►
Description
City of San José, California
Federated City Employees' Retirement Plan Board of January 21, 2021
This public meeting will be conducted via Zoom Webinar. For information on public participation via Zoom, please refer to the linked meeting agenda below.
Agenda https://sjrs.legistar.com/View.ashx?M=A&ID=830866&GUID=731465B0-91C9-4620-BFCD-226EB170BF95
A
A
A
B
For
the
january
21
2021
meeting
of
the
board
administration
for
the
federation
of
the
employees,
retirement
system
and
federated
city
employees,
healthcare
trust,
let's
start
with
roll
call.
Today,.
B
President,
thank
you
very
much
trustee
orr
she's
out.
I
believe
yes
and
trustee
son.
E
B
I'm
going
to
run
through
ground
rules
again
thanks
everybody
for
your
patience
and
indulgence.
This
is
up
for
the
governor's
executive
order
regarding
brown
act
that
allows
us
to
do
these
meetings
via
zoom.
B
All
those
will
be
roll
call
votes
if
you're,
not
speaking,
please
be
on
mute
to
cut
background
noise
for
discussion
items.
Each
trustee
will
have
a
turn
to
speak
in
roll
call
order
more
than
once.
If
desired,
the
public
will
have
an
opportunity
to
speak
on
each
item
after
the
trustees,
the
public
will
have
an
opportunity
to
speak
again
at
the
end
of
the
meeting
on
any
item,
not
on
the
agenda
that
is
within
the
subject.
Jurisdiction
of
the
board
also
just
a
reminder.
B
B
B
F
Yeah
that
that
that
sounds
good,
I
think
also
it
depends
on
how
the
meeting
is
going.
But,
yes,
I
think
that
will
be
a
worthwhile
break.
B
F
B
Very
good
so
going
on
into
consent
item
one
we
have
in
this
section:
approval
of
service
retirements,
the
approval
of
deferred
vested
approval
of
board
minutes
approval
of
return
of
contributions,
acceptance
of
communication
information
reports
is
there
any?
Did
anyone
like
to
pull
any
item
off
of
consent.
B
I
think
excuse
me
one
moment,
I'm
just
finding.
I
like
to
pull
item
1.5
a
the
article
regarding
mr
palani
off
of
consent.
F
Yes,
trustee
chair
cassidano,
I'd
like
to
put
five
1.5
b,
the
quarterly
newsletter
as
well.
B
Okay,
very
good,
so
let's
let's
go
ahead
and
take
care
of
the
rest
of
the
consent
calendar
before
we
move
on
so
can
I
have
a
motion
and
a
second
to
approve
the
consent
calendar
today.
Accepting
for
those
two
items.
B
Motion,
thank
you
trustee
kelleher
second,.
B
Okay,
let's
do
the
roll
call
vote,
please
vice
chair
horowitz
hi.
Thank
you
trustee,
chandra
hi.
Thank
you.
Trustee
jennings.
A
E
B
Thank
you.
I've
also
vote.
I
that
motion
carry
six
to
zero,
so
item
1.5
a
there's,
an
article
in
the
packet,
probably
polandi,
named
trusty
trusted
insight,
all-star
chief
investment
officer.
I
wanted
to
pull
that
out
just
for
some
extra
recognition
to
mr
palani.
B
You
know
trusted
insight
is
a
large
member
group
of
four
institutional
investors.
I
I
saw
online
someplace
that
had
140
000
members
and
if
you,
if
you
had
a
chance
to
click
on
that
link,
there
was
only
10
people
in
the
mr
pawnee
was
just
in
the
country
or
in
the
world.
I
mean
either
one's
pretty
big,
but
I
think
it's
a
national
international.
B
Oh
it's
very
much
national,
yes,
okay,
but
anyways.
I
I
thought
that
was
quite
a
recognition
and
the
the
podcast
I
thought
was
very
quite
impressive.
So
I
just
want
to
congratulate
you
in
addition
to
what
people
are
seeing
in
the
packet.
I
think
it's
just
such
a
worth,
no
noteworthy
recognition.
I
wanted
to
call
that
out,
for
you.
H
Really
really
thank
the
boards
too,
for
all
the
support
over
the
past
year
and
for
all
the
big
actions
that
the
board
took,
which
really
resulted
in.
You
know
san
jose
being
number
one
last
year
among
public
men,
so
all
credit
to
the
boards
and
the
excellent
investment
team.
B
Yeah
you're
you're
too
kind,
okay
and
then,
let's
roberto,
let's
take
care
of
one
five
b
and
then
we
can
approve
those
two
items
together.
F
Yes,
thank
you,
mr
chair.
Before
we
go
to
five
b,
I
I
do
want
to
echo
your
words
on
the
congratulations
to
our
cio
he's
doing
an
outstanding
job
with
his
staff
and
and
yes,
he's
a
big
mode.
That's
about
yeah,
I
mean
obviously.
F
With
divorce
as
well,
but
a
lot
of
that
have
to
go
with
the
work
that
he
does
as
well
with
the
staff.
So
congratulations
from
from
the
members
10
points
prabhu
and
from
the
staff.
Thank
you
for
keeping
the
name
of
san
jose
there
in
the
forefront.
So
congratulations
well
deserved.
F
F
Just
to
remind
you,
if
you
have
any
questions,
we're
happy
to
address
them,
but
also
to
call
attention,
there's
a
lot
of
work
that
goes
behind
the
scenes
by
the
staff
and
especially
by
by
the
deputy
director
and
and
the
administrative
assistant,
that's
barbara,
heyman
and
linda
alexander.
So
I
wanted
to
also
thank
them
publicly
for
the
for
the
work
that
they
do
to
have
this
quarterly
newsletter
going
in
every
three
months.
F
So
again,
if
you
have
any
questions,
we're
happy
to
address
them,
but
we
are
really
excited
that
we
started
this
process
back
in
2020
and
we
look
forward
to
to
continue
in
the
issuance
of
the
quality
instance.
So
thank
you,
mr
chair.
Yes,
yeah.
B
I
agree
great
another
great
newsletter
and
a
great
vehicle
for
communicating
with
the
with.
A
B
Stakeholders
beneficiaries,
including
certainly
okay,
could
I
please
have
a
motion
in
a
second
to
approve
item
1.5,
a
and
1.5
b
off
the
consent
calendar.
H
B
Good,
I'm
sorry.
The
emotion
was
from
trusty
chandra
how
it's
I.
B
I'm
sorry
I
missed
that
and
any.
B
Yeah,
okay
by
a
motion
from
vice
chair
horowitz:
second
from
trustee
kelleher,
any
other
discussion,
any
a
public
discussion.
Okay,
let's
do
a
volt
call
vote,
please
vice
chair
horowitz
hi.
Thank
you,
trustee,
chandra
hi!
Thank
you.
Trustee
jennings.
A
E
B
Thank
you
and
I
vote.
I
also
that
motion
carries
unanimously
six
to
zero
next
on
the
agenda
is
item
2
death
and
survivorship
notifications.
B
B
B
A
Excuse
me,
mr
chair,
yes,
my
name
is
brad.
I
had
my
hand
raised.
A
No,
I
and
I
apologize,
and
I
was
wondering
if
I
can
speak
on
that
item
reported
on
by
mr
pena.
A
Yeah
that's
correct.
Thank
you,
mr
chair,
and
the
rest
of
the
board
again
happy
new
year
to
everybody.
I
just
wanted
to
thank
mr
pena
and
his
staff
for
putting
out
this
newsletter
and
appreciate
the
communication.
A
I
am
a
retiree
question
I
had,
though,
specifically
I
just
want
to
make
sure
there
wasn't.
A
typo
under
the
funded
item
said
that
the
federated
retirement
plan
was
53
funded.
Is
that
is
that
correct.
A
Okay,
I
just
wanted
to
make
sure
that
wasn't
a
typo,
I'm
I'm
concerned
about
that,
and-
and
maybe
this
is
to
be
specifically
addressed
to
the
cio
and
to
the
to
the
current
board
in
particular.
How
concerned?
Are
you
with
that
and
in
relation
to
other
independent
plans,
such
as
city
of
san,
diego
city
of
san
francisco,
city
of
fresno?
How
do
we
rate,
how
does
the
city
of
san
jose
plan
rate
with
in
comparison
with
that
peer
group.
F
So
let
me
let
me
take
a
a.
Let
me
try
to
address
that
issue.
Brad,
that's
a
very
interesting
question.
We
appreciate
it
when
you
compare
our
plan
with
those
that
you
mentioned.
Our
funding
ratio
is
clearly
lower
than
those
of
the
plans
that
goes
without
saying.
F
F
You
are
well
aware,
I
suppose,
of
the
latest
supreme
court
decision
that
is
indicating
that
they're
going
to
have
to
mason
something's
going
to
have
to
happen
from
the
decision
that
they
made
back
in
2012,
where
they
took
all
the
general
members
directly
to
a
different
defined
contribution
plan
for
new
members,
and
so
that
certainly
will
have
an
impact
in
their
numbers.
F
But
to
your
point,
the
board,
you
know
we
do
have
a
an
actual
evaluation
that
is
performed
every
year
today
this
morning,
on
the
four.
What
we
have
is
the
valuation
for
the
health
care,
but
the
final
valuation
for
the
pension
fund
was
actually
approved
by
the
board
at
the
december
meeting
and
we
feel
number
one
that
the
the
assumptions
that
the
board
implement
and
make
decisions
on
are
very
reasonable
and
actually
very
strong
assumptions.
F
F
Obviously,
assuming
that
all
these
assumptions
that
are
not
only
reasonable
panel
going
forward,
there's
an
expectation
that
if
the
assumptions
are
reasonable
and
the
contributions
continue
to
be
made,
that
the
the
plan
will
stay
will
improve
over
time
and
in
about
you
know,
10
20
years
time,
you
should
see
a
different
kind
of
situation,
but
there's
certainly
a
plan,
and-
and
I
think
I
don't
want
to
speak
for
the
board.
F
But
I
can
speak
for
for
staff
that
we
feel
confident
that,
with
the
work
of
the
actress
and
the
work
that
we
continue
doing
from
an
investment
standpoint,
that
we
will
have
the
system
in
a
strong
footing
going
forward.
A
Well,
thank
you
for
your
explanation.
I'm
sure
people
are
tired
of
the
expression
of
kicking
the
can
down
the
road,
even
though
I'm
I'm
a
current
retiree,
I'm
under
tier
one,
I'm
concerned
about
those
people
around
tier,
two
and
tier
three,
and
if
we
are
indeed
just
kicking
the
can
down
the
road
as
a
retiree
and
also
a
taxpayer.
I'm
also
concerned
with
the
effect
that
this
underfunded
liability
we
have
is
has
an
effect
on
the
city
budget
as
a
whole.
A
I'm
sure
the
council
representative,
there
is
well
aware
that
retirement
funds
come
first
as
far
as
payment,
so
anything
that
gets
passed
on
in
in
terms
of
city
services
are
secondary,
most
retirees
don't
and
again.
I
don't
want
to
paint
with
a
broad
paintbrush
but,
like
you
said,
I'm
speaking
for
myself,
but
I'm
thinking
that
most
retirees
don't
even
pay
attention
to
this.
You
know
they
get
their
pension
checks
in
the
mail
every
month
and
they're
happy
with
that.
A
So
again,
I
just
want
to
express
my
concern
and
going
forward
and
for
those
current
members
of
the
retirement
board
that
they
take
heed
to
this
and
and
look
into
the
future
for
future
retirees
and
again,
thank
you
all
for
your
service
and
thank
you
for
the
opportunity
to
speak
this
morning.
B
Very
good,
thank
you.
Sorry,
I
missed
your
the
hand
raising
and
anyone
if
I
happen
to
miss
that
in
the
for
the
rest
of
this
media
or
prospective
meetings.
Please
do
let
me
know
I
I
have
set
my
zoom
thing
to
only
see
those
whose
monitors
are.
F
B
B
H
Thank
you,
mr
chairman,
good
morning
to
everyone
happy
new
year.
I
just
want
to
share
a
few
numbers.
We
have
a
pretty
light
agenda
on
the
investment
side
so
for
calendar
year,
2021
the
pension
return.
These
are
unaudited
numbers,
15.4
percent
and
of
course
our
accounting
is
on
a
fiscal
year
basis,
but
I
just
thought:
I'd
share
that
number,
because
you
all
know,
could
you.
H
15.4
again,
these
are
estimates
from
our
consultant,
but
I'm
sharing
that
simply
because
you
know
the
the
start
of
the
year
last
year,
as
you
all
remember,
was
pretty
rough
and
we
actually
thought
we'll
end
up
in
the
red,
but
fortunately
markets
did
bounce
back
and
there
was
a
good
return
and
makita
next
month
when
they
actually
present
their
official
performance
numbers.
We'll
also
share
with
the
board
how
we
rank
relative
to
our
peers
fiscal
year
to
date
through
january
19th,
and
this
the
clock
clock
for
this
starts
july.
H
1St
was
18
and
a
half
percent
extremely
strong,
so
far
for
this
fiscal
year,
so
we
have
some
in
the
bank
just
in
case
the
markets
tank
going
forward.
Anything
can
happen
between
now
and
june
30th,
but
we
have
you
know
some
cushion
there
to
beat
our
assumed
rate
of
return,
and
particularly
december
was
a
very
strong
month.
H
H
There
are
things
that
we
can
control
and
things
that
we
cannot
control.
Certainly
the
asset
side
of
the
equation
and
the
returns
on
the
assets
is
something
that
we
can
control
as
fiduciaries,
and
you
know
so.
We
all
work
hard
to
make
sure
that
we
have
the
best
asset
allocation
possible
and
to
give
ourselves
a
chance
to
beat
our
our
assumed
rate
of
return
going
forward,
and
I
also
once
again
just
wanted
to
thank
the
board
we
we
will
be
for
for
the
actions.
H
Last
year
we
had
several
special
meetings
at
the
ic.
We
had
board
meetings
and
we
moved
in
a
timely
manner.
We
will
actually
kick
off
our
strategic
asset
allocation
process
for
this
year
once
once
more
at
the
end
of
this
month,
once
we
get
capital
market
assumptions
from
makita
and
I'll
be
working
very
closely
with
your
investment
committee
in
actually
in
coming
up
with
a
few
options
for
the
board
to
consider.
So
the
next
investment
committee
meeting
will
be
in
february,
which
should
be
an
interesting
meeting.
H
We'll
have
a
lot
to
discuss
in
addition
to
strategic
asset
allocation,
we'll
also
be
making
a
recommendation
on
the
on
the
city's
pre-funding
and
on
behalf
of
the
board,
and
I'm
I'm
yet
to
do
some
any
work
on
that.
But
as
soon
as
I
get
do
some
work,
you
know
I
will
share
this
with
with
the
ic
next
month.
H
With
that,
mr
chairman,
I
conclude
my
remarks.
I'm
happy
to
take
any
questions.
B
B
So
is
there
any
any
follow-up
for
mr
palani.
E
D
I
have
a
question,
I'm
just
curious.
Bravo
in
april
council's
gonna
be
looking
into
the
pension.
You
know
the
going
out
with
a.
D
Thank
you,
and
but
you're
talking
about
you
know
the
pre-funding
that
the
the
city
would
be
doing.
I
mean
I,
I
know
that
that
can't
go
forward
that
fast.
So
I
assume,
even
if
let's
say
council
decides
to
go
forward
and
don't
do
this,
I
assume
they
wouldn't
be
able
to
do
that
for
some
time
right
I
mean
it
would
take
a
while,
so
it
would
be
more
impacting
not
this
next
funding
allocation
but
the
year
after
is
that
correct.
H
D
E
I
don't
think
the
pre-funding
has
anything
to
do
with
pension
obligations
on
at
all.
Free
funding
is
just
a
paying
the
city's
contribution
at
the
beginning
of
the
fiscal
year,
or
you
know,
at
the
designated
days
of
the
fiscal
year,
instead
of
contributing
making
a
contribution
at
a
bi-weekly
basis
right.
E
No,
I
don't
think
that
pre-funding-
it's
not
really
pre-funding
has
something
to
do
with,
because
a
bigger
portion
of
the
pre-funding
is
the
annual
contribution
towards
unfounded
liability.
That's
calculated
by
the
actuary,
but
the
pension
obligation
bond
is,
will
be
entirely
taken
upon
saying
how
much
we
want
to.
We
want
to
finance
right
now
for
the
unformal
liability.
E
H
Yeah,
thank
you
trusted
son
for
pointing
that
out
and
yeah
really
free
funding
at
this
point.
Absence
of
pov
and
other
issues
is
really
a
timing.
Cash
flow
timing,
one
and
whether
it
makes
sense
for
our
sponsor
to
actually
pre-fund
or
not
refund
and
pay
as
they
go
and
and
we
have
a
formula
to
decide
what
the
discount
rate
is
that
we
give
to
the
city-
and
that's
that
was
approved
by
the
boards
several
years
ago,
and
we
sort
of
followed
that.
B
Then
any
just
a
little
follow
for
mr
pawnee
on
item
3a.
B
G
All
right
so
we're
here,
I
have
mike
shunning
here
with
me-
he's
our
health
care
actuary
and
we're
here
to
present
the
final
results
of
the
june
30th
2020
evaluation
for
the
opeb
plan,
the
retiree
medical.
G
That
is
what
we
refer
to
as
the
explicit
subsidy
and
then
there's
also
an
implicit
subsidy
which
is
driven
by
the
fact
that
costs
for
health
care
vary
by
age
and
so
pre-medicare
retirees
in
particular.
G
G
This
is
a
scale
version
of
the
tank
reflecting
the
actual
assets
in
the
trust
compared
to
the
liability
and
the
amount
of
benefits
going
out
and
the
contributions
and
investment
earnings
going
in
or
expected
investment
earnings
going
in.
We
started
this
funding
scheme
when
this
plan
was
its
funding.
Ratio
was
very
low,
it
wasn't
quite
zero,
but
it
was
very
low
and
so
contributions
have
really
been
far
more
important
to
building
up
the
funding
level
than
investment
earnings
and
in
the
last
year
contributions
were
10
times,
investment
earnings.
G
So
here
on,
the
left
we
have
our
our
contribution
chart
showing
the
purple
is
the
member
contributions
for
the
current
year
and
then
projected
for
2022
and
the
gold
are
the
city
contributions
to
the
trust
for
2021
and
2022.
G
you'll
notice.
Both
are
going
down
the
city's
contribution
drops
by
about
a
million
dollars
in
this
projection.
The
member
contributions
are
going
down
because
there
are
fewer
and
fewer
active
members
who
are
contributing
to
the
trust.
G
G
G
G
G
D
Okay,
ask
a
question
sure:
okay,
so
if
you
can
go
back
one
just
that
one
all
right,
so
I
might
not
understand
this
correctly,
so
apologize.
If
I
don't,
as
people
go
on
to
medicare
medicare,
all
right
or
eligible
for
medicare,
let's
say
that
then
does
I
mean
the
funded
status
is
just
what's
out
there,
but
my
understanding
is
as
they
go
to
medicare
the
the
obligation
is
is
lower
right.
I
mean.
G
The
the
annual
amount,
the
annual
amount
is
lower
because
the
premiums
for
the
medicare
supplement
coverage
medicare
advantage.
Coverages
are
lower
than
the
lowest
cost
active
health
care.
G
D
G
No
we're
taking
all
of
that
projected
liability
into
account
in
measuring
that
funded
status,
so
we're
expecting
them
to
go
from
pre-medicare
to
to
medicare
advantage
programs.
I
As
a
practical
matter,
not
anymore,
oh
because
there's
a
change
made
in
the
law
back
many
many
years
now
that
while
you
can
cities
can
and
governmental
entities,
can
opt
out
of
the
social
security
piece
they
can't
they
couldn't
knocked
out
of
the
medicare
piece.
They
were
still
making
contributions
towards
medicare.
So
the
odds
of
you
having
anybody
left-
that's
not
eligible
for
medicare
at
retirement
is
pretty
slim.
I
It
would
be
somebody
that
it
would
be
anymore.
It's
probably
nobody,
because
you
only
need
to
have
40
quarters
worth
of
coverage
to
qualify,
which
is
basically
10
years,
so
it
would
have
to
be,
and
it
would
really
only
have
to
be
in
theory
an
existing
retiree
who
retired
a
long
time
ago
and
didn't
have
eligibility,
so
they
would
be
probably
in
their
80s
or
90s.
Now.
D
So
someone
I
mean
if
someone
retires
and
they've
had
30
years
with
the
city
and
they've
never
worked
and,
let's
say
they're
not
married,
so
they
can't
use
their
husband
or
wife,
so
they've
never
paid
in
well.
I
I
B
And
bill
and
mike
brad
has
raised
his
hand.
I
think
there's
a
he
has
a
question
on
this
topic
too.
I'm
guessing
brad.
A
Thank
you,
mr
chair,
just
real
quick
regarding
that
medicare
question.
Just
for
clarification.
I
do
know
people
that
are
in
their
60s
and
they
were
not
eligible
for
medicare.
They
did
not
put
into
social
security,
so
there
are
people
out
there
that
are
younger
that
did
not
put
into
the
medicare
system
so
anyway,
just
want
to
clarify
that
sorry.
B
I
So
this
chart
actually
kind
of
summarizes
the
actual
dollar
amounts,
and
so
the
top
table
shows
the
contributions
for
fiscal
year,
ending
2022
versus
what
they
were
for
2021
and
if
we
started
top
for
the
explicit
again.
As
bill
pointed
out,
the
member
contribution
is
actually
decreasing
a
little
bit
and
that's
just
because
you've
got
less
active
members
as
people
retire.
I
But,
as
you
can
see,
they're
well
below
that
number,
that
number
is
projected
to
be
just
over
46.5
million
dollars
for
a
fiscal
year
entering
2022,
so
they're
way
off
of
that,
and
then
the
next
shows
the
implicit
subsidy
piece
of
it.
Increased
from
5
million
to
5.4,
mainly
due
to
healthcare
premiums.
Continuing
to
increase
bottom
chart
actually
shows
what
the
development
of
the
unfunded
liability
and
kind
of
going
left
to
right.
I
The
next
page
is
one
going
to
develop.
This
is
a
new
chart
for
this
year
to
show
really
where
that
liability
comes
from
and
that
pie
chart
splits
it
between
the
dental
benefits,
the
benefits
for
the
pre-medicare
part
of
the
coverage
and
the
benefit
for
the
medicare
part
of
the
coverage
and
the
blue
shows
the
existing
retirees.
I
The
red
numbers
are
the
actives
who
are
yet
to
retire,
and
then
the
little
yellows
are
the
vested
terms
of
individuals.
Who've
left
the
city,
but
are
eligible
to
come
back
at
some
point
in
the
future
and
get
a
benefit.
So
it
really
shows
that
two-thirds
of
the
cost
is
actually
associated
with
people
are
already
retired
and
then,
interestingly
enough,
when
you
take
everybody
into
account
again
another
almost
two-thirds
of
the
liabilities
associated
with
the
benefits,
the
members
will
receive
why
they
are
medicare
eligible.
I
So
that
shows
that's
really
the
driving
piece,
because
again
the
average
for
a
non-medicare
piece
of
it
is
only
six
or
seven,
maybe
eight
years
versus
again,
based
on
assumptions
on
average
you're,
getting
the
medicare
benefit
for
20
plus
years.
So
even
though
it's
a
little
less
expensive
you're,
getting
it
for
a
much
longer
period
of
time
and
then
about
12
of
it's
actually
due
to
the
dental.
So
the
dental
is
a
small
piece
of
it
and
then
the
other
23
is
the
benefits
people
get
prior
to
medicare
eligibility.
I
So
basically
that
would
have
cut
10
million
off
of
the
ual.
But
on
the
other
hand,
investments
were
about
18
million
dollars
less
than
expected,
which
then
caused
reduction,
and
then
assumptions-
and
this
assumption
changes
primarily
due
to
the
reduction
in
the
discount
rate
to
six
and
a
quarter
percent
as
well
as
some
other
minor
changes
in
the
trend.
Assumption
and
the
plans
lose.
Some
people
would
elect
cause
the
uil
to
increase
by
35
million
dollars.
This
kind
of
gives
you
an
idea
of
the
assumption.
Changes
plus
the
liability
experience
really
had
a
minor
impact.
I
G
The
next
like
on
the
pension,
we
do
projections,
and
so
this
chart
is
just
showing
the
projection
of
the
liability
in
the
gray
bars
and
the
projection
of
the
assets,
assuming
all
of
our
assumptions
are
met,
going
forward,
we're
expected
to
reach
100
funded
in
2038.
Under
that
scenario,
I
think
it's
also
worth
noting
that,
because
this
is
a
closed
group
that
gets
the
full
benefits,
there
is
a
an
ongoing
group
that
gets
a
catastrophic
disability
benefit,
but
because
the
the
full
benefits
are
closed.
G
We're
expected
to
reach
a
peak
in
the
liability
in
about
10
years
and
after
that,
we'll
have
more
benefit
payments
going
out
than
accruals
in
liability.
So
that's
also
something
that's
very
different
from
what
we
see
on
the
the
pension
side
and
as
we
get
closer
to
100
percent
funded
with
the
closed
group.
We'll
have
different
questions
to
talk
about
in
terms
of
how
we're
funding
the
plan,
but
that's
still
always
off,
as
you
can
see,.
G
This
chart
shows
both
the
historical
contributions
and
the
projected
contributions.
G
The
purple
bars
are
the
member
and
the
gold
are
the
city.
The
lighter
colors
are
the
historical
and
then
the
darker
colors
are
the
projection.
This
evaluation,
the
red
line,
represents
the
projection
from
last
year's
evaluation,
and
so
you
can
see
that
there's
not
a
whole
lot
of
difference.
G
Those
projected
contributions
between
last
year's
valuation
this
year,
they're
slightly
higher
than
they
were
not
significantly.
The
big
drop
in
contributions
here
was.
G
So
in
this
gray
area
in
the
background,
are
the
projected
benefit
payments,
and
so
you
can.
This
is
an
important
thing,
as
you're
going
into
the
asset
allocation
study.
We're
right
at
the
point
where
we're
crossing
from
having
more
contributions
come
in
then
benefit
payments
go
out
to
being
right
about
equal
and
then
that's
going
to
shift
so
that
we
will
have
more
benefit
payments
going
out
than
contributions
coming
in.
So
we
will
be
moving
to
a
negative
net
cash
flow
in
the
next
couple
years.
G
But
with
that
we
do
have
the
model
here.
If
you
wanted
to
look
at
any
scenarios,
we'll
take
any
questions
you
have
on
the
valuation
should
also
say
there
is
a
full
report
attached
to
the
agenda.
We
weren't
planning
to
go
through
it,
but
if
you
have
questions
on
the
report,
we'd
be
happy
to
address
those
as
well.
B
Very
good,
thank
you
very
much
bill.
So
on
this
item.
We
are
looking
for
action
to
accept
the
report,
but,
let's
check
are
there
any
questions?
Additional
discussion
by
board
members.
B
B
Okay,
well
on
this
one
again
we're
looking
for
action
to
accept
this
report.
So
if
there
are
no
other
questions
or
discussion,
can
I
have
a
motion
in
a
second
to
accept
the
op
reports
from
june
30th
2020.
C
B
C
E
B
B
F
Thank
you,
mr
chair
again
happy
new
year
to
everyone.
If
you
bear
with
me,
I
do
have
a
couple
of
announcements
and
information.
First
of
all,
I
wanted
to
remind
everyone
with
the
2020.
F
Just
ending
december
31st
january
is
a
big
month
for
our
office,
where
we
issued
the
1099
forms,
which
are
the
tax
forms
for
all
the
benefit
payments
for
all
of
our
beneficiaries
for
2020.
So
the
goal
is
to
have
that
completed
and
obviously
mail
out
before
the
month
end,
which
is
certainly
requirement
by
law.
So
that's
the
thing
they're
going
to
duty
that
we're
working
on
this
month.
J
F
That
that
noise
is
not
coming
from
mine,
so
I
don't
know
what
that
noise
is.
But
can
anyone
hear
me?
Yes,
okay,
so
we
started
working
on
the
budget
for
the
20
21
20
22
year.
The
goal
is
to
present
our
administrative
budget
request
to
both
boards
at
your
march
meetings.
F
Obviously,
council
member
davies
may
have
some
comments
about
potential
indications
of
the
budget
for
the
21
22
year,
but
the
city
did
share
with
the
diverse
departments
some
goals
that
they
have.
I
think
the
the
deficit
for
the
21
22
year,
if
I
remember
correct,
is
about
78
million
dollars,
50
of
which
are
in
the
general
fund,
so
they
were
very
specific
as
to
requests
to
the
various
departments.
F
I
believe
it
was
about
six
and
a
half
six
point.
Fifty
three
percent
caught
on
their
base
of
budget
for
most
of
the
departments.
F
There
were
a
couple
of
that
included
appointees
and
a
couple
of
the
appointees
offices-
I'm
sorry,
the
independent
auditor
for
the
police
and
the
police
on
fire
that
because
was
a
little
lower,
but
the
reason
I'm
letting
you
know
that
is
that,
obviously
being
part
of
the
city,
we
are
mindful
of
the
challenges
ahead,
and
so
we
will
take
that
in
consideration
when
we
prepare
our
budget
for
march
presentation
to
your
boards
and
eventually
to
the
city
council
in
may.
F
F
We
welcome
our
new
senior
auditor
to
our
office
late
november
and
you
will
get
a
chance
to
meet
him
yesterday.
I
had
the
opportunity
to
introduce
him
by
email
to
both
audit
committee
chairs.
In
your
case,
you
commit
audit
committee.
Chair
is
mark
kelleher,
so
we
do
have
big
plans
for
the
audit
committee,
not
only
for
the
meeting
next
month,
but
for
the
rest
of
the
year
as,
as
always,
staff
continue
working
from
home.
F
Sometime
back,
we
recognized
that
this
working
remotely
was
going
to
be
here
more
for
the
long
term
than
the
short
term,
so
we
migrated
just
as
we
purchased
new
ipads
for
all
trustees.
We
did
go
out
and
purchase
laptops
for
everyone
at
the
office.
I
believe
that
we
are
more
than
50
percent
now
in
the
process
of
making
sure
that
everyone
on
staff
has
a
laptop,
so
they
can
work
from
home
or
they
don't
have
to
use
their
own
equipment
for
many
reasons,
but
one
of
which
is
obviously
security
purposes.
F
We
still
haven't
been
able
to
issue
a
laptop
to
everyone,
but
we
are
in
that
process,
and
I
also
wanted
to
let
you
know
there.
This
there's
two
items
that
are
we're
going
to
be
discussing
later
at
this
meeting.
F
As
for
many
years,
both
of
the
boards
used
the
doctor
and
the
examinations
as
part
of
the
disability
process
when
that
office
was
actually
closed
by
the
city.
A
few
years
back,
we
issue
an
rfp
to
continue
providing
the
boards
with
the
medical
advisor.
Even
though
this
medical
advisor
was
not
going
to
be
providing
actual
examinations
of
of
the
applicants.
F
At
least
it
was
going
to
be
working
with
both
committees
and
boards
providing
their
own
report.
In
any
case,
it
was
a
very
challenging
proposition.
We
did
hire
someone
that
only
lasted
one
month
and
we
were
lucky
enough
to
find
dr
truman.
Dr
truman
had
retired
and
in
fact
was
the
city
doctor
back
in
the
80s
and
90s.
F
So
she
was
very
familiar
with
the
process
and
the
retirement
laws.
She's
been
working
with
us
for
quite
a
few
years,
but
she
is
her.
Contract
is
expiring,
june
30th
and
she's
not
going
to
renew
the
contract,
which
means
that
we
are
going
to
issue
an
rfp
for
a
medical
advisor,
which
also
means
that
it's
more
critical
now
to
have
a
strong
contract
with
exam
work.
So
you
will
hear
a
little
more
about
that
during
the
exam
works
presentation
and
also
during
the
the
presentation
on
the
disability
process.
F
But
I
just
wanted
to
let
you
know.
Dr
tiermann
contract
ends
on
june
30th
and
she
is
finally
retiring.
So
she
is
not
going
to
be
looking
to
renew
the
contract.
So
by
then
we're
going
to
have
to
either
find
a
new
medical
advisor
for
the
committees
on
the
boards,
or
we
may
have
to
rely
then
on
the
examinations
by
independent
medical
advisors
from
exam
works.
That
concludes
my
update.
Mr
chair.
I'm
happy
to
answer
any
specific
questions.
B
A
Happy
new
year,
thank
you
not
much
to
report.
As
roberto
mentioned,
the
departments
are
preparing
their
budget
estimates.
We
are
hopeful
with
the
new
administration
that
there
will
be
some
relief
funding
for
municipalities
but,
of
course,
with
the
senate
split
evenly.
That
remains
to
be
seen
so
that
will
whether
or
not
that
happens
before.
A
When
we
get
our
projections
for
discussion
or
the
march
budget
message
for
the
mayor
or
the
final
adoption
of
the
budget
in
june,
things
are
going
to
be,
I
think,
up
in
the
air
as
they
were
last
year
in
june.
So
I
kind
of
remains
to
be
seen.
We
are
we're
hopeful
that
we'll
have
some
relief
and
that
we
won't
have
to
make
substantial
cuts
because
cuts
to
service
are
are
very
difficult
and,
and
it
means
layoffs
so
or
can
mean
layoffs.
Obviously,
that's
that's
our
last
last
option.
B
Okay,
thank
you
very
much
councilmember.
I
keep
my
fingers
crossed.
The
new
administration
will
step
in
big
time
for
us.
Thank
you.
Oh
yes,
right
item.
5C
is
discussion
on
chiron's
five-year
city
contribution
projections
for
federated
board,
and
is
this
bill
or
mike?
Did
you
kick
this
off
or
roberto?
Did.
F
No,
that's
that's
bill.
I
can
tell.
B
F
I
can't
see
him,
but
I
can
tell
he's
excited
about
presenting
this
particular
item
right.
G
Yeah,
this
is
just
our
annual
letter
to
the
city
for
their
budgeting
purposes.
That
takes
the
productions
that
we
presented
last
month
on
the
pension
plan
and
this
month
on
the
opeb
plan
and
puts
them
into
a
letter
so
that
they
can
use
it
for
budgeting
purposes.
G
Obviously,
the
board
can
change
that
policy
and
that
would
affect
what
those
results
are,
but
that's
what's
included
here
for
their
for
the
city's
budgeting
purposes.
F
F
G
Right
so
here's
the
prepayment
options:
we've
shown:
okay,
we
won
beginning
of
year
or
semi-annual
payments
and
then
open
the
the
same.
F
F
Okay
and
what
is
the
number
for
for
instead
of
pre-funding
making
payments
throughout
the
year,
is
that
also
there
there
you
go
throughout
the
year.
Thank
you.
Thank
you
much.
I
just
want
to
make
sure
that
the
city
has
both
options.
B
Yeah,
okay,
good
and
this
one
roberto,
you
do
not
need
action
from
us.
This
is
a
discussion
item
or
do
you
need
us
to
accept
this
in
order
for
you
to
forward
it
to
the
city?
I.
F
I
believe
I
know
how
let
me
take
a
look
at
the
agenda.
I
believe
this
is
just
discussion.
F
Yeah,
it's
just
yeah,
it's
just
a
discussion
just
so
you
had
information.
I
will
make
sure
that
I
will
follow.
I
know
cheryl
parkman
is
I
attended
a
meeting,
but
I
will
make
sure
I
always
make
a
point
to
send
this
information
to
the
body
director
to
make
sure
that
they
have
it.
So
thank
you.
Okay,.
B
Very
good,
thank
you
bill
for
that.
One
two
next
is
item
5d
discussion
and
action
on
assumptions
for
2021
actual
equivalence
based
on
the
june
30
2020
evaluation
assumptions.
E
Excuse
me,
the
chair,
this
is
a
trustee
sound.
Can
I
ask
a
question
before
we
go
to
this
item
for
the
previous
one.
B
E
D
All
this
is
trustee
jennings.
I
just
wanted
to
ask
one
question:
if,
if
they
pay
it
all
up
front
versus
the
monthly
payment,
what
you
know
what's
the
savings
of
them
paying
it,
you
know
pre-funding
it
for
the
annual
amount.
I
didn't
see
like
just.
F
Miss
jennings
in
the
meantime-
and
I
have
to
say,
trusty
song
can
probably
speak
a
lot
more
eloquently
about
this,
and
I
can
the
whole
purpose
of
the
of
the
city.
Pre-Funding
early
in
the
in
the
july
is
because
the
savings
are
higher
right.
But
of
course
I
think,
as
cio
perlani
indicated,
the
boards
have
to
agree
to
the
to
to
what
that
particular
discount
rate
is
going
to
be
to
provide
that
savings,
so
that
could
impact
the
amount.
F
D
I
know
the
budget
office
counted
on
or
they
used
the
pre-funding
last
year
as
a
as
a
cost
reduction.
I
don't
know
if
it's
part
of
the
proposed
budget
or
when
they
were
doing
the
adopted,
but
it
was
substantial.
It
was.
A
G
That's
what
we're
showing
in
this
letter,
but
as
prabhu
indicated
he's
coming
back
next
month
with
a
recommendation
for
how
you
actually
handle
this
year's
discount.
You've
you've
had
a
policy
in
the
past
that,
after
an
economic
expansion,
you
reduce
that
discount
by
up
to
45.
G
So,
but
there
are
other
factors
to
take
into
account
in
how
well
you
can
invest
that
lump
sum.
If
you
get
it
all
on
july,
1st
versus
the
the
liquidity
of
managing
benefit
payments.
G
G
G
G
And
then
so,
and
then
these
are
well
that's
the
summary
chart.
We
do
break
out
in
more
detail
and
they
do
not
pre-fund
the
tier
two
contribution,
because
members
don't
pre-fund
their
contribution
and
the
contributions
are
supposed
to
be
equal,
and
so
the
city
makes
its
contribution.
At
the
same
time,
the
members
do
for
tier
two,
so
it's
only
the
tier
one
that
gets
pre-funded,
and
so
it
would
be
182
and
a
half
to
pre-fund
the
tier
one,
pension,
185
and
a
half
if
they
made
semi-annual
payments.
D
On
the
monthly
one,
was
it,
but
did
that
include
tier
one
and
tier
two,
or
was
that
just.
G
F
And,
of
course,
this
is
just
federated.
This
is
a
similar
approach
to
police
on
fire,
so
the
city
usually
accounts
for
the
total
contribution
of
both
plans.
That's.
G
True
and
the
city
also
they
they
take.
The
budget
office
takes
this
detail
because,
depending
on
the
number
of
positions
they
fund,
they'll
come
up
with
different
numbers,
because
the
normal
cost
rate
applies
to
the
total
payroll
and
the
ual
is
a
fixed
dollar
amount
who
they
do
their
own
calculations
in
the
budget
process,
plus
they
for
federated.
Only
a
portion
of
the
contribution
comes
from
the
general
fund,
so
so
this
letter
is
to
give
them
all
the
components
for
them
to
put
it
into
their
model,
to
calculate
the
impacts
on
the
budget.
G
D
And
that
is
still
to
be
told
what
the
budget
office
might
do.
Okay,
all
right!
Thank
you
so
much.
I
appreciate
it.
B
So
with
that
then
bill
could
you
go
ahead
and
take
care
of
5d
the.
G
G
G
G
We
have
last
time
we
actually
last
year
we
actually
looked
at
this,
and
the
the
breakdown
in
the
federated
plan
then
was
about
55.
G
I
think
55
male.
If
I
remember
correctly,
but
we
decided
to
maintain
the
50
50
blend
for
simplicity's
sake,
and
so
we're
suggesting
you
just
continue
with
that,
the
only
updates
to
the
assumptions
are
the
pieces
in
bold
just
reflecting
the
changes
in
the
valuation
both
to
the
discount
rate
and
we
update
the
the
mortality
projection
scale
every
year.
G
B
So,
let's
act
on
these
separately
5d
and
5e
separately.
So
first
we
have
a
motion
motionless
second,
to
prove
the
assumptions
for
2021
actual
equivalence
based
on
the
june
30th
2020
evaluation
assumptions.
B
Plus,
thank
you.
Jessie
chandra.
B
Thank
you
trustee
kelleher
for,
for
the
second,
any
other
board
discussion
public
discussion.
Let's
do
a
roll
call
vote
vice
chair,
horowitz
aye.
Thank
you,
trustee,
chandra
hi.
Thank
you
trustee
jennings
aye.
Thank
you
trustee,
kelleher
aye.
Thank
you.
Trustee
son.
E
B
B
D
E
B
Thank
you.
I
also
vote.
I
that
motion
carries
united
36
to
0.
bill
and
mike,
thank
you
very
much
for
coming
and
for
the
work
on
that.
Thank
you.
B
Happy
new
year
happy
new
year,
so
we
have
talked
about
a
break.
Mr
payne,
are
we
good
to
take
the
break
now
still.
B
Okay,
let's
I
have
9
44.,
so
let's
come
back
at
9.50
for
the
disability
training.
Thank
you.
Everybody.
K
K
B
So
we
are
now
moving
on
to
item
5f,
the
presentation
by
staff
of
the
retirement
disability
process
under
the
federation
employees
retirement
system.
Thank
you.
F
Yeah,
so
let
me
let
me
kick
it
off.
Thank
you,
mr
chair.
We
have
barbara
heyman.
She,
our
deputy
director.
She
will
be
providing
the
board
with
a
presentation
and
obviously
we
also
have
stacy
fisher
she's
our
benefit
analyst
that
works
for
the
disability
applicant,
so
she
certainly
will
be
available
as
well
to
answer
any
questions
so
just
wanted
to
kind
of
give
you
a
two
min
two
minutes
background
on
the
presentation.
F
You
may
recall
some
time
back
that
first
of
all,
many
of
you
are
fairly
new
to
the
board
and
even
though
we
do
have
an
onboard
process,
I
I
acknowledge
that
we
have
not
done
a
very
good
job
in
that
onboarding
process
on
providing
enough
training
on
the
disability
side
of
the
equation,
which
have
made
it
challenging
for
you
board
when
we
have
dealt
with
disability
hearings
in
the
last
six
to
nine
months,
so
the
chair
reached
out
to
staff
to
make
sure
that
we
put
together
the
training
for
for
you
board
on
disability,
and
so
that
training
really
is
based
on
two
phases.
F
This
is
the
the
the
basic
training
so
to
introduce
you
to
the
concepts
and
the
process
we
we
do
have
a
second
phase,
where
we
will
probably
be
a
little
more
specific
on
the
actual
reports
and
and
the
disability
decision
making,
and
so
we
will
certainly
try
to
time
that
particular
training
closer
to
whenever
you
have
to
deal
with
disability
hearing,
so
that
you
have
that
knowledge.
F
There
is
a
lot
of
information
on
the
presentation.
I
think
barbara
is
going
to
be
very
succinct
on
her
presentation.
She's
not
going
to
read
all
the
information
that
is
in
there.
What
we
want
you
to
get
out
of
this
is
just
an
understanding
of
what
are
the
basic
definitions
and
also
what
is
the
basic
process
looks
like
for
the
disability,
training
of
I'm
sorry
for
a
disability
process
for
a
member.
So
with
that
I'll
turn
it
over
to
barbara.
J
Thanks
roberto
yes,
so,
as
roberto
mentioned,
there
are
definitely
supplemental
documents
that
were
provided,
but
for
right
now,
if
admin
could
open,
5,
f,
2,
o
2
training.
J
Yes,
I
believe
yes,
so
that
is
going
to
be
the
start
of
this
presentation
and,
as
roberto
mentioned,
this
is
giving
you
know
a
high
level
overview
of
the
disability
process
and
introducing
you
to
some
of
the
definitions.
J
So
moving
on
to
slide
two
here,
we're
showing
you
how
disability
is
defined.
So
obviously
we
look
to
the
san
jose
municipal
code
and
it
defines
disability
as
an
incapacity
for
the
performance
of
judy
with
the
following
criteria
are
met,
and
so
you
know
the
the
disability
it's
permanent
or
for
an
extended
and
uncertain
duration.
J
So
moving
on
to
step
or
slide.
Three
now
now
we're
going
to
delve
a
little
bit
further
and
it
doesn't
just
mean
the
mere
physical
or
mental
inability
to
assume
the
responsibilities
and,
in
addition
to
not
being
able
to
perform
the
responsibilities
and
the
duties
and
functions
of
their
position,
also
there's
they
can't
perform
the
responsibilities
and
duties
of
any
other
position.
J
In
the
same
classification
of
positions
to
which
the
city
may
offer
to
transfer
them,
so
there's
no
other
job
and
in
their
classification
that
it
could
be
offered
by
the
city
for
their
to
work
in
and
continue
to
work
and
important
to
know
the
disability.
It
must
be
determined
by
the
retirement
board
and
it's
based
on
competent
medical
opinion.
F
Barbara
I'm
sorry,
I
just
wanted
to
jump
in
on
the
second
bullet
point
here
because
were
two
things
I
wanted
to
say
the
first
one,
barbara
barbara's.
All
these
definitions
and
information
are
in
the
municipal
code,
and
I
want
to
remind
everyone
that
have
the
onboarding
in
our
office.
We
introduce
you
to
our
confluence
application,
which
you
have
on
your
ipad,
that
confluence
application
have
a
lot
of
information
and
documents
that
you
can
refer
to,
one
of
which
is
the
municipal
culture.
F
You
can
actually
refer
to
the
specifics
of
that
code,
section
by
going
through
your
application
and
confluence
and
and
and
accessing
that
particular
document,
but
I
also
wanted
to
mention
the
second
bullet
point.
This
is
a
critical
piece
of
information.
If
I'm
mistaken,
barbara
and
stacy,
please
correct
me.
F
This
is
critical
in
which,
in
that
we,
as
in
the
office,
your
board
and
your
general
counsel
has
provided
us
with
direction
as
to
what
does
it
mean
any
other
position
in
the
same
classification
of
positions
and
the
reason
I'm
embracing
this
issue
is
because
it
came
up.
It
really
has
come
up
on
your
last
two
disability
hearings
and
that
position
that
we're
taking
may
or
may
not
be
the
same
position
the
city
is
taking.
I
am
not
sure
where
the
city
is
at
on
that
issue.
F
My
understanding
was,
they
were
going
to
be
reaching
out
to
their
city
attorney's
office.
I
haven't
heard
back
from
them.
I
only
wanted
to
pinpoint
that
issue,
because
that
has
been
the
the
issue
at
hand
in
your
last
two
disability
hearings,
and,
and
so
it's
something
that
if
it
comes
up
again,
the
committee
and
the
board
should
make
the
decision
on
our
general
counsel
recommendation
on
legal
interpretation,
which
is
in
the
same
classification,
which
may
or
may
not
be
the
same
definition
that
the
city
may
have.
D
F
Well,
julie,
I'm
not
an
attorney.
I
leave
that
to
jenny
to
address,
but
you
can
imagine
that
attorneys
have
different
interpretations
of
what
legal
expectations
could
be
defined
from
a
particular
writer
and
that's
all
I'm
trying
to
say
it
may
seem
to
be
pretty
straightforward.
F
But
you
know
again,
people
with
a
very
good
and
intelligent
minds
tend
to
defer
on
what
those
interpretations
may
be.
So
I
think
that's
all
I'm
getting
at.
D
J
So
so
thanks
so
now
that
we
know
how
disability
is
defined,
we're
going
to
move
on
to
the
next
slide,
which
shows
there's,
there's
two
types.
Obviously,
there's
a
service
connected
disability
and
that's
where
a
a
member
the
disability
arose
and
results
from
an
injury
or
a
disease
arising
out
of
and
in
the
course
of
federated
city
service,
as
opposed
to
a
non
connected
disability
which
which
occurs
when
it's
not
job
related.
J
If
we
take
like
a
painter
and
perhaps
as
when
they're
performing
their
hinting
duties,
they're
involved
in
an
accident
where
the
scaffolding
collapses
a
they
sustain,
an
injury
and
perfect
injury,
rendering
them
incapable
of
continuing
to
perform
their
painting
duties.
J
So
that
could
be
a
service
connected
disability
as
opposed
to
again
we'll
take
the
same
person
as
a
painter.
J
They
are
enjoying
some
recreational
activities
on
a
weekend,
they're
involved
in
a
horrific
sporting
accident,
and
they
can
no
longer
perform
their
their
duties
and
there's
no
other
judy
or
no
other
jobs
they
could
perform
in
that
same
classification
with
the
city,
and
that
would
be
a
non-service
connected
disability.
J
Hopefully,
that's
gives
you
some
idea
of
the
distinction
between
the
two.
D
Barbara
this
is
trustee
jennings.
When
I
read
through
this,
then
my
interpretation
is:
if
it's
non-service
connected
disability
retirement
they,
I
guess
they're
not
eligible
for
a
service-connected
disability.
Does
that
mean
they
can't?
I
I'm
a
little
confused?
Does
that
mean
that
they
cannot
go
through
the
retirement
system
or
maybe
just
help
me.
J
Well,
so
the
applicant
would
put
in
a
disability
application
and
the
board's
going
to
determine
whether
it's
a
service
connected
or
or
non-service
connected,
for
instance,
the
example
I
just
gave
the
painter
for
the
non-service
connected
disability.
J
His
injuries
were
nothing
to
do
with,
though
his
duties
as
a
painter
of
the
city
of
san
jose,
and
it
they
purely
were
the
result
of
a
non-work
related
incident.
K
There
are
two
blanks
on
the
application:
one
is
for
a
service
connected
disability
retirement
and
one
is
for
a
non-service
connected
disability
retirement.
We
do
receive
applications
that
are
just
for
non-service,
they
might
have
cancer
or
another
medical
condition.
That's
going
to
be
a
non-service
connected.
K
D
No,
I
mean,
and
just
I
guess
I
know
you
know
I
haven't
dealt
with
this
too
much
so
I'm
you
know
a
little
confused
if
it's
nonsense,
like
the
person
has
cancer,
has
nothing
to
do
with.
G
B
D
And
they're
eligible
for
retirement,
let's
say
they
can
retire.
Wouldn't
they
just
retire.
You
know
so.
F
The
and
I'll
I'll
try
to
explain
that
one
quickly,
but
stacy
probably
knows
more
about
it.
I
think,
as
part
of
the
documents
that
we
provided
stacy
correctly
find
mistaken,
it
did
include
some
of
the
benefits
related
right.
The
the
calculations
of
the
benefits
right,
some
of
that
information
was
provided
yeah.
The
fact
is
so
so
that
will
tell
you.
You
are
correct
procedures.
F
Someone
may
may
have
a
disease
and
they
may
be
better
of
service
retiring
than
not,
but
there
are
situations
where
people
may
may
become
may
have
a
disease
that
have
not
made
the
qualification
to
retire
for
service,
in
which
case
retiring
for
non-service
will
be
the
only
way
they
can
start
receiving
a
benefit
right.
Does
that
make
sense,
because.
F
You
have
to
be
a
specific
age.
You
have
so
many
years
of
service
to
meet
service
retirement,
so
there
are
situations
where
someone
may
have
a
disease
say:
I've
been
working
for
the
city
for
seven
years
and
I'm
45
when
I
developed
cancer,
I'm
not
going
to
need
a
service
retirement,
but
I
can't
retire
on
a
non-service
connected
disability.
D
Right
so
again,
I
guess
I
was
kind
of
being
black
and
white
on
it.
If
it's
non-service
connected
disability,
they
would
need
to
go
through
the
regular
retirement.
If
that's
what
they
need
to
do,
but
they
cannot-
and
I
maybe
I'm
being-
I
think,
there's
a
wiggle
room
here,
which
I
don't
quite
understand,
but
if
it's
non-service
connected
then
they
are
not
allowed.
They
cannot
go
through
the
service
connected
disability.
I
F
File
for
the
application,
when
you
file
you
either
file
for
a
non-service
or
a
service
when
they
file
for
non-service
connected
disability
is
sort
of
like
a
straightforward,
that's
all
they're
filing
for
most
likely
because
they
cannot
meet
the
service
retirement
requirements
and
they
do
have
a
disease,
and
it
is
night
I
would
say,
is
extremely
likely
that
the
board
will
find
him
to
be
disabled
and
they
can
retire.
And
that's
the
end
of
the
story.
F
That's
really
their
choice.
I
mean
following
the
example
by
barbara.
Imagine
that
a
member
you
know
a
paint,
the
painter
that
she's
referring
to
the
547
for
service
connected,
but
we
found
out
that
really
the
the
injuries
that
he
or
she
sustained
were
not
from
working
at
the
city,
but
because
she
or
he
was
having
these
sports
activities
after
the
city
right,
but
they
the
person,
didn't
want
to
say
that.
F
Well,
if
we
find
that
that's
the
case,
then
the
the
board
is
going
to
find
him
to
be
disabled,
but
in
another
service
connected
basis
and
either
they
can
choose
to
take
it
or
not.
Usually
speaking,
when
they
file
for
service
connected,
they
may
have
already
met
the
service
retirement
requirements,
and
so
they
may
just
choose
to
continue
with
the
service
retirement
and
that's
it
and
that's
the
end
of
the
situation.
F
In
other
cases
like
in
bisuni
right,
I
use
they
continue.
They
continue
the
process
and-
and
so
you
know,
they
may
or
may
not
continue,
and
they
may
eventually
get
the
service
connection
or
not.
They
always
have
the
chance
after
you
bought
a
decision.
If
your
board
is
now
the
in
line
with
what
they
are
requesting,
they
always
have
the
ability
to
go
to
superior
court
to
challenge
your
board
decision.
D
And
I,
I
guess
by
say
difference-
I
mean
in
rural
and
like
payment
between
non-service,
connected
disability,
retirement
and
just
on
retiring.
K
Primarily
the
the
applicant
is
under
retirement
age.
They
may
have
enough
years
but
they're
under
retirement
age
and
they
can't
work.
So
that's
going
to
be
the
primary
situation.
Okay,.
D
E
What's
the
difference
in
benefit
between
service
connected
disability
and
non-service
connected
disability,
we
had
a
situation
when-
and
I
think
several
months
ago,
when
a
man
wouldn't
want
a
retiree
he's,
obviously
been
retired
for
some
time
he's
coming
back
to
the
board,
to
argue
for
the
case
for
service
connect,
disability
retirement
so
not
so
sure.
What's
the
incentive
there.
F
A
F
So
so
in
a
portion,
so
I'm
gonna
just
give
general
numbers.
They
may
not
be
completely
right,
but
they'll
be
close
enough.
Unless
stacy
will
tell
me
roberto
what
are
you
saying
so
say
that
you
have
enough
working
years
and
age
that
you
can
retire
with
75
percent
of
you
of
your
final
average
salary
as
a
as
a
member
of
federated
so
say
you
find
an
average
salary
was
a
hundred
thousand,
and
now
that
you
can
retire
75
you,
your
benefit
will
be
75
000..
F
F
40,
thank
you
40
of
the
75
000
stacy,
yes,
okay,
so
so
out
of
the
75
000.
If
now
we
are
finding
you
to
be
service
connected
with
disabled,
then
40
of
that
annual
75
000
benefit
will
be
tax-free.
F
So
two
things
number
one
going
forward
out
of
the
75
000
on
you're
gonna
only
be
paying
taxes
on
sixty
percent
of
it
right,
but
number
two.
Presumably
it
took
some
time.
Let's
assume
it
took
a
year
between
by
the
time
you
service
retire
and
the
decision
that
was
made
by
the
board.
Then
we
will
have
to
readjust
the
what
you
have
received
or
the
person
may
have
to
re-issue
refile
the
taxes,
because
you
know
their
their
taxes
for
the
prior
year
were
not
accurate
as
they
were
really
needing
to
be
service
connected.
F
K
Yes,
that's
correct
and
I
wanted
to
add
one
point:
a
common
situation
is
for
a
person
to
be,
and
it's
like
you
observe
trustee
jennings,
that
the
person
is
on
a
regular
service
retirement
and
then
they're
coming
through
for
a
service
connected
disability
retirement.
It's
a
common
situation.
If
the
service
connected
disability
retirement
gets
approved,
it
will
be
effective
retroactive
back
to
the
same
effective
date
as
the
service
retirement
and
it's
a
common
situation.
It
comes
up
often.
D
So
per
trustee's
son's
question,
which
is
a
very
good
question:
it's
really
the
tax
deferred
side
of
the
house.
That
is
what
they're
after.
K
The
the
final
three
attachments
are
excerpts
and
they
illustrate
well,
they
articulate
the
calculation.
So
questions
about
the
the
calculation
and
the
40
tax
break
are
on
those
last
three
attachments.
D
Okay,
so
to
summarize
service
connected
disability
retirement
provides
a
tax
benefit
of
40
percent
of
your
payout
non-service
connected
disability
retirement
provides
you
the
ability
to
retire
earlier
than
that
the
age
limit,
if
you're
tier
one
or
two,
depending
how
that
goes,
and
those
are
truly
the
the
items
that
drive
it.
Yeah.
D
D
J
J
The
board's
gonna
make
the
determination,
based
if
it's
service,
connected
or
non-service
connected
based
on
the
medical
examination
and
available
evidence
and
information.
So.
F
F
In
years
past,
before
the
city
deleted
the
doctor's
position,
the
doctor
for
the
city
actually
provided
the
medical
examination
and
provided
the
committee
and
the
boards
with
the
medical
analysis
once
that
position
was
eliminated,
we
lost
that
medical
examination,
which
is
the
main
reason
why
we
have
ended
up
hiring
services
like
exam
exam
links
right.
Barbara
does
the
name.
F
Exam
works
because
they
provide
the
medical
examination.
We
still
have
dr
tiermann.
She
takes
all
the
medical
examination
from
the
ime
and
all
the
medical
examination,
medical
information
from
the
applicant's
physician
she
reached
all
the
information
and
draft
a
medical
analysis
for
the
committee
and
the
board,
which
is
what
we
use
and
your
board
uses
to
determine
whether
or
not
the
person
is
disabled
and
if
it
is
disabled,
whether
it
is
not
in
a
semi-connected
basis
or
non-service-connected
basis.
Thank
you,
barbara.
J
So
it's
a
seven
step
process
and
this
is
step
one
and
that's
where
the
application
is
coming
in,
so
the
member
submitting
their
application
for
a
disability,
and
they
can
do
that
while
well,
they
must
do
that,
while
they're
employed
as
a
federated
city,
employee
or
within
four
months
of
separating
from
the
federated
service
or
during
the
continuation
of
the
member's
disability,
if
it
continues
after
he
leaves
he
or
she
leaves
federated
service.
F
So
before
you
go
to
the
next
alibaba-
oh
that's,
okay,
I
can
just
I
just
wanted
to
touch
base
on
this.
In
most
cases,
members
fight
when
they're
still
unemployed.
There
are
some
situations
where
they're
filed
after
retirement,
but
within
the
four
months.
I'm
only
saying
this
because
there
are
situations
that
you
may
have
seen,
maybe
not
lately,
but
it
could
happen
where
the
person
may
have
been
retired
for
a
year
after
retirement
and
they
filed
for
the
application,
and
you
may
ask:
why
did
we
accept
that
it
is?
F
It
is
usually
the
requirement
that
the
member
have
to
show
that
yeah.
He
was
after
the
four
months,
but
they
have
been
suffering
from
the
disability
for
a
long
time
and
they
only
realized
that
they
were
really
getting
to
a
point
that
they
couldn't
manage
it
after
you
know,
or
whatever
after
the
the
four
months
and
so
defy
the
disability.
F
I'm
kind
of
lost
here
for
an
example,
but
I'm
trying
to
think
one
example.
I
can
give-
maybe
not
the
best
one.
But
let's
assume,
let's
assume,
that
we
had
a
member
that
was
working
in
the
city
and
this
person
was
working
in
and
doing
constructions
of
fixing
or
maintenance
buildings
that
had
asbestos
right
and
you
know.
Obviously
they
developed
that
disease
related
to
working
and
being
exposed
to
asbestos,
and
they
may
not
have
realized
it
right
at
the
time,
but
down
the
road.
F
F
Maybe
nobody
may
not
be
the
best
example,
but
that
may
be
a
situation
where,
although
it
doesn't
happen,
often
where
a
member
may
file
after
they
were
an
employee
and
after
the
four
months
of
separation,
as
soon
as
they
can
prove
that
the
asbestos
and
working
in
that
kind
of
environment
was
what
caused
them
to
develop
that
disease
and
it
certainly
would
be
service
connected
because
it
was
as
a
result
of
their
work
within
the
city.
Is
that
a
for
example,
stacy.
K
Yes,
thank
you.
That's
great.
J
So
so
the
application
has
come
into
our
to
our
office
and
we're
ors
are
now
going
to
send
out
an
acknowledgement
to
to
the
applicant
to
acknowledge
receipt
of
their
application
and
also
provide
them
with
an
overview
of
the
process
checklist.
So
as
they
know
what
to
expect
and
in
addition
now
ors
is
going
to
send
notifications
to
the
applicants
department
telling
them
that
they've
we've
received
an
application
for
disability
from
an
employee
or
ex-employee
and
and
we'll
request
a
memo
from
them,
stating
their
current
work
status.
J
If
the
applicant
has
already
separated
we'll
ask
for
the
work
status
of
separation
from
the
city,
so
next
slide
we're
now
on
to
step
two
of
the
process
and
that's
completing
the
file
so
as
part
of
the
application
and
the
applicant
will
have
consented
to
provide
all
medical
information
under
the
control
of
the
city.
In
addition
to
any
claims
from
workers
comp
any
proceedings
to
the
extent
the
the
law
permits
so
we'll
they've
already
given
us
their
consent,
so
we'll
go
and
gather
those
information
that
information.
D
Okay
and
just
to
add
roberto
when
we
had
that
last
case
that
one
gentleman.
D
F
I
you
know
it's
kind
of
fussy
in
my
head,
but
I
I
think
a
long
time
has
passed
and
I'm
not
sure
that
we
we
had
all
the
information
and-
and
I
think
one
of
the
challenges
when
the
new
board
made
the
final
decision
was.
I
wasn't
sure
that,
even
if,
after
if
if
your
boy
decided
not
to
make
a
decision
and
wait
until
later,
I
wasn't
sure
if
we
were
going
to
be
able
to
find
any
other
kind
of
documentation
because
of
the
time
that
has
passed
so
you're
probably
correct.
F
But
I
do
want
to
say
something
here.
We
are
mentioning
workers,
com
workers,
comp
is
an
issue
and
a
process
within
the
city
structure.
We
are
not
in
any
case
somehow
related
to
that
to
the
process.
That's
hr
and
the
city,
and
it
has
a
third
party
vendor
that
they
they
use
for
their
workers
come
and
what
happened
is
and
stacey.
If
I'm
mistaken
correctly,
I
think
the
bulk
of
the
applications,
gifts
that
we
receive
are
service
service
connected
related
and
if
a
service
connected
then
there.
F
That
means
something
happened
within
the
city
where
they
were
working
at
the
city,
which
means
there's
going
to
be
workers,
compensation
claims
because
they
are
work-related.
If
this
was
a
known
service,
they
probably
wouldn't
be
any
workers
claim.
So
this
isn't
here,
but
I
wanted
to
make
the
point
number
one.
That
is
something
within
the
city
structure
that
we
have
to.
They
have
to
provide
us
the
ability
to
get
information
and
number
two
that
they
that
this
is
in
cases
where
there's
a
service
connection.
F
If
it's
something
to
happen
completely
outside
the
city
purview
and
it's
not
service,
we
still
will
get
physicians
reports
from
the
from
the
applicant's
positions,
but
there
wouldn't
be
any
workers.
Comp
claims
is
that
correct,
stacy.
K
Yes,
that's
correct,
it'll
show
on
the
next
couple
slides,
but
we
we
for
the
for
the
service
connected
ones.
I
do
a
direct
inquiry
to
inner
care
for
all
the
medical
records
they
they
provide
me
with
all
the
medical
records.
B
Barbara
brad
has
his
hand
up.
Could
you
oh.
A
Too,
thank
you,
mr
chair,
just
real,
quick
with
regard
to
hipaa
regulations
and
the
background
files
that
the
board
members
receive
when
they
hear
disability
cases.
I
remember
back,
and
I
guess
it's
kind
of
prehistoric
times
now
when
we
used
to
have
a
lot
of
paperwork
and
the
board
members
would
hand
in
all
their
background
material
back
to
staff
to
to
make
sure
that
the
privacy
was
was
was
paramount.
A
So
how?
How
do
you
ensure
that,
when
you
disseminate
all
this
information
electronically,
how
do
you
guard
against
making
sure
that
all
this
you
know
confidential
information,
isn't
isn't
somehow
compromised.
K
I
can
say
something
on
this
a
little
bit,
but
I
think
our
admin
staff
might
want
to
comment.
Also.
The
documents
to
the
board
are
transmitted
through
legislar,
I
believe,
which
is
a
secure
web
portal.
These
secure
web
portals
have
become
a
very
valuable
tool
in
the
remote
workplace.
K
F
J
So
so,
yes
continuing
on
now
on
step,
two
we're
still
completing
the
file,
and
if
the
member
has
as
roberto
was
saying,
if
it's
a
non-service-connected
disability,
the
member
will
provide
us
the
medical
records
that
are
applicable
to
the
disability
or
the
injury
or
disease
that
is
requested.
J
And
obviously,
if
if
the
member
thinks
it's
applicable
or
appropriate,
they
may
even
provide
for
this
service
connection
some
medical
records
that
they
have
from
perhaps
private
physicians
or
surgeons
that
are
not
through
workers
comp
and
moving
to
the
next
slide.
We're
now
on
to
step
three-
and
this
is
the
independent
medical
evaluation.
J
So,
as
roberto
we
has
mentioned,
we
have
got
exam
works.
The
board
is
contracted
with
two
imes
exam
works
and
med
link.
J
Primarily,
we
use
exam
works,
as
they
are
one
of
the
biggest
and
they've
got
like
over
300
physicians
throughout
the
state
of
california.
J
J
So
once
the
ime
has
finished
their
portion
and
that
information
is
then
moved
to
step
four
to
the
board's
medical
advisor
for
their
review
and
dr
tiermann,
who
is
your
board
medical
advisor
currently
and
they're,
going
to
provide
a
summary
of
the
file
conclusions
on
the
the
disability
or
the
incapacity
and
the
service
connection?
If
applicable,
and
establish
work
restrictions.
F
If
I
may,
on
this
one
just
wanted
in
mind
the
boar
during
the
report,
I
I
mentioned
that
the
contract
with
dr
tiermann
ends
on
june
30th.
We
are
embarking
on
a
process
to
issue
a
request
for
a
proposal
for
board
medical
advisor
services.
We
were
not
that
successful
about
four
years
ago,
if
I
really
found
one
person
who
actually
were
a
doctor
work
with
us
for
about
a
month
and
they
quit.
F
And
if
that's
the
case,
the
process
will
change
a
bit
in
the
sense
that
the
committees
and
your
boards
will
have
to
rely
on
the
independent
medical
examination
or
ime
report
going
forward.
No,
that's
not
there's
nothing
wrong
with
that.
That's
exactly
how
I
I've
been
sort
of
mostly
used
to
work
when
I
was
in
the
fresno
county,
when
I
was
in
the
in
bakersfield,
they
had
a
board
medical
advisor
within
within
the
county
health
office,
but
in
any
case
that
may
be
a
possibility.
F
We
will
certainly
keep
you
posted
on
on
how
the
rfp
is
going
and
how
successful
we
are.
But
I
wanted
to
make
that
point
clear
and-
and
hopefully
we'll
come
back
before
you
with
both
disability
council
and
dr
trima
one
more
time
before
she
leaves
to
provide
the
second
portion
of
this
of
this
training.
J
Okay,
and
so
this
is
again
just
remind
step,
four
we're
on
the
board
medical
advisors
review
and
the
doctor
has
produced
a
a
summary
file
conclusions
of
the
incapacity
and
established
the
service
connection,
if
applicable,
and
and
also
establish
some
work
restrictions.
J
J
In
other
words,
if
does
the
city
have
another
position,
perhaps
that
in
the
same
classification
that
could
be
offered
to
this
applicant,
and
so
so
in
practice,
the
board
medical
advisors,
work
restrictions
are
sent
in
a
memo
from
ors
to
the
city.
The
return
to
work
coordinator
at
the
office
of
employee
relations
and
then
oer
office
of
retirement
relations
will
respond
via
memo,
advising
if
the
restrictions
could
be
accommodated
in
the
applicant's
regular
position
or
in
any
other
position
within
the
applicant's
job
classification.
F
Barbara
before
you
move
to
the
next,
let
me
because
I
think
this
is
critical
again,
it's
just
in
the
same
length
of
what
I
was
explaining
about
the
applicant
job
classification.
We
have
a
very
specific
explanation
by
general
counsel
on
that,
and
we
don't
know
where
the
cities
stand
on
that
number
two.
We
did
share
this
presentation.
F
Jenny
with
harvey
and
jenny
and
harvey,
had
a
question,
and
I
just
wanted
to
make
it
clear
when,
when
the
member
goes
to
see
their
own
physicians
or
the
workers
come
doctors,
they
issue
work
restrictions
right.
This
is
you
have
to
imagine
this
process
of
being
a
six
to
two
year
process.
So,
first,
the
member
goes
to
the
workers
come
and
they
go
to
see
a
doctor
and
the
doctor
issues
work
restrictions
and
then
they
work
with
the
city
to
see
if
the
particular
department
can
accommodate
those
work
restrictions.
F
So
imagine
this
a
year,
gonna
have
down
the
road
or
even
more
like
the
member
has
already
retired,
and
they
are
getting
service
retirement
and
we're
dealing
with
this.
Our
medical
borrower,
medical
examiner
or
issue
her
analysis
and
they're
gonna
issue
predictions.
Now
these
restrictions
may
be
exactly
like
the
prescriptions
that
were
issued
originally
by
the
workers,
comp
people
or
any
other
doctor,
but
it
may
differ
right.
If
it's
the
same,
then
obviously
that's
easy.
F
But
in
situations
where
the
work
executions
by
the
numerical
advisor
is
a
little
different.
That's
when
we
have
some
issues
right,
because
then
then
you're
going
to
be
making
the
decision
most
likely
being
on
all
the
medical
evidence,
including
you,
medical,
your
medical
advisor,
which
work
restrictions
may
not
be
the
same
and
then
the
question
is
we
have
to
ask
the
city
now,
after
everything
that
happened,
could
you
have?
Could
you
have
accommodated
those
restrictions
at
the
time
and
that's
where
the
applicant
job
classification
comes
into
play?
F
So
it
is
a
challenging
process,
especially
because
of
the
timeline,
but
I
just
want
you
to
kind
of
think
about
it
in
those
terms
and
that's
where
then,
eventually,
your
board
has
to
decide
like.
In
the
last
couple
of
instances,
you
have
decided
that
the
person
is
disabled
because
the
city
had
not
been
able
to
provide
another
job
classification
or
they
would
have
been
able
to
provide
another
job.
Another
position
to
the
applicant
within
the
same
job
classification.
F
D
D
D
After
being,
you
know
the
positions
deleted,
they
can
go
lower
down
the
they
can't
go
higher,
but
they
could
go
lower.
So
maybe
they
were,
you
know
a
grounds
worker,
but
maybe
they
could
all
they
can
do
now.
Is
this
one?
D
So
maybe
they
could
be
like
an
office
specialist
or
something
you
know,
someone
who
just
you
know,
handles
computers
or
like
they
could
have
that
capability,
but
the
thing
is
is
if
they
could
step
down
the
ladder,
that's
allowable,
sometimes
they
if
it's
tested,
they
have
to
take
a
test
to
pass
that.
F
It
will
so
I
I
refer
a
little
bit
to
janie
here.
I
don't
know
to
what
extent
jenny
you've
spoken
to
harvey,
but
let
me
answer
the
question
the
way
you
understand
it.
The
answer
to
the
question
straightforward
judy
will
be:
no
that's
not
an
option
ebay.
It
may
be
an
option
when
the
position
is
deleted,
but
my
understanding
here
is
that
the
the
city
has
to
be
able
to
provide
the
applicant
a
job
within
the
same
job
classification.
F
A
step
down
would
not
be.
That
would
not
be
within
the
same
job
classification.
Now,
that's
aside
from
the
fact
that
the
member
you
know,
maybe
you
find
a
member
that
really
don't
want
to
retire
and
they
want
to
take
it.
That's
a
completely
different
issue
that
could
be
worked
out,
but,
generally
speaking,
that's
not
the
way
this
is
defined.
You
have
to
be
between
the
same
your
classification
and
in
your
example,
your
boy
will
have
to
find
the
member
to
be
the
applicant
to
be
disabled
jenny.
A
Yeah
and
that's
that's
correct,
and
that's
really
just
based
on
how
you
know
your
plan
defines
the
benefit
and
so
because
it's
got.
A
So
so
you
could
have
a
different
context
where
maybe
a
different
classification
was
relevant
or
you
could
have
a
different
plan
where
it
was
relevant,
so
it
so
it's
not
it's
not
like
it's
a
legal
requirement
that
we
would
have
to
do
it
this
way.
It's
just
it's
a
requirement,
because
that's
what
our
plan
says.
F
F
I
think
they
feel
that
that
will
be
the
case,
but
again,
as
I
said,
they
were
going
to
pursue
further
legal
clarification
from
the
city
attorney
and
I
don't
know
where
they
they
are
on
that
issue.
To
be
honest,.
D
F
J
So
so
we're
on
step
five
and
we've
determined
if
work
restrictions
could
be
accommodated
or
not.
So
if,
if
there
is
an
alternate
job
in
applicants,
same
job
classification
and
now
we
we
need
to
move
on
to
the
next
slide
and
that's
step
six,
and
this
is
where
the
disability
committee
hearing
is
going
to
take
place.
So
a
wrestle
schedule.
J
A
committee
hearing
the
applicant
is
agenda,
ties
and
the
hearing
committee
comprises
of
the
ceo,
typically,
the
benefits
manager,
deputy
director,
one
or
other
also
the
board
medical
advisor
and
the
board
legal
adviser,
russ
rokeda.
F
No,
no
before
we
go
to
the
next
slide,
let
me
say
something
here:
barbara
two
things
the
committee
is
actually
just
comprised
of
the
ceo
and
either
the
benefits,
division
manager
or
the
deputy
director.
F
It
just
so
happened
that
the
way
the
process
works
we
do
have
dr
truman
and
and
the
board
legal
advice
or
on
disabilities
for
us
for
cada.
They
they
provide
some
information
and
reports
that
helps
the
committee
make
a
decision.
F
I
know
all
of
you
have
a
lot
on
you
play
and
you
have
a
lot
of
work,
but
I
just
wanted
to
take
this
opportunity
to
mention
that
you
bore
before
I
came
into
place
in
2013
before
all
of
you
joined
your
board
as
trustees
decided
long
time
ago,
that
you
are
not
going
to
create
a
disability
committee
of
the
trustees
that
it
was
going
to
be
of
the
staff.
F
F
I
think,
for
two
reasons:
the
first
one
is
that
by
creating
a
committee
of
trustees,
disability
would
really
really
allow
u.s
trustees
to
develop
a
stronger
knowledge
of
the
disability
process,
so
that
number
one
you
can
make
conditions
to
the
border.
But,
second,
when
it
comes
to
the
board,
I
think
the
board
as
a
whole
will
be
better
prepared
to
make
those
decisions,
and
the
second
one,
obviously,
I
think,
is-
is
for
efficiency
purposes
from
the
standpoint
that
I
just
part
of
it
may
be
training.
F
But
I
had
just
felt
over
time
that
your
boar
and
the
staff
had
not
been
in
sync
and
had
not
supported.
F
I
mean,
there's
been
quite
a
few
decisions,
the
last
few
times
over
the
last
couple
of
years,
where
the
board
has
gone
against
the
staff,
and
it
seems
to
me
that
your
boy
will
be
a
lot
more
likely
to
accept
input
from
your
colleagues
as
part
of
the
committee
than
from
the
staff
going
forward.
So
because
of
those
two
issues,
I
I
will
politely
asks
you
to
consider
whether
this
is
something
that
you
want
to
entertain,
going
forward.
F
The
possibility
of
creating
a
disability
committee
of
two
or
three
trustees
rather
than
coming
from
staff,
it
does
not
mean
the
staff
will
not
be
involved
in
the
process.
This
police
and
fire
have
a
disability
committee
and,
and
all
these
people
that
you
see
here,
are
involved
in
the
process
and
coming
at
the
committee
level
and
make
recommendations.
F
F
C
Horowitz
in
that
situation,
then,
would
the
committee
conduct
the
hearing
with
the
applicant
and
recommend
defining
and
there
would
be
no
hearing
at
the
full
trustee
level.
F
No
well
yes,
and
no,
if,
if
you
deciding
that
is
an
approval,
it
will
go
on
consent
and
and
then
that's
right.
There
will
be
no
hearing.
But
but
there's
always
the
committee
could
do
a
hearing
and
recommend
against
it,
and
the
member
always
have
the
chance
to
come
before
the
war
for
the
full
board
to
listen
to
have
a
hearing.
So
it
would
also
require
that
you
have
a
hearing
a
day
at
the
board
level.
F
Yes,
the
truth
is
that
at
the
committee
level,
you
know
I'm
a
little
hesitant
to
call
on
a
hearing,
because
it's
a
little
more
less
less
formalized
the
discussion.
F
You
know,
as
opposed
to
at
the
at
the
at
the
board
level,
where
you
know
you
do
have
a
script.
Whether
you
ask
a
very
specific
questions,
but
it's
very
similar
I
mean
when
they
when
the
applicant
goes
to
the
committee.
They
they
usually
if
they
do
have
an
attorney.
They
will
be
at
the
here
at
the
committee
meeting
with
the
attorney
just
like
they
do
at
the
at
the
board.
At
the
ball
level,.
F
You
could
certainly,
at
the
end
of
this
presentation,
suggest
that
this
is
something
that
the
the
governor's
committee
should
entertain
and
then
next
time
we
have
a
governance
committee
meeting.
We
will
add
the
discussion
to
that
or
you
could
do
at
a
later
later
time,
but
I
just
wanted
to
make
the
suggestion.
Thank
you
trustee
horowitz.
J
Okay,
yes,
and
so
just
like
roberto
was
saying-
and
on
this
next
slide,
what
the
disability
committee
are
doing,
they're
reviewing
the
medical
information,
that's
been
provided
they're
they're,
looking
for
some
clarification,
if
necessary
from
the
applicant
and
the
board
medical
advisor
and
then
obviously,
when
the
medical
evidence
and
all
the
information
and
to
to
formulate
a
recommendation
to
the
retirement
board.
J
J
If,
if
the
disability
hearing
committee
is
recommending
an
approval,
then
it
would
be
placed
on
the
consent,
calendar
and
as
roberto
mentioned,
if,
if
and
anybody
wanted
to
pull
it
from
the
consent
calendar
for
a
full
board
hearing
at
a
future
meeting,
that
is
at
the
discretion
of
the
board.
That's
that
can
be
done
and
going
on
to
our
next
slide
step.
Seven.
J
If,
in
the
cases
were
the
disability
hearing
committee
is
recommending
a
denial,
the
board
will
conduct
a
full
hearing
of
the
case
and
will
determine
if
the
evidence
affirms
a
disability
retirement.
If
it's
a
service
connected
or
non-service
connected,
then
the
board
makes
the
decision
to
either
approve
or
deny
a
disability
retirement
application.
Basically,
at
the
end
of
the
day,
that
is
a
board
decision
and
then
on
our
next
slide.
J
It
talks
more
about
in
the
case
where
there
is
a
denial
and
if
it
is
denied
a
denial
resolution
will
be
prepared
and
agendized
for
the
board
to
approve
denying
the
applicant
and
of
course
the
applicant
does
have
the
opportunity
and
may
request
a
re-hearing
based
on
the
criteria
listed
here,
and
so,
if
they
feel
the
board
acted
without
an
in
excess
of
its
powers,
the
order
decision
or
award
was
procured
by
fraud.
J
The
evidence
did
not
justify
the
determination
or
the
applicant
has
discovered
new
evidence
which
could
have
been
reasonably
been
discovered
or
procured
at
the
hearing,
and
the
applicant
always
has
the
ability
to
appeal
the
board's
decision
at
the
california
superior
court.
J
Now
that
wraps
up
this,
this
particular
overview
of
the
disability
process,
any
other
questions
or
comments.
C
Right
here
step
this
denial
process:
okay,
the
request
for
a
rehearing
of
the
four
items.
The
four
criteria
strikes
me
as
number
one
and
number
three
are
overly
broad
and
that
would
almost
justify
overhearing.
In
any
case,.
F
F
I
think
they
have
gone
to
superior
court.
I
would
think
I
would
think
that
the
most
likely
situation
to
request
every
hearing
is
that
somehow
the
applicant
discovered
new
evidence
that
were
not
able
to
provide
the
hearing,
because
you're
right,
I
would
say
any
of
the
yeah
one
and
three
basically
says
hey.
If
you
didn't
like
the
decision,
you
can
ask
again.
F
F
K
I
can
insert
a
little
bit
of
process
here
in
that
the
board
legal
advisor
rush
rakeda
after
the
hearing
and
the
decision
to
deny
the
case
his
office
sends
a
letter
to
the
applicant
giving
instructions
on
how
to
contest
it,
and
they
have
30
days
from
the
date
that
they
receive
the
letter
to
file
the
the
the
action
with
the
superior
court.
C
D
Correct
and
just
to
finalize
the
denial
process
is
dealing
with
service-related
and
non-service-related
retirement,
a
disability
retirement
request.
That's.
F
D
So,
just
as
it
comes
and
deals
with
the
federated
employees
retirement
system,
how
many
do
does
your
office
go
through
on
a
monthly
basis
or
a
quarterly
basis.
F
So
that's
a
good
question
for
stacey,
but
I
believe
that
one
of
the
documents
that
we
provided
was
some
statistics
on
what
are
the
number
of
disabilities
that
are
on
the
pipeline
and
everything
else.
So
I
think
that
was
one
of
the
the
documents
that
we
provided
to
you
boar
for
this
particular
item.
I
mean
that
aside
trustee
jennings
I'll,
let
miss
fisher
comment
on
it
because
she
works
a
lot
closer
to
her
than
I
do.
K
I
guess
it
was,
let's
see
here,
I'm
bringing
it
up.
It's
called
the
dashboard
in
the
attachments.
Okay
and.
C
J
So
admin
up
in
the
area,
where
do
you
see?
Can
you
go
left?
I
see
your
mouse
if
you
go
left
up
where
it
says,
75
percent.
J
J
There
we
go
yes,
okay,
so
stacy.
Can
you
just
read
the
statistics
again.
D
K
Well,
just
just
to
give
an
example
of
the
flow
of
how
these
how
these
are
going.
If
you
look
at
the
totals
it
starts
with
the
end
of
2013
to
the
end
of
2020.,
so
in
that
seven
year
period
it
went
from
79
to
72,
which
is
down
seven
applications.
K
However,
if
you
look
at
the
first
column
in
orange,
during
that
period
of
time,
we
received
10
applications.
So
what's
coming
in
and
what's
going
out
there
there,
you
know
they
kind
of
relate
to
each
other
and
it
you
know
it
is
a
slow
process.
F
We
need
to
really
consider
perhaps
coming
back
to
your
board
and
and
making
recommendations,
because
first
of
all,
this
is
a
long
time
right,
seven
years,
but
second,
if
you
can
see
one
two,
three,
the
third
column
and
the
four,
the
total
of
standard
applications
and
step
two
out
of
76.
We
only
had
36
complete
medical
and
records
on
file,
which
is
about
50
that
that
basically
means-
and
I'm
not
saying
that
you
know
so
december.
F
So
we
need
to
do
a
better
job
at
coming
before
you
board,
with
specific
steps
to
say
hey.
This
is
how
we're
gonna
accept
an
application
and
if
they
don't
complete
something
by
six
months,
we're
just
going
to
basically
delete
it
and
they
have
to
restart
the
process.
Because
what
happens
so
it
just
made
these
numbers.
Look
worse
than
they
really
are,
and
you
really
also
extend
the
average
timeline
of
the
process
a
lot
longer
than
they
really
really
are
right.
F
Now
that
aside,
we
do
have
41
cases,
only
one
is
ready
for
the
ime,
and
you
know
so.
That's
that's
one
that
we're
going
to
be
dealing
with
in
the
next
in
the
next
couple
of
months.
That
may
or
may
not
come
before.
You
bore
this
year
before
june
30th.
So
we
do
we
do
as
a
staff.
F
We
do
have
to
do
a
better
job
of
analyzing
this
and
making
sure
that
we
bring
forward
to
you
a
process
that
makes
sense,
because
I
think
what
this
suggests
is
that
members
may
file
an
application
and
they
they
don't
follow
up,
or
you
know,
like
I
said.
K
Yeah,
I
have
something
to
add
in
the
column
before
the
last
column
is
the
applications
that
are
deferred.
K
Those
all
are
files
that
the
weavers
they're
finished,
the
board
medical
advisor
did
their
report
and
either
at
the
point
of
the
board
medical
advisor
report,
or
it
also
may
have
gone
to
the
committee,
but
it
was
decided
that
additional
evidence
was
needed.
It
wasn't
looking
like
it
was
going
to
qualify
and
additional
evidence
was
needed
to
bring
the
case
back
for
another
review.
K
D
Okay,
so
there's
a
total
of
30
on
the
bottom
that
are
deferred
yes
and
so
of
the
outstanding
72
30
or
deferred.
So
there's
really
just
if
you
don't
count
those
which
I
know
you
can't
totally
go
there,
but
there's
like
42,
but
even
those
42
seem
to
all
be
coming
from
the
really
the
2013
times
segment,
because
if
you
go
to
1419,
you
know,
there's
59,
new
ad
ones
and
and
62
completed
right.
F
Fair
point,
so
I
think
I
think
stacy
is
correct.
I
mean
in
our
case,
for
example,
we
should
you
know
a
member,
or
the
attorney
should
not
be
able
to
defer
a
case
for
two
years.
For
example,
you
know
if
they're
gonna
work
on
it,
we
should
tell
them.
We
have
to
come
back
in
six
months.
Otherwise
the
whole
case
will
be,
you
know,
deleted
and
then
the
same
with
the
members.
F
You
know
I
have
work
in
other
jurisdictions
where
you
know
we
give
them
a
timeline
that
they
have
to
have
to
prepare
and
complete
all
the
medical
evidence
and
everything
else
right.
So
now
we
also
have
a
backlog
and
we
only
have
one
individual
doing
the
work
and
we
also
have
you
can
imagine.
These
are
the
federated
numbers.
F
Police
and
fire
have
a
lot
more
cases,
and
we
only
have
one
staff
working
on
these,
so
this
go
also
hand
in
hand
with
you
know
the
work
that
we
have
to
do
the
budget
process
and
whether
we
need
more
hands
to
be
able
to
help
this,
but,
but
I
think
going
back
to
your
initial
question.
Yet
we
do
have
that
data,
and
this
is
a
quality
statistics
that
we
are
to
be
provided
to
you.
We
supposed
to
be
providing
this
to
you
on
your
consent
agenda
on
a
quarterly
basis.
A
C
Trustee
horowitz
here,
so,
if
I'm
looking
at
the
numbers
correctly,
it
looks
like
we
averaged
about
three
new
applications
per
quarter
in
the
initial
period
up
to
june
of
2019.
Since
then
between
zero
and
two
per
quarter.
I
am
just
curious.
Is
this
typical
for
a
municipality
with
the
employee
size
that
we
have
that
we're
running
probably
on
the
average
of
two
two
cases,
two
new
applications
per
quarter
for
disability?
F
That's
a
good
question
trustee
horowitz
the
bottom
line
is
I
don't
know
that
we
have
an
answer
to
your
question.
My
educated
guess
my
educated
guess,
based
on
my
private
experience.
I
don't
know
if
jenny
have
any
comments
from
her
experience
working
with
calpers,
but
my
indicator
guess
is
that
I
see
it's
hard
for
me
to
say,
because
I
have
worked
in
prior
plans
where
they
were
both
general
members
and
disability
and
and
I'm
sorry,
fire
and
police,
and
that
number
this
number
actually
is
lower
than
what
I'm
used
to.
F
But
that's
because
we
do
have
more
disability
applications
for
safety
members
right.
So
it's
hard
for
me
to
say
for
a
plan
that
is
just
general
members
and
whether
this
is
a
a
number
that
that
is
in
line
with
other
other
jurisdictions
or
not.
I
don't
know
if
jenny
do
you
have
any
experience
on
that
or
not.
A
Yeah,
I'm
just
not
sure
I
think
I
think
it's
probably
a
relatively
easy
data
point
to
bring
back
to
the
board,
but
I,
but
I
think
the
reason
I'm
hesitant
to
respond
is
I
want
to
make
sure
we
compare
apples
to
apples
and
you
know
consideration
for
not
only
the
safety
issue
which
I
think
you're
absolutely
right,
roberto,
but
also
just
the
size
of
the
system.
J
Perhaps
the
board
wants
to
direct
staff
and
council
to
come
back
with
a
more
more
thoughtful
response
on
that.
C
F
So
just
in
other
words,
I'll
see
what
I
can
find
out,
but
I
have
to
be
honest
with
you.
My
main
concern
is
know
whether
we
are
receiving
the
same
number
of
applications
as
other
jurisdictions.
As
much
as
my
main
concern
is
the
backlog
right,
I
think
just
the
number
of
the
backlog
we
need
to
get
it
on
the
better
control
and
make
it
lower.
F
Now
I
don't
know
what
the
number
should
be
to
be
honest
based
on
the
number
of
employees
that
we
have
at
the
city
level,
which
is,
I
believe,
on
this.
On
the
general
side,
I
like
to
think
it's
about
5
000,
but
oddly
enough,
our
chair
may
have
a
better
idea
if
I'm
right
on
that
or
not
for
general
members,
but
but
I'll
talk
to
some
of
my
colleagues
and
see
if
they
have
that
data
and
that
I
can
share
with
you
board
at
a
future
point
again.
D
Yeah
and
I
think
if
we
dig
into
that
backlog,
maybe
there
are
ones
that
can
go
away
or
I
mean
address
it
legally.
I
guess
to
make
sure
that
you
can,
you
know
legitimately
get
rid
of
it
or
or
if
not,
that
we
understand
what
needs
to
happen
so
that
we
can
or
what
changes
might
need
to
happen.
To
do
that,
I
mean
it's
just,
but
you
know
again
the
benefits.
What
are
the
benefits
to
the
people?
D
They've
been
sitting
there
for
seven
well,
what
we're
in
21
eight
years
so
could
they
retire
earlier?
I
guess
they
haven't,
had
it
happen
yet
right
so
either
they
retired
on
their
own
or
they
kept
on
working
or
they.
You
know
who
knows
what
right
or
the
other
piece
is
the
tax
deferred
and
if
it's
tax
deferred
and
they
eventually
get
it
through,
then
you
got
a
lot
of
paperwork
to
do.
B
Barbara,
what
primarily,
do
we
fall
back
on
the
disability
council,
for
is
that?
Is
this
the
council
part
of
the
evaluation
recommendation
process
in
every
case,
or
is
the
council.
B
B
Yes,
I
I
saw
in
the
powerpoint
the
disability
council
is
part
of
the
disability
committee
process.
What
primarily,
do
we
fall
back
on
disability
council,
for
is
it
a
resource?
Is
the
council
resource
or
is
a
council
part
of
every
case's
evaluation
and
recommendation
process.
F
It
is
part
of
every
case
evaluation
on
the
disability
side
yeah,
so
they
they
will
comment
and
they
will
provide
support
for
the
medical
analysis
and
provide
information
and
and
legal
implications
to
the
committee
of
the
application.
Yes,
so
it
is
a
we
use
them.
They
are
intimately
actively
involved
in
the
process.
B
F
That's
a
good
question
from
council,
but
I
think
that
there
are
disability
terminology
and
and
requirements,
and
so,
for
example,
let
me
give
you
a
case.
So
the
medical
analysis
from
the
doctor
will
research
that
you
know
they
find.
The
preference
of
the
evidence
is
enough
to
support
the
evidence
that
the
accessibility
and
the
evidence
that
the
service
connection,
the
council
will
follow
up
with
their
own
legal
analysis
on
these
and
these
medical
analysis
provided
by
the
doctor.
F
Oh
oh,
alternatively,
they
will
remind
the
committee
of
your
board
that,
yes,
it
is
important
you
decision
making
is
based
on
the
total
information
of
the
package,
not
just
the
information
from
your
medical
advisor,
but
also
the
ime
and
the
physicians
from
the
applicants.
So
you
have
to
take
all
the
data
in
consideration.
So
that's
the
kind
of
thing
that
the
attorney
you
know
is
going
to
be
providing
the
committee
and
the
board
on
every
case.
B
But
the
the
attorney
doesn't
generate
a
written
product
like
the
ime
does
like
the
advisor
does
like
return
to
work.
F
They
do
they
do
for
your
board
meetings.
They
do
summarize
the
findings
at
the
committee
level.
They
do
provide
a
memo
right,
stacy.
B
You
wanted
to
highlight,
from
the
other
attachments
on
5f.
K
Oh
also,
the
qual,
the
attachments,
that's
the
list
of
qualifying
criteria-
that's
that's
kind
of
the
bottom
line
for
making
decisions
on
the
cases
is.
These
are
the
this
was
this
was
created
from
the
an
actual
checklist
that
is
submitted
the
board
for
the
police
and
fire
disabilities.
K
So
it's
taken
directly
from
that
language
and-
and
it
has
been
reviewed
by
the
board
legal
advisor
russ
recada
and
by
the
board
medical
advisor,
dr
tiermann,
and
they
both
approved
this,
but
this
is
these
are
the
criteria
by
which
a
case
is
finally
judged.
B
Okay
and
mr
penny,
when
you
introduce
this
agenda
item,
I
believe
you
mentioned
that
in
a
past
prior
conference
in
prior
conversation,
we
talked
about
doing
this
training
on
a
just-in-time
basis
and
is:
does
that
mean
we
have?
We
can
anticipate
a
disability
case
coming
forward
in
the
near
future,.
F
No,
that's
not
the
case.
I
think
what
we
explain
is
this
particular
one
is
a
very
basic,
even
though
it
didn't
feel
like
that,
a
basic
introduction
to
the
disability
process
we
do
have.
F
Possibly
we
can
come
back
before
you
board
with
our
doctor
and
the
attorney
to
provide
more
meat
to
the
discussion
more
specifically
related
to
the
reports
now.
Ideally,
that
would
take
place,
as
you
indicated
as
you
and
I
have
discussed
in
the
past
as
a
just
in
time
right
either
the
month
before
you
have
to
be
with
a
disability
hearing,
we
do
have
a
case
that
is
coming
up
for
the
disability
committee
that
may
or
may
not
resolve
in
a
disability
hearing
by
june.
F
The
only
deliveries
that
I
mentioned
in
june
trust
chair
cassidy
is
because,
as
you
know,
our
medical
advisor
contract
runs
out
in
june.
So
even
if
we
don't
have
a
case,
I
think
it
may
be
a
good
idea
to
have
for
you
boy
to
have
this
training,
so
we
don't
lose
that
medical
advisor
knowledge
before
she
leaves.
D
And
I'm
just
curious
when
you're
talking
about
how
hard
it
is
to
get
someone
I
mean
I
assume
it's
like
a
retired
doctor,
that's
kind
of
interested
in
this
maybe-
and
I
I
don't
know
I
mean
just
my
two
thoughts
on
that
is
you
know,
with
the
doctors
just
being
probably
exhausted,
with
covet
19
and
the
stresses
it
does.
D
F
D
F
Yeah
point
well
taken.
I
just
think
that
you
know
I'm
not
sure
how
we
define
simple.
I
think
one
of
the
challenges
that
we
had
in
the
past
is
that
it's
a
lot
of
work
and
if
you
want
to
really
retire,
probably
it's
not
what
you
really
want
to
do.
The
other
thing
is
a
lot
of
doctors
have
experience
on
working
with
workers
come
cases
and
the
worker
comes
regulations
and
requirements
are
not
at
all
very
similar
to
the
disability
requirements
on
a
on
a
pension
basis.
F
We
were
just
quite
lucky
that
we
found
a
truman
that
had
a
background
working
with
the
city
which
had
that
experience,
but
in
the
event
that
we
find
a
doctor
that
is
willing
to
provide
this
kind
of
service
and
it's
not
doing
work
with
other
jurisdictions
like
for
workers
come,
it
would
take
a
long
time
for
them
to
work
with
us
to
get
the
experience
needed
to
really
understand
what
the
requirements
are
to
find
someone
to
be
disabled
and
the
work
restrictions
on
the
this
disability
requirement,
as
opposed
to
workers.
F
Come
that's
not
really
an
easy
thing
to
develop
and,
and
if
you
find
a
doctor
that
has
been
working
for
40
years
and
they're
in
their
70s,
not
sure
that
they're
going
to
be
willing
to
spend
the
time
to
really
learn
our
disability
requirements
to
provide
the
kind
of
analysis
that
your
boy
will
need.
That's
the
challenge.
F
F
F
Well,
it's
a
good
question:
it
does
reduce
the
cost
in
that
we
won't
have
the
cost
of
actually
paying
the
ime
and
the
medical
advisor,
so
it
just
reduces
the
medical
advisor
cause.
It
would
just
be
part
of
the
exam
works
contract.
J
F
Oh,
this
is
just
it's
the
same
service
they
just
the
board
will
have
to
rely
on
the
ime
report,
that's
it
which
they
are
doing
now.
F
B
B
A
F
We
don't
no
no
through
exam
works
because
that's
what
they
do
right,
so
the
ines,
but
we
do
are
going
to
be
contacting
our
colleagues
and
we
did
ask
trustee.
I'm
sorry,
dr
truman,
to
reach
out
to
her
colleagues
to
see
if
they'd
be
willing
to.
F
I
don't
know
the
answer
to
that
julie.
To
be
honest,
I
will
have
to
look.
D
All
I'm
saying
is,
there
might
be
a
cost
savings
if
we
just
use
the
imei.
I
was
just
hearing
what
roberto
was
saying
about
fresno
and
some
of
the
other
areas
that
don't
have
that.
D
B
Okay,
all
right,
so
thank
you
very
much,
barbara
stacy
for
the
training.
So
this
is
a
prescient
presentation
item
no
action
decisions,
except
that
perhaps
vice
chair
horowitz
may
choose
to
raise
us
through
the
governance
committee.
F
Well,
I
I
I
appreciate
that
trustee
chair
cassidano
and
I
I
I
really
appreciated
the
the
question
by
by
trustee
horowitz,
but
the
only
way
that
they,
I
believe,
if
I
understand
this
correctly,
that
the
committee
can
say
that
it
will
be
front
direction
from
your
board,
so
whether
it
is
today
or
the
future
meeting.
If
this
is
something
you
want
to
consider
about,
studying
about
the
possibility
of
creating
your
own
committee,
it
will
be
something
that
your
board
will
have
to
direct
the
governance
committee.
So
the
government's
committee
can
take
it
on.
E
Yes,
okay,
a
couple
of
things.
I
really
appreciate
the
barber's
presentation
on
the
city's
process
on
disability
retirement
determination.
E
But,
however,
I
think
we
need
more
training
on
a
qualification
criteria
on
the
disability
cases
and
all
the
discussion.
We
had
all
the
confusion
we
had
in
the
private
cases
who
is
qualifying,
which
cases
qualified
I
mean
the
criteria
list
is
helpful,
but
the
the
real
scenario
could
be
more
complicated,
it's
harder
for
for
the
committee
members
to
determine,
I
think,
when,
as
a
committee
or
as
a
board,
we
should
think
about
more
in-depth
training
on
the
qualification
career
criteria.
That's
the
key
part
will
help
us
in
the
disability
case
determination
in
the
future.
E
So,
let's
just
say:
if
a
if
a
city,
employee
or
ex-city
employee
and
receive
the
disability
determination
in
another
agency,
does
the
city
have
any
role
in
it?
This
is
in
that
in
additional
determination.
All
the
city
is
just
going
to
accept
the
determination
from
the
sister
agency
and
then
provide
a
disability,
individual.
K
K
E
Great,
thank
you
so
in
another
way
in
another
in
another
way.
Another
word
if
another
is
if
another
agency
has
made
a
desert
determination
on
the
disability,
retirement
qualification,
the
city
of
san
jose,
being
the
previous
employer
no
longer
have
any
say
in
this
case
right.
K
Yes,
that's
true:
if
they've,
if
they've
already
approved
it,
then
that
person,
because
they
have
to
retire
from
both
places
at
the
same
time
they're
going
to
come
to
us
to
synchronize
their
retirements
and
we
will
the
the
retirement
was
or
the
disability
was
approved
by
the
reciprocal
agency,
so
we're
just
going
to
follow
suit
and
retire
them
out.
F
You
and
it
works
the
same
way
backwards,
trusty
son,
you
know
if
they
say
if
they
find
to
be
disabled
from
us.
It's
the
same
going
to
another
system,
but
I
also
wanted
to
comment
on
you
in-depth
training.
I
agree
with
you
completely
and
that's
why
I
indicated
this
is
just
the
first
phase.
F
We
do
have
a
second
phase
where
we
expect
it
to
be
more
in
depth
and
that's
what
we
want
to
have
our
medical
advisor
and
council
to
to
come
in
before
you
board,
because
that's
the
intention
is
to
be
more
in
depth,
and
I
just
took
note
of
your
comment
of
more
in-depth
training
in
qualification
criteria.
Is
that
correct.
F
B
D
I
want
to
thank
your
staff
for
putting
this
together
for
going
through
it
for
being
so
diligent
with
all
the
questions.
So
thank
you
very
much.
B
B
J
Yeah,
so
this
is
exam
works
and,
as
you've
heard
from
our
previous
training,
they
do
provide
the
independent
medical
examinations
for
the
disabilities,
and
I
do
want
to
apologize
for
the
incorrect
memo.
Diet
showing
on
the
the
year
should
be
2021
and
not
2020.,
and
the
chair
just
said,
the
request
is
to
extend
the
term
of
the
agreement
with
exam
works
to
december
31st
2025
and
to
add
those
additional
funds
of
a
hundred
thousand.
B
D
J
H
J
D
J
B
And
I'm
sorry,
I'm
not
suggesting
that
we
do
that.
I'm
just
double.
Checking
that
we're
not
going
to
have
the
board
approve
this
and
have
city
procurement
rules
clocked
back.
I
see.
B
Yeah
again,
my
my
question
is
more
about
com
compliance
with
city
procurement
policy.
Not
not
whether
or
not
it's
there's
anybody
else
out
there.
F
B
All
right,
thank
you,
yes,
you're
welcome.
So
in
that
case,
could
I
have
a
motion?
A
second
for
item
5g
authorize,
the
ceo
to
immigration,
execute
an
amendment
to
the
exam
works
contract.
B
A
B
Thank
you,
trustee
tranja
is,
has
had
to
leave
and
so
we're
gonna
go
on
trustee
jennings.
E
B
Next
is
item
5h
discussion
and
action
on
committee
assignments
for
calendar
year.
2021..
The
attachment
in
the
agenda
has
the
committee
assignments
for
2020.
B
And
you
know
this
is
a
annual
annual
action
for
the
board.
When
I
saw
this
needed
to
be
on
the
january
agenda
franklin,
I
was
initially.
My
first
reaction
was
that
we
should
perhaps
keep
the
current
assignments
for
another
year
since
I
don't,
I
don't
know
about
everyone
else,
I'll
open
to
your
opinion.
Certainly,
but
it
seems
like
this
year
flew
by
and
wasn't
the
one
year
was
fast
in
terms
of
building
some
experience
and
expertise
in
the
in
the
areas.
B
C
Trustee
horowitz,
yes,
have
no
objections
to
the
the
current
roster,
but
I
would
like
to
register
my
continuing
interest
in
at
some
point
serving
on
the
investment
committee.
C
So
okay
certainly
ask
the
chair
to
consider,
assuming
he
used
chair
once
again
to
consider
methodologies
protocols
on
how
we
might
rotate
through
these
different
positions.
B
Very
good
yeah,
fair
enough.
Thank
you
trustee
horowitz.
I
I
I
do
you
know
I
I
do
remember
that
from
from
last
year-
and
I
certainly
don't
have
an
objection
to
it
again
for
the
broader-
is
falling
back
on
my
broader
statement
about
giving
everybody
one
more
year
under
the
bell
for
the
current
assignments.
But
I
I've
not
forgotten
that
and
yeah.
F
No
quickly,
I
just
wanted
to
make
two
points.
Obviously
I
do
agree
that
the
current
assignments
have
worked
well,
although
in
the
long
run,
eventually,
you
know
migrating
some
trustees
around,
so
they
get
exposure
to
the
areas
may
be
helpful,
but
I
do
want
to
make
two
comments.
F
Number
one
trustee
horowitz
is
the
chair
for
governance
and-
and
I
expect
governors
committee,
especially
trustee
harvey
if
the
committee
take
on
the
assignment
of
possibly
considering
the
disability
committee
you're
going
to
be
busy
here
this
year,
and
I
also
wanted
to
reach
out
to
trustee
kelleher
the
chair
body
committee.
F
There
is
a
lot
of
work
and
a
huge
plan
from
our
new
senior
auditor,
so
I
just
wanted
kind
of
to
give
you
the
heads
up
that
we're
going
to
be
quite
busy
at
this
point.
The
committee
meetings
are
scheduled
on
a
quality
basis.
I
will
check,
I
think,
we're
going
to
have
one
next
month
and
from
that
point
forward
every
three
months,
but
there
may
be
a
possibility
at
some
point
where
we
may
have
one
after
two
months.
F
So
just
wanted
to
let
you
know
the
day
is
a
very
aggressive
goal
and
plan,
and
so
that
committee
is
going
to
be
quite
busy
so
just
wanted
to
let
you
know.
Thank
you,
mr
chairman.
D
I'm
just
like
on
the
audit
committee:
it's
it's
really
hard
to
be
100
focused
when
it
comes
off
of
a
long
meeting
like
this
and
then
to
go
into
that
any
way
that
we
can
have
it
at
a
different
time.
I
mean
so
it's
not
just
right
after
this.
F
So
we
can-
and
I
can't
speak
you
know
this-
was
this.
This
concept
was
initiated
before
I
joined
the
board
many
years
ago.
F
I
believe,
because
those
committees
right,
the
the
only
committee
that
meets
outside
the
board
meetings
is
investment
or
the
other
audit
comedian
governance
because
they
meet
jointly
with
your
counterpart
from
the
audit.
I'm
sorry
from
the
other
plan
we
try
to
accommodate
where
one
committee
meets
after
the
police
and
fire
meeting
and
another
committee
meets
after
the
federal
meeting.
F
I
think
the
rationale
behind
it
is
to
limit
the
dates
that
trustees
have
to
find
to
become
available
for
meetings,
but
I
completely
understand
what
you're
saying
you
know
if
you
have
a
meeting
that
goes
from
8
30
to
2
o'clock
by
the
time
you
see
for
the
next
meeting,
you're
exhausted
the
counterpart
to
that
would
be
that,
if
you
don't
do
that,
then
all
those
committee
members
from
both
plans
will
have
to
find
another
day.
F
But
your
point
is
well
taken,
and
I
think
this
is
something
that
especially
that
committee
will
have
to
consider
after
your
first
couple
of
meetings
and
decide
how
you
want
to
move
forward.
But
again,
I
believe
the
concept
was
to
limit
the
days
of
availability
by
trustees.
That's
why
they
tried
to
do
it
after
after
regular
board
meetings.
B
Very
good,
so
if
there's
a
and
no
other
discussion
on
it
for
5h,
we
need
a
motion
in
a
second
to
to
use
the
same
committee
assignments
in
2021,
as
we've
had
in
2020.
E
B
Trusty
son,
thank
you
very
much
for
the
second
appreciate
that
any
other
discussion
from
the
board
on
the
public.
Okay:
let's
do
the
roll
call
vote
vice
chair,
horowitz
hi.
Thank
you,
trustee
jennings
hi.
Thank
you
trustee,
kelleher
hi.
Thank
you.
Trustee
son.
E
B
B
Their
last
meeting
was
on
december
22nd
next
meeting
is
january
26th
and
in
lieu
of
trustee
chandra,
mr
pawani,
did
you
have
an
oral
update
for
the
ist.
H
Sure,
mr
chairman
said
the
last
ic
meeting.
We
discussed
foreign
exchange
costs
and
transactions
costs
that
were
incurred
by
the
plans,
and
this
is
an
annual
report
that
we
provide
to
the
fcc
and
that
was
received
by
the
ic
in
addition
to
that
presentation
on
tail
risk
hedging
by
professor
myron
scholes.
This
was
more
of
an
education
session,
for
this
was
done
at
the
joint
ic
for
both
ics
police
and
fire
and
federated.
E
No,
I
think
you
said
it
very
well
and
then
I
yes,
I
we
reviewed,
we
extended
the
two
two
contracts
and
then
had
in
the
joint
investment
committee.
We
had
an
interesting
education
on
the
tail
risk.
I'm
sure
everybody
is
taking
that
consideration
and
then
maybe
sometimes
on
the
road.
Mr
pawnee
will
make
a
proposal
in
that
strategy.
B
Okay,
very
good,
thank
you
very
much,
6
1,
b
or
minutes
from
october
27th
that's
receive
and
file
six
two,
the
governance
committee.
Their
last
meeting
was
on
december
17th
right
after
our
last
board
meeting
next
meeting
on
march
4.
vice
chair
horowitz.
Do
you
have
an
update,
an
oil
update
on
the
committee
before
we
jump
into
the
action
items
a
little
bit
later.
C
B
Okay,
fine
yeah,
so
we
will
it's
receiving
file
for
six
two
b
and
a
six
two
c:
six:
two
d
discussion
and
action
on
the
committee's
recommendation:
to
improve
the
revised
policy
on
election
of
board
officers.
Vicer
horowitz.
You
want
to
introduce
this.
C
Right,
so
this
is
simply
a
change
where
we
are,
I
believe,
pulling
in
the
election
of
board
officers
by
a
month.
We
will
buy
this
proposal
nominate
in
november
and
then
have
the
election
in
december
so
that
the
new
regime
is
installed
in
january
and
and
this
will
allow
for
with
nominations
in
november.
If
there
are
multiple
nominations
competing
candidates
for
the
positions
there
will
be
a
month
of
lag
before.
We
would
have
the
election
in
december
to
consider
the
various
options.
B
Yes
great,
thank
you
very
very
much
for
that
for
the
revisions,
any
questions
for
vice
or
horowitz,
so
we
need
an
a
motion,
a
second
to
approve
the
revised
policy
on
the
election
to
board
officers,
trustee
kelleher,
so
motion.
Thank
you
very
much.
Jesse
keller.
B
So,
let's
take
your
second,
your
quick
around
the
button,
so
any
other
discussion
from
the
board
from
the
public.
Okay,
let's
do
a
roll
call
vote
vice
chair,
horowitz
hi.
Thank
you.
Trustee
jennings.
D
A
B
C
Right,
actually,
I
think
it
would
be
helpful
if
we
look
at
the
second
attachment
first
6.2
e2-
and
this
was
the
board
self-evaluate
evaluation
report
that
we
completed
over
the
summer.
I
believe
the
board
members
have
seen
this
summary
of
findings,
but
I'm
I'm
not
certain
about
that.
C
One
is
a
concern
about
succession
planning
and
whether
or
not
we,
the
board,
has
a
an
established
plan
for
replacing
the
ceo
and
the
cio
should
that
become
necessary.
C
C
C
Some
people
have
raised
issues
about,
I
guess
essentially
the
need
for
civility
in
our
board
communications
and
interactions,
and
then
I
believe.
Finally,
there
was
some
concern
about
board
education
specifically
about
the
need
for
education
on
the
disability
process.
C
I
believe
we've
all
struggled
a
bit
when
we've
had
to
hear
cases
and
understanding
all
the
criteria
and
rules
of
evidence
etc
that
we
have
to
abide
by,
but
also
various
board.
Members
have
also
raised
the
area
of
education
in
general.
C
Are
there
requirements
about
investments
and
other
aspects
that
we
consider
and
then
finally,
touching
on
the
area
of
committee
assignments
and
how
how
and
they're
assigned-
and
that
was
an
area
of
some
discussion
during
the
past
year
and
that
led
us
to
at
the
last
meeting
to
develop
some
specific
proposals
that
came
out
of
these
survey
that
was
done
over
the
summer.
C
And
if
so,
then,
then
we
certainly
should
not
do
that.
But
we
can
also
utilize
our
governance
consultant
cortex
to
provide
some
context
and
some
information
about
other
peer
plans,
whether
or
not
they
have
policies
what
they
might
look
like.
What
the
considerations
are
that
would
inform
any
initial
discussion
on
a
succession
planning
policy.
C
C
Currently
they
could
also
prepare
scripts
for
the
committee
chairs
so
that
the
various
committee
meetings
will
run
more
smoothly
and
correctly
and
then,
thirdly,
a
recommendation
to
review
the
board
education
policy
to
see
if
there
are
areas
of
specific
requirements,
either
with
respect
to
investments,
asset
allocation
and
certainly
with
respect
to
disability
that
we
should
undertake
and
that
all
trustees
would
be
required
to
complete,
and,
I
think,
with
respect
to
the
disability.
We've
we've
already
begun
that
process.
B
So
vice
chair
horowitz,
thank
you
very
much
for
reporting
that
out.
Regarding
recommendation
number
one,
you
know
the.
B
Doing
anything
with
regard
to
succession
planning
policy,
so
yeah
that
wouldn't
be
a
conflict
with
anything
that's
going
on
yeah
and
then
as
you're
reading
through
that
it,
it
makes
me
think
about
what
mr
pena
said
earlier.
That,
with
regard
to
the
committee
assignments,
yeah
looks
like
governance
committee
will
be
busy
as
well
as
the
audit
committee
jpc
is
already
busy
with
the
other.
B
Committee
findings:
here:
are
there
any
questions
for
provision
horowitz.
B
Okay
and
these
look
like
a
very
good
and
appropriate
set
of
recommendations,
so
we'll
need
a
motion
in
a
second
to
approve
the
board
self-revaluation
and
the
repo,
including
the
recommendations
from
the
committee
from
the
governance
committee.
E
B
Thank
you
and
I
vote.
I
also
that
motion
carries
unanimously.
Thank
you
again,
trustee
horowitz
for
for
all
the
work
on
that
and
presenting
that
for
us
today.
Six
three
is
audit
committee.
Their
last
meeting
was
october
and
the
next
meeting
is
not
until
february
18th
trustee
kelleher
do
you
have
any
more
updates
sure
we're
just
very.
C
Much
looking
forward
to
working
with
our
new
senior
auditor
jumon
bassini
and
we're
ready
to
get
to
work.
B
Okay,
very
good.
Thank
you
very
much.
J
6.4
is
the
joint
personnel
committee.
The
last
meeting
was
back
in
november
10
and
there's
no
no
oral
update
for
that
committee
and,
let's
see
item
seven
education
and
training.
We
have
the
cortex
report
and
the
calipers
mutual
assembly
from
march
for
march.
Eight
and
9.
B
C
B
Yes,
yes,
so
we
can.
We
will
discuss
putting
that
on
the
agenda
at
the
next
agenda
review
meeting
any
other
future
agenda
items
all
right,
any
other
public
or
retiree
comments.