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From YouTube: LAREDO HOUSING FINANCE CORPORATION BOARD 071521
Description
LAREDO HOUSING FINANCE CORPORATION BOARD 071521
A
Okay,
so
we're
gonna
go
ahead
and
call
the
meeting
to
order
it's
thursday
july
15th,
it's
12,
27
pm
have
a
roll
call.
A
Will
be
approved
by
gonzalez
and
second
by
evan.
C
E
E
F
D
F
E
E
F
On
the
fourth
floor,
so
in
the
same
courtroom,
basically
the
same
corner,
you're,
409
and
she's
407
like
right
next.
F
Is
about
the
filter,
so
my
maintenance
type
goes
and
changes
the
filter,
and
then
it's
been
happening
more
often,
but
to
the
extent
of
her
like
her
severe
eye
thing.
D
F
F
E
What
I
think
is
that
the
debris
is
like
in
the
tube
and
when
the
air
comes
out.
That's
my
personal
opinion.
I
know
nothing
about
air
conditioning
or
anything
okay,
but
what
I
think
is
that
the
debris
is
like
in
the
dark
or
whatever
the
air
that
you
when
it's
going
to
come
out
and
when
the
air
comes
out,
it
pushes
that
debris
out
is
what
I.
E
It
was
black
in
three
days,
so
it's
coming
out
of
the
hole
in
there,
the
actual
debris,
the
debris
and
the
stuff
is
coming
out
of
there.
F
Because
we
appreciate
you
because
bringing
those
comments,
thank
you.
E
F
Yeah,
but
I
think
this
is
like
you
suggested
call
somebody
to
come
check
the
duck,
and
maybe
it
needs
to
be
cleaned
out
or
something.
But.
D
Okay,
so
you
have
in
the
packet
your
bank
statement
from
fountain
banks,
and,
just
you
know,
your
ending
balance.
Ending
balance
is
85637.
F
They
raised
that
the
state
senses
a
rate
increase
now.
Is
it?
Is
it
something
that
we
wanted
to
raise
the
rents
because
they're
we,
I
didn't,
include
a
risk
in
their
package.
The
state
increased
the
rents,
and
I
mean
I
brought
my
draft
well.
D
I
It
automatically
gets
automatically
whenever
the
the
increase
comes
out
from
the
state.
We
automatically
load
it
in
the
system,
so
the
gross
potential
rent
increases,
even
though
the
actual
rent
hasn't
so
you're,
going
to
see
that
variance
and
that's
why
it's
it's
offset
because
of
that
that
that's
really!
Why
and.
D
And
then
there's
there's
different
parts
to
that
right,
so
one
it
would
be.
Also.
You
have
a
lot
of
leases
that
are
current
with
either
section
eight
or
even.
D
G
F
Especially
to
the
elder
correct,
so
that's
kind
of
offsets
and
that's
why
we
have
that
what
we
call
lost.
At
least
you
know
that's,
why
there's
that
variance?
So
there's
a
lot
lost
to
lease
and
that's
because
the
rents
haven't
been
increased
to
the
to
the
tenants
everything
else.
As
you
can
see,
total
repairs
and
maintenance
monthly
service.
Your
total
utilities
utilities,
as
I
mean
we're,
saving
a
lot
on
the
electricity
and
that's
the
plan
that
you
all
negotiated
with
the
city.
So
that's
saving
us
a
lot
of
electricity,
adam
promotion.
F
This
is
where
we
are
negative
again,
and
this
is
because
what
we
have
in
place
to
to
to
increase
our
occupancy.
We
have
facebook
posting
through
sprout.
We
have
apartments.com,
and
then
we
have
the
refer,
your
neighbor,
which
is
my
residence,
and
that
seems
to
be
what
works
best
at
our
site.
We,
we
offer
an
incentive,
a
fifty
dollar
walmart
card
atv
card,
and
then
I
have
some
lady
referring
all
her
boyfriends.
I'm
just
kidding
no
true.
F
They
go
in,
they
check,
they
call
we
scream,
we
get
them
in,
they
leave
and
that's
that's.
What's
been
helping
either
word
of
mouth
mouth
from
my
current
residence
or
the
facebook
postings
from
sprout
and
apartments.com
helped
a
lot.
They
were
sending
a
lot
of
lot
of
traffic.
My
way
it
worked
a
little
differently
because
apartments.com
cater
a
lot
to
the
to
to
the
national
regular
convention.
F
Property,
so
I
was
getting
calls
that
didn't
meet
our
criteria,
meaning
they
made
more
more
income.
I
think
I
even
referred
some
to
your
department,
because
I
know
you
were
trying
to
lease
up
the
convent
space
and
I
know
your
income.
I
don't
know
if
it's
same
as
ours
or
it's
eighty
percent.
Oh
okay,
then
it's
a
little
higher
okay,
it's
a
little
higher,
so
whoever
maybe
I
thought
would
qualify
for
comment.
Maybe
I
okay
call
jenny.
You
know
she
maybe
can
help
you
there's
another
apartment,
complex
opening
up.
F
So
that's
what
we
put
in
place
as
far
as
as
adam
promotion
with
that
year-to-date
I
have
had
25
leases,
but
I've
lost
15
people
so.
F
The
best
nursing
home
only
two
of
my
residents
actually
have
transferred
over
to
convent.
So
I
mean
that's,
that's
been
that's
been
good,
but
yes,
either
they
pass
nursing
home
or
cove
it.
A
lot
of
the
family
members
took
them
back
home,
you
know,
went
to
live
with,
the
son
went
to
live
with
their
daughters.
So
that's
that's
that's
what
my
that's
why
they
leave.
F
C
F
Do
you
have
a
weight
loss?
Yes,
I
don't
even
yes,
I
do
I
have
about.
As
of
yesterday,
I
have
a
bus,
it's
been
about
seven
people
and
I
was
trying
to
explain
to
melissa
my
waiting
list
is
it's
a
little.
F
I
tell
her
that
I
get
calls
I
scream
once
I
let
them
know
what
I
need
from
them
once
they
come
to
hamilton,
they're,
ready
to
lease
they're
not
going
to
go
on
a
waiting
list
because
they're
they're
going
to
lose.
So
that's
what
makes
it
a
little
hard
for
me
to
kind
of
like
my
waiting
list
is
mainly
for
my
transfers,
my
transfers.
I
wanted
the
two
bedrooms
that
either
lost
a
spouse
and
want
to
go
to
a
smaller
unit
or
the
studio
apartments.
They
want
to
go
to
a
one
bedroom.
F
I
F
I
F
F
Where
they,
where
they
you
can
have
some,
you
know
people
occupying
those
13
years
once
they
get
screened
and
once
they
apply
they
either
rent.
So
they're
already
my
tenant
or
very
rare
on
very
rare
occasions.
They
don't
qualify
because
they
are
over
income,
they
didn't
disclose
something.
They
didn't
disclose,
that
they
got
teachers,
retirement
or
they
get
va.
So
they
they
make
too
much
money
and
they're
disqualified.
So
they
can't
even
go
on
the
waiting
list
if
they
don't
qualify.
So.
E
C
F
Actively,
could
you
say
that
hey
there's
people
that
I
need
to
screen
for
to
see
if
they
qualify
for
this
13
or
you
don't
have
a
yes,
I
have
any
people
or
any
applicants
right
now.
I
don't
have
applicants,
but
I
have
people
I
can
call
and
screen
and
once
they
say:
okay,
no,
I'm
not
interested
anymore
or
no.
I
leased
at
a
different
place
or
yes
I'll
come
in
to
see
you.
I
guarantee
you
that
once
they
come
in
and
I
tell
them
what
they
need
they're
going
to
leave
and.
F
Yes,
it's
very
rare.
I
have
one
starting
today,
15
that's
moving
in
today,
but
mainly
they
started.
They
start
at
the
beginning
of
the
month.
F
So
how
gopro
will
appropriate?
So
how
actively
do
you
call
these
people?
I
mean
I'm
trying
to
understand,
because
I
mean
we've
had
we've
had
vacancies,
and
I
know
that
we're
trying
to
avoid
having
too
many
units
unoccupied,
because,
obviously
that's
loss
of
revenue,
so
we've
gone
from
you
know
92
now
we're
at
I
mean
we
went
for
95,
we
go
up
to
92
and
it
seems
like
we
always
have
units
out.
F
My
understanding
there's
people
that
need
to
come
in,
but
I
guess
so
just
to
kind
of
like
understand
so
they're
right
now.
This
is
an
active
thing.
I
I
work.
I
work
my
marketing
on
college
marketing,
but
it's
mainly
calls
its
calls
and
not
only
to
people
that
I
have
that
I
either
got
referred
to
me
or
I
call
you
know
for
I
follow
up
now.
I'm
just
saying
I
follow
up
with
with
possible
prospects
that
somebody
referred
over.
I
call
them.
I
scream,
but
it's
it's
a
daily
thing.
F
You
know
so
these
people
that
you
have
it
right
now:
they're
they're,
you're,
they're,
waiting
to
be
moved
to
a
smaller
unit
or
to
studio
what
you
don't
have
anything
available
from
those
16
units
that
you
have
and
they're
wait,
they're
waiting
to
confirm
if
they're
they
are
going
to
accept.
I
have
somebody
wanting
to
transfer
one
from
a
one,
one
bedroom
to
a
two
bedroom
which
is
convenient
to
us,
because
I
can
charge
more
rent
for
the
two
bedroom.
C
F
H
H
So,
for
example,
this
one
that's
gonna
transfer.
If
she
takes
the
two
bedroom,
it
won't
last
the
one
bedroom
vacant
for
very
long,
because
somebody's
gonna
want
it
either.
Somebody
from
outside
the
street
coming
in
to
lease
it
versus
the
studio
that
are
279
and
those
are
the
ones
that
we
have
talked
about,
setting
a
special
on
that
one.
H
So
the
rent-
let's
say
it's
four
hundred
dollars:
okay,
we're
not
gonna
lease
it
for
four
hundred
dollars
on
these
particular
studio,
a's
we're
going
to
lease
them
for
300
and
see
if
they
lease,
because
we
also
have
to
take
into
consideration
what
their
funds
are.
If
they
don't
come
with
any
type
of
help,
their
social
security
might
be
500,
so
they
can't
pay
400
dollars.
F
I
H
F
I
It's
an
ongoing.
You
know
you're
always
going
to
be
like
she
said
it's
an
active
piece
of
what
we
do
on
a
daily
she's,
going
to
have
to
continue
to
actively
try
to
whether
it's
work,
the
leads
that
we
have
work,
the
waiting
list
or
just
trying
to
gain
new
prospects,
because
you're
always
going
to
have
either
an
anticipated
vacancy.
Maybe
somebody
that
passes
away
or
somebody
that
has
to
go
with
family.
For
you
know
they
they
need
additional
care.
That's
always
going
to
be
ongoing
in
this
kind
of
senior
environment.
I
You
know
you
may
have
your
high
peaks
where
you
get
to
the
96
to
97
and
it's
great,
but
then
you
might
have
a
bad
month
where
you
know
you
have
a
couple,
people
that
passed
away,
and
it's
just
you
know
it's
nothing.
That's
planned
right,
so
it's
always
going
to
have
to
be
ongoing.
The
marketing
always
has
to
be
ongoing.
Always
searching
for
for
prospects
is
this
has
to
be
ongoing.
Otherwise
you
know
you
won't
stay
occupied
she's,
not
that
far
off
from
her
from
her
budgeted
occupancy.
I
I
Internally,
that
wants
to
transfer,
and
if
they
do
that,
one
bedroom
will
go
quickly.
I
think
it's
the
studios
that
we
probably
just
need
to
brainstorm
a
little
bit
more
on
how
how
we
can
get
those
filled.
One
of
the
things
I
mentioned
to
the
girls
earlier
was
maybe
possibly
setting
one
of
them
up
as
a
model
and
just
because
I
think
when
people
vis
people
walk
in
and
they
see
a
small
unit,
they
can't
visualize.
I
How
could
I
live
in
this
space
right
and
we're
actually
in
our
industry
right
now,
we're
doing
a
lot
of
those
micro
units
and
they're
going
like
hot
cakes,
but
the
key
is
showing
them
how
it's
set
up
right
so
showing
them
how
their
bed
can
be
placed,
showing
them
how
they
can
have
their
closet,
their
tv,
whether
it's
a
recliner
whatever
it
is,
but
maybe
setting
one
of
those
up
as
a
model,
so
they
can
visualize
yeah.
I
actually
can
live
in
this
space.
I
It's
doable
that
might
be
an
option
that
we
can
do
that
might
help
us
get
those
those
sticks
off
the
market
and
then
I'll
just
also
touch
on
the
advertising
piece
just
to
go
back
a
little
bit.
You
know
a
lot
of
that
online,
the
social
media,
the
facebook
all
that
it's
really
geared
more
towards
the
adult
child,
that's
really
who
you're
marketing
to
because
they're
the
ones
that
are
picking
up
the
phone
and
calling
for
their
parents
they're
the
ones
that
are
scrolling
on
social
media
at
night.
I
D
Maybe
gets
more
focused
even
putting
up
a
sign
outside
for
renting,
because
a
lot
of
people
I
mean
the
downtown
that
this
is
what
we
see
right,
that
are
elderly
and
just
to
give
you-
and
I
know
the
board
government
does
run
some
housing
programs
or
housing.
So
we
have
125
people
on
our
waiting
list.
That
is,
that
is
wanting
to
get
our
assistance
right
now.
The
assistance
to
to
live
downtown
is
very
geared
toward
the
hamilton,
because
there's
the
only
landlords
that
are
willing
to
work
with
with
the
program.
D
So
so
with
that
rental
assistance.
There's
a
there's,
a
hundred
people
120.
D
So
whenever
there's
a
vacancy,
we
only
have
outreach
to
help
up
200
people
sort
of
something
like
the
housing
authority.
So
we
we
have
six,
I
know.
Sometimes
I
I
think
what
the
board
is
concerned
is:
why
has
it
stayed
at
13
for
the
long
for
a
long
time?
We.
D
Were
now
the
city
has
taken
a
part,
a
part,
building
more
affordable
housing
in
the
downtown,
and
we
lease
them
up
and
those
don't
have
assistance.
C
D
Of
modeled
after
the
hamilton,
small
studio
apartments
and
they're
going
and
they're
getting
rented
with
no
assistance
on
them
either.
C
I
It's
it's.
It's
definitely
a
new
trend
that
smaller
space,
because
that's
what
honestly,
what
people
can
afford
right
now.
You
know
that
they're
going
into
a
smaller
space
because
that's
all
they
can
afford,
but
they
you
know
they're
coming
from
a
larger
space
and
it's
all
mental,
it's
just
showing
them.
How
can
you
live
in
this
smaller
space?
Well,
let
us
show
you
how
you
can
do
it,
so
I
think
that
that
actually
would
be
something
good
to
do
here.
I
G
F
G
F
That
balance,
it's
very
rare,
maybe
the
family.
If
the
family's
gonna
transfer
them
over
to
the
nursing
home,
they
always
try
to
do
it
to
fulfill
the
lease,
and
then
you
know
any
deposits
or
whatever
either
get
applied
to
whatever
damages
they
did
to
the
unit
or
they
didn't
turn
in
keys
or
etc.
Then
that
that
they
try
to
leave
with
you
know
everything
at
a
zero.
In
balance,
it's
very
rare
that
they
do.
F
Add
to
that
report
of
the
number
of
vacancies
the
unit,
what
they
consist
of,
and
the
unit
number
and
the
rent,
and
how
long
have
they
been
vacant?
Oh
okay,.
A
F
Because
we've
been
fortunate
prior
to
covet
that
we
would
always
be
at
96
97,
there's
trends
holidays
november
december.
I
lose
residence.
That's
when
we
drop
to
the
low
90s.
We
had
never
dropped
to
the
80s
until
coveted
situation,
so
that
made
it
a
little
difficult
to
pick
up.
But
I
thought
I
was
getting
there
when
I
got
to
96
and
then
yeah
and
then
I
had
the
car
to
leave
so
yeah.
F
We
want
to
work
on
the
floors
on
the
carpet,
delete
those
carpets
from
the
homes
and
do
the
planking
that
is
internally
I
mean
and
and
and
they
in
the
in
the
building
they're
they're.
They
they
need.
They
need
to
be
replaced.
H
D
D
F
We
did
twelve
eleven
and
six,
so
we
still
you've
only
done
three.
We've
only
done
three,
two
black.
C
F
F
Oh
yeah,
it's
it's.
It
can't
be
solved
right
away.
F
Otis
the
vendor
that
comes
in
and
they
serve
as
the
elevator.
The
time
it
went
out
it
was,
and
it
was
just
one
elevator
one
was
working,
some
morels
or
something
that
needed
to
get
replaced
and
then
another
one,
some
relays
that
needed
to
get
replaced.
So
yeah.
F
F
The
commercial
releases
from
mr
cristobal,
nothing,
nothing
yet,
and
we
I
proposed-
and
I
sent
him
an
email
on
our
last
meeting,
that
the
board
was
even
considering
a
shorter
term.
Lease
no
hits
yet.
No
okay.
A
Yes,
like,
I
think
we
discussed
12
months
right.
F
At
12
months
and
then
even
even
I
sent
him
an
email.
F
That
the
board
difficulty
getting
prospects
to
commit
to
a
long-term
lease.
The
board
recommended
I
reach
out
to
you
and
advise
you
that
they
are
willing
to
accept
a
one-year
lease
due
to
the
current
covet
situation.
They
said
they
are
even
open
to
negotiation
of
maybe
even
a
six
month
lease.
I
think
something
someone
had
said
it.
He
nothing
did
he
not
reply
at
all
or
he'd
agree.
F
I
wasn't
the
board
said
it
had
to
stay
as
a
restaurant.
I
do
have
another,
I
have.
I
have
a
lead
right
now,
mr
pina.
The
resident
that
leases,
the
other
two
commercial
spaces
asked
what
was
the
the
the
rent
for
the
for
this
space,
and
I
went
ahead
and
told
him,
and
then
he
asked
him.
You
know
why
was
he
was
he
interested?
Of
course
I
got
excited
right
and
he's
like
yes,
but
does
it
have
to
be
a
restaurant?
F
I'm
like,
I
think
the
board
is
wanting
it
just
to
remain
a
restaurant.
I
go.
What
do
you
want
to?
What
do
you
want
to
do
with
the
space?
He
said
I
was
thinking
of
a
grocery
store,
so
I
told
him
I
told
him
to
present
something
to
give
me
something
in
writing
with
his
with
his.
You
know
what
he
wants
to
pay
and
rent
and
then
present.
I
would
turn
around
and
present
it
to
you
also.
G
D
F
He
has
a
partner,
so
he
wanted
to
talk
it
over
with
the
partner
and
see
okay.
Well,
this
is
how
much
we
want
to
pay.
This
is
what
we
want
to
do.
This
is
how
many
employees,
you
know
et
cetera,
so
I
told
him
to
send
something
to
me
and
I
I
would
in
turn,
email
tina
right
away
with
the
proposal
and
we
can
take
it
from
there.
C
A
An
idea:
okay,
next
item,
discussion
with
possible
action
on
the
upcoming
review.
A
Second,
all
in
favor.
All
right
next
item
is
a
discussion
with
possible
action
on
the
upcoming
renewal
of
annual
hamilton
property
insurance
policy
and
gratification
of
gao
and
umbrella
liability
insurance,
renewal.
D
Yes,
so
there
was
a
quote
that
was
given
that
immediate.
Then
it
was
going
to
expire.
So
I
think
mr
representative
reviewed
it
a
few
of
you
might
have
given
me
some
comments,
so
we
went
ahead
and
capstone
went
ahead
and
renewed
it.
We
would
just
want
ratification
from
the
board
in
the
form
of
a
motion
that,
and
they
can
give
you
more
information
on
on.
C
G
Know
that
the
property
is
coming
up
in
november,
we
can
look
at
that
and
maybe
see
if
somebody
else
wants
to
do
that,
but
for
what
you've
got,
I
think
we
should
just
do
it
and
move
on.
So
I
move
that
we
we
approve
the
quotes
that
they
got
and
use
the
vendor
that
they
they
came
up
with,
that
they
recommend.
F
D
Yes,
I
I
forward
you
as
soon
as
this
as
capstone
sends
me
a
notification.
I
try
forwarding
to
the
board.
Sometimes
it
doesn't
make
the
agenda
I
would
like
for
it
to
make
the
agenda.
I
shouldn't
be
on
me
to
notify
the
board
it
should
be.
Maybe
the
capstone
should
always
bring
it
to
you
in
the
form
of
you
know.
The
conversation.
C
D
H
G
I
A
calendar
reminder
as
well
yeah,
so
we'll
also
make
a
note
if
it's
so
is
it
I'm
not
sure
if
it's
consistent
every.
I
D
Just
for
an
example,
the
next
meeting
is
scheduled,
for
I.