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From YouTube: Housing Opportunity Fund Meeting - 10/1/20
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A
Hi
good
morning,
everybody
welcome
to
the
october
october
1st,
already
october,
meeting
of
the
housing
opportunity
fund
advisory
board
next
slide,
bettina
as
tradition,
we
conduct
public
comment
at
the
beginning
of
the
meeting.
We
have
had
the
public
comment,
call-in
information
on
our
website
the
last
couple
of
days
and
have
not
received
any
public
commenters
to
register
this
morning.
A
A
Was
that
a
yes
okay,
here,
mark
masterson.
D
A
Okay.
Did
everyone
get
a
chance
to
review
the
minutes?
A
Diamante
made
the
motion:
is
there
a
second.
A
Say
your
name,
I'm
not
sure
who
said
it.
That's
lena
and
somebody
nina
okay,
so
diamante
approved
lena
seconded
all
those
in
favor,
hi,
hi.
A
H
A
A
So
therefore
we
wanted
this
meeting
to
be
a
little
bit
different
so
that
the
advisory
board
could
you
know,
hear
from
the
public
about
their
uses
of
the
fund
about
policy
priorities
that
they
want
the
advisory
board
to
think
about
when
the
allocation
fund
is
being
drafted,
and
we
also
want
to
spend
a
portion
of
the
meeting
talking
about
the
supply
and
demand.
As
you
know,
the
ura
we
administer
to
fund.
So
we
want
to
talk
about.
A
You
know
what
we
see
as
a
supply
and
demand
right
now
for
the
programs
as
well.
So
in
front
of
you
here
on.
The
screen
is
a
list
of
of
people
who
have
very
wonderfully
and
thankfully
agreed
to
to
spend
their
morning
with
us
and
to
speak
on
some
policy
issues
and
some
programs.
A
So
you
see
the
list
in
front
of
you
and
I
will
let
them
introduce
themselves
and
I've
asked
them
to
keep
their
comments
to
five
minutes
so
that
there
is
some
time
at
the
end
of
all
seven
presentations
for
the
advisory
board
to
ask
questions
of
the
speakers.
A
But
number
one
on
the
list
is
megan
hammond
with
the
fair
housing
partnership
she
has
spoke
to
you
before,
but
we
wanted
to
make
sure
she
had
the
opportunity
during
the
2021
allocation
plan
season,
to
talk
to
you
about
their
housing
priorities.
She
will
be
first
followed
by
sarah
ditto
from
the
ywca,
who
is
one
of
our
operators
for
the
housing
stabilization
program.
A
So
she
can
talk
to
you
about
what
she's
seeing
there
and
some
policy
issues
that
she
would
like
us
to
address,
as
it
relates
to
those
types
of
programs
and
then
and
then
third
is
christine
kirby
from
neighborhood
legal
services.
Who
has
access
recently
to
talk
about
legal
prevention
and
some
policy
related
to
that.
So
so
those
are
the
first
three
speakers
and
then,
following
by
some
practitioners
that
have
used
our
consumer
and
development
programs
a
lot
alan
cisco,
with
rebuilding
together.
A
Pittsburgh
is
one
of
our
program
administrators
for
the
homeowner
assistance
program,
which
rich
schneid
with
the
pittsburgh
housing
development
corporation
works
a
lot
with
lower
income
and
moderate
income
home
buyers
and
he's
going
to
talk
about
the
down
payment,
closing
costs
program
and
you
service
city
of
bridges
and
the
four-cell
obama
program
and
rick
schwartz
with
the
balloon
code
garfield
corporation
and
the
rental
gap
program,
though
some
of
these
speakers
use
more
than
just
a
program
that
is,
is
listed
on
their
name,
and
then
they
can
talk
about
that.
J
A
And
and
this
part
of
the
program
we
anticipate
to
take
about
an
hour,
the
second
half
of
the
meeting
will
be.
We
will
be
hearing
from
two
of
the
nonprofits
who
have
agreed
to
help
us
with
community
outreach
related
to
the
surveys
and
that's
pittsburgh
united
and
the
hilltop
alliance
they're
going
to
be
speaking
about
their
survey
process
and
then
we
will
be
going
through
slides,
related
to
supply
and
demand.
H
Thank
you,
jessica
and
a
quick
point
of
clarity
is.
I
cannot
get
my
outlook
to
change
my
name
for
the
life
of
me,
but
my
wife
and
I
hyphenated.
So
it's
con
for
hammond,
which
has
been
both
a
blessing
and
a
curse,
and
at
least
we
didn't
go
with
the
joint
combining
name
in
which
our
option
was
conhan,
so
I'll
work
to
get
that
fixed
up
on
my
outlook,
but
to
introduce
myself
again
to
everybody.
My
name
is
megan
conference.
H
I
am
the
interim
productive
director
at
the
fair
housing
partnership
where
I
have
been
at
for
the
past
decade
and
all
the
roles
now
literally
every
single
one
and
to
explain
my
background
and
understanding
in
approaching
housing.
Is
that
for
anyone
who
was
able
to
attend
our
event
with
dr
andre
perry
this
past
week?
Is
that
there's
a
massive
concept
of
understanding
that
when
we
talk
about
housing
and
development
and
buildings,
what
dr
perry
refers
to
that?
H
I
strongly
believe
in
my
own
background
is
I
have
a
architecture
degree
from
carnegie
mellon
university
coming
from
subsidized
housing
as
the
oldest
of
four
to
a
single
mother.
A
H
I
say
all
of
that
to
refer
back
to
dr
kerry's
belief
is
that
understanding
development
means
understanding
that,
when
we
use
the
words
referencing
buildings
and
property
and
housing
and
land,
we
are
actually
talking
about
the
people
who
we
expect
and
plan
to
inhabit
those
buildings
to
be
on
that
land
and
to
use
it,
and
so
we're
creating
value
judgments
and
value
systems
based
on
the
concept
of
those
people
and,
unfortunately,
the
protected
classes
have
discrimination
that
goes
beyond
and
above
the
socio-economic
disadvantages
of
being
in
poverty,
as
well,
with
different
racial
bias.
H
A
different
lack
of
accessibility,
anti-semitism.
H
I
can
definitely
send
out
the
link
to
the
story
regarding
the
jacksonville
florida
couple,
this
past
august,
who,
as
an
interracial
couple,
received
a
home
valuation
from
their
appraiser
that
was
below
even
the
lowest
end
tier
of
the
value
of
homes
going
for
sale
in
that
neighborhood
when
they
removed
any
black
identity,
all
black
identity
from
that
home.
The
second
appraisal
was
over
six
figures
higher
than
the
first
appraisal,
and
so
that's
the
concept
of
what
we
want
to
apply
to
housing
programs
and
housing.
Related
programs.
H
Out
is
that
the
fair
housing
act
has
two
distinct
prompts.
I
appreciate
the
board
approaching
the
fair
housing
act
and
addressing
it.
I
reviewed
the
debriefing
that
happened
last
week
in
discussing
fair
housing,
and
I
want
everyone
to
understand
down
to
your
toes
is
that
the
fair
housing
act
includes
both
the
investment
into
the
traditionally
disinvested
and
the
creation
of
opportunity
into
neighborhoods,
where
us,
as
minority
groups,
have
traditionally
not
been
allowed
in.
I
have
lived
in
pittsburgh
since
2003.
H
I
have
walked
down
the
street
to
squirrel
hill.
Holding
my
girlfriend
now
wife's
hand.
We
have
been
called
gay
slurs,
we
have
been
called
names,
and
so
I
don't
say
that
in
any
sense
of
appeal,
I
say
that
as
a
means
of
understanding
that,
to
not
be
welcome
in
neighborhoods
is
very,
very
real
feeling
for
all
groups
of
protected
classes
and
so
creating
those
opportunities
in
those
neighborhoods
for
true
choice.
H
Choice
that
I,
as
an
individual
as
a
pittsburgher,
can
choose
to
live
in
east
liberty,
larimer,
shadyside
highland
park,
and
I
get
to
pick
which
neighborhood
I
live
in
and
that
reality
does
not
exist
for
so
many
of
us
today
to
truly
have
that
decision
in
our
choice
of
where
we're
going
to
move
to,
and
that
is
what
we
want
to
see
in
fair
housing-driven
decisions
to
move
us
as
a
city.
You
know
towards
that.
Eventual
future
that
we
all
want,
and
so
on.
H
That
note
is
that
within
this
housing
discussion
here,
there
is
absolutely
overlap
into
overreaching
lack
of
investment
and
lack
of
access
in
terms
of
jobs
and
schools
and
grocery
stores,
but
certainly
in
the
limited
time
that
we
have
here
is
that
our
focus
is
on
identifying
what
housing
opportunities
that
we're
providing,
because,
by
definition
of
the
funds
that
we're
using.
C
H
I
don't
have
time
to
go
through.
You
know
all
of
the
specifics
that
I'd
like
to
I'm
certainly
glad
to
always
come
back
and
to
go
through
anything
in
more
detail.
H
But
the
bottom
line
that
I
would
like
to
see
in
the
allocation
plan
for
2021
is
an
understanding
within
each
program
of
ident,
identifying
outcomes
proposed
outcomes,
ideal
outcomes,
desired
outcomes.
You
know,
based
on
the
data-driven
disparities
across
the
protected
classes,
including
what
would
be
powerful,
is
a
consideration
of
the
city-specific
protected
classes.
We
just
passed
citizenship
this
past
spring
survivors
of
domestic
violence.
You
know
looking
at
ways,
there's
not
always
going
to
be
an
easy
answer
or
a
clear
answer
upfront,
but
having
the
conversation
on
the
table
in.
H
H
Pursue
the
data
pursue
the
understanding
has
been
historically
oppressed
in
disenfranchised.
A
couple
quick
examples
to
that
end
is
understanding
with
homeownership.
As
we
discussed
understand
the
racial
disparity
of
homeownership
understand
the
racial
disparity
of
home,
repairs,
of
an
access
to
financing
and
wealth
in
order
to
make
home
repairs,
keep
an
eye
out,
I'm
not
sure
in
terms
of
the
scope.
H
Of
you
know
put
out
the
messaging
for
these
programs
to
combat
the
messaging
of
predatory
loans,
the
messaging
of
reverse
mortgages
that
we
unfortunately
see
in
black
and
brown
communities
that
then
strips
the
intergenerational
wealth
through
uninformed
decision
making
regarding
trying
to
access
repairs
in
order
to
do
porch
and
roof
repairs.
Also
for
the
hsp
and
the
rent
relief.
There
is
a
godly
amount
of
data
we
can
all
point
to,
and
I
can
pull
some
more.
H
That
just
came
out
today
is
that
the
pandemic
impact
has
been
disproportionately
one
of
the
largest
most
unequal
economic
impacts
across
black
and
brown
communities
that
we've
ever
seen
in
the
country,
and
so
the
federal
further
provisions
of
rent
relief
are
wholly
unknown.
H
At
this
point
and
having
the
hof
as
a
resource
in
order
to
provide
housing,
stability
and
options
to
not
lose,
housing
can
only
serve
to
be
strengthened
to
be
an
oasis
in
pittsburgh
in
a
way
that
we
can't
guarantee
that
the
rest
of
the
country
will
have
access
to
as
we're
watching.
The
cares,
act,
access
wind
down
and
we're
uncertain
as
to
what
will
further
come
out
of
the
federal
government.
H
Additionally,
I'll
touch
on
disability
accessibility.
I
understand
I've
seen
the
presentations.
I
understand
that
it's
gap,
funding
in
terms
of
developments,
it's
already
been
largely
approved,
but
understand
that
addressing
and
being
compliant
with
the
federal
obligation
for
disability
accessibility
is
an
extreme
minimum.
We
can
run
down
the
data
that
looks
at
our
housing
is
so
old
in
pittsburgh.
Coming
from
maryland,
I
was
appalled
as
a
kid
in
cmu
that
we
didn't
have
air
conditioning
in
our
homes.
H
Those
are
the
calls
that
I
get,
and
so
anything
we
can
do
to
push
forward
to
dressing,
making
sure
and
promoting
the
construction
of
units
that
are
accessible
as
much
as
possible,
because
the
construction
of
any
individual
unit-
that's
not
physically
accessible,
is
contributing
to
a
larger
infrastructure
that
we
have.
That
is
perfectly
unaccessible
as
an
entire
city
and,
as
a
last
decide
in
terms
of
the
power
of
the
person
you
all
have
regarding
disability
accessibility
is
to
at
the
point
that
we're
building
an
apartment,
building
with
a
single
shared
door
for
the
property.
H
G
C
H
Require
that
the
door
is
an
automated
handicap,
accessible
door.
The
number
one
request
that
we
come
back
for
as
a
fair
housing
perspective
is
for
any
construction
that
has
federal
recipients,
is
to
later
put
in
that
door
that
they
took
out
at
developing
the
cost,
because
that
request
always
comes
up,
and
it
requires
us
to
be
pro
reactive
and
I'm
trying
to
do
as
much
as
we
can
to
push
their
house
and
fit
for
to
be
proactive
instead
apologize.
H
If
I
went
over,
I
appreciate
your
time
and
I'm
your
consideration.
A
Sorry,
thank
you
so
much
megan
due
to
time
we're
going
to
try
to
save
all
questions
to
the
end
of
the
seven
speakers.
So
moving
on
the
next
speaker
is
sarah
ditto,
with
the
ywca.
K
Hi
everyone
thanks
so
much
for
this
opportunity
to
speak
about
the
housing
stabilization
program.
My
name
is
sarah
ditto
and
I
am
the
resource
center
director
at
the
ywca.
K
K
We,
it
was
the
introductory
year
and
we
helped
approximately
85
households
stabilize
their
their
housing
spending
about
160
000
in
direct
grant
support
this
fiscal
year,
we're
only
three
months
in
and
we've
already
served
close
to
half
of
that
number
of
households
and
we've
already
spent
over
half
of
the
funding
in
the
program
as
of
this
month.
K
So
if
the
need
continues
at
this
pace,
which
we
anticipate
it
will,
especially
because
of
the
pandemic,
you
know
we
will
definitely
be
on
track
to
exhaust
all
of
our
funding
in
this
program
by
the
end
of
the
year,
which
speaks
to
the
growing
need
that
we're
seeing
of
people
who
are
seeking
housing
stabilization
assistance.
K
The
impact
of
this
fund
on
the
most
vulnerable
in
our
city
has
been
tremendous,
and
you
know
megan
sort
of
alluded
to
the
disparities
a
little
bit
ago.
But
the
you
know
the
primary
populations
that
we're
serving
are
largely
people
of
color.
K
Approximately
you
know
twice
as
many
people
of
color
senior
citizens,
single
parents,
often
single
mothers,
we're
serving
we're,
seeing
a
lot
of
individuals
who
are
fleeing
partner
violence,
who
don't
have
the
savings
to
start
fresh
on
their
own
and
we're
serving
a
lot
of
people
who've.
You
know
expressed
that
they've
been
affected
by
coped
either
they've
lost
income
because
of
the
pandemic
or
perhaps
they're.
You
know
medically
high
risk
and
have
barriers
to
finding
new
employment
or
even
just
barriers
to
leaving
their
home
to
meet
basic
needs.
K
We're
also
seeing
a
lot
more
requests
for
security
deposits,
especially
for
housing,
choice,
voucher
recipients
and
for
people
who
are
looking
to
move
out
of
their
current
unstable
housing
situation,
and
you
know,
while
this
program
serves
anybody
in
the
city
of
pittsburgh,
who's
under
50
of
the
area
median
income,
where
the
majority
of
the
cases
that
we're
seeing
are
less
than
30
percent
of
the
area.
Median
income
which
speaks
to
you
know
the
the
people
in
poverty,
who
are
you
know
extremely
low
income
that
are
in
need
of
this
service.
K
K
When
we
began
this
fiscal
year,
we
anticipated
that
we
would
be
using
more
of
the
federal
funding
that
we
were
given
by
the
ura.
K
You
know
to
work
directly
with
those
who
expressed
that
they
were
affected
by
the
pandemic,
but
because
of
the
limitations
on
that
funding
and
the
restrictive
nature
of
that,
the
three
months
that
they
can
cover
in
bills.
It
just
hasn't
been
sufficient
for
many
of
our
referrals,
and
so
we've
had
to
rely
pretty
heavily
on
the
hof
funding
to
fill
those
gaps,
and
so
you
know
for
many
people
the
pandemic
exacerbated
their
housing
insecurity
and
they
were
already
experiencing
that
when
the
pandemic
hit,
it
didn't
necessarily
cause
their
housing
insecurity.
K
So
what
this
means
is
that
we're
seeing
a
need
for
funding
for
tenants
who
were
accruing
arrears
before
the
pandemic?
Who
said
that
they,
you
know
they
didn't
seek
help
because
they
just
didn't
know
that
help
existed.
K
K
However,
you
know
clients
are
reaching
that
3
000
cap
much
earlier
now
than
they
did
before
the
pandemic,
so
it
used
to
stretch
out.
K
You
know
over
the
course
of
three
months
and
often
now,
we're
writing
larger
checks
and,
and
our
help
for
them
is
over
the
course
of
one
month
and
while
we've
been
able
to
stabilize
many
households
with
this
cap,
you
know
one
of
the
big
concerns
that
we
have
is
that
the
balances
will
continue
to
accrue
as
the
moratorium
goes
on
and
when
the
evictions
pick
back
up
at
the
end
of
december.
You
know
we're
projecting
that
we
may
start
to
see
higher
arrears
in
december
and
next
year.
K
You
know
we're
fortunate
at
the
ywca
that
we
have
some
other
funds,
that
we
can
access
and
we've
been
able
to
stack
funding
as
needed,
so
that
we
can
support
people
better.
We
also
have
the
ability
to
help
people
apply
for
snap
benefits
and
medicaid,
and
you
know
try
to
wrap
other
supports
around
them,
stabilize
their
households.
K
But
this
is
definitely
you
know,
a
concern
that
we
have
for
the
for
the
next
year.
The
hsp
program
has
been.
It's
definitely
been
one
of
the
most
impactful
funds
that
we've
operated
at
the
resource
center,
both
in
terms
of
the
total
dollar
amount
that
we
can
spend
on
each
household
and
also
in
terms
of
the
length
of
time
that
we
can
provide
assistance.
K
The
ability
to
provide
ongoing
support
for
multiple
months
has
really
been
a
lifeline
for
the
clients
that
we've
served,
especially
over
the
course
of
the
pandemic,
and
so
thank
you.
I
appreciate
the
opportunity
to
speak
and
I'll
be
available
for
questions
at
the
end.
L
Hi
good
morning,
I'm
pleased
to
be
here,
and
I
also
invited
my
colleague,
barbara
kern,
who's,
the
managing
attorney
for
our
housing
initiatives
at
neighborhood
legal
services
over
the
past
several
years.
Our
incredible
attorneys
at
neighborhood
legal
services
really
demonstrated
the
power
of
legal
representation
for
tenants
facing
eviction.
You've
all
heard
the
statistics,
so
I'm
not
going
to
repeat
them.
I
you
know
I
echo
what
sarah
had
just
said
before
me.
L
We
see
legal
services
going
hand
in
hand
with
rental
assistance,
not
in
either
or
so
legal
assistance
to
prevent
evictions.
What
is
it
for
low-income
renters,
facing
the
possibility
of
evictions
having
legal
representation
can
mean
the
difference
between
staying
in
their
homes
and
being
forced
out.
L
L
While
you
know
we've
all
heard,
you
know
you
have
the
right
to
an
attorney.
If
you
cannot
afford
one,
one
will
be
appointed
to
you.
Well,
that's
only
true
for
individuals
facing
criminal
charges,
they're
the
folks
that
have
the
right
to
counsel.
No.
Such
right
to
counsel
exists
in
civil
cases,
including
eviction
cases.
L
So
it's
often
the
nature
of
such
hearings
that
poor,
tenants
and
people
of
color
are
left
to
represent
themselves
against
landlords
representing
represented
by
oftentimes.
Some
of
our
big
housing.
The
public
housing
and
subsidized
housing
device
are
represented
by
teams
of
attorney
when
confronted
with
such
lopsided
legal
proceedings.
Many
tenants
unaware
of
their
legal
rights
and
options
and
many
rental
assistance
providers
who
do
not
know
the
the
legal
ramifications
are
unable
to
help
and
the
tenants
are
ultimately
displaced
from
their
homes.
L
By
providing
legal
assistance
to
low-income
renters
facing
evictions,
cities
can
intervene
to
help
stabilize
households
at
such
a
crucial
moment.
Evictions
increase
individuals
and
families,
vulnerability
to
homelessness,
resulting
in
negative
consequences
for
their
health,
education
and
economic
mobility.
L
Preventing
evictions
is
a
key
strategy
to
maintaining
stability
and
in
housing
markets
and
where
gentrification
begins
to
exist,
and
many
studies,
including
new
york,
have
found
a
cost-benefit
analysis
of
legal
counsel
for
rentals.
L
Renters
would
would
save
about
two
mil,
would
save
the
communities
about
320
million
dollars
in
cost
relating
to
homelessness
in
in
the
shelter
system,
so
for
pennsylvania
studies
have
shown
in
terms
of
for
every
dollar
invested
in
legal
services,
yields
a
13
investment
in
a
return
on
investment
to
the
local
communities
back
into
2000.
In
february,
2019
neighborhood
legal
services
proposed
to
become
a
program
administrator
for
legal
services
to
prevent
evictions.
L
We
envisioned
at
the
time
working
closely
with
rental
assistance
and
supportive
services
programs
administrators
that
were
selected
by
the
ura
to
have
a
kind
of
a
a
a
hand-in-hand,
complementary
system
where
we
we
recognize
from
our
experience
that
it's
hard
to
separate
social
service
issues,
the
need
for
money
and
legal
legal
assistance.
L
You
all
are
probably
very
much
familiar
with
matthew,
desmond's
groundbreaking,
breaking
book
evicted
where,
where
his
study
of
folks
living
in
milwaukee
wisconsin
found
that
his
research
found
that
a
multi-faceted
response
to
the
eviction
crisis
was
was
needed
and
legal
assistance
for
tenants
was
an
immediate
solution
to
help
tenants
have
a
fair
chance
in
court
and
then
also
to
make
sure,
when
a
person
needed
to
vacate
that
it
was
done
in
a
in
a
legal
in
a
legal
fashion.
L
One
of
the
things
that
we
were
disappointed
with
is
we
you
know
we
knew
the
you
know
before
the
pandemic.
The
eviction
crisis
was
problematic
for
low-income
families.
L
Our
housing
attorneys
at
neighborhood
legal
services
were
working
to
capacity.
We
looked
at
this
program
to
be
able
to
hire
an
another
attorney
and
support
staff
to
serve
up
to
probably
125
to
150
cases.
Housing
eviction
cases
a
year
that
didn't
pan
out
simply
because
of
the
way
the
program
was
structured.
L
We
had
asked
if
legal
services
could
could
be
treated
as
a
separate
service
that
went
in
hand
in
hand
with
rental
assistance
and
the
guidelines
that
kind
of
built
up
around
the
housing
stabilization
program
really
restricted
our
ability
to
receive
referrals
through
the
through
the
system.
I
think
we
have
two
and
we
have
more
cases
coming
in
our
front
door
for
legal
help
than
we
have
staff.
L
Okay,
so
that's
I
I
have
some,
I
I
will
show
you
at
the
end.
I
have
eviction
graphs
of
sort
of
like
the
addiction
process.
The
eviction
process
is
very
complicated.
It's
multi-stepped
and
there
are
many
ways
where
legal
representation
kind
of
needs
to
be
needs
to
happen
in
that
and
oftentimes.
L
We
would
like
to
be
able
to
not
only
provide
legal
representation,
but
we
would
also
like
to
be
able
to
have
our
clients
that
are
coming
to
neighborhood
legal
services,
access,
the
rental
assistance,
I'll.
M
M
We
are
now
involved
with
community
justice
and
some
small
community
social
agencies
and
a
pilot
program
which
is
seems
to
be
very
effective,
and
if
we,
that
model
could
be
applied
to
the
ura
funding,
I
think
it
would
be
extremely
effective
and
the
model
is
that
the
money
is
provided
for
us
to
do
the
legal
services
and
we
work
in
connection
with
social
agencies
which
are
looking
for
the
financial
assistance
and
other
assistance
that
people
need
and
the
procedure
for
getting
these
cases
to
us
is
much
more
simple,
much
more
direct,
and
that
also
would
solve
a
problem.
L
So
just
so,
the
committee
and
the
housing
advisory
committee
knows
the
that
that
pilot
project
is
funded
with
cares,
funding
that
we
were
able
to
obtain
through
the
state
and
we
hired
five
additional
lawyers
supported
by
five
law
students.
That
program
will
end
on
november
30th
right
at
the
time
when
the
cdc
moratorium
on
evictions
begins
to
wind
down.
N
Morning,
everybody
thanks
for
the
opportunity
to
say
hello
and
be
a
part
of
this
meeting,
so
rebuilding
together
pittsburgh.
I
know-
and
I
know
many
of
you
on
the
call
and
assume
that
the
rest
of
you
are
somewhat
familiar
with
my
organization
in
that
we
help
lower
income.
Homeowners
make
the
necessary
repairs
to
their
home.
We
focus
on
things
like
the
health,
the
safety
and
the
systems
within
their
properties,
and
we
do.
N
We
just
did
a
six-year
study.
We
do
somewhere
between
100
and
150
homes
a
year
around
allegheny
county
and
with
that
expertise
we've
been
around
since
1993.
N
With
that
expertise,
we
were
very
happy
to
be
a
part
of
the
the
homeowner
assistance
program
when
it
was
rolled
out
as
a
program
administrator,
and
we
are
right
now,
after
quite
the
quite
the
ramp
up
period
for
everybody
with
you,
know,
developing
the
process
and
everything
we're
projecting
we're
gonna
do
somewhere
around
10
or
15
houses
through
the
home
and
resistance
program
this
year.
So
that's
10
or
15
pittsburgh
homeowners,
receiving
home
repairs,
facilitated
by
us
and
paid
for
by
the
hap
program.
N
It's
it's
an
absolutely
critical
program.
As
all
of
the
programs
are
that
we're
that
me
and
my
co-panelists
are
talking
about
today
for
the
city,
you
know,
I
think
jessica,
you're
gonna
talk
a
little
bit
later
about
supply
and
demand,
but
one
of
the
the
sort
of
you
know
the
thing
that
kind
of
slaps
you
in
the
face
about
the
hap
program.
Right
now
is
that
the
demand
for
it
far
outpacing
what
we're
both
funded
and
able
to
produce.
N
We,
I
think,
we've
sort
of
temporarily
put
a
hold
on
new
applications
for
the
for
the
homeowner
assistance
program,
because
there's,
I
think
over
100
homeowners
waiting
for
service
and
just
at
my
organization
alone
I
mentioned
we
do.
You
know
100
150
projects
a
year
that
are
very
similar
to
what
is
possible
in
scope
at
the
homeowner
assistance
program
and
only
10
or
15
of
those
are
funded
by
hap.
N
The
demand
for
this
kind
of
work
for
home
repairs
for
lower
income
homeowners
in
the
city
of
pittsburgh
is
enormous,
and
this
program
is
unfortunately
becoming
more
and
more
a
central
resource
for
this
work,
as
as
foundations
and
state
funds
that
have
historically
helped
people
like
rebuilding
together.
Organizations
like
rebuilding
together.
Do
this
work,
pull
back
or
refocus
on
other
funding
areas,
so
the
homeowner
assistance
program
and
the
funds
associated
with
it
are
becoming
ever
more
ever
more
central
to
getting
keeping
lower
income
homeowners
in
their
homes.
N
I
was
in.
I
was
in
a
living
room
in
sugar
top
or
shimly
heights
earlier
this
week
with
a
homeowner
who
is
receiving
work
from
rebuilding
together,
and,
I
believe,
as
a
hap
applicant
as
well,
and
we
were
talking
about
how
the
neighborhood
is
changing
and
how
how
people,
who,
whose
life,
experience
and
sort
of
make
up,
are
less
and
less
being
able
to
stay
in
that
neighborhood,
and
one
of
the
reasons.
Why
is
that
their
houses
are
in
disrepair
and
they
sell
them?
N
We
have
had
great
success
with
friends
at
neighborhood
legal
services
in
helping
our
homeowners
to
you
know,
get
their
their
wills
and
their
titles
in
good
shape.
We
work
with
the
allegheny
county
lead
program.
We
work
with
the
weatherization
program
at
action,
housing,
the
utility
companies.
N
The
stabilization
of
the
systems
and
the
envelope
of
the
properties
a
lot
of
these
other
resources
that
are
available
to
lower
income
homeowners
cannot
make
their
impact.
They
are
not
eligible
for
weatherization,
they
are
not
eligible
for
lead
repairs,
and
these
things
are.
These
things
are
critical,
so
when
you
think
about
homeowner
assistance
program
funding,
you
know
think
about
it
as
a
critical
central
resource,
but
also
think
about
it
as
the
the
key
that
unlocks
a
lot
of
other
work
for
homeowners
around
the
city
and
yeah.
N
A
J
Good
morning,
I'm
rick
snipe
the
deputy
executive
director
of
the
pittsburgh
housing
development
corporation,
the
assistant
director
for
the
ura's
for
sale
housing
this
morning.
Thank
you
for
allowing
me
this
opportunity
to
speak
with
you.
The
down
payment
assistance
program
is
by
far
the
single
most
important
tool
in
a
homeowner's
toolbox,
and
the
reason
I
say
that
is
it's
the
difference
between
home
ownership
and
remaining
attentive,
we're
facing
challenges
right
now
that
we've
never
ever
faced
before
in
this
market,
and
I've
been
in
the
real
estate
business
for
about
40
years.
J
Never
have
I
seen
a
market
like
this
and
the
challenges
that
we're
facing
is
we
have
low
inventory
right
now
the
prices
are
escalating.
Sellers
are
getting
approximately
99.8
percent
of
their
asking
price.
It's
not
uncommon
for
our
buyers
to
have
to
make
six
or
more
offers
before
they're
finally
able
to
get
a
home.
J
Last
year,
the
medium
sales
price
of
a
home
in
pittsburgh
was
only
120
000.
That
was
august
of
last
year.
Today,
august
of
2020
that
medium
sales
price
has
jumped
to
235
000.
So
you
can
see
the
challenge
that
our
buyers
are
facing,
so
that
down
payment
assistance
really
makes
a
difference.
Last
year,
buyers
were
able
to
ask
a
seller
for
seller
assistance
out
of
the
question
today.
J
If
a
home
is
in
demand,
sellers
are
paying
solar
assist,
so
our
down
payment
assistance
program
really
is
the
lifeline
to
allowing
buyers
to
be
able
to
purchase
a
home.
The
pittsburgh
housing
development
corporation
we've
been
able
to
utilize
that
program.
Already
this
year,
we've
had
three
homes
that
have
closed.
We
have
one
buyer
who
is
scheduled
to
close
tomorrow,
also
used
in
this
program,
and
we
have
another
one
which
is
scheduled
to
close
before
the
month
is
over
and
we
have
an
additional
six
in
the
pipeline.
J
If
I
had
20
houses
that
were
ready
to
be
sold
right
now,
they
all
would
be
sold
the
down
payment
assistance
program
really
again,
is
that
lifeline
to
enable
buyers
to
be
able
to
purchase
a
home
problem's
not
going
to
go
away
anytime
soon,
according
to
the
experts,
this
challenge
is
going
to
be
around
for
a
while
and
unless
we
have
that
tool
made
available
for
those
buyers,
they're
going
to
be
taken
out
of
the
market.
So
I
like
to
leave
you
with
just
one
thought.
J
I
can't
overemphasize
the
importance
of
making
sure
that
we
have
money
available
for
the
down
payment
assistance
program.
Again,
it's
not
it's
more
than
just
a
down
payment.
It's
a
down
payment
for
a
future.
It's
an
opportunity
for
buyers
to
be
able
to
build
wealth
and
change
the
life
of
their
families,
and
I
strongly
recommend
and
urge
you
to
do
all
that
you
can
to
make
sure
that
we
have
funding
available
for
that
look
forward
to
your
questions
at
the
end
of
the
at
the
end
of
the
session.
Thank
you.
A
Thank
you
rich
next
on
the
agenda
is
ed
newsor,
with
city
of
bridges.
O
Hi,
I'm
ed
nusser,
I'm
the
executive
director
of
city
of
bridges,
community
land
trust,
and
I
think
it's
great
timing,
good
planning
jessica
to
have
me
follow
rich
and
those
statistics
about
you
know
home
values
and
the
rapidly.
You
know
unheard
of
appreciation,
that's
happening
in
pittsburgh
and
the
questions
that
we
all
face
about
how
we
continue
to
create
and
sustain
access
to
affordable
ownership
opportunities
for
people
across
the
economic
spectrum
in
the
city
of
pittsburgh.
O
O
Three
of
those
six
were
completed
earlier
this
year
right
before
covet
shutdown
hit
and
are
now
have
been
sold
and
are
occupied
by
first-time
low
and
moderate-income
homeowners.
The
final
three
are
under
agreement.
We
should
be
closing
on
those
later
this
month.
O
So
for
folks
who
may
not
know
about
community
land
trusts,
you
know
work
community
land
trust
has
been
around
for
50
years
across
the
country
they're
flexible
tool.
They
can
do
a
lot
of
really
great
things
to
empower
communities,
a
couple
of
the
hallmarks
that
we
create
permanent
affordability
and
we
have
dedicated
staff
to
to
do
stewardship
functions
and
ensure
the
long-term
success
of
our
homeowners,
both
of
which,
I
think,
are
incredibly
important
for
the
goals
and
the
vision
that
the
hof
has
for
your
work
and
your
investments.
O
Permanent
affordability
from
the
clt
side
means
that
a
one-time
investment
from
the
hof
and
the
ura
is
leveraged
over
multiple
generations,
and
just
last
week
I
actually
saw
this
play
out.
We
closed
on
our
first
resale
of
one
of
our
first
first
phase
homes.
Just
last
week
the
owner
had
been
in
the
home
for
two
years
due
to
kovid.
They
found
employment
elsewhere
and
had
to
leave
the
state,
so
they
needed
to
sell
their
home.
O
We
managed
the
resale
process
for
them.
They
didn't
need
to
pay
a
six
percent
realtor
commission,
so
they
were
able
to
keep
more
money
and
more
equity
that
they
had
built
up
their
home
value
increased
by
about
thirty
five
hundred
dollars
over
the
two
years
they
owned
their
home,
so
they
did
build
wealth,
they
built
some
equity
and
then,
in
addition,
the
the
new
buyer,
the
second
generation
owner
of
this
home,
actually
has
a
lower
ami
than
the
seller
did
when
they
bought
their
home.
O
So
we
were
able
to
build
wealth
for
for
a
homeowner
and
expand
affordability
for
the
next
generation
and
for
the
community,
which
is
incredibly
exciting
for
us
and
wouldn't
be
possible
without
support
from
from
the
ura
and
then,
in
addition
to
that,
you
know
across
the
country
average
clt
homeowners
stay
in
their
home
for
about
seven
years,
which
is
actually
a
bit
longer
than
the
average
length
that
market
rate
owners
stay
in
their
homes.
O
So
if
that
pattern
holds
or
holds,
holds
close
to
it
in
pittsburgh,
it
means
that
every
hof
investment
that
we
get
to
create
a
clt
home
will
actually
serve
14
low
and
moderate
income
homeowners
over
the
length
of
our
99
year
ground
place.
So
that's
that's
incredibly
impactful
when
you
start
to
look
at
the
time
horizon
on
this
and
talk
about.
You
know
what
a
one-time
public
investment
can
do,
and
also
importantly,
right
now
in
sort
of
the
world
of
covid
that
we
live
in.
O
City
of
bridges
has
dedicated
stewardship
staff,
and
that
means
that
we're
behind
our
homeowners
from
the
minute
they
submit
an
application,
we're
working
with
them
on
income
qualification
and
mortgage
underwriting
process,
but
also
we're
there
after
closing
and
we're
there
to
ensure
that
to
assist
them
and
make
sure
they
have
an
advocate
to
ensure
their
long-term
success.
This
is
one
of
the
reasons
that,
across
the
country,
clt
homes
are
foreclosed
on,
at
one
tenth,
the
rate
of
the
prime
mortgage
market
and
in
practice.
O
What
that
looks
like
is
this
past
march,
when
governor
wolf
ordered
his
shut,
his
stay-at-home
orders.
The
first
week
that
happened.
We
were
on
the
phone
with
all
of
our
homeowners
myself,
and
our
stewardship
and
engagement
manager,
crystal
jennings,
had
conversations
with
every
homeowner
to
check
in
on
on
where
they
were
on
what
happened
to
their
employment
and
what
might
happen
to
their
employment,
and
we
had
a.
We
had
two
homeowners
who
had
changes
in
employment.
O
One
homeowner,
both
both
income
earning
adults,
lost
their
jobs
and
so
that
first
week
they
weren't
waiting
through
a
1,
800
number
or
a
black
box
of
you
know.
Teleprompters
and
waiting
on
getting
to
talk
to
an
actual
person
through
an
online
system.
O
We
got
them
in
touch
with
the
vp
of
mortgage
lending
at
their
mortgage
bank
and
we
were
able
to
have
a
conversation
instead
of
waiting
on
the
cares,
act
or
waiting
on
them
to
go
30
days
delinquent
and
seek
support,
we
were
being
proactive
and
had
support,
and
what
that
means
is
that
that
was
one
less
homeowner
that
needed
to
seek
other
public
support
when
they
were
30
days
or
60
days,
delinquent
waiting
on
on
federal
and
state
support,
and
so
when
we
talk
about
creating
a
system
that
can
support
homeowners
in
the
face
of
adversity,
clts
are
uniquely
positioned
to
do
that.
O
O
People
want
to
put
the
fires
out
and
completely
understand
and
fully
understand
the
impetus
right
now
on
addressing
immediate
needs
that
are
impacting
individuals,
homeowners,
tenants,
entire
communities,
I
mean
we
have
to
do
that
and
we
should
be
doing
that,
but
we
also
should
be
looking
at
what
systems
need
to
be
put
in
place,
so
the
next
fire
doesn't
come
up.
What
systems
can
be
invested
in
to
keep
the
next
fires
from
starting
and
clts
can
help
do
that
and
without
the
hof
investment
our
work
wouldn't
be
possible.
O
So
thank
you
for
your
time
today
and
I
will
quickly
end
thanks.
A
Thanks
ed
next
on
the
agenda
is
rick
schwartz,
bloomfield
garfield
corporation.
P
Good
morning
to
the
panel,
let
me
make
sure
you
can
hear
me.
That's
always
a
big
question
with
the
zoom
calls,
but
let
me
say
that
yeah
the
advisory
panel
is
helping
the
city
piece
together.
What
a
housing
intervention
strategy
looks
like
for
many
different
neighborhoods
out
in
our
community.
P
So
the
the
housing
market
in
the
east
end
today,
as
everybody
knows,
is
leaping
higher
every
month
it
seems
and
for
many
people
it's
for
closing
the
opportunity
to
become
homeowners
unless
there
is
some
significant
assistance
to
get
them
through
that
very
fine
needle
the
rental
gap
program.
P
With
the
ura's
help,
we
were
able
to
get
a
four
hundred
thousand
dollar
loan
from
a
housing
opportunity
fund
and
we
are
modernizing
the
building
all
over
again
repointing
the
brickwork
all
the
way
around
the
structure,
putting
a
new
roof
on
the
structure,
replacing
the
furnaces
and
air
conditioning
units
and
doing
some
modest
improvements
to
the
interior
of
the
property,
so
that
it
remains
a
very
viable,
attractive.
Appealing
property.
You
know
with
affordable
housing.
P
The
second
project
we
did
recently
and
is
now
under
our
under
construction,
involves
an
11
unit
complex
up
in
highland
park
on
staten
avenue.
We
just
closed
on
that
loan
yesterday
with
ura,
and
we
are
going
to
be
making
interior
and
exterior
improvements
to
the
property
so
that
again
we
extend
the
useful
life
of
the
property
another
25
to
30
years.
P
The
combined
investment
from
those
two
projects
was
five
hundred
and
ten
thousand
dollars
by
the
ura.
You
break
that
down
across
27
units,
that's
about
19
000
in
loan
funds
per
unit,
and
you
have
27
households
now
that
are
not
going
to
be
displaced
anytime
in
the
near
future.
So
on
the
preservation
of
existing
housing.
The
rental
gap
program
has
been
very
important
and
probably
could
have
a
number
of
other
borrowers
coming
into
it.
P
If
there
were
a
little
more
publicity
about
its
availability,
we
always
seem
to
be
meeting
landlords
who
don't
know
the
program
at
all
and
we
educate
them
on
it
and
we're
trying
to
get
them
to
participate,
as
well
with
their
properties
to
slow
the
process
of
tenant
displacement
in
the
east
end
on
new
construction.
As
you're
probably
aware,
six
different
developments
were
awarded
federal,
low-income
housing,
tax
credits
by
the
pennsylvania
housing
finance
agency
in
its
most
recent
round.
So
those
announcements
came
out
in
august.
P
The
tax
credits
by
themselves
are
not
enough
to
fund
the
entire
project,
so
we're
asking
the
ura
for
another
one
million
dollar
commitment
in
order
to
move
forward
with
these
25
single-family
homes.
The
other
projects
in
the
city
are
are
also
in
neighborhoods
like
garfield.
I
believe,
hazelwood
and
and
and
other
communities
are
going
to
benefit
from
this
rental
gap
program
because,
like
us,
they
have
to
backfill
their
gap
in
the
financing
for
the
project
from
other
sources.
P
P
On
our
two
existing
projects,
we
were
able
to
leverage
investment
from
pnc
bank
and
from
first
national
bank.
So
that's
the
added
advantage
of
having
the
rental
gap
program.
You
can
also
get
private
lenders
to
participate
on
the
new
construction.
Just
so
everybody
knows
in
year,
16
the
tenants
who
occupy
the
houses
at
that
time
we'll
be
able
to
participate
in
a
home
buying
program.
P
So
I
think
overall,
without
the
housing
opportunity
fund,
I
think
we
would
be
in
grave
peril
of
not
being
able
to
fill
these
financing
gaps
and
there
are
projects
across
the
state
that
invariably
do
not
get
built
because
the
developers
cannot
close
those
gaps.
So
thank
you
for
allowing
me
to
testify
today
and
I'm
happy
to
answer
any
questions
that
anybody
has.
A
Thank
you
so
much
rick
yeah.
So
I'm
going
to
now
open
it
up
for
questions
and
answers.
I
will
state
we're
running
just
a
little
bit
over
agenda
a
little
bit
over
time,
but
I
I
do
want
the
availability
for
the
advisory
board
to
ask
questions.
So
if
the
speakers
do
have
you
know
another
15
minutes
in
their
day
to
hang
on
and
answer
some
questions,
that
would
be
terrific,
so
I
go
ahead
and
open
it
up.
D
Is
diamante
I
have
a
question
yeah,
okay,
so,
first
of
all,
thank
you
to
the
panelists
today
I
found
these
presentations
to
be
very
informative.
I've
listened
very
intently
as
each
of
you
spoke,
and
I
thank
you
for
your
time
today.
I
do
have
a
question
or
one
of
the
things
that
a
lot
of
what
was
said
today.
D
You
know
somewhat
concerning
given
the
predicament
that
we
found
ourselves
in
with
respect
to
housing
and
vulnerable
populations,
but
I
am
particularly
interested
in
understanding
the
policy
fixes
that
are
being
recommended
by
neighborhood
legal
services
and
how
the
ura
is
currently
running
that
program
through
the
hof.
I
just
found
it.
You
know
somewhat
concerning
that.
D
We
haven't
figured
out
a
way
to
really
launch
that
program
and
would
like
to,
and
it
does
if
you
can't
divulge
everything
on
the
call
I'd
love
something
under
separate
cover
with
some
bulleted
policy
recommendations,
so
that
the
staff
can
review
it
and
try
to
make
those
adjustments
as
we
go
into
2021.
L
Thank
you
for
that
question.
I
think
it's
in
something
that
we've
been
struggling
with
and
I
think
in
the
interest
of
time
we
can
send
kind
of
like
those
bullets
to
you.
But
basically
it's
been
set
up.
You
know.
Legal
services
would
sort
of
fit
fit
into
the
rental
assistance
bucket
if
you
will,
and
it
was
structured
in
a
way
that
clients
who
were
behind
on
their
rent
with
the
three
thousand
dollar
gap
needed
to
pick
or
rental
assistance
or
legal
services.
L
The
way
an
attorney
works
and
represents
a
case.
You
know
if
there
are
some
very
strong
legal
problems,
you
can't.
We
can't
stop
the
clock
when
you
reach
three
thousand
dollars
to
a
to
a
client,
and
so
it
was
sort
of
like
the
either
or
and
not
hand
in
hand
and
barbara.
I
see
you
came
on
so
I'm
going
to
defer
to
you
for
as
the
attorney
representing
the
clients.
M
M
M
So,
as
christine
mentioned
at
the
beginning,
rather
than
have
this
be
an
either
or
either
you
get
the
money
for
the
legal
assistance
or
or
you
get
the
money
for
the
rent,
we
would
like
it
to
be
one
in
which
clients
who
come
to
us
for
legal
assistance
and
who
need
rental
money
that
could
be
combined
as
one
process
so
that
we
could
provide
the
the
rental
assistance
through
client
for
clients
who
contact
us
directly
and
then
we
would
refer
them
to
one
of
the
agencies
for
rental
assistance,
but
we
would
also
be
able
to
represent
them
in
court
and
we
wouldn't
be
hampered
by
the
fact
that
they
need
3
000
in
legal
in
rental
monies,
and
so
there's
no
money
left
over
for
our
representation,
and
this
is
especially
important
right
now,
when
this
cdc
declaration
is
in
effect,
and
there
are
some
landlords
and
even
some
district
courts
that
either
don't
know
about
it,
don't
understand
it
or
are
violating
it.
M
I
How
are
we,
let
me,
let
me
think
about
how
to
phrase
this,
so
the
the
courts
are
definitely
stacked
against
renters,
particularly
low-income
renters.
I
mean
that's
the
perception
and
that's
the
reality,
what
kind
of
outcomes
or
how
are
you
tracking
your
outcomes?
How
much
better
are
your
outcomes
when
folks
are
actually
represented
and
are
there
particular
types
of
cases
that
you
know,
here's
one
where
we
definitely
can
get
some
better
outcomes
for.
M
M
So,
and
we
are
finding
in
this
pilot
that
we
have
with
community
justice,
which
is
christine,
says
the
funds
will
run
out
shortly.
For
that
we're
finding
that
our
attorneys
at
the
district
court
level
are
being
successful
in
negotiating
settlements
which
protect
the
tenants
rights,
whereas
a
negotiated
settlement
with
a
landlord.
M
Without
a
lawyer,
there
is
often
not
going
to
protect
the
tenant's
rights
and
we're
also
presenting
legal
defenses
which
are
allowing
them
to
win
before
the
court
and
if,
if
not,
then
we're
assisting
them
with
appeals.
I
I'm
guessing
my
question
is
probably
too
complicated
to
have
a
specific
type
of
answer.
That's
helped
me
I'm
trying
to
understand
what
does
that
success
look
like
if
it
looks
like
okay
instead
of
15
days,
you've
got
30
days
to
get
out.
Is
that
success
or
are
there?
I
I
mean,
maybe
maybe
there's
no
easy
answer,
I'm
just
trying
to.
M
If
it's
in
private
housing
it's
more
complicated
because
they
don't
have
the
protections
of
subsidized
housing
tenants,
unfortunately,
but
we're
getting
more
success
than
than
they
would
have
on
their
own,
and
sometimes
it's
sometimes
we
we
have
a
legal
defense
which
enables
them
to
win
completely
and
they
get
possession.
Mr.
L
Bay,
we
do
have
we.
We
have
a
very
sophisticated
case
management
system
and
we
track
everything.
I
think
when
we
get
the
bullet
points
to
miss
walker,
that
we
will,
we
can
give
you
some
of
the
outcomes
that
we
track
in
terms
of
evictions
prevented.
We
also
work
a
lot
of
times
in
it's
not
necessarily
eviction,
but
it's
housing
stabilization
with
utility
shutoffs,
where
we
kind
of
stabilize
the
housing
situation
through
advocacy
or
preventing
eviction.
L
So
we
have
different
categories
under
you
know
tenants
that
we
kind
of
dollars
obtained
back
from
the
from
the
landlord
that
the
client
that
was
due
the
client
we
we
try
to
track
as
much
statistics
that
we
can
to
to
show
funders
so
I'll,
be
happy
to
show
share
with
the
ura
our
our
our
housing
cases
we
last
year
we
handled
it
as
a
program
8471
cases
30
were
housing
related
either
mortgage
foreclosure,
foreclosure
or
mostly
landlord
tenant
and
also
barbara
mentioned.
L
Sometimes
landlords
try
to
do
constructive
evictions
where
they
want
the
tenant
out
for
various
reasons.
So
they'll
not
do
repairs,
shut,
lock,
kind
of
turn
off
the
light
shut
off
the
water.
Do
those
types
of
things
legal
representation
is
extremely
effective
in
that
and
in
our
experience,
working
with
various
you
know
like
program
administrators,
like
the
white,
the
ywca
and
things
we've
often
found
situations
where
tenants
won't
give
landlords
won't
give
tenants
keys.
You
know
that
requires
legal
interference
of
their
rights
to
enjoyment
of
the
property.
L
So
there's
a
whole
lot
and
we'll
get
you
those
statistics,
I'll
forward
them
to
jessica
and
jeremy
just
as
soon
as
I
get
them
to
get
them
together.
I
B
Yeah,
I
have
a
question.
This
is
derek,
so
this
is
also
for
neighborhood
legal
services,
but
more
for
homeowners.
So
we
heard
a
little
bit
from
alan,
and
I
think
megan
touched
on
this,
as
it
relates
to
generational
wealth
being
passed
on
specifically
or
not
being
passed
on
specifically
in
black
and
brown
communities.
B
Some
sometimes
it's
because
of
you
know,
issues
with
repairs,
different
things,
but
a
lot
of
times.
It's
also
because
of
legal
issues
do
do
you
all
help
homeowners,
you
know
with
with
legal
issues.
For
example,
a
preventative
measure
would
be
creating
a
will.
You
know,
kind
of
prior
to
a
homeowner
passing
away
and
passing
that
on
to
the
next
generation
or
on
a
back
end,
a
lot
of
times
that
hasn't
been
done
and
there's
a
they
have
to
go
through
prorate
and
that's
a
very
complicated
legal
process.
B
Do
you
all
assist
with
either
of
those.
L
Well,
we
don't
you
know
so.
In
allegheny
county
we
have
funding
from
the
the
triple
a
where
we
have.
We
can
assist
older
individuals
over
60
with
a
variety
of
legal
problems.
L
Barbara
has
set
up
through
the
pro
bono
partnership,
a
pro
bono
project
to
assist
clients,
obtain
wills
and
there's
certain
areas
now
with
the
pandemic,
some
of
that
stuff,
because
they
were
in
person,
clinics
and
some
of
that
stuff,
you
know,
is
sort
of
being
reimagined
as
we
talk
and
how
we
how
we
work
those,
but
what
alan
was
referring
to
and
we
work
with
aaron
and
his
his
team.
Also
at
hilltop,
we
piloted
with
other
funds
prior
to
the
implementation
of
the
hof
hap
programs.
L
We
piloted
a
tangled
title
program
where
long
time,
homeowners
who
were
living
in
that
family
home
who
needed
repairs,
1
8,
were
unable
to
get
them
or
needed
to
sell
to
move
into
assisted
living
or
do
whatever
we
are.
We
implemented
a
tangle
title
program
and
that
was
funded
through
the
housing,
the
hap
program.
L
Where
and
that's
working
well
I
mean
we
don't
you
know
and
we're
collaborating
with
rebuilding
together
pittsburgh
and
hilltop
alliance
and
working
together
with
our
community
partners,
they're
remaking
referrals
to
us
they're,
making
referrals
to
us
where
then
we
work
through
with
the
clients
to
get
the
deed
to
their
home
in
their
name.
Then
they're
referred
to
the
pro
bono
wills
project
or
in
the
case
of
hilltop
they
have
a
local
community
attorney
that
prepares
a
will
for
you
know
for
them.
L
So
we
want
to
make
sure
that
the
title
doesn't
become
tangled
again
and
so,
but
we're
working
at
it
not
so
much
derek
right
now
on
a
preventative
measure
going
out
and
doing
wills
for
clients,
but
as
the
cases
kind
of
come
in,
we
work
through.
L
G
I
wanted
to
ask
about
the
homeowner
assistance
program,
so
we
have
waiting
lists.
We
had
to
stop
taking
applications.
G
I
know
this
is
a
program
that
we
actually
lowered
the
amount
for
this
past
year's
allocation
because
it
hadn't
moved
the
first
year
very
quickly,
so
I'm
just
wondering
going
forward.
Do
we
have
systems
in
place
where
we
should
be
restoring
previous
levels
yeah?
What
do
we
think
will
be
the
future
usage
rates
of
those
funds,
and
how
can
we
make
sure
that
we're
we're
fully
funding
it
and
that
it
gets
spent
in
the
future.
N
Yeah,
thank
you
thanks
for
that
jessica
or
joanna
hi
by
the
way,
so
from
from
my
perspective,
it's
kind
of
two
things.
Yes,
there
was
a
lot
of
building
that
we
had
to
do
at
the
program
administrator
side
and,
I
think
jessica.
N
I
think
you
would
agree
fairly
too
on
the
ura
side
to
build
the
process
and
it
changed
a
couple
times
right
over
the
first
two
years
in
terms
of
how
we
were
going
to
work,
work,
clients
through
the
system
and
sort
of
what
the
inspection
schedule
was
and
all
of
those
all
of
that
stuff.
N
So
I
think
part
of
it
was
building
the
process
to
a
point
that
it
works
and
I
think
we're
in
a
much
better
place
now
than
we
were
a
year
ago
on
that
speaking
only
for
myself,
I
think
we're
building
together
as
one
of
like
five
or
six
program
administrators.
N
I
really
think
we've
we
have
figured
out
how
to
how
to
move
these
projects
through
the
system
now
and
are
in
a
much
stronger
place
than
we
were
a
year
ago.
So
I
think
capacity
will
capacity,
will
increase
through
just
sort
of
muscle
memory
and
having
gotten
over
the
hump
of
figuring
out,
but
I
don't
think
that's
enough.
To
be
honest,
I
think
that
I
think
that
there
are,
there
are
probably
creative
ways.
N
We
could
talk
about
capacity
building
both
at
the
community
level
with
the
sort
of
cdcs
and
community
organizations
that
are
funneling
a
lot
of
the
clients
into
the
program,
but
also
at
the
program
administrator
level
I
mentioned
in
my
presentation.
We
have
rebuilding
together,
does
150
projects
a
year
only
10
or
15
of
those
are
funded
by
hap.
There's,
there's
no
reason
we
couldn't
look
at
you
know
increasing
the
percentage
of
our
projects
that
are
part
of
the
hap
program
except
capacity
right.
N
Is
there
enough,
like
you
know,
should
I
hire
a
project
manager
just
to
work
on
hat
projects
so
that
I
can
do
twice
as
many
or
not
right
like
things
like
that
sort
of
like
strategy
and
policy
options,
I
think,
are
out
there,
but
to
your
specific
question
about
production
speed,
at
least
at
my
agency,
I
feel
like
we've
figured
it
out.
A
Alan
alan,
can
you
speak
real
quickly,
though,
to
the
advisory
board
to
let
them
know
like
what
all
each
house
entails,
because
this
is
a
very
time
sensitive
program.
I
mean
the
homeowners
need
a
lot
of
help,
sometimes
even
figuring
out
what
the
scope
of
work
should
be.
So
can
you
talk
about
that?
A
little
bit.
N
A
Well,
maybe
give
an
idea
of
how
many
you
know,
hours
and
or
weeks
it
takes
for
for
you
and
your
staff
per
each
house.
N
A
With
the
homeowner
and
and
and
also
a
lot
of
finding
a
lot
of
contingency
items
and
so
forth,
I
don't
want
to
pull
words
in
your
mouth,
but
if
you
can
maybe
quantify
it
per
house,
yeah.
N
Well-
and
this
is-
and
I
know
the
focus
of
this
is
on
the
homeowner
assistance
program,
but
this
is
true
for
every
house.
Rebuilding
together
serves
we
construction
is
in
and
of
itself
a
complicated
process,
and
when
you
add,
on
top
of
that
that
we
are
looking
to
do
budget
limited
construction
in
an
in
a
home
that
often
has
deferred
maintenance
for
decades
for
a
client
who
likely
lives
in
a
neighborhood
that
has
experienced
disinvestment.
N
That
has
experienced
trauma
like
we
are
dealing
with
people
in
poverty
and
their
lives
and
their
homes
can
be
complicated.
And
that's
why
the
it's
one
of
the
reasons
why
the
private
market
doesn't
do
this
work
and
why
you
need
people
like
rebuilding
together
and
things
like
the
home
and
resistance
program.
So
each
project
is
not
just
a
let's
go,
take
a
look
at
the
roof
and
then
have
our
contractor
there
tomorrow.
N
There
is
a
whole
relationship
aspect
to
both
building
the
trust,
getting
communication
clear
with
the
homeowner
and
then
once
you've
done.
All
of
that.
Once
everyone
is
clear
about
what
we
should
do,
what
we
can
do
once
we
have
done
all
of
our
necessary
inspections,
now
we're
competing
with
a
really
really
hot
construction
market
for
contractors,
and
so
we
are
also
having
to
make
sure
that
you
know
we're.
N
Looking
at
long
windows,
long
waits
to
get
our
contractors
in
the
door
and
we're
looking
at
you
know
how
do
we
keep
the
few
contractors
we
have
interested
in
this
busy?
So
it's
it's
a
complicated
thing
with
a
lot
of
moving
pieces
with
a
human
at
the
center
of
it
who
has,
who
is
you
know
who
is
in
need
in
a
lot
of
different
ways,
not
just
with
their
roof
and
like
we
really
look
at
it.
N
That
way,
and
that's
one
of
the
reasons
why
this
is
this:
isn't
just
production,
this
isn't
building
an
empty
house.
This
is
a
there's,
a
human
in
there
with
a
whole
lived
experience
and
a
whole
life
situation.
That
requires
a
delicate
engagement.
G
N
We
haven't
seen
the
the
availability
is
like
creeping
in
on
the
edges
right.
You
know
little
weird
things
that
you
wouldn't
think
about.
You
know
we
got
to
wait
a
week,
for
I
just
heard
yesterday
we're
waiting
we're
waiting
like
12
weeks
for
stoves
that
I
so
I
I
haven't
verified
that
just
something
my
construction
manager
told
me
so
we're
starting
to
see
some
of
that.
The
cost
thing
I'm
not
sure
that
the
contractors
have
figured
out
how
to
adjust
for
it.
Yet
so
I
expect
that
to
come
six
months.
N
You
know
three
six
months
from
now,
but
it
hasn't
honestly,
it
hasn't
been
huge
yet,
but
we're
worried
about
it.
A
Q
This
is
paul.
I
was
wondering
if
megan
would
be
able
to
share
just
your
connection,
your
relationship
with
the
housing
opportunity
fund.
I
did
not
catch
that.
I
heard
I
took
notes
on
the
other
things
you
were
saying,
and
I
appreciated
the
points
just
wondering
if
you
could
just
make
that
connection
again.
A
H
Certainly
fhp
has
been
providing
public
comment
for
the
past
year
two
years
and
then
in
the
recent
months.
You
know
where
we've
been
responsive
and
working
to
you
know
present
as
requested
and
provide
information.
That's
requested.
So
you
know
we're
certainly
available
for
further
meetings
and
discussions
as
far
as
identifying
and
quantifying
what
tangible
goals
are
regarding
equity.
C
H
Bear
housing
agency
since
the
80s,
and
so
there's
no
formal
arrangement
as
of
now,
but
certainly
we're
invested
in
the
capacity
of
the
hos
to
be
a
city-wide
mandate
for
that
development
is
not
just
development
for
development
sake
and
for
affordable
housing,
but
for
an
equitable
lens
as
well.
Regarding
discrimination
in
all
its
forms.
R
Sarah
and
first
I
want
to
say
thanks
to
everyone,
that's
presented
this
morning.
It's
really.
I
appreciate
you
taking
your
time
to
do
this.
It's
been
beneficial.
I
I
hope
to
the
to
the
entire
board.
I've
certainly
learned
a
lot
in.
R
Curious
about
the
housing,
stabilization
and
sort
of
the
overall
funding
picture
for
homeless
prevention
homelessness
and
how
how
the
the
housing
stabilization
program
fits
into.
You
know
into
those
things.
It
seems
like
it's.
A
it's
one
of
the
most
siloed
sorts
of
programmatic
or
dealing
with
homelessness
and
homelessness.
R
Prevention
seems
like
there's
a
lot
of
different
silos
of
money
that
are
out
there,
and
I've
always
struggled
with
trying
to
figure
out
what
all's
available
to
help
folks
and
then
what's
the
best
way
that
we
could
structure,
how
we're
doing
things
to
make
sure
that
it's
the
most
useful
money
and
maybe
helps
groups
leverage
additional
monies
that
they
wouldn't
be
able
to
get,
and
also
just
in
general.
R
How
are
we
doing
on
intake
and
sort
of
making
sure
that
people
that
need
to
help
get
the
help
when
they're
requesting
it.
K
Those
are
all
good
questions,
and
you
know
jeremy
and
brianna,
and
I
have
probably
talked
about
these
answers
to
these
questions
quite
a
bit
in
the
past
few
months,
especially
the
you
know,
the
the
the
housing
stabilization
fund,
the
biggest
thing
that
it's
doing
right
now
is
it's
chipping
away
at
you
know
the
balances
that
people
are
having
and
helping
them
stabilize.
It's
not.
K
You
know
because
of
the
pandemic,
though
it's
not
necessarily
always
completely
solving
the
instability,
and
you
know
one
of
the
changes
that
was
made
to
the
intake
process
at
the
beginning
of
the
year,
which
is
a
collaboration
with
2-1-1,
who
does
all
of
the
pre-screening
for
eligibility.
K
For
this
particular
program,
and
and
in
our
case
you
know,
some
of
our
other
funding
programs
has
really
helped
with
efficiency,
so
that
the
types
of
referrals
that
we're
seeing
are
are
good
referrals,
and
we
are,
you
know,
they're
eligible
people
for
the
programs
and
they're
able
to
we're
able
to
work
with
almost
everybody
as
long
as
they
you
know
want
to
participate
in
the
program.
K
So
so
working
with
2-1-1
has
been
helpful
and
it's
also
helped
us
collaborate
with
other
providers
because
they
will,
if
you
know,
we
can
communicate
with
them
when
the
balances
are
high.
If
we're
not
able
to
stack
our
own
funds
and
solve
the
problem,
we
can
problem-solve
with
the
2-1-1
staff,
who
can
then
connect
us
to
other
agencies
where
we
can
try
to
help
fill
those
gaps.
You
know,
unfortunately,
you
know
we've
been
taking
every
case
individually
because
they're
they're
just
so
different.
K
You
know,
there's
not
really
one
standard
case,
and
you
know
the
willingness
of
landlords
to
participate
is
also
a
factor
which
has
been
a
huge
challenge,
we're
doing
a
lot
of
negotiating
with
landlords
around
the
funding
and
sometimes
our
ability
to
stack
funding.
Is
you
know
it's
it's?
K
We
have
to
figure
that
out
before
the
landlords
will
even
agree
to
work
with
us,
so
it's
it
takes
a
long
time
sometimes
to
try
to
help
somebody
when
their
balances
are
are
higher
and
and
so
in
speaking,
to
the
the
problem
of
preventing
homelessness
and
eviction
prevention,
I
mean
it's
it's
larger
than
the
housing
stabilization
program
can
solve.
K
We
also
have
an
eviction
prevention
program
that
the
pittsburgh
foundation
has
funded
and
the
ywca
has
some
money
through
from
the
gateway
health
foundation,
to
help
with
eviction
prevention,
and
so
you
know,
basically,
we
we
take
the
cases
that
were
given
and
problem
solve
for
each
each
cases,
individual
situation
and
try
to
figure
out
what
the
best
way
to
stack
funds
is.
So
the
I
think,
primarily
you
know,
connecting
people
to
2-1-1
right
now.
You
know,
as
the
centralized
intake
is,
is
working
very
well.
K
Many
people
they
turn
away
and
if
there
are
programs
that
they
refer
people
to
outside
of
the
city,
you
know
I
can't
speak
to
those
things,
but
the
the
the
balances
that
people
that
we're
seeing,
especially
at
the
eviction
level,
are
pretty
high.
Now
you
know
when
the
moratorium
was
extended
after
july.
At
that
time
you
know
many
of
the
balances
were
around
three
or
four
thousand
dollars.
K
K
You
know
one
person's
bill,
but
that's
that's
what
the
needs
going
to
be,
and
you
know
I
mean
I'm
predicting
that
many
of
us
will
be
able
to
stack
funds
through
the
end
of
the
year.
But
at
some
point
you
know
these
smaller
funds,
which
which
we
can
add
five
and
a
500
000.
You
know
on
to
the
the
larger
funds
that
we
have
are
going
to
run
out,
so
there's
definitely
going
to
be
a
need
for
more.
R
How
many
clients
are
you
working
with
right
now
that
are
sort
of
in
in
that
rough?
You
know,
area
of
you
know,
maybe
five
six,
seven,
eight
thousand
dollars
behind.
K
Well,
we're
we're
only
getting
those
referrals
through
the
eviction
prevention
program
and
that's
just
started
to
pick
up
the
pace.
Those
referrals
come
from.
The
housing
court
and
jeremy
gets
them
through
rent
help
pittsburgh,
so
I
mean,
I
think,
we've
gotten
a
total,
maybe
around
30
or
so,
but
it's
definitely
picking
up
now
and
every
time
the
moratorium
you
know
is
is
extended.
K
Then
you
know
there's
more
of
a
lag
in
those
referrals,
so
we
haven't,
we
haven't
been
able
to
help
all
of
those
people,
because
for
several
reasons
the
landlords
have
been
pretty
reluctant
to
work
with
us.
In
some
cases,
some
of
those
some
of
those
referrals
don't
live
in
the
city.
Many
of
the
judgments
are
not
just
for
arrears,
but
they're
also
for
other
things
like
damages
or
other.
You
know,
breaches
of
the
lease
and
the
landlords
would
have
to
settle
for
all
of
those
things
and
they're
not
willing
to.
P
Jump
in
could
I
jump
in
real
quick
on
this
issue
and
just
offer
a
suggestion
around
homelessness
prevention.
What
we're
seeing
on
the
east
end
is
homelessness
is
being
generated
more
from
the
transfer
of
properties
from
one
party
to
another
than
they
are
from
evictions.
I
would
suggest
at
some
point
from
a
policy
standpoint.
P
I
know
it
would
be
very
controversial
to
look
at
and
you'll
hear
a
loud
ground
from
the
real
estate
community,
but
I
think
we're
we're
getting
to
the
point
now,
at
least
in
the
evolution
of
things
here
in
the
east
end,
that
I
think
we
need
to
start
putting
some
of
the
onus
back
on
the
sellers
of
properties
that
are
occupied,
particularly
by
low-income
tenants
and
figure
out
a
strategy
to
make
sure
that
if
the
property
does
pass
from
one
party
to
another,
there
are
funds
available
to
relocate.
Those
tenants.
A
I
I
need
to
jump
in
here
real
fast.
Thank
you
rick
for
for
those
comments,
I'm
very
sensitive
with
timing,
and
I
just
was
alerted
by
by
one
of
the
speakers
in
our
next
section,
jennifer
rafnian
kennedy
from
picksburg
united,
that
she
is
actually
on
the
clock
and
only
has
about
10
minutes
before
she
needs
to
go
to
our
next
engagement.
A
So
I'm
really
sorry,
I
underestimated
grossly
underestimated
the
time
needed
for
this
discussion
and
if
we
do
have
any
time
at
the
end,
we
will
push
the
supply
and
demand
conversation
back
to
to
our
working
group
with
the
advisory
board
later
this
month
and
if
we,
but
if
we
do
have
any
time
in
at
the
end,
we
can
continue
this
discussion.
But
if
the,
if
the
panel
members
do
need
to
leave
the
call,
I
completely
understand
that.
A
But
at
this
point
in
time
I
I
would
like
to
move
to
the
next
portion
of
the
meeting,
which
is
about
the
survey
and
the
outreach
for
the
2021
allocation
plan,
and
we
have
two
consultants
on
the
call
that
have
helped
us
conduct.
This
outreach,
jennifer,
rafn
and
kennedy
from
pittsburgh.
United
and
jeff
from
the
hilltop
alliance-
and
they
are
both
on
and
I'm
going
to
pass
it
over
to
jennifer
first
to
talk
about
what
they
have
been
doing
and
what
they
have
been
seeing.
Thank
you.
Jennifer.
S
Thanks
jessica
and
I
apologize
that
I'm
gonna
have
to
leave
relatively
soon,
but
I
would
be
happy
to
field
questions
by
phone
or
email
after
the
meeting.
If,
if
I
miss
out
on
any
of
the
discussion-
and
you
know
thank
you
to
the
housing
opportunity
fund
for
working
with
us
to
do
this
kind
of
community
outreach,
I
think
it's
really
important
in
terms
of
getting
the
feedback
from
community
members
about
how
programs
are
working
and
what
the
most
important
needs
are.
S
So
I
just
wanted
to
share
a
little
bit
about
what
we've
done
so
far
and
then
the
the
themes
of
what
we've
been
hearing
as
we've,
communicated
with
primarily
the
folks
in
the
east
end
and
north
side
about
the
allocation
plan
survey.
So
pittsburgh
united's
outreach
team
has
conducted
1
321
calls
as
of
last
night
and
talked
with
341
people
and
completed
110
surveys
over
the
phone.
Helping
people
actually
fill
that
out
and
we've
also
shared
it
on
social
media
and
through
our
other
channels.
S
But
I'm
not
aware
yet
what
the
what
the
response
has
been
on
that.
So
what
we're
hearing,
I
would
say
the
number
one
thing
that
we're
hearing
on
the
phones
is
just
about
rent
stabilization
and
just
people
having
a
deep
fear
of
being
becoming
homeless.
S
So
we're
hearing
a
lot
about
the
need
for
emergency
funds,
people
saying
that
they're
not
sure
how
they're
going
to
pay
their
rent
and
that
that
sort
of
theme
and
from
there
I
would
say
that
probably
the
next
biggest
thing
is
just
conversations
that
sort
of
point
to
a
difference
between
really
responsive
landlords
who
are
fixing
things
who
are
working
with
tenants
and
those
who
are
dealing
with
less
responsive
landlords,
or
you
know,
management
companies
that
aren't
fixing
things
that
are
not
helping
them
access.
S
The
programs
where
landlords
have
to
certify
you
know
various
things
in
order
for
them
to
access,
for
instance,
cares
rent
relief
program
and
things
like
that,
and
let's
see
we're
also
hearing
that
landlords
who
might
have
previously
been
unresponsive,
are
now
pointing
to
covid
as
not
having
the
funds
to
do
the
quality
fixes
that
might
be
needed.
S
I
mentioned
the
two
geographies
that
we're
focused
on
the
one:
the
geographic
themes
that
we're
hearing
were
more
sort
of
gentrification
pressures
in
the
east
end,
of
course,
but
the
rest
of
these
topics
were
pretty
universal
through
the
calls
that
we
made-
and
there
are
definitely
people
who
are
feeling
like
new
projects
like
they
would
like
to
see
more
money
spent
on
maintaining
existing,
affordable
housing
in
affordable
communities
and
not
seeing
too
many
resources
going
to
new
projects
that
would
push
them
further
from
their
neighborhoods
or
or
fully
displace
them,
and
I'd
say.
S
The
last
thing
we're
hearing
is
from
senior
citizens
who
are
are
mostly
homeowners.
Who've
had
a
difficult
time
accessing
housing
opportunity,
funds
for
homeowner
repairs
due
to
their
issues
with
their
property
taxes
not
being
up
to
date.
So
those
are
probably
the
biggest
themes
that
we've
been
hearing
over
the
last
couple
weeks
on
the
phones
and
hopefully
are
reflected
in.
S
You
know,
people
prioritizing
and
answering
the
questions
on
the
survey
and
overall,
I
would
just
say:
we've
had
a
really
positive
response
to
people
giving
feedback
over
the
phone
and
we
called.
S
We
had
actually
a
really
effective
day
over
the
last
few
days.
We
did
call
backs
to
people
who
said
I
couldn't
talk
right
now,
but
I'd
like
to
actually
give
some
feedback,
and
so
we
did
call
backs
this
week
and
went,
I
think,
up
by
30
surveys
in
the
last
few
days,
so
people
were
actually
excited
to
give
the
feedback
and
we've
been
finding
through
our
rent
relief
calls.
S
We
do
have
done
some
outreach
around
just
mediation
services
with
just
mediation,
pittsburgh
and
overall
people
are
just
really
looking
to
to
talk
about
housing.
It's
on
the
top
of
people's
minds
and
there's
seems
to
be
quite
a
bit
of
fear
about.
You
know
the
economic
pressure
around
being
able
to
pay
the
rent
or
the
mortgage,
and
you
know
I
think,
in
the
season
where
people
are
being
bombarded
with
all
kinds
of
texts
and
phone
calls
for
political
purposes.
S
A
T
S
Oh
yeah,
we
did
1321
calls
so
far,
341
people
that
we
talked
to
and
110
completed,
surveys.
A
C
A
You
jeff
martin
with
the
hilltop
alliance.
He
also
is
helping
us
the
advisory
board.
Members
know
that
last
month
we
reported
that
we
did
not
receive
any
responses
to
the
rfp.
So
so
we
reached
out
to
pittsburgh
united
and
the
hilltop
alliance
to
see
if
they
could
help
us
and
they
both
graciously
agreed
to
do
so
so
jeff
pass
it
over
to
you.
U
Okay,
great,
thank
you
so
much
everyone
for
inviting
me
here
today
to
talk
to
you
about
the
survey.
Can
everyone
here
hear
me?
Is
everyone
good?
Okay,
great?
So
our
survey
outreach
was
led
by
our
outreach
manager.
Roy
blankenship,
the
hilltop
alliance,
as
you
all
know,
is
based
in
the
southern
hilltop
neighborhoods
of
the
city
of
pittsburgh,
areas
such
as
allentown
belt,
souven,
knoxville,
carrick,
arlington,
that
general
area
and
our
process.
U
We
have
built
up
a
database
over
the
years
of
clients.
We
worked
with
for
home,
repair
code
enforcement,
human
service
referrals
as
well
as
renters,
who
we
will
refer
to
external
organizations
for
help
if
they
do
not
quite
fit
our
guidelines
or
are
eligible.
So
we
utilize
that
database
and
we
circle
back
with
these
clients
for
the
survey
as
well
as
just
through
roy's,
incredible
community
partnerships.
U
We
worked
with
a
lot
of
landlords
and
renters
as
well,
and
we
would
see
them
whether
it's
on
the
street
or
in
one
of
our
neighborhood
gathering
spaces.
So
he
took
surveys
with
them.
He
actually
printed
out
surveys
from
the
website
and
would
go
face
to
face
with
these
clients
and
renters
and
homeowners
as
well
as
working
with
them
over
the
phone,
the
preferred
method.
U
What
we
have
found
was
face-to-face
just
that
personal
touch
would
make
quite
the
difference,
especially
as
the
previous
speaker
said,
people
are
bombarded
with
calls
because
of
our
election
because
of
the
census,
and
so
they
preferred
face-to-face
for
the
surveys,
and
then
we
would
input
the
written
surveys
into
our
online
portal
and,
according
to
roy,
we
have
reached
out
to
75
between
75
and
80
people
and
received
as
60
surveys
out
that
pool
and
we're
continuing
to
work
with
people
until
the
end
of
the
day
tomorrow
and
the
feedback,
as
I
said
before,
clients
preferred
either
face
to
face
or
over
the
phone,
because
a
lot
of
the
people
we're
working
with
have
a
lack
of
technological
access.
U
U
They
pretty
much
just
did
the
survey
and
when
asked
to
discuss
other
issues
in
their
own
words,
they
said
they
would
rather
not.
And
finally,
while
the
timeline
was
really
tight
for
us
this
year
because
of
the
rfp
being
issued
combined
with
covid
challenges,
there
were
some
issues,
but
we're
happy
and
proud
to
say
that
we
got
these
60
responses
in
just
10
business
days.
U
So
that's
all
I
have.
Does
anyone
have
any
questions
for
me.
B
Yes,
I
have
a
question,
says:
derek
jeff.
What
was
there
like?
A
common
theme
of
the
respondents
of
you
know
things
that
they
were
most
focused
on.
U
A
lot
of
our
clients
of
the
people
that
we
reached
out
to
a
lot
of
them
were
saying
that
they
really
could
use
assistance
with
fixing
their
houses
up
because
a
lot
of
these
homeowners,
as
well
as
renters,
who
may
not
be
eligible
for
hap
per
se,
but
their
landlords
may
work
with
ura
in
other
ways.
They
live
in
older
housing
stock,
especially
now
with
the
weather.
Changing
there's
a
lot
of
concerns
about
roofs
about
appliances,
especially
furnaces.
B
A
Okay,
thank
you
so
much
jeff
for
for
staying
on
the
call
and
going
over
that
with
us.
U
All
right,
no
problem,
thank
you,
jessica,.
A
And
just
as
a
reminder
to
advisory
board,
I
can
see
the
slide
up
here,
so
pittsburgh,
united
and
hilltop
alliance
we're
doing
the
outreach.
We
also
have
had
the
survey
on
our
website
for
a
few
weeks.
The
tina
can
you
give
any
preliminary
total
like
do?
We
know
what
the
total
is
today?
The
survey
officially
closes
at
the
end
of
business
tomorrow.
A
A
We
have
a
working
group
meeting
set
up
the
second
week
of
october
for
advisory
board
to
look
at
that
to
look
at
the
supply
and
demand
data
that
the
ura
has
put
together
to
talk
about
the
presentations
they
heard
today
and
to
come
up
with
a
draft
plan,
or
at
least
leave
the
meeting
with
worksheets
to
to
come
up
with
a
draft
allocation
plan,
and
the
plan
is
to
have
a
special
advisory
board
meeting.
A
I
think
it's
october
19th,
it
is
on
the
calendar,
and
the
city
has
graciously
allowed
us
to
use
their
youtube
channel
again.
A
For
that
special
meeting,
where
we
will
be
taking
the
preliminary
vote,
it
will
then
go
the
plan
the
how
to
use
the
10
million
will
then
go
on
our
website
for
those
two
weeks
in
between
the
preliminary
vote
and
the
final
vote
and
the
final
vote
of
the
advisory
board
will
occur
at
the
november
board
meeting
on
november
5th,
and
then
it
will
go
on
to
the
ura
board
meeting
the
following
week
and
on
to
council
in
december.
V
F
Yeah,
I'm
thinking
there's
going
to
be
a
lot
of
you
know
given
where
we
are
in
the
scheme
of
the
election
and
everything
there's
going
to
be
a
lot
of
public
outreach
and
things
like
that
happening
over
the
weekend
that
we
might
be
able
to
capitalize
on.
If
we,
you
know
throw
this,
you
know
throw
this
on
with
some
other
activities
that
people
are
doing
in
communities.
F
E
Just
one
more
thing
to
add
jessica,
so
the
advisory
board
is
meeting.
I
think,
on
the
13th
to
do
the
internal
working
group,
but
we
will
have
a
memo
out
to
the
advantage
board
by
the
9th
that
will
compile
the
survey
results.
A
Great,
so
so
the
advisory
board
has
a
couple
days
to
look
at
it
before
we
get
together
to
meet
on
the
13th
yeah
great
okay.
Well,
it
is
10
53.
So
I
have
a
question
for
this
city,
the
city
technology.
Folks,
are
we
allowed
to
go
10
or
15
minutes
over
sure,
that's
no
problem,
okay
and
then,
and
then
so.
My
next
question
is
to
the
advisory
board.
Members.
Can
people
stay
until
11,
20
ish
so
that
we
can
quickly
kind
of
run
through
the
rest
of
the
presentation.
E
F
A
Okay,
great,
so
what
jeremy
and
I
will
do
is
we
will
run
through
these
slides
kind
of
at
record
speed,
because
I
I
I
looked
and
I
saw
that
a
lot
of
the
panelists
had
to
get
off
the
call,
but
a
couple
of
them
stayed
on.
So
I
still
want
to
have
a
question
and
answer
period
at
the
end,
where
the
advisory
board
can
ask
about
these
slides
or
they
can
ask
any
remaining
questions
to
the
remaining
panelist
members.
So
we're
going
to
fly
through
these.
A
But
what
we
wanted
to
basically
show-
and
we
can
talk
about
this
in
more
detail
at
the
working
group
meeting,
with
the
advisory
board
on
the
13th,
but
is
from
a
ura
side
just
from
operating
the
programs.
What
are
we
seeing
as
supply
and
demand
for
your
programs
that
we
have
right
now?
So
next
slide.
E
Great
so
the
first
one
is
down
payment
and
closing
cost
program
like
the
panelists
talked
about
earlier.
Housing
market
is
strong
right
now
for
buyers,
so
we
are
seeing
a
significant
uptick
from
about
eight
to
ten
a
month
to
this
month
we
closed
17.,
so
we're
definitely
seeing
a
trend.
People
buy
more
houses,
so
the
chart
on
the
right
kind
of
gives
a
breakdown
of
when
we
expect
to
spend
down
the
remaining
2019
hot
funding.
E
That's
where
we're
in
right
now,
where
hof
2020
will
take
us
and
then
what
we
need
to
take
us
through
march
20
22.
So
in
order
to
sustain
the
expected
increase,
we
are
projecting
a
need
of
550
000
for
the
2021
allocation.
E
E
Homeowner
assistance
program-
we've
talked
a
lot
about
this
this
morning,
so
we've
been
operational
for
about
12
months
now
and
have
completed
54
homes.
E
So
we
have
also
leveraged
1.6
million
dollars
of
non-hof
funding
to
to
help
move
this
along.
So
in
the
next
12
months,
we
do
expect
to
complete
70
projects
and
even
with
the
additional
non-hof
funding,
we
still
project
2.4
million
needed
to
complete
these
projects
for
the
next
year.
E
E
Housing
stabilization
program
again,
I've
heard
a
lot
about
today.
This
will
be
the
rental
and
mortgage
assistance
program,
mostly
rental.
So
again,
we've
been
operational
for
a
little
over
a
year
before
covid
it
was
pretty
slow
and
we
did
about,
I
think,
100
or
130.
In
a
year.
We
far
surpassed
that
in
just
a
couple
of
months
after
covet,
so
now
we're
seeing
about
30
referrals
a
week.
We
we,
you
know,
have
leveraged
significant
other
non-hof
funding
for
this
program.
E
But,
as
many
people
have
said
this
morning,
the
need
still
outweighs
the
the
available
funding,
not
just
with
hsp
but
with
other
rental
programs
as
well.
It's
pretty
hard
to
predict
what
the
need
will
be
in
the
next
12
months.
Considering
a
variety
of
things
like.
Are
we
going
to
get
more
cares
act
or
heroes,
act
funding
what's
going
to
happen
to
potential
eviction
moratoriums?
E
E
So
to
date
we
have
completed
458
applications
since
covid
for
rental
and
mortgage
assistance,
and
one
more
fact
about
this
when
we
started
cove
this
program
and
really
ramped
it
up
in
april,
we
were
seeing
about
76
to
80
percent
of
people
saying
their
need
is
directly
tied
to
covid
now
in
october,
still
76
percent.
E
So
for
the
next
year
we
are
projecting
at
least
five
hundred
thousand
dollars.
That
will
be.
A
Yes,
so
this
next
slide
is
talking
about
our
four
cell
development
program
and
it
has,
you
can
see
the
funding
available.
We
still
are
extending
the
2018
funds,
so
we
have
some
2019
and
2020
funds
remaining.
You
can
see
that
we
are
aware,
however,
from
talking
to
the
cdc
from
the
pittsburgh
hampton
obama
corporation.
You
know
hazel
woody
ldi
operation,
better
block
and
and
the
north
side
groups
and
everyone
else
that's
using
the
program
that
there
are
probably
about
70
units
in
the
pipeline.
A
So
if
we
add
in
those
70
units
plus
what
we
have
in
the
city,
city's
capital
budget
request,
you
know
we
we
may
have
a
need
of
roughly
700
thousand
dollars
to
get
those
those
70
units
of
for
sale,
housing
completed
next
slide.
A
It
lists
all
the
sources
we
have
on
hand
and
it
lists
basically
what
we
we
know
to
be
the
demand
for
these
sources
and
we
are
anticipating
a
projected
need
of
four
million
from
from
the
hlf
in
order
to
cover
the
the
tax
credit
deals
and
the
other
projects,
including
community-based
projects
like
like
similar
to
the
ones
rick
schwartz
talked
about
to
cover
the
list
that
has
already
approached
the
ura.
We
have
a
shortage
of
about
four
million
dollars
next
slide.
A
And
this
just
takes
us
to
you
know
slides
that
you've
seen
in
the
past,
but
these
are
commitments
and
closing
to
date.
We
we
did
separate
it
for
some
of
your
feedback
last
month
between
consumer
programs
and
development
programs,
so
that
the
the
map
is
not
quite
so
busy.
So
you
can
see
on
the
consumer
program
side,
the
yellow,
being
the
housing
stabilization
program
and
then
the
blue,
being
the
homeowner's
business
program
and
green
being
down
payment.
A
You
can
see
where
we
have
invested
throughout
the
city
next
slide,
and
this
is
the
development
closing.
So
this
is
the
rental
gap
program
and
then
also
the
four
cell
development
program
and,
as
mark
I
think,
mentioned
last
month's-
it's
not
quite
as
geographically
dispersed.
So
so
we
do
want
to
focus.
You
know
in
2021
about
getting
the
word
out
about
the
programs
into
some
of
the
the
neighborhoods
and
the
parts
of
the
city
that
have
not
used
the
programs
as
much.
A
Next
slide,
and
here
is
the
funds
to
date,
so
you
can
see.
We've
had
three
years
of
funding
totals
27
million
because
that's
minus
administration
for
those
three
years
and
you
can
see
what
has
been
committed
and
closed.
So,
let's
just
start
at
the
top
here,
the
rental
gap
program
over
three
years,
there's
been
12
million
allocated
to
it
committed
or
closed.
This
board
has
seen
7.6
million
worth
of
projects
go
in
front
of
it.
The
remaining
four
and
a
half
that
is
shown
there
is
the
2020
allocation.
A
That's
what
I
talked
about
last
month,
the
six
low-income
housing
tax
credit
developments
need
all
4.5
of
that
million
and
we
will
be
in
the
next
couple
months
after
we
get
through
this
allocation
plan
process.
A
We
will
take
those
projects
to
you
in
bulk
and
at
that
point
the
4.5
will
officially
be
read
as
committed,
but
for
practical
purposes
it
is
committed
because
we
know
that
the
funding
is
needed
to
get
those
tax
credit
deals
across
the
finish
line
on
the
for
sale
development
program
over
the
course
of
three
years,
you've
committed
3
million.
C
A
The
homeowner
assistance
program,
7
million-
and
this
is
reading
6.3
with
730
not
committed,
but
that's
only
because
the
paperwork
hasn't
committed
it
yet,
but
we
did
stop
the
application
because
we
know
that
the
applications
well
exceed
the
funding
that
we
have
on
hand,
so
that
program
for
practical
purposes
is
also
fully
committed
down
payment
closing
costs
over
three
years,
1.75
million
922
000
have
closed
at
this
point,
800
000
available,
but,
as
jeremy
talked
about
said
kovid,
we
have
seen
quite
the
uptick
to
the
down
payment
closing
cost
program.
A
His
staff
are
closing
about
12
to
15
a
month.
That's
that's
a
record
for
this
program
and
it's
just
getting
more
and
more
each
week
and
on
the
housing
stabilization
program.
A
You
know
this
program
is
tricky
for
us
to
report
because
we
do
have
the
the
coveted
cdbg.
That's
why
it's
listed
as
additional
resources
there
and
we're
we're
still
keeping
an
eye
on
the
cares,
act
and
some
other
things,
and
we
don't
know
at
this
point
how
much
more
money
might
be
coming
to
the
program
through.
G
For
the
rental
gap,
are
there
any
projects
that
we're
not
going
to
be
able
to
find
that
have
requested
funds
or
submitted
applications?
Are
inquired.
G
It'd
be
helpful
to
have
the
whole
picture
regarding
that.
A
So
so
yeah,
okay,
we
will
work
on
that
for
you
for
a
couple
weeks,
so
so
just
to
kind
of
highlight
that
a
second
we
have
you
know
technically
officially
closed
a
rental
gap
program.
Knowing
that
we
need
that
4.5
million
to
fill
the
long
house
and
tax
credit
awards
that
were
announced.
So
we
have
basically
just
been
telling
folks
when
they,
when
they
call.
You
know
that
that
we're
temporarily
closed.
A
We
have
had
some
calls
recently,
a
project
that
you
know
we
really
do
need
to
help.
A
couple
of
projects
are
existing
affordable
projects
that
really
need
new
roofs
and
hvac
systems.
So
they
can
continue
to
operate
affordably
there's
a
project
in
hazelwood,
which
is
a
preservation.
You
know
deal
of
purchasing
some
affordable
units
to
ensure
that
that
they're
preserved.
We
are
seeing
things
that
we're
kind
of
just
temporarily
saying
I
don't
know
what
to
do.
A
We
don't
have
funding
so
so
I
I
we
will
talk
to
the
advisory
board
more
about
this
in
a
couple
weeks,
so
that
you
are
aware
of
what
the
situation
is.
G
A
It
would
be
it
would
be.
It
would
be
a
little
bit
after
that,
because
the
hof
funding,
so
our
goal
is
to
get
to
council
in
december,
but
it
probably
won't
be
until
the
spring
that
the
you
know,
funds
are
are
authorized
to
the
ura
under
cooperation
agreement
and
and
the
same
with
any
additional
like
capital
budgeting
funding
that
we
get
so
we're
probably
talking
about
the
spring
with
that
said,
though
we
are
going
through.
A
You
know
some
some
existing
commitments
to
see
if
they
are
closing
and
then
some
of
the
tax
credits
be
able
to
see
if
there
could
potentially
be
other
sources.
You
know
outside
of
the
ura
to
help
to
see
if
we
can
free
up
any
any
funding.
Great.
A
Thanks:
okay,
any
more
questions
on
this
slide.
Okay,
next
slide.
This
is
this
is
really
the
same
thing
showing
showing
what
we've
extended
based
on
the
percentage
of
income,
because
I'll
just
refresh
everyone's
memory.
Since
we
do
have
a
few
new
members,
50
of
the
the
10
million
each
year
needs
to
help
households
at
30
percent,
ami
25
needs
to
help
councils
have
50,
ami
and
25
needs
to
help
households
or
can
help
households
as
high
as
80
ami
or
for
down
payment,
closing
cost
assistance
as
high
as
115
ami.
A
So
you
can
see
the
number
of
households
helped
on
this
slide
as
well.
I
think
that
helps
to
to
quantify
it
a
little
bit
so
we're
actually
in
terms
of
the
money
itself,
it's
going
towards
even
a
higher
percentage
of
extremely
low
income,
home
households-
and
I
it's
in
part
in
high
part
because
of
the
the
shelter
that
we
funded
through
the
demonstration
money.
A
But
but
you
can
see,
we've
helped
2624
extremely
low
income
households,
but
even
if
you
take
the
shelter
out
of
that
and
you
subtract
that
1600
off
we're
still
at
a
thousand
extremely
low
income,
households
helped
next
slide.
A
And
the
dim-
and
this
this
really
just
is
describing
those
demonstration
dollars
the
first
two
lines:
the
180
and
the
120
that
went
to
the
emergency
covered
relief
and
then
200
000
went
to
the
dismissal
homeless,
shelter
next
slide,
and
that's
really
it
on
supply
and
demand.
We're
going
to
talk
to
you,
you
know
in
more
detail
about
it
in
the
upcoming
weeks
in
terms
of
the
bylaws,
some
of
you
have
received
emails
from
hrna
advisors
from
washington
dc
asking
you
for
interviews,
please,
you
know
try
to
do
that.
A
If
you
can't,
let
me
know
so
that
we
can
make
sure
somebody
else
gets
your
slot
they're
they're,
starting
with
six
phone
or
zoom
interviews,
which
is
the
third
of
the
advisory
boards.
They
are
also
crafting
a
survey
right
now
that
will
go
to
all
17
of
you
and
so
so
a
lot
of
their
their
report
to
us
is
going
to
be
based
on
that
survey
to
all
17
folks,
plus
the
the
six,
the
six
interviews
and
those
were
really
just
picked,
trying
to
to
diversify
it.
A
Based
on
your
slot
in
the
advisory
board,
we
wanted
to
make
sure
we
had
some
neighborhood
representation,
some
professional
representation
and
then
also
some
government
representation.
So
so
that's
how
that
worked.
Any
questions
on
that.
A
This
is
just
saying
that
we
are
having
a
special
meeting
october
19th
to
approve
the
preliminary
vote
of
the
hof
allocation
plan
and
then
the
next
advisory
board
meeting
is
november
5th,
and
that
will
be
the
final
vote
and
then
it
will
go
to
the
ura
board
at
that
point,
teen
are
there
any
more
slides,
and
this
is
just
reminding
everybody
if
they
need
emergency
rental
assistance?
Please
call
2-1-1
okay,
so
it
is
11
12
and
I
open
it
up
for
questions.
A
W
I
don't
have
a
question
I
just
wanted
to
give
an
update.
I
was
charged
with
reaching
out
to
the
center
for
race
and
social
problems
related
to
data
and
also
dhs.
I've
had
two
preliminary
conversations.
I
should
be
finalizing
with
the
center
today
this
afternoon
and
then
aaron
dalton
and
I
are
connecting
on
friday.
A
Okay,
I'm
not
hearing
anything.
So
with
that,
I
asked
someone
to
make
a
motion
for
adjournment.
I
Wait
wait,
wait
one
one
that
was
on
mute
when
I
was
shouting
out
it's
just
about
these
slides
they
weren't
attached
to
the
agenda.
Can
can
we
have
these
slides.
A
Sure
bettina
can
you
email
to
everybody
this
afternoon.
T
A
Motion
carries
have
a
good
day.
Everybody
thank
you
so
much
for
for
hanging.