►
Description
House Commerce Committee- March 8, 2022- House Hearing Room 1
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A
Good
morning,
everyone
we
are
going
to
be
charged
overtime
on
our
rent
of
the
room.
If
we
don't
get
busy
here
today,
I
think
we're
mostly
in
our
places
with
bright
shiny
faces.
So
this
is
the
full
committee
of
the
house,
commerce
committee,
I'm
kevin
vaughn
I'll,
be
your
host
today,
mr
clark,
would
you
call
the
roll.
A
All
righty
thank
you
before
we
get
into
today's
calendar.
Do
we
have
any
personal
orders
from
the
members
any
personal
orders?
I've
got
one
from
representative
calfi.
B
B
Thank
you,
mr
chairman.
I
have
a
several
folks.
I
have
my
a
constituent
paul
klein
in
the
back,
a
fellow
scott
banberry,
who
will
be
my
constituent
if
the
voters
send
me
back
next
year
and
and
several
friends,
sarah
houston,
ward,
archer,
justin
pearson,
and
maybe
some
others,
I'm
not
thinking
about
right
now.
C
Thank
you,
mr
chairman.
This
is
I'm
not
introducing
a
stranger
there's,
a
former
member
that
happens
to
be
in
the
back
there.
He
hadn't
been
here
in
a
while
and
some
of
y'all,
I'm
pretty
sure
you
knew
him
because
he
used
to
be
the
chairman
of
the
party
on
the
democratic
side.
Mike
turn,
if
you
don't
mind,
stand
and
raise
your
hand,
sir
good,
to
see
you
mike
looking
well,
thank
you.
A
D
Thank
you,
mr
chairman.
I
would
like
to
recognize
someone
teresa
duncan
is
here
with
roane
state
community
college
she's
a
vice
president
and
one
reason
I
need
to
recognize
her
she's,
my
wife's
immediate
supervisor,
because
my
wife
is
a
campus
director,
theresa
we're
glad
to
have
you
here
today.
Thank
you.
A
You
and
we
sure,
hope
that
performance
evaluation
recognizes
that
shout
out
all
right
before
we
get
into
today's
calendar.
We've
got
some
housekeeping
to
do
based
upon
information
that
my
office
has
received
house
bill.
1698
will
be
rolled
one
week
without
without
objection
rolled
one
week.
Let's
see
next
up
on
the
calendar,
we've
got.
A
A
Next
one
is
my
bill,
which
is
house
bill
1989.
Before
I
bid
it
ado,
I
would
like
to
say
some
words
over
it.
It's
kind
of
in
the
vein,
I'm
sure
some
of
you
as
children
growing
up
your
mother,
maybe
if,
after
behaving
badly,
she
might
have
said
the
words
if
I
brought
you
into
this
world-
and
I
don't
make
me
be
the
one
to
take
you
out-
that's
what's
going
to
happen
to
bill
1989.
I
brought
it
into
this
world
and
it
too
shall
go
away.
A
It
was
a
bill.
Come
born
of
a
spirit
of
cooperation
by
a
mid-south
council
of
mayors.
That
was
brought
to
me
to
bring
this
bill
forward
for
the
idea
of
an
interstate
compact,
and
it
was
meant
specifically
to
chase
infrastructure
dollars
for
west
tennessee,
which
is
in
desperate
need
of
infrastructure,
to
support
the
blue,
oval
city
and
some
of
the
other
items.
We
see.
A
It's
been
an
agrarian
area
for
so
long,
but
it's
going
to
be
I'm
going
to
be
taking
it
off
notice,
because
sometimes
you
just
get
a
hold
of
things
and
I'm
one
that
stan
has
people
stand
before
us
all.
The
time-
and
I
say
you
have
you're
filled
with
great
intentions,
but
the
words
on
your
paper
do
not
make
good
policy.
A
A
And
then
house
bill
2246
is
a
bill
that
I
am
carrying.
I
feel
a
little
bit
differently
about
that.
It
is
a
bill,
though,
that
I
do
know
we
need
more
conversation
on.
That
is
more
conversation.
That
is
not
specific
that,
frankly,
we
could
clog
up
these
these
rooms
for
quite
a
while
in
the
discussion.
A
So
next
monday
at
10
o'clock
in
room
8c,
we
will
be
discussing
this
bill.
We
will
be
looking
at
amendments
the
following
week
and
then
hopefully
hear
it
back
here
again
two
weeks
from
today,
and
so
with
that
yes,
representative,
townes.
C
C
A
Well,
representative,
townes
I've
seen
you
drive
on
I-40.
I
would
think
that
a
seven
o'clock
departure
time
would
put
you
here
by
ten
o'clock.
I
could
get
on
a
fax
machine
too,
but
but
so,
if
we're
going
to
have
our
meeting,
we
dealt
with
our
landlords
on
procuring
the
appropriate
room
in
the
appropriate
space
and
10
o'clock
next
monday
is
when
we
will
hear
it
so
well.
Mr
chairman,.
C
A
B
Chairman
this
is
my
lucky
day:
I've
got
constituents
here
and
somebody
left
me
a
coffee,
mug
and
that's
the
reason
I
drank
out
of
a
hershey
syrup
bottle,
because
I
don't
leave
anything
of
value
sitting
around
anywhere,
but
this
is
a
good
bill.
If
you
ever
heard
that
before
it's
a
comptroller
bill
and
all
it
does,
it
changes
local
governments
who
are
self-insured
on
workers,
comp
from
the
reporting
deadline
from
december
31st
to
march
31st.
So
it'll
concide
coincide
with
their
audit
schedule
and
that's
the
mobile.
A
A
E
Before
us,
thank
you,
mr
chairman.
I
bring
before
you
senate
joint
resolution
954,
which
celebrates
the
centennial
of
the
jones
act
created
in
the
early
1920s
by
the
us
congress.
The
jones
act
requires
vessels
carrying
cargo
on
american
waterways,
including
the
tennessee,
cumberland
and
mississippi
rivers
to
be
built
in
america,
crewed
by
american
mariners
and
owned
by
american
corporations.
E
The
maritime
industry
is
key
to
tennessee's
strength
and
security.
Tennessee's
950
mile
long
network
of
navigable
waterways
makes
it
a
critical
hub
in
the
nation's
transportation
system.
Tennessee
is
home
to
twenty
thousand
six
hundred
and
thirty
maritime
jobs
supported
by
the
jones
act.
We
are
the
eighth
highest
per
capita
in
the
state,
all
50
states,
an
income
generating
1.24
billion
dollars
in
workers,
income
from
the
maritime
industry,
the
current
global
pandemic
that
demonstrates
the
critical
importance
of
maintaining
resilience
for
domestic
industries
and
transportation
service
for
the
citizens
of
tennessee
and
america.
E
D
Powers
just
one
I
want
to
represent
vital
just
an
obvious
question
who
is
jones.
A
With
the
question
has
been
called
all
those
in
favor
of
senate
joint
resolution,
954,
please
signify
by
saying
aye
any
opposed
hearing.
None
7,
9
54
is
off
to
calendar
and
rules.
Next
up
representative
powell
is
going
to
be
presenting
house
bill
1274..
F
Thank
you,
mr
chairman,
members
of
the
committee.
There
is
a
amendment.
A
F
Sure
so
the
amendment
simply
clarifies
some
legislation.
I
know
chairman
that
you
passed
and
also
changes
the
effective
date
to
december
1st
2023.
So
those
are
not
in
conflict.
A
All
right
sounds
great:
we've
got
our
dates
in
order,
synced
up
any
discussion,
any
questions
for
representative
powell,
seeing
none
we're
gonna
put
amendment.
This
will
be
amendment
one
amendment,
one
on
the
bill,
all
those
in
favor,
please
signify
by
saying
aye
any
opposed
hearing.
None
bill
is
on
there
all
right.
Let's
talk
about
work
share.
F
Sure
so,
mr
chairman,
I
appreciate
members
considering
the
bill
this
bill,
something
we
worked
on
introduced
last
year
and
wanted
to
continue
to
work
on
it,
reach
out
to
interested
parties
to
make
sure
there
was
interest
also
for
those
who
might
have
attended
the
southern
legislative
conference
last
year
here
in
nashville,
there
was
a
actually
a
forum
on
this
specific
kind
of
workshare
program
legislation.
F
It
also
allows
an
affected
group
of
employees,
the
ability
to
collect
unemployment
benefits
while
working
reduced
hours,
so
work
share
programs.
Let
businesses
temporarily
reduce
their
hours
of
their
employees
instead
of
laying
them
off
during
economic
downturns
or
like
we
saw
the
pandemic
a
couple
years
ago,
technically
referred
to
as
a
short-term
compensation.
The
goal
of
work
sharing
programs
is
to
reduce
unemployment.
F
Work
share
programs
benefit
businesses,
workers
and
states,
because
businesses
retain
their
trained
workforce
for
ease
to
easily
recall
to
full-time
work
when
economic
conditions
improve,
there's
26
states
in
full
that
have
passed.
These
work
share
programs,
including
states
like
arizona,
arkansas,
florida,
iowa,
kansas.
The
list
goes
on
and
on
and
at
the
end
of
the
day.
I
think
this
is
a
great
thing
for
the
state
great
thing
for
businesses
as
an
alternative,
and
any
plan
would
have
to
be,
of
course,
approved
by
the
department.
A
All
righty,
thank
you,
sir.
We
we
appreciate
you
bringing
this
for
our
consideration,
I'm
a
fan
of
it
when
I
was
in
you
know
for
those
of
us
in
the
real
estate
and
architecture
and
engineering
and
construction
businesses,
they
call
the
time
2006
to
2011
the
great
recession
and
it
wasn't
as
a
depression
and
so
firms
I
worked
with,
we
decided
as
a
group.
We
were
either
gonna,
we
were
gonna
reduce
hours
for
everyone,
or
we
were
gonna,
eliminate
positions.
A
This
allows
for
people
who
decide
from
a
management
standpoint
to
make
that
tough
call
for
them
to
receive
some
help
for
keeping
people
in
the
habit
of
coming
to
work
going
to
work
as
opposed
to
being
at
home.
Waiting
on
a
call,
and-
and
for
that
I
I
think
this
is.
This-
is
a
great
program
for
us
to
participate
in
the
the
other
thing
that
I
like
about.
It
is
that
it.
A
It
allows
people
to
a
degree
to
seek
other
employment,
but
it's
all
managed
under
the
state
plan
and
and
it
doesn't
have
people
out
there
freewheeling.
So
I'm
I'm
a
big
fan
of
this.
Do
we
have
any
questions
for
anybody
about
any
more
about
it?.
B
You
thank
mr
chairman.
I
don't
have
a
question,
but
I
would
like
to
say
thank
you
for
bringing
this
bill,
because
there
are
a
lot
of
businesses
who
have
invest,
invested
in
training
for
their
employees
and
could
run
the
risk
of
losing
those
employees
and
all
the
resources
that
they've
put
in
and
invested
in
their
employees.
So
it
gives
them
an
opportunity
to
keep
them
like.
You
said
when
we
get
ready
to
come
out
of
this
they're
able
to
retain
them
and
still
continue
to
grow
and
move
their
company
forward.
A
As
I
said,
I'm
a
fan
I
signed
on
it's
a
it's
a
proof
that
good
ideas
can
be,
can
be
hatched
anywhere
in
this
building
and
we
ought
to
support
them
with
that.
Seeing
no
more
questions
for
the
sponsor,
we
are
going
to
call
the
question
all
those
in
favor
of
passing
1274
on
to
finance,
please
signify
by
saying
aye
any
opposed
hearing.
None
1274
is
off
to
finance.
A
B
A
A
H
You,
mr
chairman
house,
bill
2304,
comes
to
us
from
the
mortgage
loan
originators
and
they
had
been
working
remote
during
the
pandemic
and
had
had
been
working
remote,
probably
otherwise,
and
what
this
does
it
kind
of
codifies
the
practice?
It's
model
legislation
that's
been
done
around
the
country.
It
does
a
few
things.
It
defines
what
a
remote
location
is
that
it's
something
other
than
the
licensed
facility.
It
makes
sure
that
each
company
has
security
policies
and
procedures
in
place
that
protect
consumer
data
and
records.
H
It
ensures
the
companies
and
remote
employees
the
mortgage
loan
originators
comply
with
their
procedures
and
all
federal
state
security
laws.
It
makes
it
clear
that
no
customer
interactions
can
take
place
at
a
residence,
but
the
the
gist
of
the
bill
is
that
it
will
allow
mortgage
loan
originators
to
be
if
they
need
to
work
outside
of
their
licensed
facility.
They
can
do
that.
Mr
chairman
I'll,
take
any
questions.
C
Mr
thank
you
sponsor.
Obviously,
you
know
today
everybody's
working
remotely
from
different
parts
of
the
world
even-
and
I
think
the
concept
absolutely
absolutely
is
fitting
with
the
times
in
order
to
protect
the
consumer,
the
information
that
is
generated
on
the
computer
of
the
person
that's
working
remotely.
C
How
is
that
information
secured
because
it
may
not
have
those
computers
may
not
have
the
security
of
the
headquarters
location
hq
location?
How
are
we
ensuring
that
that
information
is
secure
at
that
remote
locations,
location
or
his
computer.
H
C
C
My
security
at
my
personal
residence
or
wherever
I
may
be,
is
it
going
to
be
enough
to
secure
your
credentials
your
your
private
information
properly,
because
computers
are
hacked
all
the
time,
they're
being
hacked
everywhere?
I
mean
right
now
as
we're
dealing
with
what's
happening
in
the
world.
We're
concerned
about.
You
know
our
computers
being
hacked
at
certain
levels
around
the
country,
so
is:
will
that
information
be
secure,
or
is
it
that
information
only
on
the
host
computer,
which
is
I'm
going
to
call
that
the
where
the
the
headquarters
site
is?
H
Boyd
chairman
boyd,
thank
you,
mr
chairman,
so
the
amendment
and
item
number
four:
it
actually
details
that
it
describes
that
in
customer
interactions,
data
and
conversations
about
consumers
will
comply
with
federal
and
state
information
security
requirements,
and
so
these
these
rules
are
established
by
the
federal
trade
commission,
so
they
they
do
have
to
comply
with
that.
H
A
I
Thank
you
very
much,
mr
chairman
and
members
of
the
committee
members
of
the
committee,
todd
staley
with
the
department
of
finance
administration,
indicated
to
me
that
of
2020
there
were
a
total
of
9
million
trans
foreign
money
transfer
transactions
from
tennessee
to
foreign
countries,
not
u.s
territories,
and
the
total
amount
of
the
money
that
left
the
tennessee
economy
was
2.7
billion
dollars.
I
What
house
bill
2310
would
do
would
impose
a
two
dollar
fee
on
per
transaction
and
will
allow
one
dollar
for
the
money
transfer
agent
to
charge
the
customer,
and
if
a
person
is
a
u.s
military
personnel
or
a
spouse,
if
they
show
id,
then
they
would
not
have
to
pay
the
the
fee.
So
that's
what
the
bill
does.
There
is
an
amendment
there's.
I
think
there
may
be
a
couple
of
amendments
proposed
too
one
by
me
and
one
by
maybe
some
member,
the
chairman
and
some
others.
A
Thank
you,
sir.
We
have
before
us
the.
I
know
it
was
amended
in
subcommittee,
but
I
also
know
there
is
a
proposed
amendment
by
chairman
powers.
So
what
I'd
like
to
do
is
I'd
like
to
hear
from
chairman
powers
on
his
bill,
then
we'll
go
we'll
get
the
bill
in
proper
posture
and
then
we'll
go
out
of
a
session
to
hear
from
mr
staley
so
representative
powers,
you're
recognized
on
house
bill
on
house
amendment
3,
which
is
drafting
code
014722.
A
By
the
way,
we
need
to
get
that
one
in
yes
got
to
move,
got
a
motion.
Do
I
have
a
second
motion?
Second,
here
we
go
chairman
powers.
D
Okay,
this
actually
will
rewrite
the
bill
and
all
it
all
it's
doing
is
requiring
individuals
who
are
transmitting
money
from
tennessee
just
to
show
a
personal
just
to
show
a
photo
id
like
we
do
for
alcohol
tobacco
get
on
a
plane.
Anything
like
that.
D
It
will
also
prevent
any
kind
of
a
fee
from
being
charged,
and
there
is
no
requirement
it
does
not.
It
will
completely
exclude
any
kind
of
business
to
business
transfer,
so
it's
just
simply
showing
an
id,
and
with
that
I
may
make
a
motion
to
put
the
amendment
on
the
bill.
A
All
righty
we've
got
a
motion
to
attach
this
amendment.
I
Representative
griffin,
thank
you,
mr
and
I
was
going
to
advocate
that,
or
at
least
point
out
to
the
committee
that
I
believe
the
bill
is
written.
It
would,
according
to
physical
review,
would
generate
seven
million
dollars
of
tax
revenues
for
enforcement
purposes.
If
the
amendment
takes
the
fee
out
that
revenue
won't
be
available
for
tax
enforcement
purposes,
so.
A
Just
and
we
we
understand
that
and
and
another
way
to
look
at
it.
Mr
representative,
griffey
is
we
just
saved
you
from
passing
a
seven
million
dollar
tax
increase,
so
it's
different
perspectives
for
different
folks.
Well,
what
we're
going
to
do
right
now
is
we're
going
to
go
out
a
session
and
hear
from
the
department.
A
J
Thank
you,
mr
chairman
members.
Todd
staley
department
of
financial
institutions
just
want
to
take
a
quick
moment
to
speak
in
opposition
to
the
bill.
Even
with
the
adopted
amendment,
the
department
is
currently
working
on
comprehensive
model
legislation.
A
All
righty,
thank
you,
and
I've
got
a
question
about
that,
because
everyone
knows
they're,
I
wouldn't
say
everyone
knows
that
not
everybody's
as
hip
as
others.
With
regards
to
the
electronic
money.
Transferring
in
in
the
statistics
that
are
presented
does.
Does
your
department
do
those
capture,
and
this
is
for
just
information
purposes.
Only
out
of
those
nine
million
transactions
going
overseas
are
those
tracked.
Those
include
business
to
business
personal
only
are
they
bill
pays?
Is
there
any
differentiation
between
the
statistics
that
you
provide
with
regard
cos?
J
Yes,
mr
chairman,
thank
you
that
that
that
figure
is
all
transactions,
so
that
would
include
business
to
business
person
to
person
online
bill.
Pay
that
uses
a
money
transmitter.
It
doesn't
differentiate
between
individuals
that
go
into
a
brick
and
mortar
location
and
send
money
versus
someone
who
is
using
an
app
or
an
online
method
or
a
business
to
business
transaction.
A
All
right
and
then
the
last
thing
that
I
would
ask
before
I'm
sure
we've
got
some
probably
some
other
questions
for
from
our
members
with
regards
to
existing.
I
don't
want
us
to
be
up
here
passing
laws
for
the
sake
of
passing
law.
Just
to
say,
we've
done
something,
but
could
you
talk
about
the
requirements
today
for
presentation
of
identity?
A
I
know
that
a
lot
of
apps,
you
know
if
you
have
they're
tied
to
bank
accounts
they're,
because
one
of
the
things
that
there's
a
concern
is
is
that
if
for
people
who
are
going
in
to
transmit
money,
if
they
can't
show
an
id
they're,
they're
locked
out
or
they're
gonna
have
to
resort
to
to
dealing
with
unbanked
folks,
and
we
know
that
there
is
a
propensity
for
them
to
encounter
risk
of
of
nefarious
behavior.
J
Mr
chairman,
so
today,
money
transmitters
are
considered
money,
services,
businesses
and
they
have
to
comply
with
the
bank
secrecy
act
and
it
has
certain
identification
requirements,
know
your
customer
and
and
whatnot,
and
there's
thresholds
involved
today,
as
far
as
when
when
those
requirements
are
triggered,
and
so
we
do
know
that
there
are
instances,
as
you've
pointed
out
where
individuals
may
be
using
an
app
or
online
method
where
that
money
services
business
is
using
a
different
method
to
verify
the
person's
identity
instead
of
a
photo
identification
card,
whether
it's
tied
to
a
bank
account
a
credit
card
or
just
some
other
means,
and
so
obviously
the
the
bill
has
concerns
with
how
some
of
those
businesses
would
comply.
A
So
if
so,
what
we
would
be
doing
would
be
elevating
the
bar
for
identification.
Presentation
to
a
for
lower
denominations
that
are
transmitted
then,
are
currently
guided
by
the
secrecy
bank,
secrecy
act
or
there's.
I
guess
it
could
be
even
back
to
the
patriot
act
days
with
regards
to
that,
but
so
this
would
lower
that
down,
but
you're
concerned
about
the
confusion
that
this
not
of
people
complying
with
this.
Could
you
give
me
just
one
more
brief
explanation
that
and
then
I'll
go
to
other
members
who
may
have
questions
sure.
J
Mr
chairman,
you
know,
I
think
the
department
looks
at
it
from
a
regulatory
standpoint
of
we
know.
Companies
are
verifying
identity
in
different
methods
than
a
photo
identification
card,
and
so
there
are
some
concerns
or
unknowns
of
how
businesses
will
be
able
to
comply
with
the
requirement
for
all
transactions.
D
Thank
you,
mr
chairman,
and
and
thank
you
for
coming
out
today.
Yeah
just
can
you
talk
just
a
little
bit
about
and
you
covered,
I
think,
part
of
that,
but
talk
just
a
little
bit
about
what,
without
naming
actually
any
companies,
but
what
companies
would
be
unable
to
to
do
this
I
mean
it
looks
like
a
pretty
simple
application,
but
maybe
there
are
some
companies
that
would
not
be
able
to
comply
with
it.
So
could
you
talk
a
little
bit
about
what
companies
would
not
could
not
comply
with
it?
Please.
J
Sorry
yeah.
Thank
you.
I
think
that
the
concern
would
be
whether
or
not
those
companies
that
would
eventually
be
able
to
comply,
but
whether
or
not
they
have
systems
in
place
today
to
accept
a
photo
identification
card
as
as
to
verify
identity,
because
they
may
already
be
using
a
different
means
today.
D
Chairman
powers,
follow-up,
thank
you.
Yes,
I
do
what
percentage
or
do
you
have
any
way
of
knowing
that?
Do
you
have
a
way
of
knowing
what
areas
that
that
money's
going
out
to?
Is
there
any
way
to
determine
exactly
where
money's
been
sent
outside
the
country,
or
is
there
any
way
to
determine
whether
anything
is
traveling?
I
know
there
based
on
what
you
said
a
minute
ago.
We
have.
D
We
have
some
laws
already
in
place
for
transmissions
to
certain
areas,
but
I
mean
if
someone
is
illegally
transmitting
money
or
shouldn't
be,
is
there
any
way
to
track
that
right
now,.
J
Mr
chairman,
I
I
don't.
I
don't
know
if
I
would
be
able
to
speak
to
how
specific
companies
are
are
putting
in
those
safeguards.
I
mean
we
look
at
it
from
a
risk
focused
standpoint
of
you
know.
Companies
are
engaged
in
this
type
of
activity,
need
to
have
policies
and
procedures
in
place
to
make
sure
that
they
know
their
customers
and
are
able
to
comply
with
federal
and
state
regulations.
J
You
know
from
a
from
a
data
standpoint:
we
collect
the
call
reports
from
this
industry
and
everything
is
in
the
aggregate,
so
we
can't,
I
don't
think
we
can
pinpoint
down
into
how
many
of
these
transactions
are
in
person,
how
many
transactions
we
can
pinpoint
the
the
country
of
destination,
and-
and
we
do
have
that-
data-
that
we've
provided
to
fiscal
review
and
are
happy
to
provide
the
committee.
Okay.
D
G
Thank
you,
mr
chairman.
I
have
two
questions.
One
you
mentioned
that
the
department
of
financial
institutions
is
is
working
on
a
unified
against
policy
or
legislation.
Do
you
know
for
certain
that
will
be
coming
before
us
next
year?.
J
Well,
not
with
certainty,
mr
chairman,
but
you
know
the
the
commissioner
is
committed
to
this,
and
all
the
other
states
are
looking
at
it.
We
are
currently
in
the
process
of
reviewing
what's
been
proposed
by
csbs
and
how
that
fits
into
current
regulations
and
what
changes
we
would
need
to
make.
You
know
to
make
it
you
know
for
here
for
tennessee,
but
that
is
the
intention
is
to
bring
it
before
the
administration
next
year
to
for
consideration
and
then
to
bring
it
to
you
all
in
terms
of
legislation.
Okay,.
G
Vice
chairman,
thank
you
again,
mr
chairman,
the
second
question,
and
and
it's
for
you
and
the
sponsor
the
the
question
about
a
photo
id
versus
a
valid
id.
I'm
not
sure
if
the
amendment
specifies
a
photo
id
or
just
a
valid
id.
So
I'd
like
to
get
clarification
of
that
from
someone.
A
I
believe
that
that
comes
from
the
amendment
sponsor
and
then
and
then
we'll
go
to
mr
staley
for
his
commentary.
D
Okay,
and-
and
we
are-
we
were
out
of
session
okay,
if,
if
you
don't
care,
could
we
talk
to
legal
and
get
that
get
an
explanation?
Please.
A
B
For
thank
you,
chairman,
jamie
shanks
office,
legal
services.
In
the
amendment
that
y'all
adopted
it
says,
valid
identification
means
a
valid
form
of
identification
issued
by
the
united
states
or
state
or
territory
of
the
united
states.
G
Vice
chairman,
you
know
with
that
identification.
First
of
all,
every
money
transmitter
should
already
be
identifying
every
customer
that
comes
to
their
counter
to
wire
money,
so
this
legislation
should
not
be
putting
any
burden
on
any
transmitter.
That's
already
not
doing
their
business
correctly.
So
I
do
not
see
the
problem
with
passing
this
amendment.
It
should
be
the
the
normal
business
protocol
of
these
businesses.
So
with
that,
sir,
I
will
be
supporting
the
amendment.
A
C
Let's
see
I'm
going
to
do
and
I
need
some
better
understanding.
I
guess
with
what
is
currently
the
case
say
if
I
wanted
to
transfer
money-
okay
from
here
to
anywhere,
let's
say
right
now,
any
country
you
pick
out
what
what's
the
procedure
for
me.
What
do
I
go
through?
What
do
I
have
to
do
in
order
to
complete
that
transaction.
J
So,
representative,
towns,
it
would
depend
on
which
company
that
you
chose
to
engage
that
business
in
whether
you
went
into
a
brick
and
mortar
location,
okay
and
went
up
to
a
counter
and
said
I've
got
this
amount
of
money,
I'd
like
to
send
it
to
this
destination.
To
this
person
who's
in
whatever
their
destination
is,
and
that
company
would
would
assist
you
in
that
transaction.
J
J
C
Oh,
the
old
western
union-
okay,
I
remember
of
that
and
how
they
did
it
and
when
you
went
in
you
attended
so
much
money
to
them
and
you
paid
a
fee
and
they
sent
it
wherever
you
want
it
to
go.
Okay-
and
I
don't
remember-
I
don't
remember
you
having
to
have
an
id
to
transact
sending
money
to
whomever,
but
I
do
recall
that
you
had
fill
out
the
information
for
the
person
the
money's
going
to.
Obviously-
and
maybe
you
have
a
password
something
of
that
nature.
J
C
One
yeah
one
more
just
a
little
follow-up,
so,
okay,
what
that
means.
Obviously
folks.
We
know
that
we
have
quite
a
few
people
that
are
here
that
are
working
and
they
send
money
to
for
their
children.
They
send
money
to
their
families
just
another
that
will
stop.
That
is
what
I'm
thinking
I'm
getting
at.
That's
what
that's,
what
I'm
seemingly
I'm
uncovering
and
which,
as
I
think
the
chairman
may
alluded
to,
is
that
they're
going
to
find
other
ways
nefarious
raised
loan
sharks
or
what
have
you
to
do?
A
Yes,
sir,
do
we
have
any
other
questions
for
mr
staley
before
we
go
back
into
session?
Seeing
none?
We
appreciate
your
comments.
A
I
Mr
sponsor
you're
recognized
thank
you,
mr
chairman
members
of
the
chairman
and
members
of
the
committee.
I
would
just
like
to
point
out
that
the
physical
review
on
the
when
they
calculated
for
this
the
bill
originally
before
was
amended,
was
indicated.
It
would
increase
business
revenue
by
82.5
million
dollars
fiscal
year
2223
and
then
would
increase
business
revenue,
165
million
dollars
each
year
for
fiscal
year,
23
24
through
25
26
and
then
another
82
million
dollars
for
fiscal
year
26-27.
I
In
addition,
according
to
the
federation
of
americans
for
immigration
reform
in
their
2017
study
that
the
cost
of
illegal
aliens
and
their
kids
to
tennessee
state
taxpayers
was
793
million
dollars
in
that
year.
So
I
know
there's
some
concerns
about
imposing
the
tax
and
I
get
that
we
don't
want
to
tax
our
citizens.
We
don't
have
to
my
my
point
about
the
bill.
Is
this
is
money
that
normally
circulates
in
our
communities
and
goes
to
these
other
businesses
sales
tax
and
generates
money
for
our
locals
and
the
state?
I
But
when
this
money
leaves
the
state
of
tennessee
forever,
I
would
like
for
us,
as
a
body
the
general
assembly,
to
try
to
identify
that
find
out
who's,
sending
it
where
it's
going
and
to
me
this.
My
bill
is
attempt
as
a
first
step,
to
try
let's
try
to
get
a
better
handle
on
what's
going
on.
I
think
mr
staley's
even
pointed
out
that
they're,
it's
really
unclear
how
much
money
and
where
it's
going
and
what
the
actual
different
vendors
are
using
in
that
process.
I
A
Well
well,
thank
you,
representative,
griffey
and
I'll
say
that
you
have
brought
attention
to
this.
This
has
been
one
of
the
things
that
you
brought
up
last
year
and
has
frankly
got
me
a
lot
more
interested
in
the
issue
and
trying
to
determine
it.
The
I
guess,
a
a
counterpoint
to
your
point
about
that
money
being
gone
from
the
not
being
circulated
in
the
tennessee
economy
is.
A
The
fact
of
these
transmissions
are
of
sizeable
nature
and
it's
not.
This
is
not
money.
That
is,
it's
not
amounts
that
do
not
draw
attention,
and
so
from
that
sample.
I
think
you've
done
an
excellent
job
of
of
bringing
this
issue
to
the
forefront
and
you
let
us
continue
to
wrangle
with
it.
I'm
glad
to
know
that
we've
got
this.
A
Who
knows,
we
may
even
call
the
the
department
the
griffey
bill
when
it
comes
in
whenever
we
see
whenever
we
see
the
the
the
fruits
of
of
the
attention
that
you've
drawn
to
it
as
they
come
in
and
look
at
reforming
our
money
transmissions
act,
but
that's
not
what
we're
talking
about
today.
We're
talking
about
your
bill
as
it
stands.
Amended
and
representative
lynn
has.
B
A
question.
Thank
you,
mr
chairman.
I
had
thought
that
the
original
intent
of
your
bill
or
the
concern
was
about
large
sums
of
money
leaving
where
potentially
they
were,
the
money
was
derived
from
drug
sales
and
then
they
were
sending
it
back
to
another
country
to
pay
for
or
buy
more
whatever.
Whatever
it
was,
I
didn't
realize
the
concern
was
about.
You
know
money
just
not
circulating
in
our
state
or
leaving
our
state,
because
I
really
think,
as
the
chairman
says
you,
you
really
just
can't
control
what
people
do
with
their
money.
B
Some
people
invested,
they
put
it
in
a
bank
they
put
in
a
piggy
bank.
You
know
they
do
all
kinds
of
different
things
with
their
money,
where
it's
not
out
there
in
in
circulation,
but
that's
their
choice.
That
is
their
choice.
I
So
but
there
are
businesses
that
may
use
this.
I
think
most
businesses,
if
it's
a
significant
amount,
probably
use
the
swift
system
through
their
bank,
because
it's
secure
and
they've
already
got
their
banking
relationship
established.
But
I
think
all
these
questions,
just
you
know,
tend
to
focus
that
we're
not
really
clear.
Just
what's
going
on
in
the
marketplace
regarding
this
there
is.
There
is
concern,
at
least
for
my
part,
that
it
could
be
drug
proceeds
and
and
just
benefits
from
folks
working
here
illegally.
A
A
B
G
A
A
G
A
All
right
folks,
what
this
does
this
bill
proposes
is
that
the
sales
and
use
tax
for
broadband
purchases
through
these
broadband
grants
that
are
going
out
through
ecd
is,
will
be
exempt
from
sales
and
use
tax.
The
thought
process
of
it
is
is
that
we
want
the
that
industry
to
receive
a
net
net
value
of
the
dollars
that
we're
receiving.
So
if
we're
going
to
be
spending
money,
taking
it
from
one
pocket
putting
it
in
the
other,
that's
not
getting
it
out
into
the
field
where
this
this
equipment
needs
to
be
deployed.
A
D
A
Scratch
that
it
is
indeed
five
years
I
apologize,
it
was
not
an
attempt
to
mislead.
It
was
more
of
a
evidence
of
incompetence.
This
five.
F
G
A
We're
going
back
coming
off
the
heel
of
the
calendar,
I
tell
you
what
representative
alexander
is
going
to
be
here
with
us,
so
I
will
take
chairman's
discretion
and
call
on
representative
parkinson.
A
A
So
we've
got
amendment
zero,
one,
two,
nine
three
one.
K
I
want
to
give
you
a
little
context
of
what
we're
doing
we're
in
we're
streamlining
and
creating
an
opportunity
for
us
to
provide
more
instructors
in
the
cosmetology
and
barbering
industry,
and
just
so
so.
This
is
what
their
context
looks
like
right
now.
K
If
you
go
through
a
master,
barbering
school,
it's
you
go
through
it
for
1500
hours.
You
learn
everything
about
barbering.
You
go
through
a
cosmetology
school.
You
go
through
for
1500
hours.
You
learn
everything
about
cosmetology,
then
you
decide
hey.
I
want
to
be
an
instructor
in
one
of
those
those
fields.
So
you
go.
You
take
another
300
hours
to
become
an
instructor
right,
and
so
on
the
cosmetology
side.
On
the
barbering
side,
you
take
300
hours
to
become
a
barber
instructor.
K
The
instructing
in
the
instructor
class
is
the
same
on
both
sides.
They're
just
teaching
you
how
to
teach
you've
already
learned
your
technical
parts
of
the
of
the
the
industry
in
the
separate
classes
that
you
took
for
1500
hours.
So
remember
now,
I'm
already
licensed
cosmetologists
cosmetologists
been
through
the
school
1500
hours
became
licensed.
Now
I
want
to
become
a
cosmetology
instructor
so
to
become
an
instructor.
K
I
take
300
hours
of
you
know
to
learn
how
to
teach
I've
already
become
a
master
barber
on
the
for
this
other
person,
and
now
I
want
to
become
an
instructor
for
master
barbering,
so
I
take
300
hours
to
become
an
instructor
to
learn
how
to
teach
not
learn,
how
to
be
a
barber
but
to
learn
how
to
teach
now.
K
What
I'm
doing
is,
if,
if
you
become
an
instructor
in
cosmetology
or
you
become
an
instructor
in
barbering,
then
this
bill
will
allow
you
to
pick
up
the
differences
in
the
courses
of
your
profession
versus
the
other.
So
let's
say,
for
instance,
if
you're
a
cosmetologist,
the
only
difference
is
between
cosmetology
and
barbering
is
on
the
technical
part
of
it
is
the
barbers
can
use
a
straight
razor
cosmetologists
cannot
and
on
the
barbering
side
the
cosmetologists
can
do
a
pedicure.
The
barbers
cannot.
K
So
if
you
became
an
instructor
as
a
cosmetologist
and
you
go
back
and
just
pick
up
that
one
course
of
straight
razor
use
the
hours
that
it
takes
to,
learn
that,
then
you
can
become
an
instructor
for
both
cosmetology
and
barbering
and
vice
versa,
and
because
there
is
a
shortage
of
instructors
for
these
schools,
and
so
this
will
streamline
it
and
allow
instructors
that
want
to
be
dual
instructors
to
become
dual
instructors
without
having
to
go
through
a
full
barbering
course,
or
a
full
cosmetology
course.
So
I
hope
that
context
helped.
A
A
Oh
on
the
amendment
only
we're
on
the
amendment.
I
apologize
all
those
in
favor
of
adding
the
amendment
please
signify
by
saying
aye
any
oppose
hearing.
None.
The
amendment
is
owned.
Let's
go
to
the
bill,
any
questions
on
calling
any
concerns.
We
got
a
question
there.
All
those
in
favor,
please
signify
by
saying
aye
any
opposed.
No
representative
parkerson.
You
are
off
to
finance.
Thank.
A
All
right
now,
then,
coming
back,
I
appreciate
representative
alexander's
patience,
getting
it
back
down
to
the
committee
folks,
letting
folks
get
out
of
our
out
of
our
waiting
queue.
A
A
Right
we
gotta
now
we're
in
proper
posture.
Let's,
let's
do
this.
Let's
get
that
amendment
taken
care
of
all
those
in
favor.
All
that
did
was
made
a
technical
regression
to
a
definition,
all
those
in
favor
of
attaching
the
amendment
please
signify
by
saying
aye
any
opposed,
no
amendment,
one
is
on
your
bill
and
I
am
finally
going
to
let
you
speak
representative
alexander.
L
Thank
you
chairman
and
thank
you
committee,
this
amendment
basically
just
substitutes
unlicensed
assistant
to
mean
an
individual
who
assists
in
the
operation
of
a
funeral
establishment
under
the
direction
supervision
of
the
funeral
director
or
obama,
and
who
is
not
a
licensed
funeral
or
director
or
embalmer.
L
That's
the
amendment
to
the
bill.
Can
I
go
ahead
and
tell
you
about
the
bill.
The
bill
is
streamlining
three
parts
that
need
to
be
done.
We
want
to
in
continuing
education
for
funeral
and
directors
or
embalmers.
Currently
in
tennessee,
tennessee
licensed
funeral
director
and
bombers
are
required
to
complete
10
hours
of
continuing
education
every
two
years.
Five
of
those
10
must
be
live
in
person,
hours
or
virtual
through
an
interactive
computer
program,
and-
and
it
just
follows
up
on
a
2017
legislation
that
was
passed.
Second
part
to
this
bill
is
unlicensed.
L
L
A
pre-need
sales
agent
is
the
third
part
of
this
bill
in
the
scope
of
offering
pre-need
funerals
to
the
public.
A
pre-need
sales
agent
and
a
licensed
funeral
director
are
essentially
the
same
licensed
funeral
directors
offering
pre-need
funerals
to
the
public
must
pay
for
both
a
funeral
director's
license
renewal
and
a
pre-need
agent
registration.
L
A
All
right,
thank
you
very
much.
Do
we
have
any
questions
for
representative
alexander
we've
got
a
question
on
the
bill,
all
those
in
favor
of
sending
2103
to
finance,
please
signify
by
saying
aye
any
oppose
none
you're
off
to
finance.
Thank
you
chairman.
Thank
you.
Without
seeing
any
other
business
before
us
today,
we
are
up,
I
see
a
hand
from
representative
vital.