►
From YouTube: Oplerno ◐ Team Meeting 95
Description
Previous Team Meeting:
https://youtu.be/93FEXMoMvo0
Revealed: the 30-year economic betrayal dragging down Generation Y’s income
http://www.theguardian.com/world/2016/mar/07/revealed-30-year-economic-betrayal-dragging-down-generation-y-income
--
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A
B
Justin
Bieber
and
Selena
Gomez,
of
course,
they're
going
to
be
doing
a
wonderful
duet
and
selections
of
songs
off
both
their
albums
yeah.
I'm.
A
Looking
forward
to
that
say,
yeah
I'm
gonna,
I'm
looking
forward
to
my
deleted
to
a
sweater
with
you
as
a
fantastic
yeah.
We've
been
practicing
in
the
studio
anyway,
that's
more
serious.
How
he
been
doing
this
weekend
of
these
past
two
weeks
were
robbed.
Could
we
admit
we
missed
each
other
for
two
weeks?
Para,
that's.
B
True,
it
was
on
florida
was
awesome.
I
spend
a
lot
of
time
with
austin
on
Jay
on
the
beach.
Also,
while
visiting
my
parents
on
some
great
runs,
got
to
go
on
an
airboat
ride
through
the
Everglades
which,
through
mangrove
forests,
saw
dolphins,
manatees
incredible
amounts
of
fish
and
crab
and
yeah
it
was.
B
It
was
really
really
relaxing
and
I'm
nice
to
just
get
away
and
not
be
quite
so
dialed
in
to
the
internet
and
that's
a
great
thing,
I
mean
you
know
it
doesn't
last
because
you
have
to
come
back
from
vacation
and
handle
everything,
but
it
was
nice
to
get
away
and
you
of
course,
were
gone
for
a
week.
So
you
know
tell
me
a
little
bit
about
that.
Well,.
A
No,
that
was
one,
of
course,
I
once
went
last
week
monday.
We
left
it
this
holiday,
sherry.
As
everybody
probably
knows,
my
girlfriend
is
a
primary
school
teacher,
and
so
we
only
have
limited
we
limited
vacations
here
in
the
year,
so
we
got
away.
We
went
to
a
little
house
in
the
middle
of
in
the
middle
of
the
forest,
had
a
lot
of
nice
to
add
a
lot
of
really
nice
time
close
by
they
had
a
swimming
pool.
Abel
visited
there,
it's
a
was
cold.
A
There
was
a
lot
of
sleep,
yeah,
that's
all
for
weather,
but
we
enjoyed
it
anyway.
We'd
really
care
how
we
visited
lots
of
a
historical
places.
There
I
mean
a
prime
minister
historic
then
place
the
your
use,
of
course.
Five
six
hundred
years
old
house,
your
house,
your
place
predation.
B
A
A
Oh,
you
know
I
had
lots
of
fun
I
what
I
made
the
agreement
with
my
girlfriend
that
it
would
be
a
half
work
and
half
play
so
I
just
but
of
course,
I
took
a
whole
load
of
electronic
electronics
and
all
this
type
of
stuff
with
me
and
that
and
has
so
much
fun,
building
all
kinds
of
stuff
and
having
lots
of
fun
and
also
explained
a
lot
of
these
things
to
my
kids
mayor.
My
elders
is
for
so
she
has
no
clue
what's
going
on,
but
she
did.
It
went
public
I
make
blinky
lights.
A
A
B
Okay,
no
so
today
at
enter
mean
we're
going
to
talk
about
the
director
of
institutional
sales
position
and
our
new
hire
then
also
talk
about
looking
for
people
to
do
student
outreach,
I'm
in
the
US
and
also
beyond,
and
then
finally
we're
going
to
talk
about
an
article
in
The
Guardian
that
will
pull
up,
which
is
about
the
problems
that
Generation
Y
is
having
in
terms
of
their
income
levels
and
some
pretty
amazing
drafts
some
pretty
amazing
graphs
of
the
data
and,
of
course,
one
of
the
components
of
that
is
going
to
be
student
loan
debt.
B
So
we're
going
to
talk
a
little
bit
out
that
so
just
three
three
things.
So
the
first
piece
director
of
institutional
sales
on
Jesse,
Bay
Nia,
is
going
to
be
working
with
us
in
the
Northeast
and
working
in
finding
institutions,
both
in
the
Northeast
and
other
parts
of
the
US,
for
us
to
sell
our
content
and
sell
classes
to
sell
classes
to
that.
Our
faculty
have
developed.
So
basically,
how
this
is
going
to
work
is
remember
our
faculty
on
all
the
content
they
create.
They
set
the
tuition
rate.
Well,
we
can
do.
B
What
we
can
also
do
is
you
know
we
generally
negotiate
a
higher
rate
of
pay
than
even
is
listed
on
the
catalogue
and,
of
course
at
least
eighty
percent
of
the
tuition
revenue
that's
generated
in
a
class
goes
to
our
faculty.
Remember
we
charge
a
hundred
dollars
or
ten
percent,
whichever
is
greater,
so
the
great
thing
about
having
justing
on
board.
Is
that
he's
going
to
be
devoting
a
lot
of
time
to
this?
B
A
lot
of
time
to
doing
these
types
of
sales,
which
both
Daniel
and
I,
have
been
doing
piece
mail,
because
there's
a
lot
of
other
stuff,
we've
got
to
do
to
keep
a
planner,
know,
opening
up
and
running.
You
know
working
with
faculty
working
with
students,
creating
content
and
just
you
know,
making
sure
the
technology
works
really
well.
So
let
me
just
pull
up
Jesse's
bio
and
that
will
be
going
on
the
website
this
week.
So
Jesse's
work
together
with
on
this
passion
for
learning,
as
he
progressed
through
his
20s.
B
He
has
two
degrees
in
a
range
of
professional
pursuits
and
three
international
journeys
and
experiences
he
studied
in
France
on
international
development
and
education
policy
and
worked
in
those
fields
at
both
US
bank
UNICEF
and
a
few
startups,
including
imperative
and
dreams.
He
do
he's
traveled
extensively
in
southern
Europe,
the
Balkans
and
South
America,
while
working
with
youth
on
social
impact
projects
in
Kosovo,
researching
urban
design
in
Brazil
and
volunteering
with
restoration
and
biodiversity
education
initiatives
in
Ecuador.
B
His
commitment
to
the
redesign
of
post-secondary
learning
is
stemmed
from
his
personal
frustrations
and
to
interpersonal
realizations
that
has
come
along.
The
way
the
reflection
of
these
experiences
generated
questions
like
what
will
constitute
the
future
of
learning
for
all
and
how
will
those
that
need
these
opportunities
and
those
the
facilitating
teach
them
be
given
voice
and
ownership
in
their
creation?
So
Jesse's,
you
know,
spent
a
lot
of
time
on
taking
a
look
at
a
play.
No
talking
with
us
and
now
he's
coming
on
board,
you
know
he's
in
his
mid-30s.
B
He
lives
right
now
in
Maine
and
you
know
has
a
lot
of
different
kinds
of
experiences
and
background
which
are
going
to
help
him.
Do
those
outreach
to
the
institution.
So
we
welcome
Jesse
on
board
and
there'll,
be
more
information
on
Jesse
and
what
he's
up
to
in
the
next
several
weeks
as
we
do,
you
know
more
formal,
onboarding
experience
here
with
a
plan.
Oh
so
Daniel,
you
want
to
just
say
a
few
words,
because
you've
interviewed
a
reception,
I'm.
A
Very
excited
to
have
Jesse
important
and
I
have
applied
talk
to
me
before
I
went
to
holiday
they've
made
the
last
days
before
I
went
to
holidays.
I
was
wrecked,
really
needed
to
wear
concentrates
on
the
on
the
really
just
made,
even
in
my
state,
where
I
could
only
take
in
assassin
about
he
was
too
good
just
on
point.
He
actually
he
may
be
enthusiastic.
He
gave
me
ideas
about
apply
now,
which
things
that
was
the
things
that
I
might
not
have.
Was
it
not
have
not
been
on
my
forefront?
A
My
vision
of
corporal
prowess,
of
course,
is
following
a
certain
path
and
he
has
brings
new
ideas
to
the
table
fresh
outlook
to
work
so
I'm
excited
to
have
him
on
board
and
I.
Think
I'm
I'm
literally
look
up
there
I'm
really
looking
forward
to
it.
There
suture
when
you
were,
and
you
developed
a
plan
over
yeah.
B
Well,
compassion,
yeah,
I'm
and
I'm
really
excited
again
to
have
that
a
person
just
focused
in
on
doing
the
institutional
outreach
which
leads
us
now
now
that
we
have
that
remember
the
strategy
for
a
plenum
is
that
one
of
the
strategies
is
that
we're
going
after
institutions
to
sell
our
content
and
our
and
to
do
the
outreach
for
on
the
classes,
because
both
that
creates
credibility
by
association
for
us
on
that
also
generates
it's
a
it's
a
known
pipeline
of
students
that
can
come
in
and
take
a
platter,
no
classes
for
rocks,
transfer
credit,
and
also
you
know,
working
with
those
institutions
to
potentially
develop
new
content.
B
So
we're
looking
of
looking
at
already
at
the
institutional
sales
is,
is
furthering
those
relationships
that
we
already
have
and
that
we're
trying
to
develop
to
create
pipeline
of
students
for
the
classrooms.
So
now
that
we've
got
that
piece,
we're
going
to
be
posting
a
bunch
of
different
jobs
about
student
outreach.
Now
what
we!
This
is
something
that
we've
talked
about,
that
I've
talked
about
with
Jesse.
We're
really
looking
for
is
people
who
are
either
in
school
or
just
out
of
school,
who
want
to
tap
into
and
create.
B
A
you
know,
remember
of
plan
is
a
movement,
it's
an
open
learning
organization
and
really
want
to
use
and
develop
the
tool,
the
basic
tools
and
foundation
that
we
have
on,
and
you
and
help
young
people
understand
that
they
can
get
an
education
for
cheaper,
a
whole
lot
cheaper
and
then
exactly
what
they
want
by
working
with
a
plan
of
working
with
our
associated
institutions
that
that
partner
with
us,
it's
really
really
important
that
we
keep
costs
low
and
that
we
pay
our
faculty
as
much
as
possible.
So
the
courses
are
really
high
quality.
B
Think
the
best
group
that
it's
going
to
be
the
most
successful
in
both
recruiting
students
to
take
the
courses
but
also
really
pushing
a
player
known
to
be
on
a
tool
that's
accessible
to
everyone
globally,
had
a
very,
very
reasonable
cost,
is
when
we
get
on
people
who
are
under
the
age
of
32,
really
take
up
the
banner
and
start
dom
marching
with
it
and
get
a
little
bit
pissed
off
about
the
current
state
of
affairs,
in
terms
of
accessibility
globally
on
to
higher
education
and
also
the
costs
it's
to
the
costs
are
too
much
and
we
have
a
really
great
solution
that
can
enable
people
to
get
it
high
quality
education
at
a
reasonable
cost,
where
they're
back
in
control
there
in
the
center
of
things
on
students
controlling
what
they
learn
and
controlling
who
they're
being
taught
by,
which
is
something
that
doesn't
happen
in
traditional
I
read,
and
you
don't
have
to
go
for
a
degree.
B
You
can
just
take
a
bunch
of
classes
to
earn
a
certificate.
We
can
take
a
class
to
learn
some
skills.
What
we
really
want
to
do
is
we
want
to
find
those
student
ambassadors.
A
few
of
them,
and
it
doesn't
matter
whether
you're
in
the
US
or
whether
you're
outside
the
US.
We
really
are
interested
in
getting
people
involved
in
changing
higher
end
of
mentally,
which
is
the
goal
of
a
planner
from
the
beginning.
A
Know
my
mom
music,
so
it
I
usually
am
yeah
I'm
using
no
sora,
no,
not
absolutely
right,
sir.
Now,
if
I
think
I
mean
it
said
as
to
what
I
said
previously
but
I
within
direction
that
we're
planners
going
where
I
was
it.
We're
very
much
focused
over
focus
on
that
and
on
things
that
were
we
could
it
be
focused
on
more
now
we're
going
to
be
focused
on
more
of
the
healthy
on
the
student
outreach
or
more
other
things.
B
So
you
know
we're
going
to
have
the
job
posting
on
Wednesday
it's
going
to
go
on
our
website,
but
just
I'll.
You
know,
for
those
of
you.
People
for
people
who
are
tuning
in
I'm
realize
that
we're
now
going
to
be
pushing
on
the
student
ambassador
role
and
finding
students
who
want
to
work
with
us
to
bring
on
people
on
board
and
looking
forward
to
doing
that
now.
A
Rub
I
know
this
isn't
really
the
place
for
you
may
never
to
I
mean
of
course.
Ideally,
this
is
the
place
but
say
the
student
ambassador,
Rose
is
the
others
also
possibly
and
for
credit
rolls.
These
are
these
roles
that
people
could
take
as
a
a
intern,
internship
or
things
like
this.
If
vodka
for
college,
it's.
B
Internship,
but
it
can
be
an
internship,
but
what
I
really
also
want
to
do
is
incentivize
people
to
also
be
making
some
being
able
to
make
some
money
plus
doing
good
I
mean
remember.
Societal
change
has
to
come
about
because
the
business
models,
sustainable,
okay
because
of
sustainability
practices
and
we've
tried
a
couple
of
different
things.
A
little
bit
half-heartedly
I
think
I'm
getting
a
little
bit
too
bogged
down
in
certain
kinds
of
complications
earlier
on,
and
what
we
need
to
do
is
make
sure
that
sure
we
can.
B
You
know
there
might
be
a
way
to
do.
Some
sort
of
you
know:
credits
for
transfer
credits
in
terms
of
an
internship
program,
but
what
I
really
want
to
do
is
is
make
it
so
that
people
can
also,
you
know,
earn
some
money
while
they're
recruiting
you
know,
students
there
are
particular
there
are
limitations
about
recruiting,
recruiting
us,
students,
okay,
that
that
can
happen
because
of
certain
things
with
federal
aid
and
accreditation,
but
outside
the
US.
B
That's
a
very
different
type
of
thing,
and
so
you
know
and
we'll
be
talking
about
that
at
the
next
team
meeting.
B
You
know
when
we
really
roll
out
the
program,
but
no
there
are
there's
possibility
for
transfer
credits,
but
I'm
also
trying
to
make
sure
that
we
do
it
in
such
a
way
that
it
is
economically
sustainable
for
the
for
people
who
are
students
who
need
to
earn
some
money,
because
we
can't
have
students
doing
things
for
free
with,
which
is
the
problem
in
higher
ed
they're,
actually
not
doing
things
for
free
there
in
a
ton
of
cash
on
to
get
these
kind
of,
like
yo,
so-called
internship
programs.
And
so
let
me
pull
up.
B
A
I'm
dunno
I
have
I
also
thought
that
I
was
Generation
X,
but
then
these
borders
there
was
a
Chester
penza,
whose
numbers
your,
whose
age
group
of
huge
said,
think
you're
carrying
him
so
I,
don't
know
and
and
of
course,
I'm
socially
as
well
at
a
bit
difficult
because
I
I
was,
I
got.
I
love
to
slightly
different
culture
in
there
was
a
subculture
in
the
netherlands
difficult.
B
Okay,
so
we'll
we'll
call
well,
I'm
definitely
generation
expert
generation.
Why
we're
talking
about
people
from
roughly
ages
of
25
to
29
and
then
then
that
these
graphs
talk
about
people
in
the
ages
of
65
to
69
and
ages,
70
to
74
and
talking
about
percentage
growth
and
disposable
income
above
or
below
the
national
average
growth
rate?
So
when
we're
talking
about
people
from
roughly
32
265,
that's
the
bulk
of
people
who
are
working
and
when
and
what
we
want
to
do
is
you
know,
think
about.
B
Well,
what's
the
percentage
that
that
of
growth
and
household
income
over
on
between
you
know
different
dates
and
different
particular
countries?
So
this
is
a
broad.
The
statistics
in
this.
The
data
is
the
data,
but
in
terms
of
trying
to
figure
out
statistically
arm
which
groups
are
benefiting,
you
can
take
a
look
at
the
at
the
at
the
grass.
But
there's
probably
some
error.
You
know
within
it,
but
it
makes
a
great
point
that
Generation
Y
on
has
seen
the
their
average
income
fall
arm
in
the
last
30
years,
but
which
groups
have
benefited.
B
You
see
these
transfer
payments
if
you
want
to
be
perfectly
blunt
transfer
payments
from
on
younger
cohorts
to
people
who
are
just
about
to
retire
or
who
are
in
retirement.
These
are
just
percentage
changes
now
it's
what
what
I
find
really
interesting
is
that
only
Australia
have
things
gone.
B
Well,
although
you
know
there
might
be
a
slight
difference
in
terms
of
the
last
five
years
because
of
the
commodities
crash,
but
you
can
see
that
young
people
are
getting
their
income
squeezed
and
taken
away
from
them
and
that
they're
being
transferred
on
transfer
payments
to
people
who
are
older
on
to
the
one
in
the
u.s.
is
called
the
greatest
generation.
B
Or
you
know,
people
who
are
even
older
than
that
in
terms
of
these
retirement
programs
generally
or
different
social
programs,
but
young
people
getting
really
quite
hurt
and
shafted
on
in
many
countries,
in
the
EU,
and
also
also
in
the
US.
And,
let's
add
on
the
extra
insult
that
not
only
as
income
income
levels
been
falling,
but
people
are
being
saddled
with
more
and
more
debt
student
loan
debt.
Primarily
you
know,
also
some
credit
card
debt.
B
Although
a
few
years
ago,
the
amount
of
student
loan
debt
is
now
greater
than
the
amount
of
credit
card
debt
outstanding,
and
so
all
of
those
things
are
making
it
incredibly
difficult
for
Generation
Y
to
get
any
kind
of
percentage,
any
kind
of
of
traction
in
terms
of
creating
their
own
lives
and
having
their
own
on
their
own
independence
economically
and
the
article.really
points
out
a
whole
bunch
of
different
arm.
You
know
prosperity
is
plummeting
for
young
adults
in
the
in
the
developed
world
in
the
US,
the
m23's
are
now
poorer
than
retired
people.
B
Okay
and
in
the
UK
pensioner,
disposable
income
has
grown
prodigiously
three
times
as
fast
as
that
as
the
income
of
young
people,
and
that
just
is
creating
more
and
more
of
a
social
divide,
and
you
can
see
that
manifesting
in
the
u.s.
in
terms
of
the
support
for
Bernie
Sanders
on
the
Democratic
side
and
even
some
of
the
decent
percentage
of
people
who
are
pissed
off
and
have
decided
to
abandon
the
Republican
Party
and
join
Trump.
So
on
the
fringes
of
the
left
and
the
right.
B
That
is
one
creating
economic
opportunity,
but
two
we
got
to
get
the
student
loan
costs
dramatically
lower
and
for
those
people
who
are
you
know
with
graduate
degrees
on
between
the
ages
of
you
know,
25
and
55
we've
got
to
increase
their
income,
and
that
means
really
taking
a
hard
look
at
this
whole
adjunct
situation,
where
faculty
get
paid
a
very
little
amount
of
money
on
for
teaching
full
loads
of
classes
like
the
tenure-track
professors
are
making
five
and
six
figures.
A
Now
I
mean
I,
see
this
as
I
see
this
a
lot
around
me.
Is
he
also
in
the
in
the
UK
the
what's
a
year
here?
The
I've
seen
it
for
quite
some
time.
This
dis
infringe
a
disenfranchised.
People
just
feel
disenfranchised.
I,
don't
feel
like
that
vote
counts
for
anything.
They
don't
feel
like
these.
So
this
is
a
lot
of
these
people.
These
people
are
the
especially
young.
A
I
mean
this
and
also
these
older
people
are
going
to
be
ND,
ending
up
not
being
able
to
leave
as
much
to
that
parent,
their
children,
because
also
they're
never
going
to
be
a
good
to
be
bled
dry
zwolle.
So
it's
and
it's
not
looking
so
good
for
this
and
for
the
Gen
Y
or
for
the
Millennials-
are
there
for
the
case
for
that
matter.
Yep.
B
General
I,
or
even
you
know
the
Gen
Xers
are
you
know?
Definitely
you
know
seeing
their
income
levels
on
starting
to
fall
and
we've
got
to
look
at.
You
know
where's
the
about
economic
and
social
and
political
opportunity
and
building
you
know,
building
power
and
building
a
financial
capital,
and
that
only
is
going
to
happen
if
we've
got
jobs
for
people
and
if
people
have
access
to
education
and
it
doesn't
matter
where
you
are
in
the
world.
B
You
know,
raise
everybody's
a
stake
and
improve
our
societies
in
a
much
better
way
than
what's
happening
right
now,
where
we're
on
creating
more
and
more
scarcity
on
things
that
don't
really
need
to
be
scarce,
you
don't
need
to
spend
you
know
120
or
two
hundred
thousand
dollars
on
a
very
good
education.
B
You
can
spend
a
whole
lot
more
and
our
faculty
I'll
stack
them
up
against
anybody,
we're
getting
there
and
we're
creating
a
lot
of
great
content.
What
we
need
is
to
find
that
under
30
crowd,
we
need
to
find
a
bunch
of
you
all
who
are
pissed
off
and
angry
and
aren't
going
to
take
it
anymore
and
want
to
build
something
want
to
build
a
more
just
system
and
and
a
player
know
with
our
transparency.
The
way
we've
created
the
business.
What
we're
trying
to
accomplish
I
mean
you
can't
get
any
more
transparent
than
that.
B
A
And,
of
course,
I
remember
to
follow
our
twitter
follow
our
Facebook
follow
everything
that
we
do
is
because
we
can
continue
to
produce
amazing
content
and
high
resolution
is
producing
some
amazing
contents.
One
line
this
week,
there's
so
much
been
scheduled
out.
So
please
follow
the
swimmer
and
links
are
all
in
the
show
notes
below
goodbye
great.