►
Description
Published by the Scottish Parliament Corporate Body.
www.parliament.scot // We do not facilitate discussions on our YouTube page but encourage you to share and comment on our videos on your own channels. // If you would like to join in our conversations please follow @ScotParl on Twitter or like us on Facebook at www.facebook.com/scottishparliament
A
You
were
all
asked
to
submit
a
question
in
advance
and
I've
got
one
or
two
of
those
just
to
get
the
ball
rolling.
So
I'll
call
your
name
if
you
stand
up
if
you're,
able
to
and
you're
like
oh
come
on
your
microphone
me
red
light,
oh
come
on
and
he
can
t
manage
to
stand
up.
Some
they'll
get
it
to
you
with
a
microphone.
So,
first
of
all,
I'm
going
to
ask
John
White:
where
are
you
John?
Wait.
A
You
are
you're
real
lights
come
on.
So
would
you
like
to
ask
if
this
is
very
important?
No,
no
leave
it
where
it
is
the
man's
for
you
all
week.
That
is
certainly
these
reboot
they're
pulling
a
face.
Are
you
happy
again
put
your
thumb
up
if
you're
happy
there,
you
go
right
John.
If
you
want
to
stand
up
last
question.
A
C
You
very
much
now
the
new
GP
contract
allows
GPS
to
refuse
to
carry
out
vaccinations
in
their
own
practices
and
refer
them
centrally
at
a
place
determined
by
the
health
board
and
the
integrated
Joint
Board.
This
will
result
in
many
older
people
not
being
vaccinated
due
to
the
distances
they
would
need
to
travel.
Consequently,
the
demand
on
hospital
beds
will
increase.
Does
the
panel
agree,
this
provision
of
the
contract
should
be
rescinded.
I'll.
A
D
It's
actually
a
very
interesting
question,
because
the
experience
I
have
in
my
parliamentary
consistency
and
then
office.
Cotton
is
the
exact
opposite,
but
the
health
foot
is
actually
taking
them
away
from
GPS
who
want
to
continue
to
do
them
because
it's
the
source
of
income
for
rural
practices,
so
I'm
slightly
puzzled
as
to
why
this
is
a
different
experience
and
actually
I
would
say
if
it's
done
right.
It
actually
helps
because
the
clinics
that
are
going
out
and
doing
vaccinations
and
I
know
my
wife
is
getting
held.
D
Jag
next
week
for
flu
and
I
encourage
everyone
to
do
that.
They're
coming
to
a
village
that
doesn't
have
a
GP
practice
under
doing
that
in
our
area.
So
I
think
what
we're
probably
seeing
is
a
variation
in
practice
or
perhaps
begs
a
little
more
investigation.
I
was
particularly
interested
when
I
read
your
question
John
and
how
definitely
experience
was
in
part
of
the
Grampian,
Health,
Board
area,
so
I
think
that's
something
we
might
just
refer
to
the
health
cabinets
actually.
Next
time
we
see
my
colleagues
may,
of
course,
of
other.
E
E
Certainly,
for
my
you
know,
quick
48-hour
scan
of
Lothian,
my
understanding
that
most
GP
practices
will
still
have
it,
but
it
will
be
the
nurse
that
gives
you
the
injection,
so
you
wouldn't
have
to
go
any
more
different.
It
still
will
be
surgery,
but
it's
nice
and
suddenly,
in
my
practice
here
in
Edinburgh
I'm,
going
to
get
mine
done
in
a
couple
weeks
time
and
it's
the
when
you're
actually
doing
it.
I
also
think
we've
opened
up
to
allow
pharmacies
to
do
it
as
well,
and
pharmacists
can
give
the
injection
as
well.
E
E
However,
if
I
think
there
are,
you
know
earlier
in
Scotland
where
that
doesn't
happen,
and
certainly
I
like
stewing
I
would
like
to
know
more
about
that
over
the
winter
period,
so
that
we
can
say
that
back
to
the
health
secretary,
because
certainly
my
understanding
is
in
fact
you
shouldn't-
have
to
travel
much
further
and
than
you
do
at
the
moment.
Alec.
F
G
I
think
the
main
thing
is
that
people
are
able
to
access
and
get
the
vaccines
that
they
need
locally
and
when
I
saw
that
question
I
hadn't
come
across
any
specific
issues,
but
I
did
look
and
I
saw
the
island.
Nhs
board
have
been
piloting
some
different
models,
but
in
the
end,
the
the
coverage
it
are.
They
see
that
there
is
to
ensure
that
people
can
access
locally.
G
Luckily,
I
think
is
key
issues
enough,
there's
specific
examples:
if
you're
that's
not
Hartman,
then
then
by
all
means
I'm
sure
we
with
all
reasoning
with
the
health
secretary,
the
way
that
issue
there's
an
interesting
article
in
The
Herald
this
morning
we
are
that,
are
they
experts
Arjuna
GPS,
should
be
part
of
the
National
Health
Service
and
should
be
PDI's,
console's
doctors,
anybody
else
within
the
health
service.
We
don't
party.
So
there's
enticing
questions
about
that.
G
We
know
that
we
do
have
a
crisis,
that's
going
to
get
washed
before
it
gets
better
in
terms
of
the
availability,
GPS
and
part
of
the
contract
and
the
part
of
the
contract
that
I
certainly
support.
That
was
to
try
and
take
some
of
the
pressure,
a
refugee,
P
practices
or
directly
fee
GPS,
and
have
a
holistic
approach
to
health
care
and
health
support
and
the
community.
G
A
C
C
I
went
to
discuss
this
actually
with
the
chief
executive,
the
integrated
Joint
Board,
and
what
I
was
told
is
that
the
public
health
doctors
are
trying
to
liaise
with
the
practices
in
order
for
the
Health
Board,
if
necessary,
to
pay
for
nurses
to
go
to
the
practice
to
do
it
because
the
GP
contract
says,
if
GPS
don't
do
it,
no
money
will
be
taken
away
from
them.
Now
that
should
not
happen.
It
should
be
carried
out
and
if
they're
not
doing
it,
the
money
should
be
taken
away
from
them
and
let's
have
extra
opening
hours.
E
Mean
I
may
be
wrong
there
and
I
need
to
show,
but
my
understanding
is
that
GP
get
used
to
get
paid
extra
for
doing
the
injections
they
didn't
get
is
not
part
of
a
service,
so
one
of
the
issues
was
trying
to
encourage
as
many
patients
to
go
and
to
do
that.
Gp
got,
however
much
per
person
that
they
gave
the
flu
injection
for
so
I
do
think
there
is,
if
they're,
not
gaining
money
by
not
doing
much
they'll
actually
probably
losing
some
money
by
dumas.
A
I
think
we've
clarified
the
fact
that
there's
an
additional
payment
if
they
take
this
on,
but
I'm
going
to
move
on
John.
Thank
you
very
much
for
breaking
the
ice
and
I'd
like
shorter
answers
from
you
all
I
understand.
You
were
just
fluttering
your
wings
there,
but
and
come
me
now
here
from
Jordan
Philip,
where's
Jordan
I'm
here,
but
there
you
are.
H
Thank
you
thank
you
and
representing
the
high
all
senior
citizens,
and
we
would
like
to
ask
or
make
talk
about
the
chronic
underfunding
of
adult
social
care
adversely
affects
the
safety
and
well-being
of
vulnerable
older
people
in
Scotland.
It
undermines
their
human
rights
and
threatens
the
viability
of
care
homes
and
care
home
services,
as
well
as
financially
penalizing
many
who
can
ill
afford
their
care.
Apart
from
the
usual
warm
words.
How,
and
when
will
the
government
act
to
rectify
this
long-standing
neglect
of
care.
G
Be
quick
clearly,
our
number
E
issues
and
numbers
await
their
discussions
to
be
hard
about
health
and
social
care.
This
week,
at
the
finance
and
constitution
committee,
Ari's
directly
with
the
cabinet
secretary
for
finance,
that
there
is
a
lack
of
transparency
and
understanding
around
fund
and
Patricia
Pia
and
as
a
result,
either
you
have
any
chessboards
something
the
government
blamin,
the
council's
for
the
rocky
cars.
G
The
councils
have
been
starved
the
Kasbah,
but
still
expected
to
put
money,
anti
social
care
and
the
crash
knowledge
this
week
is:
should
we
not
have
a
National,
Health
and
Social
Care
Service
across
Scotland,
that
is
there?
We
funded
the
government
and
therefore
the
restore
transparency
about
how
the
fundings
going
on
now
with
no
to
clear
it
woke
authorities
from
having
the
rule
of
ensuring,
at
the
local
level
that
there's
accountability,
but
many
the
counselors
are
speak
to
certainly
Labour
councillors,
who
are
on
the
integrated
joint
boards.
G
Tell
me
that
they're
not
sure
we
have
the
money
is
actually
coming
from
and
there's
a
locket
in
sponsee
I.
Don't
doubt
the
government
sector
to
agreed.
He
understood
the
question
and
agreed
that
that
probably
is
a
better
we
fund
than
that,
so
I
think
we've
got
is
sought.
The
fund
and
person
I
think
it's
a
national
health
and
social
care
strategy,
but
you
then
have
massive
pressures
on
on
Health
and
Social
Care,
our
own
dementia
I
was
out
in
the
Scotland
Havasu.
G
So
for
me
the
whole
issue,
health
and
social
care,
and
given
the
demographics
nunny
us-
and
we
are
but
none
er,
sir
any
age
in
their
lives-
know
what
needs
are
gonna
be
moving
forward
and
as
people
are
loving
longer,
those
needs
are
increasing,
I,
don't
believe
health
and
social
care,
as
it
currently
functions
in
Scotland,
as
set
up
to
be
able
to
meet
the
challenges
that
are
currently,
they
are
never
mind
moving
forward.
So
this
whole
area
and
my
view
needs
a
total
review
and
we
need
the
National
Health
and
Social
Care
service.
G
E
Think
there
is
a
crisis
within
health
and
social
care,
January
and
I
think
we
have
to
recognize
that
and
I
think
there
are
people
who
are
not
getting
the
services
that
we
deserve,
because
the
condition
goes
into
one
category
compared
to
a
different
category
and
I
think
there's
also
a
massive
difference
in
regard
to
who
you
live
and
how
your
local
authority,
or
how
your
joint
board
the
acts
it.
So
that's
my
warm
words
and
I
I.
Don't
have
a
magic
solution
to
this,
and
but
I
do
think.
E
E
D
I
think
we
know
that
the
biggest
problem
is
the
increase
in
demand,
and
there
simply
isn't
anything.
Politicians
can
do
to
which
that
away,
and
indeed
one
of
the
issues
is
we
perhaps
something
yea
identified.
All
the
demand
that
that
actually
is
out
there
there's
unknown
demand
that
we
were
not
aware
of.
So
what
can
we
do?
We?
We
certainly
need
some
more
money.
D
The
integrated
joint
boards
son
attempt
to
make
sure
the
money
across
the
system
is
spelt
spent
more
effectively
and,
furthermore,
that
the
journey
of
care
that
people
have
is
more
effective
night
I
see
signs
that
that
is
beginning
to
make
a
difference,
but
not
completed
it.
Now,
it's
definite
in
different
areas.
I've
met
Ann
sterling
who's,
the
chair
of
the
integrated
joint
board
in
Aberdeen
Cho
and
a
regular
basis
and
she's
doing
very
well.
D
I
say
that
as
someone
she's
from
another
political
party,
so
I'm,
not
speaking
up
for
my
own
folk
and
she's
doing
well,
because
she's
always
been
engaged
and
interested
in
that
I
think
there
will
be
variability
about
that.
We've
also
got
an
issue
in
making
an
attractive
career
for
people
to
come.
In
is
difficult
to
recruit
people
into
care
homes
and
to
care
generally,
and
it's
not
simply
money.
It's
just
not
regarded
as
glamorous,
but
I
know
that
younger
people
who've
gone
into
this,
both
male
and
female.
D
Once
they
get
in
there,
they
really
enjoy
working
with
people,
and
we've
got
to
try
and
get
them
to
spread.
The
message,
and
the
last
thing
I
would
says:
I
have
the
phrase
I
often
hear
postcode
lottery
I
actually
need
a
postcode
lottery,
but
it's
not
a
lottery
and
other
words.
What
I'm
saying
is
the
needs
of
rural
Aberdeen
sure
Oh
better.
My
consequence
is
a
Murray
need
to
be
met
in
a
rather
different
way
from
the
needs
of
a
densely
populated
urban
area
and
I.
D
A
F
F
Ian
Clement
I
could
integrate
this
with
my
question.
If
you
wish
I'm
on
the
admin
reservation
committee
councils
representative
for
Health
and
Social
Care
on
the
reference
group
for
older
people
of
the
Edinburgh
ijb,
it's
a
shambles
part.
The
problem
is
we,
the
good
public
or
older
people
are
excluded,
it's
basically
run
almost
by
unelected
officials
and
it's
very
heavily
politicized.
F
Public
services,
including
Health
and
Social
Care,
are
in
crisis.
We
know
that
due
to
actions
taken
by
the
Scottish
government
and
ministers
also
a
lack
of
oversight
in
regard
to
the
integrated
joint
boards,
yet
the
first
minister
has
stated
that
nothing
is
more
important
than
independence.
Is
it
acceptable
that
older
people's
well-being
is
being
sacrificed,
an
alter
or
obsession,
and
will
you
oppose
the
near
constant
refrain
from
certain
quarters
that
older
people
are
a
growing
burden
on
society?
We
deserve
better,
you
told
we
get
our
weasel
words
has
Parliament
no
shame
now.
F
A
A
D
I
can
only
speak
for
Abidine
sure
and,
to
some
extent,
Marie
and
I
can
only
say
in
those
areas
where
neither
none
of
my
political
colleagues
are
the
ones
running
race.
So
I'm
not
making
a
point
about
of
my
politics,
they're
working
well,
but
quietly
working
well,
because
blunt
way
the
people
whom
the
counsels
have
decided
to
appoint
to
be
the
chairs
are
people
who
are
listening
to
all
the
people,
because
I
don't
speak
to
all
the
people
involved.
Is
it
working
perfectly?
D
E
E
I
think
the
public
don't
understand
how
it's
working
and
I
am
Not
sure
the
services
are
being
delivered
as
well
as
we
could
be
and
I
think
we're
in
a
real
danger
here
in
Edinburgh,
nHS
Lothian
blame
the
council,
McCain
Suleiman,
it's
a
slogan
and
ultimately,
no
one
is
responsible
and
I
do
have
concerns
about
how
it
is
actually
working
impacts
and
how
it
is
delivering
I
suppose
to
be
slightly
more
optimistic.
It
is
still
new
and
we
do
need
to
let
it
beg
down
but
and
I
think.
G
There's
a
lot
more
joy
working
and
there
was
a
decade
or
so
ago,
nice
nice,
to
be
welcomed,
but
there
are,
there
are
a
number
of
issues
I
mean
you
could
spend
the
whole
conference
talking
about
specifically
these
issues,
but
there
as
the
SUV
funding,
which
is
crucial,
because
if
you
look
at
delete
discharge,
delete
discharge
is
actually
going
up.
It's
going
up
and
every
every
reasons
with
what
I
can
see
and
in
places
like
Pfeiffer,
it
certainly
come
down.
They've
done
a
lot
to
get
there
down.
G
Now
what
in
art
comes
down
to
resources,
because
the
Health
and
Social
Care
partners
have
not
got
the
resources
in
order
to
be
able
to
the
care
packages
in
place
so
part
part
ear
as
resources,
but
part
yeah
is
this
God,
though,
are
in
funding,
because
you
know
the
money
gonna
need
any
chessboards
money.
Currently
the
council's
the
or
end
up
blaming
each
other.
So
a
strategic
level
I
think
you're,
probably
right
to
see
that
there
are
some
serious
problems
here
and
we
need
to
fix
that.
G
Hence
the
question
this
week
today,
finance
secretary
I
do
believe
our
National
Health
and
Social
Care
Service,
with
complete
transparency
funding
is
what
we
need.
That's
not
to
take
away
the
control,
the
local
level,
which
am
of
you
should
set
with
the
local
authorities,
but
that
that's
where
we
need
to
have
this
discussion
in
terms
of
moving
forward.
So
integration
is
as
important
as
working
on
the
ground,
but
there
are
massive
problems
around
funding
that
need
to
be
addressed.
G
A
G
Some
like
I,
think
it's
80%
or
so
roughly
roughly
there's
actually
specific
numbers,
but
indeed
saying
the
funding
comes
through
the
NHS
and
21%
comes
through
the
Hoch
authorities,
so
the
local
authorities
used
to
be
responsible
for
four
care
packages
and
the
earth
under
most
all
be
gone
until
ominous
counsellors,
a
nice
room.
You
know
the
pressure
on
your
council
budgets
and
as
demand
rises
and
budgets,
go
down
something's
going
to
off
together
and
that's
the
problem.
We
have
I'll.
A
B
You
I
didn't
actually
register
this
I'm
very
happy
to
get
the
opportunity
I'm,
also
representing
the
Harlan
senior
citizens
Network,
and
we're
wondering
what
measures
could
be
put
in
place
to
ensure
that
we
can
expect
responsive
diagnosis,
services
and
support
for
mental
ill-health
regardless
of
age.
Also,
how
do
we
ensure
that
older
people
living
with
autism
and
other
neurodevelopmental.
D
Your
psychiatric
nurse
at
Craig
des
named
so
some
very
obsolete
understanding
of
the
way
things
work
and
indeed
other
members
of
the
family
anymore
I,
think
there
is
a
fundamental
difficulty
and
that
fewer
people
seem
to
be
going
as
nurses
into
training
in
psychiatric
care.
So
there's
a
huge
shortage
of
resource
and
there
are
fewer
people,
training
as
consultants
in
psychiatric
care
as
well,
and
things
have
fundamentally
changed.
I
walk
briefly
in
1964
as
a
psychiatric
nurse
in
the
days
of
the
old
Asylum,
which
just
fundamentally
didn't
be
people's
needs.
D
No,
we
do
have
it,
but
the
real
problem
is
that
were
now
seeing
many
more
cases
of
support
being
required
for
people
with
degrees
of
mental
health
and
I
say
that,
quite
specifically,
because
there
are
people
who
are
suffering
grumbling,
chronic
mental
health,
but
not
actually
coming
forward
for
diagnosis
and
I
in
my
workers
in
MSP,
sometimes
encourage
people
to
do
so,
so
that
there
is
a
need
to
train
more
people
to
support.
That's
a
long-term
solution
that
doesn't
solve
the
problem
overnight.
D
We
need
physical
facilities
that
help
and
and
I
think
we're
investing
in
physical
facilities,
and
we
do
need
to
make
sure
there
is
money
and
also
a
sharing
of
expertise,
because
there
are
many
special
isms
that
you
simply
can't
represent
in
every
community.
We
need
to
make
sure
that
the
Health
Service
has
a
way
of
signposting
and
helping
people
get
access
to
what
they
do,
but
have
I
got
a
magic
solution
and
I
certainly
don't.
I
G
There's
a
there's,
a
challenge,
there's
a
number
of
challenges,
but
one
of
them
is
that
we
talked
about
Health
and
Social
Care,
those
same
Ige's
in
most
parts
of
the
country.
Now
you
have
responsibility
for
mental
health
services
as
well,
and
there
is
massive
pressures
on
those
services
right
across
the
igb.
So
you
know
we
keep
coming
back
to
resources,
but
resources
is
a
key
key
issue
in
terms
in
mental
health.
G
The
other
issues
is
that
if
we
look
at
older
people,
when
I
was
first
a
counselor
back
in
the
robot
from
my
early
20s,
the
Social
Work
Department
had
community
development
Wang's
within
them
and
never
party.
That
was
to
build
capacity
and
communities
to
lunch
clubs
and
all
these
types
of
services.
You
know
where
mama
Don
we
used
to
joke
and
say
she
could
me,
sir,
when
I
bombed
for
two
minutes
she
loved
go.
Now
there
was
a
Domino's
Club.
G
There
was
just
Club
the
next
Club
Massey
did
that
stuff
as
the
fundings
being
cut,
and
what's
it's
not
there
now
I'm?
So
you
can
have
a
strategy
in
this
Parliament
for
health
and
well-being
and
loneliness.
But
if
you
are
cutting
the
services
communities,
you
can
have
all
the
strategies
you
like
and
that
when
the
health
well
there's
long
in
the
strategy
was
to
be
at
him
yeah.
That
was
the
argument
that
I
made
you
know.
So
so
you
can
be
feeling
good
intention
and
have
all
these
good
walls.
G
But
if
your
cotton,
local
budgets,
your
cotton
council
budgets
and
then
turn
that
past
nose
cut
so
into
the
community,
then
then
you've
got
an
issue.
I
mean
one
of
the
the
day
sent
Aaron
can
Ross
as
a
cent
of
our
things
absolutely
blow
young
because
they
have
got
activities
going
on
every
day.
It's
not
just
that
you
a
lunch
club
but
lots
of
stuff
going
on
that
supports
people
forget
and
lonely.
It
can
support
people
and
try
and
take
a
preventative
approach.
G
The
clastic,
Commission
and
here
many
years
ago,
talked
about
were
spending
too
much
money
firefighting
and
we're
not
putting
enough
money
and
and
and
actually
we've
done,
the
opposite
of
that.
We've
cut
the
budgets
locally.
So
so
it's
again
complex
but
I
do
say
to
you
that
the
fund
and
the
local
services
and
local
community
organizations
being
caught
is
leading
to
more
problems
in
the
longer
term.
E
Just
tried
very
three
quite
quick
comments:
Matt
I
mean
first
I
think
we
each
to
us
I
sort
of
stigma.
A
very
mental
health
and
I
think
you
know,
I
stream
was
saying
and
I
do
think.
There
are
some
issues,
arranged
people
not
willing
or
families,
not
willing
to
come
forward
with
voice
and
so
I
do
you
think?
E
One
is
that
I
do
think.
There's
a
massive
wall
for
the
third
sector
here
in
providing
community
activities-
and
you
know
I-
can
look
at
some
really
good
practices
across
the
law,
beings
which
are
happening
by
also
I'm
concerned,
but
we
are
not
front
loader
mess
with
London
unless
were
building
up
issues
a
very
much
and
I
think
there's
a
big
issues
for
both
Scottish
government
and
for
local
authorities.
E
In
regard
to
you
know,
if
you
close
that
one's
club
or
if
you
close,
that
community
centre,
the
impact
it
can
have
but
I
think
the
other
challenge,
we
have
be
trained
to
get
not
the
usual
suspects
to
come
to
those
things
as
well
and
I.
Actually,
if
I
think
that
the
biggest
challenge
I've
looked
at
since
I've
been
a
man
MSP
is
there
are
lots
of
good
things
still
going
on
within
our
communities,
but
often
people
aren't
going
to
them
and
I
wonder
how
do
we
get
more
people
to
go
to
these
things?
J
G
G
Goona
is
just
take
my
caring
away
for
the
Royal
Bank
of
Scotland,
because
if
you
look
at
when
the
Scottish
Affairs
Committee
in
Westminster
was
looking
at
this
issue
and
was
interviewing
the
the
chief
officers,
the
Royal
Bank,
they
really
were
not
interested
and
and
you've
got
a
ask
yourselves.
Why
her
do
we
have
Anna
pearl,
we
harvest,
they
withdraw
custom
for
these
banks
and
we
need
to
start
to
think
about.
As
I
say,
I
haven't
done
now,
theives
a
proposal.
G
Certainly
the
UK
labor
John
McDonald
has
brought
forward
the
proposal
around
Boneknapper
people's
buying
and
insuring
through
the
post
office.
There
is
more
banking
opportunities
in
us,
so
that's
one.
We
is
a
political
party,
the
Labour
Party
are
pursuing
and
it's
a
policy
that
we
intend
to
rule
out
when
elected
the
government.
So
there
are
things
you
can
do,
your
own
post
offices
and
whatever,
but
I
actually
think
these
banks
are
treating
communities
terribly
appallingly
and
we
actually
need
to
collectively
take
action
back
against
them
and
the
mighty
us
about
thereafter.
But
I.
E
E
Tsp
have
just
closed,
I
think
two
or
three
branches
within
Malawians.
So
there
is
an
issue
there
and
I
appreciate
effect,
falls
within
rural
areas
more
than
urban
areas,
but
actually
does
affect
up
in
people
as
well.
You
know
I
worked
recently
about
the
bank,
a
bank
myth
and
there's
one
not
far
from
my
house
but
to
get
to
the
next
when,
if
that
wasn't
convenient
open,
I
have
to
go
all
the
way
into
printer
suite.
E
E
A
E
A
K
Pickle,
it
still
owes
us
the
nation
money.
Why
is
that
not
being
retrieved?
I
had
realized,
it's
not
Scottish
Parliament,
but
it
makes
you
it
so
one
of
our
banks,
yeah,
which
used
to
be
a
constitution.
That
was
we
were
proud
of,
not
know,
and
they
just
have
their
nice
salaries
and
nobody's
drank
the
money
out.
No.
B
D
However,
having
said
that,
I
preface
my
remarks:
I'm,
not
typical
and
I,
don't
pretend
to
be
so,
but
indeed
but
the
bottom
line
is
that
there
are
reasons
that
people
need
to
face
the
face
interface
with
a
bank
with
a
person
from
from
a
bank
I,
don't,
but
many
do
and
I
think
that
I
actually
ran
workshops
for
the
Bank
of
Scotland's
board
in
the
1990s,
persuading
them
to
do
workshops
and
I
found
that
they
couldn't
answer
the
question
which
I
put
to
them
30
years
ago.
Why
do
you
have
branch
branches?
D
Now,
actually,
we
talked
about
the
Royal
Bank
NatWest
in
England
are
doing
three
pilots
of
community
hubs
and
I've
written
to
the
Royal
Bank
to
try
and
persuade
them
because
they're
in
urban
areas
to
do
some
trials
in
rural
areas,
in
particular
in
Scotland,
because
we
and
my
consitency,
the
banks
are
just
shutting
like
there's
no
tomorrow
more
shortly,
virtually
none
and
I
think
having
a
community
hub
where
there's
a
range
of
services,
you
integrate
it
with
other
things.
It
drives
down
the
cost,
but
also
means
that
people
feel
is
a
more
friendly
atmosphere.
D
They
can
go
in
and
engage
and
are
serious
questions
that
people
often
do
have
about
their
finances,
because
you
know
we've
we've
had
about
scams,
you
know,
it'd,
be
quite
nice
to
be
able
to
pop
into
your
bank
and
say
I've
been
approached
such-and-such.
Is
this
something
I
should
be
doing?
You
know?
That's
if
banks
were
a
trusted
source
of
advice,
of
course
it
would
help
so
I
think
I.
Think
that's
the
case.
Atms
as
well
was
in
in
the
question
now.
I
use
cash,
no,
probably
no
more
than
once
a
month
but
I
again.
D
I'm
not
necessarily
usual
in
that
respect.
Cash
is
tiny,
tiny
portion
of
our
transactions,
the
Scottish
banks
are
about
two
billion
pounds
in
banknotes
out
there.
The
daily
turnover
daily
turnover
of
the
banks
in
Scotland
is
50
times
that,
but
it's
not
cash.
It's
all
electronic,
but
we
do
need
physical
presentations
and
the
post
offices
I
think
are
probably
as
good
a
place
to
coordinate
as
any,
but
I
do
think.
D
A
L
Some
Gibson
represent,
unite,
retired
members
of
I'm,
not
sure
and
I'm.
Also
a
super
trustee
I'd
like
to
shed
some
light
in
this
about
what's
happening,
one
one
piece
of
information,
that's
what's
happening
at
the
bottom
and
the
other
piece
of
information
is
what's
happening
right
at
the
top
at
the
bottom,
the
closed,
a
very
big
post
office
and
mother
well
and
they
open
they
transferred
that
to
what
doesn't
affect
a
license.
Corrosives
and
an
ATM,
a
say
that
I
went
in
to
get
stamps
and
it
was
absolutely
shocked.
L
I
was
standing
in
a
queue
now.
I
can
tell
the
difference
between
drug
addicts
and
people
who
have
been
drinking,
and
these
people
had
been
drinking
and
the
queue
and
there
were
Oh
people
collecting
their
pensions
or
using
the
ATM
as
I
said.
That's
what
happens
sometimes
when
you
go
to
use
the
new
type
of
post
office
for
want
of
a
better
what
the
other
piece
of
information
was
about.
L
A
Thank
you
very
much
and
I
saw
the
lady
you're
quite
right,
post
office,
right,
left
and
center,
closing
and
and
that
components
everything
and
particularly
I,
don't
mind
being
called
a
discus
arm
and
all
Liege
is
that
I
think
it
does
affect
elderly
people
and
also
people
who
you
still
have
to
use
cash
is
the
door,
not
bank
accounts,
so
you
know
of
issues
about
losing
cash
as
well.
Yes,
you
want
to
speak
as
well.
Yes,.
I
Marnie
and
Bruce
Jackson's
guys
pensioners
for
them
just
for
a
bit
of
information
for
you
from
next
year.
The
DWP
are
saying
they
are
not
going
to
be
paying
your
pension
into
the
post
office.
So
therefore
you
will
have
to
find
a
bank.
So
that's
if
you've
got
a
bank
or
a
post
office.
That's
women
to
what
the
next.
A
Year
we'll
get
that
followed
up
because
you
know
as
I
say,
post
offices,
it's
correct,
you
think.
As
post
offices
don't
exist,
iris
isn't
galas
and
WH
Smiths
and
the
queue
the
dimensions
exactly
the
same.
Do
you
want
to
do
a
wee
one?
Because
I
want
to
go
on
the
next
question,
which
is
in
housing?
I.
Think
that's
another
big
issue.
I
M
F
D
D
That
explains
why
what's
happening
something,
but
but
but
having
said
that,
that's
where
the
bank
of
field
to
make
use
of
the
facilities
they
have
to
offer
a
wider
range
of
services,
which
we
drive
the
costs
down
and
help
them
make
money
and
work
with
others.
In
other
ways,
that's
been
the
driver,
but
there's
been
no
imagination
in
responding
to
the
changes
that
are
coming
from
technology
and
the
banks
are
responsible
for
that
failure.
Not
the
customers.
A
C
A
What
I'll
do
or
you
can
speak
to
them
afterwards,
because
I
want
to
just
honest
time,
marches
on
I
want
to
ask
the
question
about.
How
is
ink
is
another
big
issue
we've
touched
on
in
Turkey
to
joint
boards,
access
to
funds
and
so
on
and
its
raw
pengelley
who's.
Looking
Gilley,
please
could
you
ask
your
questions.
A
N
You
my
question
is
Hyland
and
Murray,
but
probably
a
bit
more
general
as
well.
It's
when
will
planners
hear
that
older
people
need
and
seek
smaller
dwellings
and
when
will
planners,
ensure
that
the
builders
actually
build
those
smaller
dwellings
and
developments
and
I.
Ask
this
for
a
lot
of
reasons.
One
is
that
older
people
actually
choose
to
relocate
and
can't
they
want
to
downsize.
Sometimes
they
actually
want
to
move
that
they're
closer
to
facilities,
which
is
what
they
bought.
N
A
E
Ward's
the
provision
for
older
people
and
disabled
Haitian
and
I
think
it
was
a
recognition
both
in
the
committee
of
any
of
my
limo
Parliament.
But
there
was
a
lack
of
thinking
by
planners
by
my
area,
and
so
there
are
no
specific
provisions
in
so
when
a
local
authority
does
its
kind
of
master
plan
to
see
this
is
a
number
of
houses
we
need.
This
is
prototype.
They
are
now
going
to
have
to
take
into
consideration
and
justify
in
regard
to
disabled
and
him
a
guard
to
all
the
people.
E
So
when
this
this
is
now
the
only
trouble
vision
that
won't
change
anything
tomorrow,
because
obviously,
what
we're
looking
at
is
future
planning
and
future
developments,
but
going
forward
and
I
do
think.
Mr.
parliament
has
crossed
this
issue
and
I
think
you
know.
As
we
see
new
developments
coming
onto
plans,
we
will
have
to
take
into
account
all
the
people
and
disabled
people's
needs
of
iMac.
E
G
I,
don't
see
this
as
a
plan,
unless
you
I
mean
I,
disagree
fundamentally,
Jeremy
in
terms
of
the
planning,
but
the
planning
ball
was
a
most
opportunity,
but
that's
affirmed
to
be
the
issue,
oceans
and
specific
ocean
for
for
any
type
etcetera.
As
you
plannin
and
whoever's
gonna
build
those
houses,
we'd
go
through
the
normal
plan
and
process.
G
The
problem
is
that
two
things
one
is:
we
need
a
national
houseboat
strategy,
so
the
government
and
are
being
quite
to
praise
them
for
us
as
committed
to
35,000
social,
rented
houses
to
bebo
over
the
five-year
period
area
tenure
and
not
significant.
But
my
criticism
is
that
one,
you
need
a
national
strategy
and
you
Lee
you
need.
You
then
need
local
implementation
plans
and
if
you
don't
get
both
those
things
right,
you
won't
make
it
work.
G
So
if
you
take,
for
example,
if
you
look
at
council
housing
and
those
35,000
houses,
what
I
mean
Bo
and
council
or
or
social
landlords,
if
you
look
at,
if
you
look
at
Lee
at
Ocean,
a
lot
of
people
I
find
this.
When
I'm
out
in
the
boat,
a
lotta
people
have
brought
up
their
families.
So
they've
loved
in
are
like
a
chorus
type
house.
They
are
used
to
the
front
and
back
door
and
they
could
free
up
that
house
either
in
the
public
sector
or
indeed
in
the
private
sector.
They
can.
G
They
can
free
up
their
house
if
they
were
moving
them
to
a
porpoise
bowl
house
and
that
would
suit
their
needs,
but
Council's
don't
have
lotsa
dark
that
type
the
ocean
and
therefore
what
you
order.
People
have
been
told.
Well,
you
need
to
take
affordable,
walk.
You
need
to
take
a
flower,
and
quite
rightly
the
same
with
no
movement
to
that.
We
really
don't
know
who's
above
us
or
or
we
don't
have
a
front
and
back
door.
G
So
specifically,
a
local
plan
should
be
able
to
develop
the
type
I
own
that
you
need
to
build,
and
that
creates
a
change
when
faithful
examine
of
em
this
year
for
faith,
but
in
faith
we
are
real
previous
living
up
when
I
was
a
council
leader
than
faith,
we
came
forward
with
a
proposal
to
both
14,000
new
houses
and
within
that
we
included
specific
ocean.
So
we
built
three
what
we
called
theologies.
So
we
replace
the
care
homes
that
were
the
about
nuclear
homes,
but
we
also
then
both
shelter,
Towson
roundabout.
G
We
engaged
with
the
third
sector,
so
there
are
daycare
facilities,
so
you
build
proper
facilities
that
recognizes
that
older
people
will
have
specific
needs.
We
were
able
to
also
say
that
you
have
to
move
for
this
idea
that
if
you're
an
older
person,
you
can
only
have
a
one-bedroom
house
well
term
nonsense,
so
you
need
to
about
two
bedroom
houses
for
all
the
people.
So
really
what
I'm
saying
is
it's
not?
The
planning
are
such
as
a
failure
of
government
local
government
to
properly
plan
the
take
the
ocean
that
we
need
moving
forward.
E
Saying
teach
I
mean
I,
do
Alex
and
he's
pointing
that
it
needs
to
be
a
strategy,
a
plan
and
strategy
of
what
type
of
ocean
you
need
within
my
that's.
What
the
planning
bill
is
now
saying,
rather
than
taking
no
account
of
other
people
with
disabilities.
Use
planners
have
to
do
that.
So
I
ask
you
think.
A
planning
bill
is
a
massive
step
forward
in
regard
to
where.
D
In
my
experience,
my
concern
see
it's
quite
variable,
so
in
Peter
had
with
three
recent
developments
that
have
Alton
a
few.
Doesn't
new
single
bedroom,
the
houses?
They
were
fool,
the
instant
they
were
opened.
I
was
in
association
houses,
but
if
I
go
to
the
other
end
of
my
consent,
see
Macduff,
we
can't
get
tenants
for
some
of
the
single,
no
there's
a
subtle
reason.
D
Why
that
the
plays
part
of
it,
they're
electrically
heated
and
it's
ferociously
expensive
to
heat
these
hoses,
so
we're
kind
of
paying
the
price
of
some
decisions
that
were
made
twenty
thirty
years
ago,
that
we've
got
the
physical
profession,
but
overall
they're
not
suitable,
but
we
are
making
some
progress.
I
certainly
get
still.
We've
know
God,
because
people,
although
people
don't
want
to
move
in
some
of
these.
It's
a
single
bedroom
houses.
We've
now
got
a
mixture
of
people,
so
we've
got
younger
people
who
are
more
socially
active.
Let
me
be
as
polite
as
I.
D
Can
that
disturbed
the
calm
suit
of
an
area
that
some
of
my
old
oaken
since
we'd
prefer
we've
got
commercial
developers
and
all
that
Springfield
home.
So
mr.
Murray
are
doing
some
building
that
does
involve
some
single
bedroom,
I'm,
not
sure
of
its
in
Murray.
My
new
ethic,
it's
maybe
a
bit
further
a
bit
farther
so,
but
there
is
a
fundamental
problem,
of
course,
that
when
you
build
a
single
bedroom
house,
the
overall
cost
per
square
foot
goes
up,
because
you've
now
got
one
bathroom
to
one
bedroom.
D
Where
it's
about
three
bedroom
house,
you've
probably
still
got
one
button
for
three
up
sonic,
so
so
there
aren't
difficulties,
but
but
yes,
it
is
something
that's
a
my
consistency
and
box
of
issues.
I
do
get
success
some
of
the
time,
but
we've
still
got
a
a
queue
of
people
waiting
for
single
bedroom
versus
yeah.
Now.
A
We've
almost
concluded
and
I've
not
had
I'm
going
to
mention
it,
a
question
about
breaks.
It's
and
there's
one
sitting
here:
I'm
going
to
take
a
straw
poll
who
wants
to
ask
a
question
about
who
wants
us
to
have
a
question
asked
about
the
impact
of
brakes
on
medicines
and
other
food
supplies
who
your
hand
off
you
want.
The
question
asked
if
you
don't
want
to
ask
your
hand
up
I
knew
you
were
sick
to
death,
that
he'll
never
break
that
so
I'm.
Sorry,
we're
all
going
to
hear
it.