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From YouTube: Housing and Community Development Act Meeting 12-11-2019
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A
A
So
with
that
we
do
have
a
series
of
applications.
There
are
10
applications.
We
do
have
a
total
of
our
staff
members
here
present
to
answer
questions
for
us,
so
I'm
just
going
to
kind
of
run
down
the
list
and
see
what
items
we
might
have.
Questions
on
the
first
one
is
the
Certificate
of
Rehabilitation
program.
A
One
I
guess
one
question
I
did
have
was
with
regard
to
the
numbers
served
and
you
might
not
know
this.
It
might
be
kind
of
getting
ahead
of
the
curve
a
little
bit
here,
but
I'm
hopeful
that
going
forward
with
our
automatic
expungement
for
arrests.
But
that
might
you
know
free
up
the
need
for
some
of
these.
You
know
if
you
have
any
sense
of
whether
that
might
be
a
future
savings.
As
far
as
already
served.
A
It's
kind
of
a
prospective
it's
one
of
the
thought,
because
they
do
know
that
we
have
a
good
number
being
served
and
a
lot
of
that
also
ties
it
to
the
next
item
on
the
list,
which
is
the
mayor's
Summer
Youth,
Employment,
Program
and
I,
see
that
we
serve.
It
can
be
neighborhood
of
eleven
hundred
last
year.
B
A
C
A
Through
the
job
fair
is
that
correct?
That
is
correct,
okay,
which
is
a
great
event,
I've,
never
stopped
in
there
really
really
exciting
and
just
to
see
the
young
people.
You
know
the
energy
that
goes
into
it,
for
both
the
employers
and
the
kids.
It's
I
should
say
youth
they're,
not
all
still
kids,
I
suppose,
but
it's
a.
D
E
B
E
B
F
A
A
Next
on
the
list
is
the
target
area
graffiti
over
walls
that
is
a
every
year,
convocation
I
think
it's
definitely
important.
You
know
what,
if
I
already,
and
the
work
that
gets
done,
is
a
very
quick,
very
effective
and
very
efficient
about
my
perspective.
I
know
that
when
I
call
something
I
know,
people
are
able
to
call
things
and
it
seems
to
get
very
promptly
address
itself.
I
think
that
one's
pretty
self-explanatory
the
biggest
thank
you
for
joining
us
as
well.
We
also
have
a
couple
of
allocating.
G
The
LD
kV
that
is
north
of
Nathaniel
and
East
McDaniel,
is
a
smaller
t-shaped
Ally,
where
we
have
gotten
some
complaints.
Typically,
we
do
the
we
rotate,
which
Ward
we're
applying
for
a
lead
improvements
on
it.
So
this
year
we
are
recommending
second
mortalities.
The
second
ally
is
larger
ally.
The
ally
north
of
Dempster
needs
to
do
e.
That's
a
an
h-shaped.
Elliott
is
considerably
more
money.
This
one
is
actually
a
higher
priority,
for
the
staff
would
get
a
lot
more
maintenance
problems,
they're
going
to
struggle
to
keep
it
grated.
G
So,
although
it
is
more
money,
it
is
the
staff
preference
that
we
would
recommend
this
alley.
First.
The
other
issue
that
we
have
with
this
smaller
Ally
is
that
it's
part
of
an
area
where
the
CDBG
low
mod
percentages
have
fluctuated,
and
so
we
are
seeking
to
contact
HUD
and
get
redone
we're
doing
a
survey
to
get.
Is
there
a
correct
percentage
of
residents
that
it
would
meet
that
you
know
outside
the
area,
and
we
do
think
that
we
can
also
might
be
successful,
but
we
won't
really
know
until
HUD
decides
to
respond.
A
H
Submit
information
to
HUD,
they
wanted
I,
guess
a
little
bit
reformatted
and
to
be
assured
that
we
checked
the
sources
which
I
think
was
pretty
well
explained
and
you
know,
but
you
know
we
will
make
sure
they
have
to
approve
any
survey
before
we
do
it
and
if
they
don't
approve
the
methodology,
then
it's
no
good.
If
we
do
it,
but
what
I
have
to
make
sure
they
understand
which
I
thought
was
clear?
It
was
we
are
not
projecting.
H
You
know,
they're
all
worried
about
the
margin
of
error
if
you
or
the
plus
or
minus,
when
you
do
a
survey
of
a
part
of
the
population
and
then
make
projections
and
what
we
do
in
case
of
an
Lea
is
we
simply
use
the
same
people
who
hey
the
special
assessment
if
the
ally
were
to
be
done
through
the
special
assessment.
So
it's
the
immediate
needs.
H
H
H
G
A
A
G
A
D
G
Yes,
the
the
parks
along
the
canal
experience
buddy,
we
actually
have
any
number
of
parts
that
experience
flooding
what's
concerning
about
other
Park
is
that
some
of
the
flooding
is
in
landscape
areas
that
are
worried.
Private
property
and
the
flooding
is
spanning
both
the
park
and
the
private
apartment
property.
So,
for
that
reason
we're
recommending
this,
we
would
also
address
flooding
or
flooding
on
one
pathway,
and
we
would
put
in
here
to
do
energy
efficiency
upgrades
on
the
lighting
just
changing
out
the
fixtures
from
the
high
pressure
sodium
to
LED.
A
A
H
Was
one
saying
that
his
process
is
really
getting
the
new
database
for
many
many
years?
The
database
that
they've
been
using
for
code
enforcement
is
an
old
access
database.
That
was,
this
is
I
I
before
I
arrived
2006,
and
there
are
many
things
that
it
does
not
allow
us
to
do
to
really
make
the
program
more
efficient.
That
I
talked
about
Carlisle
I
talked
about
I
can
I
talk
about
on
things
like
the
whole
way.
H
We
look
at
code
enforcement
as
we
look
at
areas
that
are
going
on
housing
where
we
have
significantly
more
violations
than
in
general.
So
these
are
that's
how
we
determine
what
you,
where
you
put
your
CDBG
and
our
problem
is,
we
know
intuitively
and
if
we
sort
through
all
of
the
handwritten
reports,
how
many
violations,
but
we
can't
easily
poll
reports
and
show
comparisons
of
improvement
and
things
like
that.
Nor
can
we
things
like
right
now
in
the
CVG
target
area.
A
H
D
H
Did
your
time
activity
tracking
right
as
required
and
of
course,
the
other
thing
that
goes
into
the
time?
Negativity
tracking
is
air
time
if
they're
doing
CVG,
Corson
cases
in
front
of
communication
or
Accord
things
like
that.
So
that's
a
very
important
part
of
the
way
we
have
to
show
eligibility
of
expenses,
so
we
have
to
define
what
area
we're
focusing
on
and
why
we're
focusing
on
it.
What
we're
trying
to
accomplish-
and
we
also
have
to
show
that
we're
making
other
efforts
in
the
CDG
target
area
to
improve
conditions.
H
D
F
H
H
In
one
way,
because
my
times
already
in
many
cases
being
no
but
but
you
know
we
do
have
you
know
what
we
do,
is
we
build
in
staffing
costs
and
all
of
that
stuff?
And
so
with
that,
the
estimate
is,
we
think,
if
you're
on
a
fully
staffed
and
things
like
that,
we
would
expend
now
this
year
because
of
other
changes.
So
we've
had
code
enforcement,
low
turnover
and
code
enforcement
inspectors
and
Sam
Williams,
who
is
our
rehab
specialist,
is
also
a
code
inspector.
H
So
Hugh
has
picked
up
some
of
that
and
taken
some
of
his
time
away
from
CVG
every
human
doings
of
code
enforcement
beautiful.
So
that's
one
of
the
strengths
of
having
really
strong
staffs.
Who
can
do
both,
but
it
makes
it
you
know
not
getting
as
much.
We
have
done
this.
We
might
and
that's
why
you'll
see
our
numbers
are
down
we're
going
to
be
down
a
little
bit
this
year
in
completed
ones,
not
in
ones
that
are
undertaken,
but
in
an
included
monster.
H
D
H
Of
those
so-called
enforcement,
only
part
of
it
is
it's.
The
CDBG
target
code
enforcement
is
a
portion
of
the
overall
property
standards
budget,
so
the
names
are
a
little
confusing.
So
when
you
look
at
code
enforcement,
the
total
budget
for
property
standards
inspections
is
much
larger.
So
that's
why
it's
the
fifty
five
percent
of
the
total
budget,
so
the.
I
I
H
That
can
be
a
problem
with
almost
everything
seetio,
sadly,
but
no
I
think
I
think
that
many
of
our
people,
the
residents
of
especially
our
area
where
we
do
terminate
code
enforcement,
are
familiar
with
being
part
of
the
CDBG
target
area
and
actually
know
in
some
cases
it
can
be
a
resource
and
help
for
them,
but
it
is
confusing.
We
have
the
program
that
does
all
of
our
code
inspections
or
all
of
our
property
standards.
H
Inspections
shall
we
say,
but
over
fifty
five
percent
of
our
actual
city
resources
are
spent
in
the
CDBG
target
area
generally,
but
we
can't
always
allocate
enough
to
pay
for
whatever
proportionate.
So
it's
a
balancing
act
between
what
we
can
choose
to
put
against
it
receipt
of
CDBG
and
how
much
we
take
that
yeah
yeah
it
is.
It
is
very
confusing,
but
how's
it
rehab
is
frankly,
even
more
confusing,
because
what
we're
asking
for
this
year
in
that
12
225,000,
is
only
for
the
administration
portion
of
the
program.
H
There
is
another
source
of
funding
for
the
actual
rehabs,
and
that
is
the
revolving
loan
and
we're
not
asking
for
any
additional
allocation
of
entitlement
of
new
money,
because
we
have
enough
in
the
revolving
loan
fund
right
now
and
unspent
money
that
was
allocated
to
recapitalize
the
loan
fund
from
2019.
So
so
there
will
be.
I
I
H
Well,
we
we
always
want
to
go
challenge,
so
we
can
continue
to
keep
an
even
flow
of
work.
All
of
our
CDBG
housing
rehab
projects
are
managed
by
the
rehab
specialists
and
there's
a
reason
for
that,
and
that
is
the
requirements
for
federal
compliance,
which
are
astounding.
We
have
to
make
sure
we've
looked
for
led-based
painting,
we
have
to
remediate.
If
it's
there,
we
have
to
follow
up
bidding.
H
H
A
very
clearly
written
scope
of
work
and
have
people
bid
on
it
and
get
through
your
more
comfortable
bids.
It
is
not
something
that
most
of
the
people
we
help
have
the
capacity
to
do
on
their
own
without
just
making
yourself
crazy.
We
had
went
for
our
first
dream
and
he
was.
We
were
working
on
some
of
the
documents
and
he
was
like.
Why
do
we
even
have?
Why
don't
we
just
give
them
loans?
And
we
had
to
explain
those
too,
because
it's
the
same
thing?
D
H
D
F
H
By
zero
interest
loans
in
most
cases,
because
the
people-
and
we
do
look
at
this-
we
underwrite
them-
they
literally
do
not
have
the
cash
flow
to
pay
back
a
loan.
You
know
in
many
cases
they
are
barely
balancing
getting
their
property
taxes
and
they're
just
their
living
expenses.
So
if
they
have
the
capacity,
then
they
generally
are.
We
try
to
prioritize
based
on
need
and
urgency
so
right
now,
for
example,
we're
rigging
on
a
house
with
the
same
sewer,
lateral.
H
Well,
if
we
don't
fix
it
pretty
quickly,
the
house
will
have
to
be
shut
down
because
you
have
a
sanitation
problems,
so
we
there's
a
lot
of
different
a
lot
of
different
factors
that
come
into
the
try
to
manage
this
program.
It's
not
easy
at
all,
and
you
know
if
I
could
simplify
parts
of
it.
I
would
love
to
I
mean
when
we
are
fixing
stuff.
That
is
basically
within
an
existing
house
to
me,
going
through
a
process
that
shows
we
haven't
affected
sole-source.
H
Of
other
things
is
really
unnecessary,
but
that's
not
like
tricks
to
do
it.
In
fact,
when
we
were
monitored
a
little
over
five
years
ago,
I
think
it
was
one
of
the
things
we
got
dinged
on
was
some
of
the
environment
reviews
were
that
is
there
obviously
should
have
bitten.
So
you
know
I,
don't
really
have
a
better
relation.
A
E
A
I
know
long
these
lines-
let's
skip
economic
development
for
a
moment,
goes
straight
to
the
administration
and
paying
application
I
kind
of
to
your
ego.
They
contemplate
that
it's
going
to
take
a
lot
of
staff
time
and
cost
a
lot
to
manage
and
do
all
this,
so
they
let
us
be
a
chunk
of
money
for
the
administration
yeah.
So
that's
that
is
also
kind
of
built
into
the
mix
here
as
well,
that
they
yeah
that's
kind
of
presumed
from
that
piece
of
it.
H
I
C
D
I
H
There
is
very
little
duplication.
There
will
be
a
little
now
that
I've
taken
over,
but
again
we
do
tendon
activity
training,
so
we
don't
draw
it
if
it
isn't
spent
and
if
it
isn't
spent,
if
I
don't
allocate
any
of
my
time,
I
actually
can
allocate
my
time
to
either
CDBG
admin
or
housing
rehab
admin.
That's
flexibility.
H
We
see
GM
and
I
will
allocate
it
to
that
because
that
just
is
you
know,
however,
we're
still
budgeting.
We
would
be
budgeting
because,
if,
if
and
when
you
know
Gary
is
working
on
it
different
bases
he's
working
remotely
on
our,
we
may
at
some
point
transition
it
back
if
we
hire
a
building
official
in
that
exact
position,
so
we
can
to
budget
based
on
what
how
the
program
is
structured
and
then,
but
we
don't
drive
down
expenses.
We
can't
draw
it
down
the
money
for
that
unless
the
staff
work
on
it
now.
H
Scott's
position
is
a
full-time
position,
even
though
he
was,
and
so
in
Chris
Bernard,
who
is
the
customer
service
person
who
handles
the
housing
rehab
program
puts
the
approximately
sixty
percent,
sometimes
a
little
more
of
their
time
against
that,
and
then
there's
some
other
expenses
like
when
we
you
know
we're
leasing
Morgan
is
in
or
you
know,
all
that
kind
of
stuff
or
we
we
have
to
do
things
like
periodically.
We
have
somebody
who
wants
to
rebuy
their
first
mortgage
to
maybe
get
there
and
we
do
subordination
to
that
kind
of
stuff.
D
H
D
H
A
lot
a
lot,
a
lot
of
my
clients
and
I
will
be
frank.
One
of
the
reasons
in
addition
to
firemen
people
were
helping
generally
having
the
ability
to
pay
that
service.
One
of
the
other
challenges
is
when
we
have.
We
do
have
some
advertising
loans
and
then
sometimes
what
we
end
up
doing
is
chasing
people
who
can't
afford
the
debt
service,
and
sometimes
we
have
to
do
modifications
to
paperwork.
Because-
and
we
went
through
some
modifications
on
some
other
loans,
because
if
they
aren't
able
to
make
payments,
then
what
hypose
that
our
loans?
H
They
say,
why
do
you
have
a
loan
that
you're
not
who
isn't
in
compliance
with
your
terms?
Well,
that's
a
good
question
right
and
so
we
have
had.
There
are
some
efforts
that
have
to
be
made.
Sometimes
we
consider
those
in
those.
Why
do
we
do
that?
Those
go
over
the
long
internal
home
committee
and
if
they
are
something
that
is
not
within
our
standard
protocol?
Back
again,
it's
a
very
old
fall
to
be
bringing
to
the
committee,
because
that's
just
something
we
we
have
some
loans,
Willie
or
not-
that
were
written
in
I.
H
H
H
Of
the
money,
but
that's
not
the
primary
point
for
a
plumber,
it
is
to
help
them
and
not
to
and
right
now
we're
writing
a
lot
more
$50,000
well
understand
some
cap
normally
for
a
single
family,
and
even
with
that,
we're
not
able
to
do
everything
to
make
it
fully
we
make
until
with
greatest
needs,
but
you
know
we're
not
doing
things
at
one
point.
We
were
doing
more
sprucing
up
now
we're
doing
an
awful
lot
of
just
really
essential.
H
Yeah
we
have
another
property,
for
example,
that
was
a
house
that
was
converted
to
a
true
flat
many
years
ago,
and
it's
an
owner-occupied
true
flat,
those
get
treated
as
single-family
in
terms
of
qualified
me
owner
as
eligible.
We
don't
have
to
have
the
other
unit
in
Belgium
your
CDBG
rules,
which
is
nice
because
then
they
can
get
higher
than
what
is
fair
market
value
for
somebody.
Eighty
percent
of
everything,
but.
H
F
H
H
That
we
budgeted
that
the
same
amount
for
2019
voters
show
me
what
was
actually
used
and
what
we
can
actually
do.
So
we're
projecting
me
below
what
we
estimated
the
total
budget
for
2019
2019
because
of
some
of
the
reductions
of
staffing,
also
because
they're
doing
less
training
and
stuff
like
that.
It.
H
On
what
trainings
come
up,
there
are
a
bunch
of
when
there's
pain,
trainings
again,
and
so
one
year,
for
example,
Scott
Lomu's
went
to
a
it
was
a
3-day
thing
out
of
state,
you
know,
and
it
was
a
hug
training,
but
it
was
a
walkie
or
something
like
that,
so
those
costs
are
frequently
just
to
budget
for
it.
So
is
the
opportunity
comes
up
if
it
doesn't
get
taken,
some
good
spent,
it
can't
and
then
it
returns
to
the
fund
and
we
actually
had
a
if,
for
example,
we
had.
H
A
D
A
We
got
an
unfair
advantage
of
knowing
exactly
what
the
committee's
doing,
but
you
know
over
the
past
few
years,
we've
you
know
it
references
things,
for
example
like
the
facade
improvement
program,
which
is
actually
something
that
we've
gotten
away
from
doing
right
and
and
it's
really
transition
to
warn
towards
supporting
entrepreneurship.
Supporting
you
know,
small,
really
small.
These
are
like
micro
grants
for
start-up
businesses.
Typically,
the
applicant
will
go
through
a
program
to
them.
You
know,
learn
how
to
run
a
business
basically
over
simplifying
a
bit,
but.
E
A
Fairly
sophisticated,
we,
we
had
a
contractor
with
with
one
group
that
was
putting
on
these
programs.
It
was
weeks
and
weeks
long
and
they
you
know,
graduated
and
the
participants
said
and
I
guess
in
a
sense,
certified
them
for
any
completed
that
and
then
number
them
to
apply
for
these
types
of
grants,
and
is
it
you
know
they
tend
to
be
very
small
things
like
you
know.
You
know
a
couple
to
a
few
thousand
dollars.
A
They
might
be
to
get
a
a
computer
or
get
write
a
license
or
a
certification
from
the
state
things
that
you
know.
If
you
don't
have
the
cash
you
don't
have
a
couple
thousand
dollars
to
get
the
certification
from
the
state.
You
might
have
the
skills
and
the
ability,
but
you
don't
have
the
money
to
pay
vacation
power
that
next
level
of
training
so.
A
That's
been
going
and
and
they're
looking
for
a
more
money
to
protect.
Yes,
not
I,
guess
done
mr.
Samsa
jutsu.
Mr.
Zhao
is
EXA
this
looking
to
make
that
you
know
more
robust
and
provide
more
opportunities,
and
you
know
again,
this
is
the
job
training
and
access
to
opportunities
is,
I
think
it's
a
priority
for
all
communities
and.
E
D
E
E
H
D
H
Is
a
micro
enterprise
is
HUDs
terms,
is
a
business
that
has
no
more
than
five
employees,
including
the
owner,
and
if
the
owner
or
ownership
itself
qualifies
as
low
and
moderate-income,
then
you
have
almost
none.
You
don't
have
these
crazy
requirements
like
for
every
thirty
five
thousand
dollars
of
somebody.
This
you
have
to
create
a
lot
of
jobs
and
things
like
that,
and
one
of
the
interesting
things
is
the
the
most
successful
example
of
supporting.
H
Assistance
or
whether
it's
small
grants
or
loans
is
definitely
the
primary
thing
that
economic
development
is
looking
for.
There
may
be
an
opportunity
here,
but
there
have
been
on
occasion
where
we
put
larger
loans
that
are
actually
advertising
loans
that
have
debt
service
in
Tuba.
For
example,
could
you
go
Jamaican
restaurant
for
their
build-out?
H
D
H
The
project's
come
forward
throughout
the
year
and
go
through
economic
development
and
automated
said
she
wanted
them
to
come
back
to
this
committee.
I
think
we
can
discuss
if
there's
gonna
be
any
change
to
that
process.
It
makes
it
cumbersome
if
somebody
has
to
go
to
multiple
countries.
It's
really
crazy,
maybe,
but
it's
something
that
we
have
found
has
been.
H
C
H
Its
own
funding
category-
oh
so
it's
not
capped.
An
only
cap
categories
are
CDBG
administration.
Not
how
do
you
rehab
administration,
interesting
them?
Just
see
the
media
and
public
services
overall
and
so
of
the
programs
that
we're
looking
at
tonight,
certificate
rehab,
mayor,
Summer,
Youth,
Employment
and
graffiti
removal
fall
into
that
category
and
CDBG
was
designed
first
and
foremost
as
what
we
sometimes
call
it
bricks
and
sticks
type
of
funding.
H
Other
things
that
are
devoted
to
services,
but
those
don't
get
done
on
an
entitlement
basis
generally.
Those
in
the
state
of
Illinois
have
made
the
Sun
workers
the
CSBG
agency
for
agency
by
geographic
areas
right,
but
we
can
spend
no
more
than
15%
of
our
current,
your
grant
plus
15%
of
the
prior
year
program
income,
which
is
really
our
revolving
loan
repayments
on
public
services
activities.
So
we
always
have
this
crazy
spreadsheet.
H
That
shows
the
max
that
you
can
spend
in
that
category
to
try
to
figure
out
what
we
can
do
there,
and
that
is
our
most
competitive
category,
because
that's
for
all
of
the
nonprofit's
that
we
see
for
the
programs
from
the
joint
meeting
with
the
Mental
Health
Board
and
a
handful
of
others
that
but
very
important
ones
that
don't
have
mental
health
for
requests
as
well
like
fee
is
Job
Center
and
the
YWCA
all
of
those
things
fit
into
that
category.
So
that's
one
of
our
biggest
challenges.
A
Easy
and
it's
intuitive,
but
it'll
have
it
up
for
you.
So
it's
it's
also,
my
part.
It's
like
money
in
this
really
strasse
feel
like
what
we
do
is.
Each
of
us
will
do
it
on
our
own
and
then
email
it
to
Sarah.
So
that
way,
you
kind
of
late,
you
know
give
what
you
really
feel
like
we've
here
in
the
group
you
kind
of,
like
you
know,
change
your
mind
or
feel
pressure
or
whatever.
That
gives
everybody
an
opportunity.
You
know
kind
of
you
know,
submit
it
without
an
impression.
A
C
H
Only
one
that
was
given
out
actually
was
earlier
this
year
and
it
actually
has
to
be
having
at
least
the
funds
is
$60,000
was
actually
and
it
wasn't
alone
is
a
grant
to
present
any
grants
or
a
long
thing
to
be
done.
That
was
the
development
cooperative,
and
that
is
when
they
get
projects
and
they
actually
hire
people
for
low-income
people
who
started
doing
the
work
to
organize
ability.
H
E
E
A
I
A
E
H
E
H
Weren't
there
was
an
amazing
sons,
have
stuff
yeah
I'm,
saying
that
we
can
do
with
C
G
is
we
can
book
and
we
talked
about
it.
I
want
to
work
with
one
of
the
things
we
talk
about
is
we
have
a
lot
of
smaller
contractors
who
need
certain
things
out,
one
of
the
things
an
example
of
a
illinois
LED
licensed
contractor.
So
you
don't
have
the
licensing
to
do
web
remediation
and
we
can't
use
you
on
a
lot
of
our
CVG.
Well
great,
you
know
I
mean
we
could.
H
If
somebody
is
a
low
and
moderate-income
small
business,
you
know
org
or
something
like
that
or
a
Tony
give
them
the
money
for
the
training
or
maybe
the
first
year
come
pay
for
the
increased
insurance
costs,
because
that's
one
of
the
things
that
you
get
when
you
get
that
license
and
you
start
doing
web-based
paint
remediation.
So
you
know
we
have
these
pension
changes.
We
want,
you
should
trader
or
basically
grower
OH
exactly
and
that's
something
that
I've
talked
often
on
was
economic
development
and
others
about
that.
H
F
D
F
H
That's
something
we
can
talk
more
in
trying
to
find
out
about
Canada,
but
one
of
the
connected
Sharon
Johnson,
probably
to
make
sure
that
you
know
one
of
it
seems
is
we
can't
do
job
training
to
just
anyone
has
to
be
connected
with
a
micro-enterprise,
so
it
has
to
be
somebody
who's,
building
or
an
entrepreneurial
thing.
I
think
we
have
to
make
sure
it's
not.
H
H
Another
thing:
that's
very
frustrating,
lousy,
love
you.
Sometimes
the
lines
between
categories
are
somewhat
obscure
and
very
complicated
to
figure
out
that
they
are,
and
we
could,
for
example,
say
a
business
that
already
exists
identifies
people
who
are
low
income,
that
they
are
willing
to
train
and
that
moving
into
jobs
they
have
about.
In
theory,
you
could
then
fund
the
training
program
and
they
the
business,
would
then
to
hire
a
certain
number
of
those
workers,
those
low-income
workers.
H
A
H
E
A
H
H
A
A
I
A
What
we
do
is
so
that
leads
to
our
own
or
she'll,
come
in
and
she'll
show
us
what
the
averages
were.
Okay.
So
that
way
you
can
kind
of
like
you
know
what
you
did
and
then
you
see
okay,
wow
everybody
else.
The
average
is
so
much
higher
than
what
I
did
and
that
will
prompt
a
conversation
or
a
question
or
nobody
number
them,
but.
E
D
H
E
Sure,
or
what
do
you
think
they're
like
if
there
is
a
big
discrepancy?
Sometimes
something
might
say
you
know
you
know
I
seem
to
be
not
been.
Perhaps
I'm,
not
understanding.
The
program
is
thoroughly
especially
being
new
on
the
committee
trying
to
understand
how
I
may
have
been
off
and
what
my
some
of
the
other
members
of
the
committee
who've
seen
the
program
for
long
periods
of
time
and
sometimes.
A
Yeah,
it's
true
something
sometimes
somebody
will
say
no
I,
don't
think
we
should
do
it
because
of
this-
and
you
know
there's
a
little
bit
of
I
can't
find
the
right
word
but
yeah
having
been
on
the
committee
for
a
long
time
and
a
lot
of
the
applicants
of
the
same
applicants.
So
you
don't
want
to
become
too
routine.
So
I
think
you
have.
The
conversation
is
important.
It's
a
value
to
me!
So
that's
important
so
yeah.
So
it's
definitely
not.
H
We
don't
have
some
sort
of
guidelines
that
the
committee
is
agreed
to
in
the
past.
They
are
not
absolutes
they're
guidelines.
For
example,
when
we
look
at
programs
like
they're
different
all
the
different
nonprofit
programs,
kind
of
a
rule
of
thumb
is
we
don't
want
to
be
more
than
about
30
percent
of
the
budget
because
we're
not
in
a
position
right
now,
where
we're
starting
we're
safe,
we're
not
again,
you
know,
say
we're
gonna
fund,
something
that
is
practically
entire
because
what
happens
that
is,
then,
how
do
we
not
continue
to
do
that
and
there.
D
H
But
one
of
the
differences
there's
a
lot
of
differences
in
the
way
the
federal
government
wants
us
to
assess
risk
which
actually
are
almost
crazy,
because
you
know
they
want
we,
as
staff
have
to
go
through.
We
have
to
look
at
their
audits.
We
have
to
look
at
their
their
their
general
financial
stability
and
try
to
say
we
think
they're
a
good
risk.
Are
they
doing
it?
Well,
that's.
H
What's
up,
one
of
the
biggest
challenges
is
at
one
point:
they
they
wanted
us
to
sort
of,
say
well,
they're,
not
gonna,
they're,
economically
viable
and
you're
not
going
to
run
into
problem
as
well.
When
Al
and
I
had
a
budget
and
it
affected
all
of
our
nonprofit
as
I
said,
I,
don't
think,
there's
a
single
nonprofit
and
you'll
do
it
is
stable,
so
I'm
just
putting
it
out
there.
H
We
can't
do
that,
but
so
the
risk
assessments
that
HUD
is
requiring-
and
it's
actually
HUD-
is
from
the
Office
of
Management
budget,
which
is
my
house
not
out
of
any
of
the
individual
agencies,
aren't
just
really
counter
to
what
it
used
to
be,
which
was
that
grassroots?
You
do
everything,
and
so
it
makes
it
really
difficult,
sometimes
to
fun.
I
H
And
with
our
nonprofits
for
physical
improvements
for
many
many
years,
we
have
organizations
coming
with
very
small
requests,
and
they
would
come
here
after
year
after
year
and
one
of
the
problems
with
CDBG
when
you're
doing
anything
that
is
in
a
public
facility
as
they
call
it
is
your
construction
is
going
to
be
subject
to
prevailing
wages
and
so
to
have
that
costs
and
all
that
compliance
to
do
very
small
jobs
is
a
pretty
bad
decision.
But
eventually,
sometimes
you
end
up
doing
it,
because
it's
an
emergency.