting
things
to
note.
The
financial
wellness
numbers
407.
This
was
the
2017-
was
our
first
full
year
of
delivering
those
services,
specifically
in
Minneapolis,
with
with
the
funding
that
was
provided
by
by
city
councils.
So
we're
pleased
with
those
numbers
we
anticipate.
Those
numbers
will
go
up.
What
we're
seeing
in
the
post
recession
world
is
more
and
more
of
our
consumers,
presenting
with
financial
wellness
issues.
F
Another
number
to
note
foreclosure
counseling
is
is
down
a
lot.
That's
a
good
number
to
see.
123
in
Minneapolis
is
down
from
well
over
a
thousand
at
the
peak
of
the
recession,
so
we're
pleased
with
that
direction.
Interestingly,
the
consumers
who
are
coming
to
us
for
foreclosure
counseling
services
have
really
protracted
issues
in
their
households
and
with
their
lending
institutions.
So,
while
there
are
fewer
cases,
some
of
them
are
harder
than
we
typically
would
see.
F
So
still
an
important
service,
but
definitely
less
of
our
business
than
it
has
been
in
the
past,
also
draw
your
attention
to
the
fact
that
78%
of
the
households
that
we
served
last
year
earned
less
than
80
percent
of
the
area
median
income.
So
we
are
meeting
our
goal
of
serving
those
with
the
greatest
need
and
the
lowest
income
households.
F
And
then
the
final
slide
just
shows
the
demographic
composition,
the
race,
racial
composition
of
the
households
that
we
served
between
55
and
60
percent
of
the
households
we
served
in
Minneapolis
last
year.
Our
households
of
color
again
were
we're
pleased
with
that
number.
We
want
it
to
be
higher
and
we're
continuing
to
work
with
our
homeownership
advisors
to
make
sure
that
we're
doing
the
outreach
and
adapting
our
program
in
a
way
that
encourages
participation
and
then
I'm
happy
to
answer
any
questions
that
you
might
have.
A
F
A
A
A
F
We
we
always
stopped
short
of
saying
everybody
should
be
a
homeowner,
because
we
don't
believe
that
we,
you
know
if,
for
some,
some
people
are
always
going
to
self-select
out
of
home
ownership,
others
are
gonna
want
to
pursue
it,
and
their
financial
situations
might
just
not
be
ready
at
that
time.
So,
for
me,
it's
really
about
it's
about
consumer
driven
is
what
is
healthy.
On
the
other
hand,
we
also
know
that,
particularly
for
lower-income
households,
home
ownership
is
the
single
source
of
asset
generation
that
they're
going
to
have
available
to
them.
F
A
Yeah-
and
it
seems
like
if
we're
gonna
identify
the
gap
as
a
problem,
it
would
help
us
to
know
what
what
it
is
and
maybe
to
help
get
some
good
strategies.
Obviously,
a
lot
of
what
you're
doing
is
what
you
think
are
good
strategies
to
help
close
and
address
that
gap,
so
maybe
in
the
future,
I'll
be
interested
in
learning
more
about
it
or
maybe
Brandon
wants
to
share
some
some
information.
G
We
do
have
that
data,
we
just
don't
have
it
at
our
fingertips
right
now,
so
we
can
certainly
follow
up
right
away
over
the
gap
between
white
homeowners
and
homeowners
of
color
is
a
little
bit
lower
than
it
is
I,
think
statewide,
but
it
is
different
for
different
racial
groups
within
that
will
follow
up.
I
appreciate.
A
That
and
and
the
number
is
basically
based
on
per
capita-
how
many
of
those
people
have
owned
homes.
So
if
we
were
gonna
say,
let's
look
at
Native
American
homeownership
rates,
it
would
be,
it
would
be.
A
smaller
total
and
they'd
probably
be
much
bigger.
That's
current
gap
between
others.
So
that's
correct.
That
would
be
interesting
to
get
that
information
and
to
see
cuz
a
lot
of
times.
A
What
we
find
in
our
city
is
its
its
Native
Americans
and
blacks,
who
seem
to
have
the
biggest
disparities,
even
if
you
just
compare
it
with
the
whole
city
population
or
with
different
demographic
groups
like
weights
right,
alright.
Well,
thank
you
very
much.
Thank
you.
I!
Don't
see
any
other
questions.
Anybody
have
any
other
comments
or
questions
before
I
move
to
authorize
this
contract.