►
From YouTube: Affordable Housing Advisory Committee
Description
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A
We
are
meeting
live,
but
this
meeting
is
live
streamed
and
recording
of
it
will
be
posted
after
the
meeting
on
the
ahac
webpage,
which
is
www.asualnc.gov
ahac
a
h-a-c,
all
capitals,
public
comment
can
be
received
in
person
can
be
emailed
in
thanks
everyone
for
being
here
we'll
do
a
roll
call
vote
to
establish
a
quorum
Margie.
B
A
B
A
Here
dewana
not
seen
Brian
here
Babs
said
she
was
not
coming.
Muena
said
she's
not
coming,
and
myself
was
here.
So
we
have
a
quorum,
councilwoman
Mosley.
Let
me
know
earlier
that
she
would
not
be
able
to
attend.
She
has
other
engagements
and
then
we
have
City
staff
joining
us,
Sasha,
the
affordable
housing
officer
for
the
city,
and
we
also
have
joining
us.
Kevin
Lynn,
your
last
name.
D
A
First
up
we
have
approval
of
our
minutes
from
October's
meeting,
which
was
our
first
live
meeting
in
several
years.
Do
I
have,
is
everyone
had
a
chance
to
review?
Do
I
have
a
motion
to
accept.
A
D
A
A
We,
the
you
know,
one
of
the
ones
we
have
is
the
for
sale
closed
under
contract
housing
reports,
and
it's
just
interesting
to
note,
because
for
years
you
know
for
years
the
term
the
amount
we
went
up
to
was
275
thousand
dollars.
We
had
to
extend
that
because
there
was
no
inventory
less
than
275
000,
so
we
brought
it
up
to
375..
So
it's
just
interesting
to
note.
If
we
kind
of
look
at
the
amount
of
it,
there
is
actually
a
little
bit
more
inventory
coming
on
the
market.
A
So
it's
a
sign
of
the
real
estate
market,
cooling
down
and
a
sign
of
the
effects
of
some
of
the
interest
rates.
Raising
for
sure
does
anyone
have
any
comments
or
thoughts
on
any
of
the
reports?
The
monthly
reports.
G
One
thing
I
noticed
was
that
housing
right
now
is
being
sold
at
or
below
the
asking
price,
whereas
in
the
spring
it
was
much
higher,
like
I
put
an
offer
in
on
a
house,
and
it
went
for
70
000
over.
So
that's
interesting.
I
F
Yeah,
that's
a
good
estimate
rates
haven't
come
in
today.
Things
are
so
volatile,
but
yeah.
The
Federal
Reserve
moved
up
another
three
quarters
just
yesterday
officially
so
that
three
quarters
was
probably
already
baked
in
in
the
market,
because
mortgage
rates
are
are
Market
rates,
not
not,
prime,
like
the
Federal
Reserve
federal
funds
rate,
but
but
yeah
seven
and
a
half
is
a
pretty
good
estimate
for
our
30-year.
Fixed
armed
programs
may
be
in
the
sixes.
E
I
thought
it
was
interesting.
Looking
at
the
for
sale
list,
26
Broadview
Avenue,
which
is
a
whopping
336
square
feet,
it's
a
small
one
bedroom
one
bath
modular
home
I.
Think
it's
in
the
Oakley
area
and
I
was
just
taking
a
look
at
it.
Interestingly,
the
reason
it's
so
small
looks
like
it's
a
fairly
standard
sized
lot,
but
there's
an
aquatic
buffer
behind
it.
So
it's
a
in
my
mind,
a
pretty
creative
way
to
still
get
a
little
teeny
bit
of
housing
on
a
otherwise
quote.
Unquote,
unusable
lot!
So
still.
A
But
yes,
it's
very
true
that,
even
though
the
the
market
is
like
the
it's
in
a
it's
in
a
transition,
but
the
you
know
I
still
following
the
the
amount
of
real
estate
listings
that
come
on
and
about
that
go
under
contract
each
day,
it's
still
pretty
in
Balance,
it's
not
like
we're
finding
small
like
it's
still
pretty
imbalanced,
like
the
amount
of
houses
that
go
under
contract
every
day
is
very
similar
to
the
amount
of
houses
coming
on.
A
It's
not
like
we're
watching
we're,
not
watching
the
inventory
increase
yet
like
it's
increasing
a
little
bit,
but
not
not
to
what
would
be
considered
healthy
yet,
but.
H
Yes,
so
Alan
Tate
and
Beverly
Hanks
here
in
Asheville,
the
president
of
valentate
has
said
that
Asheville
and
surrounding
areas
are
not
going
to
see
the
same
dip
as
every
other,
larger
Metropolis
like
Raleigh
or
Charlotte,
or
those
because
we're
insulated
and
because
there's
so
many
people
coming
here
and
the
desire
to
live
here
is
so
great
and
it's
not
job
related.
So
we're
not
going
to
see
the
kind
of
you
know
same
situation
that
we
will
in
Raleigh
in
in
Charlotte
I.
F
J
A
Really
kills
anyone
looking
for
a
house,
it
really
does
I
was
playing
with
the
I
was
using
the
city.
You
know
and
bring
this
up
as
part
of
like
this,
this
the
calculator
that
we
have
on
our
website
for
con
for
determining
homeownership
affordability,
I
mean
it's
based
on
a
kind
of
a
fixed
I.
Think
it's
a
five
percent
interest
rate
right
now,
which
is
so.
A
A
Yeah
so
I
was
I
was
looking
at
it
this
morning
because
as
we're
as
we're
having
a
discussion
in
this
meeting
about
housing
trust
fund
and
about
what
the
you
know
like
what
the
per
unit
subsidy
really
is,
you
know
might
need
to
be
and
I
think
it's
like
it's
very
valuable
to
do.
Some
using
that
calculator.
A
You're
doing
some
true
case
studies
on
it,
because
if
I
was
just
use,
I
was
using
that
calculator,
just
as
a
simple
example
as
to
what
the
subsidy
would
need
to
be
now
by
I
kept
basically
upping
upping
the
I
set.
The
new
I
set
the
interest
rate
I
set
with
the
average
purchase
price.
Is
you
know,
300
what
would
say
from
325
000
and
then
what
I
kept
doing
is
upping
the
down
payment
until
it
got
to
the
30
of
of
income
level,
and
the
subsidy
is
like
I
mean
I.
A
Think
in
one
of
them
I
did.
The
subsidy
was
about
a
hundred
and
twenty
thousand
hundred
and
fifty
thousand
per
per
single
unit.
So
I
think
it's
you
know.
It's
really.
You
know
I
think
it's
really
important
that
we
look
at
the
data,
so
we
know
what
is
the?
What
is
the
actual
number
that
we
need
to
be
targeting
and
how
we're
going
to
reach
that
and
it's
and
while
the
the
calculator
specifically
for
home
ownership
it?
A
Actually,
it
I
think
it's
just
it's
it's
valuable,
even
for
using
it
for
for
determining
you
know,
rental
rental,
rental
unit
costs,
because
I'm
finding
the
some
of
the
math
I
think
we
talked
about
in
the
last
meeting.
But
there's
been
this
this
year
alone,
I
think
there
was
there's
250
million
dollars
of
apartments
that
were
bought
by
one
one:
buyer
in
the
market
and
the
average
door
price
was
300
and
some
thousand
three
I
think
it's
three
hundred
and
seventeen
thousand
dollars
per
door
for
apartment
units.
A
It's
huge,
so
I
think
it's
really
important.
As
we
talk
about
this.
A
Even
though
we're
we're
talking
with
this
home
ownership
value
in
this
317
325
000
that
it's
also
important
to
think
that's
actually
what
a
rental
unit
costs
now,
and
we
factor
that
in
of
the
what
the
cost
is
to
construct
that
what
the
rent
is
going
to
be
to
then
look
at
what
that
subsidy
is
going
to
be
needed.
So
I
think
it's
just
value.
You
know
the
looking
at
the
leading
looking
at
the
data
is
always
so
important
and
I
have
found
there
like
that.
A
The
calculator
tool
is
very,
is
very
valuable
because
it's
it,
you
know,
it's
got,
It's
got
the
sliding,
it's
got
the
sliding
pieces
and
it
really
helps
paint
re
new
shows
the
reality
of
where
we're
at
yeah.
F
To
paint
up
terrifying
pictures
that
we're
gonna
say
just
to
illustrate
in
in
terms
of
payment,
you
know
at
our
best
interest
rates
last
year
as
compared
to
this
year,
a
300
000
mortgage
costs
a
little
over
700
more
per
month.
That's
that's
a
whole
nother
payment
or
it
used
to
be
so.
It's
very,
very
impactful.
H
And
some
of
those
units
on
the
newer
Apartments
one
just
recently
sold
and
they
got
371
000
per
unit.
A
What
they're
yeah
they're
finding
that,
for
you
know,
basically
even
for
whether
it's
for
individual,
how
like
so
whether
it's
large
apartment
complexes
or
even
individual
houses?
It's
almost
right
now,
the
because
our
rents
are
so
high.
The
appraisal,
like
the
appraisal,
gives
a
higher
value
based
on
rental
income
than
it
does
some
resale
values
right
now,
it's
it's
kind
of
we're
kind
of
it's
weird.
F
Sadly,
the
our
many
local
folks
who
are
competing
with
cash
buyers,
unsuccessfully
in
so
many
cases,
are
now
not
there's,
not
even
the
competition.
The
hash
buyers
don't
even
have
to
compete
with
our
local
folks
getting
loans
because
it's
not
affordable
for
them
anymore.
So
I.
H
Think
I
saw
where,
in
the
paper
it
said
that
40
of
the
sales
for
Beverly,
Hanks
and
Alan
Tate
were
cash
40
of
the
sales
were
cash
buyers
and
didn't
even
have
to
worry
about
you
know.
So
that's.
A
B
A
Study
our
monthly
reports
that
shows
that
analyzes,
those
that
sold
in
the
look
at
what
the
financing
mechanisms
were-
and
you
know
Chris
day-
has
volunteered
for
that
and
we're
going
to
kind
of
walk
him
through
the
process
for
how
to
do
that.
It's
it's
it's
tedious!
You
know,
I,
think
that's
unless
we
know
of
other
ways
to
do
it,
I
mean
the
the
only
current
way
that
that
you
know
that
we
know
of
is
to
actually
have
to
look
at
the.
G
A
A
A
D
Yep
I
was
wondering
if
you
had
any
data
on
mobile
home
park
sales
in
this
city.
I
have
friends
in
institutional,
real
estate,
investment
and
they're
saying
that's.
A
lot
of
players
are
backing
out
of
the
purchases
of
multiple
single-family
homes
in
an
area,
but
mobile
home
parks
have
become
hot
and
in
terms
of
affordable
housing.
These
buyers,
individual
buyers
of
mobile
parks,
are
really
jacking
up
the
rents
of
the
spaces
that.
D
A
Mean
we
know
one
of
the
biggest
operators
in
mobile
home
parks
sold
more
Sunny.
Even
some
parks
and
yeah
he's
definitely
sold
it
out
of
town
company
rents
went
up,
I,
think
I,
think
I
heard
up
to
was
it
750
a
month,
I
think
for
for
land,
land
rents,
a
N,
I
think
so
I
think
that
went
up
and
then
yes,
it's
definitely
you
know
in
that
report.
I
look
at
every
day,
I
said
what
goes
under
contract.
A
What
comes
on
the
market
and
I
think
right
now
again,
there's
a
mobile
home
park,
one
under
contract
yesterday
for
1.7
or
2.7.
So
and
it's
definitely
you
know
something.
We've
brought
up
in
this
committee
about
you
know:
mobile
homes
there
are
exist,
there's
some
ex
there's
existing
and
I
know.
There's
the
what
just
went
through
Council,
you
know
last
month,
I
think
it
was
but
that
mobile
home
new
mobile
homes
are
not
allowed
here.
So
not
in
not
in
an
easy
way,
and
that's
definitely.
A
You
know
a
conversation
that
we've
we've
put
our
foot
in
the
door
to
open
up
and
see
if
that
might
be
a
tool,
that's
used
elsewhere.
We
used,
we
did
a
study
at
the
end
of
2021.
A
For
closing,
we
looked
at
what
closed
in
Buncombe
County
and
we
looked
at
what
closed
the
amount
of
affordable
units
that
sold
in
Buncombe
County
the
amount
of
affordable
units
that
sold
in
Asheville,
and
then
we
looked
at
the
percentage
of
what
was
mobile
homes
in
the
county
and
I
think
it
was,
and
we
were
going
with
this
275
000
number
I
believe
then
and
I
believe
I.
Think
the
data
was
about
20.
A
Something
was
like
23
of
all
transactions
that
closed
in
Buncombe
County,
that
were
less
than
275
000,
more
mobile
homes
and
in
the
city
of
Asheville.
It
was
one
percent,
because
there
was
two.
You
know
two,
you
know
so.
A
K
A
A
Thanks
Steve,
you
know
the
other
other
report
we've
always
wanted
and
we
is
the
rental
report.
You
know
we
we,
that
is
one.
We
really
want
to
try
to
see
how
we
can
get
a
better
snapshot
of
rent.
You
know
what
what
the
what
the
average
rental
prices
are
and
how
they
fluctuate,
because
they're
fluctuating
a
lot
now
and
I,
don't
know
what
I
don't
know
what
data
set
we
even
lean
on
as
a
standard.
For
that
cool.
H
F
Think
one
major
challenge
with
that
too
is
wnc.
Regional
MLS
is
built
for
rental,
but
it's
not
used
other
areas
that
use
the
MLS
for
rental
properties
to
put
on
the
market
and
it's
a
seemingly
a
great
way
to
get
data.
But
we
don't
I,
don't
know
how
to
even
get
the
rental
data.
A
Yes,
I
think
there's
somebody
in
those
apartment
complexes
use
their
own
in-house
rental
teams,
so
it
never
needs
to
go
through
the
MLS,
but
I
think
you
know
I
think
the
going
number
like
I
think
now
like
when
I
get
like
a
two-bedroom
unit.
Market
rate
is
probably
16
to
1800.
You
know,
that's
it's
almost
like
that's
why
we
don't
even
I
wish
there
was
some
standard.
A
F
F
F
A
J
A
A
Think
it's
important
to
look
to
have
that
all
in
mind
like
okay,
if
the
average
rent
now
is
17
1800
doesn't
matter
if
it's
100
am
I,
80
am
I,
that's
what
the
rent
is
and
if
units
are,
if
units
are
changing,
hands
at
317
to
350
000
a
unit
for
an
apartment
complex
their
means
they're
in
the
long-term,
counting
on
that
rental
income
to
be
1800
to
2200
a
month
for
it
to
be
in
a
worthy
investment.
So
it's
just
I
think
it's
all!
A
It's
just
watching
that
data
and
watching
how
the,
if
someone's,
forecasting
and
purchasing
something
for
like
300
000
per
unit,
they're
they're,
counting
on
that
rent
going
up
not
down,
and
that
and
that's.
What's
that's
the
units
available
again,
whether
whether
it's
to
someone
who
makes
sixty
percent
or
100
of
the
income,
it
just
means
they're,
paying
more
of
their
percentage
of
income
towards
Iran,
so
I
think
it's
just
interest.
You
know
it's
watching
where
we
are
in
watching.
J
A
Right,
thank
you.
Next
Step.
B
L
L
Basically
just
a
few
key
takeaways
we're
working
we're
changing
the
caps
on
funding
amounts.
We
are
cleaning
up
some
of
the
language
regarding
information
and
documentation,
some
adjustments
to
numbers
in
the
Pro
forumas
and
some
adjustments
to
the
scoring
rubric
and
so
and
the
other
big
thing
we're
doing
is
we're
trying
to
align
with
the
Buncombe
County
funding
cycle
as
well
as
well,
and
some
of
this
some
of
this
is
in
response
to
the
market.
Changes
that
we're
talking
about
here.
L
L
The
Housing
Trust
Fund
was
on
an
annual
cycle,
but
then
it
went
to
a
rolling
basis
at
some
point,
maybe
in
the
late
teens,
and
were
kind
of
experimenting
here,
a
pilot,
if
you
will
of
going
back
to
an
annual
cycle
with
a
possible
with
some
possible
exceptions
to
that
the
city
allocates
500
000
out
of
our
general
fund
every
year.
L
L
The
city
took
5
million
of
the
housing
bonds
money
back
in
2016
and
put
it
into
the
housing
trust
funds,
and
you
know,
we've
gone.
We've
talked
about
that
a
lot,
so
that
was
a
big
infusion
of
cash
and
we've,
just
as
you
recall,
asked
Council
to
reinfuse
another
6
million
into
that,
so
just
through
some
very
general
research.
L
When
you
do
the
the
math
current
uses,
just
for
those
of
you
I
mean
we're
all
at
different
knowledge
levels
here,
so
you
can
use
it
for
construction
of
housing
for
sale
or
rental,
including
land
acquisition
and
hard
costs,
conversion
or
adaptive,
reuse
of
existing
non-residential
structures
for
housing,
purchase
and
Rehab
of
existing
substandard
multi-family
housing
and
purchase
and
rehab
for
conversion
to
market
rate
took
to
Affordable
manufactured
housing
and
modular
and
then
down
payment
assistance
loans.
As
long
as
loans
are
not
forgiven.
L
L
That's
problematic
in
this
market
right
now,
so
currently
it
restricts
Rehabilitation
of
single-family
homes
and
duplexes
obviously
needs
to
be
located
in
the
city
limits
and
pre-development
expenses
are
not
an
eligible
use.
So
why
are
we
revising
this
now
because
Market
changes,
you
know,
have
made
some
of
our
funding
caps
unrealistic.
We
want
to
add
some
underwriting
criteria
to
help
us
with
the
process
and
we're
aligning
with
the
county
cycle.
L
B
L
Is
just
very
general
so
we're
talking
about
removing
the
one
million
dollar
cap
on
requests
and
instead
using
a
benchmark
of
10
of
your
total
estimated
costs
as
a
cap
instead,
oh
my
notes
are
up
there.
This
bad
sorry
about
that.
So
basically
also
I
should
tell
you
Buncombe
County
right
now
has
a
guideline
of
10
of
your
unit.
Costs
are
eligible,
are
is
their
cap,
but
if
you're
a
four
percent
tax
credit
project,
twenty
percent-
you
can
go
up
to
twenty
percent
when
we
did
some
math
with
a
local
nonprofit.
L
H
L
L
Right,
we
also
have
in
a
draft
form
right
now
for
your
feedback
taking
off
this
per
unit
subsidy
cap,
because
it's
right
now
it's
at
20
000,
which
does
work
for
some
projects,
but
it's
not
going
to
work
for
with
all
these
costs.
Rising.
It's
not
working
for
many
so,
but
still
using
it
as
a
metric
to
understand
the
request
and
compare
applications.
L
Charlotte
right
now
for
a
project
that
has
no
city
funding
there
per
unit
subsidy
cap
is
like
35
or
something
like
that.
Just
for
a
a
metric
and
it's
flat
down
there
and
then
adjustments.
You
know
to
the
scoring
criteria,
you'll
see
well
when
we
go
through
it,
you
can
see.
I
mean
there
and
also
we're
adjusting
some
of
these
numbers
to
make
sure
what
we're
asking
for
is
in
line
with
nchfa,
so
that
just
is
kind
of
common
sense
right
for
tax
credit
applications.
L
We're
trying
to
make
this
easier
for
applicants
that
you
come
up
with
one
set
of
information
you
can
give
it
to
the
city,
the
county
and
NCAA
we're
not
making
folks
contort
their
data,
which
we
did
get
feedback
that
people
were
doing
that
with
like
our
pro
forma,
so
scoring
criteria
changes
like
I,
said
per
unit
subsidy
changes
for
you
all
I
have
a
question
about
the
number
of
bedroom
items
we
can
get
into
and
then
adding
points
for
accepting
housing.
Choice
vouchers
is
not
a
part
of
our
rubric
right
now.
L
Just
to
let
you
all
know,
this
is
our
schedule
for
these
for
for
applications.
L
I
should
have
put
in
another
slide
really.
So
our
schedule
for
this
set
of
revisions
is
we're
here
in
November
with
you
all
we'll
be
at
hcd
on
November
15th,
then
we'll
be
at
Council
on
December
13th
and
then
we're
going
to
release
our
call
like
pretty
fast.
So
you
know
within
that
week
after
that,
so
the
call
would
go
out
in
December
with
a
February
deadline.
March
would
have
an
initial
review
by
hcd.
L
April
would
be
final
review
and
recommendations
from
hcd
and
then
going
to
that
second
meeting
in
April
at
Council.
Any
questions
so
far
right
and
just
a
reminder
for
us.
This
is
kind
of
where
we're
at
with
the
housing
trust
funds
like
right
now
we're
at
about
650
for
what's
available,
the
restaurant
Court
rescinding
will
happen
at
the
next
council
meeting,
November
15th
and
the
bond
transfer
that
was
just
approved.
A
Questions
like
you
said
so,
if,
if
the
funding
request,
the
funding
requests
are
all
in
December.
A
L
A
L
Well,
it's
kind
of
it's
a
pilot
right
now.
I
think
you
know
one
thing
that
other
jurisdictions
do
is
they
do
a
second
cycle,
sometimes
for
just
for
tax
credit
projects
that
may
be
either
their
funding
formula
changed?
Maybe
they
applied
for
nine
percent,
they
decide
to
go
to
four
percent.
It
changes
their
whole
thing.
That's
that's
something
that
Charlotte
does
I,
think
that's
something
we
could
consider
and
then
there's
this
second
part,
these
other
pieces
about
a
possible
sight,
Readiness
program
or
pre-development
expenses
down
payment
assistance.
L
Some
of
those
things
will
be
coming
later.
If
we
set
up
a
site
Readiness
program
out
of
the
Housing
Trust
Fund.
That
would
be
a
rolling
basis
right,
because
that's
not
the
kind
of
thing
you
expect
people
to
have
once
a
year
I
mean
you
could
I
guess,
but
it
might
make
sense
to
have
that
more
on
a
more
rolling
basis
and
it
would
be
probably
a
lower
volume
and
lower
amount
requests.
L
Yes,
and
no
so
that's
an
interesting
point-
we
can
get
into
that
in
the
red
line
in
the
red
line.
Piece
Asheville
does
not
require,
or
has
not
required
you
to
have
all
your
planning
putting
permissions
in
place
which
some
jurisdictions
do
they
want
you
to
have
all
your
zoning
in
place,
which,
for
a
big
project,
is
like
a
four
or
five
month
process.
L
We
do
see
projects
doing
them
concurrently,
a
lot
of
times,
because
if
they
are
applying
for
tax
credits,
which
is
on
a
very
similar
timeline
to
this,
so
we
talked
I
talked
about
this
with
a
couple
nonprofits,
but
so,
if
you're
like,
let's
take
Diva
view,
for
example,
you
it's
a
conditional
Zone,
and
you
know
it's
going
to
be
conditional
zoning,
so
you
they
went
ahead
and
started
their
process.
They
were
out
in
the
May
I
think
it
was
the
May,
11th
or
10th
council
meeting.
They
had
their
conditional
zoning.
L
They
also
had
a
vote
on
a
Housing
Trust
Fund.
It
was
really
Bond
money
allocation,
but
it
could
have
been
trust
fund.
Similarly,
Redwood
Commons,
which
was
awarded
nine
percent
tax
credits,
was
also
at
that
meeting
so
before
they
apply
for
nchfa
they
they
have
to
have
their
zoning
in
place.
L
Smaller
projects,
though,
is
a
little
different
right
if
you're
not
applying
for
if
you're,
not
a
tax
credit
project-
or
maybe
you
don't
need
Council
approval,
it's
a
little
bit.
It's
a
little
bit
different
things
are
by
right.
So
if
you
were
doing
single
family
homes
or
a
group
of
homes
or
something
you
could
the
zoning
entitlement's
a
lot
easier
generally,
but
we
don't
require
it
to
be
in
place.
L
We've
added
some
things
in
there
that
we
want
to
make
sure
that
they're,
solid
ideas
we've
had
some
projects
where
they've
gone
through
this
process.
They
didn't
touch
planning
at
all
and
then
because
I
was
on
the
planning
side.
I
can
tell
you
we
were
like
what
like.
No
that's,
not,
that
might
not
be
a
great
placement
of
that
use.
L
We
want
to
support,
affordable
housing
planners
want
to
support,
affordable
housing,
but
sometimes
we
know
that
there's
going
to
be
difficulties
with
the
neighborhood.
We
know
there's
going
to
be.
You
know
something
like
that,
so
we
kind
of
want
to
try
to
balance
this
thing,
and
we
can
talk
about
that
more
it.
B
J
B
J
B
L
J
So
if
a
project
is
total
project,
there's
this
like
I'm
thinking
about
what
we
the
project,
that
we're
bounded
in
short
Michigan,
which
was
11
units.
That
project
would
have
never
happened.
If
we
had
because
the
property
came
on
the
market,
we
developed
a
proposal
and
then
pushed
the
application
through
without
if
we
had
to
wait
until
December,
the
seller
of
the
property
would
have
sold
to
somebody
else
by
then
okay,
so
that's
that's.
The
only
thing
about
this
is
I.
F
J
Get
all
of
them
on
the
table
at
one
time,
but
for
small
projects
you
can
put
under
your
other
guideline.
You
know
a
million
dollar
project,
the
city's,
putting
in
a
hundred
thousand
dollars.
So
I
just
think
it's
a
question
of
whether
you
allocate
some
money
for
that
or
you
let
that
be.
It
happened
on
a
rolling
basis.
B
I
I'll
go
way
around
that
I
mean
the
way
we
had
used.
The
Housing
Trust
Fund
award
for
site
acquisition
without
the
sites
identified
and
just
said
we're
going
to
buy
its
number
of
sites
with
this,
for
you
know
rehab
or
new
construction,
and
so
then
you
know
we
could
have
done
something
like
that
on
the
cycle
and
the
same
would
go
with
a
project
like
for
Michigan.
If
you
knew
you
were
going
to
do
this
kind
of
project
right,
if
you
didn't
have
a
side
assignment,
you
could
still
cycle.
I
I
Them
I
mean
the
balance
on.
It
seems
to
me
the
what
you're
balancing
in
a
rolling
cycle
versus
a
once
a
year
is
this.
I
You,
the
most
Flex
I
mean
a
rolling
cycle,
gives
you
the
most
flexibility
for
a
small
scale
developer
to
say
you
know,
I
found
a
great
project
and
I
want
to
do
it
right.
Would
you
find,
on
the
other
hand,
it
cuts
out
the
ability
or
limits
the
ability
to
look
at
multiple
proposals
at
the
same
time
and
rate
them
on
so
we've?
You
know,
there's
a
lot
of
priorities
in
the
existing
existing
trust
funding.
I
J
Yeah
I
mean
I
like
the
annual
cycle,
because
you
can
say
we,
our
thresh,
our
our
criteria
set
like
a
minimum
criteria
bar
you
need
to
get
over,
but
if
you've
got
five
projects
that
go
over
and
you
can
only
plug
three,
which
is
the
best
three
to
five
yeah
I,
just
think
it's.
When
you
get
into
smaller
projects,
people
would
just
not
bother.
I
A
Okay,
it
seems
like
some
hybrid
would
be
nice
yeah,
but
I
think
when
I
just
think
about
you
know
think
of
some
of
the
Housing
Trust
Fund
applications
and
Awards
over
the
past.
You
know
I,
think
the
past
four
or
five
years
and
how
many
of
them
have
not
happened
because
of
whatever
reasons
like
whether
this
developer
couldn't
do
this
or
they
did,
they
couldn't
get
zoning
right
in
for
adu's,
where
this
person
didn't
have
you
know.
So,
if
I
think
of
that,
like
the
percentage
of
ones,
you
know
it's,
it's
a
really
good
percentage.
A
It
didn't
happen
so
like
what
would
how
to?
How
do
we
create
some
kind
of
pools
of
that
money?
You
know
so
that
can
get
reallocated
without
having
to
wait
for
our
next
funding
cycle
and
I
I,
see
I
agree
with
you,
I
think
it
would.
It
would
definitely
favor
larger
this
cycle
would
favor
large
projects
and
hinder
smaller
projects.
I
Foreign
yeah
I
think
in
general,
when
I
think
about
Housing
Trust
Fund.
It
always
feels
to
me
like
it's
the
most
flexible
program
for
for,
for
you
know
upfront
funding
for
affordable
housing.
I
It's
local
dollars,
it
doesn't
have
Federal
restrictions,
it
doesn't
so
you
know
if
we
if
we
want
to
find
ways
to
incentivize
innovative,
small-scale
solutions
this.
This
is
the
tool
that
we
had
to
work
with.
It
feels
like
so
I
would
just
encourage,
encourages
to
make
sure
that
the
tool
does
what
we
wanted
to
do.
L
It's
true
so
Barry.
If
it
would
be
okay
with
you
all,
we
could
start
going
through
this
document.
Sure,
instead
of
me
standing
up
front,
so
I
can
take
notes
and
we
can
just
talk
through
these
I
didn't
want
to
do
this
all
in
a
power
in
a
slideshow,
so
under
eligible
uses,
speaking
of
Rehabilitation
kind
of
amending
this
and
would
love
your
feedback
instead
of
having
it
just
single
family
and
duplexes
ineligible.
L
Laptops,
if
you
want
to
get
into
the
materials
folder
under
Housing,
Trust
Fund,
it's
there
and
I
picked
four
as
a
unit.
After
talking
with
the
CLT
a
little
bit
I,
don't
know
if
anyone
has
any
thoughts
about
that
or
we
can
just
keep
moving
on
so
I.
L
E
L
E
E
A
It's
four
meaning
the
project
is
four
units.
F
J
K
A
A
But
it's
just
if
we
look
at
like
if
you
kind
of
look
at
the
filter
from
all
the
projects
that
have
come
in
over
the
years,
the
applications
that
would
mean
most
of
those
wouldn't
be
wouldn't
be
eligible
into
this
yeah
I
think
those
condos
Rattan,
the
you're.
You
know
even
Andy
You're
was
your
mix.
Build
was
yeah
about
20
units,
but
it
was
100,
affordable,.
I
L
E
I
mean
that's
what
I'm
reading
it
out,
as
is
you
know
it's
essentially,
it's
sort
of
incremental
preservation
or
pres
acquisition
and
preservation
of
naturally
affordable
housing
and
I.
Guess
the
only
reason
I'm
sort
of
questioning
the
the
unit
minimum
is
for
a
duplex.
You
know,
I,
don't
know
the
frequency
at
what
you're
going
to
find
two
duplexes
right
next
to
each
other
for
four
units.
Okay,.
K
I
L
K
L
So
for
this
item
around,
where
somebody's
already
pledged
their
units
that
you
have
to
do
above
so
we're
kind
of
this-
is
this
is
kind
of
a
rule
of
thumb
we
used
with
the
Reed
Creek
Greenway
project
that
came
from
Fort
Luigi
for
the
luige
they
did
above
and
beyond.
They
did
a
few
more
some
more
units
or
a
deeper,
affordable.
I
can't
remember
exactly
mixed,
but
it
was
above
and
beyond
what
they'd
already
pledged,
because
we
sold
them
some
land
for
that
project.
L
The
ad,
the
addition
here
is
an
exception-
may
be
allowed
for
tax
credit
projects
after
tax
credit
approval.
So
we
know
that
it's
actually,
you
know
a
viable
project
with
funding
gaps
that
are
requesting
additional
funds.
L
L
The
second
one
came
as
a
suggestion
for
the
60
area
median
income,
because
nchfa
is
allowing
income
averaging
that
we
add
in
income
averaging
here,
so
that
we're
in
alignment
with
nchfa
does
that
make
sense,
so
you're
actually
getting
usually
getting
some
30
units,
some
80
units
and
some
60
percent.
So
we're
actually.
A
B
E
A
A
L
The
state
statutes
I've
gone
through
like
there's
several
State
statutes
and
I've
gone.
It
gone
through
them
with
our
legal
staff
and
the
states
has
low
and
moderate
income.
It
actually
doesn't
say
an
exact
percentage.
I
meant
to
send
you
all
a
coats,
Canon,
there's
an
entire
blog
piece
right,
Tyler
Mulligan
at
the
school
of
government,
about
why
cities
need
to
stick
to
80
and
below.
L
L
Their
cities
are
in
County,
Buncombe
County
is
doing.
This
too
is
trying
to
get
at
the
workforce
issue
through
zoning
and
density
bonuses
and
trying
to
create
other
non-funding
mechanisms
too,
and
sent
that
I'd.
A
A
On
that,
because
that
doesn't
sound
in
line
with
other
municipalities,
even
I
mean
we
were.
We
had
this
designation
for
this,
a
bunch
of
delegates
from
Orange
County
Durham,
like
Durham.
Some
of
the
cities
were
in
town,
I,
suppose
on
that
panel,
and
they
actually
I
mean
they
were
talking
about
their
trust
fund
having
Workforce
housing
going
up
to
the
120
in
their
the
Orange
County
area,
and
that's
what
we
we
discussed
at
part
of
the
paddle
discussion
that
we
don't
have
any
of
our
policies
leading
towards
that.
A
But
if
other
municipalities
have
that
it
means
it's
not
a
state
statute
unless
they
in
this
or
funding
schedule.
But
I
would
really
want.
I
mean
that's
one.
That
I
would
really
just
want
to
understand.
Is
that
is
that
a
legal
thing,
or
is
that
just
what
we
think?
The
legal
thing
is
because
that
I
think
that
makes
it
makes
a
big
difference,
is.
F
K
B
K
B
F
Is
the
one
thing
after
reviewing
it
the
other
day
when
it
was
sent
that
stuck
out
to
me
just
I
work
in
this
space
and
80
area?
Median
income
basically
means
you
don't
qualify
for
for
a
purchase
these
days
depending.
L
L
A
Yeah
I
think
that
I
mean
one
of
the
conversation
we've
had
the
past
month
or
two
was
looking
at
the
80
of
the
average
as
an
average.
So
to
say
how
do
we
have
like
if
we
can
do
one
at
sixty
percent
another
100,
then
that
helps
create
it's
helping
both
people
who
need
it,
rather
than
just
targeting
everything
towards
the
middle,
which
is
what
we
see
a
lot
of
these.
L
L
A
The
definitive
world
because
I
think
a
lot
of
our
discussions,
we've
kind
of
hinged
on
this
like
well
because
they're,
whether
you
know
that
that
there's
projects
that
are
mixed
like
whether
we
can
shoot
for
this
average
of
80
some
units
60
some
units
100,
because
the
reality
as
we
talked
about
the
beginning
of
the
meeting,
is,
if
you're
at
100
Ami,
you
don't
you're
you're
spending,
45
percent
of
your
income
on
the
average
rent
or
50
on
the
average
rent.
So
it's
so.
A
There's
no
question
they're
cost
burden,
and
so
it
would
mean
that
all
you
know
not
being
able
to
help
work.
For
you
know
it's
you
know,
that's
Workforce
in
means
the
policy
will
just
shoot
towards
the
middle
rather
than
say
or
other
than
how
to
balance
it.
A
A
A
B
J
Hitting
an
average
of
80
but
I
think
what
this
would.
The
way
I
would
interpret.
This
is
to
buy
a
project
that,
had
you
know,
a
hundred
units
and
I
had
as
long
as
I
have
some
of
them
that
are
below
80
I
can
ask
for
any
amount
of
money,
I
want
and
part
of
mine.
Send
it
back
to
the
city
is
my
total
project.
Is
these
are
number
how
many
people
this
is
how
many
units
going
to
be
under
the
80
threshold?
These
are
some
are
going
to
be
a
Workforce.
J
J
A
But
I
think
it
is
saying
that
anything
about
like
below
80
the
amount
of
you
know,
but
if
it's
pegging
a
maximum
amount
per
unit
to
what's
considered
what
are
the
affordable
units,
then
it
would,
if,
if
you
take,
there's
no
I,
don't
want
to
put
it
there's
the
so,
if
you
said
you're
going
to
do
if
the
units
are
60,
they
count
as
one
unit.
If
the
units
are
30,
they
come
as
one
unit.
If
the
units
are
100,
it
doesn't
count
as
a
affordable
unit.
C
Think
and
that's
the
that's
sort
of
A
Safe
Harbor
I
mean
the
60
is
defined
by
80
is
not
but
there's
all
these
other
factors
right,
but
most
you
know
most
cities
I,
think
what
they
use
low
to
moderate
income
are
well
trying
to
internet,
so
I
think
if
you're
wanting
to
go
over
that,
that's
the
that's,
probably
what
they're
going
to
say,
I
mean
I
can
talk
to
Tyler
with
a
specific
question
and
this
post
is
it's
really
long
and
good,
but
it's
from
earlier
this
year,
so
I'll
send
out
a
link
to
that.
I
You
know
what
the
income
limit
that
Bond
dollars
can
be
allocated,
so
we
might
have
a
little
bit
more
flexibility
back.
You
know
when
it
just
five
hundred
thousand
dollars
of
local
money
going
into
this
program,
but
now
that
we've
like
filled
the
bucket
with
Bond
dollars
for
a
little
more
restricted,
I,
think.
L
L
I
I
And
unless
we're
making
the
pool
bigger,
serving
making
it
possible
to
serve
more
people,
the
same
amount
of
hunts
just
diverts
funds
from
folks
who
need
to
need
it.
The
most
so
I
mean
it's
a
real
tiger
to
walk
I
understand
that
you
have
ability,
but
you
know,
unless
we
generate
more
Revenue,
unless
we
make
the
pie
higher.
As
for
W
bush
said
like
we're,
not
we're
not
we're
not
we're
just
spreading
that
same
thing
over
more
people
and
developers
will
always
skew
towards
serving,
but
the
the
ceiling.
G
I
L
We
can
move
on.
This
is
the
maximum
loan
amount.
This
is
where
we're
taking
off
the
we
took
I.
Guess
I
didn't
leave
in
the
1
million
to
show
the
strikeout,
but
it
was
the
maximum
loan
amount
available
will
be
one
million
dollars
so
I
took
we
took
that
out
and
put
in
you
know,
will
not
be
greater
than
10
of
the
total
estimated
project
cost
and
then
per
affordable
unit.
Subsidy
will
be
used
as
a
metric
and
funding
decisions.
H
L
L
For
example,
I
guess
we
could
talk
about
Laurelwood,
which
was
I
forget
what
the
total
cost
was,
but
their
their
request
of
1.5
million
was
6.6
percent,
so
I
guess
I'm
talking
about
big
projects,
so
I
think
your
question.
The
real
question
is
like
for
smaller.
L
B
H
So
there's
this
last
statement:
a
lower
subsidy
per
unit
subsidy
is
preferred,
I
I,
don't
understand,
I
mean
under
the
current
market
conditions.
You're
not
going
to
get
necessarily
the
lower
subsidy.
I
mean
that's,
it
is
what
it
is.
It's
a
number
it's.
B
H
H
H
L
I
So
you're
talking
about
a
per
affordable
unit,
subsidy
in
the
in
the
next
to
last
sentence
and
then
a
lower
subsidy
per
unit.
There
are
lower
per
unit
subsidies
for
free
I'm,
assuming
that
per
unit
subsidy
in
the
second
sentence
or
the
last
answer
that
paragraph
also
refers.
B
I
I
L
B
L
Is
where
we
get
to
just
really
technical
stuff,
I
think
and
Kevin
helped
a
lot
with
a
lot
of
these.
These
items
and
I
did
go
through
some.
L
Actually
a
couple
weeks
ago
and
MHO
folks
too,
and
they
were
good
with
kind
of
these,
this
section
here
of
just
about
lean
position
and
some
of
these
things,
Andy.
That
was
good
with
you.
The
one
thing
I.
A
B
L
L
Special
terms
is
that
we
just
added
income
averaging
here
where
it
was
60
before
taking
out
this
soft
second
mortgage
restriction,
because
if
we
re-convene
and
re-energize
the
DPA
program,
then
that's
and
that
takes
care
of
that
conflict
and
then
and
then
application
process.
So
those
are
just
some
things
that
are
pretty
standard
things
that
people
would
have
if
they're,
if
they've,
really.
If.
L
Their
application
timeline.
L
Come
out
and
it'll
be
a
different
document,
so
this
is
where
we
were
we
left
off
here.
So
this
is
a
new
addition
on
my
part
and
I
wrote
this
and
I
still
need
to
talk
with
planning.
Folks,
I
ask
them
to
comment
on
it.
I
didn't
get
here
back,
but
a
statement
from
the
development
services
or
planning
and
Urban
Design
about
the
suitability
of
proposed
project
or
zoning
permit
should
be
submitted
with
the
application
for
so
for
small
projects.
This
would
be
relatively
easy
right.
So,
yes,
the
zoning
is
appropriate.
L
This
is
by
right
this.
You
know
whatever
that.
K
L
We
could
actually
create
a
form.
I
know
some
municipalities
do
this
for
their
housing
trust
funds.
They
have
a
form
that
you,
just
you,
can
planning
sign
off
on
I
think
so
for
a
project.
Let's
say
like
Laurelwood,
since
it
went
through
Laurelwood
was
totally
I
mean
they
had
14
acres,
they're,
adding
50
units
rm8
or
rm16
zoning.
The
zoning
was
appropriate.
It
had
to
go
through
conditional
zoning
process,
but
from
a
planning
perspective
it
was
totally
appropriate.
L
I
think
right.
We're
not
planning
departments
not
certifying
that
the
neighborhoods
might
have
a
problem
with
it.
I
don't
think
we
want
us
a
neighborhood
having
a
problem
with.
It
is
not
the
threshold
here
that
we're
looking
for
right.
That's
not,
but
if
somebody
wants
to
do
something
that
we
know
is
going
to
be
super
objectionable
or
just
for
whatever
doesn't
fit
the
form
or
some
I
don't
know.
I
I'm,
trying
to
think
of.
E
Yeah
I
mean
that
my
only
comment
on
that
is
I
mean
the
suitability
of
the
proposed
project.
I
mean
if
you're
trying
to
strike
a
language.
That's
more
clear
and
objective
I
mean
I.
Think
it's
really
getting
a
statement
from
DSD
or
planning
an
Urban
Design
about
you
know:
compliance
with
zoning
and
development
regulations.
E
It's
sort
of
a
yes
or
no
sort,
I
mean
yeah
conditional
zoning
is,
it
is
negotiated
zoning
and
it
opens
you
up
to
you,
know:
sort
of
public
process,
neighborhood
what
concerns
and
whatnot,
but
I,
think
I,
I,
guess
I'm
just
trying
to
get
some
comfort
with
the
suitability
of
the
proposed
project
for
whom
and
and
whose
eyes,
but
if
you're,
trying
to
strike
it
more
I,
guess
clear
and
objective
and
predictable
language
for
somebody
reading
through
this,
it
would
just
be
some
statement
to
the
effect
of
compliance
or
not
with
so.
H
E
Yeah
I
mean
just
just
in
reading
that
I
mean
I,
think
you
know,
I
mean
sort
of
a
go
no-go.
You
know,
decision
point
is,
does
this
you
know
does
this?
Does
this
comply
with
the
relevant
zoning
and
development
regulations?
Yes
or
no?
If
it's
you
know,
if
it's
buy
right,
that's
much
easier.
If
it's
conditional,
we.
E
Yeah
I
think
that's
a
good
clarifying
point
just
between
you
know.
If
you've
got
if
you've
got
cut
everything
down
to
spec
by
right
off,
you
go
if
it's
conditional,
that's
a
different
process.
A
I
think
like
like
the
closest
thing
I
can
think
of
is
like
maybe
you
Peg
it
to
having
to
go
through
the
early
assistance
process,
because
that,
basically
it's
it's
a
multi-disciplined
review
from
zoning
fire.
You
can
at
least
get
the
letter
of
like
this
complies.
This
is
what
your
path
is
going
to
need
to
be
and
I
think
again
using
examples
of
our
Housing
Trust
Fund
applications.
A
Most
of
them
would
have
gone
through
and
we
would
have
had
a
letter.
The
only
one
that
wouldn't
have
would
have
been
the
Adu
would
have
been
the
Adu
one
because
it
was
based
on
280
use
and
that
would
have
been.
Then
it
would
have
been
really
clear
from
zoning
like
this
isn't
allowed
without
going
through
a
conditional
zoning
process.
L
And
I
guess:
there's
nothing
to
prevent
somebody
from
getting
this
sign
off.
They
have
a
plan
they
get
funded
and
then
they
figure
out
something
that
doesn't
make
it
feasible
or
you
know
something
changes.
That's
totally
I
guess
I'm
I'm
trying
to
avoid
that.
Charlotte
has
a
like
a.
If
you
don't
have
your
zoning
permit,
don't
even
bother
knocking
on
our
door,
so
I'm
that
might
be
a
future
iteration
or
something
for
us
to
think
about.
It
seems
that
might
be
a
hard
that's
a
higher
bar
than
where
we're
at
I.
J
L
H
L
N
Early
assist
is
pretty
close
to
to
that
yeah
I,
like
the
idea
of
an
earlier
even
going
through
an
early
Assistance
or
a
pre-application,
doesn't
guarantee
you
it's
easy
or
anything,
but
it
kind
of
flushes
out
those
those
items
that
need
to
be
under
consideration.
Yeah
for
the
Housing
Trust
Fund
application.
A
A
L
The
early
assistant
application
I
mean
maybe
maybe
a
pre-op
I
can't
type
in
this
a
PDF.
Maybe
a
pre-app
or
early
assistance
is
also
a
checklist
item
or
something
I.
Don't.
E
L
F
This
this
timeline,
where
did
zahac
fit
into
this
timeline,.
K
F
H
L
I
think
there's
a
difference
between
taking
a
look
at
something
and
and
making
recommendations.
I
mean
you've
jumped
saying,
like
I,
think
I
don't
have
any
problem
with
you
all
looking
at
applications
and
just
giving
your
feedback.
It's
a
whole
different
ball
of
wax
to
have
this
committee
voting
on
them
and
you've
got
I.
A
Planning
and
Zoning,
where
we're
like
an
administrative
I,
think
that's
true:
we're
not
administrative
board
that
votes
your
name
besides.
Your
projects
move
on
we're
more
an
advisory
to
a
subcommittee
of
city
council
and
it's
kind
of
based
on
our
relationship
with
city
council,
what
they
suggest
you
know,
or
at
your
hcd,
specifically
what
they
kind
of
send
our
way
and.
L
L
I
B
I
Good
counterbalance
to
the
folks
who
are
saying
you
know
it's
going
to
cut
down
trees
or
it's
going
to
increase
traffic
or
whatever
people
show
up
to
complain
about,
like
I,
think,
there's
a
role
for
this
committee
to
play
in
helping
to
create
the
conditions
for
our
elected
officials
to
support
more
affordable
health
projects,
and
but
we
have
to
look
at
those
projects
before
they
come
through.
I
mean
the
project
that
just
came
to
council.
L
I
B
P
I
I
Meanwhile,
if
we
had,
you
know
if
we
had
talked
about
it,
if
we,
if
we
talk
at
project-based
project
scale,
you
know
level
with
this
committee,
then
you've
gotta,
we've
got
a
place
for
our
elected
officials.
To
you
know,
hang
their
hat,
that
you
know
this
project
meets
the
affordable
housing
goals
of
the
city
as.
I
A
One
thing
we
could
Andy
committee
like
one
thing
we
can
do
so
basically
we're
we're
basically
being
given
the
draft,
the
red
line
of
some
of
these
policy
changes.
We
can
decide
to
make
any
recommendation
yes
to
it,
but
we
also
can
add
our
own
on
because
basically
this
is
going
to
the
next.
So
basically
we
can
assemble.
It
doesn't
matter,
we
don't
have
to
Banter
like
we
don't
almost
have
to
discuss
it.
We
could
pass.
F
J
Mean
the
other
way
to
go.
Is
it
if
to
Andy's
point
we're
really
an
advocacy
for
people
who
are
making
applications?
You
could
make
at
an
optional
process
to
come
through
this
committee,
so
it's
not
a
requirement,
but
that
that
would
give
the
ability
to
any
point
again
that
we
would
then
be
adding
weight
from
the
community
to
support
these
projects
because
I
agree.
Nobody
comes
out
to
speak
in
public
hearings,
about
affordable
housing
projects,
except
to
say
no,
and
so,
if
you're
sitting
on
Council,
that's
not
very
good.
A
K
A
A
A
Stamp
of
approval
or
not
on
it,
and
then
we're
generally
listening
to
these
policies,
and
then
these
these
applications
and
using
them
with
our
bigger
view
had
of
how
do
we
take
this
and
make
policy
better
like
when
we
see
Housing,
Trust,
Fund
applications
and
they're
a
lot
of
single
class
units
single?
You
know
Studio
units,
that's
when
we
we
made
our
recommendation.
A
Like
you
know,
we
really
shouldn't
you
really
should
increase,
it
shouldn't
be
all
Studios
units,
and
that
was
one
even
though
we
weren't
any
binding
vote
before
it
went
to
hcd
the
developer
in
that
application
adjusted
there,
they
adjusted
their
application
and
they
actually
opened
it
up.
So
so,
even
though
we're
not
binding,
there
is
some
kind
of
support
level
that
we
do
put.
G
A
C
C
C
L
I,
don't
I
don't
have
a
problem
with
you
all
giving
your
thoughts
on
stuff
I
think
it's!
It's.
We've
got
five
to
six
people
in
this
committee
who
could
have
a
conflict
of
interest
on
any
of
these
things,
I
think
and
maybe
I,
don't
know
if
that's
a
good
enough
reason
or
not,
but
I
do
I
do
think.
That's
a
real
consideration
that
there
are
people
here
who
may
be
a
part
of
an
application.
One,
two
three
four:
you.
B
N
L
K
F
C
L
Do
I
do
think.
It
also
adds
to
the
bureaucracy
of
the
process
a
little
bit
if
I
say
to
an
applicant
like
if
we
had
a
rolling
application
for-
or
you
know
some
exception,
then
it's
like
well.
You
also
gotta
get
a
positive
vote
from
these
folks.
You
know
what
I
mean.
It's
like.
People
always
complain
to
us
about
the
layers
of
bureaucracy
to
get.
L
So
for
this
process
that
we're
laying
out
it's
going
to
be
a
group
of
applications,
staff
is
going
to
vet.
That
group
we're
going
to
come
to
a
set
of
recommendations
about
multiple
projects
right
so
and
that
will
be
what's
moving
through
the
process.
It
won't
be
individual
people
going
around
and
making
presentations
to
boards.
There
will
be
staff
presenting
here's.
The
packet
about.
You
know,
applications,
here's
our
vetting,
here's
the
scoring.
L
B
A
Basically
says
we're
supposed
to
advise
for
the
front:
you
know
for
the
funding
of
profit
and
funding.
So
it's
it's
it's
fuzzy.
It's
always
been
this
kind
of.
It's
always
been
a
fuzzy
thing.
You
know
so
I,
it's
whether
it's
over
I
don't
know
I,
guess
it's
also,
whether
with
all
the
talk
of
boards
and
commission
changes
too,
whether
it's
an
overstep
or
not.
It
feels
to
it
to
me
the
the
reason.
It's
always
the
reason.
It's
always
been
shared
with.
G
A
O
G
A
Like
well,
we
get
these
applications.
We
have
10
days
to
do
this.
We
have
this.
So
actually,
it
seems
like
moving
to
more
of
a
more
of
like
a
application
deadline,
makes
it
even
more
reason
that
they
are
all
come
through
as
honestly
and
it
it
also
I
mean
again,
it's
we're
just
we're
an
advisory
committee,
but
it
definitely
seems
to
feel
almost
a
lot
of
us
that
it
would
almost
be
irresponsible
for
affordable
housing
projects
being
applied
for
for
city
funding
to.
G
A
It
almost
feels
like
forget
about
Bureau,
we're
probably
the
least
bureaucratic
of
anything
in
the
city,
because
we
can
give
public
input.
You
know
we
give
of
a
an
educated
public
input
to
these
applications,
and
we
look
at
these.
You
know
we
look
at
we're.
Looking
at
all
these
individual
applications
to
help
for
better
policy.
Every
conversation
we're
having
about
what
to
adjust
in
these
better
policies
or
things
that
came
from
you
know
that
we're
invested
in
or
things
that
came
through
US,
discussing,
like
from
muted
mix
to.
K
A
E
A
H
L
A
A
Decide
if
we,
if
we're
ready
to
I,
mean
this
is
this
is
a
lot
you
know.
I
guess
I
mean
this
is
really.
This
is
a
lot
to
put
on
a
change
of
a
document
we
just
saw
two
days
ago
and
I
look
at
like
you
know,
look
at
variables,
there's
like
things,
there's
always
moving
levers.
There's
always
lots
of
variables
and
the
biggest
variable
I
see
is
we.
You
know
we
have
the
Housing
Trust
Fund
and
we're
basically
now
said:
okay,
we're
which,
which
is
not
perfect.
A
A
D
L
Well,
I'll
keep
moving
I
think
you
know.
So
these
are
some
of
the
number
changes
we
have
again
being
in
line
with
the
nchfa
numbers.
L
So
hopefully
there's
not
a
lot
of
concern
or
disagreement
with
that.
This
is
something
I
need
to
clean
up
and
I.
Don't
it's
just
about
housing,
tax
credits
and
getting
some
additional?
L
They
have
to
do
a
housing
tax
credit
projects
have
to
do
a
lot
of
documentation
for
ncgs,
so
it's
just
kind
of
building
off
of
what
we
get
from
them.
I'm
sorry
I
need
to
clean
that.
D
L
L
Sorry
if
I
just
move
a
little
bit,
this
thing
gets
upset.
L
B
L
L
I,
don't
think!
That's
that
shouldn't
be
problematic
for
anyone
and
then
really.
This
is
just
kind
of
stating
something
that
should
maybe
be
obvious
is
that
if,
if
the
project
has
substantially
changed
in
terms
of
number
of
units,
the
scale
building
types
location
that
we
have
we'd
ask
you
to
come
back
through
an
approval
process.
L
We
we
we
just
you
know
we
tried
to
add
some
adjusting
language
in
here,
given
the
last
case
of
doing
land
acquisition
with
loan
funding
and
just
yeah,
just
making
sure
that
it's
clear
that
those
are
allowable
and
the
rest
of
it
yeah.
So
let
me
switch
to
this
scoring.
L
And
this
came
late
and
I
do
apologize,
I've,
just
I'm,
barely
I'm,
not
really
keeping
up.
Let's
just
put
it
that
way,
so
the
scoring
criteria
has
not
been
used
for
the
last
couple
years
and
that's
big
enough.
L
L
Welcome
your
feedback
and
you
know
we
could,
if
you
have
feedback
in
the
next
week,
I'm
happy
to
take
it
like
just
email
me.
If
you
want
to
look
at
some
of
these
things,
yeah
so.
P
We
were
just
looking
at
schedules
as
you
can
understand.
The
reason
why
all
these
things
are
we're
trying
to
land
This
Plane,
as
they
say,
is
to
meet
that
deadline
for
the
December
applications
right,
because
we
want
applicants
to
know
what
the
rules
are
as
they
go
to
apply
for
this
cycle.
But
we
have
been
looking
at
calendars
because,
understandably,
that
these
are
a
lot
of
changes
may
take
need
some
time
to
soak
and
thinking
about
having
these
policies
approved.
P
H
B
J
O
B
J
L
Yeah,
so
let's
just
look
at
this
real
quick
overall
and
then
we
can
talk
yeah,
so
there's
long-term
affordability
and
per
unit
subsidy
are
right
now
the
highest
scored
items,
and
maybe
this
you
know
if
the
retreat.
This
is
the
thing
we
focus
on.
Maybe
the
most
thing
like
that,
so
long-term
affordability,
so
the
permanent
affordability
is
in
there,
which
might
be
a
land
trust
or
maybe
housing
author.
You
know
Housing
Authority
or.
J
Yeah
I'm
just
sort
of
thinking:
okay,
if
someone's
got
a
30
to
50
year
project,
they
get
15
points
but
they're
asking
for
30
000.
That's
a
total
of
20
points
out
of
that
first
top
section
versus
someone
who
says:
oh
I'm,
only
going
to
ask
for
twenty
thousand
dollars,
but
I'll
only
give
you
20
years
of
affordability.
B
H
And
the
long-term
affordability
we
talked
about
this
earlier
in
the
year
about
the
smaller
developer.
That
really
cannot
afford
to
have
30
years.
I
mean
they
just
they
can't
do
it.
You
know
so
it
kind
of
this
is
geared
to
the
larger
developer
and
not
the
person.
That's
trying
to
do.
You
know
12
to
15
20
units,
something
like
that
because
they
may
not
be
able
to
handle.
L
L
Which
is
what
we
we
do
with
other
point
mechanisms:
population
served
I
did
strike
out
that
Workforce
piece
just
because
of
the
legality
I
didn't
you
know,
I
tried
not
to
make
too
many
changes
here.
Population
served
for
rental
projects.
So
so
here,
actually
you
know
you.
You
either
get
the
points
for
the
home
ownership
or
you're
getting
points
for
rental,
so
it's
either
or
so.
50
and
below
is
the
highest
50
to
60
and
60
to
80.
L
G
H
So
I
have
a
question
just
we
can
discuss
it
later
about
local
development
experience,
because
so
many
of
the
developers
that
are
in
Asheville
right
now
are
coming
from
Michigan
Florida
California,
wherever
Texas
so
I'm,
not
sure
that
that's
really-
and
you
know
one
that
we
can
really
sink
our
teeth
into,
because
we
don't
have
that
many
local
developers
at
this
point,
I
mean
just
another
example-
is
one
that
got
awarded
the
Red
Hood
Redwood
Commons.
Those
people
are
not
from
here.
H
A
I
think
it
would
be
really
helpful
that
running
using
it.
Some
examples
of
some
recent,
like
over
the
past
few
years
of
Housing
Trust
Fund
applications
running
them
through
this
scoring
sheet
just
to
see
the
difference,
so
it
would
help
us
show
like
what
of
the
ones.
It
would
be
a
good
comparison
like
these.
K
H
L
That's
sure
sure
yeah
I
think
that's
more
realistic.
Transit
access
I
think
that's
pretty
self-explanatory
property
type,
so
this
does
favor
multi-family
over
single
family
number
of
bedrooms.
This
is
I'll.
Come
back
to
that
in
a
second
Energy
Efficiency,
multimodal
access
which
I
don't
know
exactly
the
definition
I
assume
it
means
sidewalk
and
possibly
by.
L
Greenway
or
bike
Lanes
yeah
percentage
of
the
project,
that's
affordable.
So
these
are
smaller
numbers
of
points
and
then
bonus
points,
housing
for
homeless,
housing
for
people
with
disabilities,
homeownership
for
households,
earning
50,
Ami
or
less,
and
then
we
were
Kevin
and
I
were
talking
about,
should.
H
Here,
what
about
the
micro
units
looking
at
the
size
of
the
unit,
and
if
it's
like
you
know,
I,
don't
know
if
this
is.
H
J
B
G
A
B
K
A
L
And
I
had
this
whole
thought
about
doing
exactly
that.
Like
a
couple
weeks
ago,
I
had
this
like,
we
should
be
probably
doing
this
stretched
out,
but
also.
A
I'm
in
real
obvious-
and
you
can
it's
not
like
it's
not
like
people
can
apply
for
housing,
trust
fund
right
now
and
it's
not
like
if
this
doesn't
happen
in
December
and
it
waits
till
January
February
people
can
still
apply
for
housing
trust
fund
in
December.
So
right,
it's
still.
It's
still
open
and
rolling.
H
L
Trying
to
do
this
cycle
and
we're
trying
to
change
the
policy
it
doesn't
and
just
staff
time
like
which
time
it
takes
it,
take
to
do
all
the
things
we're
doing
and
then
to,
but
we.
L
G
I
Really
interested
to
crosswalk
the
scoring
on
City
on
land,
luige,
Housing,
Trust,
Fund
and
fee
rebates,
because
I
I
started
a
rough
look
at
that
a
few
months
back,
just
comparing
what
we're
asking
for
each
different
program
and
it's.
It
really
feels
like
there's
some.
You
know
there's
some
spots
where
we're
you
know,
our
scoring
criteria
are
really
different.
The
priorities
are
weighted
differently,
and
so
it
seems
like
a
you
know.
The
things
we
want
from
projects
should
be
pretty
consistent
from
I'm.
L
L
L
H
L
I
L
A
Yeah,
it
sounds
like
so
we'll
have
another
opportunity
to
sink
in,
but
it
still
sounds
like
the
goal
is
to
it's
almost
like
it,
even
though
it's
not
technically
stopping
Housing
Trust
Fund
applications
from
coming
in
current
ones,
they're
being
discouraged
until
this
gets
settled.
Yes,
okay,
all
right,
we'll
keep
moving
on
a
bit
Yeah!
Okay,
thank
you,
Sasha,
oh
sure,
all
right!
A
Okay,
next
up
I'll,
just
you
know,
I'll
I'd
ask
to
put
this
on
the
agenda.
I'll
just
share
a
little
bit
of
a
little
bit
about
it
and
really
I.
Think
this
really
ties
back
into
this
conversation
of
can
can
anything
from
Housing
Trust
Fund
go
towards
Workforce
housing,
meaning
the
80
to
100
80
to
100
percent,
and
where
this,
where
this
conversation
came
up,
and-
and
this
also
may
come
up-
and
maybe
there's
a
second
class
of
Housing
Trust
Fund-
that
could
be
done-
that's
Workforce
housing.
A
It
would
be
nice
to
know
if
that's
possible
legally
what
the
the
impetus
of
this
comes
from.
You
know,
the
in
the
hospitality
you
know
in
the
Restaurant
Hospitality
world
and
the
air.
The
restaurant
group
has
become
more
active
in
trying
to
stand
up
as
a
voice,
for
you
know,
Hospitality
workers
who
are
a
lot
of
them
in
that
80
to
100
Ami.
A
So
last
year,
last
year
from
ABC
the
for
from
the
you
know,
the
ABC
stores
are
happening
by
the
state
city
city,
the
city
boards
get
the
profits,
get
proceeds
and
process
profits
from
them,
and
the
money
goes
into
the
general
fund.
So
last
year,
for
example,
let's
see
distribution,
so
this
gross
sales
were
of
ABC
stores
in
the
area
were
50
million
dollars,
distributions
to
the
city
and
the
county
increased
29
to
4.8
million
dollars.
4.8
million
dollars
of
alcohol
proceed.
A
Profits
came
back
to
the
city,
it
goes
into
the
general
fund,
so
part
of
the
question
is:
is
there
a
way
for
some
of
that
fund,
which
is
basically
kind
of
on
the
backs
of
hospitality
workers
or
some
of
the
workforce?
Housing
is
a
way
to
allocate
some
of
those
funds,
not
just
in
the
general
funds,
but
into
a
Workforce
housing
level,
funding
tool
and
I
guess
you
know.
The
first
question
is
yeah.
Well,
we'll
be
kind
of
the
same
legal
question
about
Housing
Trust
funding:
can
we
design
policies
for
80
to
100
Ami?
A
And
then
you
know
this
next
question,
which
I
think
you
know
I'll
just
kind
of
brand
that
we
don't
have
time,
but
I'll
probably
will
continue
to
bring
acceptance
for
pushing
for
Workforce
Housing
Programs,
because
I
think
we
as
a
city
don't
they're
lacking
and
then,
if
there
is
a
way
to
Peg
it
to
something
like
the
alcohols.
You
know
the
ABC
profits
which
go
right
to
general
fund
if
there's
any
way
to
allocate
a
certain
percentage
of
that
to
Workforce
housing,
which
are
the
people.
You
know
the
the
way
it
works.
A
A
A
Take
a
little
bit
of
that
and
help
the
workforce.
That's
kind
of
the
the
introduction
of
the
discussion
and
I
think
the
legal
Parts
would
be
really.
You
know
helpful
to
know
about
this.
This
Workforce
housing
can
we
do
anything
for
over
80
percent
and
if
and
if
not
like-
let's,
let's
just
know,
let's
put
that
to
that-
like
we
can't
so
listen,
we
won't
even
discuss
that,
but
I
would
but
I
certainly
would
like
to
know
that,
because.
K
L
L
L
A
Yeah,
but
no
I
think
it
really
would
be
helpful,
is
put
this
to
bag
because,
like
like
you
said
we're,
redlining,
a
policy
that
currently
says
it
goes
up
to
median
income.
We're
now
adjusting
it
back
to
something
that
says
80,
which
you
know
doesn't
help
a
large
percentage
of
the
city
who
need
the
help
based
on
the
numbers
we
shared
so,
but
we
I
think
it'll
be
good
to
know
is
it.
It
is
let's
just
because
that.
A
L
L
A
I
I,
have
one
quick
one:
can
we
please
stop
calling
it
Workforce
housing
and
you
call
it
moderate
income
housing
everybody's
in
the
workforce,
the
folks
at
30
are
in
the
workforce,
60
or
in
the
workforce.
It.
K
A
Okay,
okay,
there's
a
section:
we've
got
one
public
comment:
we
just
need
to
kind
of
the
section
of
updates
and
reports,
so
I
think
the
what
sort
of
community
is
is
what
level
Community
Development
update.
Do
you
have
it's
I.
L
H
Reviewing
them
so
we'll
meeting
in
the
next
couple
weeks
can
I
ask
a
question:
if
most
of
them
were
from
out
of
state
or
were
they
in
state?
Do
you
know
I.
L
L
Request
coming
to
the
council
in
two
weeks,
November
15th
to
two
weeks
and
it
is
I
think,
did
we
talk
about
the
city
last
week.
H
Can
I
ask
a
question
about
319
Bill
Moore.
H
L
P
As
far
as
We
Know,
we
know
I
think
we've
met
the
bond
Bond
obligation
as
it
relates
because
the
decision
has
been
made.
The
property's
already
been
purchased
for
That,
explicit
purpose,
and
so
we
feel
confident
that
we've
met
the
bond
obligation
as
per
our
LGC
and
our
bond
Council.
So
the
project
is
is
well
underway
at
this
point,
so
that
qualifies
so.
It
is
just
a
matter
now
of
the
transaction
of
closing
getting
the
entitlements,
and
it
is
in
that
legal
process
right
now.
P
Just
technically
yeah
for
the
bond
we
don't
have
to
have
units
open
right,
but
but
since
the
since
there
are
subsidies
that
are
requested
is
just
the
land
alone.
We
feel
that
the
transaction
that
has
already
been
approved
satisfies
no
totally
us
too,
but
thankfully
yeah
we're
good
on
that
and
it's
it's
a
process.
A
K
L
A
Yeah
yeah
I,
wonder
if
some
of
it
just
is
like
tackling
some
of
these
bigger
things
that
take
out
full
meetings
like
if
it
would
be
helpful
because
some
of
those
really
could
be
reports
that
we
we
can
then
review
ahead.
That
way
just
more
like
if
we
have
questions
on
rather
than
to
have
to
go
through
just
that,
I
don't
feel
like
I'm
like
oh
I'm,
missing,
something
because
I
don't
even
I,
don't
even
know
what
level
to
expect
of
it.
So
I
think
it
just
might
just
might
help
all
right.
A
Our
Retreat,
so
I
think
we
are
last
my
understanding
as
we're
doing
this.
The
next
meeting
right
this,
which
is
December
first
okay-
and
we
talked
about
doing
this
during
our
regular
meeting
time
but
having
it
longer,
have
been
doing
it
at
habitat,
Humanities,
Board
Room-
is
that.
L
D
B
G
A
Yeah
I
think
the
name
to
one
but
I
think
the
nine
to
two.
If,
basically,
now
we
have
to
consider
this
giant
other
piece,
this
has
a
trust
fund
thing
I
think
that's
now
gonna
it's
going
to
take
some
of
the
time
that
would
have
been
a
productive
retreat
agenda
stuff,
so
I
think
I
would
think
92.
It
could
work
for
everybody,
okay,.
A
We
need
to
pull
in
from
who
can't
be
remote
discussion.
It's
a
way.
It's
like
they're
sitting
at
the
table
with
you.
It
was
cool,
yeah,
okay,
so
we'll
get
so
we'll
keep
that
92
and
then
we'll.
You
know,
I
think
I,
I
guess
we'll
work
on
some
structure.
You
know
some
agenda
Focus,
but
I
definitely
have
this
additional
part
of
the
Housing
Trust
Fund
to
discuss.
We
definitely
have.
We
talked
about
some
committee
makeup,
some
additional,
not
seats,
but
additional
like
like
designations
of
responsibilities.
A
It
would
be
important
and
then
also
you
know
kind
of
committee
committee
leadership.
You
know
I
think
I've
brought
that
up
a
few
times
and
I'm
trans.
You
know
I'm
off
by
next
September
Margie
is
vice
chair,
but
I,
blessed,
I,
understood,
I!
Think
you
would
not.
You
would
not
be
able
to
take
in
chairs
we've
had
some
discussion.
You
know
Andy's
had
some
interest,
but
then
there's
some
conflict.
You
know
conflict
of.
A
L
K
H
L
A
A
All
right
super
quick:
do
quick,
updates
on
build
and
connect
just
because
we
have
one
little
freaking
breaking
news
on
the
bills.
Did
I
just
wanted
to
we
haven't
met,
but
one
of
the
things
that
came
up
out
of
our
meetings
has
actually
been
brought
forefrontal.
If
Chris
could
share
briefly
sure.
N
A
great
being
over
at
MSD
that
Barry
kind
of
set
up
from
there
before
it
was
a
subcommittee
meeting
of
planning
and
right
away,
and
it
was
that
meeting
that
board
has
a
mayor
manheimer
on
there.
It's
got
Nate
Pennington
the
plan
for
the
county,
Jerry
V
hunt
from
Woodland
a
lot
of
folks-
and
it
was
a
very
it-
was
a
good
meeting.
What
we
had
discovered
at
the
build
group
this
past
year
was
that
msd's
Charter
only
allows
them
to
maintain
their
lines,
not
actually
extend
lines,
while
they
do
have
a
master
plan.
N
That
master
plan
is
based
upon
the
zoning
that
Buncombe
County
enacted,
which
was
based
upon
where
sewer
lines
were
because
and
sewer
line.
So
there's
there's
no
real
program
that
actually
extends
sewer
lines
into
the
areas
where
Earth
is
is
being
focused
and
and
I
think
that
was
actually
enlightening
to
some
of
someone
who
did
not
realize
that
so
and
obviously
the
way
MSD
is
structured
and
funded
right
now
in
a
lot
of
ways,
and
so
it's
not
that
it's
current
processing
system
can
handle
doing
more
of
that.
N
But
it
really
opened
the
eyes
and
started
the
conversation
that
as
Buncombe
County
is
working
on
a
comprehensive
plan
and
the
city
is
working
on
these
missing
middle
and
these
other
ways
to
increase
density,
that
there
needs
to
be
an
alignment
with
sewer
growth.
The
closest
thing
MSD
has
to
date
is
the
fact
that
if
everything
is
developer
driven
and
if
something
is
being
increased,
so
if
a
developer
is
doing
a
project
end,
it
aligns
with
their
master
plan,
and
so
the
developers
do
an
eight
inch
line.
N
Msd
will
fund
like
if
their
Master
cleanses,
that
should
be
a
48
inch
line
to
serve
the
whole
Basin
they'll
fund,
the
difference
in
cost
and
do
design
and
easement
acquisition,
but
to
date
in
the
last
17
years.
That's
happened
three
times,
interestingly
enough
in
the
last
12
months
they
have
three
new
ones,
but
it's
it's.
N
And
areas
that
they
want
to
promote
growth
in
alignment
with
the
city,
the
the
idea
of
bringing
MSD
into
this
really
it
started
a
good
conversation.
E
A
I
We
met
a
couple
weeks
ago.
We
talked
a
lot
about
the
community
leadership
and
they're
free,
but
the
the
thing
that
we
wanted
to
recommend
coming
out
of
our
committee
meeting
was
going
back
to
a
discussion
that
we
had
pre-covered
of
at
least
periodically
through
the
year
changing
the
time
and
venue
of
this
meeting,
so
that
it
would
encourage
more
public
participation.
So
our
community
would
support
looking
at
maybe
a
quarterly
meeting.
I
A
Great,
thank
you
see
a
section
on
formal
discussion.
Future
agenda
I'll
just
run
through
the
two
things
we
kind
of
discussed
about
the
interest
rates
a
little
bit.
Well,
you
know
you
know
that
seems
to
come
up,
it's
an
ongoing
conversation
and
then
the
you
know,
I'll
see
for
next
time
about
the
update,
Landers
Landis
guy.
The
Realtors
are
looking
at
at
starting
an
affordable
housing
designation
for
him,
which
is
yeah.
F
H
Most
of
the
affordable
housing,
the
tax
credit
people,
real
estate
agents,
aren't
even.
A
Yeah
I
talked
about
as
much
as
for
ownership.
We
talked
about
the
benefit
of
like
of
having
designations
like
that
is
for
the
Realtors,
who
are
actually
working
on
selling
multi-family
units
and
to
for
them
to
better
understand
the
tools
that
are
available
for
helping
to
preserve
stock.
That
was
kind
of
one
of
the
big
benefits
that
came
out
of
the
use.
A
On
this
event
reminder
there's
a
there's:
an
affordable
housing,
Fair
November
19th
at
the
East
Asheville
Library.
Maybe
we
can
put
I
haven't
heard
about
it,
but
I
guess:
maybe
we
can
see
about
adding
a
link.
I
haven't
heard
about
it,
but
but
okay,
we
have
one
there's
one
public.
A
Okay,
we
do
have
we
have
one
letter
that
was
received,
that's
that
is
in
our
that
anyone
can
read
it's
it's
in
the
documents
on
on
our
website
as
public
comment
and
they're.
Welcome.
Welcome
to
read
that.
Thank
you.
Everybody
sure
appreciate
it
and
we'll.