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From YouTube: 3/18/2021 - Senate Committee on Judiciary
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A
All
right,
thank
you.
I
will
call
this
meeting
of
the
submit
judiciary
committee
to
order
on
thursday
march
18
2021
and
the
81st
legislative
session.
Would
the
honorable
secretary
please.
A
Am
here
thank
you,
looks
like
we
have
everybody
with
us
today
and
we
have
both
a
work
session
and
a
bill
hearing.
We
have
a
work
session
on
about
four
different
bills
and
I
am
looking
forward
to
a
good
hearing
on
sb
144
and
so
in
order
to
facilitate
the
most
time
possible.
We
will
start
with
the
work
session
and
I'm
sorry
secretary
for
the
record.
We
have
pat
gein
with
us
today
from
lcb
committee
council.
A
Nick
anthony
remains
available
to
answer
questions,
though
he's
not
present
in
this
meeting,
and
I
will
now
open
up
the
work
session.
I
will
ask
that
mr
gein
and
walk
us
through
the
work
session
document
on
sb
41.
I'll
also
note
for
everybody
here
that
this
is
a
bill
proposed
by
the
attorney
general
and
we
do
have.
I
saw
I'm
not
sure
if
it's
attorney
general
ford
or
his
chief
of
staff,
mr,
dare
here
with
us
to
answer
any
questions
that
you
might
have.
C
I'm
sorry
thank
you.
Thanks
cherish,
I
will.
This
is
patrick
gunning,
community
policy
analyst
and,
as
the
chair
said,
we
have
four
bills
on
a
work
session
today.
Those
are
sb
41,
42,
50
and
148,
so
we're
starting
with
sb
41.
C
C
The
bill
includes
certain
federal
officers
in
the
definition
of
peace
officer
when
they're
acting
as
members
of
a
task
force
comprised
of
federal
and
state
or
local
enforcement
agencies,
it
authorizes
a
court
to
accept
effects
an
electronic
copy
of
the
signature
on
an
application
for
such
an
order.
It
authorizes
the
use
of
secure
electronic
transmission
for
the
application
and
issuance
of
such
an
order
and
makes
minor
technical
revisions
to
the
statute
for
consistency
across
the
nrs.
There
are
amendments
to
the
bill
that
are
contained.
C
One
amendment
offered
by
the
attorney
general
it's
attached
on
the
following
page,
and
I
would
note
that
the
attorney
general's
office
has
pointed
out
that
the
amendment
reflects
the
consensus,
various
stakeholders
on
the
bill,
which
include
law
enforcement
agencies
and
the
defense
bar.
Very
briefly,
the
amendment
adds
language
clarifying
that
acceptance
provided
under
federal
law.
No
person
shall
install
or
use
a
pen
register
or
trap
and
trace
device
without
a
proper
court
order.
C
C
A
A
All
right
looks
like
we
have
a
motion
from
senator
orenshaw,
a
second
from
senator
hansen,
and
we
will
is
there
any
discussion
on
the
motion.
D
Thank
you
actually,
I
I
wanted
to
compliment
the
attorney
general
on
this.
The
one
thing
I
think
the
bill
actually
is
not
going
far
enough.
The
more
I've
studied
the
advances
in
technology
and
the
ability
of
law
enforcement
to
use
certain
new
technologies
to
essentially
spy
on
people
that
are
not
accused
of
any
crimes.
D
It's
a
little
bit
frightening,
and
while
I
consider
myself
a
strong
law
and
order
proponent,
I
even
consider
myself
more
of
a
constitutional
proponent
and
the
american
people
in
the
fourth
amendment
are
guaranteed
that
they
will
not
be
be
subject
to
unreasonable
searches
and
seizures.
And
with
these
advances
this
the
technology,
that's
in
this
bill
is
honestly
just
like
the
tip
of
the
iceberg.
D
So
I
would
just
like
to
say
to
the
attorney
general
thank
you
and
I
hope,
as
we
review
these
sorts
of
technologies,
that
we
as
legislators
do
all
we
can
to
protect
our
own
people
from
unreasonable
searches,
in
particular,
with
all
the
all
the
incredible
advances
in
those
types
of
technologies.
So
thank
you,
chair.
A
Thank
you:
go
ahead.
Senator
orange
shop.
A
E
D
F
A
C
Thanks
cheers
again,
patrick
guyan,
for
the
record.
Excuse
me
now
we're
on
senate
bill
42,
which
is
a
bill
that
was
brought
on
behalf
of
the
supreme
court
by
this
committee.
We
heard
it
on
the
16th
of
february
senate
bill.
42
removes
the
requirement
that
the
rules
of
the
nevada,
supreme
court
and
district
courts
be
included
in
the
nevada,
revised
statutes
and
requires,
instead
that
the
supreme
court
will
print
these
documents
and
distribute
them
in
either
pamphlet
or
electronic
format
according
to
statutory
requirements.
C
The
bill
also
transfers
from
the
state
printing
office
to
the
supreme
court,
the
responsibility
for
printing
and
distributing
the
advanced
opinions
of
the
court
and
the
nevada
reports
in
the
same
manner.
Funds
generated
by
the
sales
of
these
documents
to
those
who
are
not
entitled
to
receive
free
copies
are
to
be
deposited
in
the
state
general
fund
for
the
exclusive
use
of
the
supreme
court.
The
bill
also
eliminates
the
statutory
requirement
that
the
nevada
supreme
court
is
to
train
district
court
judges
on
complex
medical
malpractice
issues,
and
there
are
no
amendments
to
the
bill.
C
A
Thank
you.
Are
there
any
questions
from
members
of
the
committee
senator
settlement?
Oh
okay,
there's
a
motion
to
do
pass.
A
C
G
F
F
C
C
And
I
wouldn't
note
chair
scheible
that
there
is
a
fairly
lengthy
amendment
that
has
been
offered
by
the
attorney
general's
office
in
consultation
with
a
rather
large
group
of
stakeholders.
The
documents
pertaining
to
that
amendment
are
attached
on
the
following
pages,
and
I've
summarized
the
amendment
here.
If
the
committee
would
prefer
that
I
go
through
it
in
the
summary
fashion,
I've
written
it
up
or
we
have,
I
believe,
mr
george,
from
the
attorney
general's
office,
who
is
also
prepared
to
go
through
the
amendment
for
the
committee.
So,
whichever
you
prefer.
A
H
Thank
you,
madam
chairs,
for
the
record,
this
is
kyle.
George
first
assistant
attorney
general.
Pardon
me
if
my
eyes
are
darting
around
I'm
looking
at
different
springs
as
we
speak.
Madam
chair
members
of
the
committee.
H
Last
week,
tuesday,
the
attorney
general's
office
had
the
opportunity
to
meet
with
a
large
group
of
stakeholders
and
obtain
their
feedback
on
the
bill
as
as
initially
proposed
and
introduced
into
this
committee
and
as
subsequently
amended
by
the
attorney
general's
office.
Based
on
those
meetings,
we
have
further
amended
bill,
which
is
a
document
before
you
today
section
one
subsection
one
of
section.
One
of
the
amendment
is
a
simple
revision.
H
We
there
was
an
amendment
that
provided
a
magistrate,
could
sue
respond
to
issue
summons
instead
of
a
warrant
based
on
subsequent
conversations
with
the
district
attorney's
association.
We
recognized
problems
with
that
language
and
further
revised
it
into
the
form
that
you
see
before
you
today.
So,
as
of
now
subsection,
two
of
the
bill
focuses
and
is
consistent
with
the
primary
objective,
which
is
that
no
knock
warrants
be
used
as
sparingly
as
possible.
H
So,
under
the
amendment
for
you
today
in
subsection
two,
if
a
an
affidavit
or
an
they've
filed
with
the
complaint
citation
comes
for,
one
of
these
a
magistrate
may
in
fact
still
respond
to
issues
summons
instead
of
an
arrest
warrant.
However,
if
it
is
for
significant
felony,
we
revert
back
to
existing
law,
where
the
district
attorney
may
make
a
request
for
summons,
but
the
court
may
not
sue
spontane
do
so
subsection
three
of
section.
H
One
makes
that
makes
it
explicit
that
a
no
knock
arrest
warrant
should
only
be
used
when
the
unlying
crime
is
a
felony.
That
involves
a
significant
and
imminent
threat
to
public
safety,
and
the
act
of
giving
notice
through
a
knock
and
announce
would
create
an
imminent
threat,
either
to
the
lives
of
officers
serving
the
warrants
or
to
other
persons.
This
is
a
two-prong
approach
and
both
trunks
must
be
satisfied
before
it
is
appropriate
to
use
a
no
knock
arrest
warrant.
H
Subsection
four
sets
forth
the
criteria
which
a
court
must
consider
before
a
no
knock
arrest
warrant
can
be
issued.
Specifically,
the
applicant
must
describe
the
pc,
the
probable
cause
that
establishes
a
crime
for
which
the
warrant
is
sought.
That
crime
must
be
a
felony,
as
indicated
previously,
which
involves
a
significant,
imminent
threat
to
public
safety.
H
H
I
would
like
to
highlight
that
language
reformulated
in
this
amendment
was
specifically
chosen
to
address
the
needs
of
rural
law
enforcement
officers,
where
the
officers
so
trained
might
be
more
limited
compared
to
a
larger
police
department
such
as
clark,
county,
metro,
las
vegas,
metropd,
washoe
or
reno.
For
example,
subsection
5
of
section
1
describes
how
the
no
knock
warrant
must
be
executed.
H
The
first
step
requires
that,
although
officers
do
not
need
to
identify
themselves
as
law
enforcement
officers
prior
to
entering
premises,
they
must
do
so
immediately
after
entry
or
as
soon
as
is
practicable.
This
is
important
without
such
a
requirement.
There's
no
way
that
a
homeowner
would
know
that
the
person's
entering
their
premises
are
in
fact
law
enforcement
officers.
H
H
H
When
this
bill
was
presented
to
this
committee
a
few
weeks
ago,
there
was
some
concern
about
language
that
was
included.
That
directly
spoke
to
the
exclusionary
rule,
which
provided
for
the
suppression
of
evidence
obtained
in
execution
of
a
warrant
that
had
certain
constitutional
defects
based
on
consultation
with
all
the
stakeholders.
At
last
week's
meeting,
we
have
revised
that
language
and
now
provide
that
it
is
the
violation
of
this
act.
H
H
Section
two
of
this
bill
replicates
what
is
presented
in
section
one.
I
don't
know
if
I
need
to
go
through
this
in
detail,
but
the
difference
between
section
one
and
section
two
is
that
section
two
pertains
to
search
warrants
and
section
1
pertains
to
arrest
warrants
and,
madam
chair,
that
is
the
majority
of
the
amendments
in
this
bill.
I
can
get
into
more
detail
in
section
2
if
you'd
like,
if
you
believe
it's
necessary.
A
Looks
like
we
already
have
some
questions,
so
let's
go
to
those
and
I'm
sure
that
we
will
get
get
all
the
information
that
we
need
on
the
record
via
the
questions,
starting
with
senator
hansen.
D
Thanks,
madam
chair,
mr
george,
great
to
talk
to
you
again,
I
want
to
appreciate
the
time
you
took
yesterday
to
talk
to
me
yesterday
evening
I
had
a
little
brief
text
exchange
with
the
attorney
general
himself.
He
assured
me
that,
with
the
amendment
that
all
the
law
enforcement
people
are
now
on
board,
just
want
to
double
check
with
you
and
make
sure
that's
still
the
case.
Is
there
any?
Is
there
any
significant
opposition
left,
or
is
everybody
pretty
much
in
agreement
on
the
bill.
H
Senator
at
the
time
we
floated
this
bill,
this
version
of
the
bill
there
was
no
opposition
from
law
enforcement.
I
will
tell
you
for
the
record
that
a
few
minutes
ago,
right
before
this
hearing
began,
I
did
have
a.
I
got
a
text
from
a
member
of
a
law
enforcement
union
expressing
concerns
about
subsection
six,
which
is
the
statement
regarding
material
misrepresentation.
H
Excuse
me,
deliberate
misrepresentation
of
material
facts
or
deliberate
omissions
based
on
the
exchange,
the
texts
I've
had
with
him
and
with
the
district
attorney's
association.
I
think
we're
okay,
but
I
I
haven't
had
the
opportunity
to
have
a
conversation
with
him
on
if
he's
satisfied.
At
this
point
I
do
know,
the
district
attorney's
association
is
in
fact
satisfied
with
this
language.
D
F
Thank
you,
church
ivel
and
I
had
a
similar
question.
Mine
is
just
slightly
different
in
that
we
seem
to
be
significantly
reducing
the
scope
where
this
could
be
applied.
I'm
looking
specifically
at
it's
section,
one
sub
three
we've
got
the
it's
sub
yeah.
F
It
looks
like
we're
changing
a
and
b
we're
deleting
the
conditions
where
a
no
knock
warrant
would
be
including
defendant
has
previously
attempted
to
escape
and
prevent
destruction
of
evidence,
which
I
understood
from
my
conversations
with
law
enforcement
was
pretty
important
to
them,
but
it's
you're
representing
that
that
law
enforcement
is
okay
with
losing
those
abilities.
H
Thank
you
senator
for
the
record
kyle
george
first
assistant
attorney
general.
Yes,
at
the
meeting
we
had
in
person
last
week,
there
were
several
representatives
from
police
agencies,
including
metro,
washoe,
county
sheriff's
office,
reno
pd,
the
heat
team
in
northern
nevada
and,
first
of
all,
it's
one
of
the
things
that
I
learned
in
going
through.
The
process
of
amending
this
bill
is
how
infrequently
no
knock
warrants
are
used
in
modern
policing.
H
F
Very
good
and
then,
of
course,
we
wouldn't
want
a
deliberate
misrepresentation
right
speaking
of
that
that
that's
going
to
be
an
issue
of
fact,
so,
wouldn't
the
police.
Well,
I'm
asking
you
to
speculate
as
to
what
they
want
I'd,
be
interested
to
see
what
their
hesitation
on
that
is,
because
I
would
think
that
it
shifts
the
burden
to
they
have
to
prove
that
it
was
a
deliberate
misrepresentation
which
I
would
think
would
be
much
harder
than
the
mere
representation.
F
So
I
I
guess,
I'm
okay
with
it
that
on
your
representation
that
the
law
enforcement's
okay
with
this-
and
I
agree
it
sounds
like
this-
is
an
infrequent
thing
that
was
used
so
all
right.
Thank
you.
Church
ival.
B
Thank
you,
chair
tribal.
I
just
wanted
to
clarify,
because
the
way
that
I'm
reading-
and
I
thought
senator
hansen
brought
up
a
point
that
was
worth
sort
of
discussing
a
little
further
on
the
record
this
here.
As
I'm
reading,
it
is
a
deliberate
representation,
deliberate
misrepresentation
or
deliberate
omission
of
material
information
such
that
it
may
change
the
affidavit
or
whether
or
not
there's
sufficient
probable
cause
or
would
change,
could
potentially
change
the
outcome
of
whether
a
warrant
was
actually
issued
by
a
court.
B
Is
that
I
think
that's
what
the
intent
of
it
is
not
to
not
to
sort
of
unduly
put
law
enforcement
in
a
in
a
bad
position,
but
rather
to
ensure
that
the
information
they're
giving
to
the
court
when
requesting
such
a
warrant
is
in
fact
sort
of
the
full
truth
and
not
allowing
for
them
to
base
a
warrant
on
just
certain
facts.
H
For
the
record
kyle
george
leader
counselor,
that
is
correct
the
analysis.
The
way
this
analysis
would
take
place
is
consistent
with
frank,
sv,
delaware,
and
the
way
it
would
be
done
in
practice
is
if,
if
the
court
becomes
aware
that,
if
a
reviewing
court
becomes
aware
that
there's
a
representation
or
omission
that
is
deliberate,
the
reviewing
court
would
then
re-analyze
the
the
affidavit
and
application
omitting
a
deliberately
misrepresented
facts
or
including
a
deliberately
misrepresented
omission
and
then
making
a
determination.
H
B
And
I
appreciate
that
I
think
mr
george,
you
got
to
the
next
logical
sequence
of
my
question,
which
was
what
would
the
effect
be
with
a
court,
and
I
think
when
we're
talking
about
materiality,
certainly
if
it
is
material
and
was
either
misrepresented
or
omitted,
it
would
certainly
and
could
certainly
change
the
veracity
of
the
finding
of
pc
and
the
affidavit
and
potentially
result
in
exclusion
of
the
evidence.
So
I
just
wanted
to
make
sure
that
we
had
a
little
bit
of
a
record
of
that.
Thank
you
and
thank
you,
chair.
A
G
F
A
A
Mr
gainen,
would
you
please
leave?
Thank
you.
C
Thanks
church
again
for
the
record,
patrick
guynan,
we're
now
at
sun
bill
148,
which
was
sponsored
by
senator
harris
who
is
a
member
of
this
committee.
We
heard
the
bill
on
march
3rd
senate
bill
148
requires
state
and
local
law
enforcement
agencies
in
nevada
to
maintain
a
record
of
all
crimes
that
manifest
evidence
of
prejudice
based
on
criteria
established
in
law
that
are
commonly
referred
to
as
hate
crimes,
and
to
submit
that
information
to
the
central
repository
for
vatic
records
of
criminal
history
and
to
the
office
of
the
attorney
general
on
a
quarterly
basis.
C
C
Any
data
acquired
under
the
provisions
of
this
bill
may
be
used
only
for
research
or
statistical
purposes
and
must
not
contain
any
of
a
victim's.
Identifying
information
bill
also
requires
the
director
of
the
department
of
public
safety
to
adopt
guidelines
regarding
the
manner
in
which
this
data
is
to
be
reported
to
the
central
repository.
A
Thank
you.
Do
members
of
the
committee
have
any
questions
about
the
bill
all
right,
then
I
would
accept
a
motion
to
amend
and
do
pass.
I
see
a
motion
from
senator
orrinshaw
and
do
we
have
a
second
a
second
from
vice
chair
canazarro,
any
discussion
on
the
motion.
A
D
It
should
be,
I
assume
not
just
the
amendment,
but
the
bill
is
all
I'm
going
to
say.
Is
you
know
I
I
got
my
my
my
statements
on
the
record
during
the
hearing.
I
think
it's
a
mistake
to
to
single
out
one
type
of
human
emotion
and
given
the
victims
of
those
types
of
crimes,
basically
a
higher
level
of
importance
than
the
other
types
of
people
who
are
assaulted
or
whatever,
in
the
exact
same
fashion,
but
don't
reach
one
of
these
kind
of
categories.
D
B
Discussion
on
emotion,
yes,
thank
you,
madam
chair.
I
just
wanted
to
note
that
I
am
going
to
be
voting
in
favor
of
the
motion
and
of
the
bill
and
wanted
to
thank
senator
harris
for
bringing
it.
B
This
is
when
something
prompts
someone
to
act
and
gives
them
that
motive
and
and
we
shouldn't
stand
for
hate,
and
we
certainly
should
not
stand
for
hate
in
the
context
of
allowing
or
excusing
criminal
behavior
of
any
kind,
and
so
I
I
think
it's
exceedingly
important
for
us
to
get
this
data.
A
Thank
you
vice
chair,
I'm
not
seeing
any
other
discussion,
so
we
will
go
to
the
vote.
Please.
Will
the
secretary
take
the
role.
I
J
A
I
am
a
yes
and
with
that
we
are
to
the
motion,
does
pass
sorry,
that
is
the
majority.
The
motion
passes
to
amend
and
do
pass
sb,
148
and
senator
harris.
Will
you
take
the
floor
statement.
L
A
L
A
All
right,
I
believe
that
concludes
our
work
session
and
with
that
being
the
case,
we
are
ready
to
open
up
the
hearing
on
sb
144
and
we
are
joined
by
the
inimitable
senator
spearman,
a
member
of
our
of
our
body,
but
not
a
member
of
our
committee.
So
it
is
a
very
lucky
day
for
us
to
have
her
in
our
company,
and
I
will
turn
it
over
to
you
to
begin
the
hearing
on
sb144.
M
M
This
is
a
vitally
important
piece
of
legislation
that
will
help
keep
some
of
our
most
vulnerable
fellow
nevadans
from
losing
their
homes
through
extreme
circumstances
beyond
their
control.
I'm
not
going
to
mince
words
today.
By
most
vulnerable
I
mean
by
poc
black
indigenous
and
other
people
of
color
those
nevadans.
M
M
Last
summer,
we
were
called
into
the
32nd
special
session
to
address
two
disasters,
the
havoc
that
was
spreading
across
the
country
in
the
wake
of
covet
19
pandemic
and
the
systemic
racism
that
the
pandemic
brought
so
quickly
and
painfully
to
light,
as
it
impacted
communities
of
color
everywhere
in
response
to
the
sadness,
anger
and
pain.
I
saw
all
around
me
and
that
I
felt
deeply
within
my
own
heart.
M
M
M
How
many
of
us
know
why
common
interest,
communities,
homeowners
associations,
begin
in
this
country,
and
I
will
admit
to
you
that
it
was
the
history
was
new
to
me
as
well,
in
the
color
of
law,
his
brilliant
history
of
how
state
and
local
government
segregated
america
richard
rothstein
points
out
that
these
associations
began
in
the
early
1900s
as
a
means
to
exclude
undesirables
elements
from
communities
course
that
virtually
always
meant
excluding
non-whites
and,
in
some
cases,
the
irish.
M
M
M
They
ensure
that
members
follow
the
rules
and
pay
their
fair
share,
so
everyone
can
enjoy
the
common
facilities
and
maintain
the
value
of
their
homes
for
those
who
are
financially
secure
and
do
not
fear
losing
their
jobs
or
having
to
pay
unexpected
medical
bills.
This
is
a
fine
arrangement,
but
what
if
you
are
the
person
that
vice
president
kamala
harris
repeatedly
spoke
of
in
the
campaign?
M
M
You
know,
because
you
signed
the
contract,
that
if
you
cannot
pay
an
assessment,
there
will
be
more
and
more
of
them
piling
up
until
ultimately,
as
you
sit
in
your
first
home,
maybe
searching
for
a
new
job
because
you've
been
laid
off.
You
find
that
the
hoa
has
the
legal
right
to
put
a
lien
on
your
home
and
begin
the
process
of
foreclosure
due
to
unpaid
assessments
and
they
ultimately
sell
your
home.
M
Current
law
gives
the
now
or
the
former
homeowner
60
days
a
right
of
redemption,
and
that
means
that
they
have
60
days
in
which
they
can
re-person
repurchase.
Remember
it
was
their
home
first
re
purchase
their
home,
but
what?
If
they
can't
come
up
with
the
money
or
or
a
way
to
to
to
purchase
the
home?
What
happens
on
day,
61.?
M
M
M
The
irony
of
this
scenario
rises
to
the
level
of
dramatic
shakespearean
proportions,
just
like
hamlet,
macbeth
or
contemporary
writers
like
tyler
perry,
virginia
king
or
shonda
rhimes,
although
not
blatant.
The
process
certainly
is
a
part
of
the
systemic
structure
of
racism
and
madam
chair
and
committee
members
and
all
of
those
who
are
listening.
Let
me
be
clear,
because
I
don't
want
anyone
taking
my
words
out
of
context.
M
M
M
M
The
evilness
of
covert
actions
continues
to
normalize
and
calcified
this
scourge
on
our
country
and
even
around
the
world,
and
what
I'm
talking
about
is
racism
as
a
public
health
crisis,
even
with
scr1,
which,
by
the
way,
passed
unanimously
in
both
houses.
No
one
voted.
No,
so
we
must
conclude
that
the
entire
legislature
agreed
that
racism
is
a
public
health
crisis,
but
we
have
to
ask
ourselves
the
question
were:
there's
just
pretty
words:
were
they
just
something
that
we
could
say?
We
did?
M
M
Remember
what
I
just
read
to
you
that
was
actually
sanctioned
by
the
lead
institute.
Anyone
can
find
it.
Anyone
can
find
it.
I
also
did
a
foia
and
got
some
statistics
from
the
clark
county,
the
clark
county
recorder-
and
there
are
five
columns
that
are
listed
here,
but
I
just
want
to
look
at
the
one
that
says:
hoas
and
the
numbers
are
delineated
by
month.
M
Some
between
35
and
45
of
nevadans
expect
to
experience
eviction
or
foreclosure
in
the
next
four
to
six
weeks,
and
there
are
even
some
between
seven
and
ten
percent
of
nevadans
who
don't
even
know
if
they'll
have
a
house
a
home
if
they
will
have
some
place
for
them
and
their
family
in
the
very
near
future,
the
ability
to
buy
home
has
been
and
is
the
foundation
on
which
we
build
personal
wealth
in
this
country.
Indeed,
there
is
a
direct
correlation
in
the
widening
wealth
gap
and
the
lack
of
home
ownership
in
bipop
communities.
M
This
is
how
we
provide
safety
and
security
for
our
children,
so
that
they
can
strive
and
achieve
more.
Indeed,
purchasing
a
home
in
a
bipartisan
community,
particularly
in
the
black
community,
is
the
way
we
have
now
to
create
generational
wealth
and
so
to
lose.
A
home
is
not
just
affecting
the
current
homeowner,
but
you
could
say
by
extension,
it
is
reaching
two
generations
ahead.
M
M
M
M
M
It
does
not
change
the
fact
that,
given
the
right
circumstances,
they
can
place
a
lien
and
ultimately
foreclose
on
your
home,
but
what
it
does
is
it
inserts
another
layer
for
due
process
for
the
homeowner,
because,
right
now,
it's
really
what
the
hoa
says
that
you
owe
and
who
you
gonna
call
not
ghostbusters.
They
can't
help
either
so
to
assist
homeowners
with
tracking
the
status
of
any
hoa
related
issues
involving
their
property
and
being
able
to
resolve
them
quickly.
M
This
is
what
senate
bill
144
does
it
requires
an
association
to
create
a
website,
and
I've
talked
to
some
other
representatives,
and
they
have
indicated
that
they
can
probably
do
this
better
with
a
portal,
and
I
want
them
to
work
on
it.
I'm
going
to
work
on
an
amendment
that
says
just
that.
What
I
do
want
to
happen
is.
M
M
It
requires
an
association
generally
to
deliver
any
communications
or
notices
to
unit
owners
by
email
unless
an
owner
has
not
designated
an
email
address
or
desires
to
get
this
information
by
mail,
and
one
of
the
things
that
we
recognized
last
year
was
that,
with
the
slowdown
of
the
mail,
a
number
of
things
were
not
getting
to
their
intended
destination.
On
time.
M
So
to
assist
in
making
sure
adequate,
timely
and
training
is
available
to
both
the
homeowner
and
the
executive
board.
Members,
in
this
time
of
virtual
meeting
section
10
authorizes
any
training
provided
by
the
ombudsman
for
common
interest
communities
to
to
unit
homeowners
or
the
executive
board
members
the
option
to
conduct
their
training
either
in
person
or
online.
M
In
order
for
us
to
know
how
to
address
a
problem,
we
first
need
to
gather
the
data
required
to
understand
it,
and
if
you
will
remember
the
data
that
I
read
to
you
provided
by
the
real
estate
division
and
the
lead
institute,
that
data
was
by
zip
code,
they
did
not
have
the
racial
ethnic
gender
identified.
They
did
not
have
that
information,
but
we
know
these
zip
codes.
M
We
know
them
eight
nine,
zero.
Three
zero
is
right
up
against
my
district
89031
is
in
that
89084
is
in
that
every
zip
code
in
my
district
has
an
orange
coloring,
which
means
that
there
was
a
high
level
of
foreclosures
every
zip
code,
with
the
exception
of
one,
and
as
I
looked
at
that
this
is
the
one
where
most
of
our
service
members
and
veterans
live.
M
M
The
remaining
sections
of
this
bill
make
conforming
changes
to
other
portions
of
statute
to
effectuate.
These
changes.
Madam
chair.
With
your
permission,
there
are
a
few
people
that
will
be
presenting
with
me,
and
one
person
wanted
to
be
here,
but
they
they
were
participating
in
three
funerals
for
veterans,
so
they
sent
me
a
letter
and
asked
me
to
read
it
into
the
record.
M
M
More
recently,
we
were
out
of
town
and
a
kind
neighbor
placed
our
trash
cans
into
our
courtyard.
However,
the
tops
were
slightly
visible
and
even
though
it
was
only
the
day
after
trash
day,
we
still
received
a
violation
notice,
because
I'm
well
known
in
my
community
and
I
have
the
means
to
get
issues
resolved
quickly.
M
M
Perhaps
they
seem
small
or
trite
to
most,
but
for
the
powerless
and
the
vulnerable
of
those
in
our
community
who
don't
have
the
means
and
the
knowledge
to
defend
themselves.
This
is
a
big
deal
and
it
causes
fear
and
emotional
stress.
In
some
cases,
I'm
sure
some
people
have
lost
their
homes
to
unscrupulous
hoas.
M
I
received
a
letter
from
one
of
her
associates,
sherry,
moisture
and
that
has
been
submitted
and
I
have
two
other
people
that
I
would
like
to
present
with
me.
One
is
laura
chapman
who
happens
to
be
a
real
estate
agent,
and
so,
with
your
permission,
madam
chair
I'd
like
to
go
now
to
laura
chapman.
K
Hi
good
afternoon
and
thank
you
senator
spearman,
for
inviting
me
to
be
here.
I've
never
done
this
before
so.
Forgive
me
as
she
said:
I'm
a
local
realtor.
I
deal
with
associations
and
management
companies
daily
bill.
Sb
144
not
is
not
only
needed
for
transparency
and
giving
homeowners.
Some
judicial
relief
before
an
association
can
foreclose
on
a
home,
but
I
think
it
opens
the
door
for
people
to
start
looking
at
what
are
the
associations
and
the
management
companies
doing
to
homeowners
in
general.
K
It
says
that
the
homeowners
are
not
to
pay
more
than
160
dollars
for
a
resale
certificate,
and
so
far
I've
run
into
one
association
that
actually
follows
the
law.
I
have
hundreds
of
emails,
dozens
of
signed
receipt,
requests
going
to
these
management
companies
telling
them
they're
overcharging.
K
They
hire
lawyers
to
send
three
page
letters
telling
me
I'm
right.
I
don't
know
why
it
takes
three
pages.
To
tell
me
I'm
right.
Eventually,
I
get
some
or
partial
refunds
from
my
clients.
After
spending
between
six
and
fifteen
dollars
to
get
a
25
refund
and
then
what
the
problem
ends
up
being,
is
that
I'll
get
that
refund
for
my
clients?
K
But
these
management
companies
and
associations
continue
to
charge
the
homeowners
190
210
225
dollars
for
one
piece
of
paper
that
takes
two
minutes
to
write
and
hit,
send,
I
think,
they're
over
charging
already
to
begin
with.
It
does
not
it's
not
an
actual
cost
to
say
that
a
piece
of
paper
that
takes
two
minutes
to
send
costs
anybody
160
dollars
and
it's
just
another
way
where
the
associations
are
being
told
by
management.
K
This
is
how
you
do
it.
This
is
how
it
goes,
and
they
don't
know
any
better
and
the
homeowners
don't
know
any
better
and
I've
spoken
with
the
ombudsman's
office,
and
they
said
once
I
receive
a
refund
from
my
client,
their
hands
are
tied.
They
really
can't
do
anything.
They
send
a
letter
to
the
management
company
saying
you
need
to
fix
it,
but
then
that's
over
and
so
six
months
later,
I'll
order,
hoa,
docs
again
and
they're
still
overcharging.
K
So
they
have
the
management.
Companies
and
the
associations
know
that
they're
over
charging,
at
least
based
on
what
I've
sent
to
them,
but
they
just
don't
care
because
there's
nobody
to
follow
through
make
sure
that
they're
doing
the
right
thing.
Nobody
seems
to
care
and
I
just
think
it's
a
problem.
K
I
think
that
when
they
continue
to
overcharge
they're
in
your
face
as
lawmakers
saying,
what
are
you
gonna
do
and
maybe
if
we
have
this
website
and
if
she
could
make
an
amendment
on
this
to
have
them
be
transparent
about
what
they're
charging
homeowners?
K
Maybe
that
will
be
fixed
by
that
action,
because
homeowners
don't
know
that
they're
being
overcharged.
Maybe
the
associations
and
the
management
companies
should
be
required
to
put
the
law
on
the
website,
so
they
can
see
that
they're
supposed
to
be
charged
160
and
then
the
management
companies
can't
get
away
with
it.
We
need
a
little
bit
more
oversight,
help
and
follow
through
for
consumers.
Please.
Thank
you
very
much
for
hearing
me.
M
Thank
you,
ms
chapman
and
madam
chair.
I
have
one
more
person
that
I'd
like
to
testify,
and
I
I
appreciate
her
going
the
extra
mile
because
she's
ill
and
I
believe
she
was
in
the
hospital
yesterday,
but
I
think
she
has
made
arrangements
to
be
able
to
join
us
via
via
zoom
and
it's
brenda,
burch
brenda.
Please.
M
E
Oh
okay,
good!
Well,
first
of
all
I
want
to
thank
you
senator
spearman.
We
are
all
colored
with
a
brush
all
of
us
whether
you're,
rich
you're,
poor,
you're,
disabled.
You
have
cancer.
E
E
So
in
2013
three
days
before
my
birthday,
I
got
in
an
accident
and
it
caused
me
to
be
disabled
and
then
in
2016
I
found
out.
I've
had
cancer
and
I've
survived
cancer
surgery
seven
times
in
the
last
four
years,
but
I
also
bought
a
piece
of
property
bought
a
condo.
E
And
so
I
bought
this
place
in
2018
in
in
june
and
in
september
of
I
2018
laying
in
bed,
and
I
heard
this
noise
and
it
was
like
a
waterfall.
E
E
E
E
And
he
stand
there
talking
to
another
plumber
and
there's
eight
units
in
this
building.
E
E
E
E
E
E
E
E
E
E
E
E
E
E
M
E
E
E
M
Thank
you
ma'am.
Thank
you
ma'am,
madam
chair
and
committee.
That's
those
the
only
printers
that
I
have
and
I
believe
there
may
be
people
on
home,
but
thank
you
so
much
for
your
indulgence.
It
was.
It
was
important
to
get
the
perspective
for
miss
brenda.
A
Thank
you.
Thank
you,
senator
spearman
and
thank
you
miss
chapman,
ms
burch.
We
do
appreciate
you
taking
the
time
out
of
your
day
to
be
here
and
ms
burch.
I'm
sure
that
it
is
not
easy
to
share
your
story
with
us
and
so
we're
grateful.
A
I
I'm
honored
that
that
you
choose
to
do
that,
and
I
hope
that
you
are
recovering
from
your
your
last
visit
to
the
hospital
and
that
my
committee
here
won't
be
too
hard
on
you
with
their
questions,
but
I
don't
make
the
same
promise
to
senator
spearman,
and
that
is
how
we
will
segue
into
the
question
portion
of
this
hearing,
and
I
will
start
with
senator
orrinshaw.
B
B
M
Yes,
ma'am,
I
think
there
may
be
there
should
be
some
people
from
legal
aid
of
southern
nevada.
B
Thank
you,
chair
and
mr
aldous,
listening
to
what
ms
burch
has
been
through,
what
she's
going
through
trying
to
you
know,
keep
her
home
and
survive
with
everything
else
that
life
and
he's
been
throwing
at
her.
Just
wonder.
Practicing
at
legal
aid
is
hurt.
Is
a
story
like
ms
burch's
comment.
Are
you
seeing
that
a
lot
among
the
the
people
you
represent?
I
just
wonder
you
know
you're
in
the
trenches
representing
people
trying
to
stay
in
their
homes.
J
Yes,
thank
you
senator
and
through
the
chair
for
the
record,
my
name
is
peter
aldis.
I
am
a
staff
attorney
with
legal
aid
center
of
southern
nevada,
and
I
do
specialize
in
in
foreclosure
and
assisting
people
in
trying
to
save
their
homes
and
unfortunately,
miss
birch's
tale
is
very
common.
We
have
people
who
are
confused.
They
don't
know
how
much
they
owe
they
fall
behind
for
any
number
of
reasons
and
then,
as
they
try
to
get
back
on
track
with
their
hoa
payments,
perhaps
dealing
with
hoa
fines.
J
They
can't
figure
out
how
much
they
owe
frequently
these
these
debts
will
get
assigned
to
collection
agencies
and
sometimes
to
two
different
collection
agencies,
one
for
fines
and
one
for
assessments,
and
all
of
these
collection
agencies
are
adding
on
collection
costs
and
so,
even
between
the
time
where
they
need
to
to
gather
up
the
money
to
make
the
payment
and
they
go
to
make
the
payment
they'll
find
that
the
payment
is
increased
because
of
the
collection
cost
because
of
additional
fines.
So
I
think
that's
one
opportunity
where
this
website
or
portal-
that's
that's.
J
B
Thank
you
and
share
with
your
indulgence,
may
ask
a
brief
follow-up
sure
go
ahead.
Thank
you,
and
mr
eldest,
ms
birch
told
us
about
trying
to
make
a
lump
sum
payment
to
get
caught
up
on
her
her
past
hoa
dues,
but
that
it
didn't
seem
to
to
go
where
she
thought
it
was
going
to
go
and
the
foreclosure
moved
forward.
B
J
Yes,
thank
you
for
the
record
peter
all
this.
Unfortunately,
collection
costs
can
be
included
in
liens.
They
can
be
included
as
the
basis
for
a
foreclosure
as
long
as
there
is
also
assessments
due
in
owing
and
it
can
be
very
frustrating
for
for
people
when
they're
trying
to
pay
the
assessments
that
they
had
fallen
behind
on
or
trying
to
deal
with
their
fines,
because
those
collection
costs
grow
rapidly.
There
are
limits
in
the
law
to
how
much
certain
collection
costs
can
be.
J
B
K
K
I
was
just
going
to
agree
with
him
that,
instead
of
charging
what
it
actually
cost,
they
charge
the
maximum
allowed,
and
sometimes
they
don't
even
know
what
that
is.
So
they
just
charge
what
they
want
to.
That's
all.
F
Senator
spearman,
when
you
and
I
spoke
about
this
bill
prior
to
the
presentation
you
had
mentioned,
because
I
had
raised
the
issue
of
there's
a
good
number
of
small
associations
out
there
we're
talking
anywhere
from
five
to
10
or
sometimes
15
homes.
F
They
don't
have
a
formal
association
manager
because
they
do
it
themselves
and
yet
you
had
said
I
thought
that
you
had
accommodated
those
small
associations
in
the
bill,
but
I
maybe
I've
missed
it.
Can
you
point
me
to
where
that
exception
is.
M
So,
madam
sheriff,
through
you
too
senator
pickard,
that
will
come
in
a
conceptual
amendment
and
what
we've
done
is
the
floor
is
a
hundred
pounds
so
that
should
protect
the
smaller.
F
Hoas
right,
thank
you.
I
didn't
see
that
I
may
have
just
missed
that
and
then
one
of
the
things
that
I
was
talking
to
and,
as
you
know,
I've
I've
set
up
several
hoas
I've
been
on
boards
over
the
years
and
what
you're
describing.
I
know
the
ombudsman's
office
was
put
up
or
was
stood
up
for
the
purpose
of
addressing
these
types
of
things,
but
this
is
very
different
from
my
experience,
even
when
I
practiced
real
estate
law
and
dealt
with
hoa
issues.
F
I
didn't
experience
this,
but
when
we
talk
about
looking
for
the
biographical
data.
F
How
do
we,
because
of
many
of
the
homes,
are
a
mixed
race?
F
That
is,
you
know,
we'll
have
one
race
with
another
race
in
the
house.
How
do
we
accommodate
because
we
count
households,
we
don't
count
people
in
this.
So
how
do
we
when,
when
we're
talking
about
the
the
biographical
data,
how
do
we
account
for
that.
M
The
data
that
goes
by
zip
code,
I
would
challenge
you
to
ask
anyone
who
lives
in
clark
county
what
the
preponderance
of
race
and
ethnicity
is
for
89106
and
everyone
will
know
it,
oh
sure,
hold
on
hold
up
you're,
saying
that
you're
saying
that
they're
mixed
race,
so
guess
what?
If
they're
mixed
race?
Guess
what
they're,
not
pure
white
and
so
the
zip
codes
here
and
I
could
look
at
the
zip
codes
in
my
district
and
I
know
exactly
who
lives
there,
so
absent
absent
the
quote:
data
by
race.
M
Anybody
in
their
right
mind
can
look
at
this
and
they
know,
and
if
they
don't
know,
they
can
always
go
and
ask
somebody,
and
so
the
data
is
clear:
the
data
is
clear
and
anyone
who
knows
89089089106
and
anyone
who
knows
8.031
anyone
who
knows
eight
nine,
zero,
eight,
four,
anyone
who
knows
eight
nine,
zero.
Three
two
people
that
live
out
there
know
who
lives
in
those
districts.
F
M
F
M
F
It
is
no
mystery
yeah.
Maybe
I
didn't
ask
my
question
very
clearly:
I'm
talking
about
the
reporting
that
has
to
go
back,
that
the
that
the
hoas
and
the
managers
have
to
report
back
they're
required
to
report
back
the
race
and
I'm
talking
about
interracial
families,
not
necessarily
a
mixed
race,
and
that
was
a
a
the
wrong
term
to
use.
I'm
I'm
thinking.
M
F
F
Pardon
a
requirement
for
hoas
to
or
for
community
or,
let's
see,
I
put
my
notes
separately.
I
didn't
write
this
section
down.
M
So
so
let
me
let
me
answer
that,
while
you're
looking
for
your
notes,
because
what
the
bill
will
do-
and
you
heard
it
in
my
testimony
voluntarily
and
people
describe
themselves
if
they
are
of
mixed
race
and
they
have
part
of
hispanic
in
them,
they
may
identify
as
hispanic
some
people
may
identify
as
black.
Some
people
may
identify
as
black
and
hispanic.
M
M
You
don't
want
to
fill
it
out,
then
don't
fill
it
out
and
and
I'll
just
I'll
just
say
one.
One
of
the
things
that
we
we
actually
ran
up
against
was
once
once
the
bill
came
out,
because
we
had
so
many
other
bills
that
the
the
drafters
were
working
on
first
time
and
trying
to
make
that
trying
to
make
the
the
deadline.
M
So
we
still
have
still
have
some
amendments
that
are
working,
but
I
promise
you
that
that
is
in
the
amendment
all
right.
F
Yeah
and
madam
chair
at
section
12,
and
it
says
the
race,
ethnicity,
gender,
identity
or
expression
and
sexual
orientation
of
each
person
whose
past
due
obligation
was
referred
to
a
collection
agency.
If
such
information
is
voluntarily
made
available
to
the
community
manager,
that's
what
the
association
has
to
for
the
community
matter.
Manager
shall
honor
before
january,
31st
of
each
year
submit
to
the
division
or
report.
F
So
my
concern
is
this,
and
it's
about
the
integrity
of
data
reporting,
we're
asking
about
the
person
and
that
usually
it's
a
family.
You
know
we
look
at
this
by
household.
The
assessment
goes
to
the
household,
not
to
the
necessarily
the
person,
and
so
I
just
wanted
to
see
if
we
could
get
some
clarity.
But
if
it's
in
an
amendment
to
clarify
that
that's
fine
and
then
madam
chair,
can
I
just
follow
up
on
one
other
issue.
B
F
Thank
you
when
we
move
to
a
judicial
action
instead
of
a
a
non-judicial
foreclosure,
presumably
we're
going
to
be
adding.
You
know
the
costs
of
that
judicial
action
they're
much
more
expensive
and
I'm
not
suggesting
that
that's
justification
for
a
non-judicial
foreclosure.
F
That's
been
a
debate
for
generations,
but
my
concern
is:
if
we're
forcing
this
to
a
non-judicial
foreclosure
and
in
a
non-judicial
foreclosure,
there
are
still
defenses
which
can
kick
it
into
a
judicial
foreclosure,
but
if
they,
if
the
homeowner
is
found
to
have
been
in
violation
of
the
contract
and
the
foreclosure
moves
forward,
now
we're
adding
those
costs,
the
judicial
costs.
How
did
is
there
some
form
of
relief
for
the
hoa
to
pick
that
up,
because
obviously
the
hoa
is
simply
going
to
recoup
its
costs
from
the
existing
homeowners?
M
So
there
are
attorneys,
obviously
on
a
committee
they
may
I
may
get
this
wrong,
but
I
think
I'm
probably
98
right
usually,
I
believe
it
is
in
a
civil
action.
Whoever
does
not
prevail
is
the
one
that
pays,
but
here's
the
other
thing,
because
I've
heard
that
from
the
from
the
representatives
of
the
hoa
and
in
most
budgets
they
do
have
a
category
there,
just
in
case
there
are
legal
expenses
and
so
and
so
what
the
the
opposite
inference
of.
M
That
is
because
I
heard
someone
say
that
to
me
someone
who
represents
the
hoas
said
to
me:
if
you
go
to
a
judicial
process,
then
homeowners
will
might
be
intimidated
and
they
won't.
You
know
trying
to
trying
to
figure
out
how
to
file
all
the
papers
and
and
how
to
do
this
and
and
you
know,
and
then
they'll
have
to
pay.
No,
no,
no,
the
person
who
does
not
prevail,
and
I
believe
that
going
to
a
judicial
process
with
another
layer
of
scrutiny.
M
I
truly
believe
that
incidents
that
happened
to
ms
burch
and
several
others
who
are
probably
on
the
line
and
and
incidents
that
were
described
by
mr
o'callaghan.
I
truly
believe
that
those
incidents
will
go
down.
It
will
go
down
because
right
now,
the
process
that
is
in
place
right
now.
The
hoa
is
the
judge,
they're
the
jury,
their
god
they're
god's
henchmen,
they're
everybody,
and
so
that's
what
this
is
about,
and
I
reject
the
notion
that
we
can't
go
to
a
judicial
process
because
it
will
imposition
the
homeowner.
I
reject
that
notion.
A
All
right
we'll
go
next
to
senator
harris.
L
Thank
you,
chair
scheible.
I
don't
know
who,
on
the
call
might
be
best.
M
L
M
L
But
I
am
I'm
wondering
if
someone
can
tell
me
a
little
bit
about
how
much
the
the
homeowners
association
gets.
L
A
J
For
the
record
peter
all
this,
when
senator
threw
the
chair
to
senator
harris
when
a
home
is
sold
at
foreclosure,
nrs
chapter
40
sets
out
what
happens
to
the
proceeds
of
the
sale
and
they
go
first
to
the
costs
of
collection,
and
I
believe
that
answers
an
earlier
question
about
the
costs
of
that
judicial
foreclosure.
J
They
are
paid
through
the
the
proceeds
of
the
foreclosure
sale
and
then
homeowners
associations
have
a
nine
month
super
priority
lien
that
gets
paid
before
any
junior
lean
holders,
and
that
means
that
nine
months
of
assessments,
plus
certain
collection
costs,
get
paid.
J
Thank
you
vice
chair.
I
appreciate
that
we
always
seem
to
have
a
problem
of
controlling
the
microphone
of
hoof
on
mutes
who
and
all
that,
and
I
apologize
for
not
being
technologically
savvy.
At
times
I
had
a
couple
of
simple
questions
or
requests.
What
do
we
do?
Is
there
going
to
be
a
small
threshold
for
the
smaller
hoas?
You
know
I
have
quite
a
few
in
my
area.
You
know
that
are
a
little
bit
older.
They
don't
have
internet
websites
to
my
knowledge
or
do
they
already
require
to
have
in
their
websites.
J
J
M
The
homeowner
or
the
hoa,
if,
if
miss
burch,
I
think
in
her
sharing
her
her
story
said
that
in
essence,
she
had
to
file
bankruptcy
so
that
she
wouldn't
lose
her
home.
She
her
home,
was
already
paid
for,
but
she
was
still
getting
charge.
Fees
and
and
her
declination
to
respond
to
those
charges
was
was
connected
to
a
a
matter
of
plumbing
that
she
paid
for
and
was
not
reimbursed
for,
and
the
plumbing
the
problem
was
not
her
problem.
It
was
a
problem
with
a
condominium.
J
I
appreciate
that
I
looked
into
that
a
little
bit
more
because
I
still
think
there's
an
issue
that
how
do
we
deal
with
individuals?
You
know:
how
do
you
impound
hoa
fees?
If
you
have
no
mortgage,
I
think
it
creates
a
little
bit
of
a
problem.
It's
not
really
feasible
in
my
book,
but
I'll
have
to
look
into
that
and
I'll
look
at
the
amendment
that
was
offered.
I'm
sorry,
I
did
not
read
it
earlier.
A
All
right
are
there
any
more
questions
from
members
of
the
committee.
It
looks
like
there
are
no
more
questions,
so
we
are
going
to
move
to
testimony
at
this
point
in
time.
My
clock
reflects
that
it
is
2,
37
p.m,
which
means
that
at
least
four
of
us
have
to
be
in
another
meeting
within
the
next
53
minutes.
For
that
reason,
we
will
be
limiting
testimony
to
20
minutes
total
in
each
position.
A
Support
opposition
or
neutral
every
individual
calling
in
to
testify
will
be
allowed
two
minutes
to
testify,
and
we
encourage
anybody
who
is
not
able
to
testify
today
due
to
those
time
constraints
or
any
other
reason
to
send
in
their
written
testimony.
You
can
send
your
written
testimony
to
the
email
address
provided
on
the
agenda
and
I
will
announce
it
again
at
the
end
of
the
meeting.
It
is
s-e-n-j-u-d
at
sen.state.nbc.us
and
before
we
go
to
the
phone
lines,
I
understand
that
we
have
two
individuals
who
are
already
on
the
call
to
give
testimony.
A
A
I'm
not
able
to
hear
you,
mr
chapman,
I'm
not
sure
if
anybody
else
can,
let's
move
on
to
miss
block.
I
I
The
major
problem
is
that,
right
now
the
legislation
on
the
ombudsman's
office
says
that,
when
appropriate,
they
are
to
investigate
disputes
involving
the
provisions
of
this
chapter,
the
law
or
the
governing
documents
of
an
association.
However,
in
practice
and
under
section
116
745,
they
don't
have
the
authority
to
do
anything
with
the
government
documents.
If
you've
ever
filed
a
complaint
with
the
ombudsman
that
involves
governing
documents,
the
response
you'll
get
will
be.
I
We
don't
have
the
authority
to
interpret
governing
documents
on
the
forms
that
the
ombudsman's
office
provides
the
intervention
affidavit,
which
is
form
530
and
the
statement
of
fact
against
community
management
manager,
which
is
form
514a.
They
both
mention
governing
documents
providing
the
governing
documents
as
evidence
alleging
violations
of
the
governing
documents,
but
they
don't
actually
address
or
resolve
those
disputes
about
governing
documents
in
any
way.
I
think
that
should
be
either
amended
to
take
the
mention
of
governing
documents.
I
Out
of
the
legislation
or
to
actually
give
the
ombudsman's
office
the
authority
and
duty
to
interpret
governing
documents
and
resolve
disputes
about
the
governing
documents.
The
other
thing
I
had
was
the
regard
to
the
overcharging
of
documents.
As
my
wife,
laura
chapman,
spoke
about
earlier,
the
appropriate
section
of
law
is
116.
I
4109
says
that
the
fee
must
be
based
on
the
actual
cost.
The
association
incurs
to
fill
the
requirements
of
this
section.
This
is
about
preparing
the
certificate
of
resale,
so
the
legislative
intent
there
was
that
the
association
was
not
to
make
a
profit
on
the
resale
certificates.
However,
the
way
it's
working
in
practice,
the
actual
cost
to
the
association,
is
what
the
management
companies
charge
them,
which
is
always
the
maximum
and,
in
almost
every
case,
I've
seen
actually
over
the
maximum
amount
of
oh
by
law.
I
So
I
would
suggest
that
you
add
amend
that
section
to
read.
Such
a
fee
must
be
based
on
the
actual
cost,
the
association
or
the
management
company
encouraged
to
fulfill
the
requirements
so
that
it's
clear
that
the
management
companies
not
to
make
a
profit
on
providing
the
resale
certificate
too.
As
it
stands
right
now,
as
my
wife
said
that
they
do
maybe
two
minutes
of
work
or
they
farm
it
out
to
a
third
party,
and
then
they
they
charge
the
maximum,
which
is
exactly
160
in
practice.
N
A
And
also
I'm
going
to
revise
my
earlier
statement.
We
will
be
extending
testimony
for
30
minutes
in
each
position.
I
just
got
some
additional
information
about
our
scheduling
that
allows
us
to
do
that.
So
with
that
we
will
move
on
to
miss
block
and
you
have
two
minutes.
Please
go
ahead.
B
Thank
you,
chair
for
the
record
names,
jillian
block,
that's
g-I-l-l-I-a-n,.
B
And
I'm
here
today
to
represent
the
nevada
coalition
of
legal
service
providers,
and
I
would
just
like
to
put
our
support
on
the
record
for
senate
bill
144
and
echo
much
of
what's
already
been
said
today,
and
I
would
like
to
thank
senator
spearman
for
bringing
forward
this
important
legislation,
which
is
of
even
greater
importance.
Given
the
cover
19
crisis.
B
The
legislation
being
considered
today
puts
an
important
layer
of
protection
in
place
for
homeowners
and
will
help
prevent
foreclosure
too
many
people
don't
realize
that
an
hoa
can
take
their
home
if
they
fall
behind
on
their
dues,
so
having
greater
access
to
critical
information
like
what
a
homeowner
owes
and
what
they
need
to
do
to
get
current
with
their
hoa
can
help
prevent
foreclosure,
and
we
also
support
eliminating
non-judicial
foreclosure
and
requiring
judicial
oversight
that
layer
of
review
a
layer
of
review
will
protect
homeowners
at
by
putting
a
critical
check
on
h.o.a
power
and
encourage
mediation
to
help
parties
find
a
solution.
B
A
Thank
you
for
your
testimony.
We
will
now
go
to
the
phone
lines.
Mr
kyle,
if
you
would,
please
start
us
off
with
everybody
who
well
not
at
the
same
time,
but
you
know
how
to
do
it
and
have
people
testify
in
support
of
sb
144.
Thank
you.
P
P
P
Q
Q
I
will
be
brief
and
submit
my
full
written
comments
to
the
committee,
but
we
often
talk
about
the
imbalance
of
power
between
tenants
and
landlords,
especially
because
the
bipod
communities
make
up
roughly
two-thirds
of
the
ranger
population.
Q
The
some
of
the
zip
codes
mentioned
during
the
presentation,
89106
and
89030
in
clark
county
are
predominantly
black
and
african
american
and
in
washoe,
89502
and
89512
are
predominantly
latinx
hispanic.
Q
P
P
L
Good
afternoon,
chair
and
members
of
the
committee,
my
name
is
tess
opferman,
that's
spelled
o-p-f-e-r-m-a-n
speaking
on
behalf
of
the
nevada
women's
lobby,
one
of
the
top
priorities
of
the
nevada
women's
lobby
is
housing
security.
We
work
hard
to
support
legislation
that
ensures
women
and
families
are
able
to
maintain
affordable
and
stable
housing.
We
thank
senator
spearman
for
bringing
this
issue
forward,
so
we
can
look
at
hoa
policies
and
address
the
inequity
when
it
comes
to
fines
assessed
by
hoas
and
foreclosures.
L
Furthermore,
it
can
be
difficult
to
find
out
how
much
someone
owes
and
what
additional
fines
have
been
assessed
for
late
or
non
payments,
which
this
spell
helps
remedy,
especially
in
times
of
recession.
When
budgets
are
tight,
we
need
to
make
sure
homeowners
can
easily
find
the
payment
amounts,
resolve,
discrepancies
and
ultimately
stay
in
their
homes.
Sb
144
does
not
limit
fines
or
assessments;
it
merely
adds
a
layer
of
due
process
to
help
protect
vulnerable
homeowners.
Thank
you
for
the
presenters
who
shared
their
own
challenging
stories
and
made
poignant
the
issue
at
hand.
P
R
Hello,
first
of
all,
thank
you
senator
spearman,
my
name
is
evelyn
pacheco
last
name
p
as
impair
a
c
h,
e
c
o,
and
I
support
sb
one
four
and
I
want
to
speak
on
I'm
in
zip
code
89108
and
I've
been
dealing
with
this
hoa
management
and
tanglewood
hoa
since
2016.
R
I've
had
racial
slurs
have
been
said
to
me
I
am
a
black
woman.
I
am
a
veteran.
I
am
the
first
black
woman
to
get
a
police
license
in
the
state
of
nevada,
and
this
was
a
board
member's
husband.
That
said,
we're
so
slurs
to
me,
and
at
the
time
my
grandbaby
was
five
and
the
sad
part
about
it
is
after
it
happened.
I
had
to
explain
to
my
grandbaby
what
the
n
word
meant,
and
that
was
very
hurtful
and
I've
been
continually
harassed
by
the
by
the
board
members
by
the
atrial
mana
management
itself.
R
R
I
have
over
18
thousand
dollars
in
fines
because
I
wouldn't
change
the
color
of
my
house
and
there's
no
color
scheme
here
and
there's
other
houses
that
are
not
even
earth
tone
color
here.
My
my
house
is
earth
tone
color,
which
they
told
me
to
paint
it.
I
did
that
there's
pink
orange
bread
maroon,
but
what
I
keep
hearing
is
it
doesn't
matter?
That's
not
your
problem
and
you
need
to
redo
this.
R
They
had
the
lawyer
come
in
and
and
tell
me
that
I
had
to
not
get
any
loy
any
civil
lawyers
to
go
after
the
racial
slurs
that
I
had
to
look
beyond
that
and
I
still
had
to
pay
the
fines
and
I
still
had
to
paint
my
house.
I
think
this
is
so
wrong.
R
These
boards
have
too
much
power
and
it's
really
sad
that
that
they're
doing
this
and
and
now
they're
trying
to
take
me
to
court
to
put
a
lien
on
my
house
and-
and
this
is
ridiculous
and
put
me
into
collections-
I
keep
getting
nasty
letters
and
and
everything
you
know,
and
this
has
to
stop
and
ombudsman
doesn't
do
anything
either.
I
agree
with
the
other
ombudsmen,
then
do
crap,
I
call
them
and
oh
well,
you
know
you
can
go
through
the
88.
R
P
P
B
Hello
good
afternoon,
my
name
is
angela
rock
that
is
rock,
is
my
last
name,
and
I
am
the
president
of
olympia
management
services.
I'd
like
to
thank
the
community
and
senator
spearman
for
their
time
today.
I've
had
a
number
of
opportunities
to
speak
with
the
senator
and
I'd
like
to
address
my
comments
on
two
primary
issues.
The
first,
I
believe
in
her
own
testimony
to
mention
the
opportunity
for
us
to
work
together
on
changing,
maybe
website
requirements
to
online
portal
access.
B
There
are
many
software
programs
and
databases
that
allow
access
to
owner
information
without
requiring
a
choice
to
have
a
standalone
website
which
can
be
expensive
and
difficult
to
manage
at
times,
particularly
for
those
smaller
associations,
even
those
at
100
units.
So
I
thank
you.
B
I
thank
the
senator
rather
and
believe
that
we
can
work
together
to
achieve
the
goal
in
a
less
expensive
manner.
The
second
issue
relates
to
non-judicial
foreclosure
versus
judicial
foreclosure.
I've
spoken
with
the
senator
about
the
opportunity
for
a
middle
ground,
just
as
the
senator
said.
We
can
find
a
way
to
achieve
another
layer
of
and
level
of
scrutiny,
potentially
without
a
full
shift
to
judicial
foreclosure,
which
could
require
and
burden
on
the
courts,
but
would
require
a
court
process
which
can
be
intimidating
for
some
folks.
B
I
believe,
there's
a
way
to
achieve
independent
oversight,
and
I
hope
we
can
work
with
the
senator
on
that
through
the
industry
to
get
the
homeowners
what
they
need,
particularly
those
that
have
been
taken
advantage
of
whether
it
is
an
independent
oversight
and
sign
off
prior
to
these
actions
by
either
the
dag
is
assigned
through
the
nevada,
real
estate
division
at
a
commission
hearing
or
even
possibly
utilizing.
The
referee
program
that
currently
is
exists
in
the
nevada,
real
estate
division.
B
P
L
I
just
want
to
add
to
all
of
the
testimony
that
was
already
given
and
what
was
so
clearly
and
candidly
stated
by
senator
spearman,
which
included
the
communities
that
are
impacted
and
will
continue
to
be
impacted.
If
action
is
not
taken
in
nevada,
there
are
nearly
3
000
hoas.
The
majority
of
those
hoas
are
in
las
vegas.
The
most
diverse
city
in
the
state
studies
have
shown
that
there
are
great
economic,
educational
and
cultural
growth
in
cities
that
are
diverse.
It
has
an
impact
on
aspects
such
as
innovation,
entrepreneurship
and
technological
advancement.
L
People
come
in
and
out
of
nevada
all
the
time,
but
having
someone
leave
who
has
made
the
conscious
decision
to
call
nevada
home
or
purchase
real
estate
in
nevada
could
have
long-term
detrimental
effects.
Homelessness
has
been
a
big
topic
in
nevada.
Over
the
past
year,
I
have
and
continue
to
participate
in
discussions
about
how
to
assist
the
homeless.
L
There
are
many
reasons
why
someone
may
find
themselves
in
that
position,
and
one
of
the
reasons
that
I
have
constantly
heard
has
been
a
loss
of
a
home
by
putting
the
safeguards
of
ab144
in
place
and
ensuring
that
we
do
all
we
can
to
make
foreclosure
a
last
resort.
We
are
contributing
to
a
solution
that
can
help
ease
the
need
for
additional
public
resources
that
are
already
being
stretched.
Then,
by
not
adding
to
the
numbers.
L
We
also
play
a
role
in
helping
those
that
are
currently
homeless,
utilize,
the
resources
that
are
available
and
so
desperately
need
it.
This
is
not
something
that
we
can
overlook
anymore.
It
is
imperative
that
we
act
and
for
those
reasons
and
others
that
have
been
submitted
via
written
public
comment,
the
naacp
supports
ab144.
Thank
you.
P
P
G
Yes,
my
name
is
reverend
leonard
jackson.
His
first
name
is
leo
n-a-r-d,
last
name,
jackson,
o
j-a-c-k-s-o-n,
and
I
am
the
executive
director
for
the
faith,
organizing
alliance,
which
we
have
a
main
office
here
in
the
city
of
north
las
vegas.
First
of
all,
thank
you.
Thank
you,
senator
pat
spearman,
for
all
that
you
do
for
for
our
country.
For
that
fact,
you
know,
faith,
organizing
alliance.
G
We
stand
in
favor
of
sb
144
and
the
reason
why,
for
being
a
retired
vietnam,
veteran
okay,
we
placed
our
life
on
the
line
for
our
country.
Now
that
I
am
a
little
more
mature
I'll
place,
my
life
on
the
line
for
our
immediate
community
and
that's
our
obligation,
we
have
the
obligation
to
stand
up
for
our
community
so
that
in
the
future
the
next
generation
can
look
at
us
and
say
there
stood
a
generation
that
stood
for
something
it
didn't
fall
for
everything.
G
Okay,
I'ma
leave
that
thought
with
you,
because
our
obligation
is
to
take
care
of
our
community,
especially
the
community.
That's
coming
up
behind
us
so
that
they
have
a
brighter
future.
The
thing
is
that
we
need
to
make
sure
that
we
do
not
have
individuals
or
organizations
that
are
within
our
community.
That's
taking
advantage
of
our
situation,
especially
our
pandemic
situation
and
making
grand
theft
auto
offer
us
who
could
not
afford
to
pay
our
rent
or
pay
our
lease
or
even
just
buy
food.
G
P
B
B
C-H-R-I-S-T-I-N-E-S-A-U-N-D-E-R-S
and
I'm
policy
director
of
progressive
leadership,
atlanta
nevada
here
in
support
of
sd-144
home
ownership,
is
the
principle
way
most
families
build,
whilst
in
the
united
states,
as
it
is
primarily
communities
of
color,
who
have
been
disproportionately
impacted
by
these
foreclosure
practices,
has
the
potential
to
perpetuate
racial
inequality
for
decades
senate
bill
144
contains
common
sense
provisions
like
increasing
accessibility
for
homeowners,
to
make
payments
to
manage
their
accounts
online.
This
will
help
balance
the
power
between
homeowners
and
hoas.
We
urge
your
support.
Thank
you.
P
P
G
I
live
in
a
gated
community.
I
am
speaking
around
regarding
the
provision
of
a
memorandum
on
any
increased
hoa
assessment.
Our
community
did
an
assessment,
a
dues
raised
and
a
500
assessment.
The
budget
ratification
meeting
was
december.
16Th.
We
did
a
petition
with
76
names
on
the
petition
to
please
do
it
via
mail.
G
This
is
not
possible
on
december
16th,
the
governor
is
begging,
everybody
to
stay
home
and
they
wanted
76
people.
They
raised
our
dues
by
20
a
month
and
did
a
special
assessment
of
five
hundred
dollars.
This
is
all
starting
january
2021
and
it
must
be
paid
no
later
than
december.
Six
excuse
me
january.
The
end
of
june
they're,
giving
us
six
months.
G
I'm
an
ex-board
member.
I
have
lived
in
this
community
for
27
years.
I
have
stood
up
against
things
that
this
new
board
is
doing.
I
have
been
attacked
by
attorneys.
I
have
turned
to
the
ombudsman's
office,
which
I
must
say
is
totally
useless.
This
ombudsman
that's
in
place.
Right
now
is
useless.
Even
prior
to
the
covet
19,
I
tried
to
get
an
appointment.
I
got
a
phone
appointment
four
months
down
the
line.
G
P
L
144
with
make
it
work
nevada.
Thank
you,
senator
spearman,
for
bringing
this
piece
of
legislation
forward.
The
loss
of
a
home
is
a
systemic
barrier
in
itself,
and
thank
you
to
the
presenters
who
shared
their
experience
with
us
today.
This
lease
of
legislation
is
necessary
as
too
often
families
are
displaced
by
the
actions
of
the
hoa.
I
can
speak
to
the
disruption
caused
in
my
own
opinion
from
some
rogue
hoas.
L
The
same
property
has
increased
in
value
over
the
years
and
is
now
on
on
the
market
again
for
sale.
Actions
like
this
have
to
stop.
This
piece
of
legislation
will
assist
families,
especially
now
that
we're
in
the
middle
of
a
pandemic
and
when
moratoriums
are
in
place
are
expired.
They
will
be
protected.
L
P
P
B
This
pandemic
has
hit
culinary
union
members
and
their
families
incredibly
hard,
while
hospitality
workers
are
slowly
returning
to
work,
tens
of
thousands
of
workers
are
still
unemployed
and
struggling
with
housing
and
security.
Since
last
march,
the
culinary
union
has
worked
with
our
housing
fund
and
other
organizations
to
keep
workers
in
their
homes.
Unfortunately,
there
are
still
too
many
nevadans
who
have
lost
their
home
during
this
pandemic.
It
is
shameful
that,
during
its
endemic,
some
nevadans
have
either
had
their
homes
foreclosed
or
aren't
in
danger
of
losing
their
homes
because
of
unpaid
homeowner
association
fees.
B
B
B
P
O
Good
afternoon
chairwoman,
scheible
and
honorable
members
of
the
committee,
I'm
quentin,
savoie
t
I
q-u-e-n-t-I-n
last
name
s
like
sam,
a
like
apple,
be
like
victor
w,
o,
I
r
I'm
the
deputy
director
at
make.
It
work
nevada.
We
work
alongside
black
women
and
black
families
in
the
areas
of
economic
justice,
racial
justice
and
reproductive
justice.
O
As
you
all
well
know,
we're
facing
an
unprecedented
housing
crisis
in
this
state,
a
reality
that
was
only
exacerbated
by
the
ongoing
covenant,
19
global
pandemic.
This
public
health
crisis
deeply
revealed
how
lopsided
and
troubling
the
power
dynamics
are
for
renters
homeowners
and
their
landlords,
property
managers,
or,
in
this
case,
homeowner
association.
O
The
problem
that
sb
144
reveals
is
one
that
rarely
gains
broad
traction,
let
alone
solicits
legislative
action
as
you've
learned
in
today's
presentation.
The
void
of
this
legislation
is
disproportionately
impacting
communities
where
black
families
live.
It's
entirely
abhorrent
that
hoas
possess
the
authority
to
remove
someone
from
their
home
that
they
purchase,
but
that's
besides
the
point
one
can't
help
but
conclude
that
our
public
policy
infrastructure
has
enabled
this
discriminatory
action
that
is
taking
place
throughout
our
state
and
all
across
our
country.
O
Sb144
takes
reasonable
steps
to
create
some
balance
and
protections
for
homeowners.
This
isn't
unreasonable
at
its
core.
The
legislation
allows
homeowners
to
have
their
right
to
due
process,
and
I
think
we
can
all
agree,
no
matter
your
political
affiliation,
that
the
right
to
due
process
is
a
bipartisan
principle
that
we
can
all
agree
to
we're
proud
to
support
what
sb,
144
and
deeply
appreciate
senator
spearman's
commitment
to
passing
legislation,
that
is
in
alignment
with
ending
systematic
racism
and
recognizing
it
as
a
threat
to
the
future
of
all
nevadans.
We
are
bipartisan
support
for
sb144.
P
L
L
Sb
144
provides
due
process
something
currently
missing
and
leading
to
nevadans
losing
their
homes,
just
because
they're
behind
on
hoa
fees
and
assessment,
this
process
and
transparency
and
the
transparency
in
this
bill
will
allow
homeowners
to
work
towards
keeping
their
homes.
Thank
you
for
your
time
have
a
good
afternoon.
P
P
P
N
Thank
you
and
thank
you,
madam
chair
and
esteemed
members
of
the
senate,
judiciary
committee.
My
name
is
cameron
clark.
I
am
the
president
of
nevada
association
services
and
I
appreciate
the
opportunity
to
express
my
opposition
to
senate
bill
144
for
the
following
reasons.
First,
judicial
foreclosures
are
two
of
three
two
to
three
times
more
costly
than
non-judicial
foreclosures.
N
Currently,
collection
debts
are
capped
at
one
thousand
nine
hundred
and
fifty
dollars.
Once
again,
that
is,
nineteen
hundred
and
fifty
dollars
in
nevada
judicial
foreclosures
in
other
states
have
seen
costs
ranging
anywhere
from
forty
six
hundred
to
sixty
five
hundred
dollars
and
higher.
Typically
at
the
end
of
most
non-judicial
foreclosures,
the
homeowner
exits
the
collections
process
and
can
move
on
with
their
financial
life.
However,
that
that
won't
be
the
case
with
the
judicial
foreclosure.
N
A
non-judicial
foreclosure
as
we
have
now
does
not
go
against
the
homeowner,
but
instead
against
the
home.
Now,
when
we
talk
about
judicial
foreclosures,
the
judgment
goes
against
the
homeowner
and
will
remain
with
the
homeowner,
even
if
he
or
she
sells
the
home.
The
judicial
foreclosure
process
remains
in
the
collections
process
for
years
and
can
take
away
assets
such
as
vehicles,
wages,
cash
and
other
items.
The
state
of
texas
has
required
a
judicial
review
process.
Some
6500
new
cases
resulted
and
completely
overwhelmed
the
state's
judicial
system.
N
Nevada's
judicial
system
could
easily
see
anywhere
between
3
000
to
10
000
cases
per
year
from
this
process.
This
is
a
major
burden
upon
our
state.
If
this
bill
passes
in
its
current
form,
many
homeowners
will
be
negatively
impacted
by
this
bill.
The
judicial
foreclosure
costs
will
increase
the
cost
to
homeowners
and
to
the
homeowners
association,
and
the
consequences
will
be
shared
by
all
other
homeowners,
the
ones
who
are
currently
paying
their
assessments
on
time
and
are
not
facing
foreclosure.
N
C
N
P
B
Good
afternoon
for
the
record,
I
am
carolyn
glazer
c-a-r-o-l-y-n
g-l-a-f-e-r,
I'm
a
homeowner
and
president
of
red
rock
country
club
hoa,
especially
during
this
pandemic.
Our
board
of
directors
of
rhoa
are
working
with
our
delinquent
homeowners.
We
are
working
out
payment
plans.
Foreclosure
is
always
the
last
resort.
I
oppose
sb
144,
because
judicial
foreclosure
will
cause
unnecessary
increases
in
expenses
for
both
the
delinquent
homeowner
and
non-delinquent
homeowners.
Forcing
our
easy
way.
L
P
P
Q
Q
And
what
happens
there
is
when
you
file
a
non-traditional
closure,
the
homeowner
can
actually
make
or
file
an
action
and
make
it
a
judicial
foreclosure,
making
a
court
action.
That's
dealing
with
that
and
then,
of
course,
the
insurances
get
involved.
So
again.
Those
policies
over
the
last
five
years
have
gone
up
over
500
percent
in
cost
due
to
due
to
these
court
actions.
So
again,
all
that
will
happen
is,
as
we
get
into
more
judicial
foreclosures
we're
going
to
drive
the
cost
of
insurance
up
from
a
personal
point
of
view.
Q
P
Q
homeowners
of
buying
to
an
hoa
make
a
contractual
promise
to
contribute
financially
to
the
shared
goals
of
protecting
home
values
and
preserving
quality
of
life
in
our
communities.
If
there
are
those
who
neglect
their
obligations
for
those
owners,
there
is,
and
must
continue
to
be,
a
mechanism
to
compel
continued
financial
compliance.
Sb
144
removes
that
mechanism.
Q
If
you
routinely
ignore
correspondence
from
your
association,
this
bill
rewards
you
if
you
skip
paying
your
assessments
as
agreed.
This
bill
rewards
you,
because
no
board
in
its
right
mind
would
have
to
spend
ten
thousand
dollars
on
a
judicial
foreclosure
to
pursue
just
a
few
thousand
dollars
in
unpaid
assessment
revenue.
Sure
we
could
lean
the
property
and
hope
that
if
you
sell
your
home,
we
may
be
able
to
recover
past
your
accessories
for
the
proceeds
of
the
sale,
but
hope
is
not
a
strategy.
The
landscapers
need
to
be
paid
this
month.
Q
The
water
bill
is
due
this
month.
Hoa
boards
have
a
fiduciary
duty
to
ensure
adequate
income
to
cover
expenses
and
we're
going
to
do
that
by
getting
more
money
from
our
only
reliable
source
of
revenue.
The
homeowners
who
pay
their
assessments
in
full
on
time
every
time
we're
going
to
raise
their
assessments
to
make
up
for
the
income
we
can't
get
from
the
owners
who
fail
or
choose
not
to
pay
very
simply,
sp
144,
punishes
responsible
homeowners
by
rewarding
irresponsible
behavior
boards,
don't
want
to
be
in
the
collections.
Q
Business
would
rather
focus
our
attention
on
maintaining
and
beautifying
our
communities.
If
this
body
is
looking
to
improve
the
situation,
find
a
way
to
incentivize
banks
to
impound
for
assessments
just
like
they
already
do
for
insurance
property
tax
and
sig
payments.
This
would
solve
all
the
issues
that
sb
144
makes
worse.
Thank
you.
P
P
Queue
point
one
more
time
to
call
her
with
the
last
three
digits
of
six
two
seven,
please
press
star
six
to
unmute
yourself,
then
slowly
state
and
spell
your
name
for
the
record.
You
will
have
two
minutes
to
speak
and
we
are
officially
moving
on
caller
with
the
last
three
digits
of
three
one.
Four,
please
press
star,
six
to
one
mute.
P
L
This
is
lori
berger
l-o-r-I-b-u-r-g-e-r.
I
am
senior
vice
president
of
eugene
burger
management
corporation
of
nevada,
which
is
a
family
owned
and
operated
company.
Ebmc
is
full
service
association
firm,
serving
both
nevada
in
reno
and
las
vegas.
I
have
served
associations
for
33
years
after
hearing
some
of
the
comments.
I
thought
I
might
say
a
little
bit
about
myself,
because
we
are
good
at
what
we
do.
I'm
the
past
president
of
the
institute
of
real
estate
management,
I'm
a
licensed
real
estate
agent.
I
hold
a
property
management.
Permit.
I
hold
a
real
estate
license.
L
I'm
a
professional
community
association
manager
and
I,
along
with
my
team
and
members,
take
fair
housing
training
regularly.
We
do
care,
we
have
a
fiduciary
responsibility
to
uphold
the
governing
documents.
We
follow
the
law
we
offer
boards
training.
We
are
not
affiliated
with
collection
company.
We
currently
do
not
collect
ethnicity
or
gender
information.
L
We
do
not
try
to
get
away
with
anything.
We
take
great
pride
in
our
work.
Our
association
management
systems
and
websites
are
highly
developed,
as
are
many
of
our
competitors.
My
firm
invoices,
19
000
association
members
in
reno
and
las
vegas.
Dozens
of
our
homeowners,
association
boards
of
directors
and
homeowners
have
already
voiced
their
opposition.
L
L
Our
cost
of
software
is
about
fifteen
dollars
a
door.
If
s
beef
144
passes
the
cost
associated
with
the
association
to
establish
new
websites
and
new
payment
processing
will
fall
onto
the
association
bifurcating
highly
effective
management
and
property
management.
Software
systems
will
make
a
negative
impact
on
the
entire
association
industry.
L
Sb
144
will
create
duplicative
systems
and
require
others
to
be
abandoned.
Without
a
doubt.
Homer's
association
and
management
company
expenses
will
increase
to
unknown
levels
and
the
cost
of
the
inflammation
could
be
very
expensive
for
everyone
involved.
Our
websites
are
available,
24,
72,
homeowners,
I'm
sorry.
P
P
King
caller,
with
the
last
three
digits
four
two
zero,
please
press
star
six
to
unmute,
then
slowly
state
and
spell
your
name
for
the
record.
You
will
have
two
minutes
to
speak
and
may
begin
good
afternoon
committee.
My
name
is
garrett,
gordon
g-a-r-r-e-t-t,
last
name,
gordon
g-o-r-d-o-n,
I'm
a
partner
at
the
law,
firm
of
lewis
and
roca
today,
representing
the
comet,
the
community
association
institute,
who
speaks
for
its
1300
members
and
over
3
000
nevada,
community
associations
across
the
state.
P
We
have
met
with
the
sponsor
twice,
and
I
appreciate
senator
spearman's
time
and
look
forward
to
continuing
working
with
her
on,
hopefully
a
compromise
to
some
sections
of
the
bill.
I
have
represented
hoas
at
the
nevada
legislature
for
eight
sessions
now,
and
I
can
confidently
say
that
there
is
no
proliferation
of
hoa
foreclosures.
P
Some
of
the
stats
you
heard
today
were
not
just
the
foreclosures.
According
to
the
department
of
real
estate
division,
there
were
10
certificates
of
sale
recorded
and
submitted
last
year.
10
and
at
least
one
was
an
investor
and
all
the
others
had
numerous
liens
on
the
properties
leading
one
to
believe
those
homes
were
abandoned.
P
I
also
want
to
correct
the
record
in
regards
to
some
letters
that
were
filed
in
support
of
this
proposal
and
implied
that
you
could
lose
your
home
in
60
days
due
to
a
foreclosure
and
that
you
can
come
foreclose
for
anything.
You
cannot
foreclose
for
fines.
You
can
only
foreclose
for
assessment
and
it's
over
a
year
process
for
a
foreclosure.
It
would
be
illegal
if
it
happened
in
60
days
again
there
are
statutory
requirements
that
provide
numerous
protections
to
homeowners,
including
a
mandatory
payment
plan.
P
I
have
the
the
fortunate
experience
of
working
with
speaker,
buckley
and
legal
aid
on
a
mandatory
payment
plan
that
is
offered
to
homeowners
and
accepted
by
hoas
anytime.
There
is
assessments
in
the
rears.
I
also
worked
with
a.g
ford
on
additional
noticing
requirements
and
a
redemption
period.
P
O
Hello,
my
name
is
gail
kern,
g-a-y-l-e,
kern
k-e-r-n.
Thank
you,
chairwoman
and
thank
you
senator
spearman,
for
giving
us
this
opportunity
to
speak.
I
am
a
homeowner,
a
former
president
of
my
homeowners
association.
I
am
a
member
of
cai
legislative
action
committee
and
I'm
an
attorney.
That's
been
practicing
law
in
nevada
since
1984.
O
O
O
One
of
the
things
that
you
will
lose
with
the
non-judicial
process
is
one
of
the
amendments
that
mr
gordon
just
spoke
about,
which
is
that
we
cannot
take
any
action
until
the
delinquency
is
at
least
60
days,
and
then
a
letter
has
to
be
given
to
the
homeowner,
giving
them
an
opportunity
to
enter
into
a
payment
plan
and
or
having
a
hearing
with
the
board.
Nothing
can
be
done
until
another
30
days
and
then
if
it
goes
to
either
collection
or
an
attorney
for
enforcement.
O
There's
a
demand
letter,
that's
another
30
days
and
there's
an
intent
to
go
to
a
notice
of
delinquent
assessment
and
claim
of
lien.
That's
another
15
days.
Then
there's
a
notice
of
delinquent
assessment
and
claim
of
lien.
That's
another
30
days,
then
there's
an
intent
to
do
a
notice
of
default,
an
election
to
sell
that's
another
15
days.
O
O
All
of
that
time
will
be
lost
and
a
homeowner
will
instead
have
to
respond
to
a
complaint
with
only
20
days
notice
of
when
a
delinquency
occurs.
I
urge
us
to.
I
urge
you
to
rethink
how
we
put
in
additional
protections
just
like
we
did
several
years
ago
when
we
gave
that
additional
60
days
in
the
requirement
of
a
payment
plan.
Please
let
us
think
about
how
we
can
put
in
extra
protection.
P
Q
Q
Q
P
A
All
right,
thank
you
so
much,
mr
kyle.
Just
to
make
sure
our
record
is
clear.
We
have
taken
testimony
from
everybody
who
was
in
the
queue
for
support
testimony
and
from
everybody
who's
in
the
queue
in
opposition.
P
O
O
C-Y-R-U-S-H-O-J-J-A-T-Y,
I
certainly
like
the
idea
of
due
process
and
I
like
the
idea
that
people
will
should
probably
have
some
extra
time
or
some
less
painful
process,
so
they
can
perhaps
stay
in
their
homes
and
maybe
leave
not
so
much
in
a
difficult
fashion,
but
I
have
some
concerns.
I
just
want
to
make
sure
if
this
bill
does
not
artificially
keep
prices
up,
I
think
that
we
need
prices
to
come
down.
O
I
know
it's
painful,
but
I
think
in
the
long
term
it
delivers
a
lot
of
better
bargains
for
housing
market
and
I
think
housing
is
artificially
high
and
it's
one
of
the
largest
concerns
that
we
face
unnecessarily.
Prices
of
homes
should
not
be
high.
I
think
the
issue
is
also
what
is
the
incentive
for
the
people
who
pay
their
mortgage
and
rent?
You
know
if
this
bill
passes.
I
mean
why
should
I
pay
my
rent
and
you
know
you
talk
about
how
certain
people
of
races
are
disproportionately
affected?
O
O
So
my
question
is:
what
are
you
guys
doing
to
make
sure
that
this
does
not
ultimately
enrich
the
pockets
of
wall
street
and,
as
you
know,
I
saw
senator
spearman
at
a
campaign
rally
for
kamala
harris.
My
question
is:
how
do
we
know
that
she's
working
for
us
and
not
in
the
best
interest
of
wall
street,
because
the
campaign
contribution.
A
P
P
P
P
Q
Q
P
Thank
you
and
as
a
reminder,
if
you've
recently
joined
us,
we
are
currently
on
neutral
testimony
for
senate
bill
144.
If
you'd
like
to
provide
neutral
testimony,
please
press
star,
9
now
to
take
your
place
in
the
queue
and
one
more
time
with
caller
the
last
three
digits.
Eight
seven
six,
please
press
star
six
to
unmute
yourself,
then
slowly
state
and
spell
your
name
for
the
record.
You
will
have
two
minutes
to
speak
and
maybe.
O
Hello,
my
name
is
alexander
avila.
Can
you
can
the
board
hear
me
well.
O
Oh,
thank
you
appreciate
it.
My
testimony
on
the
regards
of
sb
144
has
been
I'm
in
mostly
of
support
of
it.
I'm
wanted
to
say
to
the
board
real
quick
that
had
technical
issues
with
my
own
device
earlier,
but
I
wanted
to
say
that
with
sb144
I
can
see
this
being
on
something
good
for
the
folks
here
in
nevada.
I
live
within
the
area
of
clark,
county
and
89110,
and
I
myself
have
seen
what
it's
like
when
the
hoas
are
just
in
general.
O
How
folks
have
been
during
the
pandemic
struggling
keep
in
mind
that
most
of
the
nevadans
who
live
here
are
mostly
down
here
in
clark
county.
They
work
within
the
entertainment
industry
within
the
casinos
and
ever
since
started
a
colvid.
A
lot
of
them
been
laid
off
a
lot
of
been
struggling
with
just
simply
putting
food
on
the
table.
O
Then
this
is
what
needs
to
be
done
in
order
for
us
to
move
on,
and
so
once
again
I
want
to
thank
senator
spearsman
for
her
testimony
and
for
the
other
folks
you
brought
on,
because
that
is
something
that
we
need
to
acknowledge
here
now
in
order
for
us
to
move
forward
and
ensure
that
nevadans
do
have
confidence
within
their
government
and
in
knowing
that
that
they
will
be
looked
out
for
so.
Thank
you
so
much.
A
Thank
you
so
much
and
it
sounds
like
our
last
caller
was
actually
calling
in
in
support
of
the
bill.
If
the
secretary
could
please
properly
reflect
that
in
the
minutes
and
in
the
record,
we
would
appreciate
it
having
taken
testimony
from
everybody
who
called
in
in
all
three
positions:
support
opposition
and
neutral
on
sb
144.
M
Thank
you,
cher
scheibel.
I
there
were
several
calls
that
were
made
technical
in
nature,
that
I
don't
have
the
expertise,
but
laura
chapman
can
address
that.
So
I'd
like
for
her
to
address
that
because
I
don't
want
to
leave
here
with
with
with
people
thinking
one
thing
and
it
could
actually
be
another.
So
if
I
can
ask
laura
chapman
to
address
those
technical
issues
about
foreclosure
and.
M
M
B
B
L
A
K
Okay,
I
just
wanted
to
address
some
of
the
things
that
someone
spoke.
K
About
they're,
talking
about
passing
costs
on
to
homeowners
and
hoas
for
the
for
being
official.
K
It's
not
necessarily
true:
most
homes
have
a
ton
of
equity
and
because
there's
a
housing
shortage,
the
values
have
increased
the
last
60
days
from
12
to
17
in
different
areas.
So
when
these
hoas
pass-
or
you
know
when
they
when
they
want
to
collect
against
these
people,
there's
money
in
there
to
pay
those
bills,
and
it's
not
true,
and
as
far
as
the
hoa
foreclosures
go,
what
happens?
Is
there
there's
more
than
just
10
in
the
past
year?
K
K
They
can
hear
you
okay,
all
right,
so
I
just
wanted
to
make
sure
that
you
you
understand.
These
people
have
a
lot
of
equity
and
I
don't
want
these
people
to
think
that
increased
costs.
If
there
really
were
I
just
we
just
don't
see
that
sometimes
the
hoas
will
actually
waive
sunk
costs
and
they
do
have
reserves.
That's
the
whole
point
for
reserves,
so
I
I
just
don't
think
that
that's
a
provable.
M
Yeah,
thank
you,
chair,
schneible,
I'll,
try
to
be
brief,
and
first
I
want
to
thank
everyone
who
took
the
time
to
testify
whether
they
were
in
support
of
the
bill
or
in
opposition,
and
even
those
who
spoke
neutral.
M
I
am
really
concerned
that
the
rumor
that
this
will
increase
costs
for
homeowners
has
gained
traction
and
that
the
process
that
is
now
in
place
would
be
replaced.
M
M
M
M
M
M
M
So
what
we're
trying
to
do
here
is
really
offer
another
layer
of
protection,
and
I
have
no
idea
why
the
judicial
process
has
worked
folks
up
so
much
and
there
is
a
fear
that
it
will
raise
the
cost
and
it
will
have
to
be
passed
on
to
homeowners,
and
I
think
you
heard
that
from
miss
chapman,
who
is
a
realtor
and
excuse
me
understands
what
the
what
the
the
foreclosure
process
is
about,
as
well
as
people
buying
the
homes,
and
I
think
what
she
was
saying
is
the
homes
have
a
lot
of
equity
in
them,
and
so
whatever
the
foreclosure
amount
was
whatever
that
was
when
they
sell
it
to
a
third
party.
M
I
mean
really
and-
and
I
go
back
to
the
point-
please
hear
me
when
I
say
this
a
home
that
is
foreclosed.
I
didn't
make
the
60
days
up
I
was
I
was
on.
I
was
on
a
zoom
call
with
some
people
who
represent
hoas
and
they
told
me
it's
60
days.
I
said
so
what
happens
on
the
61st
day,
and
I
got
this
comment
well
it'll
be
sold
to
a
third
party.
M
Who
is
the
third
party?
Well,
it
could
be,
it
could
be
an
investor
I
didn't
make
that
stuff
up.
I
didn't
make
that
stuff
up
and
so
60
days
that
you
have
to
reclaim
your
home.
That's
not
my
words,
that's
the
words
of
people
who
represent
the
hoa
okay,
so
I
want
to
be
clear
about
that.
M
This
adds
another
level
of
security
or
the
homeowner.
That's
all
this
is
when
I
started
this
process
and
was
talking
to
some
folks
and
shared
an
idea
that
I
had.
I
was
told
by
several
people.
Are
you
sure
you
want
to
do
this?
I
mean
they
are
really
powerful
and
my
response
was:
if
we
don't
do
it
for
the
people
who
need
this
extra
protection,
who
will
do
it?
M
M
We
are
the
ones
that
have
been
entrusted
by
nevadans
to
look
and
see
what
is
working
for
the
whole
and
what
is
not
and
those
zip
codes.
Anybody
can
find
that
anybody
can
find
that.
I
don't.
I
don't
know
that
there
have.
There
have
been
a
significant
amount
of
foreclosures
or
this
process
going
forward
in
mountain
edge.
I
don't
know
that
it's
been
a
significant
amount
of
this
process
going
on
in
anthem.
M
M
They
hide
they
hide
in
the
cul-de-sac
of
education,
but
we
all
know
that
funding
education
is
is
not
good
for
black
and
brown
schools.
They
they.
They
hide
even
in
the
criminal
justice
system,
justice
and
many
times
for
black
and
brown
people,
it's
not
justice.
It's
injustice,
the
the
cul-de-sacs
of
racism
hide
in
in
in
job
performance
in
in
in
people
who
would
get
promoted
or
not,
and
so
I
want
to
be
diligent
about
deconstructing
racism,
and
I
think
I
think
it's
important
for
us
to
remember
what
sherry
royster
said.
M
Who
is
the
legal
representative
for
the
naacp
and
that's
not
that
they
didn't
just
start
up
day
after
you
know,
yesterday,
they've
been
around
for
a
long
time
and
they've
been
fighting
this
battle
for
a
long
time,
and
so
we're
with.
We
are
going
to
look
at
senate
concurrent
resolution
one
and
we
are
gonna,
stop
talking
about
it.
We're
gonna
be
about
it.
M
M
So
you
know
I
don't
know
what
you're
afraid
of
with
the
judicial
process.
But
for
me
it's
important
that,
while
we're
in
this
cul-de-sac,
where
hoas
and
there
are
some
good
ones
I'll
give
you
that,
yes,
there
are
some
good
ones.
There
are
some
people
who
are
really
doing
a
great
job,
but
the
ones
that
you
heard
about
today
are
not,
and
it
is
apparent
to
me
that
the
good
ones
have
not
been
able
to
rein
in
the
bad
ones,
because
they're
still
doing
stuff
it's
important.
M
Look
through
the
lens
of
jake,
joe
cato
look
through
the
lens
of
the
folks
that
clinton
was
representing
for
make
it
work.
Look
through
that
lens,
because
many
people
who
who
are
born
in
privilege
the
conversation
I'm
having
right
now.
They
are
clueless
because
they
never
had
to
justify
their
experience.
They
never
had
to
justify
their
existence.
M
M
M
A
Thank
you
senator
spearman.
It
is
always
a
pleasure
to
have
you
in
our
committee
and
we
appreciate
your
passion
and
your
knowledge
and
your
willingness
to
to
lay
all
that
out
for
us.
So
thank
you
again.
This
now
closes
the
hearing
on
sb
144.
We
thank
our
guests
for
joining
us
today.
You're
welcome
to
stay
for
the
rest
of
the
meeting
or
you
can
log
off
whenever
you
so
desire.
We
have
one
more
item
left
on
our
agenda
today
and
that
is
public
comment.
We
will
now
move
to
public
comment.
P
P
P
N
N
Excellent,
yes,
my
name
is
chris
hardin.
I
attempted
to
testify
earlier
both
having
technical
problems.
I
manage
sfr
investments
by
the
way
my
name
is
about
c-h-r-I-s-h-a-r-d-I-n.
N
I
manage
sfr
investments
where
a
company
that
owns
over
600
properties
in
nevada
we
purchase
all
of
them
through
or
after
hoa
foreclosures.
So
for
this
reason
I've
become
very
knowledgeable
about
this
topic.
We're
discussing
today.
That's
really
all
it
ends
up
so
that
the
realities
of
it.
N
Please
be
sure
this
bill
does
not
directly
affect
my
company,
because
we
no
longer
purchase
foreclosure
properties,
we're
fully
current
all
of
our
assessments,
I'm
really
speaking
as
a
homeowner
position
overall
health
of
hoas.
First,
I
want
to
caution
speakers
here
by
conflating
fines
and
assessments.
They
are
very
different.
N
Switching
from
non-judicial
to
judicial
foreclosure,
I
don't
believe
would
have
solved
any
racial
problems.
I
don't
see
the
difference
and
I
don't
think
it
will
prevent
any
foreclosures
whether
they
like
it
or
not.
Atoys
are
duty
bound
to
foreclose
on
you.
Runners
are
seriously
delinquent
on
assessments.
N
Please
know
the
time
period
between
the
issuance
of
the
first
non-foreclo
non-judicial
foreclosure
notice,
all
the
way
through
to
the
end
of
the
six-day
redemption
is
only
about
a
year
and
a
half
and
the
average
hoa
assessment
is
about
70
a
month.
If
a
person
cannot
pay
this
amount
for
a
year
and
a
half
an
expensive
judicial
foreclosure
will
not
save
them
from
their
non-payments.
N
I
see
all
the
problems
mentioned
by
the
proponents
of
this
bill
as
basic
issues
of
law
that
are
supposed
to
be
reviewed
and
sought
by
the
ombudsman's
office.
The
ambassador's
office
was
great.
For
this
very
reason.
The
root
of
the
problem
is
that
the
ombudsman's
office
is
failing
in
his
basic
duties.
I
know
some
personal
experience
to
the
lady
with
cancer.
Why
isn't
the
office
on
buzz's
office?
Helping
you
that's
his
job,
so
here's
my
channel's
on
business
office
get
in
to
contact
that
lady
and
help
her
that's
your
job.
N
I
would
also
point
out
that
the
final
institute
financial
institutions
division
regulates
collection
companies,
including
hoa
collection
companies.
I
found
they
are
more
effective,
more
confident
in
the
ombudsman's
office
and
the
values
that
let
unit
owners
know
they
can
also
file
collection,
related
complaints
with
the
fid.
N
P
O
So
these
differences
are
not
just
something
recent
or
has
happened
just
last
few
hundred
years.
We
have
a
lot
of
programs
as
a
matter
of
fact
that
we're
supposed
to
reverse
the
trends
such
as
quotas,
affirmative
action,
what
has
happened?
The
performances
have
still
not
resulted
in
equal
outcomes
and
not
to
mention
if
some
people
who
are
minorities
claim
that
they're
being
oppressed.
O
O
The
people
who
are
causing
the
problem
would
no
longer
have
the
power
to
push
others
around,
and
I
think
we
can
break
up
the
country
in
a
more
diverse
or
either
mono.
Cultures
give
people
the
choice.
Now.
Here's
the
real
issue
with
all
this
identity,
politics
and
this
whole
oppression,
justice
and
all
that
it's
benefiting
the
wealthy
elites
wall
street
they
benefit.
While
we
have
a
divided
society
that
we're
fighting
each
other
while
the
rich
laughed
their
way
to
the
bank-
and
we
know
that
large
corporations.
O
A
All
right,
thank
you
so
much,
mr
kyle
for
staying
with
us
through
this
hearing
and
for
helping
everybody
get
their
voices
heard,
both
figuratively
and
literally
during
this
committee
hearing.
That
concludes
today's
meeting
of
the
senate
judiciary
on
march
18th
of
2021.
Just
for
the
record,
we
will
not
have
a
meeting
tomorrow.
We
will
have
a
meeting
on
monday
and
the
time
has
probably
come
to
start
friday
meetings
beginning
next
friday,
the
26th.