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From YouTube: Rebuilding Workshop #2 Repair/Rebuilding 101
Description
Rebuilding Together Peninsula's Dollars and Sense:
Home Repairs, Insurance, Rebuilding & Recovery
Workshop #2: Repair/Rebuilding 101
January 9, 2011
Skyline College
A
We've
been
proud
to
partner
with
united
policyholders
throughout
this
process,
and
all
these
workshops
from
the
events
that
you
guys
are
seeing
today
and
the
one
we
had
in
November
we're
all
funded
by
the
Silicon
Valley
Community
Foundation
as
their
support
of
your
recovery
effort
as
well.
So
with
that
I
wanted
to
just
note
a
couple
of
quick
housekeeping
items
for
all
of
you
on
your
way
in
I'm,
hoping
that
you
all
picked
up
a
packet
of
the
workshop
presentations.
A
I
want
to
note
that
this
is
for
all
four
presentations,
so
if
you
miss
the
first
one
it's
still
in
here
and
if
you
want
to,
if
you
can't
stay
here
for
all
of
them,
you'll
find
all
the
information
here.
There
were
also
a
couple
of
different
handouts
that
you
saw
both
Jim
and
Michael.
Our
presenters
each
had
a
little
hand
out
there,
and
then
there
was
a
green
sheet.
A
That
is
a
referral
list
that
our
organization
put
together
as
well
as
a
white
resource
guide,
and
that
provides
you
more
of
a
general
introduction
to
how
you
think
about
working
with
vendors
and
contractors
through
this
process.
So
I'm
pleased
to
introduce
our
two
panelists
for
today.
I
wanted
to
have
Jim
Zack
come
up.
First,
Jim
is
an
architect,
and
his
company
actually
is
both
a
design
and
build
firm,
and
he
can
explain
a
little
bit
more
about
that
option.
For
people
he's
also
a
member
of
the
american
institute
of
architecture.
A
The
AIA
may
have
asked
the
architect
table
in
the
next
room
and
we
do
hope
that
people
will
go
to
the
other
room
to
connect
with
all
the
vendors.
As
well
and
then
after
he
kind
of
gives
you
all
a
sense
of
how
you
go
through
the
architectural
design
process
and
how
you
work
with
an
architect
and
things
like
that,
then
I
wanted
to
turn
it
over
to
Michael
McCutchen
with
McCutchen
construction.
A
Thank
you
and
Michael
also
has
had
extensive
experience
working
with
a
lot
of
homeowners,
especially
those
from
the
Oakland
fires
and
a
lot
of
relevant
experience.
So
much
in
fact,
that
he'll
also
be
talking
at
the
at
the
next
workshop
too.
So
so
we're
pleased
to
have
him
here
and
he's
a
part
of
naari.
A
The
national
association
of
the
remodeling
industry
and
nori
also
has
a
table
next
door,
and
it's
asked
the
contractor
table
so
we're
very
pleased
that
you
all
could
join
us
for
today
and
with
that
I'm
going
to
turn
it
over
to
Jim
I'm.
Sorry,
just
one
quick
note,
I'm
a
quick
note
just
about
the
format.
We
are
very
pleased
to
have
some
Bruno
cable
capturing
this,
so
that
if
you
have
to
leave
in
the
middle
or
if
neighbors
want
to
know
what
went
on
in
these
sessions,
they
are
capturing.
A
All
of
this
in
order
to
make
sure
that
they
capture
everything.
However
I,
do
need
to
make
sure
that
everyone
who
asks
a
question
or
wants
to
say
something
tries
their
best
to
use
a
microphone.
We
do
have
a
free-standing,
Mike
and
we'll
be
moving
that
around
to
make
sure
that
people
are
able
to
ask
those
questions,
but
I'd
like
to
ask,
if
at
all
possible,
for
people
to
try
to
hold
some
of
those
questions
to
the
end,
and
then
I
will
also
move
the
microphone
around
for
you.
Okay,.
B
Good
afternoon,
thank
you
very
much
for
coming.
As
Kerry
said,
there
are
some
handouts
out
there.
I
just
wanted
to
say
that
I
was
a
little
late
in
getting
my
presentation
together,
so
I
expanded
on
it
a
bit
and
there's
a
handout
that
I
prepared.
That
follows
my
talk
a
little
bit
more
closely
than
the
PowerPoint
handouts.
So
if
you
want
to
get
that
that'd
be
great,
so
I
started
a
little
bit.
My
firm
as
Kerry
said
we're
a
design-build
company,
primarily
architects.
B
We
have
a
construction
component
to
our
business,
focused
a
lot
on
residential
on
some
commercial
done,
a
lot
of
remodeling
a
lot
of
new
houses
in
the
bay
area,
we're
based
in
San
Francisco.
We
work
all
over
the
Bay
Area
heading
north
heading
south
and
a
little
bit
out
of
the
state.
I
got
involved
with
this
soon
after
the
fire.
B
Just
thinking
having
had
some
experience
with
the
Oakland
Hills
fire,
how
do
you,
how
do
people
move
forward
and
how
could
I
help
get
some
organization
together
to
educate
people
on
how
to
work
with
an
architect?
And
so
that's
was
my
presence
here
today
was
organizing
a
group
of
Architects
representing
the
San
Francisco
Bay
and
architects
in
general,
to
provide
you
with
some
information
on
just
getting
started,
and
typically
the
architect
would
be
at
the
front
end
of
that
of
that
process.
B
How
an
architect
can
help
you
do
you
need
an
architect,
etc,
etc,
etc.
So
I
think
you
should
hire
an
architect.
I
think
that
it's
important
to
understand
that
in
California,
generally
speaking,
there's
other
ways
to
get
a
house
built
and
clearly
I'm
here
representing
my
profession,
I
think
that
we
have
a
lot
to
offer
some
of
the
alternatives
just
to
put
it
out
there
is
that
there,
our
contractors
that
draw
plans
there
are
building
designers
that
may
not
be
licensed
architects.
That's
an
important
thing
to
consider.
Is
it?
B
Do
you
want
to
work
with
a
licensed
professional?
Do
you
want
to
work
with
unlicensed
contractor?
Probably
not
you
might
think
about
the
same
thing
with
an
architect
but
technically
in
California.
If
you
get
an
engineer
to
stamp
plans,
there's
ways
to
get
building
permits
for
residential
buildings
without
an
architect
but
I,
don't
think
you're
going
to
get
as
much
as
you
could
get
in
the
hands
of
a
good,
experienced,
licensed
professional.
B
You
can
buy
house
plans,
it's
a
pretty
common
thing,
they're
difficult
in
California.
They
may
work
in
some
states
that
have
a
much
less
stringent
approval
process,
much
less
stringent
seismic
and
energy
requirements.
We
have
in
California,
but
I've
never
really
worked
with
anything
like
that.
But
I've
talked
to
people
that
have
and
it's
difficult
you
get
a
you,
get
a
floor
plan
and
some
pretty
basic
drawings
and
they
really
don't
meet
the
requirements
that
you
need
to
get
permits
in
California.
So,
ultimately,
you
have
to
do
a
lot
of
work
beyond
beyond
that.
B
They
also
don't
take
site
into
consideration
at
all.
You
have
very
specific
sites
to
work
from
and,
if
you're
buying
a
design
that
someone
made
for
a
generic
site,
how
does
that
work
with
your
site
in
regards
to
topography
and
sun
and
access
to
views
and
all
these
other
things
that
an
architect
can
take
into
account
when
they're
designing
a
house?
B
There's
a
trend
towards
modular
houses
in
many
different
ways,
but
we
think
we've
seen
all
seen.
Articles
and
dwell
magazine
is
great
for
promoting
it
and
it's
an
interesting
idea.
We
got
excited
about
a
number
of
years
ago,
but
it's
very
difficult
and
complicated.
I
think
in
dense
urban
areas.
How
do
you
take
a
again
a
generic
building,
that's
sort
of
built
in
a
factory
and
delivered
on
a
truck
and
make
it
adapt
to
a
very
specific
site?
B
B
Some
of
the
other
things
that
architects
do
in
California,
we
have
a
very
very
extensive
approval
process
and,
as
I
mentioned,
seismic
standards,
energy
standards
there's
a
new
green
building
code.
12
effect
last
week
in
California
is
a
good
thing
for
everybody,
because
now
your
greenhouse,
your
new
house,
will
be
green
by
code
and
that's
a
code
upgrade
if
your
insurance
policy
as
code
upgrade
requirements.
You
get
green
building
by
default,
but
there's
a
lot
of
people
that
have
to
be
involved
in
building
a
house.
B
There's
surveyors
and
soils
engineers
and
structural
engineers
and
potentially
civil
engineers
and
the
permit
process.
A
lot
of
different
people
and
architects
are
very
well-versed
at
navigating
through
all
those
different
people.
They
can
help.
You
select
people
most
of
us,
have
experience
working
with
consultants
and
can
bring
people
to
the
table
to
put
together
a
team
and
ultimately
building
a
house
as
a
team
effort.
B
So
the
architects
typically
are
pretty
good
at
that
assisting
at
pricing
and
budgeting
early
in
the
process
and
in
selecting
a
contractor,
I
think
looking
through
Michaels
presentation,
one
of
the
things
he's
going
to
recommend
and
I
agree
wholeheartedly
is
bringing
a
contractor
into
the
process
early
on
and
whether
that
ultimately
is
the
contractor.
You
work
with
or
not
you
never
know,
but
it
the
best
projects
sometimes
are
ones
that
get
this
team
together
early
in
the
process
in
a
contract
architect
can
help
with
that
team
together,
so
costs
green
insurance
is
another
really
big.
B
One
I
was
relatively
young
in
my
career
when
the
Oakland
fire
happened,
but
I
actually
did
get
a
couple
of
projects
and
one
of
the
first
things
we
did
and
our
entree
under
projects
was
actually
helping.
Homeowners
in
a
sense
draw
their
existing
house,
that
was,
it
was
damaged
her
or
gone,
and
it's
essential
if
helpful,
if
not
essential
and
working
with
the
insurance
company
to
document
what
you
had
before
and
an
architect
can
can
help
do
that.
Some
people
have
some
documentation.
The
city
might
have
some
documentation.
B
One
of
the
projects
I
worked
on.
We
went
out
and
measured
the
foundation
and
just
through
extensive
meetings
with
the
client,
little
eerie
drew
their
house
and
that
allowed
us
to
then
go
out
to
contractors
and
get
real
numbers
for
what
the
value
of
their
old
house
was,
and
so
that
that
could
be
a
really
good
start
and
working
with
an
architect.
B
So
the
other
component
of
what
an
architect
does
and
I
think
one
of
the
most
important
ones
is
design
and
I
have
to
admit
that
I.
Wasn't
that
familiar
with
your
neighborhood
I,
driven
by
a
couple
times
in
the
last
few
weeks
and
think
that
there's
a
lot
of
opportunity
here
I
mean
it's
a
very
well-established
50
year
old,
50
60
year
old
neighborhood.
But
one
that
you
can
see
has
been
adapted
to
people's
needs
over
time.
That
the.
C
B
Might
have
all
looked
similar
50
years
ago,
but
through
time
and
editions
have
changed
and
one
of
the
things
that
I
think
about
is
this
idea
of
opportunity
in
that
you
can
really
do
so.
Many
different
things
than
one
might
have
imagined
in
the
house
that
you
lived
in
if
you're,
starting
from
scratch
and
I.
Imagine
some
people
might
want
to
just
build
the
house
that
they
had
before.
B
Maybe
minor
change
is
I
want
to
open
up
my
kitchen
remove
a
window,
and
you
start
from
there
and
that's
one
possibility,
and
it's
also
makes
me
think
that
there's
different
ways
different
ways
to
hire
an
architect
and
different
amounts
of
service.
You
can
get
from
an
architect,
but
I
think.
The
key
point
is
really
that
with
a
good
architect,
the
design
possibilities
are
pretty
limitless
in
terms
of
what
you
can
do.
B
The
other
thing
is
I
think
about
is,
is
just
aesthetics
and
a
lot
of
times
with
houses.
People
think
in
styles,
and
you
know,
do
you
want
a
Tuscan
house,
a
colonial
house
or
whatever
and
I
think
that
one,
just
in
general,
I,
don't
believe.
That's
the
way
to
approach
this
houses
and
I.
Think
specifically,
this
neighborhood.
B
I
think
that
kind
of
following
along
in
the
aesthetic
thing
is
that
you
know
you
might
find
someone
that
you
get
along
with
really
well,
but
it
might
not
have
a
portfolio
that
looks
exactly
what
you
might
imagine
your
house
to
be,
but
I
don't
think
that
that
has
to
be
the
deciding
factor
in
hiring
an
architect.
I
think
it's
important
think
about.
If
you
see
someone
that
does
wonderful,
Victorian
houses,
and
you
don't
want
that-
you
want
something-
that's
modern
or
vice
versa,
that
you
should
consider
it.
B
But
most
good
architects
can
work
in
a
very,
very
broad
range
of
styles,
so
I'm
going
to
run
out
of
time
here,
but
really
important
part
of
the
process.
Is
you
know,
fees
and
contracts?
Things
like
that
and
again
there's
many
different
ways
that
architects
charge,
but,
generally
speaking,
you're,
going
to
end
up
hanging
somewhere
between
nine
and
fifteen
percent
of
the
cost
of
construction.
B
B
You
also
want
to
think
about
when
you're
hiring
an
architect.
Are
they,
including
the
consultant
fees
in
their
in
their
fee,
or
are
you
paying
the
consultant
view
separate
the
engineer,
the
soil
soils
engineer
surveyor
and
things
like
that,
so
I
guess
I'm
running
out
of
time
and
we
can
maybe
answer
other
questions
doing
the
QA.
Thank
you.
A
D
Thank
You
Carrie
I
guess
we
have
a
few
slides
to
show
where
to
talk
a
little
bit
about
the
role
of
a
general
contractor
in
a
very
quick
way.
So
obviously
we
build
stuff
keep
going.
We
protect
your
house
in
the
neighborhood.
Just
you
see,
there's
fences
out
on
the
site
now,
but
there'll
be
fences
during
construction.
Keep
going,
we
frame
it
keep
going.
D
This
is
a
nasty
slide
for
you
guys,
but
there
could
be
unexpected
things
you
would
find
underground
or
with
the
city
or
other
things
we
deal
with
the
unexpected
and
keep
going
so
there's
a
little
slide
about
some
of
the
things
we
do,
starting
with
could
help
you
with
the
insurance
settlement.
I.
Think
it's
going
to
be
challenging
to
do
it
without
the
help
of
a
good
local,
general
contractor
and
all
their
contacts
working
as
a
team
is
something
I'm
going
to
favor.
D
So
if
we
as
general
contractors
can
work
with
you
and
the
architect
to
make
sure
you
get
something
you
can
afford
built
on
time
and
on
budget,
we
coordinate
with
all
the
various
parties
that,
particularly
during
the
construction
phase,
we've
got
to
build.
It
on
time
and
on
budget,
but
also
we've
got
to
meet
your
quality
standards,
so
you're
happy
with
it
not
just
today,
but
five
and
ten
and
perhaps
even
20
years
from
now,
I
can
tell
you
that
in
the
Oakland
fire
area,
Jim
I'm
sure
would
support
this.
D
Maybe
half
of
the
homes
have
significant
construction
defects.
They
were
not
built
by
local
people,
the
ones
that
were
built
locally.
Whatever
defects
were
there
were
taken
care
of,
but
there's
a
lot
of
controversy
up
there,
hundreds
of
thousands
of
dollars
of
construction
defects
with
leeks
and
things
like
that.
No
reason
to
have
that
if
you
hire
good
local
people
go
ahead,
so
you
need
to
assemble
a
team
and
who's
on
that
team.
D
Well,
there's
a
lot
of
people,
but
three
of
the
central
parties
would
be
the
architect
or
designer
the
you
as
the
owner
and
contractor
the
Builder
I'm
going
to
advocate
for
a
team
approach
or
everybody
works
together
early
on
some
of
you
may
have
already
selected
an
architect.
Have
some
people
picked
an
architect?
Anyone
here
or
maybe
you
thought
you
want
an
architect?
Does
anyone
think
they
want
one?
So
how
many
people
have
a
contract,
or
anybody
knows
someone
that
they
want
to
use
so
there?
So
those
are
places
to
start.
D
You
may
just
be
still
kind
of
in
the
recovery
phase
and
dealing
with
the
insurance
company
and
the
hassle
and
relocating
and
blob
of
all
but
you're
going
to
want
to
start
from
one
angle
or
the
other.
Most
people
will
typically
start
with
the
architect
first
and
work
with
the
architect
to
select
a
contractor,
or
you
could
start
with
the
contractor
and
they
could
help
you
find
an
architect
anyway.
You
build
a
team
I'm,
throw
in
one
slide
for
green
building.
It's
avid
interest
of
mine
and
I
know
gems
and
most
of
the
people
here.
D
What
does
it
mean?
It
means
that
you
can
make
a
house
that
not
only
meets
the
building
code
but
actually
performs
better.
Why
do
you
care
it'll?
Save
you
money
in
the
operation,
it'll
be
a
more
durable
house.
It'll
have
better
indoor
air
quality,
because
you
know
we
can
put
products
in
your
house
that
don't
poison
you
I
have
some
peoples
I,
don't
want
that
green
building.
So
then,
my
question
is
how
many
of
you
want
more
toxic
stuff
in
your
house.
D
I
see,
there's
relatively
little
demand
for
that,
but
most
people
don't
realize
we
have
choices
in
insulation
and
cabinets
and
flooring.
You
need
advice
on
that,
and
one
great
source
is
build.
It
green,
which
is
an
important
organization
to
me.
There
happen
to
be
the
president
of
California's,
build
a
green
but
check
it
out.
Green
building
is
an
important
thing
for
you
to
know
about
keep
going
so
some
of
the
quick
things
would
be
use
low
or
even
better
novio
see
paints.
They
don't
smell
and
it'll
it's
less
toxic
for
you
and
your
family.
D
You
can
actually
use
recycled
materials,
you
might
say
that's
weird
and
building
a
new
house,
but
you
might
find
that
there's
something
that
adds
some
charm
in
the
house
that
could
be
recycled
from
somewhere
else.
Don't
ignore
salvaged
materials,
renewables
like
bamboo,
you
may
have
heard
of
bamboo
flooring.
You
can
use
cork
flooring
and
things
like
that.
Also,
solid
surfaces
are
generally
better
for
indoor
air
quality
than
carpet
if
you're
going
to
use
carpet
these
like
this
carpet.
We're
on
here
is
a
low
nap
carpet.
D
So
every
time
you
step
on
carpet,
you
can't
see
it
very
well,
but
you
know
when
the
lights
coming
in
low
in
the
window
and
you
pound
your
pillow
or
you
step
on
your
carpet
all
that
dust
comes
up.
Well,
we're
breathing
that.
So
if
you
have
a
solid
surface
flooring,
maybe
with
some
area
car-
but
you
can
send
them
out
to
be
cleaned,
it's
much
better
for
you
and
then
just
try
to
choose
local
vendors,
local
material
suppliers,
so
the
less
it
gets
shipped
across
the
world
better,
and
these
are
some
examples
of
finishes.
D
The
upper
left
you
see
up,
there's
the
bamboo,
recycle,
glass,
counters
and
so
forth.
Okay,
let's
keep
going
there's
an
example
of
a
recycled
tub.
Let's
keep
going.
So
what
is
the
process,
though?
The
beyond
green
building?
What
else
can
we
talk
to
you
about
so
we'll
quickly
hit
very
very
quickly
some
of
the
highlights
the
budget
divides.
It's
got
a
lot
of
things
in
it.
Besides,
just
the
flat
construction
costs
and
contractor
fees,
there's
design-
maybe
it's
nine
to
fifteen
percent
or
five
to
fifteen
or
whatever
it
is
permit
fees,
might
be
significant.
D
Have
a
contingency
for
the
that
come
up
five
or
ten
percent
is
always
a
good
idea,
but
don't
forget
the
other
stuff
like
furnishings.
I
was
listening
to
the
video
that
was
made
of
the
first
session
two
three
months
ago,
when
the
person
said.
Oh,
we
forgot
window
coverings
well
in
I
noticed
those
people
didn't
really
have
anyone
helping
them
with
the
adjustment,
but
the
settlement,
that's
a
pretty
obvious
thing
to
leave
out,
but
don't
leave
out
stuff
like
that.
D
It's
really
basic
and
and
design
your
building
to
accommodate
your
window
coverings,
whatever
they
might
be
work
with
the
architect
to
think
about
privacy,
Sun
control,
how
about
moving
costs,
landscaping,
fences
all
those
things
irrigation.
They
all
need
to
be
considered
in
your
budget.
So
let's
continue
it's
impossible
to
read,
but
the
idea
here
was
just
your
budget
should
be
detailed,
so
there's
I
think
one
or
two
slides,
perhaps
yeah
it
just
it's
detailed
that
we
can't
read
it
all
I
get
that.
But
the
idea
is
it's
not
just
like
it's
X
amount
of
dollars.
D
D
Why
is
it
changed
while
we
added
that
skyline?
We
took
out
that
window
and
we
do
so
it's
important
that
the
budget
is
a
living
thing.
It
even
evolves
a
little
bit
during
the
construction,
so,
let's
keep
going
but
beyond
the
budget,
which
is
what
everybody's
focused
on
there's
the
schedule.
So
an
example
of
a
schedule
again
impossible
to
read
I
realized
but
is
is
a
critical
path.
Method
schedule
should
be
done.
This
particular
version
is
in
Microsoft.
Project
is
what
my
office
uses,
but
many
of
you
may
be.
D
Engineers
is
something
you're
familiar
with
that
idea.
Really
the
concept
is
you
want
to
figure
out?
What's
going
to
happen
on
that
job?
Every
day,
from
the
beginning,
to
the
end,
you
can
actually
do
a
critical
path
schedule
for
the
design
as
well.
You
work
with
the
architect
like
Jim
and
you
work
with
the
city
and
they
tell
you
how
long
each
step
is
going
to
take.
You
think
about
you,
the
things
you
have
to
order
and
select,
and
you
put
that
in
the
schedule.
So
now
you
have
a
very
realistic
idea.
D
Oh
they
chose
those
guys.
Meanwhile,
we
built
some
in
the
neighborhood
and
finished
in
the
eight
or
nine
months
they
took
18
months.
So
you
know
you
want
to
see
the
details
and
you
want
to
have
your
architect
review
those
details
and
you
want
to
use
somebody
that
can
convince
you
that
it
all
makes
sense.
So,
let's
look
at
the
schedule,
not
just
the
budget
and
keep
going
and
you're
going
to
have
a
contract.
D
Everything
has
a
contract
and
that
one
of
the
main
points
I'm
going
to
make
here
is
when
you,
when
I
say,
contract
you're,
smart,
you
immediately
think
of
those
those,
maybe
the
contract
you
get.
When
you
have
to
update
your
software,
you
know
and
says
you
have
to
agree,
and
it's
like
40
pages
and
you
scroll
through
I
mean
okay
or
if
you've,
refinanced
or
finance
the
house,
and
you
see
the
200
400
page
document.
You
have
to
sign
an
initial
two
hundred
times.
That's
that's
the
words
but
in
our
industry.
D
Equally
important,
probably
more
important
are
things
like
the
plans
and
the
specs
and
the
budget
in
the
schedule
that
is
equally
or
maybe
more
important,
because
in
a
way
I
mean
they're
much
more
than
this,
but
part
of
what
an
architect
does
for
you.
Is
there
like
a
they're
like
the
design,
scrub,
they're
documenting
what
you're
supposed
to
be
good
and
the
fact
that
it's
all
going
to
work?
Okay?
So
you
really
want
to
look
beyond
just
the
words,
absolutely
look
at
the
words,
but
look
at
the
other
factors
as
well.
D
D
If
you
decide
you
want
to
add
a
skylight
or
take
out
a
window
or
whatever
that's
how
you
do
it,
it
should
always
be
done
in
writing,
and
if
it's
not
in
writing,
it's
not
really
binding,
no
matter
what
the
contractor
claims
and
continue-
and
so
that's
a
change
order
doesn't
matter
of
form
I.
This
is
a
handout
that
you
can
pick
up.
A
I
think
carrie
has
some
just
some
suggestions
of
questions.
You
might
ask
contractors
I,
think
that
might
be
the
end
keep
going
I'll.
D
D
That's
going
to
take
many
months,
and
probably
literally
a
couple
of
years
before
this
neighborhood
gets
reestablished
and
it
might
be
10
years
before
most
of
the
scars
are
gone,
so
I'm,
sorry
for
that,
but
just
be
prepared
to
go
up
and
down
a
little
bit
and
try
to
get
some
people
to
help
you
who
can
help
you
in
such
a
way
that
you
can
navigate
those
ups
and
downs
as
well
as
possible,
is
at
the
end.
Okay,
thank
you
very
much.
A
So
I
just
wanted
to
tie
back
to
a
couple
of
things
in
terms
of
the
handouts,
to
make
a
couple
more
housekeeping
things
and
then
we'll
open
it
up
for
questions.
Okay,
so
one
thing
that
you
heard
was
that
both
Michael
and
Jim
mentioned
using
licensed
contractors
and
vendors.
So
I
wanted
to
note
that
that
you
can
always
check
the
licenses
with
the
Contractors
State
License
Board,
the
CSLB.
We
have
information
and
about
the
CSLB
in
our
white
resource
guide
and
in
the
vendor,
referral
lists
that
we
put
together.
A
For
today's
event,
we
did
try
to
list
wherever
possible
their
actual
license
number
so
that
you
know
that
those
folks
are
licensed.
Another
quick
housekeeping
note
that
I
forgot
to
mention
is
that
during
each
of
these
workshops
we
are
doing
a
quick
little
raffle
from
one
of
the
vendors
next
door.
So
for
this
raffle
there
are
four
platinum
movie
tickets
that
all
true
construction,
Greg
Kleinschmidt
has
donated.
A
So,
just
please
make
sure
to
raise
your
hand
if
you
need
a
raffle
ticket
and
Amy
can
make
sure
that
she
gets
that
from
you
and
we'll
pull
that
at
the
very
end
of
all
of
the
questions.
So
we
did
cover
a
lot
of
information
and
Jim
and
Michael
and
I
just
wanted
to
make
sure
that
we
had
a
lot
of
time
to
answer
your
questions
and
there
is
a
free-standing
Mike
that
will
pass
around
a
man.
A
A
F
Of
the
things
my
home
was
one
of
the
ones
that
was
incinerated,
and
one
of
the
things
I
found
very
frustrating
is
that
I've
talked
to
a
couple
of
contractors,
and
I've
talked
to
a
couple
of
builders,
and
maybe
I'm
just
talking
to
the
wrong
ones.
But
I
get
the
idea
that
unless
you
hire
them,
they
can't
give
you
an
estimate,
because
there's
so
much
work
in
figuring
out
how
much
it
is
that
you
get.
F
These
vague
numbers,
like
you,
know,
eight
to
nine
to
twelve
percent
of
the
construction
costs
and
that's
really
hard
to
take
back
to
the
insurance
companies.
So
am
I
just
talking
to
the
wrong
people.
Or
is
this
something?
That's
really
true
that
you
actually
have
to
hire
someone
in
order
for
them
to
tell
you
how
much
it's
going
to
cost?
F
B
I
can
start
and
I
think
that
it's
two
different
issues
here,
because
there's
the
potential
well
there's
the
price
of
the
house
that
was
there
and
coming
up
with
the
cost
of
something.
That's
no
longer
there
as
part
of
your
insurance
settlement.
That's
number
one
that
really
is
coming
up
with
something
out
of
thin
air
to
a
degree,
but
very
important
and
I
think
that
is
where
an
architect
can
get
involved
to
help
you,
because
you,
you
can't
a
contractor,
can't
price
a
description,
and
so
this
has
to
do
with
both
the
existing
structure.
B
That's
gone.
That
may
need
to
be
rebuilt
on
paper
to
price,
and
then
it
has
to
do
with
the
new
building
and
so
I
think
that
the
contractor
is
in
the
sense
that
you're
not
asking
the
wrong
people
or
even
the
wrong
question.
It
is
it,
and
it
is
a
correct
response
in
a
sense,
is
that
they
they
need
to
have
something
to
price,
which
is
the
drawings,
which
is
the
contract
documents
as
strong
as
and
specifications.
How
detail
do
they
need
to
be
well,
the
more
detailed,
the
better
the
price?
B
D
Just
to
say
that
I've
had
very
good
success,
getting
the
insurance
companies
to
pay
for
those
consulting
fees
so
I,
wouldn't
it
all
that's
absolutely
legitimate
and
necessary
expense
even
from
their
interest.
No
one
can
estimate
it
without
very
accurate.
You
know
we
used
to
call
them
was
built
drawings.
B
F
Because
you
know
mine,
I,
tried
to
you,
know,
find
this
out
in
advance,
but
then
my
insurance
company
just
cut
me
a
check
for
the
house
and
the
way
they
calculated
it
was
they
had
an
itemized
list
of
all
these
things.
That
I
don't
know
if
the
prices
are
even
realistic,
and
I
don't
know
if
I
have
got
enough
money
or
not,
and
you
know
I
don't.
G
Want
to
add
what
my
wife
was
Santa's.
It's
like
one,
two,
three
days
after
the
disaster,
our
insurance
company,
you
know,
drop
some
another
out
of
a
helicopter
from
some
yeah
from
some
actually
was
a
local
construction
firm
and
he
SAT
me
through
and
I
went
through
this.
You
know,
through
my
anguish,
I
was
going
through
mentally
what
I
gave
a
description
of
the
house
within
a
week
or
two.
He
came
back
and
emailed
me
a
rough
plan
along
with
this
huge
list.
G
G
H
E
Now
but
I
do
want
to
say
probably
what
that
was
was
an
Xactimate
estimate,
which
is
a
computer
program,
that
a
lot
of
insurance
companies
use
these
days
to
generate
these
estimates
and
they
look
really
impressive
because
they're
fat
and
they
have
a
lot
of
small
numbers
on
them.
But
it
really
a
lot
of
it
is
pre-programmed,
and
so
it's
not
nearly
as
accurate
as
you
might
think.
I'm.
B
E
B
In
the
insurance
industry,
but
I
think
one
of
the
things
you
ought
to
keep
in
mind-
and
I
think
you're
well
aware
of-
is
that
we
live
in
just
about
the
most
expensive
place
to
build
in
America
outside
of
them.
You
know
Manhattan
Chicago
and
you
know
that's
about
it
Honolulu,
and
this
is
the
top
two
or
three
most
expensive
place
to
build
in
the
country
and
if
you
get
an
insurance
company,
that's
coming
from
you
know:
Minneapolis,
yeah
and
they're,
going
to
tell
you
well
the
cost
of
constructions,
$125
a
square
foot.
B
Well
that
doesn't
build
a
garage
here,
and
so
you
know
it's
it's
it's
275,
300,
400,
500,
600
I,
don't
think
you
know
you're,
probably
not
six
or
seven
hundred
in
your
neighborhood,
but
it's
easily
300
and
so
I
think
that
you
have
to
be
really
careful
and
you
need
to
be
prepared.
That
I
mean
I'm,
sure
they're
going
to
talk
about
you
need
to
fight
back
and
and
I
can
see
that
you
would
want
to
get
multiple
bids
on
your
was
built
drawings.
B
B
E
C
B
Than
5,000
the
1500,
because
you
really
you
know
it's-
it's
not
like
going
and
measuring
an
existing
house
where
I
can
send
someone
out
and
I,
send
two
people
out
and
they're
there
for
five
hours
and
they
measure
and
they
go
back
to
the
office
and
they
spend
a
day
drawing
on
the
computer
and
you
have
a
drawing
and
they
might
go
back
for
a
complicated
project
and
spend
four
more
hours
to
double
check
measurements.
Here
you
have
to
do
historic
research.
B
C
E
E
Think
at
that
meeting,
I
threw
out
there
the
concept
of
a
scope
of
loss
that
that's
different
from
an
estimate
and
how
so
many
people
get
off
track
in
their
negotiations,
because
they're
talking
apples
to
oranges
with
the
insurance
company,
because
almost
nobody
rebuilds
the
same
house
that
they
used
to
have
right.
The
problem
is
that
what
your
insurer
owes
you
is
what
it
would
cost
theoretically
to
put
back
the
old
house
and
the
problem
is
and
I'm
going
to
get
back
to
your
question.
E
Very
few
people
want
to
spend
the
money
to
pay
somebody
to
provide
a
detailed
scope
of
a
was
built
because,
for
example,
somebody
like
Michael
now
you
know
to
ask
him
to
do
that.
He's
going
to
want
to
do
a
really
good
job
at
it.
You
know-
and
he
might
want
to
work
with
you-
know
the
architect
and
as
gonna
take
them
some
time.
So
there
are,
there
are
professional
cost
estimators
and
they
will
do
what
we
call
a
scope
of
loss
and
some
people
decide
I'm
going
to
spend
that
money.
E
It
goes
between
anywhere
between
three
and
ten
thousand
bucks
to
get
a
construction
estimation
or
a
scope
or
was
built.
That's
about
our
experience
between
between
about
3000
and
about
10,000.
Now,
if
you're
already
committed
to
a
builder
and
it's
a
good
builder,
that
builder
may
do
it
for
you
for
free,
they
may
just
say
you
know
I'm
going
to
I'm
going
to
absorb
it
into
what
I'm
going
to
charge
you
for
the
project.
But
again
it's
that.
E
D
H
A
H
Unfortunately,
fifty
years
ago,
they
just
didn't
archive
records
the
way
they
do
now.
So
we
do
not
have
the
original
floor
plan
from
50
years
ago,
they're
generally
three
subdivisions
that
this
happened,
crestmore
to
three
and
seven
I
believe
or
to
12
and
seven,
and
therefore
we
have
some
home
plants
of
people
who
did
add
ons
over
the
last
10
20
30
years
ago,
but
nothing
from
50
years
ago.
H
B
You
know
I'd
have
to
say
that,
given
the
relatively
modest
scale
of
this,
that
some
collaboration
would
seem
appropriate
and
that
if
we
can
get
some
architect,
you
know
who
starts
the
process
and
if
there
really
was
just
four
or
five
house
plans
that
it
could
become
somewhat
publicly
accessible.
Architects
start
sharing
it
at
that
documentation
up
front.
D
G
I
have
just
a
quick
question
and
I'm
wondering
if
the
two
of
you
agree
on
what
the
actual
cost
per
square
foot
to
build
in
that
neighborhood
should
be
because
you
just
quoted
something
from
250
to
six
hundred
dollars
a
square
foot.
My
insurance
company
is
saying
200
to
250,
which
sounded
low
to
me.
You
guys
do
this
every
day,
you've
seen
the
neighborhood.
What
do
you
think?
Would
you
to
agree
on
a
per-square-foot
price?
G
G
B
D
I
would
say
three
sounds
low
to
me,
but
I
would
say
300
to
500,
depending
on
the
customization,
if
everybody
just
had
a
complete
straight
track
tom
with
really
inexpensive
features,
perhaps
300
but
I'll
bet
some
people
upgraded
those
kitchens
and
bathrooms
and
they
changed
out
floors
to
better
tile
or
hardwood
I'll
bet
they
might
have
done
some
integral
color.
They
might
have
had
some
really
nice
features
in
the
home
to
upgraded
windows.
There's
a
lot
of
things:
upgraded
heating
systems.
So
this
is
where
you're
not
looking
at
300
I,
don't
think.
D
A
A
I
thought
it
was
a
great
idea
that
maybe
there
might
be
some
follow-up
collaboration
to
try
to
figure
out
some
of
those
plans
and
if
that's
something
that
people
would
like
to
explore,
we're
willing
to
try
to
work
with
aia,
anari
and
maybe
figure
out
some
way
to
make
that
collaboration
work
to
get
those
four
plans.
If
that
would
be
a
huge
beginning,
first
step
for
you
all,
and
maybe
that's
a
partnership
that
we
can
somehow
figure
with
all
the
donations
that
have
been
made
to
this
community.
Maybe
there's
a
way
to
make
that
happen.
A
So
I'm
happy
to
follow
up
on
that
suggestion.
That
came
up
out
of
this
workshop
and
we
did
promise
to
pull
the
raffle.
So
hopefully,
everyone
got
a
quick
raffle
ticket
and
then
I
do
want
to
make
sure
that
we
go
ahead
and
get
which
ones
and
then
and
then
I.
Do
want
to
let
you
all
know
that
both
Jim
and
Michael
will
be
outside
in
the
hall
and
we'll
continue
having
conversations
out
in
the
hall
if
possible.
A
G
A
So
we
did
have
that
upfront
conversation
with
the
people
on
that
list
that
they
anyone
who
is
on
there
is
aware
of
that
that
it
made
mean
going
out
and
doing
more
free
estimates
to
kind
of
help.
You
guys
get
a
real
sense
of
things,
and
so
I
do
want
to
let
you
all
know
that
that,
beginning
part,
those
contractors
who
are
on
here
are
aware
that
it's
there
they're
here
to
be
part
of
the
long
haul.
So
those
are
who's
on
that
list.