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From YouTube: August 18, 2022 Kuv Lub Nroog Minneapolis – WIXK 1590 AM
Description
Guests talk about the Homeownership Opportunity Minneapolis Program, also known as the HOM program. If you’re looking to buy a home, you should see if the City’s down payment assistance can help you.
A
A
B
Hello,
my
name
is
ryan
nestigan.
I
work
for
the
city
of
minneapolis
as
a
senior
project
coordinator.
I
work
in
their
home
buyer
education
and
access,
which
basically
means
I
help
provide
home
buyer
education
and
up
in
assistance
programs
to
any
prospective
and
current
home
buyers
to
overcome
barriers
to
home
ownership.
B
It
is
part
of
a
broader
program
which
is
called
the
minneapolis
homes
finance
program,
which
helps
create,
helps
people
access,
create
sustained,
affordable
homes
in
order
to
reduce
racial
disparities
in
home
ownership.
C
C
A
Thank
you
what
show
thank
you
to
ryan
jenny
and
naomi
for
coming
on
mong,
radio,
with
jodo
ryan,
tia,
jeannie
and
naomi.
My
first
question
is
to
you
ryan:
what
is
home
program
all
about
right.
A
B
You're
mute,
yep
wholesale
home
ownership
opportunity
minneapolis
is
a
down
payment
assistance
program
that
provides
cur
home
buyers
to
purchase
a
home
within
the
city
of
minneapolis.
It
helps
lower
the
cost
of
closing
costs
up
to
20
thousand
dollars
to
purchase
home
within
the
city
of
minneapolis.
C
A
Brian,
who
is
the
city
working
with
in
partnership
with
to
to
administer
this
program.
A
B
So
we
work,
the
city
doesn't
do
the
applications
directly.
Unfortunately,
we
went
on
the
manpower,
so
we
contract
with
two
great
organizations.
One
is
called
build,
wealth,
minnesota
and
the
second
is
neighborhood
works.
Neighbor
works
home
partners,
which
is
jenny's
organization
that
they
work
with.
They
are
the
ones
that
kind
of
walk
the
walk
an
applicant
through
the
process
of
application.
They'll
work
with
the
lender,
provide
documents
close
and
then
assist
the
home
buyer
with
all
the
requirements
for
the
program.
D
C
C
A
D
D
D
Anywhere
in
minneapolis,
she
no
matter
what
neighborhood
as
long
as
you're,
minneapolis
and
jose.
A
A
With
the
city
of
minneapolis,
perhaps
there
are
other
resources
that
the
city
could
provide
to
potential
home
buyers
or
residents
in
the
city
who
are
thinking
about
buying.
Are
there
other
buyers
by
resources
that
you
have
that
the
city
have
that
you
can
share
with
us
on
air,
I'm
not
going
to
minneapolis.
B
Yeah,
so
our
first
program
is
called
minneapolis
homes-
the
broader
program,
as
I
explained
in
our
first
my
first
overall
of
my
what
I
do
for
the
city
we
and
through
that
program,
we
we
sell
vacant
land
and
we
also
that's
how
we
sell
our
newly
developed
homes
that
are
within
the
city
of
minneapolis.
These
homes
are
newly
developed
new
construction
homes
that
we
sell
at
a
discounted
price
to.
If
they
meet
the
criteria,
they
can
buy
those
homes
as
well
through
that
minneapolis
homes
program.
The
second
is
well.
B
We
will
we
contract
out
through
with
neighborhood
neighborworks,
home
parks
and
other
organizations,
financial
wellness,
coaching
home
buyer,
education
and
foreclosure
assistance,
as
well
for
current
home
buyers,
they're
running
through
issues
with
deferred
delivery
payments
on
their
mortgage,
and
we
also
work
with
a
city
of
likes
land
trust
which
is
located
within
the
city
of
minneapolis,
for
it's
a
shared
equity,
homeownership
program
that
also.
A
This
question
is
for
both
of
you
and
jenny.
You
shared
about
the
contact
information
already,
but
if
somebody's
going
to
call
you
and
say
hey
jenny,
I
am
I
need
to
speak
with
somebody
who
speak
hmong.
Are
you
available
or
is
there
a
contact
number
for
and
ryan?
Do
you
is
there
among
staff
who
speak
hmong
at
the
homegrown
program
in
the
city
of
minneapolis
anything
else?
How
do
people
find
out
more
information
from
the
both
of
you
or
the
program
that
you're.
B
Yeah,
so
I
for
the
city
side,
a
lot
of
our
information
is
on
our
website.
It's
www.minneapolishomes.org.
B
And
they
kind
of
there's
links
there
for
our
minneapolis
homes,
development
program,
links
for
you,
know,
vacant
properties
that
are
available
to
purchase.
We
have
home
buyer
resources,
page
that'll,
actually
link
out
to
neighborworks
and
build
wealth
to
contact
them,
and
we
are
in
a
process
of
actually
getting
updated
copies
of
our
of
our
program
guidelines
into
different
languages.
B
Right
now
and
I'm
not,
I,
I
don't
believe
on
our
staff.
We
have
somebody
that
speaks
among,
unfortunately,
but
we
would
definitely
reach
out
to
our
it's
a
company
called
ncr
which,
for
trends
for
translation.
D
D
D
A
A
I
thank
you
so
much
for
coming
out
and
take
your
time
out
of
your
busy
schedule
to
come
out
and
thank
you
for
all
of
the
work
that
you
do
to
help
facilitate
the
process
so
that
our
community
members
who
wants
to
live
in
minneapolis
and
buy
minneapolis
have
an
opportunity
to
look
to
somebody
for
support
and
resource
and
guidance
in
this
process.
I
can
tell
you
this
is
one
of
the
most
difficult
process
that
people
go
through.