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From YouTube: Casos de Uso Empresariales con Hyperledger: Bancolombia
Description
Cambiando paradigmas y transformando la banca a través de blockchain.
La historia, trayectoria y visión de blockchain en Bancolombia y cómo usan tecnologías Opensource, como las de Hyperledger, para acelerar la adopción, tener apertura completa hacia nuevos participantes del ecosistema y promover la inclusión.
• Presentadores: Bram Dufour y Juan Pablo Ramirez lideres Blockchain Bancolombia
----
Hyperledger – Open Source Blockchain Technologies
Hyperledger is an open source community focused on developing a suite of stable frameworks, tools and libraries for enterprise-grade blockchain deployments.
It serves as a neutral home for various distributed ledger frameworks including Hyperledger Besu, Fabric, Sawtooth, Indy, as well as tools like Hyperledger Avalon, Cactus and libraries like Hyperledger Aries, Ursa. Learn more about Hyperledger projects: https://www.hyperledger.org/use
Case Studies: https://www.hyperledger.org/learn/case-studies
Training & Certification: https://www.hyperledger.org/learn/training
Tutorials: https://www.hyperledger.org/use/tutorials
Webinars: https://www.hyperledger.org/learn/webinars
Events: https://www.hyperledger.org/events
Vendor Directory: https://www.hyperledger.org/use/vendor-directory
Subscribe to the Hyperledger Newsletter: https://www.hyperledger.org/newsletter
Follow-us on Twitter @Hyperledger
Learn about Hyperledger Membership: https://www.hyperledger.org/about/join
#Hyperledger #HyperledgerMeetups #Blockchain
A
Very
good
afternoon
to
all
the
people
who
connect
to
this
new
webinar,
the
hyper
layer,
latin
america.
We
are
going
to
wait
about
five
minutes
to
start.
We
thank
all
the
people
who
have
connected
to
this
new
event
today,
changing
paradigms
and
transforming
banking
through
blogs,
jane
together
with
bancolombia.
A
Today,
we
are
joined
by
brandy
for
and
juan
pablo
ramírez
blog
leaders,
who
are
going
to
tell
us
the
stories
of
the
bank
of
the
bank
and
colombia
in
their
processes
of
adopting
block
sein
technology,
and
they
will
also
tell
us
to
pass
on
your
experience
and
how
this
process
of
using
technology
has
been,
then,
juan
pablo,.
Thank
you
very
much
for
joining
us
today,
with
a
word.
B
B
There
is
a
brief
change
in
the
way
how
to
do
things
first
brand
as
You
saw,.
He
is
listed
on
the
list
of
panelists
due
to
a
mishap
that
the
doctor
had,
in
the
end,
he
will
not
be
able
to
be
live,
but
he
made
every
effort
to
give
the
presentation
on
a
delayed
basis,
so
to
speak,.
So
we
are
going
to
start
with
the
presentation
part
and
that's
it.
I'm
done
with
the
other
parts,.
So
I'll
leave
you
with
the
video,.
C
Hello,
good
afternoon,
everyone,.
Thank
you
very
much
for
connecting
to
this
talk
about
changing
paradigms
and
transforming
banking
through
blogs
to
people
connected
from
Colombia
and
some
others.
countries
surely
already
know
bancolombia,
but
for
everyone
to
know
the
file
quickly
to
the
bank,
then
bancolombia
is
the
largest
bank
in
colombia,
with
several
financial
products
and
services
and
in
addition
to
colombia,
it
is
active
in
guatemala,
in
el
salvador,
with
the
name
agricultural
bank,
in
panama,
as
humanism
and
also
in
peru
and
some
other
countries.
C
The
first
explorations
began
in
2015
where
the
bank
began
to
investigate,
who
talked
about
how
it
worked,
and
also,
when
identifying
possible
use
cases
for
the
bank.
The
following
year,,
which
advocated
some
of
the
sweet
cases,
identified
that
to
me
those
identities
in
all.
The
explorations
were
supported
by
some
suppliers
and
allies,
but
then
in
2018,
2
defined,
block
change
as
a
strategic
capability
and
a
bet
to
pay
for
the
future,
and
a
team
completely
dedicated
to
blogs
was
consolidated
to
build
internal
knowledge,
the
team
that
knows
how.
C
Initially,
it
was
composed
of
innovation
and
architecture,
innovation
with
some
people
and
the
motto
of
that
team
era
was
learn.
By
doing
that
means
that
we
didn't
just
want
to
talk
about
the
change
block,
but
actually
have
the
ability
to
implement
solutions
from
the
es
situation
to
production
without,
depending
on
vendors
and
with
those
internal
capabilities,
we
can
quickly
analyze
the
applicability
of
the
change
block
and
how
it
could
and
how
exactly
we
can
apply
it
to
me.
C
C
On
the
technical
side,
as
well
as
cryptography
techniques
and
development
of
distributed
systems
in
general,
we
have
experimented
with
several
heinze
blogs,
because
the
frameworks
that
can
pay
are
slides,
but
obviously
bitcoin
is
still
the
difference
and
understand
why
bitcoin
works
as
it
works
and
why
it
has
certain
features.
It
helps
a
lot
in
the
design
of
other
blogging
solutions.
That's
why
bitcoin
and
why
it's
is
required,
study
material
for
new
team
members
and
before
they
can
start
working
with
any
other
blog,
you
have
to
understand
the
ddi
central
centralization
of
bitcoin.
C
If
you
use
I
pd
or
coins,
in
reality,,
we
continue
to
investigate
public
blocks
because
we
want
public
blocks
to
be
where
there
are
more
technological
innovations
and
also
because
two
of
them
are
being
invented
here
and
that
in
the
end
they
create
relationships
that
allow
us
to
use
them
as
well.
And
that
is
why
we
have
we
all
have
to
be
up
to
date.
But
we
have
also
explored
and
tried
to
have
a
mind
with
the
cosmos
ecosystem,
because
we
found
it
interesting,.
Other
appliques
are
possible
6
and
the
interoperability
between
them
install.
C
Also
later,
because
obvio
sly.
We
also
have
the
look
in
the
player
always
and
the
four
projects
that
we
want
to
work
with
overwhelm
really
are
the
caliber
explosion
factory,
because
the
factory
seems
to
us
to
be
the
framework
to
allow
more
complete
blocks.
And
what
else
does
it
do
for
us
does
not
meet
our
needs,
because
we,
like
poetry,
these
optimizations,
that
they
have
because
of
the
flow.
We
have
actions
that
allow
processing
processes,
since
you
can
parallel
wind,
also
because
how
they
go
about
identity
management.
C
Other
actions,,
we
have
used
it
in
some
proofs
of
concept
to
quickly
be
able
to
visualize
the
information
transactions
of
the
gets
without
having
to
develop.
It.
It
is
a
front
entity
to
show
that
information
ourselves,,
but
we
use
it
to
automate
three
times
and
to
analyze
the
performance
of
the
gets,
and
we
are
investigating.
Why?
Because
we
realize
that
identity
and
removed
and
above
all,
sovereign
identity.
That
is
a
requirement
for
the
creation
of
more
universal
and
more
portable
identities
and
to
leverage
many
use
cases
of
the
pad
without
Without
digital
identity,.
C
It
would
make
little
sense
to
make
them
do
it
with
blogs,
generally
to
me,
because
we
are
interested
in
seeing
laws,
because
we
have
to
have
different
projects
built
from
scratch
and
optimized
for
specific
uses..
It
has
free
diagnostic
tools
of
the
block,
such
as
the
caliber
that
you
can
point
to.
to
different
block
chains,
also
uses
which
is
a
typographic
library,
which
is
that
it
can
be
used
independently
of
any
bloc
change
and
also
because
they
have
both
public
projects
such
as,
for
example,,
that
they
allow
blogs
and
websites.
C
Rex
like
there
are
fabric
beaches.
We
also
like
that
it
has
a
community
where,
with
many
companies
that
are
contributing
and
many
people,
who,
well,,
the
community
is
simply
yes
in
what
today,
well,
the
proof
of
the
different
lineages
that
are
coming
out
in
the
different
countries
and
continents
is
something
that
I
want
to
share,.
This
is
the
link
to
the
chat,,
something
that
I
tried
to
choose
for
In
exchange,.
C
It
has
served
me
a
lot
and
to
pay
to
receive
help
from
those
of
the
different
projects
and
well,
well,,
both
for
civility
and
for
help,
I
recommend
this
action
in
this
type
and
participate
in
the
conversations.
Also
because
there
are
players
is
focused
solely
on
technology,
so
it
doesn't
try
to
learn
us
any
use
case.
There
is
no
profit
motive,
so
there
is
no
n
or
you
have
to
sell
what
is
not
either
because
many
people
think
of
billboard.
C
It
is
not
carlos,
so
I
am
fine,
but
it
is
not
fine,
although
it
contributed
a
lot.
It
is
stabilized
by
the
linux
foundation
and
it
is
completely
open
source
and
in
your
projects,
you
can
also
use
the
open
source
standards
and
one
of
our
ideas
to
use
frameworks
or
solutions
from
blog
jane
is
precisely
that
it
has
to
be
completely
open
source.
C
But
although
we
have
many
benefits-
and
we
think
that
there
can
be
no
blogs
in
zinc
without
open
source
code,
it
is
a
change
of
paradigm
for
the
bank
has
to
allow
us
to
use
technologies
that
we
ourselves
have
almost
equal
to
the
correct
implementation
and
support,.
But
the
good
thing
is
that
the
bank
will
always
work
on
a
strategy
to
manage
the
psoe
software
until
the
end
of
the
code
or
thinkers
who
support
25.
A
B
B
C
With
training
for
different
technical
levels-
and
we
also
accompany
the
business
in
the
analyzes
and
the
implementation
of
possible
cases
of
them
with
with
blocks
in
what
we
have
found,
there
can
be
several
infractions
with
different
areas
of
the
business.
Is
that
some
difficulties
they
have
to
change?
That
is
to
change
change,
centralized
schemes?
There
are
schemes
10?
Actually,
it
is
with
blogging,
and
we
think
that
These
three
points
are
key
to
understanding
how,
as
a
business.
C
To
pay
them,,
since
the
business
has
to
attend
promissory
notes,
to
be
able
to
support
the
development
of
a
video
case
with
block
change,
and
the
first
thing
is
that
it
is
to
think
between
actions
and
assets,.
So
we
want
the
business
knows
how
to
define
the
different
transactions
they
want
and
can
describe
the
logical
functionality
and
validations
that
have
to
be
executed
for
each
type
of
transaction
and
many
times.
C
They
also
think
that
contact
block
itself
is
things
and
executed
automatically,
but
obviously
every
execution
of
any
logic
in
the
most
conflicts
has
to
be
triggered
by
a
transaction.
That
is
why
it
is
so
important
to
define
well
what
each
transaction
has
to
do
and
to
be
able
to
let
go
of
all
the
points,,
the
transaction
and
asset
requirements..
C
The
second
thing
is
that
the
block
change
is
the
only
shared
and
trusted
source
of
truth,.
Then
the
logic
and
validations
of
the
transactions..
They
cannot
depend
on
information
outside
the
blog,
so
we
try
to
explain.
Smart
compact
can
only
validate
information
in
the
bloc
itself
and
therefore
the
logic
has
to
be
based
on
information
in
the
sein
bloc.
C
So
the
first
thing
is
this
no
participating
agent?
If
we
don't
want
to
use
blocks
only
for
bancolombia
with
bancolombia,
then-
and
at
least
we
require
at
least
that
they
are
participants
that
can
have
their
own
gold
so
that
there
can
be
a
majority
In.
The
consensus
mechanisms,,
this
transfer
of
values
with
digital
assets
is
also
a
requirement.
We
th.
C
C
C
We
have
to
analyze
the
level
of
disintermediation
with
all
the
access
and
autonomous
position
that
is
really
required
more.
They
have
each
message
very
well
if
disintermediation
is
acquired
worldwide
and
if
it
has
more
benefits
to
have
control
of
one's
own
than
used
in
a
third
party,
because
autonomy
also
brings
certain
responsibilities,
then
the
question
is
that
they
are
really
ready,
both
technologically
that
operationally
to
assume
certain
responsibilities
that
it
offered
to
the
intermediary,
because
in
this
case,
well,
at
a
technological
level,,
it
has
to
be
implemented,
well,.
C
The
nodes
that
have
to
manage
the
keys
have
to
carry
out
certain
transactions
that
possibly
the
trusted
third
party,
the
circuit
automatically
and
operationally
also,
well,
to
all
those
processes
that
suddenly
the
desire
for
trust
and
confidence
did
before,.
It
may
be
that
certain
things
can
be
automated
in
the
blog
itself,,
but
it
may
also
be
that
there
are
certain
things
that
have
to
be
shared
as
a
responsibility
among
all
the
participants,.
C
Then
of
others
that
there
are
processes
and
common
ones,
for
example
a
transfer
that
is
a
process
that
can
be
defined
with
very,,
very
general
and
very
common
rules,
because
we
can
all
agree
that
a
transfer
is
a
debit
to
an
account
and
a
credit
to
another
account.
Then
those
rules
can
be
easily
implemented
in
a
minor
contact.
C
But
if
the
processes
are
too
specific
for
each
organization,
then
first
it
should
be
analyzed
almost
if
it
is
possible
to
standardize
certain
processes
and
if
the
particularities
of
each
one
can
be
taken
without
first
or
after
the
transactions,
and
thus
leave
them
more
contacts
as
simple
and
clean
as
possible,
ble
and
not
mix
logic.
The
business
of
a
single
participant
with
the
common
rules.
C
So
talking
about
when
it
applies,
they
block
and
when
we
did
not
get
to
the
first
use
case
that
we
really
started
in
2018
when
the
team
was
consolidated
but
where
we
have
worked
and
sticking
with
different
flows
of
the
zinc
block.
Also
well,,
working
together
with
the
other
financial
entities
and
with
the
central
bank
of
the
public
bank
of
colombia,
and
it
is
in
the
digital
peso.
C
The
objectives
of
the
digitized
dog
are
financial
inclusion,
the
traceability
of
money
and
the
direction
of
cash
for
financial
inclusion
and
financial.
We
achieved
that
you
do
not
have
to
have
a
bank
account
to
receive
and
transmit
the
digital
weight,
such
for
traceability,
that
we
have
a
single
record
of
transactions
shared
between
financial
entities
and
regulators.
C
C
As
you
can
see,
in
the
steps
1
and
2,
the
commercial
banks
have
to
deliver
certain
favors
once
in
the
bank
of
the
public
to
receive
a
issuance
of
digital
pesos.
And
thus
all
the
issuance
is
backed
by
the
central
bank.
And
then
a
bank
customer
can
exchange
direct
money
in
his
account
or
cash
for
digital
pesos.
C
You
can
see
that
in
step,
5
also
how
you
could
buy
digital
pesos
with
cash.
You
can
again
sell
digital
videos
to
the
bank
in
exchange
for
money
in
your
account
or
cash,
and
also
the
banks
could
return
but
digital
to
the
bank.
The
republic
to
get
part
of
the
again
and
that
's,
like
the
high
level
basic
functional
flow
with
the
two
layer
issue,
but
obviously
before
as
a
user,
before
being
able
to
write
but
digital,
you
have
to
have
a
wallet.
C
C
That
I
for
him
for
the
exercise,
then
a
user
can
download
a
digital
video
application
of
the
bank
of
his
choice
on
his
preference
must
enter
the
information
requested
for
the
application
of
the
bank.
The
bank
then
validates
the
information
in
sada
and
registers
the
user.
The
user
can
now
generate
his
father
keys
locally
on
his
phone
and
request
a
digital
certificate
for
the
public
beach
that
the
bank
has
just
generated.
Then
he
comes
to
make
the
digital
certificate
to
develop
public
and
delivers
it
to
the
application
to
the
then.
C
C
C
For
the
pilot
we
had
the
public
bank
and
five
commercial
banks
in
total
for
trust
confidentiality.
We
cannot
say
which
other
banks
participated,
but
we
can
share
that
each
b
anco
had
certain
capabilities
deployed
in
its
own
cloud
environment.
In
the
cloud
of
its
choice,
some
were
in
w
others
in
blue
and
some
in
google
cloud
nothing
in
the
end
we
are
accused.
It
was
yesterday
factory
that
by
default
works
with
digital
certificates,
control
access
and
permissions
in
the
network.
C
Just
as
we
manage
the
wallets,
then
each
entity
had
its
own
mint
and
public
public
infrastructure,
so
much
for
the
identities
wallets
that
for
communication
with
a
tlc
in
each
entity
also
had
its
own
origin.
With
the
ftc
consensus,
you
had
something
so
other
feet
that,
yes,
yes,
yes,
yes,
yes,
more
posture
was
needed.
C
C
When
a
check
is
exchanged
at
another
bank
or
simply
digital,,
which
is
still
used
by
all
banks,,
such
as
the
digital,
peso,
and
well,,
because
having
entered
a
transfer
at
once,.
This
is
the
clearing
and
settlement
itself,
and
well,
then
I
see
all
the
obsolete,
interbank
clearing
processes
entered,,
but
we
have
found
another
way
in
which
block
can
be
served
as
a
virtual
clearinghouse
and
settlement.
C
Whereas
while
the
digital
dog
is
not
a
reality
and
in
this
scheme
we
also
don't
depend
so
much
on
the
central
bank
for
the
issuance
of
the
asset
in
the
gates.
So
second,
each
pride
in
which
we
have
worked
was
the
case
of
many
interbank
reconversions
without
digital
attachments.
So
to
me,
as
we
have.
C
Also
developed
it
with
some
other
financial
entities
and
we
call
it
the
one
of
sh.
Then
the
trust
clearing
bears
says
to
ch,
because
we
do
not
have
any
ante
trust.
Central
lagat
and
the
combinations
are
directly
entr
And.
The
banks
themselves
cannot
go
into
much
detail
due
to
confidentiality
yet,,
but
well,.
C
But
both
the
transfer
and
the
compensation
are
made
in
a
single
transaction,
since,
in
the
same
transaction,
having
the
bonds
in
the
gates,,
they
can
execute
settlements
of
participants
with
punch
because
the
same,
but
we
also
have
mechanisms
to
settle
outside
the
network.
We
have
liquidity
mechanisms
implemented
to
reduce
debts
in
the
network
with
all
transparency
and
the
mechanisms
are
completely
decentralized,
which
means
that
any
participant
in
the
network
can
propose
anything
anything
in
any
time
and
without
it
being
something
malicious,
malicious,
and
that
is
due
to
the
validations
and
logic
that
smart
contact
has,.
C
So
it
means
that
there
are
no
costs,
as
in
one
of
the
days,
and
also
each
participant
can
monitor
and
analyze
the
positions
in
the
network
to
trigger
certain
control
transactions
when
it
identifies
possible
credit
risks
for
some
other
participant,
and
therefore
we
cannot
share
more
details
of
the
functioning
of
the
operation.
But
to
give
something
more,
we
can
share
the
technological
stack
of
the
solution
on
the
Bancolombia
side
so
far
for
In
this
case,,
but
we
are
also
using
the
factory
player,.
C
Now
we
give
the
person
the
reaction
of
the
new
version,
2.2
point
0
2
in
the
block
change
layer
that
you
can
see
below,
because
it
can
sneak
into
the
fault
and
that
refers
to
the
foot
nodes
and
it
does
not.
It
also
achieves
that
the
infrastructure
of
the
new
states
deployed
with
great
training
is
gapped
n
in
the
w
is
for
you,
we
quote,
go
and
on
the
right.
C
You
can
see
the
double
time
service
that
we
use
for
the
pickup,
and
that
is
how
I
started
to
project
the
call
drop,
and
we
also
use
the
cloud
acheter
for
both
the
new
private
keys
administrators
and
services
that
are
going
to
interact
with
dollars
in
the
integration
vacancy
layer.
We
have
trips
with
other
services,
they
can
send
these
reactions
to
the
gets,
and
we
have
everything
after
events
that
come
from
geta
21
de
félix
nes,
and
how
trips
were
common
from
each
factory.
C
We
also
use
portals
to
collect
metrics
from
the
new
factory,
such
as
latency
times,
transactions,
memory,
consumption
and
well,.
The
new
assets
in
the
network,
well,
I
experienced
many
other
metrics
that
can
be
taken
from
the
nodes
and
see
what
we
visualize
those
metrics
in
a
monitoring
dashboard
like
with
glasses,
and
we
also
have
thickness
to
display
network
information
and
manage
it.
C
B
I
give
the
word
big
water.
So,
since
the
presentation
we
have
the
vision
of
the
future
as
the
head
and
roar
in
the
vision
of
the
future,
we
have
several
use
cases
that
we
have
identified
in
which
We
would
like
to
work,
taking
into
account
a
series
of
elements
that
we
have
identified
from
the
business
side,
as
well
as
from
the
technical
side,.
But
we
also
have
issues
from
the
legal
side
and
there
is
the
regulatory
side,
which
is
super
important
for
us.
When
we
start
talking
about
development.
B
We
also
have
in
view
elements
that
we
would
like
to
continue
evolving,
for
example,
the
digital
peso,
the
digital
peso,
as
well
as
brandsen
I
tell
you.
We
reached
a
point
of
validation
by
the
repubblica
bank,
but
we
continue
believing
they
say
being
firm
hot,
that
it
is
the
solution
for
many
of
the
elements
of
interbank
payments
and
also
for
elements
of
inclusion
and
immediate
payments
for
people,.
B
B
I
would
not
like
to
leave
point
2,,
which
blogs
are
public
for
us
as
well
as
brand
of
the
beginnings.
It
is
super
important
to
think
that
both
blogs
without
convention
are
super
key
elements
both
for
the
understanding
of
decentralization
and
for
access
to
networks
that
are
already
established.
When
we
talk
about
blogging
promise,
we
have
to
Talking
about
the
generation
of
networks
and
the
generation
of
an
important
effort,,
which
implies
that
the
network
does
not
exist
and
start
knocking
on
the
doors
of
various
participants
in
public
nights,
specifically,.
B
Currencies,,
we
do
not
see
it
so
much
on
the
side
of
equitable,
buying
and
selling,
because
around
that
there
are
a
series
of
elements
such
as
knowledge
of
the
anti-money
laundering,
client
and
others
that
require
a
series
of
processes
behind
to
be
able
to
carry
out.
But
we
will
talk
about
ways
to
enable
the
purchase
is
to
start
the
custodians
of
the
cryptographic
information.
B
We
would
like
to
be
in
that
in
that
process
and
be
able
to
provide
that
service,
taking
into
account
that
as
a
bank,
we
have
that
nature
of
being
the
white
keepers
of
information
and
being
able
to
give
financial
access
to
many
other
elements
that
are
not
necessarily
through
the
traditional
asset.
That
is
the
Colombian
peso
for
us,
I
did
not
mention
now.
I
have
to
nization
of
bonds
in
the
ones
has
a
super
important
element.
B
When
we
talk
about
the
materialization
of
physical
elements
and
when
we
talk
about
the
fragmentation
of
these
same
elements,
if
I
wanted
to
distribute
value
in
different
people,,
it
happens
in
a
certain
way
with
crowdfunding.
But
when
we
talk
about
your
organization,
we
are
not
only
talking
about
the
collection,
but
we
also
talk
about
the
profits
of
the
income
that
I
am
going
to
have
later
from
the
returns
that
those
elements
that
I
have
dematerialized
in
the
touches
give
me.
B
And
finally,
when
we
talk
about
digital
offspring,
well,,
they
were
said
gram
now
in
the
sovereign
identity.
We
are
clear
that
it
is
the
key
element
voice.
The
mainstay
of
many
of
the
use
cases
that
we
visit
to
work
p
Because
for
us,
decentralization
is
not
only
in
the
decentralization
of
value,,
but
it
is
the
entity
of
centralization
of
information
and
the
empowerment
that
we
want
to
give
to
the
user
of
the
information
that
they
will
have
on
their
device,,
however,
willing
they
are,,
but
that
they
will
have
control.
B
B
The
element
of
transparent
and
open
standardized
systems
goes
very
hand
in
hand
with
the
opensource
strategy
that
you
will
see.
I
also
tell
you
that
we
are
firm
believers
that
talent
should
be
inside
the
organization,
not
because
we
do
not
trust
the
tests,
but
because
we
must
also
be
able
to
evolve
with
technology
or
technology
evolves,
as
I
also
mentioned
grant.
We
have
contributed.
B
To
the
fabric
code,
sorry
and
that
of
tender
mit
for
the
same
reason,
because
we
have
found
things
that,
for
us
in
the
ecosystem
are
super
valuable
and
that
we
see
could
be
valuable
for
others
and
that
this
contribution
is
not
only
important
for
the
community.
But
it
is
also
important
for
the
technological
knowledge
that
we
are
going
to
generate
within
the
organization
and
finally,
in
that
client
empowerment.
B
And
it
is
not
simply
a
electronic
representation,
as
we
have
today
in
savings
accounts
or,
as
we
see
in
traditional
applications,
that
what
is
connected
with
a
super
important
point
and
which
Camilo
is
going
to
talk
about
now,
is
the
topic
of
community
of
culture.
We,
through
the
connection
that
we
are
making
see
latin
america
laws.
B
Well,
as
I
am
going
to
tell
you
later,
what
matters
to
us
is
that
the
community
is
growing
around
Latin
America
becoming
that
super
important
block
sing
job
for
the
world,
because
we
have
only
one
Argentine
who
are
super
advanced
and
that
many
of
the
boxing
swords
are
there,
but
they
cannot
be
left
alone.
We
have
to
to
continue
looking.
B
We
can
also
build
a
third
step,
and
that
is
by
creating
workshops
with
topics
that
are
both
basic
and
hans
or
not,,
well
already
advanced
there.
So
we
are
going
to
tell
you
now,
and
that
is
when
we
talk
about
leaving
fight
factory,
to
a
certain
extent,
we
are
going
to
find
that
we
are
able
to
be
deployments
with.
We
want
capabilities
implementations,
but
we
are
going
to
find
very
specific
cases.
B
Elements
like
the
one
that
lives
apk
and
like
the
to
share
the
private
platform
like
the
configuration
of
raps,
or
simply
how
to
monitor
the
services
that
we
already
have
exposed
through
cali
p.
Its
many
elements
that
we
can
advance
that,
in
the
end,
to
reach
the
last
step,
that
is
to
promote
collaboration.
We
can
all
with
the
level
of
knowledge
that
we
are
going
to
create
collaborate
with
each
other,
all
that,
at
the
end
of
what
we
are
looking
for
and
that
community
is
going.
B
'we
would
like
to
go
to
do
in
these
three
pillars,
not
in
good
practices
in
research
elements
and
that
in
the
end
we
are
going
to
reach
that
same
level
of
knowledge.
It
is
going
to
allow
us
to
create
that.
Well,
we
are
going
to
find
that
there
are
several
people
who
have
already
done
certain
things
that
others
who
they
have
not
done.
They
can
serve
us
and
that
they
do
not
serve
us
as
a
basis
for
not
repeating
a
mistake
or
simply
advancing
faster
in
certain
elements
in
the
research
points.
B
So
as
not
to
go
into
detail
in
each
of
the
points.
Because
of
the
time
we
have
is
parsley.
Fabric
has
a
lot
of
elements
that
you
may
not
have
experienced
and
when
we
talk
about
the
losing
community,,
it's
not
just
a
factory,,
as
I
was
saying,
on
the
way
to
a
point,.
This
is,
you
see,,
the
donkey
is
indie,,
it's
caliber,
the
same
factory,.
There
are
a
lot
of
frameworks,.
They
are
a
a
lot
of
platforms
that
we
can
enter
to
investigate
the
elements
that
can
be
found.
B
There
are
specifically
from
the
factory,
but
they
will
serve
us
for
many
other
things
and
if
c
If
we
create
elements
of
deepening
in
the
platforms,
we
can
advance
much
more
in
the
experience
and
expertise
that
we
will
finally
have.
The
creation
will
allow
us,
as
a
Latin
American
community,
to
begin
to
visualize
use
cases
that
go
beyond
our
borders.
As
For
example,,
we
could
bring
together
stock
exchanges
of
all
the
countries
of
Latin
America
to
exchange
assets
between
countries.
B
Not
only
that,,
as
we
could
carry
here
in
the
same
central
banks
of
all
of
Latin
America,.
They
put
currency
so
that
we
could
see
all
the
international
losses
without
need.
of
creating
additional
assets.
There
are
many
elements
that,
from
these
three
pillars,
we
could
say
that
we
promote
the
community
of
value
generating
among
ourselves,
and
that
is
finally
what
we
want
to
expose
here.
The
paradigm
is
to.
B
B
It
is
simply
because
we
see
that
there
is
a
business
that
needs
technology
and
we
know
that
we
can
support
each
other
or
because
the
business
really
does
not
make
a
puzzle,
and
we
would
like
you
to
help
us
with
this
case,
because
we
believe
that
you
see
that
there
is
a
need
based
on
the
speed
we
started
before,
with
the
development
of
a
work
of
concepts.
We
are
going
to
see
it
from
left
to
right
because,
as
in
the
timeline,
the
development
was
for
the
concept.
B
It
is
simply
the
materialization
of
what
we
want
to
achieve,
but
for
that
to
materialize
and
be
more
tangible,
we
need
to
create
a
minimum
viable
ecosystem
because,,
as
the
great
zinc
blog
of
bankolé
told
me,
I
stopped
in
Colombia,.
There
is
no
point
in
blogging
by
bancolombia,
for
others
or
with
others,.
It
generates
value,
and
that
is
when
we
are
going
to
stop
centralizing
power
and
we
are
going
to
distribute
it
among
the
participants
of
the
cart
of
use.
B
That
we
are
going
to
experience
is
super
important
and
it
is
an
element
that
we
place
too
much
emphasis
on,
because
it
has
cost
us
sweat
to
bring
it
to
people,
and
it
is
the
governance
of
the
network.
When
we
talk
about
blogs-
and
we
are
not
just
talking
about
implementing
systems,
we
also
talk
about.
B
No?
No,
no
not
foreseen
are
very
small
and
there
we
could
pay
to
think
about
reproduction.
And
finally,
for
this
case
to
be
a
creation
of
the
ecosystem
and
not
only
with
creation,
because
if
we
are
talking
about
thinking-
and
we
are
talking
about
use
cases
that
allow
other
participants
to
get
on
board,
because
then
we
are
talking
about
making
it
as
open
as
possible
and
allowing
others
actors
who,
with
a
minimum,,
medium
or
higher
knowledge
of
technology,
can
enter
and
benefit
from
the
characteristics
that
we
are
developing.
B
A
Course,,
if
Juanfran,
first
of
all,,
we
want
to
thank
you
for
all
that
experience.
You
have
transmitted
to
us,
to
be
able
to
identify
how
Bancolombia
started
in
this
world
of
blogs,.
It
has
taken
steps
and
I
find
that
model
very
interesting,,
a
minimum,
viable
ecosystem,.
How
can
we
help
as
a
community
to
strengthen
the
blogging
option
and
to
enter
questions
and
before
people
disconnect?
We
have
a
great
announcement.
So
please
join
us
in
this
round
of
questions
about
bancolombia's
projects.
We
have
a
great
announcement
for
you
this.
A
B
I
would
believe
for
bernardo
that
what
is
lacking
at
the
regulatory
level
is
first,
that,
from
the
point
of
view
of
the
central
entities
and
those
who
monitor
us,
they
see
that
there
is
a
benefit
for
the
community
and
that
there
may
be
a
law
that
allows
the
central
bank
to
be
these
issues.
The
central
bank
has
an
important
interest
in
that
this
can
happen,
but
there
are
both
economic
and
tax
elements.
B
Today,
I
spoke
macroeconomic
and
tax
is
that
they
have
a
great
impact
if
we
see,
for
example,
the
projects
or
bing
from
singapore
or
jasper
from
canada
or
the
kronos
from
sweden.
They
have
all
been
at
such
a
point
of
research
that
they
are
prepared.
They
are
prepared
for
when
they
arrive
economically.
It
is
viable
today
with
the
bank
of
the
bank
republic
of
colombia.
We
have
advanced
to
a
certain
point
in
that
preparation.
B
A
Perfect
juan
the
next
question
we
have
Regarding
the
issue,
Julián
Yepes
asks
regarding
the
specific
issue
of
financial
inclusion
and
the
issues
of
Kauai,
yes,.
How
would
the
dynamics
be
to
provide
financial
services
to
someone
who
has
a
lack
of
documentation,
for
example,
someone
without
an
ID
or
without
a
birth
certificate,
is.
B
B
B
National
estuary
in
Colombia,,
which
is
the
only
entity
that
can
issue
an
identity,,
because
it
would
be
a
bit
difficult
for
me
to
say
what
it
can
validate
that
the
person
is
who
they
say
they
are,,
because
it
seems
complex
to
me,,
because
in
a
certain
way,,
how
has
it
come
to
be
as
it
is?
Being
sensitive
without
an
identity
door,.
Let's
say
that
we
get
into
the
dilemma
of
how
you
haven't
arrived.
If
it
does,
n't
leave
me
thinking,
because
it
won't
really
answer.
B
There
are
two
ways:
the
first
is
that
the
year
we
see
the
projects
is
to
mediate,
but
not
not
to
get
players
that
I
think
that
is
the
first,
the
first
element
that
will
be
very
clear.
Second,
oh,
oh,
oh,
oh,
bra
zos
moves
the
scope
that
we
cannot
have
in
a
certain
way
and
it
is
many
times
the
franchises
and
if
you
see
the
quiet
ones,
they
are
also
working
on
how
to
work
directly
with
financial
institutions
without
having
to
pay
for
the
networks.
There
are
ways
to
work.
B
For
example,
there
are
when
there
are-
and
there
are
middle
points-
I
cannot
reach
through
connectivity.
I
know
that
the
network
can
help
me
through
connectivity
to
reach
certain
points
and
improve
the
use
case.
For
me
all.
If
I
wanted
to
work,
my
model
itself
nor
of
spain
can
have
transactions
outside
the
network.
They
could
help
to
have
those
transactions.
2
Chinese
can
add
them
to
the
network
and
I
can't
think
of
anything
else,
and
suddenly
I
would
like
to
give
an
additional
opinion.
A
It's
perfect
alfonso
gobela
asks
us:
can
you
tell
how
the
process
was
to
convince
bancolombia
to
create
an
internal
group
of
blogs
in,
and
in
this
case
he
spoke
to
us
To
make
the
case
of
use
of
the
digital
peso,.
It
was
very
difficult
to
speak
in
Bancolombia
about
unique
blogs.
That
would
believe
this
idea
and
disable
the
resources,
because
this
also
requires
research
and
development..
So,.
Can
you
tell
us
a
little
more
about
that
process?.
B
?
we
told
the
2015
convention,
it
started
as
an
investigation
and
it
started
as
a
necessary
investigation,
innovation,
and
at
that
time
it
was
a
person
who
was
me
directly
showing
people
what
the
potential
is
and
when
will
it
show
them.
The
potential
and
I
will
tell
you
but
but
tangible,
in
that
potential
It
is
very
difficult,.
So
over
the
years
we
have
been
able
to
show
with
small
steps
that
there
was
already
a
future,
first,
second,,
a
super
key
element
that
was
evangelization,.
B
One
cannot
get
to
enter
and
say
one
owes
money
for
a
topic
that
can
be
very
winning
when
the
people
don't
understand
technology,
so
understanding
technology
is
key
and
we
call
them
e
evangelization,
because
understanding
block
zinc
and
how
we
make
them
understand
blog
without
acronyms,
and
it
became
then
to
play
with
those
two
worlds
between
them.
I
am
showing
technologically
what
it
can
give
me,
but
at
the
same
time
the
myths
but
the
mythification
of
the
currency.
On
the
other
hand,
me
I
played
against
it,,
so
it's
an
exercise
in
showing
and
training.
Them.
B
It
was
a
great
effort
that
took
a
few
good
years,,
but
in
the
end
we
added
that
the
area
be
constituted,.
Now
I
can't
go,
as
I
can
say,
you
can't
go,.
We
are
an
area
exclusively
for
block
sing,
but
we
are
still
a
very
good
bet
because
it
is
technology
that
continues
to
evolve.
Technology
continues
to
show
us
different
ways
of
doing
things,
and
we
can
establish
that
praise
how
we
are
doing
it
now.
A
Perfect
really
to
complement.
This
is
a
process
that
we
have
talked
about
first
to
evangelize,
so
that
people
really
understand
the
concept
of
potential,
and
then
we
have
to
talk
about
that.
First
proof
of
concept,
which
is
to
be
able
to
materialize
that
idea
and
precisely
around
that
I
develop
proofs
of
concept
for
our
ad,
but
I
have
to
keep
the
audience
expectant
because
if
we
don't
get
disconnected-
and
we
all
have
one
or
another
question
left,
then
please,
let's
have
a
little
patience.
A
C
On
each
side,
each
bank
has
has
its
own
rodríguez
and
all
his
own
gold
and
the
number
is
configured
so
that
they
themselves
enter.
They
communicate
and
order
actions
with
the
concept
protocol.
That
is
widely
so
there
will
always
be
a
January
11,.
A
bank
entered
that
will
be
like
the
leader
to
make
that
order
to
leave.
It
is
by
doing
it
can
be
changed
then.
C
Well,
it
is
not
completely
decentralized,
because
if
each
bank
participates,
but
it
is
not
brilliant
info,
tolerant,
more
perhaps
tolerated,
then
when
some
majority
of
the
numbers
are
up,
the
gold
in
services
as
such
continues
to
function,
but
if
it
is
combined,
if
we
combine
the
tolerant
cartel
with
the
schedules
of
the
truth,
is
that
with
the
two-moment
policies
that
we
can
put
in
place
for
transactions
there,?
If
we
can
reach
a
system
that
is
quite
informative,,
we
achieve
it.
C
And,
well,
we
have
better
performance
than
if
the
works
would
also
be
completely
byzantine,
byrant
info
tolerance,,
but
then
yes,
well
to
answer
the
question.
Each
organization
has
its
own
summer
schedule
or,
and
if
the
cluster
is
entrusted,
well,,
all
the
schedules
of
each
bank
will
be
entrusted
to
the
opposite:
blog
genesis,,
the
envelopes
can
be
updated.
C
A
We
are
going
to
give
way
to
the
questions
that
they
ask
us
through
facebook
live
taking
into
account
that
this
presentation
of
bancolombia
had
an
incredible
reception.
Then
the
room
was
full,
but
on
facebook
live,
they
ask
us
how
the
performance
has
been
with
the
transactions,
as
is
the
issue
of
transaction
processing.
What
can
you
tell
us
about
it?
Taking
into
account
your
experience
with
block
sing.
C
So
for
that,
to
analyze
this,
we
are
using
using
calibers
and
what
we
have
seen
well
in
non-
productive
environments.
Yet
then
well
in
machines
machines
with
so
much
so
much
power
and
also
with
a
set
sets
with
so
many
feet
because
they
can
fabric.
You
can
go
up
because
add
more
pieces
to
the
gets
and
thus
design
your
transactions
that
the
transactions
can
be
similar
because
in
parallel,
the
most
compact,
because
the
ones
with
the
best
performance
with
deploying
more
feet.
And
so
it
is
not
at
this
time.
A
Perfect
for
me,
I'm
going
to
take
a
moment
for
us
to
make
the
big
announcement
between
which
we're
talking
about
from
the
beginning
of
the
event
and
at
the
end,
we
can
take
another
space
to
ask
ourselves
if
brand
and
juan
pabló
agree
keep
in
mind
that
there
is
still
a
lot
of
interest
from
the
audience.
But
I
don't
want
them
to
be
disconnected
without
seeing
what
we
have
prepared
for
them,.
A
We
are
aware
that
the
education
part
of
the
concept
is
still
quite
important,
but
we
have
to
take
the
next
leap,
and
that
is
why
we
are
announcing
the
first
course
for
developers
based
on
hyper.
Later
factory
is
going
to
to
be
a
100%
open
course
in
which
we
are
going
to
give
them
the
technical
bases
so
that
they
understand
the
hyper
léger
fabric
architecture,,
how
it
would
work
and
how
to
take
it
from
a
proof
of
concept
to
a
much
more
solid
component
if
they
realize
it,.
A
A
We
can
share
it
with
you
and
the
idea
is
finally
to
invite
all
the
people
who
are
accompanying
us
to
their
technical
teams
to
accompany
us
and
who
is
this
course
aimed
at
so
this
course
is
aimed
at
developers
senior
systems,
architects,
software
engineers,
technology
managers,
preferably,
and
it
is
important
that
the
people
who
accompany
us
have
experience
in
programming
and
software
development.
As
I
say,
it
is
an
open
course
and
to
get
the
most
out
of
it.
It
is
important
that
we
are
familiar
with
the
development.
A
A
basic
knowledge
of
bitcoin
and
block
sing
understand
how
the
transactional
model,
what
are
its
fundamental
components:
basic
knowledge
of
gowland
java,
javascript,
basic
understanding
of
pk
and
docker
public
key
infrastructure.
As
it
says
here
we
are
going
to
do
a
docker
leveling
session,
but
it
is
important
that
people
are
familiar
with
how
it
works.
A
As
you
can
see,
this
is
the
registration
link
in
the
next
events.
We
will
continue
sharing.
It
is
an
invitation
for
you
to
follow
us
in
our
social
networks
that
s
we
have
shared
facebook
linkedin,
and
there
will
be
the
great
announcement
that
we
had
for
you
in
this
question
session.
We
would
also
like
you
to
ask
us
questions
related
to
the
course.
A
These
days
I
am
speaking
with
some
friends
from
medellín,
and
they
told
me
I
can
help
them
to
do
a
training
on
how
to
do
the
deployment
in
the
w,
so
I
told
him,
of
course,
welcome
be
initially
we
have
these
11
sessions,
but
they
can
be
many
more
so
again,
I
leave
you
the
record
for
please
join
us.
We
know
that
this
is
what
the
r
is
requiring
region.
We
require
that
people
already
have
that
technical
component,
so
that
we
can
materialize
those
ideas
and
take
them
to
another
level,.
A
Additionally,
we
have
the
event
on
August
5,
where
food
chain
will
accompany
us
in
this
use
case
of
them,
as
they
are
implementing
blogs
in
agriculture
and
what
a
transformation
this
technology
brings,
because
I
also
invite
you
to
join
us
in
our
events.
As
you
realized
today,
this
community
is
growing.
We
are
generating
an
offer
of
webinars
and
courses
that
allow
how
we
spoke
a
while
ago
that
people
understand
what
is
blogging
see
what
is
happening
with
blogs
in
the
region.
Thank
you
again
in
a
special
way.
A
They
will
have
already
juan
pabló,
the
name
of
bancolombia.
They
told
us
the
experiences
they
showed
us
how
it
is
from
2015
that
it
is
already
five
years
ago,
brandt
or
companies
for
when
you
started
work
to
convince
them.
They
already
have
a
much
more
solid
team,
even
right
now
in
a
question,
they
told
me
they
receive
talent
or
in
bancolombia.
They
are
looking
for
talent
from
people
who
know
about
blogs,
in
which
I
think
these
are
also
a
stage
for
us
to
see
the
power
of
this
community.
D
D
D
C
I
think
the
idea
is
that
the
echo
is
due
to
the
digital
weight.
It
has
exactly
the
same
value
as
the
traditional
peso,
then
by
porsche,
backed
by
being
issued
by
the
public
bank.
So
there,
then
the
population
should
do
the
same
thing
that
they
want
bitcoin
to
steal
but
Colombians,
something,
then
that
will
also
be
worth
it
in
digital
videos.
B
D
B
B
Truth,
question
I
think
we
are
going
to
the
base
that
to
the
payment
of
the
identity,
and
when
we
talk
about
sovereign
identity,
we
are
going
to
be
able
to
achieve
that.
A
person
can
identify
our
block
singh
network
without
the
need
for
that
identity
document,
as
it
is
spoken
in
photocopies,
is
the
only
element
that
allows
a
person
to
authenticate
then
either
through
a
touch
in
an
application
or
in
some
other
way,
prior
to
a
registration
process.
B
As
abraham
said
in
the
talk,
since
the
digital
peso
is
the
native
currency
of
the
network
that
is
resolved
by
itself
in
the
blog
network,
I
should
not
be
having
clearing
and
settlement
problems
when
we
all
have
the
same
currency.
It
is
different,
for
example,
when
we
implement
a
blog
network
in
whose
native
asset,
the
exchange
asset
is
one,
but
the
compensation
asset
is
outside
of
blogging,,
so
there
you
have
to
start
doing
external
settlement
processes
to
search
for
how
the
information
that
is
in
the
singh
block
can
I
take
it
to
another
system,.
A
I
already
asked
Regarding
the
course,
I
think
there
is
already
a
question
related
to
the
presentation
of
Bancolombia
as
such.,
or
there
were
so
many
the
last
one
I
think
it's
good.
We
already
talked
about
the
speed
check
the
block
ions
important.
We
already
answered
it
regarding
the
course
I.
Don't
know.
If
you
have
any
questions
something
you
want
to
complement
juan
for
ricardo.
B
I
think
that,
as
I
said
now,
it's
important
that
we
think
in
that.
This
is
a
construction
between
all
of
us,
and
it
is
not
simply.
It
is
not
simply
a
training
course,
but
that
we
achieve
as
a
training
course
for
the
benefit
of
all,
and
it
is
what
we
want
is
that
we
all
reach
a
specific
level
of
knowledge
in
which
we
can
start
talking
about
those
three
pillars.
That
I
mentioned
previously.
Being
able
to
talk
about
good
practices.
B
Being
able
to
talk
about
research
can
talk
about
co-creation,
because
now
many
people
in
other
parts
of
Latin
America,
who
are
entrepreneurs
or
work
in
their
own
companies
for
other
people
or
have
other
ideas
in
which
we
can
also
foster
the
connection.
Then
the
expectation
There,
are
many.
I
think
that
the
important
thing
is
to
have
constant
forgiveness
and
be
able
to
go,
be
able
to
be
in
all
the
training
processes
that
we
want
to
deliver
from
the
most
basic
to
advanced
topics
that
what
we
are
going
to.
C
And
also
that
we
receive
as
feedback
from
the
community,
because
we
have
chosen
some
topics,
but
well,,
it's
not,,
it's
not
all
that
can
be
done
with
fabrication,,
so
the
community
also
gives
us
topics
that
they
want
us
to
see
in
the
future
that
we
deal
with,
and
yes,.
There
are
things
that
they
don't
know
about
other
people's
employees,.
Well,
the
experience
is
candid
that
they
also
compose
from
organizing
a
workshop,
and
there
we
arrived
at
that
collaboration
and.
A
Safe
knowledge,
sharing
what
you
said
brand.
We
are
also
opening
the
space
so
that
people
who
know
about
hyper
it
boils
that
they
want
to
do
an
open
course
for
us
had
One
question,
Alfonso,.
What
is
the
cost??
This
is
really
a
free
course.
We
want
block,,
yes.
ng
and,
in
this
case,
hyper
léger
fabric
stops
being
like
a
myth,
because
many
people
listen
to
it,
but
don't
know
how
to
use
it
and
try
to
simplify
this
initial
adoption
curve
a
bit.
A
We
are
aware
that
the
documentation
is
mainly
in
English,
so
we
are
also
going
to
bring
in
Spanish,
took
the
opportunity
to
tell
you
that
it
is
the
hyper
layer,
Latin
America,.
We
are
also
already
leading,,
together
with
Spain,
the
official
chapter
on
the
translation
of
the
hyper
léger
fabric
documentation,.
We
are
going
to
start
by
factory
and
for
the
initial
documentation
of
the
hyper
léger,.
A
B
B
C
D
Not
going
to
be
achieved,
and
that
is
why
today,
under
that
premise,
we
are
very,
very
happy
to
be
able
to
open
this
type
of
resource,
this
type
of
workshops,
so
that
together
throughout
the
community
put
at
your
disposal,
so
that
you
cannot
take
full
advantage
of
it,,
but
without
a
doubt,.
The
highest
and
highest
cost
will
be
part
of
your
part,
because
you
are
going
to
have
to
attend
this
plan
right
now,.
The
truth
is
that
we
are
very
excited
and
We
would
like
to
invite
you
once
again
to.