►
From YouTube: Town of Bluffton Affordable Housing Committee 10 AM
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B
A
Okay,
we
are
calling
to
order
affordable
housing
committee
meeting
and
we
would
now
accept
the
Roll
Call.
A
A
Okay,
it's
we
do
have
a
problem,
so
we'll
get
started
with
our
without
meeting
before
we
get
started.
Is
there
anything
this
as
small
as
you
want?
You
want
us
to
be
aware
of
before
we
get
started.
C
No
sir,
we
are
good
to
go.
Welcome
to
October.
Everyone
is
president
accounted
for,
so
we
can
go
ahead
and
get
started.
Okay,.
A
Before
you,
we
have
the
the
agenda,
can
I
get
a
motion
to
adopt
the
agendas
presented.
D
A
E
B
A
A
And
there's
no
oil,
business
and
new
business
will
have
several
items.
Neighborhood
assistant
program
budget
update
the
smalls,
we're
ready.
C
All
right,
I'm
gonna
flash
through
a
couple
of
our
slides
that
we've
already
looked
at
so
again.
Our
budget
update,
reporting
on
October,
2nd,
October,
6
2022,
the
adopted
budget
for
the
fiscal
year
of
23
was
adopted
at
a
hundred
and
ninety
thousand
dollars.
Town
staff
continues
to
process
applications
to
assist
income,
qualified
households
for
this
fiscal
year
as
of
September
29th.
C
Our
minutes
and
agenda
go
out
a
week
before
so
that
number
is,
as
of
last
week,
Thursday
and
for
a
more
number
oriented
sheet.
Here
is
what
we
have
major
home
repairs
we're
moving
with
that.
We
have
nine
so
far
for
this
fiscal
year
we
did
nine
or
nine
are
in
the
lineup
for
property
cleanup
and
the
septic
pump
out.
We
did
five
or
have
done
five
and
tree
mitigation,
such
as
damaged
or
diseased
trees,
or
just
trimming
off
the
limbs
from
roofs
that
we
roofs
that
we
are
repairing.
C
We
did
one
so
far.
That
list
has
doubled
in
the
past
week.
Honestly,
it
has
doubled
in
the
last
week,
because
the
repair
estimates
that
we
were
waiting
for
has
finally
come
in.
So
again
we
are
at
October
and
the
program
is
out
there.
The
word
is
out,
so
we
are,
we
are
doing
what
we
have
been
tasked
to
do
and
I
just
want
to
say.
C
The
homeowners
are
appreciative,
even
if
it's
a
small
job
except
that
such
as
septic
pump
out,
we
are
doing
you
know
what
we've
been
tasked
to
do
and
then
the
dollars
are
being
spent
I'm,
not
spinning
it.
Our
staff
looks
over
it
Kevin
and
Charlotte
look
over
it,
they
approve
it
and
we
go
from
there.
So
if
I
have
to
come
back
to
you
with
my
hands
out,
please
don't
deny
me
any
comments
or
questions.
C
C
C
Worries
I
was
just
let
you
know
that
what
you
see
now
is
I
have
maybe
about
five
or
six
more
applications
that
are
in
are
in
the
process.
This
report
was
put
in
last
Thursday,
so
we
did
get
a
few
of
the
estimates
that
we
were
waiting
on
approved,
so
they
are
in
the
queue.
Those
dollar
amount
is
not
on
this
form,
but
it
will
be
on
next
month
being
that
it's
on
a
monthly
basis,
so
I
was
just
letting
everyone
know
the
dollars
are
being
spent.
C
Staff
looks
at
everything
that
I
have
and
they
get
those
things
approved.
So
if
I
come
back
out
with
my
hands
open
for
a
bigger
pocketbook,
please
don't
deny
me
because
we're
working,
it's
working,
I,
think
councilman
wood
had
a
comment
or
question
for
you,
chairman.
A
F
Yeah,
yes
and
I
think
this
has
been
touched
on
once
before,
but
we
might
want
to
consider
looking
into
it
to
whether
we
need
to
formalize
it
or
not.
But
so,
as
the
program
is
the
way
I
recall
the
safe
and
drive,
for
example,
the
roof
repair
is
ten
thousand
dollars
and
then
the
you
can
come
back
for
an
additional
five.
F
Right,
okay,
that
that's
what
I
wanted
to
be
sure
of,
because,
again,
with
Costa
escalating
the
way
they
have
I
just
wanted
to
be
sure
that
we
went
under
pricing
our
ability
to
do
what
we
need
to
do
so
that's
been
addressed.
Okay,
thank
you.
Can.
C
I
jump
on
that
can
I
piggyback
behind
that,
yes
ma'am!
So
yes
to
that
question,
those
dollars
are
there,
but
prices
have
gone
further
up
than
that.
C
Also
so,
when
we're
looking
at
a
roof
and
then
when
we
come
back
in
and
do
the
inside-
and
this
might
be
an
outside
discussion
for
us
to
have
outside
of
the
camera,
but
just
keep
in
mind
that
yes,
dollar
amounts
have
gone
up,
prices
have
gone
up,
so
I
think
we
might
need
to
still
adjust
that,
if
possible,
the
additional
five,
because
that
20
would
be
considered
the
roof
and
the
inside.
C
So
if
we
can
sit
down
and
have
a
round
table
discussion
off
air,
just
kind
of
look
at
some
things,
I'm
actually
going
over
to
Natalie
this
morning
to
have
a
meeting
about
our
number.
So
I
just
want
to
make
sure
that
I'm
not
spending
more
than
I'm
supposed
to
be
spinning
and
hit
our
budget
before
we
get
there
Natalie
over
in
finance,
I.
A
Think
I
think
you
still
find
when
we
increase
the
the
budget
allowance
for
15
000,
that
that
was
only
for
the
roof
that
they
had.
They
didn't
have
anything
to
do
with
the
inside
repairs
or
roof
or
I
mean
windows
and
doors
and
Floors.
A
F
Well
to
your
comment,
Victoria
I
would
say
that
if
you
have
a
special
situation
where
you're
running
behind
in
funding
you,
you
just
bring
that
back
to.
C
F
A
Any
other
budget
financial
report
questions.
C
A
C
I'm
gonna
go
back
to
our
agenda,
so
we
can
see
where
we
are
under
discussion.
We
have
South
Carolina,
state,
Housing,
Finance
and
Development
Authority
Miss
Felicia
Kilgore,
and
she
is
the
housing
trust
fund
manager.
With
that
program,
I
spoke
with
Miss
Felicia
several
months
ago.
Time
moved
so
fast.
We
sat
and
had
a
zoom
meeting
and
she
had
some
ideas
of
how
we
can
join
with
other
forces
to
gain
more
money
and
to
help
other
to
help
more
residents.
C
G
Good
morning,
good
morning,
Victoria,
thank
you
so
much
for
reaching
out
to
me
and
following
up
with
me
as
well
also
good
morning
to
Mr
chairman
Hamilton
and
all
the
members
of
the
council
for
the
city
of
Bluffton
good
morning
to
all
of
you.
Yes,
I'm
with
the
South
Carolina,
Housing,
Finance
and
Development
Authority,
and
we
have
a
loan
title.
We
always
say
South
Carolina
housing.
For
short,
we
look
at
it
here
in
Columbia
and
I
help
oversee
the
Housing
Trust
Fund
program.
G
G
Of
course,
we
have
funding
to
hopefully
broaden
the
opportunity
to
reach
more
residents,
but
I
certainly
want
to
go
into
more
details
of
our
program
so
that
you
understand
how
you
may
qualify
to
receive
the
additional
dollars
we
do
have
dollars
and,
as
a
matter
of
fact,
we
can't
spend
it
fast
enough.
So
to
speak.
So
we
are
always
looking
for
additional
Partners
to
to
to
provide
more
assistance
to
those
homeowners
in
need
of
repairs.
G
If
you
all
have
any
questions,
you
know
with
any
of
the
information
that
I
share
this
morning.
Please
do
not
hesitate
to
stop
me
and
ask
questions
along
the
way.
Just
for
more
clarity,
you
know
better
understanding,
so
so,
with
the
Housing
Trust
Fund,
those
dollars
are
state
issued
dollars
comes
directly
from
the
state.
We
receive
those
funds
from
the
South
Carolina,
State
Treasury
and
where
those
dollars
actually
comes
from
is
each
purchase
transaction
each
real
estate
purchase
transaction.
That
is
done
that
is
closed
throughout
the
entire
State.
G
Each
purchaser
pay
a
documentary
stamp
tax
as
as
a
part
of
their
closing
costs,
so
out
of
that
documentary
stamp
tax
fee
that
is
added
to
their
closing
costs.
We
receive
a
percentage
of
those
funds.
Of
course
those
dollars
comes
to
the
state
and
the
state
allocates
a
percentage
of
those
funds
to
go
directly
to
the
Housing
Trust
Fund
program,
and
so
the
legislator.
The
legislative
statute
have
given
us
the
authority
to
administer
those
dollars
on
behalf
of
the
state
and
based
on
our
legislative
guidelines.
G
That's
been
slated
for
us
to
abide
by
is
that
we
must
work
with
non-profit
organization
to
to
to
allocate
those
funds
to
to
help
serve
the
residents
of
South
Carolina,
and
we
utilize
those
funds
in
in
a
few
different
activities,
one
being
home
repair,
okay.
G
G
G
And
so
with
that
being
said,
there
must
be
some
Supportive
Housing
Services
in
place
to
support
the
support
of
housing
units
so
but
I'm
bread
and
butter
and
I
say
bread
and
butter
is
the
house
it's
the
home
repair,
because
that's
our
everyday
activity,
application
that
comes
in
request
that
comes
in
from
homeowners
and
we
work
with
non-profits
throughout
the
entire
state.
G
So
just
kind
of
give
you
just
a
little
bit
more
information
about
our
home
repair
program.
We
allocate
fifty
thousand
dollars
per
homeowner
and,
of
course,
we
work
with
homeowners,
fifty
percent
below
of
the
average
medium
income,
and
when
we
create
this
program
we
thought
fifty
thousand
dollars
would
actually
go
a
long
way.
But
I
just
heard
you
all
mentioned
and
and
we're
seeing
the
exact
same
thing.
G
Construction
costs
have
gone
going
up
so
much
construction
costs
the
material
as
well
as
the
labor,
so
we're
seeing
that
the
50
000
doesn't
go
as
far
as
we
thought
it
would.
With
that
fifty
thousand
dollars
that
we
have
in
place.
We
also
are
dressing
lab-based,
paint
mole
remediation
as
well
as
radon.
Now
radon
is
a
requirement
in
the
Greenville
County
area.
It
does
not
apply
in
the
Beaufort
County,
where
you
guys
are
actually
located.
G
So
with
that
being
said,
we're
assisting
with
lead-based
paint
mold
remediation,
and
we
also
assist
with
asbestos
in
the
homes
within
the
fifty
thousand
dollars.
So
if
we
identify
lead-based
paint,
mold
Asbestos
and
if
all
those
things
needs
to
be
remediated
as
a
part
of
the
home
repairs,
we
do
allocate
an
additional
25
000
to
assist
with
the
remediation
of
those
hazardous
materials.
That's
been
identified
so
in
terms
of
identification.
G
You
know
how
those
things
are
identified
in
the
homes
we
do
require
that
the
non-profit
engaged
a
testing
firm
to
test
those
homes
for
lead,
as
well
as
asbestos.
A
lot
of
times
mold
can
be
identified.
G
Just
from
you
know,
you
know
the
eye
just
from
viewing
the
property
and
then,
of
course,
we
can
determine,
or
the
contract
will
determine
what
extra
cost
is
involved
to
remediate.
The.
B
G
I
will
must
I
must
say
this
in
terms
of
being
able
to
move
forward
with
those
types
of
repairs
and
when
we
are
investing
dollars
in
the
home,
anything
more
than
fifteen
thousand
dollars
will
require
a
restricted
Covenant
to
be
filed
against
that
property,
and
so
I
I
want
to
I.
Do
ask
I
want
to
ask
you
all
the
questions?
Do
you
all
require
any
type
of
Covenant
or
filing,
or
anything
such
as
that
with
each
property
that
you
assess
with
the
funds
that
you
use
with
the
repairs.
G
A
G
There's
no
federal
dollars,
things
like
that
involved!
No!
Okay!
Well,
how
about
that?
So
with
that
being
said,
you
know
you,
you
may
not
be
required
to
enforce
to
let
base
paid
and
asbestos
regulation
things
of
that
nature.
G
When
you
use
those
types
of
funding
sources
which
could
be
a
good
thing
a
lot
of
times,
you
can
provide
assistance,
you
know
without
having
those
extra
parameters
and
costs
that
drives
up
the
project
so
but
and
we've
tried
to
skirt
around
that
process
as
well,
but
D
heck
says
something
different
in
terms
of
our
funding
source.
G
So
that's
the
reason
why
we're
having
to
enforce
the
lead-based
paid,
Asbestos
and,
of
course,
radon
in
the
Greenville
areas,
so,
like
I,
mentioned
anything
that
we
invest,
hey
fifteen
thousand
dollars
and
above
will
require
a
20-year
restricted,
Covenant
filing
against
the
property.
It
is
set
up
as
a
forgivable
loan.
G
G
Fifteen
thousand
dollars
and
above
we've
been
asked
many
times
many
questions
around
well,
what
happens
in
terms
of
the
restricted
Covenant
if
the
homeowner
decides
to
sell
the
property,
if
the
homeowner
passes
away,
what
happens
to
that
restricted,
Covenant,
so
a
lot
of
times
if
the
homeowner
passes
away
and
the
home
is
transferred
over
to
a
sibling
or
transfer
to
someone
else
or
even
sold.
G
As
far
as
that
go
that's
when
the
restricted
Covenant
would
come
to
light.
You
know
if
the
attorney
do
a
title.
Sir
they'll
see
that
restricted
Covenant
filing
so
a
lot
of
times.
We
will
ask
for
that
dollar
amount
that
was
invested
in
that
property
to
be
paid
back
to
South,
Carolina
Housing.
If
it's
sold,
if
it's
sold
and
so
we'll
provide
a
pro-rated
dollar
amount,
prorated
balance
amount.
What
is
still
owed
that
have
not
been
completely
forgiven.
G
Okay,
because
a
portion
is
Forgiven
each
year
until
the
20th
year
comes
around
is
totally
forgiven
if
the
home
stays
in
the
homeowner's
name
and
the
ownership
doesn't
changes,
but
they
decide
to
have
a
sibling
move
in
or
one
of
their
children
move
in
into
the
home.
The
restricted
cover
remains
there.
G
That
means
the
ownership,
doesn't
necessarily
change
us
and
you
they'll
just
ride
that
restricted
Covenant
out
and
we
will
not
enforce
it
to
be
paid
back
to
us,
but
as
soon
as
it
changes
ownership
on
a
legal
document
that
that's
is
recorded.
That's
when
the
restrict
the
Covenant
would
come
to
light
like
I
mentioned,
and
then
we'll
ask
for
a
prorated
dollar
amount
back
that
may
be
still
owed
on
on
the
funds
and
so
from
Beaufort
County.
G
We
only
have
one
non-profit,
that's
serving
that
area,
which
is
the
Beaufort
County
Black
Chamber
of
Commerce
and
I,
think
they're
actually
located
in
it's
in
Beaufort.
G
Okay,
so
we
we
are
in
communication,
quite
a
bit
with
Miss
Valeria
Richardson
she's,
our
contact
person
down
there
and
she's
she's
been
actively
assisting
as
many
homeowners
as
she
possibly
can,
but
we
are
always
seeking
other
non-profit
organizations
to
partner
with
us,
and
so
I
was
asking
Miss
Victoria
to
see,
if
that,
if
you
all
know
of
any
non-profit
that
we
can
reach
out
to
or
or
where
you
all
may
be
interested
in
forming
a
new
non-profit
on
behalf
of
Bluffton
that
you
can
certainly
look
in
and
seek
partnership
with
us.
G
So
we
can
provide
those
funds
to
you
know
to
that
organization
to
provide
more
assistance.
G
So
yes,
so
one
of
the
requirements
that
we're
looking
for
generally
the
nonprofit
has
to
be
in
business
for
at
least
one
year.
Okay,
they
have
to
have
a
board
in
place.
They
have
to
have
some
bylaws
thrown
up
with
a
mission
to
serve
and
provide
affordable
housing
assistance
to
low-income
residents
in
the
area
that
they
serve.
They
do
have
to
specify
the
area
that
they're
willing
to
serve,
and
one
of
the
reasons
why
they
we
ask
that
they
specify
the
errors
that
they
serve.
G
Once
you
become
an
approved
non-profit
of
our
organization,
your
name
will
be
on
our
website.
Okay
and
your
contact
information,
so
that
everyone
will
have
access
to
so
we
receive
calls
from
your
area.
We
refer
those
calls
to
your
organization
or
if
someone
is
just
exploring
and
looking
for
opportunity
for
assistance
and
they
so
happily
fall
upon
our
website,
they
will
have
access
to
your
information.
G
So
when
you
specify
the
area
that
you
you're
willing
to
serve,
those
phone
calls
will
come
through
because
of
the
exposure
in
terms
of
being
affiliated
with
South
Carolina
Housing.
G
So
so
that's
one.
Secondly,
we
do
ask
that
you
have
some
financials
in
place:
okay,
we
can
start
a
non-profit
organization
out
as
small
as
five
thousand
dollars
in
liquid
assets
so
that
they
can
kind
of
get
started
in
the
program
and
really
assist
the
homeowners
in
that
area.
G
However,
though,
with
those
non-profit
with
the
five
thousand
dollars
in
liquid
assets,
they
only
allowed
to
carry
one
project
at
a
time.
One
project
at
a
time,
once
they've
got
a
few
projects
in
place,
they're
managing
the
project
fairly,
well,
meaning
the
deadlines,
because
we
do
monitor
the
projects
and
we
do
issue
deadlines
on
when
we
expect
the
project
to
be
closed
by.
We
allow
them
to
carry
two
projects
open
at
a
time
once
they
kind
of
understands
the
process.
G
E
G
Those
non-profits
that
has
ten
thousand
dollars
in
liquid
assets
and
more
we
allow
them
to
carry
up
to
five
five
projects
at
a
time
if
you
just
get
started
in
home
repair,
but
you
guys
have
experience
if
you've
just
been
started
home
repairs.
We
won't
really
allow
you
to
Carry
just
three
projects
at
a
time
until
you
until
you've
got
the
experience
of
working
through
the
Housing
Trust
Fund.
G
G
And
then
we
want
to
ensure
that
you
have
a
staff
in
place,
because
once
you
become
an
approved
non-profit,
like
I
mentioned,
you
will
get
calls.
So
if
you
want
to
ensure
you
have
a
dedicated
staff
that
can
answer
those
phone
calls
process
those
applications
and
then,
of
course
have
someone
on
staff
that
has
some
construction
knowledge
in
terms
of
repairs
and
of
course,
I
know
that
you
all
do
because
you
you're
dealing
with
that
now
and
so
you're
in
communication
with
contractors.
G
Now,
so
we
want
to
ensure
that
that
non-profit
have
someone
in
place
that
have
some
knowledge.
A
A
The
town
of
Bluffton,
if
we,
if
we
were
able
to
to
use
your
program.
A
And
with
we
don't
have
this
restrictive
covenant
as
a
as
a
as
one
of
our
requirements
right
now,
do
you
funds
that
you
provide?
Do
you
provide
the
Covenant?
You
will
require
us
to
provide
the
company.
G
So
what
we'll
do
we'll
customize
it
with
with
with
your
name
associated
with
it,
the
homeowner's
name
associated
with
it
and
we'll
get
information
on
the
home
on
the
property,
with
the
legal
description,
so
we'll
complete
it
for
you
once
it's
completed,
we'll
email
it
to
the
organization
for
them
to
execute
and
take
it
to
the
you
know,
their
local
clerk
of
courts
to
file
foreign.
G
With
carry
out
the
project,
the
activity
all
expenses
are
reimbursed,
you
know
you
know
like
if
you
have
a
project
that
needs
to
be
tested
with
land-based
pain.
That
firm
is
going
to
charge
you
a
fee.
All
we
will
cover
all
those
fees
but
the
filing
of
the
restricted
Covenant.
We
recover
those
fees.
G
Now
you
may
have
to
pay
some
of
the
fees
up
front
and
that's
strictly
to
satisfy
your
contractor
or
to
satisfy
your
testing
firm.
We
have
some
non-profits.
There
are
financially
stable
where
they
can
do
that
up
front,
which
is
wonderful,
but
we
do
have
non-profits
that
don't
have
that
capability,
so
they
just
have
to
wait
until
they
receive
our
dollars
to
pay
those
testing
firms
or
even
contract,
as
far
as
that
goes
time
frame
on
how
it
how
long
it
may
take
to
get
you
those
dollars.
G
When
you
submit
your
request
for
funding,
it
may
take
two
to
three
weeks
to
get
that
Monies
to
you,
okay,
to
pay
your
contractor
or
necessarily
get
reimbursed
for
funds
that
you've
expended.
G
Now
we
do
pay
the
non-profit
a
we
call
it
a
project
delivery
fee
for
carrying
out
the
activity
and
so
and
how
that
project
fee
is
calculated
based
on
the
total
dollar
amount
of
that
project,
that
that
includes
construction
costs.
G
G
I!
Think
if
you,
if
the
project
cost
is
around
50,
000
I
think
they
will
earned
seventy
five
hundred
dollars
to
kind
of
give
you
an
idea
on
what
type
of
fee
we
will
pay
that
Organization
for
closing
out
and
carrying
out
the
activity.
A
Does
the
does
it
pay
so
that
fee
in
in
terms
covers
all
their
Staffing
and
as
well?
Is
that
what
you're
saying.
G
That
fee
is
used
based
on
the
discretion
of
the
non-profit.
We
don't
tell
you
how
to
disperse
it.
You
can
certainly
use
those
funds
to
pay
your
staff
absolutely
and
any
costs
involved.
You
know,
of
course,
gas
and
things
of
that
nature
from
going
back
and
forth
to
the
homeowner's
home,
but
we
definitely
leave
that
totally
up
to
the
non-profit.
F
This
money
from
your
Housing
Authority
is
directly
to
the
nonprofit
you're
you're,
not
going
through
a
cog
or
through
a
County.
G
Is
that
question
for
me,
or
is
it
for
for
you?
Yes,
ma'am
signs
goes
directly
to
the
non-profit
organization.
We
have
not
worked
in
terms
of
the
home
repair
with
one
of
the
cogs
we
work
in
previous
years,
many
years
with
non-profit
organizations.
G
I
will
say
this.
I
will
say
this,
although
we
have
not
done
it,
but
it
is
eligible.
We
can
work
directly
with
municipalities.
You
know
such
as
yourself
such
as
your
organization.
G
However,
it's
not
those
funds
are
not
given
to
you
or
not
provided
to
you
in
terms
of
a
grant
or
based
on
our
legislative.
They
have
given
us
instructions
and
guidelines
to
offer
those
dollars,
two
municipalities
as
a
low-cost
loan.
G
Okay,
based
on
the
Statue
of
the
Housing
Trust
Fund,
that
came
directly
from
the
state,
and
so
that's
the
reason
why
I
didn't
present
that
to
you.
We
the
only
reason
why
I
did
present
it
to
you
that
way,
because
we
have
not
had
a
local
municipality
to
agree
to
those
terms
yet.
G
But
if
that's
something
that
you
like
to
in
play
put
in
place,
we
can
certainly
do
that.
But
it's
a
very
low
cost
loan,
like
a
one
percent
loan,
that
we
can
allocate
funds
to
you,
but
that,
but
yes,
it's
available.
But
we
generally
work
with
non-profit
organization,
because
that
those
funds
are
given
to
them
to
carry
out
the
activity
and
we
pay
them
for
closing
it
out
successfully.
F
G
So
generally,
we
we
provide
funding
to
the
non-profit
based
on
application.
We.
G
In
a
lump
sum,
dollar
amount
like
a
hundred
thousand
or
a
hundred,
fifty
thousand
those
sorts
of
things.
Once
you
have
identified
a
homeowner
you've
taken
their
application,
collect
all
the
necessary
documents
that
we
do
require.
You
will
send
that
application
package
into
us
and
we
allocate
those
funds
based
on
allocation.
G
So,
if
you're
able
to
process
10
applications,
those
10
allocated
project
amounts
will
be
allocated
towards
your
organization.
D
G
Sir
I
will
say
this:
we
have
we
we
have
in
the
past
several
years
ago,
allocated
funds,
just
as
as
you
asked
a
question,
we
went
through
that
process.
Unfortunately,
at
that
time
we
had
allocated
funds
set
aside
and
the
funds
wasn't
wasn't
dispersed,
wasn't
suspect
were
not
used.
So
that's
the
reason
why
we
changed
that
format
based
upon
application
come
in
coming
in
from
the
nonprofits,
and
so
we
allocate
funds
per
per
application.
D
Ms
Kilgore
I
I
have
a
question
just
I
like
statistics.
More
than
anything
how
How
many
homeowners
have
we
served
like
in
the
last
year
or
I
know
you
worked
through
the
non-profits.
Do
you
keep
a
a
record
of
how
many
I
know
you
have
the
the
covenants
in
in
place.
G
So
last
year
and
I
will
say
this:
last
year
we
operated
what
we
call
the
emergency
repair
program.
Okay,
we
provide
it
provided
up
to
ten
thousand
dollars
per
homeowner.
G
Did
not
require
a
restricted
Covenant
and
the
type
of
repairs
that
we
were
assisting
with
at
that
time
was
mainly
Ruth's
HVAC
systems.
You
know
we
did
a
very,
very
few
SEPTA
tank
replacement,
but
mainly
Bruce
HVAC
systems,
maybe
a
window
replace
a
window
here
there.
G
Lastly,
without
with
the
emergency
repair
program,
we
assisted
266
homeowners
throughout
the
entire
state
based
upon,
and
we
was
revamping
the
home
repair
program
to
provide
more
assistance,
but
we're
still
trying
to
stay
on
the
outside
of
the
home
like
roofs
and
HVAC
systems
and-
and
of
course,
that's
when
we
was
coming
across
fruits
that
cost
way
more
than
ten
thousand.
G
G
It
in
the
past
beforehand,
anyways
not
above
the
emergency
repair
program,
but
we
offered
it
enforce
it
upon
what
we
refer
to
as
the
owner
occupied
rehabilitation
program
that
we
offered
before
covet
before
the
pandemic,
and
we
were
doing
interior
work
because
it
was
only
up
to
25
000
at
that
time,
only
up
to
twenty
five
thousand
dollars
and
we
did
enforce
the
restricted
Covenant.
At
that
time.
E
Miss
Kilgore
Kevin,
eichert
I'm,
the
director
of
growth
management,
I,
guess
a
question
I
have
for
you
and
you're
talking
about
the
emergency
repair
fund,
the
ten
thousand
dollars
that
does
not
have
any
restrictions
to.
E
Can
you
confirm
you're
still
saying
that
if,
if
we
let's
say
we,
we
have
an
applicant
that
comes
in
for
repairs,
their
repairs
go
beyond
the
amount
of
money
that
we
have
allotted
for
such
repairs?
Is
it
possible
that
we
would
reach
out
to
you,
or
does
it
still
have
to
be
a
non-profit?
E
That's
doing
it
in
order
to
get
the
the
ten
thousand
dollars
for
the
Emergency
repairs
on
the
outside
to
be
used
and
then
additional
repairs
that
you
know
that
the
town
can
then
take
care
of
to
take
care
of.
Is
that
something
that
that's
possible?
E
You
know
want
to
be
able
to
make
sure
that
you
know
if
the
funds
are
available.
If
it
has
to,
can
it
be
the
property
owner
that
comes
to
you
with,
like
the
town
backing
saying
yes,
we're
providing
additional
Assistance
or
does
it
have
to
be
a
an
authorized
non-profit
group
bringing
this
forward.
G
Yes,
sir,
it
would
have
to
be
a
participating
non-profit
organization
requesting
those
those
funds
for
the
Housing,
Trust
Fund
dollars
to
be
used
towards
that
project.
Okay
and
so,
and
so
I
guess
to
address
that
question
in
terms
of
utilizing
our
dollars
to
replace
a
roof
or
whatever
the
case
may
be,
and
you
use
your
funds
to
take
care
of
all
the
other
required
repairs
that
was
needed
on
that
property.
That
could
essentially
be
done.
G
However,
once
we
come
out
to
the
home
to
verify
that
you
requesting
our
dollars
to
be
used
to
replace
the
roof.
We
will
also
still
look
at
the
home
as
well
just
to
ensure
that
everything
has
been
address
in
terms
of
the
deficiencies
of
the
home.
E
Okay
and
I'm
again
just
thinking
out
loud
I'm.
You
know
groups
around
here
deep,
Wells,
Bluffton
self-help.
If
we
were
then
able
to
partner
with
them
and
then
they
were
to,
they
started
the
process
through
you
and
then
we
kind
of
pick
up
on
the
on
the
back
side
for
whatever
additional
funds,
it
seems
as
though,
that
might
that
might
work.
It
benefits
the
property
owner
benefits.
You
know
the
non-profit
for
assistance.
E
It
benefits
the
town
being
able
to
you
know,
stretch
our
dollars
even
more
to
be
able
to
assist
individuals,
because
you
know
that
ten
thousand
dollars
it
goes.
It
goes
a
long
way,
but
it
doesn't
go
a
long
way
and
and
and
our
our
the
secret
is
out
about
our
neighborhood
assistance
program,
which
is
a
great
thing.
E
We're
getting
a
lot
of
people
on,
as
you
heard
earlier,
that
need
this
assistance,
and
especially
in
in
the
Beaufort
County
area,
with
the
cost
of
of
projects
are
just
skyrocketing
that
you
know,
one
of
our
main
goals
is
to
make
sure
we're
keeping
people
in
their
homes,
and
this
is
a
you
know.
It's
a
great
program
that
we
have
and
I
loved
for
us
to
be
able
to
coordinate
with
you
guys
to
to
stretch
our
dollars
even
more.
So
definitely
you
know
an
on
off
camera
type
meeting.
E
E
To
to
close
this
out,
but
you
know
obviously
if
anyone
else
had
any
questions,
but
you
know
I
definitely
appreciate
it.
G
You're
quite
welcome,
and
yes,
we
love
the
the
additional
Partnership
of
other
funding
that
can
go
into
a
project
to
do
a
complete
overview
overhaul
in
terms
of
The
Rehabilitation
of
those
projects.
So,
yes,
that's
a
great
opportunity
to
to
you
guys
coming
in
on
the
back
end,
to
finish
finish,
the
repairs,
I
love
that
opportunity
and
we
do
partner
with
other
organizations
to
carry
out
those
types
of
repair
projects.
G
E
Just
just
one
quick
follow-up
question:
you
do
you
have
a
list
of
non-profits
that
you've
worked
with
and
I
think
that's
something
that
you
know
with
Victoria.
We
could
work
to
maybe
get
that
list
just
so
that
way.
We
know
we
could,
you
know
start
reaching
out
to
them.
G
So
we
we
will
have
a
list,
we've
had
a
list
in
the
past,
we're
right
in
the
process
of
being
certifying
our
non-profit
organization.
We
hope
to
have
this
list
completed
by
the
end
of
this
month.
Once
the
list
is
completed,
it
will
be
populated
on
our
website
very.
G
Much
I
will
say
this
so
as
of
right
now,
though,
we're
pretty
much
gone
through
all
of
our
application
in
terms
of
the
non-profits
interested
in
participating
in
the
home
repair
program.
So
what
we're
reviewing
now
today
in
terms
of
applications,
the
ones
that
are
interested
in
participating
in
the
support
of
housing
activity.
B
B
G
E
A
Can
you
also
send
us
that
you
said
that
municipalities
can
pretty
much
do
a
being
a
a
lending
program,
a
loan
program
at
one
percent?
Can
you
send
this
document
so
we
can
vet
those
and
see
if
that's
something
that
works
for
us.
F
Okay,
let's
kill
Gore,
yes,
sir
and
I'm
with
I'm
with
Kevin
I
I
mean
all
of
us.
Obviously
we're
hearing
and
I,
like
the
possibility
of
maybe
a
partnership
here
with
the
state
to
make
things
go
further.
F
What
is
the
reimbursement
time
if
the
town
was
able
to
partner
with
you
on
a
program
or
two
or
three?
What
is
the
reimbursement
time
from
the
state.
G
So
use
your
reimbursement
time
frame
similar
to
we've
done
with
the
this.
G
South
Carolina
office
of
resilience
to
help
with
their
disaster
projects
and
then
that's
a
separate
allocation
that
we
did
for
them
so
generally,
once
they
request
their
their
funds,
reimbursement
from
us
nearly
two
to
three
weeks.
G
A
Okay,
does
the
request
for
funding?
Is
that
electronic
as
well
or
is
that
paperwork
so.
G
For
so
for
municipality,
which
is,
is
much
different
than
working
without
standard
non-profit
organization.
That
generally
would
come
in
terms
of
a
letter
on
your
letterhead,
whereas
you're
requesting
a
set
dollar
amount
reimbursement
for
funds,
and
that's
when
we'll
move
forward
and
contact
our
finance
air
to
process
that
request.
G
It
will
be
in
terms
of
of
email,
but
once
we
are
able
to
solidify
our
agreement
and
all
those
things
be
outlined
in
the
agreement
for
you
all
in
the
past,
we
will
ask
that
you,
hopefully
can
submit
requests
for
funds
on
a
quarterly
basis,
but
it
would
be
really
based
upon
the
activities
on
your
telling
us
how
you'll
be
utilizing
those
dollars,
because
we'll
ask.
How
do
you
plan
on
utilizing
those
funds.
G
If
it's
in
terms
of
home
repairs,
you
know
we
ask
for
documentation
on
the
addresses
that
you're
utilizing
the
funds,
what
type
of
repairs
were
completed,
those
sorts
of
things
as
well
as
pictures,
but
all
those
all
that
information
be
outlined
in
the
agreement.
D
Miss
Kilgore
does
do
you
ever
run
out
of
money
before
the
end
of
the
year
or
the
end
of
the
fiscal
year?
D
G
Ma'am
we
we've
got
programs
dollars
allocated
for
this
new
fiscal
year.
G
We
have
sufficient
funds,
we
still
have
approximately
25
million
dollars
that
have
not
been
planned
for
and
so
and
we
received
funds
on
a
monthly
basis,
because
money
is
constantly
coming
in
from
that
documented
step,
tax
fee
from
the
treasurer,
and
so
we
have
never
came
across
situation
that
we
run
out
of
money
so
to
speak.
Okay,.
D
That's
great
I,
I
I'm,
a
realtor
and
I
worked
with
the
USDA
with
some
loans.
You
know
for
single
family
and
several
times
they've
run
out
of
money
that
people
were
applied.
We've
got
the
home,
we're
waiting
on
the
closing
and
then
the
government
has
run
out
of
funds.
I
was
just
curious
about
that.
Oh.
G
Wow
no
ma'am
I
haven't
heard
any
staff.
Member
of
course,
I've
only
been
here
for
three
years,
but
I've
got
staff
members
that
have
been
here
for
20
years
and
neither
one
no
one
have
said
we
have
ever
ran
out
of
money
and
I
know
where
our
balance
is
standing.
As
of
today
we
we've
got
activities
already
outlined
and
allocated,
but
we
still
have
funds
still
in
the
call
for
so
to
speak
that
we
have
opportunity
for
more
activities.
Okay,
great,
thank
you.
D
F
I
I
have
one
more
and
it
it
may
be.
It
may
be
too
deep
to
get
into
a
discussion
about
it.
So
I'll
just
take
a
yes,
no
okay,
changing
changing
horses
from
in
a
repair
of
homes,
and
you
have
so
much
money
that
we
would
love
to
have
how
about
when
it
comes
to
Affordable
Workforce
housing.
Do
you
y'all
do
financing
for
that
as
well?
F
G
We
do
not
do
Workforce
housing
in
terms
of
ownership.
Is
that
what
your
references
are
well.
G
We
do
provide
funding
for
a
rental
unit
window
units
not
for
home
ownership
and
so
for
rental
units.
We
utilize
generally
utilize
our
small
rental
development
program,
which
is
a
whole
new,
separate
program
in
activity.
G
Non-Profit
organizations
can
apply
for
those
dollars
generally
and
we
we've
set
out
the
rounds
that
you
can
apply
and
most
times
is
at
the
beginning
of
Spring
is
when
you
submit
your
application
and
your
plans.
We
do
have
a
tier
one
and
a
tier
two
is
based
upon
how
large
your
project
is
when
you
would
submit
your
application
for
funding
for
those
those
types
of
projects.
A
G
G
Secondly,
is
the
National
Housing
Trust
Fund,
and
then
thirdly,
is
the
home
investment
partnership
funds,
the
National
Housing,
Trust,
Fund
and
home
partnership
fund,
all
federal
dollars
that
comes
from
HUD
and,
of
course,
the
South
Carolina
Housing
Trust
Fund
each
funding
source
have
a
income
requirement,
okay,
which
means
that
the
tenant
must
meet
certain
incomes
in
order
to
stay.
In
that
particular
unit,
the
Housing
Trust,
the
South
Carolina
Housing
Trust
Fund,
is
for
80
below
of
the
Ami.
G
For
rental
units,
South
Carolina,
Housing,
Trust
Fund
will
support
individuals
living
those
units
80
below
of
the
Ami
for
the
National
Housing
Trust
Fund,
which
is
federal,
is
30
and
Below
of
the
Ami,
because
that's
very
very
low
income
and
for
the
home
investment
partnership
funding,
which
is
also
federal
dollars.
It
is
60
and
Below
of
the
Ami,
and
so
when
a
organization
submit
for
funding,
of
course,
we
are
looking
for.
G
You
know
how
much
funds
are
needed
to
you
know
to
complete
that
project.
We
do
look
at
which
funding
source
to
utilize
to
help
fund
the
project,
to
ensure
that
your
the
the
organization
is
collecting
enough
funds
from
their
rental
income
to
make
a
cash
flow
okay.
So
we
look
at
so
we'll
determine
most
times
how
to
best
utilize
those
dollars
so
that,
when
your
rent
is
being
collected,
that
you
are
collecting
enough
to
maintain
those
units.
A
A
No,
no,
no
ma'am,
you've
been
you've,
been
a
wealth
of
information
and
a
blessing
to
this
to
this
meeting.
Thank
you
for
your
time
and
thank
you
for
for
your
sharing.
You're
welcome.
I
hope
that
that
we
can
use
some
of
your
program
and
and
and
of
course,
you
have
many
different
tools
in
the
box
and
we
we're
gonna
we're
gonna,
do
some
research
to
see
how
we
can
all
benefit
from
some
of
this.
G
Okay
sounds
good
if
you
have
any
questions
after
today's
meeting,
and
you
want
to
just
call
me
on
whatever
the
case
may
be,
to
address
more
questions
or
provide
more
clarity.
Please
do
not
hesitate
to
to
reach
out
to
me.
A
G
G
A
A
G
I'm
excited
to
see
the
work
that
you
all
are
doing,
I
think
you're
doing
some
wonderful
things
down
there
for
the
folks
that
lives
in
your
in
your
community,
I
am
excited
to
see
that
Barrel
doll
is
not
necessarily
involved
in
those
projects,
so
they
give
you
a
whole
lot
of
flexibility
in
terms
of
how
you
move
forward
in
completing
those
three
Rehabilitation
projects
for
those
homeowners,
you
can
pick
and
choose
on
what
you
you
can
you
know
you
can
do
in
terms
of
your
funding
source
as
a
as
of
today,
our
funding
source
is
going
to
make
you
do
a
few
more
things
that
you
may
not
necessarily
have
been
doing
in
the
past.
G
If
that
makes
sense,
you
know
with
our
Pro
home
repair
program.
You
know
if
there's
some
lectural
issues
that
we
need
to
address.
We
have
to
address
it
if
the
court
is
not
as
stable
as
as
as
it
should
be,
but
we
can
slide
by
it.
We
can't
Slide
by
it.
We
have
to
address
it.
Okay,
so
those
are
some
of
the
layers
that
our
program
will
enforce.
That
we
must,
you
know,
must
abide
by
and
and
replace
a
repair.
G
So
that's
the
reason
why
I
know
in
terms
of
how
you
may
have
been
able
to
provide
that
assistance,
which
is
wonderful.
We
we
will
actually
do
a
little
bit
more
a
lot
of
times
with
our
funding
source.
If
that
makes
sense.
A
It
does
and
the
sky
is
not
the
limit
of
what
we
do
here
now
we
don't
have
to.
We
don't
have
the
financial
resources
to
do
as
much
as
we
like,
but
we
do
have
some
guidelines
of
how
we
of
what
we
capable
of
doing
or
offering
you.
A
A
Consider
the
walls
and
and
in
in
possibly
even
cover
not
just
repairing
the
floor
but
covering
the
floor
with
the
finished
material
yeah.
F
A
But
again
I,
Steph
and
I,
and
maybe
some
of
committee
members
will
probably
reach
out
to
you
again
soon
to
see
if
there's
any
other
programs
that
you
made
can
assist
us
or
directors
to
that
offers
something
similar.
So
we
can
continue
our
toolbox
until
we
get
all
the
all
the
all
every
every
millimeter
wrench
there
is
in
it.
G
Well,
I
definitely
look
forward
from
here
to
to
hearing
from
you
all
again.
G
G
A
That
was
a
pretty
good
meeting
there
with
Miss
kilgard.
Do
we
have?
Is
there
anything
we
want
to
discuss
committee
members
along
with
staff,
so
to
see
what
we
think
about
the
opportunities
that
that
they
offer.
E
Mr
chairman,
if
I
may
I
think
probably
a
great
thing
to
do
would
be
for
staff
for
us
to
kind
of
go
back
offline
start
looking
at
the
program
that
they
have
in
place,
and
you
know
that
was
one
of
the
questions
that
I
was
asking
about
of
that
funding
of
the
ten
thousand
dollars
give
us
an
opportunity
to
to
get
through
all
the
logistics
behind
that
from
programming
standpoint,
seeing
if,
if
we
can't,
if
there
is
a
way
to
do
it,
just
as
the
town
versus
you
know,
having
a
a
separate
non-profit
like
a
deep
well
or
another
group
in
the
area
to
assist
with
that,
I'd
like
to
be
able
to
get
some
more
information,
and
maybe
we
can
kind
of
bring
that
back
to
you
at
the
November
meeting.
E
I
was
taking
a
lot
of
notes
and
that
way
it
give
us
an
opportunity
to
to.
Let
you
guys
have
a
maybe
a
more
informed
discussion
about
it,
and
then
we
can
see
from
there.
E
A
I
I
I
personally
think
that's
a
perfect
place
to
start
and
I
like
I,
like
your
I,
guess
the
way
that
you
you
presented
that
because
we,
this
sounds
like
a
lot
of
I.
Guess
it's
going
to
take
some
staff
as
well
as
Council,
some
serious
consideration
to
to
move
forward
with
this
because
then
asked,
and
so
that
I
asked
about
turnaround
time
if
we
decided
to
use
their
program
for
some
of
our
funding.
A
That's
always
been
a
major
concern.
Dealing
with
with
government
or
or
state
of
the
state
is
turnaround
time
and
because,
for
so
many
reasons
you
know,
contractors
want
their
money.
Yesterday
you
know
and
and
so
putting
us
on
the
on
the
front
line.
They
don't
they.
They
want
us
to
make,
make
it
happen.
So
those
those
are
good
questions.
The
other
thing
you
said
Maybe
and-
and
that's
that's
another
Council
probably
perspective-
does
do
we.
A
Can
we
qualify
if
the
town
established
a
non-profit
just
for
a
program
like
this,
because
dealing
with
dealing
with
another
agency
or
another
non-profit
doesn't
give
us
control
it
gives
us
and
control
is
important
because
we
can
we
can.
A
We
can
we,
we
can
control
the
entire
negotiation
from
from
start
to
finish
that.
That
means
a
lot
to
know
that
we
don't
have
to
wait
on
somebody
else's
opinion.
F
Be
dug
into
and
then
bringing
it
back
and
and
boiling
it
down
and
present
it
back
to
the
committee
I,
for
example,
you
know
one
thing
that
I'm
a
little
concerned
about
just
Through
My
Lens
is
the
20-year
restriction,
deed
restriction,
and
you
know
that
can
be
good.
That
could
be
bad
if
you're
a
homeowner
just
trying
to
get
repairs
to
your
your
home,
and
then
you
get
hit
with
a
20-year
restriction
on
a
deed
restriction.
F
F
These
are
things
that
have
to
be
thought
out
and
worked
out
and
then
also
the
the
prospect
of
eventual.
You
know.
F
E
F
Last
thing:
not
not
promoting
them
in
any
way,
I
hear
what
chairman
Council
Hamilton
is
saying
about:
control
and
I,
get
that
and
I
agree
with
that
I,
but
again,
I'm
learning
that
you
know
you
know
this.
The
Beaufort
Housing
Authority
is
a
well
a
world
of
information.
F
Flexible
and
she's
probably
worked
with
them
on
some
of
these
very
issues.
So
just
just
a
thought:
I.
A
Think
I
think
she
said
that
they
haven't
worked
with
the
housing
authority
and
and
I
think
the
only
person
locally
that
they
work
with
with
the
the
Black
Chamber
but
I
think
I
heard
her
say
that
they
haven't
worked
with
the
Housing
Authority,
which
surprises
me,
but
it
may
it
may
go
back
to
a
part
of
the
the
deed
restriction.
A
That's
that
they
that
the
program
needs,
but
but
that's
a
you
know:
I
I,
I,
see
I,
see
this
as
being
something
that
we
can
get
a
lot
from
yeah,
there's
there's
so
there's
a
lot
here:
yeah
and
you're
right.
We
gotta
take
some
time
to
dissect
it
and
Kevin,
and
you
and
staff,
please.
A
You
know
I
make
sure
that
we,
if
we
can
recap
some
of
these
some
of
those
attributes
that
that
this
program
has
and
and
in
our
next
meeting.
If
we
can,
we
can
have
some
of
this
to
discuss.
This
will
give
us
and
you
you
guys,
facilitated
that
part
of
it.
We
can.
A
E
Yeah
I
was
taking
notes
about
this
so
and
just
it
seems
as
though
that
the
you
know
the
the
ten
thousand
dollar
fund,
or
you
know,
program
that
they
have.
Obviously
that
does
not
that
doesn't
have
any
deed
restrictions
to
it.
E
So
you
know
I
hate
to
say
it,
but
you
know
governmental,
red
tape.
When
you
start
dealing
with
deed
restrictions,
you
know
it's
almost
better
to
just
kind
of
stay
away
from
that.
E
I
think
that,
with
that
ten
thousand
dollars
addition
to
to
what
we're
doing
the
the
bargaining
power
that
we
then
have,
we
can
start
to
tackle.
Maybe
some
more
in-depth
projects
to
assist
to
assist
the
families
around
here.
D
Excuse
me,
sir:
we
didn't
ask
for
a
website
I'm
sure
it's
South
Carolina
Housing,
but
if
we
could
get
that
website.
E
Sure
thing
I
think
Victoria's
she's
on
here
and
we'll
make
sure
that
when
we
send
out
information
we
can
definitely
send
that
out.
Yes,.
B
I
am
very
much
I.
Also,
don't
want
us
to
forget
forget
about
the
small
rental
development
program
that
could
be
an
option
for
us
as
well
to
have
in
our
as
a
resource
in
our
toolbox.
B
I
know
that
you
guys
are
I
like
the
idea
of
the
staff
working
on
the
different
options
and
what's
available,
but
just
not
I
know.
That
is
that
program
is
only
offered
to
non-profits,
but
maybe-
and
it
takes
a
year
for
nonprofit
to
be
eligible
for
their
program.
But
maybe
we
can
look
at
to
look
into
some
resources
to
for
that
as
well,
and
that
be
another
arm
of
what
we
do
in
it.
For
our
committee.
A
B
B
F
Fred
I
have
one
yes,
sir,
the
hold
on
a
second.
Let
me
kill
that
something
that
you
and
I
have
been
dealing
with
recently.
The
this
is
a
different
topic,
but
this
this
is
just
I'm,
throwing
it
out
there,
so
it
can
be
looked
at
or
thought
about
between
you
and
staff.
F
We've
been
talking
a
while
now
about
trying
to
take
different
approaches
and
some
of
these
home
bill
or
some
of
these
builders
that
are
building
apartments
in
Bluffton.
You
know
we
thought
about.
Is
there
a
way
to
partner
with
some
of
them,
and
we
haven't
really
been
able
to
come
up
with
a
a
good
idea
yet,
but
I'm
getting
what
I'm
trying
to
say
is
some
of
these
voucher
programs.
F
The
numbers
are
getting
large
enough
that
it
might
be.
We
could
find
a
way
to
partner
with
somebody
building
some
town
homes
or
apartments
for
a
certain
number
or
percentage
whatever
it
might
be,
whether
it's
5
10.
F
I'm
just
throwing
it
out
there
I,
don't
know
what
the
answers
are,
but
it's
definitely
worth
thinking
about.
E
Yeah,
hopefully
you
can
see
and
I
guess,
councilman
Hamilton
is
kind
of
a
transition
into
the
to
the
next
topic
that
we
had.
You
had
requested
some
information
about.
You
know:
what's
the
cost
right
now
for
individuals,
you
know
what
can
you
expect
someone
to
have
to
pay
either
for
a
for
a
rental
unit,
or
you
know
if
they
had
a
home
ownership?
E
What's
what's
an
anticipated
cost
for
someone
with
that
and
if
you
don't
mind,
I
can
go
ahead
and
just
kind
of
kind
of
run
through
some
of
this
information.
E
E
If
a
homeowner,
you
know,
is
renting
their
home
and
you
have,
you
are
in
the
program
with
the
housing
Choice
Voucher
Program
through
Beaufort
housing
authority
and
the
homeowner
will
accept
the
the
program
because
of
the
the
rental
rates
in
Beaufort
County.
They
are
so
much
higher
than
almost
every
other
County
in
South.
Carolina
HUD
is
authorized
the
housing
authority
to
have
a
higher
rate.
So
so
you
can
see
that
you
know
fair
market
rents
and
we'll
just
stick
with
a
two
bedroom
for
discussion
purposes.
Is
that
1463?
F
Y'all
see
that
Kevin
Kevin
on
that
comment,
you
just
made
correct
me
if
I
say
it
wrong,
but
on
the
fair
market
rents
that
you're
showing
there
in
the
two-bedroom
example
yeah,
that
is
a
Beaufort
County
number.
That
is
not
a
Bluffton
number
correct.
Okay,
just
wanted
everybody
to
understand
that
yeah.
E
And
that's
actually
gone
up
from
the
information
that
we've
had
so
so
you
can
see
how
and
this
again
this
is
just
for
the
Housing
Voucher
Program.
This
is
what
what
this
means
is
that
a
property
owner
of
a
single
family
residence
decides
to
rent
their
property,
and
you
know
their.
You
know
person
a
person.
B
is
part
of
the
housing
Choice
Voucher
Program.
E
What
they
could
do
is
go
to
that
property
owner
and
potentially
be
able
to
pay
up
to.
You
know
at
120
percent
that
1755
for
a
two-bedroom
rental
unit
and
and
with
the
way
the
prices
are
going.
Let's
hypothetically
say
that
a
two-bedroom
house
is
renting
for
two
thousand
dollars
a
month.
E
This
housing,
Choice
voucher
program
will
pay
that
17.55
directly
to
the
property
owner
and
then
you
as
the
renter,
you
are
responsible
for
the
the
245
dollars
the
Gap
you're
responsible
for
that
Gap
I
believe
that,
as
of
right
now,
the
Housing
Authority
has
I
think
I
had
listed.
It
was
over
like
649.
E
Individuals
or
families
that
are
part
of
the
voucher
program
right
now
in
Beaufort
County
80
86
of
them
are
in
the
Bluffton
area.
So
you
know
we
always
talk
about.
Is
there
affordable,
housing
there
there's
programs
out
there?
This
is
one
such
program
that
I
think
that
can
be
promoted
a
little
bit
more
on
our
end,
to
assist
with
the
housing
authority
and
ultimately
assisting
with
everyone.
E
But
you
know
this
is
a
program
that
they
can.
You
know
people
can
apply
to
to
be
part
of
it,
and
then
you
take
that
you
can
take
that
voucher
with
you.
E
So
again,
you
know
you
are
renting
from
person
a
and
then
a
year
later
you
find
a
different
unit
with
person
C.
You
can
take
your
program
voucher
with
you
to
person
C.
If
they
will
accept
it
and
then
person
a
they
could
either.
You
know
look
to
assist
other
people
with
the
voucher
program
or
they
could
just
put
it
right
back
on
the
market
as
a
normal,
normal
rental.
E
There
is
a
there
is
a
process,
and,
unfortunately
I
don't
have
it
in
front
of
me
right
this
very
moment
and
I
can
get
that
from
Angela.
Childers
should
I
know
that
she's
she's
provided
that
I
don't
want
to
give
you
the
exact
number
until
I
have
I'm
concrete
with
it
I
just
I
just
didn't.
E
Have
it
pulled
up
at
this
very
moment,
but
I
can
definitely
get
you
that
information
it's
on
their
website
through
this
the
program
and,
of
course,
like
with
everything,
there's
an
application
to
fill
out
all
right.
E
So
I
think
that
was
one
of
the
questions
with
this
housing.
Choice
Voucher,
Program
and
you
know,
there's
kind
of
been
some
discussions
of
you
know.
Is
there
a
way
that
we
can
partnership
with
with
apartment
complexes
around
here
and
Beaufort
housing
authority
to
almost
have
a
a
set
number
of
programs
that
could
potentially
be
used
at
each
apartment?
E
So
that
way,
while
someone
may
move
out,
but
they
can
still
potentially
keep
a
unit
or
whatever
number
of
units
available
for
individuals
that
would
be
in
that
program,
that's
just
something
that
we're
looking
into
Heaven.
E
All
right,
but
and
I
think
the
only
thing
it
doesn't
include
is
like
like
phone
but
water,
water,
sewer,
power
and
I
can
confirm
about
like
internet
I.
Don't
think
that
that
would
include
internet
or
telephone.
B
D
I
think
maybe
I
was
I
must
have
fallen
asleep
at
the
beginning
of
of
the
presentation
is
the
is
this
the
what
the
recipients
would
get?
This
is
the
voucher.
A
one
like
for
two
bedroom
1755..
E
Saying
they
they
receive
the
benefit,
so
the
the
property
owner.
So
if
you
own
a
property
and
you're
renting
it
out,
and
you
and
someone
comes
to
you
to
rent
your
property
and
they
are
part
of
the
housing
Choice
voucher,
if,
if
you
decide
to
to
go
into
a
contract
with
them
for
a
long-term
lease,
what
happens
is
that
the
Beaufort
Housing
Authority
will
pay
the
property
owner
directly
they'll
pay
them
directly.
The
1755.
E
They
don't
they've
gone
away
from
that
connotation
and-
and
it's
in
essence
is
the
same
thing:
it's
the
housing,
Choice
Voucher,
Program,
okay,
but
they're
just
trying
to
get
away
from
from
using
that
term
terminology.
E
No
and
then
so
again,
you
know
you
have
to
then
fill
in
the
Gap.
So
if
someone
is
renting
it
for
two
thousand
dollars,
you
know
the
Housing
Authority
will
pay
the
property
owner
directly,
the
the
1755.
okay
and
then
you,
as
the
rentee,
are
responsible
for
paying
that
gap
of
whatever
that
property
owner
decides.
Okay,.
E
E
You
know
what
is
affordable
housing
and
this
is
if
someone
were
to
if
someone
were
to
purchase,
purchase
a
home
and
I
think
you
know
part
of
that's
coming
through
and
councilman
Hamilton
correct
me
if
I'm
wrong
as
we
move
forward
with
the
all
the
phases
and
construction
with
you
know
the
affordable
units
through
the
town,
you
know
what
what
could
someone
anticipate
as
being
a
cost
and
again
it's
it's
a
turnkey
operation
with
with
State
of
Mind
Partners,
so
they
are
responsible
for
handling
all
of
the
the
programming,
the
the
funding,
the
selection
of
individuals.
E
You
know
we're
kind
of
staying
staying
out
of
that,
but
you
know
you
could
a
family
of
three.
If,
if
they're
making,
you
know
80
percent
Ami
what
you
could
expect,
this
is
their
annual
salary.
E
You
know,
and
maybe
I'll
use
a
the
family
of
two
just
for
purposes
being
able
to
see
the
titles
here.
You
know
gross
income
55.5,
there's
the
monthly
breakdown
Rent
Before,
adding
the
utilities.
What
can
be
expected,
the
utility
allowance
from
HUD,
so
that
gets
you
up
to
that
13
883
and
that's
with
a
loan
amount
based
on
160
thousand
dollars,
and
then
you
can
expect
that
someone
would
have
a
in
essence
a
mortgage
payment
of
Thirteen
hundred
dollars.
E
Now
that
loan
amount
doesn't
necessarily
reflect
the
actual
cost
of
the
unit,
and
that's
where
that's,
where
the
incentives
come
in,
with
the
town
being
able
to
bring
down
the
costs,
because
the
unit
is
going
to
cost
the
same
no
matter.
What
so
a
unit
might
cost
300
300
000
for
construction
of
it,
but
whatever
is
incentivized,
helps
to
bring
down
the
cost
for
the
person
that
is
then
living
there.
E
E
So
that
kind
of
gives
you
an
idea
of
what
someone
could
then
expect
to
be
paying
and
again
that's
based
on
a
five.
You
know
five
percent
mortgage
or
a
mortgage
rate
right
now,
which
it
has
been
fluctuating.
E
And
we
can
make
sure
to
provide
a
copy
of
this
to
everyone.
You
know
this
is
information.
I
I
think
we've
we've
handed
out
in
years
past.
Obviously
this
one's
been
updated
for
2022.
E
and
typically
it's
you
know
early
to
mid
the
you
know
the
year
when
this
information
is
sent
out.
So
we
would
probably
update
it
again
at
some
point
in
March
of
next
year,
based
off
of
2023.
E
E
F
E
F
E
A
It's
a
oh.
E
I
was
just
going
to
say:
I
mean
yes,
you
would
have
to,
because
rents
are
just
so
high
in
this
area.
Like
you
know
it's
it's,
it's
definitely
something
to
look
into,
and
it's
really
you
know,
depending
on
people
and
I,
don't
know
how
many
properties
are
even
for
rent
right
now.
But
it's
a
you
know:
it's
guaranteed
money.
E
You
know
each
month
the
the
Housing
Authority
will
be
paying
paying
that
portion
of
the
rent.
That
you
know
will
definitely
be
there.
So.
A
Let
me
let
me
thank
all
of
you
here
in
advance,
because.
A
Our
job
in
our
commitment
to
this
to
this
effort
is,
is
roll
up
your
sleep
time,
so
I'm
gonna
think
in
advance,
because
it's
not
it's.
It's
not
going
to
be
a
cake,
walk
to
deal
with
the
issues
that
we
face
and
out
not
only
in
our
County
but
just
in
Bluffton
alone.
So
to
have
some
patience,
you're
going
to
have
to
have
some
endurance
and
we
definitely
got
to
have
all
about
putting
our
hands
on
the
plows
to
to
move
to
continue
this
effort.
A
You
know
we
can
get
burnt
out
because
believe
it
or
not.
It's
going
to
be
a
even
a
slow
process,
but
every
time
we.
B
A
Meetings
like
today,
it
gives
me
a
little
bit
more
enthusiastic,
just
isn't
to
say
you
know,
I
see
as
as
I
can
see
at
least
another
opportunity,
but
being
creative,
being
kind
of
thinking
on
the
same
path.
A
All
of
us
have
to
be
involved
to
a
place
where
we
bring
our
equities
or
our
knowledge,
and
let's
collaboratively
use
that
to
be
a
blessing
to
our
community,
but
it's
it's
Dan
and
I
went
to
a
meeting
yesterday.
B
A
There
are,
there
are
people
thinking
outside
the
box
there
and
and
and
basically
that's
what
I'm
saying
we
have
to
do
too.
We
have
to
think
outside
the
box.
We
have
to
figure
it.
We
have
to
know
that
it's
not
a
one
size
fit
all,
and
it's
not
going
to
happen
tomorrow,
but
but
we
got
to
keep
working
on
it
and
I
want
to
thank
you
in
advance
that
you
committed
to
to
doing
this.
You
committed
to
being
a
servant
in
this
in
this
capacity.
Thank
you.
A
Okay,
Kevin
also
you
and
Victoria
next
next
month,
we
are
like
a
an
update
on
on
the
housing
project
with
state
of
mind.
Please.
A
And
so
did
you
guys
know
there
are
some
movement?
Things
are
still
moving.
We
there
was
a
meeting
with
state
of
mind
this
week
and
some
progress
was
made.
Okay,
just
don't
have
it
all
that
I
feel
like
is,
is
dotted
to
signed
off
on
yet
to
share,
but
but
as
what
I've
heard
that
there's
some
some
positive
advancement
in
the
process.
Okay,
all
right,
thank
you
again
have
a
wonderful
day
meeting.
Is
the
gentleman
thank
you.