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From YouTube: Whats Up AVL! – Episode 29
Description
In this episode of What's Up Asheville, Sam Parada hosts Rachel Taylor, Economic Development Division Manager, to talk about the City's upcoming vendor outreach event to connect minority and women-owned businesses, as well as the Mountain Community Capital Fund, which serves to offer financial loans to local entrepreneurs.
Mountain Community Capital Fund: https://www.ashevillenc.gov/department/community-economic-development/business-inclusion/mountain-community-capital-fund-information-page/
Bidding opportunities: https://www.ashevillenc.gov/department/purchasing/bids/
B
Good
officer,
new
Nashville
I'm,
your
host
Emperor,
as
always,
and
welcome
to
another
episode
of
what's
up
Asheville
here
on
wres
100.7
FM.
Now
today,
with
me,
I
have
Rachel
Taylor.
She
is
the
economic
development
division
manager
for
the
city,
she's
new,
at
the
position
for
a
couple
months.
Now
too,
that's
right.
C
B
C
So
I
started
at
the
city
in
the
economic
development
specialist
position
so
and
that's
in
the
community
and
economic
development
department,
so
we've
got
Economic
Development,
affordable
housing,
community
development
and
houselessness
strategies,
and
so
I
started
there
and
I
had
a
background
in
rural,
develop
more
rural,
Economic
Development
and
worked
on
a
lot
of
projects
and,
as
we
were
kind
of
reimagining,
what
the
division
needed
to
do
and
look
like
I
was
able
to
apply
and
move
up
into
this
position.
Nice.
B
So
it
took
you
those
two
years
to
now
become
the
manager.
So
what
do
you
do
now?
What's
your
day-to-day
like
office
work?
What
do
you
meet?
What
do
you
do.
C
C
Yeah,
so
Economic
Development
is
really
focused
on
creating
good
opportunities
for
employment,
economic
Mobility.
So
you
know
one
of
the
kinds
of
work
that
we
do
is
working
with
the
economic
development,
Coalition
and
Buncombe
County,
and
if
there's
a
big
company
who
wants
to
locate
in
Asheville,
we'll
work
with
them
through
that
process.
So.
B
You
came
today
to
talk
about.
Let
me
see
if
I
can
get
it
right.
The
minority
and
woman-owned
business
enterprises
there's
an
event
happening.
Why
don't
you
tell
me
all
about
that
great.
C
Well,
I'm
gonna
back
up
just
a
little
bit
and
say
that
we've
got
in
within
our
division.
There's
a
lot
of
layers
in
our
department
and
So
within
our
Economic
Development
Division.
We
have
a
couple
of
different
offices
and
programs.
So
with
the
business
inclusion
office,
the
main
goal
of
that
office
is
to
promote
equity
in
Contracting
and
kind
of
be
that
pass
through
to
work
with
the
city
and
so
we're
hosting
an
event
to
meet
vendors
and
and
work
with
vendors
for
the
minority
and
women-owned
business
enterprises.
B
B
I
know
I
know,
but
it
makes
it
makes
it
easier,
sometimes
go
serious,
a
mouthful
other
ones.
So
this
all
these
vendors,
they
are
mostly
local.
C
Yep,
mostly
local,
so
the
business
inclusion
office
has
a
race
and
gender
conscious
policy
and
we
do
that
every
year.
Another
project
we
have
going
on
is
the
disparity
study,
and
so
we
have
to
have
a
disparity
study
every
five
years
to
be
able
to
have
that
race
and
gender-conscious
policy.
So
we
work
with
vendors
from
about
a
10
County
radius,
around
Asheville,
okay,.
B
C
This
event
is
really
geared
towards
connecting
the
mwpe
vendors
across
with
that
with
each
other,
so
it's
kind
of
like
a
networking
event
and
we
want
to
be
able
to
introduce
vendors
to
Prime
contractors
so
without
getting
too
far
into
the
technical
aspect,
it's
like
you
can
have
a
prime
contractor
and
a
subcontractor
and
so
creating
connections
across
those
different
categories
as
well.
We'll
discuss
the
city's
Capital
Improvement
plan,
so
you
know
what
what
do
we
think
we're
going
to
be
spending
money
on
what.
C
C
B
Soon
so
do
you
have
some
examples
of
the
type
of
businesses
that
could
benefit
from
coming
to
this
event,
because
I
assume
it's
not
every
business
or
maybe
it
is.
A
B
Yeah
I
was
gonna,
say
since
I
work
closely
with
capital
projects.
I
know
that
most
of
the
biddings
and
most
of
the
contracts
that
happen
are
for
construction
primarily,
but
I
also
know
that
some
of
the
you
know
the
purchasing
departments
they
also
they
work
on
getting
all
the
vendors
and
stuff
and
I
know.
For
example,
one
of
them
was
a
website
Creator.
B
C
B
C
I
remember:
a
recent
project
was
like
a
like
a
call
center
type
of
thing,
I
think
maybe
for
the
water
department
or
something
makes
sense.
So
that's
a
that's.
A
great
point
is
that
there
are
a
lot
of
different
projects
and
you
know
we're
working
on
some
materials
to
just
help.
You
know
kind
of
Contracting
with
the
city
101.
You
know
how
how
to
even
get
started.
Thinking
through
that.
A
C
When
we
were
really
working
on
okay,
what
are
our
guidelines?
How
do
we
want
to
translate
this
information?
C
B
B
So
I
was
going
to
ask
I
know
that
the
process
of
applying
for
bids
can
be
not
the
easiest.
Will
there
be
training
or
you
know,
will
you
go
over
that
process?
In
this
event,.
C
Really
geared
towards
more
towards
that
networking,
interaction
and
just
kind
of
getting
that
process
started
and,
at
the
same
time,
we're
hoping
to
have
that
you
know
guide,
hopefully
ready
by
that
time,
but
we're
thinking
through
all
right.
What
is
that
communication
and
information
sharing
process
look
like
so
we
know
that
there's
a
need
to
walk
through
the
steps,
but
you
can
always,
if
you're
a
vendor,
you
can
always
visit
the
website
and
get
more
information
on
each
project
on
the
bidding
and
Contracting
page.
B
Well,
I
love
that
you're
doing
this,
because
you
know
it's
Asheville
can
be
pretty
diverse
and
when
people
talk
about
diversity
they
say
that
you
know
different
backgrounds.
Different
genders
might
have
the
same
opportunities
right
now,
which
is
true,
but
at
the
same
time
there
is
that
historical
fallback
of
maybe
they
don't
have
the
same
resources
or
knowledge
on
how
to
play
for
the
bids
or
get
in
contact
with
some
people.
So
I
like
that
this
is
it's
a
very
important
process
that
you're
taking.
C
And
this
office
has,
you
know:
I
can't
tell
you
when,
like
the
minority
business
office,
and
so
this
work
has
been
going
on
for
a
really
long
time
and
kind
of
different
iterations,
and
so,
but
it
was
kind
of
when
we
had
the
dis.
The
first
disparity
studies
come
about
that
we
were
able
to
kind
of
adjust
or
create
a
policy
and
adjust
our
approach.
So
at.
C
C
Didn't
have
it
on
hand,
the
the
policy
is
pretty
lengthy,
I
think
it's
like
60
Pages
or
something
like.
C
Sorry
so
maybe
next
month
we're
also
the
so
when
we
do
each
disparity
study,
we
work
with
a
consultant
to
do
a
lot
of
that
data
collection
and
information
gathering.
So
we
expect
to
hear
from
them
in
October,
so
we
will
have
a
lot
of
data
to
share
later
on.
This
fall.
C
C
B
I
know
that
right
now,
through
Communications
we're
working
on
expanding
with
different
departments
that
ask
for
contracts
like
capital
projects,
for
example,
to
see
if
they
have
access
to
multi-language
contracts,
because
maybe
there's
a
business,
maybe
local,
who
mostly
speak
Spanish
or
another
language,
and
see
how
we
can
get
that
local
economy.
You
know
moving
through
Asheville
because
we
do
care
about
looking
local
first,
so
you
know.
Do
you
know
how
many
people
are
part
of
these
mwb
or?
Is
that
something
that
people
sign
up
for.
C
So
we
do
have
an
mwbe
certification
process.
There
are
a
couple
of
I
think
folks
who
are
already
in
it
probably
are
aware,
but
so
the
city
of
Asheville
has
an
mwbe
certification
that
you
can
go
through
and
then
different
organizations
have
certifications
as
well,
that
kind
of
open
up
the
opportunities
a
little
bit
more.
So
if
I'm
a
business
owner
I
could
sign
up
for
this.
C
As
a
you
know,
women
on
a
business
there's
also
the
state,
has
a
program
and
the
Department
of
Transportation
has
a
program
that,
like
disadvantaged
business
enterprises
dves
and
that
really
kind
of
is
a
little
bit
of
a
broader
definition
than
what
we
use.
I
think
it
also
includes
maybe
a
like
a
veteran
population.
So
so
different
organizations
and
different
levels
of
government
use
different
certifications,
yeah.
C
And
so
you
know
there
I
think
that's
something
to
consider,
as
you
know,
which
certification
do
you
want
to
go
for.
Ours
might
not
be
as
rigorous
as
you
know,
state
or
federal
certification,
but
but
it
doesn't
provide
as
many
opportunities
as
getting
being
pulled
from
a
broader
list.
That's.
B
Right
and
you
know
they're
not
working,
you
know
I
assume
if
you
get
in
this
wmwbe.
B
C
So
businesses
are
as
a
vendor
with
the
city
and
and
through
that
process
and
through
the
mwbe
certification
we
can
understand
it's
kind
of
backend
information,
but
we
can
see
what
the
different
businesses
do,
and
so
that
is
a
is
a
way
that
we
can
contact.
Vendors
and
vendors
can
bid
on
different
projects.
Yeah
yeah.
B
And
so
I
don't
want
to
take
away
too
much
from
the
topic
of
the
specific
event,
but
is
every
business
welcome
or
is
it
specifically
for
minority
and
women-owned
businesses.
C
Specifically,
women
and
minority
owned
businesses.
That
being
said,
you
know
we'll
have
some
prime
contractors
there
who
may
fit
I
haven't
the
guest
list,
I
guess
on.
C
B
If
you
own
a
business
or
you
know
someone
who
does
who
you
know,
if
you
think
you
can
network
with
the
city
and
other
City
vendors
or
if
you
don't
think
you
do,
I
mean
still
show
up,
maybe
there's
something
here.
For
you
start
networking
get
your
business
out
there.
C
C
C
C
B
B
Tell
me
all
about
that.
I.
C
I
will
do
my
best
there.
We
have
so
many
things
going
on
and
being
a
little
bit
new
to
my
position.
I'm
gonna
and
I
just
learn
as
much
as
I
can,
but
the
Mountain
Community
Capital
fund
is
a
loan
guarantee
program
to
support
entrepreneurs
in
Asheville
and
Buncombe
County.
C
So
this
program
is
really
geared
towards
business
owners
who
might
lack
a
collateral,
Financial
collateral
and
applying
for
traditional
loans,
and
so
it
really
you
know
the
the
whole
program
is
encourages
entrepreneurs
of
color
and
borrowers
with
limited
income
to
apply
and
and
so
this
fund
Mountain
Community
Capital
fund
I'm.
The
acronym
is
mccf,
so
I
might.
C
We
work
with
Carolina
Small
Business
Development
Fund,
Mountain,
Biz,
Works,
Self-Help,
Credit
Union.
Of
course
the
city
of
Asheville
participates
and,
as
does
Buncombe
County.
So
it's
a
really
collaborative
opportunity
to
provide
that
loan
guarantee
like
I,
said,
and
a
lot
of
the
loans
are
typically
in
the
range
between
5
000,
all
the
way
up
to
around
70
000.
B
Okay
well,
and
there
is
no-
is
there
like
I
forgot,
the
specific
way
to
say
this,
but
let's
say
that
you
know
it's
like
the
neighborhood
grants,
the
matching
grants-
it's
not
like
the
city
puts
five
thousand
and
I
have
supported
the
other
five
thousand.
It's
like
an
actual
loan
from
the
ground
up
right.
C
So
it's
it's
not
a
grant
it,
and
it
is
a
loan
guarantee.
It's
where
it
comes
into
play
is
if
you're,
a
business
and
you're
trying
to
grow,
trying
to
take
that
next
step.
It
can
often
be
challenging
sometimes
to
get
that
that
loan
that
you
need
from
the
bank.
C
So,
for
example,
if
I
were
to
go
and
I
I,
didn't
I
didn't
own
a
home,
so
I
couldn't
use
that
as
collateral,
sometimes
that
that
is
a
challenge
for
small
business
owners
and
entrepreneurs,
and
so
it's
a
way
of
providing
that
backing
to
a
finance
financial
institution
like
a
bank
without
having
to
kind
of
put
your
personal
equity
on
the
line,
I.
B
Guess
yeah,
which
is
very
nice
yeah,
and
all
these
groups
work
together.
I
assume
like
this
is
not
just
a
city
funded
thing,
so
how
does
one
go
to
apply
for
it?
What's
the
main
place
for
it.
C
That's
a
great
question,
so
we
work
with
like
I
said
all
of
our
partners,
and
so
businesses
and
borrowers
who
are
interested
will
complete
a
standard
small
business
application
with
one
of
our
participating
lenders,
and
so
that
includes
the
Carolina
Small
Business
Development
Fund
Mountain
Biz
works
and
Self-Help
Credit
Union.
So
it
really,
though
this
Mountain
Community
Capital
fund
is
here.
It
really
kind
of
comes
in
a
little
later
in
the
process
and
process
kind
of
starts
at
The,
Lending
Institution.
B
And
do
you
know
the
the
process
of
paying
back
the
loan
I'm.
C
Gonna
say:
I,
don't
know,
and
I
would
say
that
that
is
probably
in
the
details
of.
A
B
Might
have
ahead
of
time
so
let's
say
that
I'm,
you
know
newly
graduated
College
entrepreneur.
Is
there
an
age
requirement?
Is
there
a
business
proposal?
Does
the
business
already
have
to
exist.
C
Well,
like
I
said
you,
this
is,
will
apply
through
the
the
participating
lenders
and
so
they'll
work
with
you
to
understand
all
right
you're.
At
this
stage,
we
recommend
going
applying
for
this
loan
guarantee
or
if,
if
you're,
really,
maybe
just
in
the
ideation
phase,
that
might
point
you
in
a
different
direction.
A
C
Have
a
lot
of
technical
assistance
providers
in
our
community
and
and
so
getting
to
the
right
one
on
the
right
stage
of
your
business
can
be
really
helpful,
and
so
so
the
process
for
this
would
be.
You
know
you
work
with
that
lending
institution.
They
take
you
through
the
application
and
then
the
committee
considers
the
application.
So
that's
kind
of
where
that
that
committee
comes
into
play.
Gotta.
B
Get
it
so
well,
you
heard
from
Rachel
if
you're
an
entrepreneur
or
you
have
a
business
and
need
a
loan,
there's
more
options
than
just
going
to
the
bank
and
going
through
the
difficult
process
of
finding
collateral,
etc,
etc.
So
yeah
find
out
the
information.
The
name
of
this
I
don't
want
to
call
it
a
project,
but.
C
C
B
A
couple
different
ways,
I
know
I,
know
there's
so
much
content
in
the
website,
all
right.
So
now
that
we've
talked
about
the
event
and
this
fund.
Let's
talk
about
why
you
know
why
is
equity
in
business
so
important
and
you
know
we
have
the
obvious
answer
of
because
everyone
deserves
it,
but
you
know
from
your
professional
experience
like
what
do
you
see
different
one
different
backgrounds
of
people
do
business
with
the
city.
C
I
think
it's
Don
will
just
speak
personally,
because
I
think
for
me
and
how
I
really
came
to
economic
development
is
that
it's
so
important
to
have
Pathways
to
Economic
Opportunity
and
economic
mobility.
C
And
so
you
know,
even
if
a
person
didn't
have
all
of
the
resources
we
want
to
be
able
for
our
community
to
have
Pathways
to
grow
and
to
be
able
to
build
equity
and
resources,
and
that's
all
a
part
of
you
know
not
only
one
person's
life,
but
that
translates
into
generational
wealth
as
well,
and
so
you
know
it's
kind
of
that
tired
metaphor,
but
the
rising
tide,
you
know,
lifts
all
boats.
B
Just
you
know
the
opportunity
there
were
so
many
people
who
you
know.
Maybe
your
child
is
the
first
member
of
your
family
to
go
to
college,
which
is
great,
but
you
know
there
needs
to
be
more
than
just
going
to
college
that
needs
to
be
finding
a
job
or
creating
your
business
and
a
lot
of
the
times.
Those
resources
are
simply
not
there.
So
you
know
these
are
long-term
achievements.
We're
trying
to
accomplish
so
you
know
bringing
up
all
these
business
together.
That's
I
think
that's
a
very
honorable
thing
to
do
exactly.
C
And
you
know
we
like
I
mentioned
before
we
have
so
many
partners
in
the
community
that
can
provide
that
technical
assistance.
We
have
a
resource
page
on
under
community
and
economic
development
and
the
economic
development
page.
We
have
a
kind
of
a
library
of
resources.
C
You
are
in
your
journey,
even
if
you're,
just
considering
I,
think
I
have
an
idea.
There's
somebody
in
in
Asheville
who
can
help
you,
and
you
know
we
have
a
lot
of
complex
issues
that
our
whole
Community
is
needing
to
face
together,
and
one
part
that
that
this
division
is
trying
to
work
on
is
that
economic
piece
of
it.
B
Have
you
work
together
with
the
economic
development
IFA
for
reparations,
yep.
C
So
operations
Commission.
C
B
I
know
I've
I've
been
working,
I've
been
seeing
the
commission
meetings
and
stuff
and
all
the
IFA
recommendations,
and
it's
good.
You
know
that
the
city
and
the
county
are
working
with
the
members
to
bring
out
these
recommendations
forward
and
I
just
wanted
to
say
to
the
just
the
importance
of
bringing
this
businesses
back.
Because
you
know
displacement
has
been
a
thing
historically
and
it's
good
to
have
this
backup
now
that
it's
finally
being
pushed
forward
exactly.
C
And
I
think
you
know
this
office
has
been
in
place
for
a
while
and
there's
always
room
to
grow
and
so
being
a
supporting
and
being
that
the
liaison
to
the
economic
development,
IFA
I
think
there's
a
lot
of
room
to
keep
growing
yeah.
B
C
C
So
we
might
need
to
make
some
adjustments
we'll
just
have
to
kind
of
wait
and
see
what
those
results
are
and
then
we'll
need
to
kind
of
re-up
I
guess
our
policy
for
business,
inclusion
and
I
think
that
there's
a
lot
of
room
we've
got
some
real
estate
projects
going
on,
and
so
that's
kind
of
a
somewhat
a
part
of
our
our
division
as
well.
C
So
we've
got
a
lot
of
these
short-term
projects
and
then
you
know
I'm
always
into
that
visioning
and
strategy
piece
so,
like
I,
said,
I'll
be
really
excited
to
see
which
recommendations
from
the
reparation
commission
come
forward
and
how
that
might
shape
our
strategy
in
the
next
five
years.
C
B
That
is
true.
Do
you
want
to
give
a
final
shout
out
for
the
position
you're
hiring
for
right
now?
Yes,.
C
So
we
have,
let
me
see,
we've
got
Economic
Development
Specialists
was
just
posted
recently.
Our
department
also
has
a
business
services
administrator
position.
We've
got
the
business
inclusion
manager
position
that
we're
hiring
for
and
then
we're
working
on.
Another
position
around
the
city-owned
properties
and
kind
of
Redevelopment
things
like
that.
All.
B
B
Those
positions
thanks,
but
sadly
that's
all
the
time
we
have
for
today,
but
thank
you
so
much
for
talking
to
me
about
this
event
coming
up
and
the
mmcf,
which
stands
for
Mountain.