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From YouTube: 3/22/2021 - Senate Committee on Commerce and Labor
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A
B
A
A
A
A
I
will
announce
the
time
frame.
That's
how
many
minutes
for
each
response
for
against
and
neutral.
It
will
be
helpful
that,
if
more
than
one
person
in
your
organization
wishes
to
comment
to
remember
that
ditto
is
a
good
response.
When
someone
has
already
covered
your
points,
this
will
allow
more
people
to
comment
during
the
time
frame
when
you're
on
the
phone
line.
Please
pay
attention
to
which
bill
is
being
considered
and
follow.
A
A
No
later
than
8
o'clock
am
the
day
before
the
meeting
to
our
committee
staff.
Contact
information
may
be
found
on
the
committee
page
in
nellis.
In
addition,
any
person
proposing
an
amendment
to
a
bill
being
heard
by
this
committee
must
first
talk
to
the
sponsor
and
let
them
know
that
you
intend
to
submit
an
amendment.
A
I
will
not
entertain
any
amendments
if
the
bill
sponsor
is
not
aware
of
the
amendment.
The
proposed
amendment
must
be
submitted
in
writing.
24
hours
prior
to
the
meeting,
please
include
the
bill
number
statement
of
intent
and
your
contact
information
when
testifying.
Please
remember
to
unmute
your
microphone
and
clearly
state
your
name
and
the
entity
you
represent
at
the
beginning
of
your
testimony,
speak
clearly
and
project
your
voice
to
ensure
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watch
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those
watching
can
hear
your
testimony
and
understand
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you're
saying.
A
Please
remember
to
turn
the
microphone
off
when
you
finish
speaking
a
reminder
to
all
those
who
testify
pursuant
to
nevada,
revised
statutes,
218e.085,
it
is
unlawful
for
a
person
to
knowingly
misrepresent
facts
when
testifying
before
a
legislative
committee.
A
person
who
knowingly
does
so
is
guilty
of
a
misdemeanor.
A
The
chair
and
members
may
request
any
testifier
to
submit
documentation
supporting
their
testimony
to
committee
members
during
these
virtual
meetings.
When
an
agenda
item
is
called
for
a
vote,
our
committee
will
be
using
a
roll
call
to
do
so.
For
the
committee,
the
secretary
calls
your
name
please
answer
with
yes
or
no,
so
that
there
is
no
confusion.
A
D
Thank
you,
chair,
spearman
and
good
morning
to
the
senate
committee
on
commerce
and
labor.
For
the
record,
my
name
is
fabian
danate
and
I
represent
senate
district
10
in
the
heart
of
las
vegas.
D
I
come
before
you
today
to
speak
on
senate
bill
209,
which
would
allow
private
employees
the
opportunity
to
gain
leave
for
their
cobit
19
vaccine.
As
many
of
you
know,
my
background
stems
in
the
field
of
public
health.
When
I
was
in
the
early
process
of
determining
what
legislative
bills
I
wanted
to
bring
forward,
I
knew
that
I
had
to
make
some
sort
of
change
to
how
this
pandemic
was
being
handled.
D
To
me
as
a
proud
son
of
a
casino
worker
and
a
grocery
store
worker,
expanding
worker
protections
and
helping
my
home
state
in
its
recovery
was
my
top
priority.
With
that,
let's
go
ahead
and
proceed
to
the
presentation
today.
I
want
to
speak
to
you
all
about
the
lessons
that
we
have
learned
from
the
kobit
19
pandemic
and
my
strategy
to
get
vaccines
mobilized
to
our
most
vulnerable
communities.
D
D
Sp
209
is
an
act
that
relates
to
employment
and
it
requires
an
employer
in
the
private
sector
to
allow
their
employees
to
take
paid
leave
for
their
covet.
19
vaccine
four
hours
will
be
allocated
to
each
employee
for
this
process,
which
we,
which
will
be
given
to
them
for
about
two
hours,
each
two
hours,
each
segment
of
paid
to
leave
to
get
the
vaccine.
D
Additionally,
sp
209
requires
the
interim
health
care
committee
on
health
care
to
conduct
a
study
on
the
long-term
implications
of
the
kobit
19
pandemic
in
past
legislation.
It
has
been
documented
that
nevada
workers
deserve
access
to
paid
leave.
Legislators
paved
the
way
for
this
moment
back
in
2019
by
passing
sp
312,
which
would
require
that
private
employers
with
50
or
more
employees
in
nevada,
to
provide
each
employee
with
at
least
40
hours
of
paid
leave.
D
This
provision
changed
some
of
the
reporting
and
documentation
requirements
for
employers
and
it
allowed
private
employees
with
the
opportunity
to
gain
five
days
of
paid
leave
away
from
their
responsibilities.
There
is
not
much
differentiation
for
what
this
paid
leave
can
be
used
for,
but
it
moved
the
needle
on
the
conversation
on
worker
protections.
D
Of
course,
as
we
have
learned
during
this
pandemic,
there's
a
limitation
with
the
enumeration
of
paid
leave
days
that
is
earned
by
employees
and
how
that
impacts.
Workers
who
live
paycheck
to
paycheck,
for
instance,
cdc
requirements
established
by
the
kobit
19
for
corporate
19,
inform
us
that
patients
who
test
positive
for
this
virus
at
minimum
should
quarantine
for
at
least
10
days.
But
if
you
do
not
have
the
means
to
quarantine
or
to
stop
working
temporarily,
it
reduces
our
entire
strategy
for
how
we
limit
disease
transmission.
D
Some
major
employers
have
responded
differently
on
to
how
they
approach
a
worker,
who
has
tested
positive
for
kobe
19
and
in
fact
many
of
them
do
provide
paid
leave
for
an
employee's
quarantine
absence.
However,
we
must
recognize
that
not
all
employers
follow
the
same
internal
regulations
and
that
differences
do
occur
between
some
workers
and
others.
This
applies
to
the
same
way
for
ppe
protections
and
why
we're
seeing
disparities
with
those
who
have
been
adequately
protected
and
those
who
have
not?
D
We
can
see
this
easily
between
the
protections
granted
to
my
father
as
a
casino
worker
and
to
those
protections
not
given
to
my
mother
as
a
grocery
store
worker.
Therefore,
this
is
why,
in
public
health,
we
recognize
that
vaccine
distribution
is
a
racial
justice
issue.
Communities
of
color
are
more
likely
to
work
on
the
front
lines
of
this
pandemic,
making
them
more
susceptible
to
contracting
this
illness.
To
help
establish
the
right
conversation
on
getting
vaccines
to
all
individuals.
D
We
need
to
recognize
that
disparities
exist
between
occupations
that
have
access
to
this
luxury
and
those
who
do
not
nevada's.
When,
when
community
members
ask
me
about
my
perception
of
the
pandemic
and
how
nevada
has
responded,
I
try
to
maintain
my
optimism
while
recognizing
how
poorly
our
state
has
done
to
invest
in
this
field.
Nevada's,
poor
public
health
system
is
not
a
new
topic.
My
professors
and
colleagues
have
attested
to
this
for
years.
D
I
would
even
argue
that
a
system
collapse
was
inevitable,
and
that
is
exactly
what
we
have
seen
throughout
this
pandemic.
For
me,
I
have
grown
up
in
a
state
that
has
always
done
poorly
in
education
and
public
health
as
a
young
teenager.
I
remember
nevada,
always
ranking
last
in
for
any
study
or
outcome.
Even
to
this
day,
nevada
continues
to
rank
lowest
among
other
states,
in
public
health
policies
and
in
statistics.
D
For
instance,
a
report
conducted
in
2019
by
the
commonwealth
fund
shows
that
nevada
ranked
close
to
last
for
healthcare
in
many
categories
compared
to
the
rest
of
the
country.
The
study
showed
that
nevada
ranks
48th
in
the
nation
for
health
system
performance
and
we
rank
last
for
access
to
and
affordability
to,
health
care.
A
similar
study
conducted
by
the
trust
for
america's
health
found
that
nevada
ranks
last
in
the
country
for
public
health
funding
around
fifty
dollars
per
person
in
state
dollars
dedicated
to
public
health.
D
D
If
you
ask
public
health
professionals
around
the
country,
some
of
the
biggest
concerns
or
lessons
that
we
have
learned
from
this
pandemic-
these
are
some
of
the
few.
We
know
the
consequences
that
arise
whenever
a
government
system
disinvests
or
kicks
away
funding
in
public
health,
a
lack
of
public
health
infrastructure
limits,
our
ability
to
support
an
emergency
response,
and
similarly,
we
have
seen
the
correlation
between
educational
gaps
and
health
literacy
to
understand
simple
directions
given
to
protect
the
health
of
all
individuals,
vaccine
hesitancy
and
not
wearing
a
mask
over.
D
When
we
talk
about
copenhagen,
distribution
and
characteristics,
we're
already
starting
to
see
the
limitations
that
exist
within
communities
of
color
and
barriers
that
stand
in
their
way.
This
is
a
data
table
that
was
distributed
on
march
10
2021
by
the
southern
nevada
health
district.
Regarding
vaccine
distribution,
it's
not
surprising
to
me
just
how
poorly
we've
done
to
vaccinate
those
who
are
most
vulnerable,
like
our
black
platinux
and
black
workers,
and
in
fact
we
see
this
play
easily
by
looking
at
their
vaccine
distribution
map
by
zip
codes
throughout
the
state
in
clark
county.
D
Coven
19
showed
us
the
limitations
and
consequences
of
an
underfunded,
statewide
public
health
system,
but
it
also
allowed
us
to
visualize
the
wide
number
of
opportunities
that
stole
ahead
for
our
state
to
move
beyond
this
pandemic,
we
must
analyze
and
assess
the
public
health
frameworks
that
have
been
set
for
an
emergency,
whether
it's
responding
to
the
coven
19
pandemic,
or
even
coordinating
a
response
to
an
event
similar
to
the
route
91
harvest
festival.
We
need
to
support
public
health
across
all
levels
and
stages.
D
D
My
proposed
amendment
revises
the
paid
leave
regulation
that
was
passed
in
2019
and
temporarily
allows
employees
to
gain
an
additional
leak
for
their
covid19
vaccine.
It
requires
major
employers
with
50
employees
and
above
to
allocate
an
additional
four
hours
of
paid
leave
to
receive
their
coven
19
vaccine.
These
four
hours
will
not
be
counted
as
a
previously
allocated
40
hour
count,
and
they
will
expire
two
years
after
it
is
enacted.
D
Additionally,
my
proposed
amendment
changes
the
requirements
that
will
be
reported
as
part
of
the
study
conducted
by
the
interim
healthcare
committee.
My
hope
is
that
we
can
begin
to
address
the
conversation
of
where
we
went
wrong,
how
we
can
improve
and
changes
that
must
be
made
to
address
the
long-term
impacts
of
this
pandemic
on
frontline
and
essential
workers.
We
have
to
have
a
transparent
conversation
on
the
economic
devastation
that
has
occurred
and
reflect
on
how
state
and
local
government
can
respond
to
the
future
emergencies.
D
A
Thank
you,
senator
gennady,
very
thorough,
very
thorough
committee
members.
Any
questions
I
see
reliably
senator
pickard
and
senator
settlemeyer
senator
piccard
first
and
then
I
I'll
take
vice
chair
neal.
After
senator
selma.
E
Thank
you,
madam
chair,
and
thank
you
senator
donate
for
bringing
the
bill.
I
just
have
one
question
and
that's
do
we?
E
Let
me
phrase
it
this
way.
Does
this
bill
require
employers
to
pay
any
accrued
wages
on
departure
of
the
employee,
to
the
exclusion
of
the
common
use
it
or
lose
it
policy
that
many
employers
currently
have
in
place.
D
Thank
you,
senator
pickard,
favorite
nancy,
for
the
record.
My
understanding
is
that
this
policy
follows
a
lot
of
the
same,
the
template
that
was
done
in
2019.
It
is
separate
leave,
so
it's
not
going
to
be
as
part
of
the
user
or
lose
it.
It's
use
it.
If
you
want
to
for
your
vaccine
it
doesn't
it's
not
going
to
count
against
the
40
hours
that
are
already
accrued,
where
most
of
that
is
earnedly.
D
This
is
just
given
to
you
so
that
we
can
mobilize
recipients
to
go
out
and
get
the
vaccine
and
get
back
to
work.
E
All
right,
very
good,
that's
the
only
question
I
had.
Thank
you,
madam
chair.
F
Thank
you,
madam
chair
chairman.
I
was
just
kind
of
curious.
Are
we
I
like
the
idea?
I
appreciate
it.
I
myself.
If
we
would
have
looked
at
the
concept
of
the
rollout
of
the
vaccine,
I
would
have
followed
the
same
trajectory
that
we
shut
everybody
down,
so
healthcare
workers
and
individuals
that
were
working
in
storage
retail
should
have
been
ahead
of
other
individuals
and
businesses
that
we
deemed
to
be
non-essential
and
we
allowed
to
be
closed.
So
I
appreciate
your
your
frustration
with
the
rollout.
F
I
was
extremely
frustrated
with
it
as
well
and
still
am,
but
in
that
respect
I
was
curious.
What
about
the
concept?
If
an
individual
organization
brings
the
people
in
house
to
give
the
shots,
would
you
be
interested
in
shortening
that
duration
of
time,
and
then
I
had
one
other
questions.
If
I
could,
madam
chair.
D
Thank
you
settle
myer,
so
that
was
actually
one
of
the
conversations
that
I
had
with
a
few
business
groups
and
in
the
amendment.
If
you
look
at
the
first
section
on
the
coven
19
vaccine
changes,
subsection
e,
the
provision
of
the
section
do
not
apply
to
an
employer
who
provides
an
on-premises
vaccination
clinic
available
to
employees.
The
employee
shall
be
able
to
receive
the
vaccine
from
the
on-premises
clinic
during
their
paid
work
hours.
D
So
that
was
exactly
some
of
the
concerns
that
we
had
either
for
hospitals
or
casinos
that
are
opening
their
own
vaccine
clinic.
So
as
long
as
my
worry
is
just
making
sure
that
employees
get
paid
while
they're
getting
their
vaccine
on
premise
and
that's
something
that's
covered
as
part
of
the
amendment.
F
Thank
you
chairman.
I
greatly
appreciate
that
the
other
thing
is.
I
think
this
is
a
great
idea
necessarily
so
why
shouldn't
we
have
a
state?
Do
it
shouldn't?
We
worry
about
our
state
workers
and
make
sure
that
they're
taken
care
of
too.
So,
would
you
mind
an
amendment
to
make
sure
that
it
applies
to
everybody,
not
just
private.
D
Thank
you
senator
settlemyre,
and
for
the
record,
this
is
steven
denati.
I
would
welcome
that
amendment
for
all
employees.
G
Thank
you,
madam
chair.
Thank
you
senator
demiate.
I
thought
it
was
a
great
presentation.
I
just
had
a
couple
of
questions
so
with
this
expansion.
G
D
Thank
you,
senator
o'neill,
backstreet
neil.
I
would
have
to
get
clarification
just
on
the
tax
credit
part.
I
I
don't
want
to
answer
anything
incorrect
for
you
so,
but
that's
something
I
can
definitely
follow
up.
G
Yeah
I
just
I
was
just
super
curious
because
I
mean
the
the
great
thing
about
the
paid
leave
expansion
was.
It
gave
dollar
for
dollar
tax
credit
to
businesses
so
that
they
really
weren't
out
of
pocket
to
expand
paid
leave
for.
G
A
Okay,
all
right,
thank
you.
Senator
scheible.
I
B
H
B
D
Thank
you
senator
tribal,
given
the
nazi
for
the
record
yeah.
So
when
the
bill
came
out,
it
didn't
really
do
much.
It
just
changed
the
requirements
for
where
you
can
use
your
paid
leave.
It
didn't
allocate
anything
outside
of
what
has
already
been
established
by
regulation,
so
it
would
be
aside
from.
I
think
it
would
go
after
the
provisions
and
also,
as
you
notice,
that,
towards
the
end
of
the
bill,
that's
on
nellis.
D
The
original
intent
of
my
study
was
to
look
at
the
long-term
implications
of
casino
and
frontline
workers,
including
those
who
might
not
have
access
to
some
of
the
same
luxuries
afforded
to
if
you're
represented
by
a
union,
but
that
has
taken
shape,
after
speaking
with
the
business
lobby
and
a
few
of
a
lot
of
the
community
grassroot
groups
and
also
with
local
health
districts,
of
how
we
can
pretty
much
move
forward
so
that
we
can
address
some
of
the
concerns
that
we've
learned
from
this
pandemic
and
come
back
in
the
next
session
enacting
legislation
that
supports
this
never
happening
again.
H
Thanks
and
if
I
could
have
a
brief
follow-up
share
spearman.
One
of
the
reasons
I
was
asking
was
that
I
wanted
to
understand
whether
this
was
intended
to
apply
only
to
employers.
D
Thank
you,
senator
scheible
baby
nancy
for
the
record
yeah.
Well
as
it
the
amendment
as
it
stands
right
now
is
it
follows
again
the
same
template
from
the
bill
that
was
passed
in
2019,
so
it
does
only
affect
to
employers
who
have
50
or
more
employees.
A
Thank
you,
senator
sotomar
did
I
see
your
hand
up
and
was
it
up
from
the
last
time.
A
Okay,
no
problem
senator
hardy.
B
B
D
Thank
you
senator
hardy
just
to,
if
I'm
understanding
your
question
correctly.
My
intent
of
making
this
bill
effective
immediately
once
it
passes
both
houses
and
signed
by
the
governor,
is
that
we
can
implement
this
change
quickly.
D
We
have
already
received
news
that
vaccine
rollout
is
going
to
be
effective
for
people
who
are
16
and
over
fairly
soon,
perhaps
by
early
april,
so
the
faster
that
we
can
enact
this
legislation
upon
approval
than
that
will
be
a
really
good
thing
that
can
affect
a
lot
of
people
and
then
beyond
that
it'll
expire
between
two
years
after
the
regulations
are
adopted.
D
Presumably
at
that
point
in
time,
many
people
will
get
their
kova
19
vaccine,
so
that
was
the
intention
of
it
and
if
we
need
to
make
any
changes
beyond
this,
we
can
come
back
into
the
next
legislative
session
and
address
a
lot
of
the
concerns
that
we
that
we
saw.
D
A
Thank
you
senator
lang.
C
Thank
you,
madam
chair
senator
dante,
I'm
wondering
I
know
the
pfizer
is
working
on
a
third
vaccine
for
the
new
strand
and
I'm
just
wondering
if
this
legislation
would
also
provide
leave
for
people
that
would
get
that
third
vaccine.
D
You
said
earlier,
I
think,
I
believe
in
part
of
my
proposed
amendment.
It
includes
the
wording
that
employees
may
be
absent
from
themselves
to
receive
any
vaccine
related
to
starscope
2
and
any
variant
thereof,
so
that
language
was
inserted
for
if
there
are
any
vaccines
that
are
developed
beyond
this
for
coping
19
variant
that
it'll
be
covered
as
part
of
this
legislation.
F
Thank
you
chair.
I
apologize
that
sparked
a
question
though
again
this
would
only
be
the
concept
of
a
total
of
four
hours
in
total
for
the
concept
and
two-hour
block
to
go
out
and
get
the
vaccine
if
we
come
up
with
a
new
variant
and
get
another
vaccine,
is
that
an
additional
four
hours
if
they
have
to
get
a
second
type
of
covert
shot,
and
then
also
chairman?
F
If
I
could
ask
you
from
the
concept
of
saying
the
bill
expires
two
years
after,
would
you
have
any
discussion
or
entertainment
of
the
idea
of
saying
that
it
ends
when
the
governor
ends
the
state
of
emergency
someday
or
something
that
nature
or
a
year
after
that
time
frame?
You
know,
because,
theoretically,
we
had
a
certain
point,
a
lot
of
people
will
have
already
gotten
it.
I
was
just
wondering
your
thoughts
on
that
chair.
D
Thank
you
senator
meyer.
The
way
that
even
did
not
take
for
the
record
the
way
that
this
is
written.
It
only
allows
you
to
get
four
hours
for
a
copy,
19
vaccine,
nothing
beyond
that,
because
then,
then
we
start
getting
into
the.
As
you
mentioned,
the
limitations
of
if
another
vaccine
comes
out
for
the
variant
like
how
that
affects
it.
So
the
way
that's
written
right
now,
four
hours,
that's
it
with
the
ability
to
have
two
hour
two
hour
segments
each
time.
D
The
only
thing
that
I
would
mention
about
the
idea
of
it,
this
expiring,
once
the
governor's
declaration
is
over,
is
that
I
fear
that,
even
if
the
governor's
declaration
of
emergency
is
over,
that
we
will
run
into
a
situation
where
a
lot
of
families
still
will
not
have
access
to
receive
the
vaccine
at
that
point
in
time,
and
this
might
become
a
situation
where
we
see
a
lot
of
outbreaks.
Small
spurts
of
outbreaks
happening
beyond
the
declaration
of
emergency.
D
So
if
we
can
get
more
people
mobilized
to
use
this
advantage
beyond
that
time
frame,
that
would
be
something
that
prefer
and
regardless
it
still
expires
after
two
years.
So
after
two
years,
if
we
see
that
we
have
done
a
poor
job
at
getting
people
vaccinated,
then
we
can
extend
that.
So
that
has
been
my
my
main
inclination,
but
I
would
be
more
than
welcome
to
work
with
you
on
an
amendment
that
can
probably
address
both
concerns.
F
I
appreciate
it,
mr
chairman,
you
know
considering
the
fact
that
we'll
be
back
in
session
in
two
years.
Well,
I
won't
so
you'll
be
lucky
I'll,
be
gone
calm,
but
in
that
respect,
in
two
years,
people
can
once
again
bring
this
back.
It
probably
makes
some
sense
to
you
know
think
about
two
years.
F
If,
for
some
reason
you
know
the
emergency
does
not
end
by
then,
sadly,
some
states
have
determined
that
by
remaining
in
a
state
of
emergency,
it
allows
us
to
access
more
fema
funds
and
unfortunately,
some
states
are
going
to
keep
us
in
an
emergency
just
to
keep
a
larger
percentage
of
those
funds
and
that's
problematic
to
me.
But
thank
you,
mr
chairman,
for
that
answer.
A
So
senator
I
just
have
just
a
couple
of
questions.
First
of
all,
thank
you
for
bringing
this
legislation,
because
this
is
one
of
those.
This
is
one
of
those
viruses
that
not
only
do
we
know
not
know
a
lot
about.
We
don't
know
what
the
after
effects
are,
because
it
it.
It
affects
people
differently
in
different
ways
and
different
ways
and
then
different
lengths
of
time
for
recovery.
A
So
thank
you
for
for
that.
I
just
have
a
question
because-
and
I
may
I
may
have
missed
it-
is
there
anything
in
there
for
employees
who
have
been
laid
off
or
will
be
laid
off
in
terms
of
getting
information
as
to
how
they
might
participate
in
this.
D
Thank
you
chair
spring
for
that
question,
senator
donald
trump
for
the
record.
I
did
not
uncover
that
as
part
of
the
proposed
amendment.
There
was
a
question
as
to
if
this
policy
can
be
retroactive,
as
in
like
do,
we
cover
people
who
have
already
received
the
vaccine
or
even
the
concern
of
what
happens
if
someone
already
used
their
paid
leave
hours
to
get
the
vaccine
that
becomes,
that
makes
the
bill
a
little
bit
more
complex
as
to
getting
it
passed
through.
D
So
that's
why
some
of
that
wasn't
my
reasoning
for
not
including
it,
but
if
that
is
something
that
you'd
like
to
see
in
the
proposed
amendment
before
it
gets
finalized.
I'd
be
glad
to
include
that.
A
Yeah
and
I'm
I'm
referring
basically
to
the
communication
method,
some
people,
if
they're,
if
they're
working
they
will
have
access
to
that
information.
But
if
they're
not
if
they've
been
laid
off,
then
they
won't
and
also
will
it
include
like
a
negative
response.
It's
it's
very
small.
The
percentage
is
very
small,
but
there
have
been
some
people
for
whom
it's
not
been
a
positive
experience.
They've
had
a
negative
response,
so
is
there
anything
in
the
bill
that
would
include
some
types
of
accommodations
for
them.
D
Thank
you,
chair,
freeman,
senator
donato,
for
the
record.
If
my
your
question
is
more
inclined
towards
the
symptoms
that
may
persist
beyond
the
vaccine
and
how
that
takes
some
individuals,
the
chance
to
recuperate
this
bill
does
not
cover
that.
That
is
a
need
that
needs
to
be
addressed.
As
you
have
already
accounted,
everyone
experiences
the
vaccine
differently,
based
on
how
your
immune
response
acts
so,
but,
as
far
as
I'm
aware,
that's
not
included
as
part
of
this
legislation.
A
Just
might,
I
guess
my
opinion,
but
you
may
look
at
and
see
what
what
could
be
covered
by
the
governor's
original
emergency
order,
because
the
more
we
learn
about
this
vaccine,
the
more
it
looks
like
those
who
advised
him
to
issue
that
emergency
order
makes
him
they
think
he's
a
genius,
because
if
we
did
not
have
that
there
would
be
I'm
sure
more
than
300
000
nevadans,
who
have
been
infected
and
probably
far
more,
unfortunately,
who
would
have
died.
A
So
you
may
check
the
emergency
order
and
see
if
there's
any
leeway
in
there
that
you
might
be
able
to
apply
some
of
the
excuse
me
some
of
the
steps
in
this,
and
especially
in
the
amendment.
Okay,
vice
chair,
neil.
G
Thank
you,
madam
chair.
I
just
wanted
to
mention
senator
jonathan.
If,
if
you
do
consider
an
amendment
that
is
a
retroactive
going
back,
I
think
it
would
be
probably
wise
to
try
to
tie
language
to
the
expiration
of
the
tax
credit
right.
So
if
you
have
businesses
who
are
going
to
object,
it
would
make
sense.
So,
if
they're,
if
they're,
currently
getting
paid
for
the
leave,
that
they're
being
given
by
federal
reimbursement
right
from
the
tax
credit
which
expires
september
30th
2021,
then
it
would
make
sense
to
tie
it
to
that.
G
The
language
hasn't
come
out
on
the
american
rescue
plan,
which
was
the
most
recent
iteration
of
covet
relief,
and
so
it's
not
clear
on
how
far
that
expands,
but
at
least
if
there
is
an
expansion
and
you
go
retroactive
and
these
workers
had
not
been
covered.
At
least
the
business
may
have
the
business
case
to
do
that.
Reimbursable
tax
credit,
the
dollar
for
dollar,
for
paid
leave
around
covet
in
the
actual
irs
language.
It
does
give
a
kind
of
blanket.
G
I
would
say
it
says
if
the
employee
is
experiencing
any
other
substantial,
substantially,
similar
condition
as
specified
by
department
of
hhs,
so
that
little
subgroup
is
pretty
broad
and
it's
not
clear
exactly
you
know,
but
it
seems
to
be
umbrella
language
that
sucks
in
other.
I
would
explore
that
right
and
I
would
think
through
how
that
would
work
if
you
did
a
retroactivity
provision
trying
to
tie
it
to
some
reimbursable
mechanism,
those
those
are
just
my
two
cents.
When
you
said
you
would
put
that.
D
D
Thank
you
vice
training,
senator
united
for
the
record
yeah.
I
would
be
more
than
welcome
to
work
with
you
on
that
and
that's
something
that
I
would
be
glad
to
entertain.
Thank
you.
B
A
A
No
yes,
okay
right,
I
don't
see
it
hands
from
the
committee,
so
we
will
now
move
to
public
comment
on
this
bill.
We
would
do
20
minutes
for
three
minutes
for
each
individual
and
remember
if
someone
has
already
covered
your
points.
A
Please
say
digital
that
allows
us
more
time
for
more
people
to
get
on
in
the
allotted
time.
Okay,
thank
you
so
much
so
broadcast
I'll
turn
it
over
to
you.
J
J
B
J
J
B
J
J
K
Good
good
morning,
matt
good
morning,
spearman
and
members
of
the
committee
for
the
record
paul
moradkin
m-o-r-a-d
k-h-a-n
with
the
vegas
chamber,
the
chamber
is
neutral
to
both
the
introduced
version
and
the
amendment
proposed
by
the
bill's
sponsor.
I
want
to
thank
the
bell
sponsor
for
meeting
with
the
chamber
about
the
bill
and
those
conversations
have
been
productive.
K
We
appreciate
the
bill's
sponsor's
help
in
clarifying
some
of
the
tent
of
the
bill
and
the
logistical
components.
I
do
want
to
quickly
comment
about
the
retro
concept,
especially
with
nevada,
already
issuing
over
1
million
vaccines
throughout
our
state.
The
logistical
regulation.
Sorry
regulation
would
be
overwhelming
for
employers,
but
we
all
do
support
goals
and
encourage
all
nevadans
to
get
vaccinated.
As
many
of
you
know,
the
vegas
chamber,
its
fellow
chambers
of
commerce
and
trade
partners,
have
worked
diligently
in
supporting
statewide
and
local
cove
mitigation
efforts.
K
Over
the
last
year
we
have
distributed
tens
of
thousands
of
maps
to
frontline
workers
and
employees
over
50
000
posters
on
social
discipline,
guidelines
for
the
workplace
and
spending
millions
of
dollars
on
ppe
for
employees.
We
are
now
aggressively
pushing
vaccine
efforts
with
employers
and
employees,
as
employee
groups
become
eligible
through
the
state
plan.
We
are
seeing
employers
educating
employees
about
the
benefits
of
getting
the
vaccine,
debunking
vaccine
myths,
arranging
unsigned
vaccine
clinics
and
greater
flexibility
with
scheduling
for
their
employees.
Again,
I'd
like
to
thank
the
bill's
sponsor
for
his
collaboration
with
the
vegas
chamber.
J
H
Thank
you,
terror,
spearmen
and
committee
members.
This
is
misty
grimmer
with
the
ferraro
group,
representing
the
nevada
resort
association,
and
we
are
neutral
on
sb
209,
with
the
amendments
that
have
been
presented
today
by
senator
donate,
and
I
definitely
want
to
echo
mr
moradikin's
comments
to
thank
the
senator
for
the
way
that
he
has
been
willing
to
sit
down
with
us
and
listen
to
listen
to
our
concerns
and
make
some
changes
to
the
bill
to
make
the
bill
more
palatable
for
for
the
resort
industry.
H
Nobody
in
the
state
wants
to
get
the
state
rolling
again
and
get
our
workers
back
to
work
more
than
the
casino
industry.
Does
we
realize
that
the
casino
industry
is
one
of
the
major
lifebloods
of
the
state
of
nevada
and
so
all
along?
We
have
done
everything
that
we
can
to
help
make
this
process
to
make
the
the
pandemic
lease
as
at
least
painful
as
possible.
H
Throughout
the
pandemic,
the
casinos
in
resorts
have
extended
benefits
and
tried
to
help
out
their
employees.
Even
after
the
shutdown
we
delayed
layoffs
and
furloughs
as
long
as
we
could
and
then
even
after
the
layoffs
and
furloughs
health,
health
benefits
were
extended
beyond
that.
So
we
have.
We
have
tried
to
be
good
partners
to
our
employees
throughout
this
entire
to
throughout
the
pandemic.
H
H
H
H
So
again,
thank
you
committee
and
thank
you
senator
for
working
with
us
on
this,
and
we
look
forward
to
seeing
how
the
language
comes
out
when
it's
drafted
and
to
continue
to
work
with
you
and
the
senator
on
this
bill.
Thank
you
very
much.
J
I
A-N-B-E-R-S-T-I-D-H-A-M
and
I'm
here
on
behalf
of
the
henderson
chamber
of
commerce,
we
too
would
like
to
thank
the
sponsor
for
bringing
this
bill
forward.
Certainly,
addressing
issues
surrounding
the
pandemic
continue
to
evolve
even
now.
A
year
later,
we
do
echo
the
same
comments
as
shared
by
the
vegas
chamber,
and
we
too
are
committed
to
the
ongoing
encouragement
for
statewide
vaccination
efforts
to
get
our
economy
back
on
track.
I
Our
chamber
does
appreciate
the
consideration
for
the
smallest
of
our
employers
and,
looking
over
this
recently
posted
proposal,
we
were
concerned
about
their
ability
to
accommodate
vaccine
access
for
their
employees,
which
I
know
is
important
to
them,
but
also,
while
ensuring
it
doesn't
negatively
impact
their
business.
So
thank
you.
I
We
would
also,
similarly
to
the
vegas
chamber,
be
worried
about
any
potential
retroactivity
conversations
and
how
it
could
impact
some
of
these
businesses
and
we'll
continue
to
read
through
this
new
proposal,
and
we
really
thank
you
for
the
opportunity
to
provide
our
comments
to
the
committee.
Thank
you.
A
Thank
you.
Thank
you.
I
think
ms
grimmer
brought
up
what
I
was
trying
to
say
is
with
people
who've
been
laid
off
and
have
limited
access
to
some
of
the
information
that
that
those
who
are
still
working
may
have,
if
nothing
else
what
this
pandemic
has
shown
us
is
that
we've
gotten
a
new
name
for
what
who
we
used
to
call
hourly
workers
because
of
the
pandemic.
Now
we
know
that
they
are
essential
workers,
and
so
those
are,
I
guess,
the
ones
for
whom
the
bill
is
written.
D
Thank
you,
chair
screaming,
and
to
the
committee
members
and
those
who
called
in
to
testify
on
this
bill.
My
final
remarks
is
that
I
hope
that
we
can
have
a
deeper
conversation
on
how
we
can
move
the
needle
to
supporting
public
health.
Before
I
finish,
I
just
want
to
share
with
you
a
quick
note
from
a
local
las
vegas
resident.
D
As
a
working
mother,
my
first
priority
is
the
well-being
of
my
family.
I
cannot
afford
to
miss
time
from
work.
I
cannot
risk
the
well-being
of
myself
and
those
I
care
for
yet
I
have
no
other
choice.
I
know
if
we
are
given
this,
we
could
ensure
a
first
step
to
better
prioritize
the
health
of
the
employees
and
business.
Thank
you.
A
Thank
you
so
much
and
you
have
you
have
survived
vice
chair,
neil
and
senator
pickard,
so
there's
a
certificate
waiting
for
you
in
my
office.
Thank
you
so
much
that's
a
great
bill
and
look
forward
to
working
more
with
you
on
that,
and
so
with
that
I
will
close
the
hearing
on
senate
bill
209
and
we
will
now
open
the
hearing
on
senate
bill.
2
31
revises
provisions
related
to
financial
services.
L
Thank
you,
madam
chair,
for
the
record
ben
kieffer.
I
represent
senate
district
16,
which
I
think
we're
all
sitting
in.
So
I
appreciate
the
time
today,
I'm
here
to
present
senate
bill
231,
which
is
another
step
forward
in
recognizing
the
changes
that
are
that
have
been
made
to
some
of
our
consumer
practices,
not
just
as
a
result
of
kova
19,
but
as
we
have
evolved
in
how
we,
how
we
process
our
daily
lives
and
that's
happening
over
quite
a
period
of
time.
L
L
It
would
still
require
that
they
make
I'm
available
to
to
the
I'm
sorry,
the
commissioner
of
financial
institutions
division
any
of
their
documents
that
are
needed,
and
you
see
that
in
subsection
four
section
two
of
the
bill,
but
ultimately
it
reflects
the
fact
that
a
lot
of
consumer
financing
happens
on
the
internet,
and
you
see
that
when
you
go
buy
mostly
sort
of
medium
to
large
ticket
items
and
we'll
be
hearing
in
a
second
from
the
company
called
the
firm
which
is
brought
this
bill
to
me
after
I
worked
with
them
a
little
bit
in
the
interim
just
to
get
them
functional
in
the
state.
L
Then
these
these
are
companies
that
are
operating
right
now
in
our
state
they've
set
up
an
office.
A
firm,
for
example,
went
through
the
process
to
become
established
and
has
set
up
the
office
in
the
state
and,
to
date,
has
not
had
a
single
consumer
walk
into
their
office
to
to
ask
them
any
questions.
L
So
if,
if
the
purpose
of
the
physical
location
is
primarily
to
offer
consumers
a
place
to
go,
I
don't
think
that
that's
how
this
is
playing
out
for
these
types
of
these
types
of
lending
mechanisms,
and
it
may
make
more
sense
to
recognize.
K
L
M
Good
morning,
thank
you,
chair
spearman
and
members
of
the
committee
for
the
record.
I
am
scott
estrada
director
of
government
relations,
public
policy
and
social
impact
for
a
firm
which
say
operates
across
the
u.s
and
canada.
M
To
date,
we
have
helped
nevada
consumers,
finance
close
to
160
million
dollars
in
loan
volume
financing
these
purchases
without
ever
charging
a
single
penny
in
late
fees,
nor
any
deferred
interest
payments.
A
firm
has
been
in
business
for
over
the
last
nine
years
senate.
Bill
231
would
enable
internet
consumer
lenders
to
do
business
in
nevada
without
having
to
maintain
a
physical
location.
M
As
senator
kiekefer
noted,
a
firm
loan
services
is
fully
licensed
in
nevada
and
does
maintain
a
location
but
has
never
had
a
single
customer
walk
into
the
location.
Our
model
is
strictly
internet
and
app
based.
So
if
a
nevada
consumer
had
an
issue,
they
would
do
what
any
number
of
our
million
of
customers
do
in
call,
email
or
web
chat.
Through
our
website.
M
We
maintain
a
best-in-class
customer
service
operation
based
in
pittsburgh,
which
has
helped
a
firm,
maintain
a
net
promoter
score
of
over
80
over
the
last
nine
years.
A
nevada
license
internet
consumer
lender
would
still
be
required
to
attain
licensure
from
the
nevada
financial
institutions
division.
In
order
to
do
business
in
the
state,
the
fid
can
choose
to
audit
a
firm
or
any
other
company
anytime
at
their
headquarters
at
the
lending
company,
and
the
lending
company
would
pay
for
all
expenses
associated
with
any
on-site
examination.
M
M
In
conclusion,
sb231
removes
a
somewhat
cumbersome
provision
and
would
bring
more
internet-based
businesses
to
nevada,
enhance
the
economy
by
providing
consumer
choice,
all
the
while
keeping
bad
actors
from
the
lending
industry.
Thank
you
very
much
for
your
time
and
I'm
happy
to
answer
any
questions
you
may
have.
L
Hey
man,
I'm
sure
I
think
the
final
person
that
I
have
logged
in
to
testify
in
in
support
of
the
bill
is
peter
aldis.
K
K
The
the
proposed
amendment
that
a
firm
has
worked
with
me
on
ensures
that,
regardless
of
the
language
in
a
contract,
if
a
internet
consumer
lender,
but
the
law
that
applies
to
a
loan
from
an
internet,
consumer
lender,
is
going
to
be
nevada
law
with
all
of
the
consumer
protections
that
go
along
with
it
rather
than
well,
whatever
law
goes
along
with
the
the
internet
consumers
headquarters
and
then
there's
also
a
provision
regarding
the
jurisdiction
and
venue
of
any
lawsuits
that
arise
out
of
these
loans,
whether
the
borrower
is
getting
sued
by
the
lender
or
whether
the
offender
is
suing
the
borrower
suing
the
lender.
K
L
Thank
you,
ma'am
sure
I
had
neglected
to
mention
the
amendment
that
was
that
was
submitted.
I
apologize
that
was
friendly.
That
was
in
consultation
with
me,
and
I
think
it
it.
It
does
exactly
what
mr
alden
suggested,
that
it
would
do
and
defer
to
nevada's
laws
and
protect
nevada
consumers.
So
I
certainly
appreciate
that.
I
think
that
that's
really
all
I've
got
madam
chair.
L
I
think
that,
before
you
is
a
bill
that
reflects
the
reality
of
current
consumer
spending
and
consumer
activity-
and
you
know,
as
as
things
change,
our
laws
should
change
with
them
and.
K
A
Thank
you.
I
think
I
saw
vice
chair
neil
and
then
senator
picker.
G
Thank
you,
madam
chair,
so
I
just
wanted
to
speak
to
the
amendment
really
quick,
because
so,
when
I
was
reading
the
amendment,
it
was
like
any
any
loan.
So
I
had
two
questions.
Number
one,
I'm
hoping
that
this
amendment
is
going
to
be
a
little
bit
more
specific
to
say
you
know
if
there,
if
there's
an
insertion
of
a
forum
selection
clause.
G
First
of
all,
it
shouldn't
be
in
the
contract
if,
if
it's
all
going
to
be
nevada-based
jurisdiction,
but
at
least
speaking
to
a
forum
selection
clause
which
could
be
in
a
contract
which
would
then
give
a
person
who
doesn't
know
an
option
to
then
select
to
have
a
jurisdiction
somewhere
else.
Those
are
really
common
in
contracts
where
the
choice
of
law,
provision
and
you
just
click
the
box
and
don't
know
that
those
are
actually
prohibited.
G
So
I
would
want
that
kind
of
language
in
that
amendment,
and
then
I
was
wondering
in
terms
of
like
the
lawsuit
where
it
said:
I'm
I'm
assuming
there's
gonna
be
a
lawsuit.
So
let
me
step
back
when
it
said
any
loan,
so
it
would
be
any
loan.
I
was
just
wondering
about
the
sourcing
right
so,
let's
say
a
person,
the
company,
even
though
they
have
an
internet
presence.
G
I've
been
running
into
this
issue
where
it
does
matter,
because
if
the
loan
transaction
happens
and
a
person
is
a
nevada
resident,
but
yet
they
were
in
minnesota
when
they
did
it.
G
What,
then,
is
the
sourcing
attached
to
this
transaction
like?
How
is
it
sourced
back?
G
L
I
looked
at
madam
chair
back
keegan
for
the
record.
D
L
Have
to
defer
to
mr
estrada
and
mr
aldous
to
answer
those.
M
Questions,
thank
you
for
the
question
for
the
record
scott
estrada
through
you,
chair,
spearman,
to
vice
chair
neil.
I
I
can.
I
will
confirm
this
with
our
legal
counsel,
but
my
understanding
is
that
the
source
of
of
the
loan
is
where
you
are
resident
your
state
residency,
and
that
would
be
the
law
that
applied
no
matter
where
you
might
have
actually
downloaded
the
app
or
applied
for
it
in
another
state.
M
G
Okay
yeah.
Thank
you
for
that.
I
would
appreciate
that
because,
because
typically
like-
and
I
brought
this
up
in
another
hearing-
you
have
choice
of
law
provisions.
The
contract
is
typically
the
place
so
when
you
enter
in
a
contract
in
a
place,
typically
jurisdiction
ties
to
that
place
of
where
the
contract
is
in
order
to
determine
the
injury,
and
so
that's
why
that's
why
I
was
good
getting
at
that
amendment,
because
that
amendment
needs
to
be
way
stronger
and
have
a
lot
more
language.
G
A
Thank
you,
senator
pinkert.
E
Thank
you,
madam
chair,
and,
as
usual,
senator
neil
is
on
the
ball.
She
just
took
one
of
my
questions,
so
I
just
have
two
left.
How
does
senator
key
cover?
How
does
this
change
the
status
quo,
because
I
know
there
are
lots
of
internet
lenders.
I
mean
rocket
mortgage
comes
to
mind
and
they're
able
to
issue
loans
here
in
nevada.
How
does
this
change
the
status
quo?.
L
Thank
you
ben
keegan
for
the
record
man
of
chair
through
the
senator
pickard,
so
I
can't
speak
specifically
to
mortgage
lending
and
again
my
subject
matter
right.
These
are
consumer
loans
that
are
that
are
pushed
through
websites
when
you
purchase
at
a
at
a
specific
specific
place.
So,
for
example,
a
firm
itself
finances.
You
know
peloton
pottery
barn,
a
bunch
of
whatever
store
it
might
be
right.
So
it's
it's.
L
While
you
process
your
purchase
directly
through
that
through
that
consumer-facing
website,
it
allows
you
to
finance
over
a
fixed
term
with
fixed
amounts.
So,
right
now,
in
order
for
a
company
like
a
firm
to
function
in
nevada,
they
do
have
to
have
a
physical
presence
in
a
physical
office
in
the
state,
and
this
would
allow
them
to
basically
do
what
they're
doing
now.
Without
that
physical
office,
they
did
set
up
when
they
entered
the
market,
a
physical
office
in
the
state.
L
We
required
them
to
do
that
and
I
think
from
from
my
understanding,
the
main
purpose
of
that
is
to
give
consumers
a
place
to
go
if
they
have
an
issue,
while
also
maintaining
records
that
can
be
used
by
the
financial
institutions
division
to
inspect,
if,
if
necessary.
So
we
try
to
protect
the
second
of
those
intents
by
requiring
the
company
to
either
provide
documentation
as
necessary
or
fund
the
cost
of
an
fid
officer
to
or
inspector
to
travel
to
their
office.
L
But
the
the
previous
intent
of
having
an
office
for
consumers
to
to
go
to
just
seems
to
be
unutilized
in
this
specific
marketplace
and,
as
I
indicated,
a
firm
opened
their
office
according
to
the
law
as
it
currently
exists
and
they've
had
not
a
single
consumer
walk
through
the
door
to
chat
with
them
in
that
time.
So
and
basically,
this
would
allow
them
to
function
with
their
business
model
being
truly
internet
based
rather
than
a
model
that
was
designed
to
have
bricks
and
mortar
on
the
ground
in
the
vat.
E
All
right,
I
appreciate
that
and-
and
you
kind
of
touched
on
my
next
question-
which
was
something
that
mr
estrada
mentioned
and
that's
we're
doing-
audits
in
the
headquarters
rather
than
requiring
them
to
come
to
nevada.
E
I'm
assuming
that
that's
the
source
of
the
fiscal
note,
because
now
we're
going
to
have
people
chasing
lenders,
that
is
we're
going
to
have
our
inspectors
chasing
lenders
all
over
the
country,
doing
audits
and
so
taking,
presumably
an
audit
team
unless
they
hire
a
cpa,
a
local
cpa
to
assist
so
we're
going
to
be
requiring
the
do.
I
understand
correctly
that
we're
going
to
be
requiring
the
department
of
business
and
industry
to
send
their
auditors
to
you,
know
parts
far
flung
in
order
to
do
these
audits.
L
I
think
you've
been
key
cover
for
the
record.
This
is
so,
I
think,
you're.
If
you
look
at
section
2,
subsection
4
it
again,
it
allows
for
those
books
to
be
delivered
to
the
state
or
have
investigators
travel
to
the
out-of-state
hq,
at
which
point
the
company
would
be
required
for
all
costs
associated
with
that
investigation.
L
I
believe
that
if
you
ask
the
fid
they'll
probably
indicate
the
fiscal
note
may
be
more
affiliated
with
a
influx
of
applications
and
the
requirement
to
prostitute
to
process
applications
in
this
space.
I
believe
mr
laughlin
is
on
the
phone
line,
if
not
signed
in
through
the
zoom
and
madam
chair.
I
think
that
you
might
be
able
to
direct
more
questions
specifically
to
her
if
she
can
get
through
on
the
phone.
J
Collar
with
the
last
name
of
laughlin,
if
you
could
please
yourself
by
pressing
star.
J
L
Good
morning
gerald
this
is
senator
key
keffer.
I
believe
senator
senator
pickard
had
a
question
that
was
probably
more
appropriately
directed
to
you.
So
if
you
hadn't
heard
it.
B
E
Morning,
good
morning,
all
right,
the
the
question
was:
is
we're
dealing
with
audits,
there's
a
requirement
for
audits
or
in
the
amendment
or
mr.
E
Oh,
I
forget
was
it
no,
it
wasn't.
E
Mr
aldous,
it
was
mr
estrada
mentioned
that
we
were
going
to
be
auditing
at
the
place
of
the
headquarters
of
the
the
lender
and
senator
keith
kepper
mentioned
that
investigations,
and
I
don't
know
if
there's
a
difference,
are
we
because
often
we
do
audits,
even
though
we're
not
investigating
a
complaint,
but
the
expectation
would
be
that
we
would
be
sending
members
of
our
or
auditors
from
our
department
of
business
and
industry
to
do
the
audit
at
the
location,
wherever
that
was
in
the
united
states.
E
Is
that
the
expectation
I
I
would
imagine
that
the
books
being
sent
to
nevada
might
not
be
sufficient?
What
what's
going
to
happen
when
we're
trying
to
audit
whether
that's
just
an
audit
for
fact
checking
or
or
an
examination
after
a
complaint?
How
does
that
work.
B
Thank
you
for
the
question
senator
pickard
samia
laughlin
for
the
record.
We
anticipate
being
able
to
do
all
the
exams
from
las
vegas.
If
there
is
a
reason
for
us
to
have
to
go
off
out
of
state,
we
certainly
can
do
that
and
we
would
expect
that
the
licensee
would
pay
for
that.
But
her
annual
examination
would
be
should
be
done
right
here
in
las
vegas.
E
L
Thank
you,
madam
chair
ben
keeker,
for
the
record
through
to
senator
lang.
I
believe
that
any
business
conducting
business
in
the
state
is
required
to
have
a
state
business
license
and
mr
lofland
might
be
able
to
state
whether
that
is
a
specific
requirement
of
licensing
under
her
under
her
office.
But
I
I
believe
it
is.
B
C
And
so
thank
you
and
so
because
the
headquarters
are
out
of
state,
will
they
be
paying
all
associated
taxes
to
the
state?
Because
I
they're
not
going
to
have
a
physical
presence
it'll
just
be
on
the
internet?
Would
they
be
paying
all
associated
taxes
and
such
to
nevada,
or
would
they
be
paying
it
to
the
state
where
their
headquarters.
C
L
This
is
ben
keegan
for
the
record,
so
if
the
you
know
the
taxes
that
they
would
be
paying
now,
if
they
have
a
single
office
with
one
person
in
it,
you
know
would
be
the
minimus,
probably
if
they
may
not,
they
likely
wouldn't
meet
even
the
mbt
threshold.
I
would
think,
but
you
know
if,
if
they're
generating
revenue
above
above
the
commerce
tax
threshold
based
on
transactions
conducted
within
the
state,
that
would
certainly
have
liability
for
that.
L
So
I
think
that
would
probably
be
the
best
best
example
they
would
there
would
obviously
if
they
don't
have
employees
in
the
state,
there
would
be
no
mbt
liability
trying
to
think
of
what
else
may
may
exist,
but
I
I'm
liking
on
other
examples
right
now.
Thank
you.
A
G
It
was
it
was
it's
just
really
quick.
I
wanted.
I
wanted
to
ask
a
firm,
do
you
guys
have
a
debt
collection
arm,
or
is
it
all
in-house.
G
Question
because
I'm
wondering
if
the
debt
collection,
the
same
rules,
would
apply
if
you
have
an
extension
for
debt
collection
in
terms
of
venue
and
jurisdiction.
M
Thank
you
for
the
question
for
the
record
scott
estrada
through
you,
chair,
spearman,
to
vice
chair.
Neil
again,
I
can
confirm
with
our
legal
counsel.
My
understanding
is
that
we
don't
have
an
in
we.
The
debt
collection.
We're
done
is
just
if
the
loan
goes
into
default.
M
G
Thank
you
for
that.
I
just
want
to
make
sure
that,
as
the
amendment
goes
through,
that
since
we're
adopting
internet
internet
lenders
that
the
assignees
are
also
attached
to
this
limited
jurisdiction
where
all
lawsuits
are
held
in
nevada,
even
if
it's
assigned
as
a
debt
for
an
internet
installment
lender-
and
that's
that's
it.
Madam
chair,
thank
you.
L
Madam
chair,
this
is
ben
keegan
for
the
record.
I
think
I
think
senator
neil
an
important
point,
while
a
firm
may
very
well,
not
you
know
as
a
business
practice,
not
assign
assigned
debt
to
collection
agencies
or
anything
like
that.
You
know
they're
one
piece
of
a
larger
industry,
so
I
think
she
marries
up
really
well.
A
So
you
unfinished
your
sentence:
13
kevin.
A
Ready
any
additional
questions
committee
members.
A
Okay,
I
don't
see
any
hands
so
broadcast,
let's
go
to
the
phones
and
we
will
have
20
minutes
for
those
who
are
in
support.
Three
minutes
per
person
and
remember
ditto
is
an
accepted
response.
J
J
J
A
Okay,
we
will
go
now
to
those
justifying
neutral.
A
A
Don't
forget,
I
just
have
one,
I
believe
it
may
be
germaine
many
times
when
someone
fills
out
a
loan
for
mortgage,
a
car,
whatever
there's
a
demographic
space
at
the
bottom,
where
you
put
in
you
know
what
your
ethnicity,
gender
and
that
sort
of
thing
does
a
firm
have
anything
like
that
on
their
on
their
skin
on
their
applications.
L
M
Thank
you
for
the
question
chair
spearman
no
in
in
for
consumer
lending
and
full
compliance
with
fair
lending
laws.
We
are
prohibited
and
do
not
collect
racial
ethnic
data
for
our
for
our
borrowers
on
the
front
end.
A
C
C
I
am
pleased
to
be
joined
by
randy
saltero,
representing
the
international
alliance
of
theatrical
stage
employees
who
will
assist
with
the
presentation
of
a
senate
bill
245
and
the
nevada
labor
commissioner,
sam
shannon
chambers,
who
will
address
a
friendly
amendment
which
has
been
provided
on
nellis
according
to
prosperity.
Now,
almost
52
percent
of
nevada
households
do
not
have
sufficient
savings
to
cover
basic
expenses
for
three
months
if
they
experience
a
sudden
job
loss,
a
medical
emergency
or
another
financial
crisis
leading
to
the
loss
of
income.
C
Unfortunately,
this
means
that
when
our
residents
lose
a
job,
sometimes
at
no
fault
of
their
own,
they
do
not
have
the
ability
to
wait
very
long
until
their
next
paycheck
I'd
like
to
read
a
letter
from
joseph
I'll,
probably
mess
up
his
last
name
but
jack
jackie
jack
cap.
Sorry
randy.
C
He
is
a
technical
director
and
stage
manager.
He
works
for
various
production
companies
in
las
vegas.
He
worked
for
ashp
show
in
the
fall
of
2019
for
3
000
attendees
here
in
town.
His
job
involves
seeing
the
execution
of
everyone's
job
in
a
friendly
and
timely
manner.
For
the
success
of
the
show,
this
particular
show
went
off
perfectly
all
elements
of
the
production,
the
sound,
the
lights,
the
staging
etc
went
normally
as
the
audience
went,
home,
educated
and
entertained,
and
the
client
was
satisfied.
C
However,
the
contract
of
my
co-workers-
and
I
were
working
under
at
the
time
had
expired,
and
a
new
agreement
was
being
negotiated.
My
co-workers
and
I
dealt
with
the
consequence
of
no
paychecks
for
weeks
when
we
were
finally
paid
at
the
leisure
of
our
employer.
There
were
no
late
fees
or
penalties
included
with
this
new
legislation.
I
believe
working
people
like
myself
will
have
the
added
layer
of
protection
if
the
employer
fails
to
pay
in
a
timely
manner.
C
Chairs
chairman,
before
we
discuss
the
provisions
of
the
bill,
I'd
like
to
turn
the
presentation
over
to
mr
soltero
if
he
needs
to
discuss
and
provide
any
recourse
discuss,
why
we
need
to
provide
a
recourse
for
people.
Randy
g.
Do
you
have
anything
you'd
like
to
add
at
this
time
or
shall
I
proceed.
N
Madam
chair
members
of
the
committee,
through
youth
center,
through
you,
chair
through
to
the
committee,
my
name
is
randy
saltero.
N
My
input
would
be
simply
that
when
this
problem
was
identified
and-
and
there
was
problems
that
you
know
folks
weren't
getting
paid
on
time
and
everybody
needs
their
paycheck-
there's
bottom
line.
So
I
could
tell
you
we
went
to
the
labor
commissioner,
and
she
is
here
with
us
today.
I
could
tell
you
that
the
bill
was.
She
has
an
amendment
that
we
are
are
satisfied
with.
N
We've
been
working
with
her
and
really
to
ask
her
what
what
are
the
tools
you
need
in
your
in
your
tool,
chest
to
to
make
the
law
more
effective
and
to
get
people
paid
correctly
on
time.
You
know
sometimes
there's
folks
that
work
under
a
collective
bargaining
agreement
and
that
those
collective
bargain
agreements
may
or
may
not
have
provisions
in
them
or
a
remedy
for
for
pay
or
late
pay,
and
so
this
amendment
that
the
labor
commissioner
will
go
through.
N
I
think
the
best
course
is
for
her
to
go
next
to
because
this
is
really
the
the
base
of
the
bill
section.
Three.
I'm
sorry
section
two,
the
amendment
in
section
two
of
the
proposed
language
will
be
struck
and
the
labor
commissioner's
piece
will
be
inserted.
It's
this
bill
and
that
piece
is
uploaded
on
nellis
at
this
time.
N
So
if,
if
I
may,
senator
lang
asked
that
shannon
chambers
nevada
state
labor,
commissioner
go
next
talked
about
her
amendment,
basically
the
language
that
will
be
adopted
to
make
this
this
go
forward.
I
also
like
to
point
out
that
mr
jacqueline
is
is
on
nellis
and-
and
here
thank
you
for
talking
about
his
amendment.
I'm
not
sure
if
you
want
to
use,
ask
him
any
questions.
I
know
he's
here
and
available
answer
any
questions
in
someone
who's.
N
This
has
happened
to
so
that's
why
we've
asked
them
to
be
here,
but
with
that
senator
lang,
I'll
turn
it
back
over
to
you.
You
direct
back
to
labor,
commissioner.
C
Thank
you,
mr
zotero,
just
like
to
go
through
the
sections
of
the
bill
so
section
one
of
the
bill
expands
the
definition
of
wages
to
include
the
amounts
due
to
a
discharged
employee
or
to
an
employee
who
resigns
or
quits
the
amendment
that
we
have
accepted
from
shannon
chambers.
The
labor
commissioner
removes
section
two
of
the
bill
and
and
then,
as
written
senate
bill,
245
becomes
effective
october
1st.
I'm
also
proposing
a
conceptual
amendment
to
make
that
provision
of
senate
bill
245,
effective
on
july
1,
2021.,
so
shannon
chambers.
C
If
you'd
like
to
go
ahead
and
talk
about
your
conceptual
amendment
and
then,
if
I
could
do
closing
remarks,
I'd
be
great.
O
O
So
I
did
have
the
opportunity
to
speak
with
senator
lang
and
mr
saltero
about
what
they
were
trying
to
address
in
the
original
bill
and
the
original
language
in
senate
bill
245.
And
in
my
conversations
with
them,
I
informed
them
that
the
proposed
language
in
section
2
that
the
labor
commissioner
already
had
that
authority.
O
So
it
has
always
been
the
position
of
the
labor
commissioner,
that
when
there
is
a
collective
bargaining
agreement
that
the
employee
must
go
through
that
process
first,
so
they
must
exhaust
all
those
remedies
and
relief
under
the
collective
bargaining
agreement
before
the
labor
commissioner
will
take
a
look
at
the
issue.
Take
a
look
at
the
claim
and
take
jurisdiction
of
the
matter.
So
I
want
to
make
it
clear
that
this
proposed
amendment
is
not
going
to
change
anything
there.
O
So
what
this
proposed
amendment
is
going
to
do
is
to
specifically
set
forth
in
the
law
that
an
employee
does
have
to
go
through
the
administrative
process
under
their
collective
bargaining
agreement.
If
that
process
is
inadequate,
unavailable
or
non-binding,
then
a
claim
or
complaint
could
be
filed
with
the
labor.
Commissioner
and
the
labor
commissioner
could
determine
if
the
collective
bargaining
agreement
or
the
union
was
following
labor
laws
and
then
obviously
make
a
determination
and
a
finding
on
that
which
would
then
go
through
the
typical
process
of
a
determination,
objection
and
then
a
potential
hearing.
O
So
I
just
want
to
make
clear
that
we're
not
doing
anything,
that's
not
already
being
done
or
not
authorized
by
law,
but
just
making
it
clear
that,
if
an
employee
who
is
covered
by
a
collective
bargain
agreement,
if
they
go
through
that
process
and
it's
you
know
inadequate
unavailable
or
non-binding,
then
the
labor
commissioner
can
take
jurisdiction
of
the
claim
and
again
investigate
and
review
it.
So
that
is
the
intent
of
the
amendment
and
I'm
happy
to
answer
any
questions
and
go
through
the
language
word
by
word.
O
If
that's
what
you
want
me
to
do,
I
also
want
to
make
clear
that
this
proposed
amendment
does
not
impact
any
other
current
rights
that
an
employee
has
right
now
under
the
nevada,
labor
laws
and
does
not
affect
their
right
to
also
bring
a
private
action.
Should
that
employee
choose
to
do
that?
So
again
I
have
happy
to
answer
any
questions.
C
Sure
and
madam
chair
this
concludes
our
presentations.
We
thank
you
for
the
opportunities
to
present
our
bill
senate
bill
245.
C
I
urge
you
to
pass
this
bill
because
this
in
a
time
of
financial
insecurity
for
so
many
people,
this
is
really
really
important,
that
we
get
this
bill
passed
and
so
that
people
feel
like
they'll
have
a
recourse
to
get
the
back
wages
that
are
owed
to
them.
We
are
happy
to
answer
any
questions
that
anyone
on
the
committee
or
yourself
might
have.
E
Thing
about
I'm
sure
I
I
you
went
dead
there
for
a
second,
I
didn't
hear
you
thank
you
and
thank
you
senator
lane
for
bringing
this,
and
this
is
probably
going
to
be
a
question
for
miss
chambers
because
she
answered
the
first
question
I
had.
I
think,
and
that
is
that
the
labor
commissioner
already
has
the
authority
to
do
what
is
in
section
two
and
that
the
the
well
under
section
one.
E
It
appears
to
me
that
sec
or
subsection
three
is
really
restating
subsection
1
in
that
nrs608040
already
applies
to
any
employee
that
has
worked
and
generated
an
income.
So
if
it
turns
out
that
those
wages
were
not
paid
within
the
time
set
forth
in
6040,
that
would
apply.
E
But
when
it
comes
to,
then
the
in
looking
at
the
proposed
amendment
under
sub
two,
it
says
and-
and
you
repeat
it
a
couple
of
times
the
word
inadequate,
who
determines
what's
adequate
and
what's
inadequate.
Is
that
strictly
up
to
the
labor
commissioner?
E
Are
there
clauses
in
a
cba
that
might
take
that
away
from
the
commissioner?
I'm
thinking
if
there
were
an
acknowledgement
in
the
cba
that
the
remedies
provided
are?
Are
deemed
adequate
by
the
parties?
Would
the
commissioner
still
be
able
to
go
in
and
say:
no,
that's
not
adequate.
We're
going
to
set
that
aside
and
we're
going
to
take
jurisdiction.
How
does
that
work.
O
So
madame
chairwoman
threw
you
to
sender
picker.
This
is
again
shannon
chambers,
nevada
labor,
commissioner,
for
the
record,
so
senator.
O
Okay,
thank
you.
So
if
that
matter
was
brought
to
the
labor
commissioner
and
the
labor
commissioner
reviewed
the
case,
and
both
parties
signed
something
saying
that
the
remedies
in
the
collective
bargaining
agreement
were
adequate.
Obviously
those
parties
could
raise
that
as
a
defense
to
any
type
of
investigation
that
the
labor
commissioner
may
start.
O
So
paid
leave
is
one
of
them.
So
again
we
would
go
through
the
process.
I
would
do
a
review,
but
to
your
point
it
could
certainly
be
a
defense,
but
again
just
having
the
ability
to
bring
it
to
the
labor.
Commissioner,
I
think,
is
extremely
important.
E
So
if
I
mean
we
need
to
make
sure
the
language
is
clear
that
it's
not
that
the
the
commissioner
would
have
the
authority
to
determine
whether
or
not
they
can
take
jurisdiction
in
in
any
case,
and-
and
so
it's
just
a
small
technical
detail
there,
but
I
think
it
could
make
a
huge
difference
because
it
would
shift
from
a
defense
to
a
jurisdictional
statement
that
could
deprive
the
commissioner
of
the
ability
to
take
it
so
that
that
was
just
the
concern
I
had.
Thank
you,
madam
chair.
A
Thank
you
additional
questions.
Committee
members.
They
seem
none,
let's
go
to
the
phones,
those
in
support,
20
minutes,
three
minutes
per
person
and
ditto
is
a
an
accepted
response.
J
B
We
fully
support
sb-245,
clarifying
and
strengthening
the
existing
language
that
pertains
to
employees
getting
paid
is
a
necessary
fix
that
will
help
all
workers
right
now.
If
a
worker
isn't
paid
the
only
recourse
they
have
is
to
hire
an
attorney
or
go
to
small
claims
court
to
get
the
money
owed
to
them.
This
simply
isn't
feasible
for
many
workers,
and
the
changes
in
this
bill
make
it
more
likely
that
workers
will
get
money
that
is
owed
to
them.
The
calling
culinary
union
urges
you
to
support
and
pass
this
bill.
Thank
you.
J
B
Good
morning,
madam
chair
members
of
the
committee
for
the
record,
my
name
is
phil
james
p-h-I-l-j-a-y
n-e-s
I
and
the
president
of
the
international
alliance
of
theatrical
stage
employees,
local
720
in
las
vegas.
I'm
calling
in
support
of
senate
bill
245,
including
the
labor
commission's
amendment.
B
J
B
B
J
B
A-I-N-S-L-E-E-A-R-C-H-I-B-A-L-D
speaking
on
my
own
behalf,
thank
you,
madam
chair
members
of
the
committee.
I
am
strongly
in
favor
of
workers
being
paid
promptly
and
fairly
for
their
labor
people.
Shouldn't
have
to
wait
or
go
to
court.
To
argue
for
that.
It
was
time
for
that.
If
you
have
a
job,
you
should
get
paid
for
it.
No
hoops
jumping
necessary.
I
want.
C
J
J
I
Greetings,
chair
spearman
and
members
of
the
committee.
This
is
amber
stidham,
that's
amber
stidham,
s-t-I-d-h-a-m,
testifying
on
behalf
of
the
henderson
chamber.
I
really
appreciate
the
senator
for
bringing
this
bill
forward
respectfully
as
it's
written
we
we
are
opposed.
I
I
think,
there's
just
more
that
we
need
to
look
into
the
bill.
Certainly
our
chamber
encourages
all
businesses
to
abide
by
nevada
law
and
to
pay
owed
wages
upon
employment
termination.
I
We
also
believe
that
for
those
employers
who
are
deliberately
withholding
owed
wages,
there
should
be
avenues
where
they
can
seek
remedy
and
receive
their
own
wages
in
a
timely
manner.
It
is
also
our
understanding,
though,
that
currently
nevada
law
already
provides
a
private
right
of
action
for
wage
claims
under
nrs.
608
nevada
statute
already
also
explicitly
provides
that
the
claimant
can
seek
a
labor
commission
or
determination
on
owed
wages
and
pursue
litigation
if
needed.
Thereafter.
Claimants
can
also
pursue
private
civil
action
as
another
avenue
to
seek
owed
wages.
I
Our
concern
really
is
over
the
definition
of
wages
within
this
bill
and
what
it
could
entail
in
determining
wages
and
compensation
versus
determining
unpaid
wage
unpaid
wages,
which
has
a
firmer
definition.
Currently,
it's
our
understanding
that
wages
not
paid
upon
termination
or
resignation
does
not
have
an
explicit
path
for
filing
a
lawsuit,
as
does
unpaid
wages.
So,
as
a
result,
we
believe
that
this
bill
could
have
the
potential
to
drastically
increase
the
number
of
civil
litigation
cases
which
could
be
burdensome
to
many
of
our
employers.
J
J
B
A-L-E-X-I-S-M-O-T-A-R-E-X
with
the
nevada
associated
general
contractors
representing
the
commercial
and
construction
industry
in
northern
nevada,
we
were
opposed
to
the
bill
as
introduced,
but
with
the
amendment
presented
by
the
labor
commissioner,
we've
removed
our
opposition
and
are
neutral
on
the
bill.
We
appreciate
everyone
involved
in
addressing
our
concerns.
Thank
you.
A
Thank
you,
members,
additional
questions.
C
Thank
you
so
much.
I
I
think
if
you've
ever
been,
that
person
or
you've
ever
known,
anyone
that
has
performed
worked
at
a
job
and
performed
their
duties
as
they
were
hired
to
do
and
then
couldn't
get
paid
and
it
went
on
and
on
and
on
and
on,
and
they
still
hadn't
received
their
wages.
That's
what
this
bill
addressed.
It
helps
the
people
they're
in
that
situation.
C
They've
done
everything
that
they
were
supposed
to
do,
but
didn't
get
their
wages,
have
an
avenue
to
be
able
to
get
those
wages
with
the
help
of
the
labor
commission.
So
I
asked
you
on
members
of
the
committee
to
support
senate
bill
245
thanks
so
much.